· BANKING & FINANCIAL STATISTICS Monthly NEPAL RASTRA BANK Bank & Financial Institution...

BANKING & FINANCIAL STATISTICSMonthly

NEPAL RASTRA BANKBank & Financial Institution Regulation Department

Statistics Division

2068 Poush(Mid Jan, 2012)(Provisional)

862 877907 919 939 953

699 703 714 713 719 736

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Mid Aug Mid Sep Mid Oct Mid Nov Mid Dec Mid Jan

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Contents

Page1. Explanatory note 12. Major financial indicators 23. Statement of Assets & Liabilities of Bank & Financial Institutions (Aggregate) 3

4. Geographical distribution of: a. Bank & financial institutions' branches 11b. Deposit 12c. Credit 13d. District wise distribution of bank & financial institutions' brancehs 14e. District wise distribution of credit & deposit 16

5. Statement of Assets and Liabilities a. Commercial banks 18b. Development banks 20c. Finance companies 26

6. Profit & Loss accounta. Commercial banks 32b. Development banks 35c. Finance companies 45

7. Sector‐ wise, product‐wise and security‐wise credita. Commercial banks 55b. Development banks 57c. Finance companies 62

8. Micro‐credit development banks a. Major financial indicators 67b. Statement of assets and liabilities 68c. Profit & loss account 70d. Progress report 73

9. List of bank and financial institutions with short name 77

1

2

3

Nepalese Month

Baisakh Mid‐MayJestha Mid‐June

Ashadh Mid‐JulyShrawan Mid‐AugBhadra Mid‐SeptAswin Mid‐OctKartik Mid‐NovMarga Mid‐DecPoush Mid‐JanMagh Mid‐FebFalgun Mid‐MarChaitra Mid‐Apr

4 Statistics of following Licensed BFIs have been used.

Commercial Banks

Development Banks

Finance Companies

Micro –Credits Total

Data available , out of total number 31 89 78 14 212Total Number of Licensed BFIs 31 89 79 21 220

5 All the amount in this statistics are in million of rupees.

6

7

8

9 Deposit Collection & Loan Disbursement of BFI's are assumed to be of same district in which the Banks/Branches are located.

Extension counters, micro finance branches and regional offices have not been included in total number of bank branches.

Urban represents all the municipalities (existing 58 and newly declared 41) as well as all VDCs in Kathmandu District.

Gregorian Month

Explanatory Notes

Short Names of BFIs are used in notification and their full names have been provided in the last page (List of Bank & Financial Institutions).

"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed Banks and Financial Institutions (BFIs).

Blank spaces in the headings and sub‐headings indicate the unavailability of data or nil in transactions or not submitted in prescribed format.

The following months of the Gregorian Calendar year are the approximate equivalent of the months of the Nepalese Calendar Year:

1

Class "A" Class "B" Class "C" Total

1 Deposit/GDP 56.6 7.9 6.3 70.8

2 Credit/GDP 41.7 6.8 6.2 54.7

3 Credit/Deposit 73.8 85.7 97.6 77.2

4 Credit/Deposit & Core Capital 67.9 70.9 82.5 69.7

5 Investment/Deposit 21.5 5.5 5.0 18.2

6 Credit & Investment/Deposit 95.2 91.3 102.7 95.5

7 Fixed Depoist/Total Deposit 37.7 30.3 51.5 38.1

8 Saving Deposit/Total Deposit 33.8 47.5 42.3 36.1

9 Current Deposit/Total Deposit 9.6 1.9 0.1 7.9

10 NPL/ Total Loan 3.9 5.7 9.9 4.8

11 Total LLP/Total Loan 4.4 4.6 11.6 5.3

12 Deprived SectorLoan/Total Loan 3.8 30.1 2.4 6.9

1 NRB Balance/Total Deposit 11.4 3.8 4.7 9.9

2 Cash Balance/Total Deposit 2.4 2.7 1.6 2.4

3 Total Liquid Fund/Total Deposit 30.9 35.4 30.5 31.4

1 Core Capital/RWA (%) 8.5 21.9 18.1 10.8

2 Total Capital/RWA (%) 10.0 21.8 18.9 12.0

3 Total Capital/Total Deposit (%) 8.7 20.8 18.3 10.9

4 Total Capital/Total Credit (%) 13.7 24.1 19.6 15.7

1 No. of Branches 1,300 629 336 2,265

2 No. of ATM 1,027 166 83 1,276

3 No. of Debit Card 2,360,781 179,451 118,495 2,658,727

4 No. of Credit Card 38,903 ‐ ‐ 38,903

5 No. of Deposit Accounts 6,395,849 1,166,664 739,670 8,302,183

6 No.of Loan 500,907 106,460 59,388 666,755

7 Wt. Avg Interest on Deposit 6.61 10.04 10.69 7.31

(a) Saving 4.92 9.10 9.55 5.95

(b) Fixed 9.60 12.63 12.62 10.17

(c) Call 7.50 9.59 10.22 7.77

8 Wt. Avg Interest on Credit 13.72 16.08 16.85 14.32

D. Other Information

Major Financial Indicators

A. Credit, Deposit Ratios (%)

B. Liquidity Ratios (%)

C. Capital Adequacy Ratios

as on Poush End, 2068

2

Mid-Dec Mid-Jan 2009 2010 2011 2011 2012 Column Column Column Column

1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 50,265.6 75,485.9 103,407.5 111,355.4 108,783.3 50.2 37.0 7.7 (2.3) a. Paid-up Capital 59,200.3 78,357.1 98,418.2 100,239.8 101,424.5 32.4 25.6 1.9 1.2 b. Statutory Reserves 10,768.4 14,234.2 17,727.3 19,866.3 21,139.0 32.2 24.5 12.1 6.4

c. Retained Earning (27,890.5) (27,003.3) (24,280.9) (21,055.7) (26,766.3) (3.2) (10.1) (13.3) 27.1d. Others Reserves 8,187.3 9,897.9 11,543.0 12,305.0 12,986.1 20.9 16.6 6.6 5.5

2 BORROWINGS 26,136.5 27,377.6 34,058.7 20,644.5 20,353.3 4.7 24.4 (39.4) (1.4) a. NRB 2,238.6 7,559.8 13,307.2 4,005.6 4,355.6 237.7 76.0 (69.9) 8.7

b. "A"Class Licensed Institution 14,110.2 9,794.3 10,916.0 6,571.5 5,788.5 (30.6) 11.5 (39.8) (11.9)c. Foreign Banks and Fin. Ins. 4,120.8 2,043.5 2,232.3 3,117.7 2,478.8 (50.4) 9.2 39.7 (20.5)d. Other Financial Ins. 2,135.0 4,247.5 1,453.4 1,360.8 1,630.7 98.9 (65.8) (6.4) 19.8e. Bonds and Securities 3,531.9 3,732.6 6,149.8 5,589.0 6,099.6 5.7 64.8 (9.1) 9.1

3 DEPOSITS 668,679.5 785,238.0 869,951.4 939,485.6 952,724.0 17.4 10.8 8.0 1.4a. Current 72,662.6 82,134.1 80,934.3 74,160.0 75,164.2 13.0 (1.5) (8.4) 1.4b. Savings 314,013.3 305,780.5 305,589.2 332,713.0 344,091.5 (2.6) (0.1) 8.9 3.4c. Fixed 183,054.1 265,134.6 332,726.3 359,930.8 363,408.6 44.8 25.5 8.2 1.0d. Call Deposits 91,663.2 122,927.9 139,308.2 159,490.6 157,072.6 34.1 13.3 14.5 (1.5)e. Others 7,286.3 9,260.9 11,393.4 13,191.3 12,987.2 27.1 23.0 15.8 (1.5)

4 Bills Payable 1,766.8 1,256.4 964.9 832.6 783.8 (28.9) (23.2) (13.7) (5.9)5 Other Liabilities 103,852.0 93,435.3 106,260.3 133,016.0 125,326.6 (10.0) 13.7 25.2 (5.8)

1. Loan Loss Provision 27,897.5 25,878.4 30,215.8 36,512.4 38,128.4 (7.2) 16.8 20.8 4.42. Interest Suspense a/c 29,443.1 27,923.6 28,130.0 34,416.1 31,569.1 (5.2) 0.7 22.3 (8.3)3. Others 46,511.5 39,633.3 47,914.5 62,087.5 55,629.1 (14.8) 20.9 29.6 (10.4)

6 Reconcillation A/c 97,611.6 4,061.7 9,873.0 13,405.7 3,131.6 (95.8) 143.1 35.8 (76.6)7 Profit & Loss A/c 19,293.2 21,114.2 20,201.9 4,403.7 7,189.0 9.4 (4.3) (78.2) 63.2

967,605.3 1,007,969.1 1,144,717.7 1,223,143.6 1,218,291.5 4.2 13.6 6.9 (0.4)

1 LIQUID FUNDS 138,395.4 150,503.2 147,994.0 189,009.8 193,635.3 8.7 (1.7) 27.7 2.4a. Cash Balance 17,754.0 20,454.9 23,950.2 22,708.3 23,637.8 15.2 17.1 (5.2) 4.1 Nepalese Notes & Coins 16,894.5 19,977.5 23,410.2 21,573.1 22,819.7 18.2 17.2 (7.8) 5.8 Foreign Currency 859.5 477.4 540.0 1,135.2 818.1 (44.5) 13.1 110.2 (27.9)b. Bank Balance 96,767.1 97,818.2 90,221.7 135,824.9 139,621.1 1.1 (7.8) 50.5 2.8 1. In Nepal Rastra Bank 60,247.8 54,779.2 54,649.3 97,721.3 95,445.3 (9.1) (0.2) 78.8 (2.3) 2. "A"Class Licensed Institution 23,652.8 23,351.1 15,882.0 17,447.7 17,703.2 (1.3) (32.0) 9.9 1.5 3. Other Financial Ins. 4,878.9 9,394.3 9,176.5 7,729.9 9,154.6 92.5 (2.3) (15.8) 18.4 4. In Foreign banks 7,987.6 10,293.7 10,513.9 12,925.9 17,317.9 28.9 2.1 22.9 34.0c. Money at Call 23,874.2 32,230.1 33,822.1 30,476.6 30,376.4 35.0 4.9 (9.9) (0.3)

2 INVESTMENTS 70,346.5 84,641.5 107,562.4 119,705.0 125,857.2 20.3 27.1 11.3 5.1a. Govt.Securities 69,944.5 81,922.1 105,115.1 118,449.0 124,784.1 17.1 28.3 12.7 5.3b Others 402.0 2,719.3 2,447.2 1,256.0 1,073.1 576.4 (10.0) (48.7) (14.6)

3 SHARE & OTHER INVESTMENT 68,688.6 60,629.2 53,582.9 54,476.3 47,680.1 (11.7) (11.6) 1.7 (12.5)4 LOANS & ADVANCES 499,892.6 609,921.9 698,779.0 711,815.7 728,369.9 22.0 14.6 1.9 2.3

a. Private Sector 432,730.1 593,596.8 675,113.9 687,199.2 703,247.3 37.2 13.7 1.8 2.3b. Financial Institutions 12,581.8 12,812.2 17,300.0 18,312.3 18,251.1 1.8 35.0 5.9 (0.3)c. Government Organizations 54,580.7 3,513.0 6,365.1 6,304.2 6,871.5 (93.6) 81.2 (1.0) 9.0

5 BILL PURCHED 3,907.6 2,257.0 5,149.7 7,151.8 7,192.2 (42.2) 128.2 38.9 0.66 LOANS AGT. COLLECTED BILLS 17.9 98.6 96.0 352.8 416.2 452.2 (2.7) 267.7 18.07 FIXED ASSETS 15,004.6 20,405.9 24,260.6 25,678.8 26,009.4 36.0 18.9 5.8 1.38 OTHER ASSETS 64,802.8 69,231.8 79,138.1 98,169.1 92,102.0 6.8 14.3 24.0 (6.2)

a. Accrued Interests 29,905.2 29,133.1 29,689.7 40,922.5 33,471.8 (2.6) 1.9 37.8 (18.2) b. Others 34,897.6 40,098.7 49,448.4 57,246.6 58,630.1 14.9 23.3 15.8 2.4

9 Expenses not Written off 622.8 617.8 775.3 676.4 551.9 (0.8) 25.5 (12.8) (18.4)10 Non Banking Assets 2,306.4 1,829.1 1,549.7 1,994.7 2,322.8 (20.7) (15.3) 28.7 16.511 Reconcillation Account 95,774.6 7,397.6 21,980.3 10,605.9 (9,788.7) (92.3) 197.1 (51.7) (192.3)12 Profit & Loss A/c 7,845.3 435.5 3,849.8 3,507.5 3,943.3 (94.4) 784.0 (8.9) 12.4

967,605.3 1,007,969.1 1,144,717.7 1,223,143.8 1,218,291.9 4.2 13.6 6.9 (0.4)

Statement of Assets and Liabilities of Bank & Financial Institutions (Aggregat

Liabilities Mid-July Rs in million

TOTALAssets

TOTAL

Percentage change

3

Mid-Dec Mid-Jan 2009 2010 2011 2011 2012 ColumnColum Column Column

1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 30,399.5 40,719.8 59,064.4 68,141.8 66,636.7 33.9 45.1 15.4 (2.2) a. Paid-up Capital 40,738.3 46,630.4 58,294.9 59,714.5 60,348.2 14.5 25.0 2.4 1.1 b. Statutory Reserves 9,514.2 12,146.3 14,925.9 16,468.3 17,602.3 27.7 22.9 10.3 6.9

c. Retained Earning (27,143.0) (26,722.0) (24,831.2) (19,336.3) (23,227.2) (1.6) (7.1) (22.1) 20.1d. Others Reserves 7,290.1 8,665.1 10,674.8 11,295.3 11,913.4 18.9 23.2 5.8 5.5

2 BORROWINGS 18,320.2 19,783.9 24,852.8 15,356.7 15,940.7 8.0 25.6 (38.2) 3.8 a. NRB 2,154.3 6,752.6 10,226.1 3,607.6 4,093.3 213.5 51.4 (64.7) 13.5

b. "A"Class Licensed Institution 8,132.5 4,816.8 6,321.0 3,183.5 3,010.4 (40.8) 31.2 (49.6) (5.4)c. Foreign Banks and Fin. Ins. 4,012.7 1,933.3 1,868.1 2,757.9 2,119.1 (51.8) (3.4) 47.6 (23.2)d. Other Financial Ins. 520.7 2,553.4 379.9 280.0 690.1 390.4 (85.1) (26.3) 146.5e. Bonds and Securities 3,500.0 3,727.8 6,057.8 5,527.8 6,027.8 6.5 62.5 (8.7) 9.0

3 DEPOSITS 563,604.5 630,880.8 687,587.9 754,544.9 761,247.1 11.9 9.0 9.7 0.9a. Current 71,651.0 80,606.2 78,982.9 72,453.9 73,037.4 12.5 (2.0) (8.3) 0.8b. Savings 259,925.4 237,709.3 231,094.4 251,212.8 257,533.6 (8.5) (2.8) 8.7 2.5c. Fixed 141,259.4 200,058.5 253,586.4 283,494.2 287,339.2 41.6 26.8 11.8 1.4d. Call Deposits 84,709.7 105,687.2 116,624.7 138,562.7 134,876.3 24.8 10.3 18.8 (2.7)e. Others 6,058.9 6,819.7 7,299.5 8,821.2 8,460.5 12.6 7.0 20.8 (4.1)

4 Bills Payable 1,738.5 1,226.0 942.9 821.9 764.7 (29.5) (23.1) (12.8) (7.0)5 Other Liabilities 87,709.2 77,413.0 84,386.3 100,606.9 94,097.5 (11.7) 9.0 19.2 (6.5)

1. Loan Loss Provision 23,682.5 21,631.8 21,340.1 24,833.4 24,951.6 (8.7) (1.3) 16.4 0.52. Interest Suspense a/c 27,666.2 24,101.3 23,249.4 25,937.3 24,452.9 (12.9) (3.5) 11.6 (5.7)3. Others 36,360.4 31,679.9 39,796.8 49,836.2 44,693.0 (12.9) 25.6 25.2 (10.3)

6 Reconcillation A/c 95,621.7 1,234.6 5,931.6 9,319.3 (1,632.3) (98.7) 380.4 57.1 (117.5)7 Profit & Loss A/c 14,772.4 16,042.8 15,598.5 4,017.2 5,718.8 8.6 (2.8) (74.2) 42.4

812,165.9 787,300.9 878,364.5 952,808.6 942,773.2 (3.1) 11.6 8.5 (1.1)

1 LIQUID FUNDS 105,989.0 102,749.0 98,071.7 135,572.3 135,829.6 (3.1) (4.6) 38.2 0.2a. Cash Balance 15,839.2 17,573.1 20,265.2 18,678.3 19,392.5 10.9 15.3 (7.8) 3.8 Nepalese Notes & Coins 15,014.6 17,137.2 19,765.0 17,608.6 18,623.1 14.1 15.3 (10.9) 5.8 Foreign Currency 824.6 435.9 500.3 1,069.8 769.4 (47.1) 14.8 113.8 (28.1)b. Bank Balance 75,438.8 69,551.5 63,293.3 106,123.0 108,196.1 (7.8) (9.0) 67.7 2.0 1. In Nepal Rastra Bank 55,539.2 49,542.7 48,727.4 90,234.3 87,387.3 (10.8) (1.6) 85.2 (3.2) 2. "A"Class Licensed Institution 11,505.6 8,460.4 3,826.0 3,145.8 2,835.2 (26.5) (54.8) (17.8) (9.9) 3. Other Financial Ins. 415.4 1,333.7 284.6 14.8 722.0 221.1 (78.7) (94.8) 4780.5 4. In Foreign banks 7,978.6 10,214.7 10,455.2 12,728.0 17,251.6 28.0 2.4 21.7 35.5c. Money at Call 14,711.1 15,624.4 14,513.2 10,771.0 8,241.0 6.2 (7.1) (25.8) (23.5)

2 INVESTMENTS 69,261.4 81,343.8 102,655.9 114,247.9 119,863.2 17.4 26.2 11.3 4.9a. Govt.Securities 68,902.0 79,079.6 100,267.3 113,140.0 118,860.3 14.8 26.8 12.8 5.1b Others 359.4 2,264.2 2,388.6 1,107.9 1,002.9 530.0 5.5 (53.6) (9.5)

3 SHARE & OTHER INVESTMEN 61,595.5 52,697.3 46,901.4 50,076.5 43,480.4 (14.4) (11.0) 6.8 (13.2)4 LOANS & ADVANCES 398,143.0 467,107.2 522,853.3 537,957.5 554,170.4 17.3 11.9 2.9 3.0

a. Private Sector 387,543.3 453,049.0 503,339.4 519,243.3 533,566.3 16.9 11.1 3.2 2.8b. Financial Institutions 7,991.7 11,270.6 13,362.3 12,584.6 13,951.2 41.0 18.6 (5.8) 10.9c. Government Organizations 2,608.0 2,787.6 6,151.5 6,129.6 6,652.9 6.9 120.7 (0.4) 8.5

