Brochure BNPPI 2010

Innovating for Investors

52 523 Plaquette Stef (e6).indd 1 22/04/10 08:12

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BNP Paribas Personal Investors

Editorial Olivier Le Grand

Investors want liquid, high-performance and transparent investments. This is all the more true in

the current economic crisis: the impossibility for Western nations to maintain their standard of

living without going into debt has made savings channels much longer and more complex. It’s our

responsibility to ensure the quality and traceability of the investments our clients make.

As experts in our fi eld, we want to listen to what they say on the telephone or in face-to-face dialogue;

we want to offer them helpful and meaningful services over the Internet or via their mobile phones.

It takes a great deal of money to fi nance the research and infrastructure needed to meet today’s

challenges. India, China and Brazil are clear proof of that: raising the level of savings, particularly

domestic savings invested in stocks, is one part of the solution. Consumption is not an end in itself;

we need to invest today to fi nance the growth of tomorrow. Growth that will be more equitably

distributed and more environmentally sustainable.

BNP Paribas Personal Investors provides fi nancial investment advice and brokerage services to affl uent clients in Europe and Asia.

“Where doesmy money go?”


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4-pointstrategy

The global strategy of BNP Paribas Personal Investors comprises 4 key elements:

- Serve affl uent clients in Europe and in Asia

- Focus on online brokerage and long-term investors

- Improve fi nancial guidance with high-tech high-touch innovation

- Provide Personal Investors expertise to other BNP Paribas entities


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BNP Paribas Personal Investors is a business line within Investment Solutions, a division of BNP Paribas.

The principal players


Left to right:Tanguy Gouttenoire - Controlling

Mélanie Borrmann - Information TechnologyJörg Stettner - Financial Products and Services

Cécile Dantan-Michoulier - Client Marketing and Customer Intelligence


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BNP Paribas

Cortal Consors

B*capital

Geojit BNP Paribas


Retail Banking

Investment Solutions6 business lines within Investment Solutions,of which BNP Paribas Personal Investors

Corporate Investment Banking


Cortal Consors

Leading European broker in

personal investing and online

trading.

Catering to more than 1 million

customers

Present in 3 European

countries

(Germany, France and Spain)

B*capital

Investment company

specialized in trading advice

and discretionary portfolio

management services for affl uent

investors.

The major shareholder in

Portzamparc, a French specialist

in small and mid cap businesses

Geojit BNP Paribas

Indian brokerage fi rm and

distributor of fi nancial savings

products in India and the

Middle East.

More than 500 branches in India

Strong presence in the Gulf

BNP Paribas Personal InvestorsAlso present in Luxembourg

and Singapore, providing

fi nancial services dedicated to

an affl uent clientele that includes

both residents and expatriate

communities.



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Investment Solutions, the division of BNP Paribas to which Personal Investors belongs, is a source of integrated solutions for investors, be they private clients, high net-worth individuals, corporates or institutions.

It groups businesses active in gathering, managing, growing, protecting and administering savings and assets.

Investment Solutions

Christina Quinger - Audit


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BNP Paribas is one of the 6 strongest banks* in the world, as ranked by Standard & Poor’s, and the largest bank in the Eurozone in terms of deposits. It holds key positions in 3 major segments: Retail Banking, Investment Solutions and Corporate Investment Banking. In Retail Banking, the Group has four domestic markets, in France, Italy, Belgium and Luxembourg. It is present in 80 countries, with 200,000 employees.* Within its peer group

BNP Paribas A bank to rely on

• 4th largest French company and 7th in the banking industry worldwide; n° 2 bank in the Eurozone (“Global 2000 Forbes” 2009)

• Ranks 8th among the “world's safest banks” (“Global Finance” - February 2009)

• 6th most valuable international banking brand, 3rd in Europe (“Brand Finance” - February 2010)


