Buyer Booklet

Juliette Moore, ABR,e-Pro, MMDCJeffrey B. Moore, MMDC, Real Estate Advisor

Crye-Leike Realtors901-854-5050

[email protected]@MooreDeals4u.comSpecializing in Residential & Commercial Real EstateLicensed in TN & MS

Current Market ProfilePrepared for Juliette & Jeff's Preferred Client

mailto:[email protected]

mailto:[email protected]

All information deemed reliable, but not warranted.

Prepared for Preferred ClientBy Juliette Moore ABR, CRS, e-Pro, MMDC

Date: February 21, 2011

To: Preferred ClientFrom: Juliette Moore ABR, CRS, e-Pro, MMDCRe: Current Market Profile

Thank you for placing your trust in us to help you with your home buying process.

Our first objective is to provide you with information about the community you're interested in, and alsoabout the real estate market prices there. To this end, we will provide a Community & School Report, aswell as detailed information about homes that are currently listed or have recently sold in your price range.

We're also taken the opportunity to provide you with a brief professional resume, an overview of ourcompany's services, and an outline of the home buying process itself.

In closing, we'd like to assure you in advance that we'll work very hard to help you find and buy your nexthome at the best possible price, as quickly as possible.

Sincerely,

Juliette Moore & Jeffrey Moore



Cover PagePresentation Cover LetterTable of ContentsMy Professional ResumeAgent resume (Remote)My Recent SalesRecent TestimonialsAgency RelationshipsVisual market analysis - pricing pyramid (Remote)The Home Buying ProcessUtilizing Available Real Estate SourcesNew Home RequirementsBreaking the decision making on Mortgages!Conventional Financing Fast FactsQuestions to ask your LenderTHDA ProgramsTHDA announces a 2nd Mortgage ProgramHomebuyer Credit 2009The Loan ProcessClient ServicesAdvantages Of Working With Juliette & Jeff MooreWhat We Can Offer YouQuestions to Ask When Writing an OfferMLS MembersMy Commitment to YouThings Worth Noting

Table of Contents



Experience

• 14 Years Real Estate Experience• Specializing in New Home Sales & Resales• Honest, Trustworthy & Very Dependable• Customer Satisfaction• Previous Real Estate Closer• Real Estate Investor• Property Management Experience• Proven Marketing Programs• Up-To-The Minute Technology• Professional Support Staff

Education

• Licensed since 1999• 9.5 Years of Continuing Education• Graduate of Northwest Mississippi Community College• GRI undergraduate• RELO Certified• ABR• ePRO• CRS

Professional Affiliations

• Memphis Area Association of Realtors• Tennessee Association of Realtors• Northwest Mississippi Association of Realtors• Mississippi Association of Realtors• Memphis Area Toastmasters Club

Community Involvement

• Worship at Golden Gate Cathedral & Involved in Area Ministry Work• Mentoring ProgramTutoring Students in the Memphis CitySchools• Habitat for Humanity• Youth Villages

Background, Family And Hobbies

I am joyously married to my husband of ten wonderful years, Jeff Moore, who is also enjoy a real estatecareer. We have four children and one toy poodle. Since selling residential real estate, I am like a "bird outof a cage" finding pleasure assisting home buyers, while giving the perfect guidance and consultation asthey delightfully move on to the next place they call home. Being "there for my clients" is something Itake pride in. When I'm not indulging in real estate, I indulge in cycling, running, weight lifting, watchinggreat movies and playing Wii with my family.

Juliette's Professional Resume



Jeffs Professional Resume

Professional• Licensed Real Estate Broker since 1980• Licensed Real Estate Broker in California 1980-1992• Licensed Real Estate Broker in Tennessee 1993 to Present• Member National Association of Realtors• Member Tennessee Association of Realtors and Memphis Association of Realtors• A Top producer Crye-Leike Inc. since 1995

Service• Memphis Area Association of Realtors (MAAR) Board of Directors 2006• Committee Chair MAAR Commercial Council 2008, 2009• Vice-President MAAR Board of Directors 2007• MAAR Education Foundation Committee 2003,2004,2005• Speaker on Sales Training throughout Memphis, West Memphis, & North Mississippi Real

Estate CommunitiesCommunity

• Member of Golden Gate Full Gospel Baptist Church• Trustee Golden Gate Full Gospel Baptist Church• Director of Mens Ministry Golden Gate• Member is Mens Choir Golden Gate• Graduate Leadership Memphis Class of 2001• Shelby County Attorney General Mentoring Program Volunteer• Guest speaker at various schools throughout Shelby County on Success Principals for