5 BILL PURCHED 3,745.7 2,172.6 5,073.8 7,117.7 7,132.9 (42.0) 133.5 40.3 0.26 LOANS AGT. COLLECTED BILLS 17.9 98.6 96.0 352.8 416.2 452.2 (2.7) 267.7 18.07 FIXED ASSETS 11,004.8 13,896.1 16,098.8 17,303.3 17,571.6 26.3 15.9 7.5 1.68 OTHER ASSETS 59,152.5 60,702.9 66,675.1 80,559.7 76,159.2 2.6 9.8 20.8 (5.5)

a. Accrued Interests 28,776.5 25,188.4 24,341.4 32,058.0 26,027.1 (12.5) (3.4) 31.7 (18.8) b. Others 30,376.0 35,514.6 42,333.7 48,501.6 50,132.0 16.9 19.2 14.6 3.4

9 Expenses not Written off 475.2 458.8 600.7 508.6 402.6 (3.4) 30.9 (15.3) (20.8)10 Non Banking Assets 1,889.1 1,616.6 1,376.6 1,617.4 1,598.9 (14.4) (14.8) 17.5 (1.1)11 Reconcillation Account 93,915.3 4,457.9 17,961.1 6,552.5 (14,627.6) (95.3) 302.9 (63.5) (323.2)12 Profit & Loss A/c 6,976.4 0.0 0.0 942.4 775.8 (100.0) 0.0 0.0 (17.7)

812,165.9 787,300.9 878,364.5 952,808.6 942,773.2 (3.1) 11.6 8.5 (1.1)

TOTAL

Percentage change

TOTAL

Assets

Rs in million

Mid-July Liabilities

Statement of Assets and Liabilities of Commercial Bank

4


1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 9,325.1 15,328.2 22,524.6 23,103.8 22,587.1 64.4 46.9 2.6 (2.2) a. Paid-up Capital 9,140.9 14,535.3 20,895.1 21,150.4 21,352.2 59.0 43.8 1.2 1.0 b. Statutory Reserves 244.8 697.9 1,138.3 1,460.0 1,484.3 185.1 63.1 28.3 1.7

c. Retained Earning (449.9) (443.9) 67.7 (12.2) (801.2) (1.3) (115.2) (118.0) 6467.8d. Others Reserves 389.3 538.9 423.6 505.5 551.7 38.4 (21.4) 19.4 9.1

2 BORROWINGS 2,622.6 4,442.8 4,700.0 2,768.9 2,110.6 69.4 5.8 (41.1) (23.8) a. NRB 84.3 660.7 2,433.7 290.0 253.3 683.7 268.4 (88.1) (12.7)

b. "A"Class Licensed Institution 1,969.6 2,858.6 1,334.0 1,609.8 1,054.7 45.1 (53.3) 20.7 (34.5)c. Foreign Banks and Fin. Ins. 38.1 110.2 364.2 359.8 359.8 189.2 230.5 (1.2) 0.0d. Other Financial Ins. 528.7 808.6 557.1 448.2 371.1 52.9 (31.1) (19.5) (17.2)e. Bonds and Securities 1.9 4.8 11.0 61.2 71.8 152.0 130.1 455.4 17.4

3 DEPOSITS 48,001.6 76,950.8 96,886.7 101,770.9 106,276.5 60.3 25.9 5.0 4.4a. Current 519.7 1,417.4 1,860.5 1,647.9 2,034.8 172.7 31.3 (11.4) 23.5b. Savings 26,551.0 36,106.4 42,968.3 47,563.9 50,491.7 36.0 19.0 10.7 6.2c. Fixed 14,416.2 24,242.1 31,162.9 32,121.4 32,230.5 68.2 28.5 3.1 0.3d. Call Deposits 5,975.3 14,605.3 20,407.7 19,735.7 20,889.1 144.4 39.7 (3.3) 5.8e. Others 539.4 579.5 487.3 701.9 630.5 7.4 (15.9) 44.0 (10.2)

4 Bills Payable 27.4 6.0 17.8 10.1 12.7 (78.1) 196.1 (43.3) 25.95 Other Liabilities 5,584.5 8,151.2 10,858.3 14,953.3 13,789.9 46.0 33.2 37.7 (7.8)

1. Loan Loss Provision 2,162.1 1,921.5 3,520.4 3,932.3 4,190.6 (11.1) 83.2 11.7 6.62. Interest Suspense a/c 961.5 2,821.7 3,189.4 4,524.2 3,655.5 193.5 13.0 41.8 (19.2)3. Others 2,460.9 3,407.9 4,148.5 6,496.8 5,943.9 38.5 21.7 56.6 (8.5)

6 Reconcillation A/c 877.8 1,412.6 2,577.4 2,712.7 3,431.9 60.9 82.5 5.2 26.57 Profit & Loss A/c 1,570.3 2,168.2 2,171.4 168.3 813.2 38.1 0.1 (92.3) 383.3

68,009.3 108,459.7 139,736.2 145,487.9 149,022.0 59.5 28.8 4.1 2.4

1 LIQUID FUNDS 15,999.8 26,036.3 29,411.3 32,214.5 34,247.0 62.7 13.0 9.5 6.3a. Cash Balance 1,309.4 1,932.3 2,465.0 2,763.5 2,907.2 47.6 27.6 12.1 5.2 Nepalese Notes & Coins 1,275.8 1,891.5 2,427.0 2,698.7 2,859.3 48.3 28.3 11.2 5.9 Foreign Currency 33.6 40.7 38.1 64.7 47.9 21.2 (6.5) 69.9 (26.0)b. Bank Balance 10,901.5 13,190.5 13,229.8 15,786.6 15,906.6 21.0 0.3 19.3 0.8 1. In Nepal Rastra Bank 2,441.6 2,698.2 3,511.9 4,396.3 4,084.5 10.5 30.2 25.2 (7.1) 2. "A"Class Licensed Institution 6,185.5 6,785.6 5,973.6 7,582.0 8,206.0 9.7 (12.0) 26.9 8.2 3. Other Financial Ins. 2,265.4 3,627.7 3,685.7 3,610.4 3,549.8 60.1 1.6 (2.0) (1.7) 4. In Foreign banks 9.0 79.0 58.6 197.9 66.4 777.7 (25.8) 237.6 (66.5)c. Money at Call 3,788.9 10,913.5 13,716.4 13,664.5 15,433.2 188.0 25.7 (0.4) 12.9

2 INVESTMENTS 269.4 2,073.1 2,519.6 3,118.5 3,484.4 669.5 21.5 23.8 11.7a. Govt.Securities 256.8 1,633.3 2,497.0 3,095.2 3,471.1 536.0 52.9 24.0 12.1b Others 12.6 439.8 22.6 23.3 13.3 3390.7 (94.9) 3.2 (42.9)

3 SHARE & OTHER INVESTMEN 4,643.3 4,728.7 3,343.5 2,507.9 2,413.3 1.8 (29.3) (25.0) (3.8)4 LOANS & ADVANCES 41,828.4 65,827.9 88,923.3 90,296.6 91,064.3 57.4 35.1 1.5 0.9

a. Private Sector 0.0 65,642.9 88,169.2 87,595.2 89,948.4 0.0 34.3 (0.7) 2.7b. Financial Institutions 0.0 177.8 609.7 2,584.5 954.9 0.0 243.0 323.9 (63.1)c. Government Organizations 41,828.4 7.2 144.4 116.9 161.0 (100.0) 1899 (19.1) 37.8

5 BILL PURCHED 5.0 10.2 45.7 23.7 27.0 103.4 349.5 (48.1) 13.96 LOANS AGT. COLLECTED BILLS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.07 FIXED ASSETS 1,321.6 2,774.8 3,828.1 4,011.9 4,035.0 110.0 38.0 4.8 0.68 OTHER ASSETS 2,757.7 5,186.0 7,635.1 9,651.2 8,676.2 88.1 47.2 26.4 (10.1)

a. Accrued Interests 261.2 2,903.6 3,339.1 4,677.7 3,800.6 1011.6 15.0 40.1 (18.7) b. Others 2,496.5 2,282.4 4,296.0 4,973.6 4,875.6 (8.6) 88.2 15.8 (2.0)

9 Expenses not Written off 85.2 79.2 110.6 97.9 92.0 (7.1) 39.7 (11.5) (6.0)10 Non Banking Assets 112.0 24.3 12.7 203.1 535.8 (78.3) (47.7) 1496.4 163.811 Reconcillation Account 779.1 1,511.7 2,617.5 2,559.2 3,420.5 94.0 73.1 (2.2) 33.712 Profit & Loss A/c 207.8 207.5 1,288.8 803.6 1,027.0 (0.1) 521.1 (37.6) 27.8

68,009.3 108,459.7 139,736.2 145,488.1 149,022.4 59.5 28.8 4.1 2.4

TOTAL

Mid July Percentage changesRs in million

TOTAL

Assets

Statement of Assets and Liabilities of Development Banks

Liabilities

5


1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 10,541.0 19,437.9 21,818.4 20,109.8 19,559.5 84.4 12.2 (7.8) (2.7) a. Paid-up Capital 9,321.1 17,191.3 19,228.2 19,374.9 19,724.1 84.4 11.8 0.8 1.8 b. Statutory Reserves 1,009.5 1,390.0 1,663.1 1,937.9 2,052.3 37.7 19.6 16.5 5.9

c. Retained Earning (297.6) 162.6 482.6 (1,707.2) (2,737.9) (154.6) 196.7 (453.8) 60.4d. Others Reserves 507.9 693.9 444.5 504.2 520.9 36.6 (35.9) 13.4 3.3

2 BORROWINGS 5,193.7 3,151.0 4,505.8 2,518.9 2,302.0 (39.3) 43.0 (44.1) (8.6) a. NRB 0.0 146.5 647.5 108.0 9.0 0.0 342.0 (83.3) (91.7)

b. "A"Class Licensed Institution 4,008.1 2,119.0 3,261.0 1,778.3 1,723.4 (47.1) 53.9 (45.5) (3.1)c. Foreign Banks and Fin. Ins. 70.0 0.0 0.0 0.0 0.0 (100.0) 0.0 0.0 0.0d. Other Financial Ins. 1,085.6 885.5 516.4 632.6 569.6 (18.4) (41.7) 22.5 (10.0)e. Bonds and Securities 30.0 0.0 81.0 0.0 0.0 (100.0) 0.0 (100.0) 0.0

3 DEPOSITS 57,073.4 77,406.3 85,476.9 83,169.9 85,200.4 35.6 10.4 (2.7) 2.4a. Current 491.9 110.5 90.9 58.2 92.0 (77.5) (17.7) (36.0) 58.0b. Savings 27,536.9 31,964.8 31,526.5 33,936.2 36,066.1 16.1 (1.4) 7.6 6.3c. Fixed 27,378.5 40,834.0 47,977.0 44,315.2 43,838.9 49.1 17.5 (7.6) (1.1)d. Call Deposits 978.2 2,635.4 2,275.9 1,192.2 1,307.2 169.4 (13.6) (47.6) 9.6e. Others 688.0 1,861.8 3,606.6 3,668.1 3,896.2 170.6 93.7 1.7 6.2

4 Bills Payable 1.0 24.4 4.2 0.6 6.4 2449.2 (82.8) (85.4) 936.25 Other Liabilities 10,558.3 7,871.1 11,015.7 17,455.8 17,439.2 (25.5) 40.0 58.5 (0.1)

1. Loan Loss Provision 2,052.8 2,325.1 5,355.3 7,746.7 8,986.3 13.3 130.3 44.7 16.02. Interest Suspense a/c 815.3 1,000.5 1,691.2 3,954.6 3,460.8 22.7 69.0 133.8 (12.5)3. Others 7,690.1 4,545.5 3,969.2 5,754.5 4,992.1 (40.9) (12.7) 45.0 (13.2)

6 Reconcillation A/c 1,112.1 1,414.6 1,364.0 1,373.8 1,331.9 27.2 (3.6) 0.7 (3.0)7 Profit & Loss A/c 2,950.6 2,903.2 2,432.0 218.3 657.0 (1.6) (16.2) (91.0) 201.0

87,430.1 112,208.5 126,617.0 124,847.1 126,496.3 28.3 12.8 (1.4) 1.3

1 LIQUID FUNDS 16,406.6 21,717.9 20,511.0 21,223.0 23,558.8 32.4 (5.6) 3.5 11.0a. Cash Balance 605.4 949.5 1,219.9 1,266.5 1,338.1 56.8 28.5 3.8 5.7 Nepalese Notes & Coins 604.2 948.7 1,218.3 1,265.8 1,337.3 57.0 28.4 3.9 5.7 Foreign Currency 1.3 0.8 1.7 0.7 0.8 (37.6) 108.0 (59.7) 16.4b. Bank Balance 10,426.9 15,076.2 13,698.6 13,915.4 15,518.4 44.6 (9.1) 1.6 11.5 1. In Nepal Rastra Bank 2,267.0 2,538.3 2,410.0 3,090.8 3,973.5 12.0 (5.1) 28.2 28.6 2. "A"Class Licensed Institution 5,961.7 8,105.1 6,082.4 6,719.9 6,662.0 36.0 (25.0) 10.5 (0.9) 3. Other Financial Ins. 2,198.2 4,432.8 5,206.2 4,104.7 4,882.9 101.7 17.4 (21.2) 19.0 4. In Foreign banks 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0c. Money at Call 5,374.2 5,692.2 5,592.5 6,041.1 6,702.2 5.9 (1.8) 8.0 10.9

2 INVESTMENTS 815.7 1,224.6 2,386.8 2,338.5 2,509.6 50.1 94.9 (2.0) 7.3a. Govt.Securities 785.7 1,209.3 2,350.8 2,213.7 2,452.7 53.9 94.4 (5.8) 10.8b Others 30.0 15.3 36.0 124.8 56.9 (49.2) 136.0 246.6 (54.4)

3 SHARE & OTHER INVESTMEN 2,449.8 3,203.2 3,337.9 1,891.9 1,786.4 30.8 4.2 (43.3) (5.6)4 LOANS & ADVANCES 59,921.2 76,986.8 87,002.3 83,561.6 83,135.3 28.5 13.0 (4.0) (0.5)

a. Private Sector 45,186.8 74,904.8 83,605.2 80,360.8 79,732.5 65.8 11.6 (3.9) (0.8)b. Financial Institutions 4,590.1 1,363.8 3,327.9 3,143.1 3,345.1 (70.3) 144.0 (5.6) 6.4c. Government Organizations 10,144.3 718.2 69.2 57.7 57.7 (92.9) (90.4) (16.6) (0.0)

5 BILL PURCHED 156.9 74.3 30.2 10.4 32.3 (52.7) (59.4) (65.5) 210.36 LOANS AGT. COLLECTED BILLS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.07 FIXED ASSETS 2,678.2 3,734.9 4,333.7 4,363.6 4,402.8 39.5 16.0 0.7 0.98 OTHER ASSETS 2,892.6 3,342.9 4,828.0 7,958.3 7,266.6 15.6 44.4 64.8 (8.7)

a. Accrued Interests 867.6 1,041.1 2,009.2 4,186.8 3,644.1 20.0 93.0 108.4 (13.0) b. Others 2,025.1 2,301.8 2,818.8 3,771.4 3,622.5 13.7 22.5 33.8 (3.9)

9 Expenses not Written off 62.4 79.7 64.0 70.0 57.4 27.7 (19.7) 9.3 (18.0)10 Non Banking Assets 305.3 188.2 160.4 174.2 188.2 (38.4) (14.8) 8.6 8.111 Reconcillation Account 1,080.2 1,428.0 1,401.7 1,494.2 1,418.5 32.2 (1.8) 6.6 (5.1)12 Profit & Loss A/c 661.1 228.0 2,561.1 1,761.5 2,140.6 (65.5) 1023 (31.2) 21.5

87,430.1 112,208.5 126,617.0 124,847.1 126,496.3 28.3 12.8 (1.4) 1.3

Rs in million

Percentage changes

Statement of Assets and Liabilities of Finance Companie

TOTAL

Liabilities Mid July

TOTALAssets

6

Rs. In million

Liabilities Class "A" Class "B" Class "C" Total1 CAPITAL FUND 66,636.7 22,587.1 19,559.5 108,783.3 a. Paid‐up Capital 60,348.2 21,352.2 19,724.1 101,424.5

b. Calls in Advance 138.1 186.0 324.1 c. General Reserves 17,602.3 1,484.3 2,052.3 21,139.0

d. Share Premium 248.4 69.4 78.6 396.4e. Retained Earning ‐23,227.2 ‐801.2 ‐2,737.9 ‐26,766.3f. Others Reserves Fund 10,849.0 341.1 256.4 11,446.5g. Exchange Fluctuation Fund 816.0 3.1 819.1

2 BORROWINGS 15,940.7 2,110.6 2,302.0 20,353.3 a. NRB 4,093.3 253.3 9.0 4,355.6

b. "A"Class Licensed Institution 3,010.4 1,054.7 1,723.4 5,788.5c. Foreign Banks and Fin. Ins. 2,119.1 359.8 2,478.8d. Other Financial Ins. 690.1 371.1 569.6 1,630.7e. Bonds and Securities 6,027.8 71.8 6,099.6

3 DEPOSITS 761,247.1 106,276.5 85,200.4 952,724.0a. Current 73,037.4 2,034.8 92.0 75,164.2 Domestic 62,573.5 2,024.8 92.0 64,690.3 Foreign 10,463.9 9.9 10,473.9b. Savings 257,533.6 50,491.7 36,066.1 344,091.5 Domestic 252,119.4 50,429.5 36,066.1 338,615.0 Foreign 5,414.2 62.2 5,476.4c. Fixed 287,339.2 32,230.5 43,838.9 363,408.6 Domestic 254,544.9 31,883.2 43,838.9 330,267.0 Foreign 32,794.3 347.3 33,141.6d. Call Deposits 134,876.3 20,889.1 1,307.2 157,072.6e. Others 8,460.5 630.5 3,896.2 12,987.2

4 Bills Payable 764.7 12.7 6.4 783.85 Other Liabilities 94,097.5 13,789.9 17,439.2 125,326.6

1. Sundry Creditors 13,368.4 415.1 565.8 14,349.3 2. Loan Loss Provision 24,951.6 4,190.6 8,986.3 38,128.4 3. Interest Suspense a/c 24,452.9 3,655.5 3,460.8 31,569.1 4. Others 31,324.6 5,528.8 4,426.4 41,279.8

