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CSR ACTIVITIES OF VARIOUS BANKS IN BANKING SECTOR

Introduction of CSRCorporate social responsibility encompasses not only what companies do with their profits, but also how they make them.

It goes beyond philanthropy and compliance and addresses how companies manage their economic, social, and environmental impacts, as well as their relationships in all key spheres of influence

The workplace, the marketplace, the supply chain, the community, and the public policy realm. LEVEL OF CSR IN BANKS

Economic Responsibility

Legal Responsibility

Moral Responsibility

STATE BANK OF INDIA (SBI)The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All our branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. Our business is more than banking because we touch the lives of people anywhere in many ways.

CORPORATE SOCIAL RESPONSIBILITY BY SBISr.noProjectObjectives1.Distribution of fans and water purifiers to schoolsLooking to the deep inconvenience and discomfort students faced in hot summer in classrooms without the fans, Bank donated to 14,000 schools. In 2012-13, 140000fans and 43161 pure purifies2.Donation of school buses/vansSBI denotes school bus to handicapped school. To help children especially the physically handicapped children, Bank has distributed 51 school buses/vans.3.Donation of ambulancesTo help in delivering quality healthcare and transportation of patients and doctors which is a challenge especially in non metro areas, Bank has donated 313 ambulances and medical vans. 4.Donation I)National donations to Prime Ministers and Chief Ministers Relief Funds for natural and other calamities

ii)Contribution to organizations having exemption under 80G of the Income Tax Act largely for equipment and vehiclesYes bankYES BANK,India'sfourth largest private sector Bank is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor.YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customersCORPORATE SOCIAL RESPONSIBILITY BY YES BANKSr.noProjectObjectives1.AGRIBUSINESS RURAL & SOCIAL BANKING (ARSB)ARSB has laid significant focus to the financial needs of the agriculture sector by extending banking products and services to the un-banked and under-banked rural communities, and promoting financial inclusion and inclusive growth at the base of the pyramid.ICICI BANK Based on 2014 information, it is the second largest bank in India by assets and bymarket capitalization.

It offers a wide range of banking products and financial services to corporate andretail customers

The Bank has a network of 3,539 branches and 11,162 ATM's in India, and has a presence in 19 countries

CORPORATE SOCIAL RESPONSIBILITY BY ICICI BANKSr. noProjectObjectives1.Elementary EducationTo facilitate access to elementary education for underprivileged children in the age group of 314 years including girls and tribal children from the remote rural areas.2.Skill training academyTo provide vocational training to

youth from economically weaker

section of the society3.ICICI Foundation for Inclusive GrowthTo train 5,000 youth at nine

training centers across the

country in the first year of operation. It aims to train 15,000

youth across the country by the

year 2016.Union bankUnion Bank of India(UBI) is one of the largest public sector banks of India (the government owns 55.43% of its share capital remains public, private organizations and foreign companies), is listed on the Forbes.

It has assets of USD 13.45billion and all the bank's branches have been networked with its 4129 ATMs. CORPORATE SOCIAL RESPONSIBILITY BY UNION BANKSr. noProjectObjectives1.Formation of Farmers' ClubsTo encourage farmers in villages catered by our rural branches. Basic idea is to bring farmers together and discuss their problems, solutions and new agricultural practices. This initiative will help in an overall adoption of better farming practices.2.

Village Knowledge Centre (VKC)providing instant access to farmers to latest information/ knowledge available in the field of agriculture, starting from crop production to marketing. A VKC In-charge who looks after the operations of the VKC mans every VKC3.Union Adarsh Gram (UAG)The bank has adopted 101 villages across the country for the UAG endeavour. The officers of the VKCs in consultation with the Branch Manager and Regional Manager have identified a backward village near their command area and have prepared a credit cum development plan for the village for basic needs in Rural Infrastructure, Production, Investment and Consumption needs, besides Banking.4. Union MitrUnion Mitr is especially designed for the rural population. It facilitates financial education to all strata of peopleING Vysya Bank LtdING Vysya Bank Ltd is a premier private sector bank with retail, private and wholesale banking platforms that serve over two million customers