Students• NFL Analyst George Lapides Sports Talk Show AM 560 since 1993

Additional Career• Former NFL Player with the Los Angeles Rams• Member of Los Angeles Rams 1980 Super Bowl Team• Former Memphis High School Player of the Year• Author of the Book-Increase Your Income and Wealth Buying Apartment Buildings (published

2001)• Author of the Book-Realistic Strategies for Real Estate Investing (published July 2009)

Education• Graduate Fairly High School• Graduate University of Tennessee

Family• I am delightfully married to my sweetie, Juliette Moore of 10 plus years, who is also a true

professional and my real estate partner in the real estate business. We have four children, twograndchildren and one toy poodle. My hobbies include biking, running, and swimming. I lovewatching college and professional football and basketball.



Our Recent Sales

When it comes to deciding which real estate professional will best represent your interests throughout thehome buying process, the facts generally speak for themselves.

Our knowledge and experience helping people with their real estate needs is demonstrated by our recentsales:

Juliette's Sales

• 5578 Oak Branch Circle, Memphis TN 38135 $ 84,000• 339 Byron Street, Memphis, TN 38109 $ 97,000• 9662 Woodland Creek Cove, Memphis, TN 38018 $258,000• 6583 Shaker Lane, Memphis, TN 38141 $ 84,500• 123 Plantation Woods Cove, Cordova, TN 38018 $250,000

Jeff's Sales

• 1423-25 Boxwood, Memphis, TN 38108 $ 46,000• 1461-63 Boxwood, Memphis, TN 38108 $ 46,000• 2087-89 St. James, Memphis, TN 38119 $101,430• 1643-45 Ragan Street, Memphis, TN 38106 $ 24,000• 4268 Moonfall Way, Memphis, TN 38141 $ 72,000



Recent Testimonials

Here are a few testimonials from some of my recent home buyer clients. I have manymore if you'd like to see them.

"I've worked with other real estate agents in the past, and Juliette is the best. She is therefor us and give us 1st class service."

M. Jones - Bartlett, TN

"My family & I appreciate having a Realtor like Juliette. She is honest & reliable. Shelistened to our needs and provided it." Our family would definitely call her when we areready to sale."

C. Tuggle - Memphis, TN

"Juliette Moore has been my Realtor of choice for several years now, and I enjoy workingwith her. She does an excellent job and is extremely prompt. She is truly an expert in herfield."

C. Ervin - Germantown, TN

"Mrs. Moore made the process of us buying our home easy and stress free. My husbandand I are really appreciative to her knowledge in the real estate field. Not only is she therefor all of our real estate needs, she was also encouraging to us when we delivered ourfirst son. I am so glad we met.

D. Wandabwa - Memphis, TN

{Enter fifth testimonial here}



Who does the agent represent?

It is important to understand what legal responsibilities your REALTOR® has to you and to other parties in the

transaction. Ask your REALTOR® to explain what type of agency relationship you have with him or her and with the

brokerage company.

• Facilitator/Transaction Broker (not an agent for either party): The agent is not working as an agent for

either party in this consumers prospective transaction. A facilitator may advise either or both parties to a

transaction but cannot be considered a representative or advocate of either party. Transaction Broker may be

used synonymously with, or in lieu of, facilitator as used in any disclosures, forms or agreements. (By law, any

agent or company who has not entered a written agency agreement with either party in the transaction is

considered a Facilitator or Transaction Broker until such time as an agency agreement is established.)

• Agency or Subagent for the Seller: The agents company is working as an agency for the property seller and

owes primary loyalty to the seller. Even if the agent is working with a prospective buyer to locate property for

sale, rent or lease, the agent and his/her company are legally bound to work in the best interests of any property

owners whose property is shown to this prospective buyer. An agency relationship of this type cannot, by law, be

established without written consent.

• Agent for the Buyer (exclusive and non-exclusive): The agents company is working as an agent for the

prospective buyer and owes primary loyalty to the buyer and will work as an advocate for the best

interests of the buyer. An agency relationship of this type cannot be established without written buyer

agency agreement.

• Disclosed Dual Agent (for both parties) : Refers to the situation in which the agent has agreements to provide

services as an agent to more than one party in a specific transaction and in which the interests of such parties are

adverse.