6 Reconcillation A/c ‐1,632.3 3,431.9 1,331.9 3,131.67 Profit & Loss A/c 5,718.8 813.2 657.0 7,189.0

942,773.2 149,022.0 126,496.3 1,218,291.5TOTAL LIABILITIES

Statement of Assets and Liabilitiesas on Poush End, 2068

7

Assets Class "A" Class "B" Class "C" Total1 LIQUID FUNDS 135,829.6 34,247.0 23,558.8 193,635.3

a. Cash Balance 19,392.5 2,907.2 1,338.1 23,637.8 Nepalese Notes & Coins 18,623.1 2,859.3 1,337.3 22,819.7 Foreign Currency 769.4 47.9 0.8 818.1b. Bank Balance 108,196.1 15,906.6 15,518.4 139,621.1 1. In Nepal Rastra Bank 87,387.3 4,084.5 3,973.5 95,445.3 Domestic Currency 86,621.7 4,076.3 3,973.5 94,671.6 Foreign Currency 765.6 8.1 0.0 773.8 2. "A"Class Licensed Institution 2,835.2 8,206.0 6,662.0 17,703.2 Domestic Currency 2,519.7 8,194.7 6,661.9 17,376.3 Foreign Currency 315.5 11.3 0.1 326.9 3. Other Financial Ins. 722.0 3,549.8 4,882.9 9,154.6 4. In Foreign Banks 17,251.6 66.4 17,317.9c. Money at Call 8,241.0 15,433.2 6,702.2 30,376.4 Domestic Currency 2,649.3 15,239.0 6,702.2 24,590.6 Foreign Currency 5,591.7 194.2 5,785.9

2 INVESTMENT IN SECURITIES 119,863.2 3,484.4 2,509.6 125,857.2a. Govt.Securities 118,860.3 3,471.1 2,452.7 124,784.1b. NRB Bond 172.5 5.0 177.5c. Govt.Non‐Fin. Ins. 270.8 270.8d. Other Non‐Fin Ins. 120.0 13.3 51.6 184.9e Non Residents 439.6 0.3 439.9

3 SHARE & OTHER INVESTMENT 43,480.4 2,413.3 1,786.4 47,680.1 a. Non Residents 33,256.4 135.8 45.8 33,438.0 b. Others 10,224.0 2,277.5 1,740.6 14,242.2

4 LOANS & ADVANCES 554,170.4 91,064.3 83,135.3 728,369.9 a. Private Sector 533,566.3 89,948.4 79,732.5 703,247.3 b. Financial Institutions 13,951.2 954.9 3,345.1 18,251.1 c. Government Organizations 6,652.9 161.0 57.7 6,871.5

5 BILL PURCHASED 7,132.9 27.0 32.3 7,192.2 a. Domestic Bills Purchased 584.5 27.0 32.3 643.7 b. Foreign Bills Purchased 1,770.6 1,770.6 c. Import Bills & Imports 4,777.8 4,777.8

6 LOANS AGAINST COLLECTED BILLS 416.2 416.2 a. Against Domestic Bills 103.0 103.0 b. Against Foreign Bills 313.2 313.2

7 FIXED ASSETS 17,571.6 4,035.0 4,402.8 26,009.48 OTHER ASSETS 76,159.2 8,676.2 7,266.6 92,102.0

a. Accrued Interest: 26,027.1 3,800.6 3,644.1 33,471.8 Financial Institutions 1,016.6 2,571.2 211.4 3,799.2

Government Enterprises 233.0 16.3 2.1 251.4 Private Sector 24,777.5 1,213.2 3,430.5 29,421.2 b. Staff Loans / Adv. 13,700.7 508.8 310.9 14,520.5 c. Sundry Debtors 12,528.9 764.1 541.0 13,834.0 d. Cash In Transit 738.5 5.7 0.9 745.1 e. Others 23,163.9 3,597.0 2,769.7 29,530.6

9 Expenses not Written off 402.6 92.0 57.4 551.910 Non Banking Assets 1,598.9 535.8 188.2 2,322.811 Reconcillation Account ‐14,627.6 3,420.5 1,418.5 ‐9,788.712 Profit & Loss A/c 775.8 1,027.0 2,140.6 3,943.3

942,773.2 149,022.4 126,496.3 1,218,291.9TOTAL ASSETS

8

Rs. In million

Expenses Class "A" Class "B" Class "C" Total 1 Interest Expenses 25,264.5 5,343.1 5,027.4 35,635.0 1.1 Deposit Liabilities 24,991.1 5,144.7 4,787.1 34,922.8 1.1.1 Saving A/c 6,470.0 2,133.8 1,675.9 10,279.7 1.1.2 Fixed A/c 13,487.6 2,034.2 2,991.6 18,513.4 1.1.2.1 Upto 3 Months Fixed A/c 908.5 107.4 138.5 1,154.4 1.1.2.2 3 to 6 Months fixed A/c 726.0 70.7 89.7 886.4 1.1.2.3 6 Months to 1 Year Fixed A/c 5,086.8 1,100.5 1,461.9 7,649.2 1.1.2.4 Above 1 Year 6,766.3 755.6 1,301.5 8,823.5 1.1.3 Call Deposit 5,030.3 976.7 119.4 6,126.4 1.1.4 Certificate of Deposits 3.1 0.0 0.1 3.3 1.2 Others 273.4 198.4 240.4 712.2 2 Commission/Fee Expense 153.9 2.9 1.1 157.9 3 Employees Expenses 4,925.4 744.7 492.5 6,162.6 4 Office Operatiing Expenses 4,093.2 902.6 576.3 5,572.1 5 Exchange Fluctuation Loss 14.6 11.7 26.3 5.1 Due to Change in Exchange Rates 0.5 11.7 12.2 5.2 Due to Foreign Currency Transactions 14.1 0.1 14.2 6 Non‐Operatiing Expenses 13.2 89.9 28.7 131.7 7. Provision for Risk 5,006.2 1,390.2 2,400.4 8,796.9 7.1 Loan loss Provision 4,827.2 898.8 2,324.8 8,050.8

7.1.1 General Loan loss Provision 1,320.8 102.6 148.8 1,572.1 7.1.2 Special Loan Loss Provision 3,466.5 794.7 2,147.3 6,408.5 7.1.3 Additional Loan Loss Provision 40.0 1.5 28.7 70.2

7.2. Provision for Non‐Banking Assets 17.4 454.4 50.1 521.8 7.3. Provision for Loss on Investment 110.7 35.6 25.6 171.8 7.4. Provision for Loss of Other Assets 51.0 1.5 52.5 8 Loan Written Off 183.7 0.0 22.9 206.6 9 Provision for Staff Bonus 632.5 80.7 50.1 763.310 Provision for Income Tax 1,850.2 231.1 151.6 2,232.911 Others 3.2 161.0 4.1 168.312 Net Profit 5,718.8 813.2 656.5 7,188.5

TOTAL EXPENSES 47,859.3 9,771.1 9,411.7 67,042.1

Income Class "A" Class "B" Class "C" Total 1. Interest Income 39,781.7 7,852.0 6,581.1 54,214.8 1.1. On Loans and Advance 35,467.4 6,606.0 5,690.3 47,763.7 1.2. On Investment 3,448.9 88.6 67.6 3,605.2 1.2.1 Government Bonds 3,103.0 73.7 57.7 3,234.5 1.2.2 Foreign Bonds 22.3 22.3 1.2.3 NRB Bonds 305.6 3.1 3.8 312.6 1.2.4 Deventure & Bonds 17.9 11.8 6.1 35.8 1.3 Agency Balance 243.9 66.8 71.9 382.7 1.4 On Call Deposit 212.2 847.6 413.0 1,472.7 1.5 Others 409.2 243.1 338.3 990.6 2. Comission & Discount 2,295.4 247.7 94.1 2,637.2 2.1 Bills Purchase & Discount 105.1 3.0 0.0 108.1 2.2 Comission 1,870.8 109.6 40.7 2,021.1 2.3 Others 319.5 135.0 53.4 508.0 3 Income From Exchange Fluctuation 1,332.3 12.4 12.6 1,357.3 3.1 Due to Change in Exchange Rate 458.6 1.4 12.6 472.5 3.2 Due to Foreign Currency Trans 873.8 11.0 884.8 4 Other Operating Income 1,190.3 324.1 222.0 1,736.4 5 Non Operating Income 103.6 84.0 25.2 212.7 6 Provision Written Back 1,759.6 222.5 318.2 2,300.3 7 Recovery from Written off Loan 380.1 0.9 12.3 393.4 8 Income from Extra Ordinary Expenses 240.3 0.6 240.9 9 Net Loss 775.8 1,027.0 2,146.0 3,948.7

TOTAL INCOME 47,859.3 9,771.1 9,411.5 67,041.9

Agregate Profit & Loss Account

9

Rs. In million

Sectorwise Class "A" Class "B" Class "C" Total1 Agricultural and Forest Related 17,570.3 2,918.3 1,652.3 22,141.02 Fishery Related 2,105.4 30.7 10.7 2,146.83 Mining Related 3,227.5 158.7 219.8 3,606.04 Manufacturing (Producing) Related 130,261.3 7,222.9 6,826.9 144,311.15 Construction 55,665.9 11,472.2 12,836.7 79,974.86 Electricity,Gas and Water 9,120.0 1,355.9 259.8 10,735.67 Metal Products, Machinary & Electronic Equipment

& Assemblage 7,679.8 1,415.8 1,205.1 10,300.88 Transport, Communication and Public Utilities 24,997.7 8,692.5 7,198.3 40,888.59 Wholesaler & Retailer 111,906.9 17,458.6 13,022.4 142,387.8

10 Finance, Insurance and Real Estate 61,394.6 8,370.8 9,926.0 79,691.411 Hotel or Restaurant 13,283.5 3,137.2 2,750.5 19,171.212 Other Services 25,495.1 5,338.2 3,920.7 34,753.913 Consumption Loans 34,367.2 5,404.8 6,019.4 45,791.414 Local Government 1,016.6 32.0 186.5 1,235.015 Others 63,627.8 15,204.0 17,132.5 95,964.3

TOTAL 561,719.6 88,212.6 83,167.6 733,099.8

Product wise Class "A" Class "B" Class "C" Total1 Term Loan 81,128.1 11,174.7 12,849.8 105,152.62 Overdraft 92,114.4 22,194.2 712.3 115,021.03 Trust Receipt Loan / Import Loan 32,998.1 210.1 33,208.24 Demand & Other Working Capital Loan 137,061.9 12,048.8 20,172.8 169,283.55 Residential Personal Home Loan (Up to Rs. 80 Lakh) 32,450.4 6,829.6 6,891.0 46,171.06 Real Estate Loan 67,152.2 11,601.4 15,417.3 94,170.97 Margin Nature Loan 6,434.1 1,894.2 2,324.8 10,653.18 Hire Purchase Loan 35,156.6 9,851.5 8,411.3 53,419.49 Deprived Sector Loan 20,505.1 3,172.8 1,963.7 25,641.6

10 Bills Purchased 7,251.1 27.0 32.3 7,310.311 Other Product 49,467.5 9,208.2 14,351.2 73,026.8

561,719.6 88,212.6 83,126.3 733,058.5

Collateral Wise Class "A" Class "B" Class "C" Total1 Gold and Silver 18,424.9 1,014.3 232.3 19,671.52 Government Securities 2,736.1 16.1 9.1 2,761.33 Non Governmental Securities 4,856.6 1,499.8 1,096.1 7,452.54 Fixed Deposit Receipts 7,172.2 1,454.0 2,854.5 11,480.7

4.1 Own 6,698.5 1,452.1 2,846.0 10,996.64.2 Other Licences Institutions 473.7 1.9 8.4 484.0

5 Collateral of Properties 472,649.6 79,694.4 75,347.9 627,691.95.1 Fixed Assets 380,891.9 79,199.8 74,783.0 534,874.75.2 Current Assets 91,757.6 494.5 565.0 92,817.2

6 Against security of Bill 9,614.7 26.9 0.1 9,641.66.1 Domestic Bills 475.0 26.9 0.1 502.06.2 Foreign Bills 9,139.6 9,139.6

7 Against Guarantee 11,152.2 1,473.9 963.0 13,589.17.1 Government Guarantee 2,122.2 71.1 85.8 2,279.17.2 Institutional Guarantee 5,884.3 467.3 410.0 6,761.67.3 Personal Guarantee 1,179.0 643.3 311.1 2,133.47.4 Collective Guarantee 40.9 281.6 15.5 338.17.5 International Rated Foreign Bank's Guarantee 125.3 10.0 135.37.6 Other Guarantee 1,800.5 0.5 140.6 1,941.6

8 Credit Card 405.5 405.59 Others 34,707.9 3,033.2 2,664.5 40,405.6

Total 561,719.6 88,212.6 83,167.6 733,099.8

TOTAL LOAN & ADVANCES

Agregate Statement of Sector wise, Product wise and Security wise Credit

10

No. % No. % No. % No. % % Per branchUrban 447 34.4% 185 29.4% 94 28.0% 726 32.1%

Rural 72 5.5% 123 19.6% 14 4.2% 209 9.2%

Total 519 39.9% 308 49.0% 108 32.1% 935 41.3% 50.2% 14279

Urban 272 20.9% 147 23.4% 72 21.4% 491 21.7%

Rural 32 2.5% 75 11.9% 10 3.0% 117 5.2%

Total 304 23.4% 222 35.3% 82 24.4% 608 26.8% 33.7% 14744

Urban 39 3.0% 10 1.6% 0 0.0% 49 2.2%

Rural 32 2.5% 11 1.7% 4 1.2% 47 2.1%

Total 71 5.5% 21 3.3% 4 1.2% 96 4.2% 6.7% 18702

Urban 393 30.2% 77 12.2% 140 41.7% 610 26.9%

Rural 13 1.0% 1 0.2% 2 0.6% 16 0.7%

Total 406 31.2% 78 12.4% 142 42.3% 626 27.6% 9.4% 4011

Urban 1151 88.5% 419 66.6% 306 91.1% 1876 82.8%

Rural 149 11.5% 210 33.4% 30 8.9% 389 17.2%

Total 1300 100.0% 629 100.0% 336 100.0% 2265 100.0% 100.0% 11753

Urban 196 15.1% 57 9.1% 37 11.0% 290 12.8%

Rural 31 2.4% 36 5.7% 5 1.5% 72 3.2%

Total 227 17.5% 93 14.8% 42 12.5% 362 16.0% 21.9% 16117

Urban 597 45.9% 191 30.4% 183 54.5% 971 42.9%

Rural 57 4.4% 54 8.6% 6 1.8% 117 5.2%

Total 654 50.3% 245 39.0% 189 56.3% 1088 48.0% 36.5% 8928

Urban 197 15.2% 123 19.6% 72 21.4% 392 17.3%

Rural 38 2.9% 90 14.3% 16 4.8% 144 6.4%

Total 235 18.1% 213 33.9% 88 26.2% 536 23.7% 18.6% 9226

Urban 91 7.0% 35 5.6% 13 3.9% 139 6.1%

Rural 12 0.9% 19 3.0% 2 0.6% 33 1.5%

Total 103 7.9% 54 8.6% 15 4.5% 172 7.6% 13.5% 20839

Urban 70 5.4% 13 2.1% 1 0.3% 84 3.7%

Rural 11 0.8% 11 1.7% 1 0.3% 23 1.0%

Total 81 6.2% 24 3.8% 2 0.6% 107 4.7% 9.6% 23770

Urban 1151 88.5% 419 66.6% 306 91.1% 1876 82.8%

Rural 149 11.5% 210 33.4% 30 8.9% 389 17.2%

Total 1300 100.0% 629 100.0% 336 100.0% 2265 100.0% 100.0% 11753

Total

Political Region wise

Eastern

Central

Western

Mid‐Western

Far‐Western

Population

Terai

Hill

Mountain

KV

Total

Geographical Distribution of Bank & Financial Institution Branches by Number

Geographical Region wise

Region Commercial Bank Development Bank Finance Company Total

11

Rs. in million

Amount % Amount % Amount % Amount %Urban 130,803 17.2% 27,332 25.7% 13,332 15.6% 171,467 18.0%

Rural 13,259 1.7% 10,946 10.3% 695 0.8% 24,901 2.6%

Total 144,062 18.9% 38,278 36.0% 14,028 16.5% 196,368 20.6%

Urban 62,813 8.3% 25,914 24.4% 14,566 17.1% 103,292 10.8%

Rural 4,187 0.5% 4,535 4.3% 811 1.0% 9,532 1.0%

Total 67,000 8.8% 30,448 28.7% 15,376 18.0% 112,825 11.8%

Urban 4,788 0.6% 412 0.4% ‐ 0.0% 5,200 0.5%

Rural 4,655 0.6% 733 0.7% 364 0.4% 5,752 0.6%

Total 9,443 1.2% 1,145 1.1% 364 0.4% 10,953 1.1%

Urban 536,665 70.5% 36,275 34.1% 55,317 64.9% 628,258 65.9%

Rural 4,185 0.5% 121 0.1% 109 0.1% 4,416 0.5%

Total 540,850 71.0% 36,397 34.2% 55,427 65.1% 632,673 66.4%

Urban 735,069 96.5% 89,933 84.6% 83,215 97.7% 908,218 95.3%

Rural 26,286 3.5% 16,336 15.4% 1,980 2.3% 44,601 4.7%

Total 761,355 100.0% 106,269 100.0% 85,195 100.0% 952,819 100.0%

Urban 49,476 6.5% 6,620 6.2% 2,237 2.6% 58,333 6.1%

Rural 5,769 0.8% 2,670 2.5% 381 0.4% 8,820 0.9%

Total 55,245 7.3% 9,291 8.7% 2,618 3.1% 67,153 7.0%

Urban 593,818 78.0% 52,427 49.3% 64,637 75.9% 710,882 74.6%

Rural 8,634 1.1% 3,066 2.9% 173 0.2% 11,873 1.2%

Total 602,452 79.1% 55,493 52.2% 64,810 76.1% 722,755 75.9%

Urban 61,577 8.1% 26,093 24.6% 15,368 18.0% 103,038 10.8%

Rural 6,882 0.9% 8,902 8.4% 1,254 1.5% 17,039 1.8%

Total 68,459 9.0% 34,995 32.9% 16,622 19.5% 120,076 12.6%

Urban 18,322 2.4% 3,171 3.0% 855 1.0% 22,348 2.3%

Rural 2,958 0.4% 1,106 1.0% 154 0.2% 4,218 0.4%

Total 21,281 2.8% 4,277 4.0% 1,009 1.2% 26,566 2.8%

Urban 11,876 1.6% 1,623 1.5% 118 0.1% 13,617 1.4%

Rural 2,042 0.3% 591 0.6% 18 0.0% 2,651 0.3%

Total 13,918 1.8% 2,214 2.1% 136 0.2% 16,268 1.7%

Urban 735,069 96.5% 89,933 84.6% 83,215 97.7% 908,218 95.3%

Rural 26,286 3.5% 16,336 15.4% 1,980 2.3% 44,601 4.7%

Total 761,355 100.0% 106,269 100.0% 85,195 100.0% 952,819 100.0%

Total

Terai

Hill

Mountain

KV

Total

Eastern

Central

Western

Mid‐Western

Far‐Western

Geographical Distribution of Deposit

RegionCommercial Bank Development Bank Finance Company Total

12

No. % No. % No. % No. %Urban 147,157 26.2% 23,345 25.6% 10,655 12.8% 181,156 24.6%

