Choose the safest car for your teen - Floyd Arthur Presentation
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Transcript of Choose the safest car for your teen - Floyd Arthur Presentation
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Choose the Safest Car for Your Teen
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All parents of teenagers want their children to drive the safest and most
reliable car
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on the road. Unfortunately for many families, buying or leasing a new car with
all of
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the latest safety features for a young driver is a luxury they cannot afford.
According
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to the Insurance Highway Safety Institute, most parents buy their teens used
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vehicles, spending between $5,300 and $10,000 on the car. Even within that price
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range, however, it is possible to find an affordable option that will be the safest car
for your teen.
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Teenagers having fun
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Improvements in vehicle safety over the last 10 years means that more and more
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used cars are equipped with safety features such as driver and passenger side
airbags
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and electronic stability control. These cars may cost a bit more, says the IIHS, but
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they are proven to save lives.
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How to Choose the Safest Car for Your Teen
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In October of this year, the IIHS released its list of the safest cars for teens along
with
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a few common-sense suggestions for keeping teen drivers safe. Its
recommendations
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include the following:
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* Avoid “muscle cars:” Giving a young, inexperienced driver a high-
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horsepower engine is inviting trouble, experts say. Teenagers are biologically
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programmed to take risks, and they are much more likely drive too fast in a
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300-horsepower Mustang than a Honda Accord. According to the National
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Highway Traffic Safety Administration, speeding was a contributing factor in
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30 percent of all fatal crashes in 2012 and was responsible for 10,219 deaths.
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* Go for big, heavy cars: Overall, larger cars fare better in crashes than their
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smaller, lighter weight counterparts. Furthermore, an analysis by the Highway
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Loss Data Institute shows that teen drivers are less likely to be involved in an
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accident if they are driving a heavier car.
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* Insist on electronic stability control: Mandatory on all new vehicles since
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2012, electronic stability control helps the driver maintain control on curves
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and slippery roads. Since its implementation, the technology is credited
with
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cutting single-vehicle traffic fatalities in half.
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* Do your homework: At minimum, any car you choose for your teen should
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have a four or five star safety rating from the NHTSA. Look at crash-test
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statistics, too: The car should have at least a “good” rating in the IIHS
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moderate-overlap front test* and acceptable ratings in the IIHS side crash
test.
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**A crash test that simulates a 40-mph partial head-on collision in which at least
40
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percent of the front of the vehicle is involved in the crash.
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Some of the Safest Cars for Teens
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A safe, reliable car for your teenager doesn’t have to cost a fortune. Here are a
few of
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the under $10,000 models on the IIHS list of safest cars for teens, along with their
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2015 Kelley Blue Book value as of September 2015.
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* Volvo XC90--2005 and newer ($4,600)
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* Subaru Tribeca/B9 Tribeca -- 2006 and newer ($6,000)
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* Volvo S80 -- 2007 and newer ($5,800)
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* Volkswagen Jetta -- 2009 and newer ($5,600)
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* Volkswagen Passat sedan -- 2009 and newer ($7,300)
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* Ford Fusion --2010 and newer ($7,400)
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* Mercury Milan -- 2010 and newer ($7,400)
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* Chevy Malibu -- 2010 and newer ($8,200)
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* Honda Element -- 2007-2011 ($6,700)
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* Volkswagen Tiguan -- 2009 and newer ($7,900)
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* Subaru Forester -- 2009 and newer ($9,000)
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* Dodge Journey -- 2007 and newer ($8,700)
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Choosing the right car for your teenager is a very important decision, and making the
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wrong choice could cost your child his life. Teens are three times more likely to be
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involved in an accident than adults 20 years and older, so it is worth spending a
bit
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more to keep them safe. Additionally, it essential to have adequate insurance to
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protect your family from financial disaster if your teen driver wrecks his car or
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injures someone else.
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We at Carmoon Group Ltd. are experts in home, automobile and business insurance,
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and we invite you to come in and discuss your needs with us. We are available every
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weekday from 9 a.m. to 6.p.m, so call 516-292-3780 to schedule an
appointment,
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or request a free consultation online today.