• Designated Agent for the Seller: The individual agent that has been assigned by their Managing Broker and is

working as an agent for the seller or property owner in this consumers prospective transaction, to the exclusion of

all other agents in his/her company. Even if someone else in the agents company represents a possible buyer for

this sellers property, the Designated Agent for the Seller will continue to work as an advocate for the best

interests of the seller or property owner. An agency relationship of this type cannot, by law, be established

without written agency agreement.

• Designated Agent for the Buyer: The individual agent that has been assigned by their Managing Broker and is

working as an agent for the buyer in this consumers prospective transaction, to the exclusion of all other agents in

his/her company. Even if someone else in the agents company represents a seller in whose property the buyer is

interested, the Designated Agent for the Seller will continue to work as an advocate for the best interests of the

seller or property owner. An agency relationship of this type cannot, by law, be established without written

agency agreement.

Information in this section is excerpted from the Tennessee Association of REALTORS® Form Working with a

Real Estate Professional.

Agency Relationships



Pricing Pyramid

Properties priced too high attract fewer buyers, showings and offers.

Properties priced at market value generate more buyer interest.



The job of finding a home that meets all your needs and wants can be difficult if you don't have all theavailable resources at hand or the time required to make complete use of them.

We specialize in helping buyers find the homes they're looking for, and one benefit of using our services isthat we hear about listings right when they come on the market -- in fact, often even before they're on themarket. And that's just the first step. When we work for you we will:

1. Educate you about Buyer Agency, outlining my fiduciary responsibilities to you, which include:complete Disclosure, Loyalty, Confidentiality, Obedience and Accountability.

2. Save you time by regularly searching the market for an affordable home that meets your criteria.3. Email your specific home requirements to top producing agents in the area so they know we have

a qualified purchaser.4. View homes with you and provide comparative analysis. We can also refer you to expert home

inspectors that will provide more in-depth analysis and advice.5. Help you explore your financing options and, if required, refer you to some excellent mortgage

professionals, so you can make the best possible mortgage decision.6. Provide consultation in relation to your written offer to purchase a home, with all terms approved by

you.7. Negotiate the best possible price and terms for you, take care of all the documentation details,

and keep you fully informed about all activities that lead to the transaction closing.8. Assist you, if necessary, in finding any home-related services you need.

The Home Buying Process

There are many different ways that you might find out about a given listing, for instance, from:

• The Internet• A local Crye-Leike real estate magazine• A real estate television channel• Another agent's marketing materials• Another agent's FOR SALE sign• Another agent's OPEN HOUSE• Another agent's exclusive listing• A "For Sale by Owner" sign• A friend or relative

We just want to emphasize that driving through a neighborhood can help you buy a home from any of thesesources. Even more importantly, we will represent your best interests and effectively negotiate the bestpossible price and terms for you.

However, if you view a property with another agent, we won't be able to represent you in connection withthat property. So if you see a sign, an open house, or even hear about a property that interests you, pleasecall us first and we'll provide you with detailed information about it, make all the necessary arrangements forviewing it, and then view it with you to ensure that you don't in any way compromise your negotiatingposition.

Utilizing All Real Estate Sources



The more we know about what kind of home you're hoping to buy, the more effectively we'll be able tofacilitate your search. When you get the chance, please fill in the questionnaire below so that weI'll be ableto schedule appointments to see homes that fit the profile.

Main Requirements

Price range: ____________________ Lot size: _________________________

Area: ___________________________ Square footage: ___________________

Detached or Attached: _______________ Number of bedrooms: _______________

House style(s): _____________________ Number of bathrooms: ______________

Age of property: ____________________ Garage: __________________________

Specific features(e.g., waterfront, view, large lot, pool, fireplace, basement, garage size, built-in vacuum, distance to school,

additional room preferences, etc.):________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

Additional comments________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

What Kind of HomeAre You Looking For?

Breaking the decision making on Mortgages!

When you call a lender for rates, take a close look at what you are getting. People will call 20 lenders forquotes and deliberate over them. Be sure youre comparing apples to apples. One lender for instance willadd the appraisal fee and the other dont put it in the quote. They assume you know you have the expensesof taxes and insurance as well. Get an itemization of closing costs. This is the requirement of the law.Always be Leary of a lender who wont put it in writing. Origination fees- there is no free lunch, some includeorigination in the quote, others dont.