Rural 6,620 1.2% 7,317 8.0% 226 0.3% 14,163 1.9%

Total 153,777 27.4% 30,662 33.7% 10,880 13.1% 195,320 26.5%

Urban 41,085 7.3% 22,436 24.6% 12,994 15.6% 76,515 10.4%

Rural 1,483 0.3% 2,367 2.6% 418 0.5% 4,268 0.6%

Total 42,568 7.6% 24,803 27.2% 13,412 16.1% 80,783 11.0%

Urban 2,097 0.4% 223 0.2% ‐ 0.0% 2,320 0.3%

Rural 675 0.1% 352 0.4% 31 0.0% 1,058 0.1%

Total 2,773 0.5% 574 0.6% 31 0.0% 3,378 0.5%

Urban 361,214 64.3% 35,016 38.4% 58,717 70.6% 454,947 61.8%

Rural 1,359 0.2% 35 0.0% 128 0.2% 1,522 0.2%

Total 362,573 64.6% 35,051 38.5% 58,845 70.8% 456,469 62.0%

Urban 551,553 98.2% 81,019 88.9% 82,366 99.0% 714,938 97.1%

Rural 10,138 1.8% 10,072 11.1% 802 1.0% 21,011 2.9%

Total 561,691 100.0% 91,091 100.0% 83,168 100.0% 735,949 100.0%

Urban 60,324 10.7% 5,312 5.8% 1,848 2.2% 67,484 9.2%

Rural 2,316 0.4% 1,802 2.0% 36 0.0% 4,154 0.6%

Total 62,640 11.2% 7,114 7.8% 1,884 2.3% 71,638 9.7%

Urban 421,666 75.1% 49,905 54.8% 66,838 80.4% 538,409 73.2%

Rural 3,503 0.6% 2,173 2.4% 137 0.2% 5,813 0.8%

Total 425,169 75.7% 52,078 57.2% 66,975 80.5% 544,222 73.9%

Urban 46,929 8.4% 21,699 23.8% 12,989 15.6% 81,617 11.1%

Rural 3,361 0.6% 5,346 5.9% 598 0.7% 9,306 1.3%

Total 50,291 9.0% 27,045 29.7% 13,588 16.3% 90,923 12.4%

Urban 13,454 2.4% 2,821 3.1% 549 0.7% 16,825 2.3%

Rural 373 0.1% 448 0.5% 28 0.0% 849 0.1%

Total 13,827 2.5% 3,269 3.6% 577 0.7% 17,673 2.4%

Urban 9,180 1.6% 1,282 1.4% 141 0.2% 10,603 1.4%

Rural 584 0.1% 303 0.3% 3 0.0% 890 0.1%

Total 9,764 1.7% 1,584 1.7% 144 0.2% 11,493 1.6%

Urban 551,553 98.2% 81,019 88.9% 82,366 99.0% 714,938 97.1%

Rural 10,138 1.8% 10,072 11.1% 802 1.0% 21,011 2.9%

Total 561,691 100.0% 91,091 100.0% 83,168 100.0% 735,949 100.0%

Total

Terai

Hill

Mountain

KV

Total

Eastern

Central

Western

Mid‐Western

Far‐Western

Geographical Distribution of Credit

RegionCommercial bank Development Bank Finance Company Total

13

Zone/DistrictCommercial

BankDevelopment

BankFinance

CompanyTotal

Popn. per branch

Mechi 65 26 10 101 14192

Jhapa 47 23 8 78 10393

Ilam 11 1 0 12 24652

Panchthar 4 1 1 6 33060

Taplejung 3 1 1 5 25709

Koshi 115 59 23 197 11803

Sunsari 47 18 12 77 9755

Morang 49 29 9 87 11089

Dhankuta 5 5 1 11 14921

Terhathum 4 2 1 7 14530

Sankhuwasabha 7 4 0 11 14514

Bhojpur 3 1 0 4 45980

Sagarmatha 49 7 9 65 31932

Saptari 12 0 3 15 43083

Udayapur 12 3 1 16 20123

Siraha 15 0 4 19 33849

Khotang 2 1 0 3 69710

Okhaldhunga 2 1 0 3 49440

Solukhumbu 6 2 1 9 11864

Janakpur 61 25 8 94 30549

Sarlahi 12 7 1 20 38432

Dhanusha 21 2 5 28 27443

Mahottari 10 3 1 14 46172

Dolakha 9 6 0 15 12546

Ramechhap 4 1 1 6 34219

Sindhuli 5 6 0 11 26784

Narayani 121 93 32 246 12167

Bara 16 4 2 22 31865

Rautahat 9 5 0 14 49730

Parsa 36 15 6 57 10556

Chitawan 43 57 17 117 4843

Makawanpur 17 12 7 36 11875

Bagmati 470 128 150 748 5146

Kathmandu 308 59 116 483 3605

Bhaktapur 29 8 9 46 6588

Lalitpur 69 11 16 96 4862

Rasuwa 4 0 0 4 10950

Dhading 13 13 0 26 12933

Sindhupalchok 18 9 1 28 10338

Kavre 21 23 7 51 7646

Nuwakot 8 5 1 14 19912

Gandaki 102 94 46 242 6422

Lamjung 9 7 3 19 8900

Tanahu 18 14 4 36 9183

Gorkha 12 8 1 21 12828

District-wise Distribution of Bank & Financial Institutions Branches

14

Zone/DistrictCommercial

BankDevelopment

BankFinance

CompanyTotal

Popn. per branch

Manang 2 0 0 2 3264

Syangja 10 12 3 25 11522

Kaski 51 53 35 139 3528

Lumbini 107 108 30 245 11618

Gulmi 5 11 0 16 17724

Nawalparasi 15 24 5 44 14450

Palpa 8 6 2 16 16836

Arghakhanchi 8 3 1 12 16704

Rupandehi 60 58 19 137 6472

Kapilbastu 11 6 3 20 28531

Dhaulagiri 26 11 11 48 11346

Baglung 12 3 6 21 12858

Parbat 5 4 1 10 14708

Mustang 3 0 1 4 3450

Myagdi 6 4 3 13 8749

Rapti 35 24 9 68 21684

Rolpa 2 0 1 3 75692

Dang 25 16 6 47 11869

Rukum 2 1 1 4 52720

Salyan 3 0 1 4 60894

Pyuthan 3 7 0 10 23517

Karnali 13 0 0 13 30260

Jumla 4 0 0 4 27184

Mugu 2 0 0 2 27656

Humla 3 0 0 3 17003

Kalikot 2 0 0 2 70810

Dolpa 2 0 0 2 18351

Bheri 55 30 6 91 18862

Dailekh 5 0 1 6 43973

Surkhet 12 7 0 19 18953

Jajarkot 2 0 0 2 86283

Bardiya 8 6 0 14 30496

Banke 28 17 5 50 9860

Seti 51 11 2 64 24561

Bajhang 2 0 0 2 98139

Doti 6 1 0 7 30261

Bajura 2 0 0 2 67753

Kailali 38 8 2 48 16047

Achham 3 2 0 5 51604

Mahakali 30 13 0 43 22592

Darchula 2 0 0 2 66732

Baitadi 5 1 0 6 42019

Dadeldhura 6 2 0 8 17693

Kanchanpur 17 10 0 27 16456

Total 1300 629 336 2265 11753

15

Rs. in million

Current Saving Fixed Other TotalMechi 14,669.4 1,827.3 9,215.6 2,494.8 2,545.8 16,083.5 91.2%

Jhapa 13,218.4 1,138.8 7,296.0 2,079.1 2,207.5 12,721.4 103.9%

Ilam 962.9 240.0 1,100.3 300.8 219.4 1,860.5 51.8%

Panchthar 349.6 191.6 431.6 43.4 64.5 731.2 47.8%

Taplejung 138.5 256.9 387.6 71.5 54.4 770.5 18.0%

Koshi 52,860.1 3,449.0 19,681.8 10,100.4 6,371.7 39,603.0 133.5%

Sunsari 18,544.4 1,208.2 8,631.3 2,904.0 1,696.8 14,440.4 128.4%

Morang 32,603.2 1,646.7 9,216.6 6,500.6 4,512.5 21,876.4 149.0%

Dhankuta 721.1 247.4 801.3 174.8 72.1 1,295.6 55.7%

Terhathum 224.7 86.3 293.0 70.5 15.3 465.2 48.3%

Sankhuwasabha 602.3 143.6 449.2 388.8 67.6 1,049.2 57.4%

Bhojpur 164.4 116.7 290.5 61.6 7.4 476.2 34.5%

Sagarmatha 4,687.4 1,805.9 8,276.9 1,290.7 559.0 11,932.5 39.3%

Saptari 1,370.5 444.7 2,557.5 374.1 159.8 3,536.0 38.8%

Udayapur 944.8 271.0 926.8 237.2 74.4 1,509.3 62.6%

Siraha 1,680.6 611.1 3,577.9 273.9 221.5 4,684.3 35.9%

Khotang 232.8 173.3 352.1 49.4 35.4 610.2 38.1%

Okhaldhunga 150.7 110.1 313.5 68.2 7.0 498.8 30.2%

Solukhumbu 308.1 195.7 549.2 287.9 61.0 1,093.8 28.2%

Janakpur 10,666.4 2,344.8 12,652.7 2,978.4 1,816.5 19,792.5 53.9%

Sarlahi 1,713.9 509.1 1,696.6 206.8 213.1 2,625.6 65.3%

Dhanusha 5,377.2 740.5 7,137.3 1,772.0 774.8 10,424.5 51.6%

Mahottari 1,777.6 361.1 1,962.3 342.4 312.5 2,978.4 59.7%

Dolakha 596.6 196.3 791.4 421.6 342.2 1,751.5 34.1%

Ramechhap 328.3 247.9 454.3 98.6 23.9 824.7 39.8%

Sindhuli 872.8 290.0 610.8 137.0 150.0 1,187.8 73.5%

Narayani 63,477.1 5,812.6 25,444.5 14,767.5 7,531.3 53,555.9 118.5%

Bara 2,903.8 704.3 1,832.9 312.5 312.9 3,162.5 91.8%

Rautahat 1,311.5 444.8 1,491.5 209.7 210.2 2,356.2 55.7%

Parsa 32,912.1 1,818.7 6,048.1 5,234.2 3,338.9 16,440.0 200.2%

Chitawan 20,175.1 1,730.0 12,899.5 7,082.3 2,581.0 24,292.9 83.0%

Makawanpur 6,174.5 1,114.8 3,172.5 1,928.8 1,088.3 7,304.5 84.5%

Bagmati 470,155.6 54,502.3 182,207.7 299,158.3 113,835.5 649,703.8 72.4%

Kathmandu 423,683.2 43,425.9 147,751.9 271,114.1 101,056.2 563,348.2 75.2%

Bhaktapur 5,467.1 1,079.5 6,350.6 4,267.6 2,555.5 14,253.2 38.4%

Lalitpur 27,317.8 8,191.7 21,152.7 19,065.9 6,652.3 55,062.6 49.6%

Rasuwa 167.7 106.7 98.0 52.8 5.3 262.8 63.8%

Dhading 1,225.0 376.5 1,008.7 201.5 107.3 1,694.0 72.3%

Sindhupalchok 877.1 327.5 871.9 287.1 261.2 1,747.6 50.2%

Kavre 10,329.4 654.6 4,201.7 3,953.3 3,078.4 11,888.1 86.9%

Nuwakot 1,088.3 339.9 772.2 216.0 119.2 1,447.3 75.2%

Gandaki 46,199.7 3,151.4 30,073.7 15,157.1 9,571.9 57,954.1 79.7%

Lamjung 1,475.9 216.9 1,332.4 262.8 75.8 1,887.9 78.2%

Tanahu 3,115.3 390.1 2,832.3 701.0 458.9 4,382.3 71.1%

District-wise Distribution of Deposit and Credit

Zone/DistrictTotal Loan &

AdvancesDeposit

C/D Ratio

16

Current Saving Fixed Other TotalZone/District

Total Loan & Advances

DepositC/D Ratio

Gorkha 1,298.7 246.2 1,233.6 427.0 111.3 2,018.2 64.3%

Manang 41.5 60.7 48.1 9.7 1.6 120.1 34.6%

Syangja 2,106.6 293.6 2,068.4 565.9 179.8 3,107.7 67.8%

Kaski 38,161.7 1,943.8 22,558.9 13,190.7 8,744.5 46,437.9 82.2%

Lumbini 39,826.2 4,233.4 31,145.4 10,775.4 8,694.0 54,848.2 72.6%

Gulmi 1,180.7 252.4 1,972.5 403.0 90.3 2,718.2 43.4%

Nawalparasi 4,143.6 523.8 3,553.5 614.5 469.0 5,160.8 80.3%

Palpa 1,313.0 340.9 2,138.2 827.2 295.0 3,601.3 36.5%

Arghakhanchi 399.0 205.2 1,092.6 246.2 68.3 1,612.3 24.7%

Rupandehi 31,253.9 2,560.9 19,898.1 8,232.6 7,573.2 38,264.7 81.7%

Kapilbastu 1,536.0 350.2 2,490.4 451.9 198.2 3,490.8 44.0%

Dhaulagiri 4,241.2 785.6 3,600.5 1,333.1 791.5 6,510.7 65.1%

Baglung 1,971.5 328.1 1,571.6 607.0 311.3 2,818.1 70.0%

Parbat 921.0 175.2 886.1 270.8 125.1 1,457.4 63.2%

Mustang 136.4 67.7 519.1 193.4 44.5 824.8 16.5%

Myagdi 1,212.2 214.5 623.6 261.8 310.6 1,410.5 85.9%

Rapti 6,043.8 1,359.5 5,769.2 1,211.1 789.2 9,128.9 66.2%

Rolpa 95.2 165.9 312.0 26.9 7.6 512.3 18.6%

Dang 5,341.6 575.1 4,506.6 1,007.5 649.5 6,738.6 79.3%

Rukum 111.9 237.7 251.2 59.3 28.2 576.4 19.4%

Salyan 129.2 145.9 186.5 41.4 8.7 382.5 33.8%

Pyuthan 365.8 234.9 512.9 76.1 95.2 919.1 39.8%

Karnali 374.2 736.9 1,104.7 132.5 116.3 2,090.5 17.9%

Jumla 238.3 194.4 488.6 53.5 101.8 838.2 28.4%

Mugu 37.9 120.5 139.2 15.2 2.6 277.4 13.7%

Humla 31.8 105.1 223.2 19.0 5.3 352.7 9.0%

Kalikot 30.6 172.8 172.1 28.6 6.5 379.9 8.1%

Dolpa 35.5 144.2 81.6 16.3 0.2 242.2 14.7%

Bheri 11,255.4 2,268.3 8,914.5 2,178.4 1,985.7 15,347.0 73.3%

Dailekh 109.9 120.6 219.0 45.6 5.2 390.5 28.1%

Surkhet 2,247.3 446.5 1,870.0 540.8 380.7 3,238.0 69.4%

Jajarkot 30.7 168.8 78.6 23.5 3.9 274.8 11.2%

Bardiya 781.9 264.5 1,136.3 137.0 90.3 1,628.1 48.0%

Banke 8,085.7 1,267.9 5,610.6 1,431.5 1,505.6 9,815.6 82.4%

Seti 7,256.6 1,615.9 5,771.7 1,376.4 920.1 9,684.2 74.9%

Bajhang 36.1 175.2 209.8 53.0 3.2 441.2 8.2%

Doti 247.1 348.2 359.7 108.8 23.2 839.9 29.4%

Bajura 37.9 103.4 150.0 22.9 3.5 279.8 13.5%

Kailali 6,857.1 738.6 4,743.1 1,125.9 882.4 7,489.9 91.6%

Achham 78.3 250.4 309.2 65.9 7.9 633.4 12.4%

Makakali 4,236.2 1,128.4 4,087.9 845.9 521.5 6,583.7 64.3%

Darchula 74.2 225.0 313.2 40.2 4.8 583.1 12.7%

Baitadi 165.8 228.6 339.2 119.5 25.8 713.2 23.2%

Dadeldhura 264.6 245.8 633.7 123.9 43.2 1,046.6 25.3%

Kanchanpur 3,731.7 429.0 2,801.9 562.3 447.6 4,240.8 88.0%

Total 735,949.2 85,021.4 347,946.8 363,800.2 156,050.2 952,818.5 77.2%

17

Statement of Assets and Liabilities as on Poush end 2068

Rs. in million

Liabilities NBL

RBB

NAB

IL

NIB

L

SCBN

L

HBL

NSB

I

NBB

L

EBL

BOK

NCC

1 CAPITAL FUND ‐4605.00 ‐8373.74 4566.29 5161.32 3677.78 4335.53 2879.29 2251.17 3113.53 2435.19 1744.24 a. Paid‐up Capital 380.00 1172.30 2029.77 3012.92 1610.17 2400.00 2102.97 2009.40 1391.57 1604.19 1400.00

b. Calls in Advance c. General Reserves 1609.00 2725.35 1836.50 1324.53 1636.33 1191.42 475.78 956.84 803.45 585.31 342.26

d. Share Premium 0.07 11.85 49.66 35.87 14.78 0.08e. Retained Earning ‐7253.00 ‐13489.57 493.39 255.54 96.66 372.98 2.85 ‐991.19 36.09 13.37 ‐40.51f. Others Reserves Fund 591.00 1122.28 109.05 519.28 75.43 341.35 237.75 181.35 844.74 195.33 41.52g. Exchange Fluctuation Fund 68.00 95.90 97.50 37.19 259.19 29.77 10.28 58.91 22.90 37.00 0.89

2 BORROWINGS 2043.00 2784.04 561.84 1269.19 911.00 200.00 300.00 1150.00 a. NRB 2670.56 219.19

b. "A"Class Licensed Institution 261.84 950.00c. Foreign Banks and Fin. Ins. 2043.00d. Other Financial Ins. 113.48 411.00e. Bonds and Securities 300.00 1050.00 500.00 200.00 300.00 200.00

3 DEPOSITS 48709.00 75313.54 55618.89 52355.15 37709.27 45793.20 50753.56 12932.71 45066.48 23220.00 13017.26a. Current 8629.00 14868.05 5852.19 4540.50 11627.92 3914.16 3616.87 762.11 5081.35 2379.61 510.66 Domestic 8421.00 14822.80 4173.77 3785.98 6143.33 3045.54 3059.56 708.07 5000.85 2211.76 497.75 Foreign 208.00 45.25 1678.42 754.51 5484.59 868.62 557.31 54.04 80.50 167.85 12.92b. Savings 28722.00 40396.83 15444.00 15418.34 14027.00 19124.06 8808.70 6194.21 14852.06 7310.61 5414.45 Domestic 28712.00 40390.85 14292.98 14834.56 11997.99 18454.55 8748.99 6177.32 14758.78 7078.16 5297.93 Foreign 10.00 5.98 1151.01 583.79 2029.01 669.51 59.71 16.89 93.28 232.46 116.52c. Fixed 9068.00 17367.68 18337.37 20006.68 6155.26 14039.82 34197.77 2700.29 16880.80 9238.52 4434.55 Domestic 9061.00 17367.68 16776.88 18444.78 4889.82 12988.95 16549.52 2606.64 16613.03 7840.60 4352.20 Foreign 7.00 1560.49 1561.89 1265.44 1050.87 17648.26 93.65 267.77 1397.92 82.35d. Call Deposits 1727.00 2039.92 15314.96 11691.30 5192.23 7820.13 3952.33 3051.95 7515.47 3977.55 2528.12e. Others 563.00 641.06 670.38 698.33 706.86 895.03 177.89 224.16 736.80 313.70 129.48

