C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle...

20
COMMERCIAL VEHICLE POLICY

Transcript of C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle...

Page 1: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C O M M E R C I A L V E H I C L E

P O L I C Y

C O M M E R C I A L V E H I C L E

P O L I C Y

Page 2: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

What To Do If You Have A Complaint

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.1 .pdf 1 02/05/2013 11:22

Page 3: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policyp.2.pdf 1 15/03/2011 12:17

Page 4: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

3

W H A T T O D O I F Y O U H A V E A C O M P L A I N T

We are dedicated to delivering a first class level of service to all of our policyholders. However, we accept that things can occasionally go wrong and would rather be told about any concerns you have so that we can take steps to make sure the service you receive meets your expectations in the future.

If a dispute regarding your policy or claim arises and cannot be resolved by reference to your insurance intermediary the following explains the procedures for resolving your complaint:

The resolution of complaints in relation to your policy (or any claim made under it) is delegated to our service providers in the United Kingdom, Zenith Insurance Management UK Limited. If you have a complaint, please contact our service providers at the address below:

Zenith Customer RelationsZenith Insurance Management UK LimitedPO Box 730ChesterfieldS40 9LL

Tel: 0844 874 0630Email: [email protected]

When contacting Zenith Insurance Management UK Limited please provide:

A policy number and/or claim numberAn outline of your complaintA contact telephone number

Our service providers will make every effort to resolve your complaint immediately. If they cannot resolve your complaint by the end of the next working day they will acknowledge your complaint within five working days of receipt and do their best to resolve the problem within four weeks by sending you a final response letter. If they are unable to do so, they will write to advise you of progress and will endeavour to resolve your complaint in full within the following four weeks. If they are still unable to provide you with a final response at this stage, they will write to you explaining why and advise when you can expect a final response. At this point you may refer your complaint to The Financial Ombudsman Service at the following address:

The Financial Ombudsman ServiceSouth Quay Plaza183 Marsh WallLondon E14 9SR.

You have the right of referral within 6 months of the date of your final response letter.

Whilst we and our UK service providers are bound by the decision of the Financial Ombudsman Service, you are not. Following the complaints procedure above does not affect your right to take legal action.

Zenith Insurance plc is a member of the Association of British Insurers.

C

M

Y

CM

MY

CY

CMY

K

Comercial vehicle Page 3.pdf 1 02/05/2013 11:21

Page 5: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.4 .pdf 1 17/03/2011 14:25

Page 6: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle PolicyP.5 .pdf 1 15/03/2011 12:33

Page 7: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

Zenith Insurance plc is an authorised insurance company licensed and based in Gibraltar and is regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Conduct Authority in respect of underwriting business in the UK (No. 211787).

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.6.pdf 1 02/05/2013 11:23

Page 8: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policyp.7 .pdf 1 15/03/2011 12:39

Page 9: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policyp.8 .pdf 1 15/03/2011 12:43

Page 10: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.9 .pdf 1 15/03/2011 12:45

Page 11: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy10 .pdf 1 15/03/2011 12:46

Page 12: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy 11.pdf 1 15/03/2011 12:48

Page 13: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p12 .pdf 1 15/03/2011 12:50

Page 14: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p13.pdf 1 15/03/2011 12:51

Page 15: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.14.pdf 1 21/03/2011 12:38

Page 16: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p15 .pdf 1 15/03/2011 12:55

Page 17: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p.16.pdf 1 15/03/2011 12:56

Page 18: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p17.pdf 1 15/03/2011 12:58

Page 19: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Policy p18 .pdf 1 15/03/2011 12:59

Page 20: C O M M E R C I A L V E H I C L E C O M M E R C I A L V E ... · CM MY CY CMY K Comercial vehicle Page 3.pdf 1 02/05/2013 11:21. C M Y CM MY CY CMY K Commercial Vehicle Policy p.4

Zenith Insurance Management UK Limited is authorised and regulated by the Financial Conduct Authority

C O M M E R C I A L V E H I C L E P O L I C Y

Zenith Insurance plc is an authorised insurance company licensed and based in Gibraltar and is regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Conduct Authority in respect of underwriting business in the UK (No. 211787). ZI

CV/PL/05.13

C

M

Y

CM

MY

CY

CMY

K

Commercial Vehicle Page 20.pdf 1 02/05/2013 11:26