With over 80 years of history in India and leveraging INGs global financial expertise, the bank offers a broad range of innovative and established products and services, across its 547 branches. CORPORATE SOCIAL RESPONSIBILITY BY ING VYSYA BANKSr no.ProjectObjectives1.EDUCATION FOR UNDER-SERVED CHILDRENTo provide less advantaged children an opportunity to secure a better future by providing them with education.2.WATER-HARVESTING PROJECTThe Initiative Provided Villagers With Access To Clean Water And Recharged Ground-water Wells Which In Turn Support The Local Agricultural Industry.3.CHILDREN PROGRAMMEThe Foundation Signed A Five-year Agreement To Support 100 Orphans' Living And Schooling Expenses. Additional Funds, Set Up Enabled Of A Day-care Centre With Training Facilities Which Is Used By The Community At Large.CANARA BANKBank was founded by Shri Ammembal Subba Rao Pai, a great visionary and philanthropist, in July 1906, at Mangalore, then a small port town in Karnataka.

Today, Canara Bank occupies a premier position in the comity of Indian banks. With an unbroken record of profits since its inception, Canara Bank has several firsts to its credit. Sr. noProjectObjectives1.Canara Bank Centenary Rural Development Trust(Cbcrd Trust)During The Year 201011, The Trust Has Established 3 New Rural Self Employment Training Institutes To Motivate And Promote Entrepreneurship And To Encourage Taking Up Of Self Employment, By Imparting Special Skills To The Unemployed.2.Rural Development & SelfEmployment Training Institutes(Rudsetis)RUDSETIs concentrate on training youth in knowhow and skills required for taking up selfemployment ventures

3.Rural Clinic ServiceThe Twin Objectives Of The Scheme Is To Provide Basic Health Services In Remote Rural Areas, Lacking In Basic Medical Infrastructure Besides Encouraging Unemployed Doctors To Set Up Clinics In Identified Rural Areas With Monetary Assistance From The Bank.4.Centre For Entrepreneurship Development For WomenCentre for Entrepreneurship Development for Women, Head Office Bangalore, and the Centers at 34 Circle Offices across the country are working towards economic empowerment of women. Three exclusive Mahila Banking Branches at Bangalore, Chennai, and Trivandrum care for the specialized needs of women.Axis bankAxis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Sr. NoProjectObjectives1.The Axis Bank Foundation (ABF)The Foundation Providing Sustainable Livelihoods, Education Of The Underprivileged, Healthcare, Sanitation2.Vocational Training To The Underprivileged YouthThe Foundation Works With Lifeline Foundation For Providing Highway Trauma Care And Rural Medical Relief In The States Of Maharashtra, Kerala, Gujarat And RajasthanCORPORATE SOCIAL RESPONSIBILITY BY AXIS BANK 3.Green BankingThe Banks Initiative In Green Banking With The Theme Of Reduce, Reuse And Recycle, The Foundation Carried Out A Recycling Initiative At The Corporate Office.4.EducationBalwadis- Supplementary Education-Bridge Courses-Vocational Training-Training The Trainers-Pure EducationDENA BANKDena Bank, in July 1969 along with 13 other major banks was nationalized and is now a Public Sector Bank constituted under the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970. Under the provisions of the Banking Regulations Act 1949, in addition to the business of banking, the Bank can undertake other business as specified in Section 6 of the Banking Regulations Act, 1949.CORPORATE SOCIAL RESPOSIBLITY BY DENA BANKSR. NOProjectObjectives1.Rural Self Employment Training Institutes (RSETIs)Bank Has Initiated Steps For Construction Of Building At 4 RSETII Centre's Namely Mehsana, Palanpur, Patan & Ahmedabad.