4 Bills Payable 37.00 19.06 119.30 5.35 46.97 92.66 115.53 11.56 144.55 21.42 5.815 Other Liabilities 10739.00 21050.02 6959.14 4438.14 2384.89 3003.25 1809.58 5046.56 1230.88 1363.85 1936.14

1. Sundry Creditors 4501.00 642.50 2882.66 557.83 333.13 86.31 518.61 147.77 113.03 132.02 102.15 2. Loan Loss Provision 2348.00 3996.81 1199.32 949.12 263.50 1526.96 370.88 1868.76 639.02 529.84 356.23 3. Interest Suspense a/c 3403.00 14235.28 276.90 351.51 184.72 763.50 157.21 1107.08 128.08 36.42 139.29 4. Others 487.00 2175.43 2600.27 2579.68 1603.55 626.49 762.88 1922.96 350.75 665.57 1338.47

6 Reconcillation A/c ‐2087.00 16.37 42.69 0.00 13.02 10.207 Profit & Loss A/c 553.33 658.66 478.74 555.17 339.99 204.70 147.64 487.03 270.22 107.94

54836.00 91346.25 68484.12 63724.25 44374.08 54518.32 55962.67 20402.67 50352.68 28460.67 16811.39

Assets1 LIQUID FUNDS 18692.00 13988.36 5270.46 10119.85 7278.66 4054.59 12259.06 2336.02 6354.19 2146.92 1692.65

a. Cash Balance 1491.00 1653.29 684.68 1223.51 513.83 606.24 1087.00 701.21 1590.13 450.16 425.63 Nepalese Notes & Coins 1436.00 1582.56 649.72 1159.32 449.10 532.88 1058.12 684.74 1563.40 442.01 413.04 Foreign Currency 55.00 70.73 34.96 64.18 64.72 73.36 28.87 16.47 26.73 8.15 12.59b. Bank Balance 17201.00 12135.07 3977.54 8796.34 3135.92 3371.93 11172.06 1634.81 4764.06 1696.76 1267.02 1. In Nepal Rastra Bank 15657.00 11695.82 3639.20 7698.81 2337.73 2418.92 3063.77 1422.23 4472.96 1219.58 887.41 Domestic Currency 15595.00 11636.64 3622.71 7601.86 2263.96 2350.63 3000.44 1416.85 4454.88 1192.57 886.09 Foreign Currency 62.00 59.18 16.49 96.95 73.77 68.30 63.33 5.38 18.08 27.01 1.32 2. "A"Class Licensed Institution 786.00 86.35 87.57 73.63 52.04 139.19 45.37 31.91 44.79 91.77 98.19 Domestic Currency 785.00 86.35 87.57 73.60 52.04 121.94 40.25 31.06 43.61 88.11 96.66 Foreign Currency 1.00 0.04 17.25 5.13 0.85 1.18 3.66 1.53 3. Other Financial Ins. 0.72 4. In Foreign Banks 758.00 352.90 250.76 1023.90 746.16 813.82 8062.92 179.95 246.31 385.41 281.42c. Money at Call 200.00 608.24 100.00 3628.91 76.42 Domestic Currency 200.00 100.00 58.00 Foreign Currency 608.24 3628.91 18.42

2 INVESTMENT IN SECURITIES 7060.00 18594.91 7665.28 4170.70 11608.74 10629.01 5238.26 3358.59 5248.55 5459.53 2951.96a. Govt.Securities 7060.00 18382.59 7460.11 4170.70 11600.25 10629.01 5238.26 3358.59 5248.55 5459.53 2851.96b. NRB Bond c. Govt.Non‐Fin. Ins. 212.32 8.49d. Other Non‐Fin Ins. 100.00e Non Residents 205.16

3 SHARE & OTHER INVESTMENT 2300.00 3129.78 7037.23 4121.63 4457.73 1103.95 13026.59 222.14 890.48 318.67 224.43 a. Non Residents 2024.00 5034.34 3831.56 4348.31 932.97 12986.94 82.30 780.90 245.40 79.94 b. Others 276.00 3129.78 2002.89 290.07 109.43 170.98 39.65 139.84 109.58 73.27 144.49

4 LOANS & ADVANCES 27444.00 36388.26 41498.84 41054.21 18050.96 32886.53 23089.33 10672.92 36227.58 17840.05 9808.05 a. Private Sector 27444.00 36037.71 40384.07 39845.96 16467.19 32886.53 22522.59 10395.31 29187.48 17132.07 9451.71 b. Financial Institutions 322.73 834.78 700.41 1444.96 566.73 181.20 4477.45 558.12 244.50 c. Government Organizations 27.82 279.99 507.85 138.81 96.41 2562.65 149.86 111.84

5 BILL PURCHASED 13.00 75.52 29.77 199.85 1072.52 2168.62 112.75 72.36 41.76 1297.73 13.18 a. Domestic Bills Purchased 55.28 74.40 0.07 89.08 28.21 5.34 b. Foreign Bills Purchased 11.00 20.24 29.77 26.60 1072.44 44.26 112.75 44.15 36.42 31.90 13.18 c. Import Bills & Imports 2.00 98.86 2035.28 1265.83

6 LOANS AGAINST COLLECTED BILLS 87.85 15.20 a. Against Domestic Bills 87.85 15.20 b. Against Foreign Bills

7 FIXED ASSETS 382.00 1012.23 901.15 1113.14 498.21 1221.67 1073.77 306.95 578.97 929.49 503.548 OTHER ASSETS 9982.00 20612.76 5993.54 2944.87 1381.53 2342.77 1155.89 3106.55 959.36 449.15 1044.06

a. Accrued Interest: 3400.00 14196.92 547.83 429.72 437.03 925.08 306.13 1159.74 131.36 147.59 167.11 b. Staff Loans / Adv. 1921.00 3092.68 766.29 119.11 206.90 799.23 204.28 325.49 716.64 72.27 142.62 c. Sundry Debtors 321.00 1009.03 2573.57 130.54 203.63 328.25 38.65 25.37 74.01 98.31 d. Cash In Transit 552.00 147.85 0.00 3.50 e. Others 3788.00 2166.28 2105.85 2265.49 533.97 618.46 317.23 1582.66 85.99 151.77 636.03

9 Expenses not Written off 41.00 0.11 25.72 102.87 7.04 1.2810 Non Banking Assets 367.00 134.93 8.31 325.87 51.79 3.94 469.9011 Reconcillation Account ‐12168.00 ‐2590.61 103.6212 Profit & Loss A/c 723.00

54836.00 91346.25 68484.12 63724.25 44374.08 54518.32 55962.67 20402.67 50352.68 28460.67 16811.39

TOTAL LIABILITIES

TOTAL ASSETS

18


Rs. in million

Liabilities

1 CAPITAL FUND a. Paid‐up Capital

b. Calls in Advance c. General Reserves

d. Share Premiume. Retained Earningf. Others Reserves Fundg. Exchange Fluctuation Fund

2 BORROWINGS a. NRB

b. "A"Class Licensed Institutionc. Foreign Banks and Fin. Ins.d. Other Financial Ins.e. Bonds and Securities

3 DEPOSITSa. Current Domestic Foreignb. Savings Domestic Foreignc. Fixed Domestic Foreignd. Call Depositse. Others

4 Bills Payable5 Other Liabilities

1. Sundry Creditors 2. Loan Loss Provision 3. Interest Suspense a/c 4. Others

6 Reconcillation A/c7 Profit & Loss A/c

Assets1 LIQUID FUNDS

a. Cash Balance Nepalese Notes & Coins Foreign Currencyb. Bank Balance 1. In Nepal Rastra Bank Domestic Currency Foreign Currency 2. "A"Class Licensed Institution Domestic Currency Foreign Currency 3. Other Financial Ins. 4. In Foreign Banksc. Money at Call Domestic Currency Foreign Currency

2 INVESTMENT IN SECURITIESa. Govt.Securities b. NRB Bond c. Govt.Non‐Fin. Ins. d. Other Non‐Fin Ins.e Non Residents

3 SHARE & OTHER INVESTMENT a. Non Residents b. Others

4 LOANS & ADVANCES a. Private Sector b. Financial Institutions c. Government Organizations

5 BILL PURCHASED a. Domestic Bills Purchased b. Foreign Bills Purchased c. Import Bills & Imports

6 LOANS AGAINST COLLECTED BILLS a. Against Domestic Bills b. Against Foreign Bills

7 FIXED ASSETS8 OTHER ASSETS

a. Accrued Interest: b. Staff Loans / Adv. c. Sundry Debtors d. Cash In Transit e. Others

9 Expenses not Written off10 Non Banking Assets11 Reconcillation Account12 Profit & Loss A/c

TOTAL LIABILITIES

TOTAL ASSETS

NIC

LBL

MBL

Kum

ari

Laxm

i

SBL

ADBN

L

Glo

bal

Citiz

ens

Prim

e

BOA

Sunr

ise

DCB

L

1930.21 1849.17 1783.39 2360.47 2113.86 1988.40 13270.27 1709.48 2233.91 2486.86 2154.44 2146.06 2117.881311.55 1430.00 1627.20 1485.00 1613.52 1618.26 9474.30 1601.45 2101.84 2245.75 2000.00 2015.00 2000.00

409.68 330.84 129.28 235.44 230.03 228.84 1644.68 77.10 108.51 171.17 96.75 66.67 115.1941.87 5.28 4.44 13.07 2.97 25.96 32.41

0.03 20.89 17.72 17.65 11.27 32.50 ‐3129.43 0.27 9.22 65.53 19.55 28.80 0.82153.21 60.34 611.55 234.60 101.46 5271.50 13.89 10.55 4.34 1.90 0.30 0.09

13.86 1.83 9.19 6.38 11.37 7.34 9.22 16.76 0.81 0.08 10.28 2.88 1.79339.74 431.33 478.13 350.00 373.86 2537.96 324.40 541.60 82.20

426.70 10.00 117.38 10.00 541.60139.74 4.63 78.13 15.00 314.40 82.20

76.0945.00 120.59

200.00 400.00 350.00 227.77 2300.0019416.19 7006.94 17347.34 20091.09 19736.75 23262.80 37947.59 17498.43 15588.45 21154.90 14297.42 16446.03 11739.58

1981.43 323.79 490.46 700.61 752.70 503.39 2740.45 623.94 491.51 469.30 204.35 418.33 196.741967.84 285.71 470.42 680.97 665.28 390.20 2719.86 538.94 479.68 462.77 196.99 373.19 192.54

13.60 38.08 20.04 19.63 87.42 113.19 20.59 85.00 11.83 6.53 7.36 45.14 4.204074.17 2107.71 6803.80 4940.14 3762.34 4264.19 18985.81 4745.66 3572.34 2386.36 2704.40 5741.55 1315.464037.37 2093.28 6783.47 4870.66 3603.16 4238.18 18985.81 4695.52 3554.19 2378.54 2701.54 5730.36 1306.02

36.81 14.43 20.32 69.48 159.18 26.01 50.15 18.15 7.82 2.86 11.19 9.448726.74 3707.00 5320.31 8321.49 9776.51 10872.59 16175.77 8575.19 8918.89 8312.65 7708.07 6881.50 5444.608476.54 3694.67 5149.99 7661.89 8361.44 9968.39 16175.77 8096.23 8672.29 8032.32 7166.71 6306.10 5115.63

250.21 12.33 170.32 659.60 1415.07 904.20 478.96 246.60 280.33 541.36 575.40 328.974515.57 827.58 4581.56 5959.06 5153.84 7316.49 35.22 3227.83 2532.52 9842.06 3621.82 3156.30 4581.05

118.26 40.87 151.21 169.79 291.36 306.14 10.35 325.81 73.18 144.53 58.78 248.35 201.7318.86 2.85 6.52 30.99 2.19 13.58 13.34 5.76 21.11 4.78 0.62

988.18 536.97 959.68 1616.16 1412.21 1500.37 17465.15 1451.85 958.62 984.26 1890.61 1331.79 551.54293.57 119.15 10.42 544.50 81.14 437.65 950.74 754.11 0.20 11.45 3.67300.29 150.50 260.85 504.15 220.05 361.62 6202.70 473.04 252.14 361.69 182.87 516.08 208.65

61.02 73.78 245.41 187.78 53.27 104.33 1970.42 76.42 108.66 81.41 103.65 214.00 82.67333.30 193.55 443.01 379.73 1057.74 596.77 8341.30 148.28 597.61 529.71 1604.10 598.05 260.22

11.87 1.34 380.36 ‐21.13209.98 56.26 5.79 25.13 176.83 93.19 688.27 104.95 113.52 70.31 116.06 38.55 127.07

22915.03 9452.19 20535.39 24601.97 23791.84 27218.63 72289.60 20778.30 19232.23 25243.68 18479.65 20049.41 14515.56

2019.00 1382.23 3077.46 3067.52 3681.91 4106.27 6363.16 1661.11 4879.76 4976.78 1311.75 3844.18 2483.81372.82 204.18 925.06 465.83 317.64 490.67 1588.31 398.16 561.52 827.96 252.72 551.33 400.42359.06 197.65 886.41 446.62 289.70 460.15 1588.22 379.23 544.37 809.47 245.45 539.67 359.08

13.76 6.53 38.65 19.21 27.94 30.52 0.10 18.93 17.15 18.49 7.27 11.65 41.341346.19 1178.05 2152.41 2255.39 3364.27 2923.57 4774.85 1262.96 4110.50 3573.38 894.43 3073.76 2083.401186.73 1069.64 1947.84 1968.54 2481.45 2656.28 4102.54 867.51 3843.12 2986.08 774.79 2607.15 1554.741178.92 1058.28 1917.15 1955.80 2439.41 2634.83 4102.54 850.80 3833.85 2974.53 758.03 2593.21 1552.51

7.81 11.35 30.68 12.74 42.04 21.45 16.71 9.28 11.55 16.76 13.95 2.2466.18 35.76 127.34 42.74 141.00 187.06 28.32 46.84 71.26 36.06 75.91 101.2365.72 35.44 123.62 40.65 124.12 21.48 24.68 42.96 70.52 35.39 75.26 99.57

0.46 0.32 3.72 2.08 16.88 165.58 3.64 3.88 0.74 0.68 0.65 1.665.59 637.58 76.47

93.28 72.65 71.64 244.12 741.82 80.22 34.73 367.13 220.55 516.04 83.57 390.70 350.96300.00 346.29 692.04 207.74 575.44 164.60 219.09300.00 535.00 193.75 289.87 138.71

346.29 157.04 13.99 285.57 164.60 80.394244.77 832.66 1546.77 2649.18 1403.12 1506.02 8617.40 2757.06 575.27 570.32 2381.69 1075.74 1492.104010.31 832.66 1546.77 2649.18 1353.12 1506.02 8617.40 2757.06 575.27 570.32 2381.69 1075.74 1319.61

172.4950.00

234.4630.17 87.79 285.35 302.20 992.01 478.50 348.80 315.29 254.95 216.22 887.36 391.83 169.92

82.20 196.55 206.13 500.51 186.33 297.79 226.59 6.02 142.96 348.47 82.4530.17 5.59 88.80 96.08 491.50 292.17 348.80 17.50 28.36 210.20 744.40 43.36 87.47

15308.25 6636.28 13759.57 16673.91 15438.94 19196.77 40969.70 14828.65 12537.87 18742.75 12127.80 13636.73 9666.9415051.08 6425.06 13364.89 16300.91 14984.51 18185.18 40289.34 14828.65 11990.75 18284.94 11731.64 12869.54 9377.18

257.17 211.22 348.88 226.49 319.79 680.37 304.93 340.00 318.97 676.57 224.9945.80 146.51 134.63 1011.59 242.19 117.80 77.19 90.61 64.77

14.62 0.13 14.35 41.53 885.90 282.27 28.86 73.37 120.40 6.12 18.158.00 6.84 11.43 20.67 17.36 28.86 73.37 119.98 3.51 18.156.62 0.13 7.51 30.10 6.61 264.91 0.42 2.61

858.635.14

5.14348.26 187.09 744.06 595.13 405.20 568.17 1071.67 359.55 369.28 302.57 326.80 521.37 439.56942.38 269.38 944.36 1269.73 984.74 1083.33 14775.96 827.78 534.02 313.47 1444.24 510.47 214.20

80.12 72.20 278.73 287.29 161.25 138.98 1970.42 55.91 122.24 81.41 103.65 243.72 126.7756.34 44.07 140.78 148.17 135.68 225.65 3647.55 106.13 88.61 13.42 62.73 57.06 21.63

670.60 81.17 63.08 8.52 18.44 390.88 5707.64 646.77 18.14 2.64 1.0235.15

135.31 71.94 461.78 790.60 669.37 327.82 3450.35 18.97 305.04 218.64 1277.86 207.05 64.787.58 157.47 2.56 8.33 30.88

56.61 6.00 0.03 142.91 1.17 27.790.02 2.77 ‐2.71 26.85

22915.03 9452.19 20535.39 24601.97 23791.84 27218.63 72289.60 20778.30 19232.23 25243.68 18479.65 20049.41 14515.56

19


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

2211.46 2143.33 1476.87 1711.43 1423.33 1204.60 1135.65 865.87 61.58 250.14 686.35 13.85 884.67 116.38 386.562000.00 2000.00 1400.00 1631.00 1400.00 1200.00 1080.00 415.82 55.00 204.83 645.00 80.40 1000.00 65.62 336.52

186.06 67.61 8.07 4.86 4.55 0.23 423.60 3.49 22.62 38.07 1.84 72.06 11.11 23.9310.08 0.34 0.54

7.13 71.59 32.16 19.09 15.87 0.82 34.71 ‐60.99 2.18 22.34 1.50 ‐68.39 ‐188.28 36.33 20.361.78 4.04 36.53 56.47 2.91 3.44 20.95 87.44 0.92 1.78 0.86 3.33 5.216.41 0.10 0.11 0.11 0.03

64.75 54.41 798.73 45.05 299.45 0.34 58.65 36.20 1.6250.00 47.8814.75 54.41 798.73 45.05 251.57 36.20

0.34 1.6258.65

14130.97 18220.58 6046.31 8287.67 4104.73 6061.90 2372.31 304.49 193.94 1439.68 4055.46 10.95 2241.34 1015.38 1765.55517.45 324.34 104.11 189.52 76.06 126.14 20.36 13.33 6.12 20.25 79.92 37.42 6.07514.59 316.80 103.60 135.01 73.46 115.03 20.22 13.33 6.12 20.25 79.87 36.12 6.07