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I KAI FRIEDRICH, DEPUTY CEO, CORTAL CONSORS GERMANY I C.J. GEORGE, CEO, GEOJIT BNP PARIBAS I BENOÎT GOMMARD, CEO, CORTAL CONSORS FRANCE I STEFAN GROENING, HEAD OF MARKETS AND PRODUCTS, BNP PARIBAS PERSONAL INVESTORS I OLIVIER LE GRAND, HEAD OF BNP PARIBAS PERSONAL INVESTORS I VINCENT LECOMTE, DEPUTY HEAD OF BNP PARIBAS PERSONAL INVESTORS AND CEO, CORTAL CONSORS GERMANY I PHILIPPE NAHUM, CEO, B*CAPITAL I SOPHIE REVERSAC, HEAD OF FINANCE AND DEVELOPMENT, BNP PARIBAS PERSONAL INVESTORS I LOUIS ROUVRAIS, CIO, BNP PARIBAS PERSONAL INVESTORS I


Our valuesResponsiveness proactive adaptation to local markets and changing customer needs

Creativity new investment instruments, pioneering online tools, innovative banking solutions

Commitment fair advice tailored to demanding investors

Ambition focusing on client satisfaction, enriching our customers; expanding into new markets

Ethics compliance, corporate social responsibility

The members of the Executive Committee meet regularly, alternately in Nürnberg, Germany and Paris, France

Executive Committee


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Key Figures 2009

> 500branches in India

BNP Paribas Personal Investors is the 1st foreign establishment to have such

a vast fi nancial services distribution network in India

+ 12%Life Insurance, gross

collection in 2009 8.5%revenues generatedthrough innovation

+ 21%Stock Brokeragetrades in 2009

Executive Committee

3284 33 73

1,657,420

3,98442

65,941,560

522

Net banking income(M€)

Asset gathering (gross long-term collection) (bn€)

Assets under management

(bn€)

Brokeragefl ow (bn€)

Clients Employees Earnings before tax

(M€)

Number of executed

trades

Investment shops


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Finanzmonitor 2009, a representative survey carried out among fi nancial decision-makers in German households, ranked Cortal Consors Germany the “N° 1 Innovative bank”.

Brokerwahl.de, Germany’s top broker poll, named Cortal Consors Germany “N° 2 Online Broker of the Year” as well as “best futures and daytrade broker”.

The German Institute for Service Quality ranked Cortal Consors Germany the “2nd best German direct bank” (published in “Wirtschaftswoche”). Euro Magazine, the most extensive German bank survey, analysing 48 fi nancial institutions, named Cortal Consors Germany “one of the 3 top German banks”.

Recognition


Left to right:Mélanie Borrmann - Information TechnologyJulie Lambertod - Internet & Mobile MarketingFrançois Ballet-Baz - Client Relations


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In the Dalal Street Investment Journal MID CAP 400, Geojit BNP Paribas was classifi ed among the “400 top Mid Cap Stocks” in India.

In Business Today’s annual list of the country’s Most Valuable Private Sector Companies, Geojit BNP Paribas was “among the top 500”.

The readers of MoneyWeek, a French weekly fi nancial magazine, designated Cortal Consors France as “N°1 online broker”.

At the Paris Investment Forum, Cortal Consors France won the “Innovation award” for its online Gold offer.

Novamétrie, a market research company, conducted a survey of journalists and found Cortal Consors France and B*capital among the “3 top French banks” in terms of image and communication.

The French fi nancial magazine “Les Dossiers de l’Epargne” bestowed its “Label of Excellence 2009” upon Cortal Consors France for its various trading packs.


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www.investir-utile.frPersonal Investors launched www.investir-utile.fr, a website featuring initiatives undertaken by its entities. This not-for-profit website shows simply and clearly the relationship between a financial investment and its social utility. A “Green Rating” of 330 funds invested in European stocks gives investors a further selection criterion in addition to standard information on performance. The French “Ethical Label” ranks 13 socially responsible companies in each sector on the basis of three criteria (human resources, environment and corporate governance), and waives custody fees on these equities.