2.Sponsoring Education of Girl ChildBank had introduced a Noble scheme viz. Dena Laxmi Shiksha Protsahan Yojana to sponsor education of Girl students in the villages served by the Bank. The scheme aims at providing a scholarship of 2000/- and 1500/- per annum to girl students3.Mediclaim policyBank under tie-up with United India Insurance company (UIIC) has devised a scheme for the benefit of farmers to provide free cashless mediclaim facility to the farmers & their family members with cover up to Rs. 30000/-SYNDICATE BANKSyndicate Bank is one of the oldest and major commercial banks of India. It was founded by T M A Pai, Upendra Pai and Vaman Kudva

At the time of its establishment, the bank was known as Canara Industrial and Banking Syndicate Limited. CORPORATE SOCIAL RESPOSIBLITY BY SYNDICATE BANKSr no.Project Objectives1.Priority For WomenOut of total 2.48 lakh unemployed youth trained for taking up self-employment ventures at Syndicate Institute of Rural Entrepreneurship Development (SIRD)2.Rural Development-Water Conservation initiativesTo promote Water Management and conservation measures among the villagers, Bank started initiatives for clearing and cleaning of village ponds in the selected service area villages.3.Rural Development- Synd Small CreditAn innovative scheme with doorstep banking facility to provide need-based credit to entrepreneurs of small means. The product part of financial inclusion, by bringing all eligible entrepreneurs into bank's foldIndusInd Bank IndusInd Bank derives its name and inspiration from the Indus Valley civilization

Mr. Srichand P. Hinduja, a leading Non-Resident Indian businessman and head of the Hinduja Group, conceived the vision of IndusInd Bank

As on September 30, 2013, IndusInd Bank has 560 branches, and 1025 ATMs spread across 388 geographical locations of the country. The Bank also has representative offices in London and Dubai.

CORPORATE SOCIAL RESPOSIBLITY BY INDUSIND BANKSr no.ProjectObjectives1.Project Disaster Management Bank Donated Rs. 1.18 Cr (Including Rs. 1Cr To The Prime Minister's National Fund For The Tsunami Victims) Towards Various Social And Philanthropic Causes.2.Green Banking The 'Green Banking' project under the Hum aur Hariyali campaign received an impetus and the year 2009 played a crucial year in increasing the awareness about environmental issues and even adopted several green office practices.3.Project SupportThe Bank has joined hands with Support and the employees too have voluntarily joined the pay roll scheme for regular contribution to the welfare activities4.Green Office Manual A Guide to Sustainable Practices The Green Office Manual aims to serve as a quick and easy-to-use guide on sustainable practices and resource management within offices. PUNJAB NATIONAL BANKPunjab National Bank (PNB) is an India-based bank.

With more than 119 years of strong existence and over 6000 branches including 5 overseas branches, 6460 ATMs, 5047 Business Correspondents and 2165 Ultra Small Branches.CORPORATE SOCIAL RESPOSIBLITY BY PNB BANKSr no.ProjectObjectives1. Vocational Rehabilitation Centre in HospitalThe centre aims to help those patients who have undergone limb replacement and allied treatment at the General Hospital to earn their livelihood without depending on others2.PNB Centenary Rural Development Trust The Bank has established PNB Centenary Rural Development Trust with an objective of assisting rural youth for taking up gainful employment and rural development. Three units under the Trust are working.3.PNB Farmers Welfare TrustThe Bank established PNB Farmers Welfare Trust in the year 2000 for welfare of the farmers, women and youth in rural areas. Under the aegis of the Trust, eight Farmers Training Centres (FTCs) are operational at Village Sacha Khera (Haryana), Vidisha (MP), Neemrana (RajasthanHDFC BANKHDFC was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector

HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

Sr no.Project Objective1. Sustainable LivelihoodHDFC Bank's Sustainable Livelihood Initiative is a business model that has helped empower thousands of people, particularly women, in rural parts of India.

2.Skill Based Courses For The YouthHDFC Bank tied up with Hope Foundation for providing skill based training in computers, life skills and retail management courses to100 youth in Kolar district, Karnataka3.Spreading financial literacy in budding teensFinancial literacy projects in 600 schools across Andhra Pradesh and Odisha, inculcating social and financial habits among students aged 8 to 14. So far we have reached out to63200 studentsstudying in Government schools.