2.86 7.54 0.51 54.51 2.60 11.11 0.14 0.05 1.302489.26 8465.06 645.79 2980.74 613.27 513.23 710.12 51.21 43.68 1258.53 2016.62 10.45 354.15 654.14 1013.152485.35 8464.16 645.66 2978.04 604.24 511.29 708.47 51.21 43.68 1258.53 2016.62 10.45 354.15 654.14 1013.15

3.91 0.91 0.12 2.71 9.03 1.93 1.657888.81 6663.22 2911.57 3575.76 1620.09 2420.99 1090.73 220.88 78.00 111.63 1250.29 0.50 751.93 359.55 516.016735.73 6591.09 2659.57 3468.06 1538.19 2174.39 1008.83 220.88 78.00 111.63 1250.29 0.50 751.93 359.55 516.011153.07 72.13 252.00 107.69 81.90 246.60 81.903048.74 2704.71 2338.95 1456.15 1761.87 2860.39 543.63 19.07 66.14 48.66 704.56 1059.64 225.93

186.72 63.26 45.89 85.50 33.45 141.16 7.47 0.60 4.08 38.20 1.69 4.391.33 3.58 6.33 12.97 0.74

499.06 1031.00 255.99 354.88 114.63 157.92 75.14 4065.33 20.79 162.61 193.03 58.79 361.74 83.18 82.8319.27 87.93 3.85 5.31 1.97 26.53 63.95 1.22 3.37 15.72 8.03 4.95 6.25

208.36 424.20 58.22 104.69 40.38 53.42 19.24 907.65 8.74 41.52 49.96 14.25 105.97 26.53 28.2972.10 177.54 8.08 36.82 0.10 7.80 4.64 2457.96 6.24 12.84 18.95 17.62 83.62 36.82 5.05

199.33 341.34 185.84 213.37 68.84 94.72 24.73 635.77 4.59 104.88 108.40 18.89 172.15 14.88 43.250.00 91.77 326.55

85.98 2.39 1.09 86.06 22.54 31.34 12.5316928.81 21465.63 7839.91 11165.69 5688.84 7724.61 3583.10 5413.52 276.32 1874.96 4966.51 142.25 3487.75 1577.68 2249.09

2271.84 1805.20 599.59 870.36 797.44 1474.72 962.72 660.09 71.69 447.97 964.65 36.69 466.53 322.78 614.85484.38 476.13 150.97 127.78 137.76 183.75 48.44 8.96 10.91 48.85 81.24 0.70 42.34 32.47 65.74464.07 465.63 146.45 121.00 126.23 176.86 46.92 8.96 10.91 46.62 81.10 0.70 41.79 32.47 65.74

20.32 10.50 4.51 6.77 11.53 6.88 1.52 2.23 0.15 0.551647.38 1308.23 353.36 588.68 388.18 1160.97 603.61 651.13 60.78 75.36 234.27 35.99 424.20 290.31 99.38

997.24 1135.85 245.94 577.45 325.82 1036.97 508.22 45.62 0.11 76.77 222.29 4.44 36.19 0.58 3.00962.76 1115.17 245.62 576.30 323.76 1018.45 508.17 45.62 0.11 76.77 222.29 4.44 36.19 0.58 3.00

34.48 20.67 0.32 1.15 2.06 18.51 0.05129.28 30.56 42.28 18.34 14.55 20.04 83.63 545.07 15.78 ‐1.41 11.97 1.57 318.05 113.82 96.07129.28 30.41 42.28 18.34 14.55 17.56 1.70 545.07 15.78 ‐1.41 11.97 1.57 316.35 113.82 96.07

0.15 2.48 81.92 1.700.03 1.60 60.43 44.90 29.98 69.96 175.92 0.31

520.83 141.82 65.14 ‐7.12 46.21 103.96 11.76140.07 20.84 95.26 153.91 271.50 130.01 310.67 323.75 649.14 449.73

20.84 145.50 227.00 130.01 310.67 323.75 642.98 449.73140.07 95.26 8.41 44.50 6.16

1295.94 3750.12 838.96 910.81 510.79 456.79 462.20 32.96 61.15 204.19 169.56 5.001275.94 3750.12 838.96 910.81 510.79 456.79 462.20 32.96 61.15 204.19 169.56 5.00

20.00

632.95 89.11 1048.40 116.97 264.39 1.50 24.69 38.97 4.05 123.64 17.50286.55 230.24 116.97 27.98 10.08346.39 89.11 818.17 264.39 1.50 24.69 10.99 4.05 113.56 17.50

11481.91 13636.00 5817.60 7761.00 4037.85 5027.24 1923.89 1399.01 166.05 1130.13 3357.45 68.68 2406.57 715.44 1477.0310911.07 13601.09 5694.86 7367.00 3885.29 4744.84 1923.89 1359.40 165.65 1130.13 3357.45 68.68 2374.92 712.72 1477.03

218.02 122.74 95.00 27.76 247.37 31.65352.81 34.91 299.00 124.79 35.02 39.61 0.40 2.72517.23 21.16 4.86 6.90 18.09

17.00 6.90 18.094.16 4.86

517.23308.06

308.06300.34 1420.12 268.78 304.81 148.84 248.56 120.28 113.91 16.62 53.18 313.78 2.36 127.83 9.29 52.20425.99 726.12 303.34 231.93 193.92 81.87 109.43 2857.79 11.87 152.32 69.39 31.04 193.41 65.28 68.64100.52 253.29 23.36 43.89 3.78 15.65 15.43 2457.96 6.24 3.03 20.75 19.05 88.27 36.82 6.33

35.30 300.04 61.53 85.20 50.95 6.28 47.07 15.24 2.64 29.94 22.37 0.00 26.24 6.31 31.8132.42 21.16 14.92 23.39 25.76 185.07 1.57 25.39 12.07 10.70 9.45 10.62

5.60257.75 151.63 203.54 102.83 139.19 36.55 21.16 199.53 1.41 93.96 14.21 1.29 78.89 12.70 14.27

17.79 1.52 1.10 12.562.61 2.45 4.43 0.30 72.55

0.00 0.48 85.37 326.17 1.316.77 38.37 3.02 4.59 4.62 3.18 47.25 15.09

16928.81 21465.62 7839.91 11165.69 5688.84 7724.61 3583.10 5413.52 276.32 1874.96 4966.51 142.25 3487.75 1577.68 2249.09

20


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Saha

yogi

Pash

upat

i

Karn

ali

Triv

eni

Anna

purn

a

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

anka

r

Gur

kha

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlaxm

i

102.91 700.71 92.20 187.99 809.01 368.90 137.08 139.51 2119.04 251.59 ‐436.79 246.38 762.81 735.32 171.5075.00 663.17 80.00 158.77 672.00 279.24 107.85 93.70 2016.00 211.92 660.82 220.00 713.53 690.06 155.65

31.19 0.8212.77 14.05 1.70 16.22 33.25 35.44 7.74 12.76 69.60 35.42 34.15 19.63 40.05 42.19 14.35

0.89 11.53 2.11 0.96 0.29 10.56 2.38 0.08 5.69 0.380.01 22.32 1.41 101.37 11.61 20.53 0.94 20.71 3.88 ‐1187.83 4.50 ‐1.28 2.67 0.54

15.13 0.28 10.50 0.06 0.28 42.60 0.62 2.17 0.36 52.87 2.17 4.72 0.02 0.960.00 0.10

40.00 1.49 65.00 104.5015.0050.00 64.50

40.00 1.49 40.00

1121.65 566.33 885.71 1814.15 1244.05 2383.46 874.79 1282.54 7324.24 767.81 1928.85 1706.35 1567.96 1727.99 2043.6134.58 9.35 33.51 5.93 30.65 25.25 8.48 194.60 15.88 190.09 52.58 20.69 32.01 35.7834.58 9.35 33.51 5.93 30.65 25.25 8.48 194.00 15.88 190.09 52.58 20.69 32.01 35.78

0.60872.08 206.85 755.55 902.75 498.31 1340.63 328.37 881.54 3120.10 482.55 860.94 792.41 461.67 747.53 1106.18872.08 206.85 755.55 902.75 498.31 1340.63 328.37 881.54 3101.55 482.55 860.78 792.41 461.67 747.53 1106.18

18.55 0.16188.21 178.85 127.41 585.73 321.30 467.43 349.29 113.61 3127.95 108.30 502.50 402.75 683.43 351.99 591.47188.21 178.85 127.41 585.73 321.30 467.43 349.29 113.61 3074.77 108.30 502.50 402.75 683.43 351.99 591.47

53.1826.78 171.02 290.54 418.34 541.57 171.89 251.85 869.63 161.08 368.11 456.75 395.98 594.31 307.54

0.26 2.75 1.63 0.18 3.18 27.08 11.97 7.21 1.86 6.19 2.15 2.650.01 1.43

36.69 75.62 34.55 54.22 353.01 100.44 48.02 30.78 253.69 44.81 2887.07 68.48 129.22 78.10 81.424.17 2.61 1.26 11.36 7.70 2.77 3.09 1.49 22.46 3.29 1.00 1.12 2.29 1.49 8.65

14.36 50.32 13.57 23.25 216.51 30.02 20.25 18.17 81.57 15.37 1185.56 18.40 32.50 15.66 24.653.79 20.88 12.80 8.05 27.79 6.76 10.29 2.84 32.11 7.61 223.84 7.61 36.10 15.77 2.31

14.38 1.81 6.92 11.56 101.01 60.88 14.39 8.29 117.56 18.54 1476.68 41.35 58.33 45.19 45.82308.58 648.61 2.91 0.17 ‐0.10 0.00 0.37

15.32 28.11 19.73 21.34 3.46 26.20 59.14 15.67 29.00 19.99 41.27 20.271276.57 1370.78 1012.46 2384.68 2406.08 3522.76 1103.35 1483.43 9821.11 1080.05 4483.53 2050.22 2479.97 2584.49 2316.79

394.23 425.79 348.82 460.56 867.66 779.63 220.87 407.49 962.31 372.33 230.25 703.19 617.83 835.83 659.0727.48 33.68 60.79 77.08 44.63 67.87 47.53 49.16 126.01 33.47 47.23 51.51 62.08 34.15 50.4927.48 33.66 60.79 76.75 44.63 67.87 47.53 47.78 120.85 33.47 46.24 49.74 61.20 33.81 50.46

0.02 0.33 1.38 5.17 0.99 1.76 0.88 0.34 0.0477.46 392.11 23.11 165.72 302.53 127.71 173.34 82.16 596.07 13.49 1.03 651.68 555.75 100.19 126.6260.17 5.60 23.11 0.11 27.29 5.17 74.66 476.88 0.99 0.92 82.34 89.23 98.21 125.0060.17 5.60 23.11 0.11 27.29 5.17 74.66 476.29 0.99 0.63 82.34 88.75 98.21 125.00

0.59 0.29 0.4917.29 358.34 158.20 275.24 121.36 66.00 0.59 95.09 12.50 0.11 334.88 376.51 1.98 1.6217.29 358.34 158.20 275.24 121.36 66.00 0.59 95.05 12.50 0.11 334.88 375.61 1.98 1.62

0.04 0.9028.18 7.41 1.17 107.34 234.47 90.01

6.91 24.09289.30 264.92 217.76 520.50 584.04 276.17 240.23 325.37 181.99 701.49 481.96289.30 264.92 217.76 520.50 584.04 276.17 235.71 325.37 181.71 701.49 481.96

4.53 0.291.32 25.20 17.97 0.89 1218.42 25.00

25.20 17.97 0.89 1218.42 25.00

1.32

90.00 0.40 3.00 1.67 40.10 0.50 151.20 2.80 67.06 86.00 125.62 6.1083.00

90.00 0.40 3.00 1.67 40.10 0.50 151.20 2.80 67.06 3.00 125.62 6.10762.38 855.30 543.63 1502.78 1221.87 1954.85 786.72 1007.38 6847.12 609.96 2425.42 1268.13 1673.39 1478.60 1530.53762.38 833.80 543.63 1502.78 1221.87 1954.85 786.72 1007.38 6735.86 609.96 2425.42 1268.13 1673.39 1478.60 1530.53

20.00 84.341.50 26.91

9.00 27.23 35.54 69.74 34.71 39.72 37.37 35.52 430.76 56.51 102.36 40.68 42.11 107.05 50.0920.61 61.99 72.44 41.72 111.09 34.65 39.91 31.93 211.30 38.45 575.35 38.21 55.19 37.39 46.42

3.79 28.30 12.80 8.05 27.79 6.76 10.54 2.84 62.39 7.61 223.84 7.61 36.08 15.77 2.313.52 4.45 23.12 16.17 0.28 2.06 1.75 9.58 46.21 4.31 43.26 9.91 1.50 2.28 19.095.51 6.32 7.45 10.66 4.73 10.53 11.63 12.39 19.12 12.31 4.89 8.97 5.07 1.49 16.37

0.067.80 22.92 29.07 6.84 78.28 15.30 16.00 7.12 83.59 14.23 303.36 11.72 12.49 17.86 8.650.02 0.12 11.80 0.22 26.57 1.38

437.020.33 0.08 2.21 308.55 648.61 0.00 4.07

6.70 157.29 619.511276.57 1370.78 1012.46 2384.68 2406.08 3522.76 1103.35 1483.43 9821.11 1080.05 4483.53 2050.22 2479.97 2584.49 2317.21

21


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Exce

l

WD

BL

H &

B

Aran

iko

ND

EP

CED

BL

Mite

ri

Tina

u

Risi

ng

Muk

tinat

h

Sew

a

Kank

ai

Publ

ic

Mah

akal

i

Ace

139.77 87.67 954.40 213.28 618.70 1166.18 100.44 120.22 185.33 269.74 147.37 58.23 138.90 42.18 889.8680.00 60.00 897.93 200.00 582.45 1088.00 90.29 100.00 140.00 200.00 115.00 40.00 150.00 40.00 797.74

21.60 8.62 1.7716.88 3.67 48.22 8.62 29.08 37.11 10.16 2.09 6.64 69.74 10.40 1.94 3.42 1.90 87.65

2.40 1.79 5.41 12.86 0.2622.69 8.25 4.65 5.31 21.54 18.04 25.82 21.67 7.68 ‐18.00 0.02 0.3920.20 11.76 0.09 0.30 1.71 0.01 3.72

0.01 0.07 2.36 0.362.18 55.73 753.06 10.17 182.49 121.00

10.00 223.30 5.00170.00 100.00359.76

2.18 45.73 182.49 16.0010.17

1853.15 529.21 6431.15 383.03 4479.63 4274.02 562.71 1031.99 799.62 2197.26 1638.41 369.18 477.48 244.83 5110.206.78 9.87 145.04 11.50 147.71 99.96 5.69 7.27 7.89 30.48 18.49 6.26 2.01 43.406.78 9.87 145.04 11.50 147.71 99.54 5.69 7.27 7.89 30.48 18.49 6.26 2.01 42.10

0.42 1.311337.35 347.24 2634.87 306.78 1414.40 1220.66 334.05 279.49 426.99 1458.28 876.83 219.63 202.18 209.82 2634.351337.35 347.24 2634.87 306.78 1413.72 1191.85 334.05 279.49 426.99 1458.28 876.83 219.63 202.18 209.82 2627.44

0.68 28.81 6.91333.06 98.02 2628.20 64.76 1225.89 1806.43 168.72 460.85 246.68 448.79 307.66 32.38 238.94 35.02 1947.35333.06 98.02 2628.20 64.76 1209.51 1528.66 168.72 460.85 246.68 448.79 307.66 32.38 238.94 35.02 1947.35

16.38 277.7773.56 1008.93 1685.35 1115.28 54.25 284.38 117.56 259.71 434.43 110.65 34.36 475.44

175.96 0.52 14.10 6.28 31.69 0.51 1.00 0.25 9.640.07 8.31

74.30 15.56 472.99 74.09 286.34 403.35 10.92 41.00 53.15 100.88 65.62 15.55 93.51 9.36 348.699.13 1.08 2.28 1.18 11.04 9.88 1.08 1.58 0.60 0.51 1.04 0.97 4.35 1.81 1.81

19.02 11.98 116.87 15.87 105.08 80.33 5.76 12.95 24.87 32.65 15.67 6.84 64.86 3.83 69.495.99 0.74 67.00 11.61 62.87 19.01 0.56 3.99 12.98 13.36 7.62 1.52 17.52 1.60 49.17

40.15 1.76 286.84 45.42 107.34 294.14 3.51 22.49 14.70 54.37 41.30 6.22 6.78 2.12 228.21374.64 11.15 0.50 ‐6.00 0.65 74.95 4.88 0.08

17.03 9.44 25.81 10.46 ‐78.29 19.37 14.55 5.10 5.68 31.39 13.05 0.79 1.52 4.442458.89 653.03 7887.10 674.87 5362.76 6624.29 763.57 1198.31 1053.96 2786.63 1864.45 443.75 709.90 297.98 6474.18

852.69 152.55 1878.93 228.49 1119.28 1922.39 171.23 496.08 230.41 818.02 549.06 122.95 103.20 107.92 1116.9757.49 17.97 136.62 13.91 120.16 98.98 5.51 24.31 23.00 74.05 60.25 29.52 13.13 4.86 78.0057.44 17.97 135.42 13.91 115.44 96.03 5.51 24.31 23.00 73.03 60.05 29.52 13.13 4.33 76.36

0.06 1.20 4.71 2.95 1.02 0.20 0.00 0.53 1.64105.92 134.58 1742.31 214.58 232.81 92.61 27.46 382.36 51.22 743.97 488.81 18.17 22.70 103.06 205.24

8.21 0.03 584.44 6.79 229.84 23.88 14.11 0.14 0.20 107.78 40.16 0.05 22.02 4.82 179.968.21 0.03 584.44 6.79 229.79 22.44 14.11 0.14 0.20 107.78 40.16 0.05 22.02 4.82 179.06

0.05 1.43 0.9097.71 115.91 755.82 96.58 2.90 42.80 13.35 382.22 51.02 433.19 334.74 18.11 0.68 66.12 15.8197.71 115.91 755.82 96.58 2.82 42.80 13.35 382.22 51.02 433.19 334.74 18.11 0.68 66.12 15.81

0.0818.65 402.05 111.22 0.07 203.00 113.91 0.01 32.12 0.04

25.94 9.42689.28 766.31 1730.79 138.25 89.41 156.18 75.26 67.36 833.73689.28 763.98 1584.47 138.25 89.41 156.18 75.26 67.36 818.91

2.33 146.32 14.8210.00 79.55 20.00 229.65 257.99 10.00 2.50 2.06 446.7610.00 79.55 20.00 229.65 245.99 10.00 2.50 2.06 446.76