For the last ten years, BNP Paribas Personal Investors has remained committed to socially and environmentally responsible action. It was the 1st financial institution to launch a “sustainable development subfund” in France. Prime examples of the ongoing environmental initiatives undertaken by Personal Investors include carbon assessments, “green” rating and “useful investment” operations and a dedicated CSR website.

Buildingtomorrow today

Lip-sync by Cortal Consors and B*capital employees

Corporate Social Responsibility


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Photos of “Useful Investment” operations in Chile, Cambodia and India.

Socially responsible initiatives

In France“Useful Investing” continues…Cortal Consors France and B*capital launched their 5th Useful Investment scheme. The aim was to encourage private clients to invest in funds and stocks with environmental and sustainable development benefi ts. Clients could invest online in a selection of stocks via B*capital or in funds with reduced entry fees via Cortal Consors. 100% of stock brokerage fees and 2% of the total amount collected have been respectively donated to the non-profi t organization GoodPlanet to fund environmental projects in India. Since 2006, “Useful Investment” operations have helped to fund projects to reduce greenhouse gas emissions in Chile, Cambodia and India in collaboration with GoodPlanet.

Good Planet FoundationThe GoodPlanet Foundation, chaired by Yann Arthus Bertrand, aims to educate and create environmental awareness. Cortal Consors is one of the 4 founding members.

In GermanyHumanitarian relief The "Hilfstruck" (meaning "relief-truck") campaign was carried out by "Börsianer Handeln", a non-profi t organization co-founded by Cortal Consors Germany. A truck carrying donations and care packages was sent to daycare centres in Petrilla, Romania. "Börsianer Handeln" also contributes to a school project in Bolivia offering educational support, kindergartens and medical centres to more than 800 students. Work has begun to expand the school so as to accommodate more students.

“DelphinLagune” Cortal Consors has continuously supported “Delphin Lagune”, Europe’s 1st dolphin therapy centre for autistic children. “DelphinLagune” at Nuremberg Zoo is in the advanced stages of construction and will be inaugurated in 2011.

RESPONSIBILITY SOLIDARITY PROXIMITY


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The best of fi nancial Europe

Cortal Consors, a European leader and specialist in online brokerage and savings investment, provides expert fi nancial advisory to more than a million customers. It offers a wide array of short- and long-term investment products tailored to best suit clients’ needs.

Left to right:Mélanie Borrmann - Information Technology

Michael Leis - Financial Products and Services


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Ger

man

y

7.5%revenues generated through innovation

In 2009, the watchword at Cortal Consors Germany was to focus on core competencies to ensure high quality personalized advice.

Cortal Consors launched a new version of its website: www.cortalconsors.de offering an enhanced level of user guidance and a new design. Clients can avail of online explanatory videos on products.

International marketsCortal Consors Germany has widened its online offer of stock markets. Clients can now trade on the Tokyo, Singapore, Hong Kong, Bangkok, Sydney and Wellington stock exchanges, a huge plus for investors.

Sharing expertiseBNP Paribas Wealth Management and Cortal Consors Germany have pooled their expertise in a joint venture offering tailor-made solutions to wealthy clients in Germany. To further synergies, BNP Paribas Wealth Management focuses on client relationships, advice and product selection, whereas Cortal Consors manages transaction settlements and account portfolio management.

In its annual study on private banking players worldwide, Euro Money ranked BNP Paribas Wealth Management as the No. 3 foreign Private Bank in Germany.

6,447,490

Trades

15,020

Assets undermanagement (M€)

651

Employees

584,870

Clients

Cortal Consors

For more information: www.cortalconsors.de

On 31st December 2009including BNP Paribas

Wealth Management

My contact person at Cortal Consors is extremely helpful and always available for me. I receive personalized attention which helps me act faster.

Sascha Cordes, Trader

Our clients say…


16For more information: www.cortalconsors.fr

Fran

ce To continue being the “reference” in savings and online brokerage, Cortal Consors aims to focus on Web services, professional advice, product simplicity, and best practises in collaboration with Cortal Consors Germany and BNP Paribas.