There is a fee for doing the loan. It may be in the rate or other fees but its included somewhere in the cost.The average origination fee in our area is 1%. Brokers will often have up to a 2 or 3% origination fee. Dontassume the lender will tell you all the costs and fees up front. Some wont give you a specific list unless youask. For instance you have to ask the lender whats included in the application fee. Does it include creditreport/appraisal or just application fee? A lot of Brokers charge what they term as a processing fee.Sometimes its because they pay their processor a commission to help them with the loan.

Mortgage types another aspect of mortgage shopping is choosing the right type of mortgage that best suitsyou. The primary categories are fixed rate, adjustable rates and balloon and interest only loans.

Fixed rate has a rate thats fixed for the term of the loan therefore holds steady for the life of the loan.Adjustable Rates - also known as ARM start out with a lower rate than fixed but adjusts up and downaccording to the changes in the specified index after a set period of time such as three, five, seven, or tenyears.Key features to check: What is the ARM pegged to? Whats the periodic rate cap which tells how much itcan climb each adjustment period? What is the lifetime cap which sets the limit on how high the rate can goover the life of the mortgage?Balloon Mortgages - have a fixed rate lower than conventional but the remaining principal- the balloon-comes due in fall after five or seven years.Interest Only - Just what it implies, only interest has to be paid on the loan for a specific period of time suchas three years, five, or ten etc. You are depending on the home appreciating for your equity in the house.You are paying on the mortgage. In addition some lenders have hybrid mortgages which blendcharacteristics of each loan, how do you know which one to choose?

What we usually advise is it comes down to how long you will be in the property? Typically you mightconsider ARM or balloon if youre not planning on being in the house for a long time or you plan to movebefore the balloon comes due or before there are too many adjustment periods.Another scenario may be that you are expecting a salary increase in the next few years. A lower initial ratelets you buy more house today. By the time the rat increases, you plan to be making more money. Ofcourse you are gambling that the salary increase will materialize unless its a guaranteed pay scale increaselike union scales.

Cell: 901-277-0476

Office: 901-854-5050

Website: MooreDeals4U.com

Email: [email protected]

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Conventional Financing Fast Facts

1. The maximum loan amount is $417,000.

2. Seller can only pay up to 3% closing cost on 0-9% down.When the buyer puts at least 10% down the seller can pay up to 6% of closing and prepays.

3. Conventional Financing has PMI insurance (private mortgage insurance) unless the borrower puts20% down payment or does a 80/20 loan where the 20% down payment is a second mortgage.

4. The PMI insurance can be dropped once there is a 20% equity in the house the buyer has paid atleast one to two years and gets a new appraisal that shows they now have a 20% equity position. They alsomust have made timely payments to the servicing lender.

5. There are also available 100% 1- loan products without PMI however, the buyer must have about a680 credit score. There are sub-prime Conventional loans that do not have PMI insurance but the rate istypically higher and this generally is more for credit challenged borrowers. They are usually structured as80/20 loans but allow for lower scores than Fannie Mae.

6. Combo loans This can be set up in various ways. The reason is to avoid PMI insurance. They canbe 80/20 80/10/10 or 80/15/5. Etc. That means 80% is the 1st mortgage the 2nd number represents the2nd mortgage percentage and the last number is the down payment. They can be fixed, variable or tied toprime on each.

7. Interest Only Loans This loan is structured more toward a buyer who either is buying in fast.Appreciating area or wants to control the payment by on the principal when they want to. This loan can savethe customer (depending on the loan amount) an extra hundred dollars per month. This would also allow thecustomer to purchase more house by qualifying on the interest only payment.

Cell: 901-277-0476

Office: 901-854-5050



Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Questions to ask your Lender:

Do you charge any of the following fees and if so how much?

1. Application Fee________________2. Appraisal Fee_________________3. Credit Report _________________how long is it good for?4. Document Preparation___________5. Processing Fee__________________6. Lock in Fee (to guarantee the rate)__________________

a. How long is it good for? ________________b. What happens if the rate expires before I can close? ___________

7. Commitment Fee (to assure the borrower will go ahead and close) _________8. Any others? ________________

Always ask for a good faith estimate of settlement costs. The Law requires it.This is a breakdown of fees expected to be paid at closing.

Juliette Moore

Cell: 901-277-0476

Office: 901-854-5050



Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



THDA Programs

THDA is designed to help first time low to moderate income borrowers obtain financing.