12.00

10.50 132.63 5.10 70.44 159.06 0.10 10.20 45.00 26.18 0.30 0.10 0.50 192.13

10.50 132.63 5.10 70.44 159.06 0.10 10.20 45.00 26.18 0.30 0.10 0.50 192.131182.32 410.42 5342.76 362.22 3559.13 3930.32 502.51 649.76 716.31 1843.84 1223.81 298.63 490.31 174.74 4310.441179.48 410.42 5321.21 362.22 3547.96 3819.90 500.11 649.76 716.31 1843.84 1222.44 490.31 174.30 4191.52

9.48 0.84 94.54 0.90 298.63 103.772.85 12.07 10.33 15.88 1.50 1.37 0.44 15.16

5.705.70

22.81 9.95 171.56 30.47 240.38 114.98 8.71 18.70 34.51 49.78 30.84 14.96 59.88 4.14 132.7926.21 59.61 275.96 34.83 143.88 239.55 6.07 20.75 27.40 48.02 45.13 6.55 31.42 8.62 275.05

5.99 72.60 9.79 75.20 28.82 0.56 3.99 12.98 13.36 7.62 1.52 17.52 1.60 52.322.48 6.67 47.36 6.69 2.70 6.15 0.27 2.54 7.57 0.16 7.42 2.27 8.15

11.77 50.99 4.59 9.33 10.66 54.83 0.66 6.84 1.04 16.72 23.96 1.54 2.64 3.37 4.54

5.97 1.95 151.41 9.01 55.31 149.75 4.58 9.93 13.38 15.41 5.99 3.33 3.84 1.37 210.032.82 0.33 0.78 5.30 0.04

374.85 ‐6.24 0.00 74.95 0.5622.58

2458.89 653.03 7887.10 674.87 5362.76 6624.29 763.57 1198.31 1053.96 2786.63 1864.45 443.75 709.90 297.98 6474.18

22


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alpi

ne

Nilg

iri

Kast

ham

and

ap

Gar

ima

City

Bish

ow

Prof

essi

onal

Kabe

li

Kam

ana

91.50 334.66 77.71 223.40 113.43 329.49 105.87 53.84 510.52 232.50 262.17 254.19 102.23 23.67 215.3794.49 320.00 70.38 200.10 100.00 320.00 100.00 50.00 480.81 200.00 220.00 240.00 100.00 20.00 200.00

1.500.97 10.08 4.43 1.47 4.94 4.21 3.67 9.31 14.24 14.95 10.61 2.05 2.17

1.28 9.51‐3.96 2.66 1.08 21.83 8.33 0.88 0.17 20.40 18.26 26.71 0.56 0.17 5.86

1.91 0.54 0.16 9.49 0.77 0.50 3.03 0.010.00

30.00

30.00

197.24 2112.68 985.18 343.89 410.56 1051.85 485.47 421.29 3546.69 1732.17 1954.03 1830.68 216.72 255.33 1330.571.08 0.76 9.22 17.67 1.12 37.85 31.05 5.63 26.34 2.35 4.55 16.961.08 0.76 9.22 17.67 1.12 37.84 31.05 5.63 26.34 2.35 4.55 16.96

0.01127.88 1301.62 896.77 288.07 113.00 171.38 294.03 206.89 1568.70 1037.89 1083.28 667.33 82.67 189.07 678.23127.88 1301.62 896.77 288.07 113.00 171.38 294.03 206.89 1567.80 1037.89 1083.28 667.33 82.67 189.07 678.23

0.9138.02 582.29 87.96 51.88 134.57 407.84 103.01 132.93 924.36 395.87 553.71 704.51 30.62 39.41 314.0038.02 582.29 87.96 51.88 134.57 407.84 103.01 132.93 924.36 395.87 553.71 704.51 30.62 39.41 314.00

30.26 224.45 161.92 463.40 70.66 79.92 1012.20 267.36 310.65 432.50 101.09 22.30 321.394.32 0.46 3.94 0.33 0.11 0.43 3.58 0.75

0.08 0.0911.93 87.65 32.08 22.51 11.39 74.36 41.81 32.04 196.08 62.94 140.12 133.95 8.87 4.59 60.52

0.48 0.67 1.53 0.59 0.32 1.91 7.96 0.15 18.24 13.94 0.07 1.72 2.91 0.30 1.246.59 29.11 9.66 6.11 3.47 14.48 9.87 4.07 43.25 14.62 18.83 18.76 2.12 2.54 13.721.60 13.60 4.83 4.62 3.70 7.29 7.13 4.91 19.98 7.76 15.04 12.38 0.89 1.14 13.173.26 44.26 16.07 11.20 3.90 50.68 16.86 22.91 114.60 26.61 106.19 101.08 2.96 0.61 32.39

36.86 398.98 51.95 572.12 265.50 0.010.70 22.39 14.87 11.66 6.95 7.64 5.27 5.82 4.78 21.98 15.95 23.75 3.39 0.55 15.60

338.23 2557.37 1508.82 653.41 542.32 1493.34 638.42 512.98 4830.18 2315.10 2372.34 2242.58 331.22 284.14 1622.16

121.44 684.07 531.36 269.13 151.90 410.46 140.72 180.56 1165.91 557.82 628.89 581.46 154.79 78.06 503.034.20 41.62 30.17 14.11 5.19 34.52 24.24 14.86 56.88 42.48 40.97 24.93 6.73 19.54 30.364.20 41.10 30.17 14.11 5.19 34.52 23.91 13.53 56.39 42.40 40.91 24.93 6.73 19.54 30.02

0.52 0.33 1.33 0.50 0.08 0.05 0.34117.24 642.45 33.21 109.30 146.72 73.07 35.65 30.73 1109.03 107.28 587.92 556.53 11.86 19.70 472.67

11.29 89.32 4.80 19.88 62.29 1.30 0.01 114.22 87.28 107.75 95.22 0.09 1.66 64.6911.29 89.32 4.80 19.88 62.29 1.30 0.01 114.22 87.28 107.75 95.22 0.09 1.66 64.69

74.05 426.26 27.26 17.35 42.15 10.63 28.64 30.42 649.04 320.01 227.66 11.76 18.04 140.3874.05 426.26 27.26 17.35 42.15 10.63 28.64 30.42 640.46 320.01 227.66 11.76 18.04 140.38

8.5931.90 126.87 1.15 91.96 84.69 0.16 5.71 0.30 345.76 20.00 160.15 233.64 0.02 267.60

467.98 145.72 302.87 80.83 134.97 408.06 136.20 38.83467.98 145.72 302.87 80.83 134.97 408.06 136.20 38.83

3.20 10.00 17.17 173.08 15.003.20 10.00 17.17 173.08 15.00

1.00 20.50 30.00 10.50 0.50 163.06 50.60 1.50 0.10 41.00

1.00 20.50 30.00 10.50 0.50 163.06 50.60 1.50 0.10 41.00162.80 1786.00 551.70 282.71 335.23 1004.74 451.31 309.00 2501.09 1429.44 1562.68 1556.28 165.20 183.24 1007.72162.80 1786.00 551.70 282.71 335.23 991.83 451.31 309.00 2420.69 1429.41 1562.68 1556.28 165.20 183.24 1007.72

1.06 76.8311.86 3.58 0.03

0.600.60

5.92 45.92 11.63 13.52 5.41 31.17 16.16 7.41 123.17 29.60 52.99 56.15 6.47 18.04 37.165.34 40.38 13.46 14.62 9.50 19.29 26.04 16.02 123.04 30.62 58.29 47.19 4.66 4.80 33.251.60 23.41 4.83 4.62 3.70 7.29 7.13 4.91 45.45 7.76 23.89 18.67 0.89 1.14 13.172.02 1.93 0.11 0.18 0.52 0.18 0.53 5.48 0.32 6.43 0.13 0.12 0.100.23 1.30 8.29 0.08 2.56 0.70 13.66 0.61 50.71 0.30 0.00 1.40 2.38 1.31 9.17

1.50 13.75 0.34 9.80 3.06 10.77 5.07 9.96 21.39 22.25 27.96 26.99 1.27 2.24 10.910.29 0.50 7.43 2.11 3.90

1.6837.86 400.67 52.93 3.19 572.80 265.50

338.23 2557.37 1508.82 653.41 542.32 1493.34 638.42 512.98 4830.18 2315.10 2372.34 2242.58 331.22 284.14 1622.16

23


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Corp

orat

e

Path

ibha

ra

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

274.66 109.78 112.53 762.37 26.35 41.77 21.21 211.00 43.37 27.19 493.03 18.65 75.84 30.55 109.64200.00 100.00 100.00 740.00 26.50 21.00 18.00 200.00 39.00 14.00 448.00 17.50 70.00 15.40 98.00

20.28 13.00 13.007.61 2.60 2.65 17.81 ‐0.15 0.50 8.00 0.87 0.04 8.08 1.15 1.17 0.43 2.20

0.1467.05 6.73 3.89 2.80 3.21 1.86 3.50 0.15 32.29 4.67 1.72 9.44

0.31 6.00 1.75 1.14 4.670.00

945.40 816.59 652.35 2907.93 99.61 224.57 185.25 1519.69 353.66 88.75 3499.60 288.43 570.20 138.61 359.545.23 5.42 25.78 199.84 11.49 1.04 20.58 1.98 35.78 3.215.23 5.42 25.78 199.83 11.49 1.04 20.58 1.98 35.78 3.21

0.01338.79 474.34 368.88 1213.44 66.04 117.35 149.76 856.31 188.05 78.24 1358.67 261.48 505.25 74.98 96.08338.79 474.34 368.88 1207.32 66.04 117.35 149.76 856.31 188.05 78.24 1358.67 261.48 505.25 74.98 96.08

6.12500.09 82.56 169.62 897.46 13.41 51.61 34.46 378.95 42.97 10.51 1261.45 26.95 64.95 30.67 48.19500.09 82.56 169.62 897.46 13.41 51.61 34.46 378.95 42.97 10.51 1261.45 26.95 64.95 30.67 48.19

98.46 254.27 88.08 573.90 19.91 44.11 260.09 120.61 838.16 32.97 211.932.83 23.28 0.26 3.76 0.05 5.55 0.13

0.4382.56 23.34 18.04 231.64 2.51 4.98 2.24 69.69 5.00 3.75 367.01 6.28 15.81 2.58 23.4513.43 0.27 0.86 1.20 0.09 0.68 0.14 8.96 0.22 1.87 78.00 0.92 0.36 0.20 0.1021.28 12.93 7.79 60.51 1.00 1.96 1.56 13.28 3.16 0.98 190.08 1.66 5.41 1.74 4.0820.90 2.12 2.13 12.11 0.16 0.15 1.37 0.84 0.62 54.97 0.72 2.72 4.0326.95 8.01 7.26 157.82 1.25 2.33 0.39 46.08 0.78 0.27 43.95 2.98 7.31 0.64 15.23

86.66 10.93 106.33 11.315.65 1.97 3.45 24.61 1.64 2.69 2.03 21.46 3.82 2.60 7.05 0.52 2.74

1308.28 1038.34 786.38 3926.55 130.12 274.01 210.74 1821.85 405.85 130.61 4360.07 315.96 775.24 183.57 495.37

263.70 293.45 310.40 810.39 28.31 58.12 65.21 500.63 103.78 34.98 981.82 155.19 212.55 61.14 140.885.72 38.59 18.51 56.95 3.61 4.32 6.68 36.22 7.72 0.85 143.66 5.60 18.93 4.23 14.535.72 38.59 18.51 56.28 3.61 4.32 6.52 36.22 7.72 0.85 142.48 5.50 18.93 4.23 14.53

0.67 0.16 1.18 0.09257.97 51.03 37.06 146.96 7.10 18.09 58.53 81.34 96.05 4.03 212.16 13.75 193.62 7.80 54.56

39.24 0.75 32.84 104.29 0.09 0.46 5.03 3.20 194.26 0.99 38.7139.24 0.75 32.84 104.29 0.09 0.46 5.03 3.20 194.26 0.99 38.71

135.52 50.28 4.22 42.67 7.10 18.00 48.03 77.01 42.53 17.88 13.75 81.53 7.80 15.85135.52 50.28 4.22 42.66 7.10 18.00 48.03 77.01 42.53 17.88 13.75 81.53 7.80 15.85

0.0183.21 0.00 10.50 3.87 48.50 0.83 0.01 0.01 111.10

203.83 254.83 606.49 17.60 35.71 383.07 30.10 626.00 135.84 49.11 71.79203.83 254.83 597.95 17.60 35.71 383.07 30.10 619.75 135.84 49.11 71.79

8.54 6.26256.93 1.00 10.27 68.43256.93 1.00 10.27 68.43

14.63 20.10 0.57 0.10 1.00 55.20 20.10 0.1014.63

20.10 0.57 0.10 1.00 55.20 20.10 0.10947.65 620.23 449.07 2643.83 95.30 196.28 140.51 1250.21 288.46 73.44 2878.68 151.02 400.95 105.19 333.64937.25 619.70 449.07 2630.48 95.30 196.28 140.51 1250.21 287.85 73.44 2796.64 146.47 400.95 105.19 331.89

10.40 8.75 0.62 82.04 1.750.53 4.60 4.55

2.50 0.102.50 0.10

35.59 22.84 16.87 91.28 3.94 15.26 2.77 28.54 7.57 6.65 129.95 7.39 20.78 4.27 13.6944.21 12.91 7.99 100.75 2.24 2.27 2.15 31.18 5.86 3.05 128.53 2.37 14.54 1.57 7.0720.99 2.12 2.24 23.63 0.16 2.96 0.84 0.62 55.12 0.72 6.71 4.03

1.88 16.13 0.89 0.59 0.57 9.60 1.28 0.55 0.24 0.16 0.04 0.024.60 3.19 2.36 0.34 0.08 0.15 2.33 3.52 0.26 2.80 0.02 0.31

23.22 4.31 2.56 58.63 0.84 1.60 1.42 18.62 1.41 1.89 69.65 1.39 4.87 1.51 2.712.25 2.05 3.16 0.33 0.51 0.18 0.76 0.09

86.66 0.02 10.93 106.32 11.310.79 117.45

1308.28 1038.34 786.38 3926.55 130.12 274.01 210.74 1821.85 405.85 130.61 4360.07 315.96 775.24 183.57 495.37

24


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Inno

vativ

e

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

Soci

al

69.81 14.94 81.54 749.43 14.64 75.88 156.72 18.32 451.66 67.97 13.64 13.90 44.23 12.38 397.4666.25 12.00 70.00 681.83 14.00 60.00 140.00 17.50 400.00 70.00 15.00 14.00 51.00 14.00 382.65

7.15 4.20 15.010.23 ‐4.31 2.32 29.59 ‐3.56 0.30 3.34 0.82 9.45 0.39 ‐6.77 ‐1.62 2.15

3.33 9.21 9.18 0.21 13.38 37.70 ‐2.41 ‐1.36 ‐0.10 8.600.10 28.84 0.36 4.40 4.06

0.11564.00 3.00 70.00 5.29 5.92

564.00 70.00

5.29 5.923.00

491.24 152.27 599.32 2541.35 94.36 134.30 419.92 61.29 1436.06 456.16 62.01 50.89 347.33 83.55 449.4311.17 3.94 13.60 37.62 2.27 1.06 6.28 2.59 56.39 0.66 2.53 0.03 29.67 0.4911.17 3.94 13.60 37.62 2.27 1.06 6.28 2.59 50.13 0.66 2.53 0.03 29.67 0.49

6.26191.45 100.33 294.00 561.55 77.81 88.33 151.55 47.79 516.86 248.22 30.63 42.80 191.92 49.18 37.42191.45 100.33 294.00 561.55 77.81 88.33 151.55 47.79 516.80 248.22 30.63 42.80 191.92 49.18 37.42

0.05105.14 18.10 178.48 1487.66 5.32 39.38 125.77 8.49 352.60 82.31 20.46 3.87 47.33 3.16 119.68105.14 18.10 178.48 1487.66 5.32 39.38 125.77 8.49 352.60 82.31 20.46 3.87 47.33 3.16 119.68

183.49 29.91 113.24 453.58 8.96 5.53 136.03 2.43 395.08 124.96 8.39 4.19 1.40 291.840.94 0.29 115.13 108.08 0.15

0.04 2.15 0.0811.65 2.78 17.78 419.81 2.36 5.44 19.03 16.63 50.11 9.61 1.25 2.73 8.37 1.33 50.54

2.09 0.42 1.13 0.57 0.15 0.93 2.95 15.41 0.09 0.43 0.12 1.90 0.003.25 1.47 5.14 85.33 0.98 2.33 3.77 0.67 15.27 3.65 0.49 0.41 2.88 0.63 5.520.98 0.60 2.97 52.29 0.95 1.76 2.55 0.18 11.17 0.75 0.22 2.14 2.10 0.43 21.615.33 0.29 8.54 281.62 0.28 0.42 9.75 0.38 23.58 5.21 0.11 0.06 1.49 0.27 23.410.01 8.92 32.93 4.58 5.131.99 0.95 4.72 0.83 2.83 6.77 0.90 16.63 1.43 1.19 0.28

574.75 170.93 703.35 4276.75 124.11 251.39 672.45 101.73 1964.96 541.09 76.90 68.71 399.93 97.54 897.43

228.94 32.91 168.89 184.65 24.09 49.00 261.97 20.23 435.53 144.66 17.53 23.64 80.36 27.42 212.9613.58 9.09 15.16 38.50 7.34 10.24 8.52 3.23 105.55 20.69 2.34 1.18 8.56 4.57 8.5113.58 8.95 15.16 38.50 6.83 10.23 8.52 3.23 90.04 20.69 2.34 1.18 8.23 4.57 8.51

0.14 0.51 0.01 15.50 0.3425.13 13.69 36.35 146.14 5.61 8.06 14.74 3.59 100.60 1.01 3.30 3.49 7.84 22.86 204.4525.13 36.35 56.10 7.95 13.87 100.60 1.01 5.34 58.0625.13 36.35 56.10 7.95 13.87 96.22 1.01 5.34 58.06

4.3813.59 56.75 5.05 0.12 0.76 3.58 3.30 3.49 2.50 22.86 55.7013.59 56.75 5.05 0.12 0.76 3.58 3.30 3.49 2.50 22.86 55.70

0.10 33.29 0.56 0.11 0.01 90.70

190.24 10.14 117.39 11.14 30.70 238.72 13.41 229.38 122.95 11.88 18.98 63.96190.24 10.14 117.39 11.14 30.70 238.72 13.41 224.47 122.95 11.88 18.98 63.96

4.9190.00 10.00 9.1890.00 10.00 9.18

0.10 206.00 50.00 25.200.10

206.00 50.00 25.20323.75 129.12 513.55 2063.55 84.77 153.50 376.94 66.08 1372.47 369.81 49.35 40.45 288.41 63.11 551.68323.75 129.12 513.55 1950.69 84.77 153.50 369.44 66.08 1372.47 369.81 49.35 40.45 288.41 63.11 537.68