Pioneering with an online gold off erCortal Consors was the 1st broker in France to offer investors the opportunity to purchase physical gold on the Internet 24/7. Investors wishing to diversify their investment portfolio can purchase gold, either in the form of napoleon coins or gold bars, as easily as any other fi nancial product.

“Hopee.fr”: 1st social network for stock enthusiasts! Cortal Consors launched “Hopee.fr”, a web community that offers incisive recommendations, analysis and tips from individuals or professional investors, who share information on stocks. Contrary to other fi nancial blogs and forums, all recommendations shared on www.hopee.fr are ranked so as to provide transparent and reliable information.

Easy access to derivativesIn order to enlarge its derivatives activity, Cortal Consors launched www.cortalconsorsderivatives.com, a platform offering direct access to CFD’s (Contracts for Difference) and Forex (international currency market) on more than 6,500 fi nancial products. Given the risky nature of these products, Cortal Consors provides transparent information, online training and dedicated expert advisory services to its active clients.

Cortal Consors

3,441,210

Trades

16,090

Assets under management (M€)

668

Employees

546,800

Clients

Our clients say…

On 31st December 2009including B*capital and Portzamparc

Given my professional obligations, I particularly appreciate the flexibility of Cortal Consors. They are ,,there,, on the Internet, but also on the phone: my advisor regularly calls with an update on the markets and my investments. And I can save so much time by trading on line!

Alasanne N’diaye, real estate agent

8% revenues generated through innovation

Left to right:Cécile Dantan-Michoulier - Client Marketing and Customer Intelligence

Yann Monvoisin - Information Technology


For more information: www.cortalconsors.fr 17

Spa

in Cortal Consors is one of the main players in the Spanish online trading market and has continued to reinforce its range of products and services. It focuses on providing high-end technology to its clients so as to maintain its technical leadership.

High-tech servicesCortal Consors Spain launched the “Mobile Trader” application for iPhone users. Mobile access to equities and derivatives markets enables clients to execute transactions anywhere and anytime. Thanks to enriched multimedia content, clients develop in-depth understanding of the available products and services.

Cortal Consors

283,980

Trades

90


29

Employees

8,890

Clients


On 31st December 2009

For more information: www.cortalconsors.es Carlos Navarro - Marketing

An advanced trading tool combined with personalized advisory services lets me trade efficiently and easily.

Vicente Aliaga, Retiree

Our clients say…


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A client focus

B*capital, an investment fi rm, offers direct access to a complete range of markets (equities, derivatives, bonds), providing fi nancial analysis as well as customized advice and portfolio management.

Left to right:Franck Feignant - Portfolio ManagementChristiane Makhlouf - Financial Advisory ServicesLionel Duverger - Quantitative and Technical StrategiesMai Drevon - CEO's offi ce


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B*capitalTailor-made adviceFor investors wishing to make their own investment decisions, B*capital puts them in contact with an experienced fi nancial advisor. This personal contact helps the advisor adapt to his clients’ requirements and fi nd the solution best suited to each. For those who seek help in portfolio management, B*capital provides a dedicated portfolio manager offering personalized services.To provide high added value for its clients, B*capital works with a dedicated professional team to defi ne a methodology based on both qualitative and quantitative analysis.

Corporate services through PortzamparcB*capital holds a 51% stake in the renowned French stockbroker Portzamparc. Thanks to Portzamparc, B*capital has expanded its know-how and expertise in small and mid cap businesses.

A wide array of services for active clients- access to options with the support of a dedicated professional team,- in-depth research in structured products like CFD and Forex,- open architecture of mutual funds,- advice and trading from 8am to 10pm.

B*capital’s expertise is available to BNP Paribas Personal Investors’ clients in Germany, France and Luxembourg.