My Community program at a THDA rate!! Seller may pay 3%.

1. Great Rate· Currently 5.55%· No closing assistance· 3.5% buyer investment required for FHA only (gift allowed)

2. Great Advantage· Currently 5.85%· 2% closing assistance· 1% investment from buyer for FHA only (gift allowed)· Seller may pay remaining costs

3. Great Start· Currently 6.4%· 4% closing assistance· Seller may pay the difference

Income Limit· 1-2 persons $57,300· 3+ persons $65,895

Maximum loan amount $200,160

Loan Types· 100% Conventional FNMA My Community Loan· VA Loan· FHA Loan

Juliette Moore

Cell: 901-277-0476

Office: 901-854-5050



Juliette Moore

Cell: 901-277-0476

Office: 901-854-5050



Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



THDA announces a 2nd Mortgage Program

This is a valuable program to reduce down payment costs. THDA will take a 0% 2ndmortgage with no payment due until June 2010.

The 2nd Mortgage option is available for these THDA programs:· Grate Rate (5.55% no DPA)· Great Advantage (5.85 and 2nd DPA)

Program specifics:· Amount is 3.5% of the purchase price· 0% loan deferred until June 1, 2010· After June 1, 2010 the rate will be paid back over 10 years at 1%over the current THDA rate. (5.55% or 5.85%)· No prepayment penalty· Home Buyer Class is required

Here is an example for a $100,000 purchase using the Great Advantageprogram:

$8,900 Required Cash less $8,900 Credits = $0 Total Move In!

And Home Buyers may be eligible for a $8,000 tax credit!!!

The home buyer can use $3,600 of the tax credit to pay off the 2nd Mortgage. Remember this is an example only. Actualfigures may vary. Seller can pay up to 6% of closing costs and pre-paids. This information is for Realtor use only.

$100,000-3,500(3.5%DP)96,5001,688(MIP)

$98,188(Loan Amt)

$3,500(DP)3,600(Closing Costs)1,800(Pre-Paids)

$8,900 Required Cash

$1,963(DPA -2%)3,600(2nd Mortgage)3,337(3% Seller Paid)

$8,900 Credits

Cell: 901-277-0476

Office: 901-854-5050



Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Homebuyer Credit 2009

Who is included:· This program is for the purchase of a Primary Residence· First time home buyers· Previous home owner that have not owned a home within 3 years of date of purchase

Annual Income Limits:· Single, $75,000, phased out at $95,000· Married, filling jointly, $150,000, phased out at $170,000

Amount of Tax Credit:· 10% of the purchase price up to $8,000· Example Purchase price $70,000, the tax credit would be $7,000

Important Points to Remember:· Program ends December 1, 2009· You can now use THDA, City of Memphis, Shelby County DPA, or other revenue bondfinancing· The credit does not have to be paid back unless the home is sold within 3 years of thedate of purchase· The buyer can get the entire credit amount even if he owes less in taxes· Example If $3,000 is owed in taxes and the home purchase credit was $7,000, the homebuyer would get the $3,000 credit for taxes, plus a $4,000 refund· Filling is simple, using form 5405 and line 69 for the credit on Form 1040· Details can be found on www.irs.gov· Home buyers may get the refund quickly using an Amended 2008 tax return

Remember, we are not tax experts. Individuals should direct questions to a qualified tax expert.

Cell: 901-277-0476

Office: 901-854-5050



Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050





Do Your Homework When Looking For A Mortgage

A very important part of buying a home is finding the right lender and the right mortgage product. There aremany different kinds of lending institution, offering a wide range of loan packages. So it is important to dosome research and shop around because what you don't know could cost you.

In this regard, over the course of our career I have some excellent contacts in the mortgage industry, so ifyou have any questions or if you would like us to refer one or more of them to you, please let us know.

Additionally, here are the Web addresses for sites that provide excellent descriptions of the loan process,different kinds of loans, and different kinds of lending institutions:

1. www.suntrust.com2. http://www.magnabank.com3. http://www.gowestmortgage.com/TheLoanProcess

Getting Pre-qualified

Generally, it is recommend that home buyers get pre-qualified for a loan with a lender before searching for ahome to purchase. That way you will have completely reliable information about what you can afford.Additionally, any offer that you make on a home will be taken much more seriously if you have been pre-qualified than if you haven't (you'll also be in a much better position to make an offer once you have soldyour previous home, if you have one).

