A BRAZILIAN

COMPANY

Specialised in investing

in distressed assets

DISTRESSED?

Loans which the borrower has

entered into DEFAULT

A WIN-WIN BUSINESS

A company whose philosophy, with each

deal, is always to generate value for its...

CLIENTS Lenders & Borrowers

SHAREHOLDERS

BRD BUYS DISTRESSED

ASSETS FROM CREDITORS

Financial Institutions

Private and state-owned banks, national or

foreign, and leasing companies

Investors

Local and offshore funds and Individuals

Suppliers & Other Assignors

Credit receivables under dispute or not

(“Chapter 11”, debt consolidations, judicial

settlements and other legal rights)

RELIEVING OUR CLIENTS

OF DISTRESSED ASSETS

and allowing them to focus

on their core activity

A WIN-WIN BUSINESS

A company whose philosophy, with each

deal, is always to generate value for its...

CLIENTS Lenders & Borrowers

SHAREHOLDERS

We purchase

and focus on renegotiation

CREDITS AT A DISCOUNT

The essence of BrD

MANAGEMENT &

SPECIALISED DEBT

COLLECTION

BrD HAS ACQUIRED ASSETS

IN THESE SECTORS

◘ Agribusiness | including Supplies, Food &

Beverage and Tobacco

◘ Retail & Wholesale | including Fuel

◘ Services | Financial Institutions,

Hotels, Tourism, Education and Health

◘ Building and Infrastructure | including

Energy, Transport e Logistics

◘ Mining and Steel

◘ Machinery, Equipment and Electronics

◘ Vehicles and Auto parts

◘ Paper and Cellulose | Packaging

◘ Textile, Clothing and shoes

A WIN-WIN BUSINESS

A company whose philosophy, with each

deal, is always to generate value for its...

CLIENTS Lenders & Borrowers

SHAREHOLDERS

BORROWERS

Our goal is to find a solution

What happened

before is history

What I have done does not

interest me. I only think about

what I have not yet achieved.

Pablo Picasso

REACHING AN AGREEMENT

A NEGOCIATION MIGHT INCLUDE,

AMONG OTHER POSSIBILITIES:

◘ Discount to face value

◘ Exchange for other assets

◘ Exchange for rights that a borrower holds

◘ Resale of credit

Of course there is conflict

WE UPHOLD OUR INTERESTS

WE UPHOLD OUR PRINCIPLES

But, above all...

◘ Generate the best results $$ possible

PRINCIPLES

UPHELD

◘ Non-negotiable respect for

ethics | We operate under

international Corporate

Governance and

Sustainability

best practices

◘ Compliance | We abide by Brazilian

laws and social obligations

José Guilherme Lembi de Faria

Founding Partner

Bradesco

Executive & Statutory Director

Fundação Bradesco

Board Member

Economist

Universidade Federal Fluminense

PRINCIPLES UPHELD AND

GAINED FROM OUR BACKGROUNDS

Carlos H. A. R. Catraio

Founding Partner

JPMorgan Chase

Credit

Bank of America

Officer

Itaú

Statutory Director

BPN Brasil

CEO

Business Administration

UFRJ - INSEAD

PRINCIPLES UPHELD AND

GAINED FROM OUR BACKGROUNDS

WE SEE VALUE

WHERE OTHERS

SEE PROBLEMS

Generating

results

for... ◘ Lenders

◘ Borrowers

◘ BrD

dec11 dec12 dec13 dec14

0

0,2

0,4

0,6

0,8

1

1,2

Série1

Annual Volume

Cumulative Volume

129.9

337.1

207.2

562.2

943.3

225.1

381.1 Cumulative face value of

deals in which BrD acted

as assignee or assignor*

• in R$ millions

BrD IN

NUMBERS

BRASIL DISTRESSED CONSULTORIA EMPRESARIAL LTDA.

www.brd.net.br

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