10%revenues generated through innovation

For more information: www.b-capital.com and www.portzamparc.fr

I thank B*capital for providing me with wealth optimization strategies and direct access to stock markets. The ,,Daily news,, by email and the regular workshops it organizes demonstrate the seriousness of the company. In addition, I am extremely satisfied with my portfolio managers and their level of professionalism.

Maurice Broquet, Retiree

Our clients say…

577,510

Trades

4,570


165

Employees

25,130

Clients On 31st December 2009including Portzamparc


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Geojit BNP Paribas is a leading Indian fi nancial services company that is listed on the National (NSE) and Bombay (BSE) Stock Exchanges.It offers multichannel service through more than 500 branches, the Call Centre and Internet.

A global presence

Left to right:Rupesh Thekkoot - Risk & Settlement DepartmentLimna Polly - ControllingSrinivasan Sundarrajan - Systems DepartmentShahnaz Mohamed Thahir - Information TechnologyDilip Radhakrishnan - Finance


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Geojit BNP Paribas launched FLIP (Financial Internet Platform), a complete “enhanced online investment” solution which offers innovative advanced technology-driven investment options to various client categories.

Geojit BNP Paribas’s joint ventures and business associations in the Middle East provide complete investment solutions to NRIs (Non Resident Indians) and local investors.

• Barjeel Geojit Securities L.L.C. clients can trade in the Indian and international capital markets, and can access Indian and international mutual funds. Branches: Dubai, Abu Dhabi, Ras Al Khaimah, Sharjah, Muscat.

• Aloula Geojit Brokerage Company offers investment solutions to Saudi investors in the local and international markets. NRIs can also access the Indian capital market and mutual funds.Branches: Riyadh, Dammam.

• Bank of Bahrain and Kuwait, through its business association with Geojit BNP Paribas, offers its clients multiple investment solutions and services in the Indian capital market.

A unique feature in the trading terminals of the Indian market is the trading opportunity fi nder dubbed “Googly” that has been developed for investors by Geojit BNP Paribas. Through this option, the system presents the investor with the arbitrage opportunities available to him between spot and future prices, and between stock exchanges.

Geojit BNP Paribas offers its clients a Mobile Market Watch facility that delivers real-time market information to their mobile phones.

Indi

a -

Mid

dle

East

Geojit BNP Paribas

16%revenues generated through innovation

Geojit BNP Paribas is my trusted financial services partner, as it always keeps my interests as a client foremost. Professional advice and innovative technology-based solutions have always helped me to take informed and timely investment decisions.

Mithun Chittilappilly, Executive Director

Our clients say…

For more information: www.geojitbnpparibas.com and www.barjeelgeojit.com

55,627,250

Trades

1,270


2,600

Employees

512,390

Clients On 31st December 2009including BNP Paribas

Securities India (P) Ltd


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Luxe

mbo

urg Tailor-made services for an international clientele

For the past 16 years, BNP Paribas Personal Investors in Luxembourg has been offering top-of-the-range services and products in open architecture to an affl uent international clientele (residing in or outside of Luxembourg) searching for fl exibility in managing their wealth through a multi-channel approach: Internet, phone or face-to-face.

3 types of tailor-made services (Direct, Advisory and Portfolio Management) are offered, depending on the way clients wish to manage their multi-currency investments.

BNP Paribas Personal Investors has developed expertise in the management of fi nancial assets for expatriates. A dedicated Internet site for expatriates now serves them at www.thebankforexpats.com.

BNP Paribas Personal InvestorsWe have now expanded our expertise in managing assets for expatriates, as we are skilled in adapting to each client and situation by providing tailor-made solutions. Our ambition is to become a reference service within the expatriate community.

Guillaume Passebecq, Sales Director

Our advisors say…

For more information: www.bnpparibas-personalinvestors.lu


50,100

Trades

330


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Employees

3,680

ClientsOn 31st December 2009

Left to right:Nora Rouifed - Operations / Lucie Piro - B2B - Professional Partners


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Sin

gapo

reBNP Paribas Personal Investors

For more information: www.bnpparibas-personalinvestors.sg

BNP Paribas Personal Investors, a department of BNP Paribas Wealth Management Singapore branch, serves affl uent individuals and offers them access to premium investment opportunities. Dedicated relationship managers provide highly personalized advisory services to ensure optimum solutions for each client.