Other good reasons to get pre-qualified include:

• You can determine which loan program best fits your need and which programs you qualify for.• You'll know exactly how much you are qualified for. It's no fun to find your ideal home and then

realize that you can't afford it.• Your down payment, monthly payment and closing costs will be set so you can budget your

money in advance.• If you are a first-time buyer, you may qualify for a special first-time buyer program which may allow

you to afford more home for your money.

Financing Your Home Purchase

http://www.magnabank.com

http://www.gowestmortgage.com/TheLoanProcess



Client Services

Over the years we've developed a first-class network of professionals who provide high-quality, home-related services at competitive prices. Those of our clients who have used these service providers havealways been very pleased with their work.

The following professionals deal specifically with matters that relate to purchasing and moving into a home.If you have questions about services that relate to home maintenance and improvement, please contact usanytime. We'd be happy to refer professionals who we know, from experience, do excellent work.

Credit ProfessionalFaye Carson at Memphis Consumer Credit Education Association Office: 901-321-6711

Mortgage Professional

Regina Palmertree at SunTrust Bank Office: 901-488-6124Jason Wallace at Commercial Bank & Trust Office: 901-820-4300Ludy Calloway at Nationstar Mortgage Office: 901-248-7046

Home Inspector

Jim Woerner at Home Analyzers Office: 901-737-5397Greg Subick at Home Sweet Home Office: 901-493-7763Boyd Webb at House Call Inspection Serivce Office: 901-493-6526

Attorney

Bethany Hesser at Realty Title Office: 901-259-5101Mike Fearnley at Fearnley & Califf Office: 901-767-6200Ursala Jones at Preferred Title Office: 901-881-6792Lisa Cole at Assured Escrow & Title Office: 901-685-9204

Title Company

Asssurance Title Office: 901-767-6200

Mover

Ewin Moving Company Office: 800-533-2315

Advantages of WorkingWith

Juliette & Jeff Moore

• You become familiar with how we work

• You can place confidence in our ability

• You develop rapport necessary to communicate easily

• We come to understand your particular needs

• We can afford to make a commitment in time and effortbecause we can feel assured of making a sale

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Cell: 901-277-0476

Office: 901-854-5050



What We CanOffer You

• Financial Information

• Knowledge of the Neighborhood

• Appropriate Houses to Consider(What you want and what you can afford in an area you want to

live.)

• Active effort to find you the right home

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Cell: 901-277-0476

Office: 901-854-5050



Questions to Ask When Writing an Offer

• Has the owner completed a property disclosure statement

• If Yes: May I have a copy to look at?

• What type of financing is available on this property at this time?Do you have quote sheets available?

• What would be a reasonable repair expense amount for this home?

• Has there been an appraisal made on this home?

• Could you run comparables of recent sales in the area?

• Are you aware of anything that might affect the value presently or in thefuture?

• Would you prepare an estimated closing cost statement and figure theapproximate house payments?

• Would you prepare a comparison of an adjustable rate mortgage and afixed rate mortgage and a Homeowners Analysis?

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Cell: 901-277-0476

Office: 901-854-5050



MLS Members

As a member of the Multiple Listing Service, we canshow you any property.

If you should see an ad in the paper or a sign in ayard, call us to find out the information. If you want

to see it, we'll show it to you.

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Cell: 901-277-0476

Office: 901-854-5050





Our Commitment to You

As you've seen from this presentation, there are many factors that go into the successful purchase of ahome. That's why, as your buyer agent, our job isn't just to help you find the right home and buy it at thebest possible price and terms.

We'll also educate you about market values, quality home construction, equity potential, financing optionsand more, so you can make the most informed decisions possible. In addition, you'll have the benefit of ourextensive professional network, developed through years of experience. So if you need additional homeservices you'll be guaranteed of getting quality work at a competitive price. And the great thing is that allour work is paid for by the home seller, so it won't cost you any more than if you do them all yourself!

In short, we'll provide you with comprehensive, high-quality buyer's service, from helping you with the homesearch, to negotiating a better deal, to making sure that everything's signed, sealed and delivered onclosing day.

That is our commitment to you and we look forward to being of service.

Things Worth Noting

Jeff Moore

Cell: 901-277-0477

Office: 901-854-5050



Cell: 901-277-0476

Office: 901-854-5050



Buyer Booklet

Documents

Transcript of Buyer Booklet