By leveraging on BNP Paribas Wealth Management Singapore Branch and Personal Investors Luxembourg, BNP Paribas Personal Investors seeks to provide tailored investment solutions to local individuals and expatriates.

While most competitors rely on their retail bank to serve their affl uent clients,BNP Paribas Personal Investors has chosen to bring a Wealth Management platform to this segment. This has allowed Personal Investors to start up quickly in a new market, while also creating cost synergies and cross-selling opportunities and offering high added value to clients.

1,320

Trades

70


13

Employees

190

Clients On 31st December 2009

Eunice Lim - Marketing

Our teams of relationship managers build long-term partnerships by identifying clients, needs and earning their trust. We strive to provide best-in-class products and services to affluent clients, be they standard or highly sophisticated investors.

Joseph Tan, Head of Asia Desk

Our advisors say…


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Left to right:Eric Gosse - B2BIon Stefan Floarea - B2B

Partnerships

FranceThe B2B2C business line in France is designed to serve investment companies, banks, asset management fi rms, insurance companiesand Independent Financial Advisors.

Through the combined efforts of Cortal Consors, B*capital and Portzamparc, the B2B2C service offers vast technical know-how in account-keeping services, automated order execution and back offi ce sub-contracting.

It also ensures a wide repertoire of savings products and stock advisory (mutual funds, life insurance, portfolio management, savings accounts, etc.).



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Professional Partners in Germany “Professional Partners” in Germany has broadened its offer of services, increasingly proposing solutions to pools, liability roofs and fi nancial sales services. Fund advisors and independent asset managers also profi t from the “Professional Partners” offer. Partner clients appreciate the blend of modern online tools backed by the solidity of BNP Paribas and presented by a motivated team of “Professional Partners”.

IndiaGeojit BNP Paribas has entered into agreements with prominent private sector banks, City Union Bank and South Indian Bank, to offer the banks’ clients the ability to trade via integrated 3-in-1 accounts: Geojit BNP Paribas’s online trading accounts plus Savings and Demat Accounts with the bank. B2B partnerships also continue with Axis Bank and Federal Bank.

Professional Partners in LuxembourgAlongside the offer for direct clients, a “Professional Partners” team offers BNP Paribas Personal Investors Luxembourg expertise to third-party portfolio managers, Independent Financial Advisors and their clients. The team strives to provide tailored investment solutions and quality administrative support to best meet their clients’ needs and expectations.


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Left to right:Sandrine Ferré - CommunicationSilvia Arto - CommunicationPriyanka Bahl - Communication

BNP Paribas Personal Investors contacts

Talk to us

CommunicationsSandrine Ferré / +33 1 47 38 94 47Silvia Arto / +33 1 47 38 80 40Priyanka Bahl / +33 1 47 38 96 52


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Cortal ConsorsGermanyCortal Consors S.A.,Bahnhofstraße 5590402 Nürnberg - GermanyTel. +49 911 369 0www.cortalconsors.de Communications and Partnership: Dirk Althoff / +49 911 369 1709Clients: +49 911 369 0

France24 rue des Deux Gares92855 Rueil Malmaison cedex - FranceTel. +33 1 47 38 93 00www.cortalconsors.fr Communications: Silvia Arto / +33 1 47 38 80 40 Priyanka Bahl / +33 1 47 38 96 52Clients: Carlos Oliveira / +33 1 47 38 59 88Partnership: Claude Michel / +33 1 47 38 81 04

SpainCalle Ribera del Loira, 28 4ª Planta28042 Madrid - SpainTel. +34 91 209 50 50www.cortalconsors.es Communications: Juan Briz (BNP Paribas) / +34 91 388 80 42Clients and Partnership: Aitor Odriozola / +34 91 209 80 04

B*capital21, boulevard Haussmann75009 Paris - FranceTel. +33 1 40 17 50 00www.b-capital.com Communications: Silvia Arto / +33 1 47 38 80 40 Priyanka Bahl / +33 1 47 38 96 52Clients: Frédéric Biraud / +33 1 40 17 59 30

Portzamparc13, rue de la Brasserie - BP 9865344186 Nantes cedex 4 - FranceTel. +33 2 40 44 94 00 www.portzamparc.fr Clients: Damien Rahier (corporate) / + 33 2 40 44 94 67 Xavier de l’Espinay (private and individual) / + 33 2 40 44 94 01

Geojit BNP Paribas Financial Services Ltd5th Floor, Finance TowersKaloor682017 Kochi - IndiaTel. +91 48 42 40 55 01 www.geojitbnpparibas.com Communications: Sarah Zachariah / +91 48 42 40 55 01 extn 554Clients: +1800 425 55 01 (toll free)

Barjeel Geojit Securities L.L.C.Suite 403United Bank Ltd. BuildingKhalid Bin Waleed StreetBur Dubai – United Arab EmiratesTel. + 971 435 559 00www.barjeelgeojit.com Communications / Clients:Krishnan Ramachandran / +971 435 559 00

BNP Paribas Personal InvestorsLuxembourg10 A boulevard Royal2093 LuxembourgTel. +352 25 37 25 37 www.bnpparibas-personalinvestors.lu Communications: Adel Nabhan / +352 25 37 25 37 35 Clients: Guillaume Passebecq / +352 25 37 25 37 42

Singapore 20 Collyer Quay, 18-01 Tung Centre049319 SingaporeTel: +65 6210 3911 www.bnpparibas-personalinvestors.sg Communications: Gaël de Belair / +65 6210 1858 Clients: Joseph Tan / +65 6210 3945


Left to right:François Ballet-Baz - Client RelationsMélanie Borrmann - Information TechnologyCarlos Navarro - MarketingAurélie Gouriou - Client RelationsNuno Gomes - Compliance

On the top:Michael Leis - Financial Products and ServicesVidya Ganesh - CEO's offi ce

24 rue des Deux Gares – 92855 Rueil Malmaison Cedex - France - Tel: +33 1 47 38 93 00Cortal Consors S.A - Registered Seat: 1 boulevard Haussmann - 75318 Paris Cedex 09 - FrancePublic Limited Company under French law; registered capital: 57 552 960 E - register court: 327 787 909 RCS Paris

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Our thanks to all our employees for the commitment and company spirit they demonstrate every day.


A Human Resourcespolicy in line with the corporate ethics of BNP Paribas Personal Investors.

- Respecting deontological rules related to clients and markets

- Guaranteeing non-discrimination in the work place, employment for the disabled

- Expanding use of video conferencing, reducing professional travel

- “Greening” the company fl eet- Recycled paper and ecological printing


In IndiaAt the beginning of 2010, the cornerstone was laid for the new “green” corporate building for Geojit BNP Paribas in Kochi.

Financial Literacy programme in IndiaToday, the Geojit BNP Paribas Financial Literacy programme offers more than 8,000 seminars to nearly 375,000 students in 2,500 educational institutions.

Charitable projects • Proceeds from an annual Cricket Match were donated to senior citizens and

fi nancially underprivileged students.• Geojit BNP Paribas volunteers served food to patients in the Kochi Government

Hospital. • Geojit BNP Paribas-Rajagiri Outreach summer camps for learning, healthcare

and entertainment were held in 4 villages in Kerala.

In LuxembourgGreen World 95%, a certifi cate issued by BNP Paribas that promotes investment in “green” and “eco-friendly” companies, was launched by BNP Paribas Personal Investors. 1% of the total amount of money collected was donated to GoodPlanet.


Brochure BNPPI 2010

Economy & Finance

Transcript of Brochure BNPPI 2010