107.76 7.50 14.005.10

17.45 4.46 13.44 127.91 4.00 6.94 19.31 1.75 47.02 22.36 6.58 1.44 16.91 3.92 56.334.61 4.18 7.47 1564.32 1.98 9.02 14.23 8.73 44.82 3.63 2.49 3.02 14.10 2.54 37.610.98 0.60 2.97 52.29 0.95 1.76 2.55 0.18 11.37 0.75 0.22 2.14 2.10 0.47 24.741.28 25.36 0.02 3.80 0.28 2.77 0.08 0.80 0.03 1.190.49 1.51 0.68 2.42 0.07 6.70 2.81 7.79 15.93 0.66 1.67 0.47 1.18 4.32

1.86 2.07 3.81 1484.26 0.94 0.56 5.06 0.48 14.74 2.14 0.60 0.41 11.20 0.86 7.360.16 0.87 0.34 0.47 0.63 0.72 0.15 0.55

17.340.00 8.92 32.92 4.47 5.11

22.11 0.25 0.15 4.46574.75 170.93 703.35 4276.75 124.11 251.39 672.45 101.73 1964.96 541.09 76.90 68.71 399.93 97.54 897.43

25


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

NCD

BL

Cosm

os

Man

aslu

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

Nep

al A

awas

Nep

al

Fina

nce

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFCL

NSM

FL

Peop

les

Mer

chan

tile

Kath

man

du

64.73 14.98 68.37 70.90 60.00 51.21 221.60 176.14 329.01 874.47 824.08 ‐167.13 ‐338.96 35.48 184.3670.00 17.50 70.00 70.00 60.00 51.00 176.10 135.86 222.36 647.48 704.29 2034.29 289.01 18.00 154.57

‐7.69 0.06 44.30 40.00 77.86 126.36 105.96 58.80 26.20 6.07 27.2112.79 2.48 10.74 0.22

‐2.52 ‐1.63 0.22 0.21 0.80 0.28 25.70 80.03 11.49 ‐2271.98 ‐665.80 0.18 2.362.42 0.62 0.40 3.09 7.80 2.34 9.29 0.89 11.23

23.00 47.50 464.38 30.00

23.00 47.50 350.26

114.13 30.00

323.89 71.19 172.93 73.58 64.70 18.03 494.60 605.99 1304.96 2752.19 4051.61 1870.27 602.23 42.77 392.283.52 1.16 1.35 0.65 0.08 4.18 54.453.52 1.16 1.35 0.65 0.08 4.18 54.45

80.90 67.00 102.16 39.99 48.69 6.39 85.50 166.18 378.77 683.50 1432.47 1074.28 136.00 94.7780.90 67.00 102.16 39.99 48.69 6.39 85.50 166.18 378.77 683.50 1432.47 1074.28 136.00 94.77

59.59 4.14 9.65 7.14 4.13 1.53 388.30 436.31 792.89 2033.88 1847.62 796.00 452.12 42.68 297.5259.59 4.14 9.65 7.14 4.13 1.53 388.30 436.31 792.89 2033.88 1847.62 796.00 452.12 42.68 297.52

179.88 59.96 25.07 11.23 10.03 129.11 717.060.05 0.03 20.80 3.49 34.81 14.12 0.09

10.83 1.57 3.52 3.75 1.17 0.25 88.50 237.13 304.93 280.86 284.34 3997.64 764.19 3.63 49.670.74 1.39 0.59 0.23 23.60 36.76 39.86 3.50 11.95 24.61 17.69 0.04 0.97

2.13 0.45 1.45 0.32 0.65 0.06 25.30 32.81 55.13 91.42 104.29 2677.35 669.09 1.95 24.480.08 0.09 0.45 0.06 19.80 38.44 99.29 59.06 46.70 683.63 64.80 7.418.62 0.30 0.23 2.84 0.22 0.19 19.80 129.12 110.65 126.88 121.40 612.05 12.61 1.64 16.82

0.72 0.10 0.50 18.23 12.66 47.19 61.64 3.53399.45 87.74 244.82 148.94 125.98 69.48 805.20 1042.25 2004.62 3920.17 5207.21 6165.17 1119.10 85.41 626.32

150.69 33.27 76.80 41.24 52.94 57.87 275.70 134.08 538.59 823.65 1215.06 51.84 126.08 9.30 163.257.48 4.76 10.16 5.08 3.55 0.08 0.90 2.19 2.51 36.77 80.61 8.55 4.61 2.59 3.307.48 4.76 10.13 5.08 3.55 0.08 0.90 2.01 2.51 36.77 80.43 8.55 4.61 2.59 3.30

0.03 0.18 0.1931.28 2.75 12.79 36.16 49.39 57.79 210.70 131.89 536.08 786.88 199.11 24.84 45.88 6.71 159.9515.43 3.85 0.03 29.60 27.49 80.25 58.64 182.37 1.52 45.51 0.91 31.2315.43 3.85 0.03 29.60 27.49 80.25 58.64 182.37 1.52 45.51 0.91 31.23

2.75 12.79 11.25 44.87 33.25 121.30 90.47 134.59 664.45 16.74 21.36 0.37 0.23 128.722.75 12.79 11.25 44.87 33.25 121.30 90.47 134.59 664.45 16.74 21.36 0.37 0.23 128.72

15.85 21.06 4.49 24.54 59.80 13.93 321.24 63.79 1.96 5.57

111.94 25.76 53.85 64.10 935.34 18.45 75.59111.94 25.76 53.85 64.10 935.34 18.45 75.59

25.00 24.55 55.27 79.94 108.65 10.91 3.00 7.2925.00 24.55 55.27 79.94 108.65 10.91 3.00 7.29

0.20 26.81 82.36 41.47 152.13 107.42 4.50 4.68 43.53

0.20 26.81 82.36 41.47 152.13 107.42 4.50 4.68 43.53213.25 44.94 144.69 94.36 64.99 5.95 451.10 675.54 1124.12 2675.84 3505.66 4247.48 788.55 67.02 380.88213.25 44.94 144.69 94.36 64.99 5.95 451.10 675.54 1124.12 2675.84 3505.66 4151.56 788.55 67.02 380.88

62.5033.42

24.11 6.73 16.45 10.88 2.53 4.32 4.80 5.50 58.86 115.54 128.90 166.51 124.26 0.85 18.529.74 0.51 5.45 2.47 5.53 1.11 48.40 159.64 126.94 175.67 94.60 1417.47 75.72 0.56 10.567.76 0.09 0.45 0.88 28.70 39.16 99.85 59.06 46.70 680.88 64.94 7.410.21 0.00 0.52 12.90 0.06 0.43 20.24 7.87 7.52 0.04 0.160.06 0.05 3.82 0.81 4.15 3.10 9.59 5.95 3.63 19.93 147.84 0.60 0.22 2.89

1.71 0.38 0.67 1.65 0.49 1.11 3.70 110.83 20.72 92.73 20.10 581.22 10.18 0.30 0.090.59 4.15 2.213.07 18.49 3.90 1.19 0.19

0.03 0.01 25.961.65 2.26 1.43 0.23 12.49 136.39 2.10

399.45 87.74 244.82 148.94 125.98 69.48 805.20 1042.25 2004.62 3920.17 5207.21 6165.17 1119.10 85.41 626.32

26


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Him

alay

a

Uni

on

Gor

kha

Pasc

him

anc

hal

NH

MFL

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

Inve

sta

Yeti

Stan

dard

ILFC

O

160.30 234.20 175.41 278.88 278.30 190.87 365.41 212.63 211.54 438.32 75.01 220.28 1102.29 2277.10140.00 176.20 160.39 178.52 220.30 152.00 300.00 130.87 160.00 268.13 24.00 180.32 1001.88 2008.80

8.30 29.89 14.11 57.49 50.87 37.04 22.93 29.41 50.47 78.39 11.94 30.09 43.38 109.380.07 0.22 1.41 5.33 1.43 3.59

7.20 26.77 0.23 5.46 1.74 0.54 41.07 52.35 1.07 78.52 32.91 8.45 48.63 155.334.80 1.34 0.61 37.42 5.17 1.29 7.97 6.15 8.40

180.00 20.00 171.50 77.50 127.40

180.00 78.00 77.50 127.40

20.00 93.50

526.59 960.30 290.62 1484.71 1513.51 918.24 1381.23 1042.38 1236.05 1355.52 1051.20 2633.28 1434.048.53 19.17 5.628.53 19.17 5.62

77.85 177.06 44.06 592.94 118.25 167.33 496.48 427.77 281.91 283.65 355.05 936.31 243.7577.85 177.06 44.06 592.94 118.25 167.33 496.48 427.77 281.91 283.65 355.05 936.31 243.75

448.74 691.48 246.56 891.77 1178.85 714.05 884.65 610.69 954.14 983.13 616.42 1393.43 1099.37448.74 691.48 246.56 891.77 1178.85 714.05 884.65 610.69 954.14 983.13 616.42 1393.43 1099.37

57.32 284.32 59.4525.90 216.41 36.85 0.10 3.93 88.74 79.74 0.05 25.85

0.1865.23 71.60 65.28 246.97 279.80 127.57 146.66 95.07 73.33 319.16 18.99 110.32 180.83 487.0610.03 0.92 6.53 12.84 4.27 7.38 5.16 2.23 0.12 3.08 0.01 28.2218.99 27.44 29.05 61.30 65.01 22.93 24.83 22.88 15.49 138.46 15.32 32.26 69.99 187.06

5.67 15.93 23.80 40.71 33.46 34.10 12.84 17.02 3.94 131.89 26.75 46.23 155.4430.54 28.23 11.51 138.43 181.32 57.71 104.72 47.79 48.74 46.59 3.56 48.23 64.60 116.34

7.700.87 10.01 1.49 5.49 6.29 10.67 13.94 14.99 2.85 4.80 10.69 45.32

932.12 1287.15 531.30 2020.57 2073.09 1413.68 1977.08 1360.74 1534.86 2127.99 96.85 1386.61 4054.49 4251.22

167.88 172.98 73.87 484.35 167.67 172.52 167.42 308.83 209.79 309.93 20.60 351.57 773.81 931.507.39 5.22 3.00 28.69 4.22 1.96 46.56 9.31 12.63 12.99 0.01 9.96 94.32 14.687.39 5.22 3.00 28.69 4.22 1.96 46.56 9.31 12.63 12.99 0.01 9.96 94.32 14.68

160.49 58.02 60.68 455.66 68.56 60.04 120.85 299.52 197.16 66.26 20.60 23.34 679.50 916.8221.72 56.30 7.04 28.68 64.57 45.54 34.40 25.35 35.18 32.19 0.01 0.30 141.98 103.2821.72 56.30 7.04 28.68 64.57 45.54 34.40 25.35 35.18 32.19 0.01 0.30 141.98 103.28

138.77 1.59 52.87 282.31 3.86 14.50 86.46 145.64 121.00 1.49 20.59 22.98 344.67 711.15138.77 1.59 52.87 282.31 3.86 14.50 86.46 145.64 121.00 1.49 20.59 22.98 344.67 711.15

0.13 0.77 144.68 0.12 128.53 40.97 32.58 0.07 192.85 102.39

109.74 10.19 94.89 110.52 230.68 318.27109.74 10.19 94.89 110.52 230.68 318.27

44.97 12.76 32.50 94.86 20.00 131.48 50.00 45.49 53.63 25.00 30.63 129.79 167.0544.97 12.76 32.50 43.29 20.00 131.48 50.00 45.49 53.63 25.00 30.63 129.79 167.05

51.58

0.07 6.12 0.73 18.23 17.45 3.57 56.94 4.49 0.30 19.20 0.64 27.16 51.26

0.07 6.12 0.73 18.23 17.45 3.57 56.94 4.49 0.30 19.20 0.64 27.16 51.26721.58 977.82 356.81 1300.70 1511.75 1019.71 1292.08 909.90 1136.66 1548.95 41.25 924.67 2781.42 2813.01721.58 974.57 356.81 1300.70 1511.75 909.90 1136.66 1548.95 924.67 2781.42 2782.01

1009.74 1292.08 41.25 31.003.25 9.97

4.404.40

16.33 31.88 55.87 47.18 132.71 103.69 241.00 20.87 123.92 14.37 2.28 16.58 195.54 72.8518.21 53.13 24.65 131.34 147.23 91.77 77.42 60.95 17.27 168.11 7.71 53.55 117.43 203.94

5.67 15.93 23.86 42.21 33.46 81.25 44.49 17.02 5.22 131.89 3.26 32.68 46.23 159.106.66 6.72 11.65 7.49 1.74 11.20 0.59 1.54 0.14 1.27 8.210.89 14.92 0.34 4.81 3.03 0.29 13.20 2.74 0.01 13.47 0.00 12.20

0.914.99 15.56 0.45 71.76 106.28 7.49 30.91 19.52 8.71 34.68 4.31 6.13 62.98 32.65

0.26 0.05 1.43 10.74 11.561.55 5.43 1.41 0.98 5.16 1.43 8.97 22.62 0.05

0.85 0.55 13.81 2.336.49 6.57

932.12 1287.15 531.30 2020.57 2073.09 1413.68 1977.08 1360.74 1534.86 2127.99 96.85 1386.61 4054.49 4251.22

27


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

Prog

ress

ive

Alpi

c Ev

eres

t

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Arun

Mul

tipur

pos

e

Butw

al

485.07 281.43 99.88 405.39 172.02 131.66 172.99 145.75 155.25 419.58 236.51 155.06 112.99 31.28 250.75420.00 187.95 78.62 350.80 96.97 120.00 107.87 126.63 97.50 312.00 168.36 120.81 150.00 25.00 208.99

32.93 8.0057.96 63.33 11.75 47.25 11.03 2.35 19.04 18.32 35.08 60.78 28.23 17.06 1.96 1.44 23.52

1.49 3.89 4.84 4.32 0.12 0.43 0.247.11 30.15 6.19 5.84 38.58 ‐0.76 0.22 0.52 22.67 42.48 37.07 16.75 ‐46.97 3.88 17.30

3.32 0.00 21.54 5.23 12.93 0.27 2.74 0.96 0.70

10.00 20.80 25.00 30.00 63.60

20.80 15.00 30.00 63.60

10.00 10.00

2185.32 1632.70 183.34 2549.70 898.35 194.83 713.78 1069.06 763.33 1509.57 1695.30 1035.41 180.88 70.34 1324.76

1016.43 591.06 36.95 1012.80 294.76 87.57 338.88 468.11 231.49 800.74 691.56 321.35 71.99 22.50 558.301016.43 591.06 36.95 1012.80 294.76 87.57 338.88 468.11 231.49 800.74 691.56 321.35 71.99 22.50 558.30

1164.88 1031.87 145.73 1536.90 603.59 107.26 374.89 600.95 511.31 708.84 1003.73 608.61 108.89 47.83 755.841164.88 1031.87 145.73 1536.90 603.59 107.26 374.89 600.95 511.31 708.84 1003.73 608.61 108.89 47.83 755.84

4.02 9.77 0.66 20.52 105.46 10.615.74

132.07 447.00 44.22 140.49 139.72 31.99 139.02 90.16 231.54 224.55 137.10 141.57 114.76 34.71 217.3010.89 0.65 15.98 18.20 6.64 2.16 2.03 2.34 3.69 52.69 6.98 21.00 0.39 3.88 4.5451.71 127.37 10.65 55.87 32.85 15.32 33.43 18.12 59.61 126.06 29.12 49.32 81.36 10.06 56.6413.12 230.19 7.17 30.48 74.20 11.27 48.99 13.00 72.07 39.60 55.88 56.16 16.24 9.81 48.4656.35 88.80 10.42 35.94 26.03 3.24 54.57 56.70 96.16 6.19 45.12 15.09 16.77 10.96 107.66

0.98 574.11 ‐2.04 10.7710.87 3.45 1.87 12.67 8.34 1.79 12.04 47.63 5.38 3.36

2823.33 2386.37 329.31 3682.36 1233.05 366.82 1057.57 1322.76 1197.75 2153.71 2074.29 1335.41 419.40 136.32 1856.41

584.95 121.65 104.49 655.99 119.80 89.84 130.23 303.12 184.75 608.91 390.64 150.68 52.23 8.48 430.8625.57 4.33 0.38 35.19 9.16 2.72 4.17 9.55 1.89 10.64 16.05 22.30 2.62 0.03 29.4525.57 4.33 0.38 35.19 9.16 2.72 4.17 9.55 1.89 10.64 16.05 22.30 2.62 0.03 29.45

77.22 97.32 104.11 620.80 110.64 87.12 126.06 293.57 19.76 64.31 60.36 128.38 13.68 8.45 401.4175.40 81.07 8.16 183.49 20.58 17.78 39.52 38.80 15.81 64.31 60.36 22.29 13.40 41.3275.40 81.07 8.16 183.49 20.58 17.78 39.52 38.80 15.81 64.31 60.36 22.29 13.40 41.32

1.66 16.26 95.95 319.46 47.14 11.81 36.03 140.25 3.95 44.42 0.28 8.45 161.681.66 16.26 95.95 319.46 47.14 11.81 36.03 140.25 3.95 44.42 0.28 8.45 161.68

0.17 117.84 42.93 57.53 50.51 114.52 61.67 198.41

482.16 20.00 163.10 533.95 314.23 35.93482.16 20.00 163.10 533.95 314.23 35.93

172.06 17.50 4.25 62.50 15.00 3.20 30.00 33.37 13.82 30.00 26.60 70.16172.06 17.50 4.25 62.50 15.00 3.20 30.00 33.37 13.82 30.00 26.60 70.16

130.67 15.54 53.03 0.43 20.10 2.42 3.00 71.63 241.90 0.05 31.99 1.70 3.10 0.19 7.60

130.67 15.54 53.03 0.43 20.10 2.42 3.00 71.63 241.90 0.05 31.99 1.70 3.10 0.19 7.601855.47 1873.15 133.13 2256.55 949.21 241.79 724.27 819.80 656.10 1334.76 1468.47 984.65 211.45 105.56 1175.401835.47 1873.15 133.13 2256.55 939.21 237.80 720.25 802.91 653.92 1326.76 1468.47 984.65 211.45 105.56 1175.40

20.00 10.00 3.99 4.02 15.36 8.001.52 2.18

29.84 44.56 1.59 77.99 6.11 5.66 63.63 46.59 14.86 128.00 49.13 50.91 29.38 2.04 78.1447.75 312.53 32.83 51.37 96.33 22.86 73.57 47.01 81.56 64.36 84.81 111.50 30.30 17.00 75.2913.12 230.19 7.68 30.96 74.21 11.27 48.99 13.00 72.07 47.97 55.88 94.66 16.24 9.81 48.46

5.03 20.33 0.33 0.90 3.47 0.50 0.71 0.43 0.99 0.07 2.98 4.827.56 5.83 10.70 16.01 18.61 6.49 5.83 26.97 0.39 0.05 3.93 1.46 4.42 0.96 17.06

22.04 56.18 14.11 3.50 0.05 4.60 18.04 6.61 9.09 16.34 24.02 15.38 9.57 3.25 4.951.06 2.96 1.57 0.02 1.761.20 0.45 0.01 15.61 1.04 30.01 4.76 19.25 9.36 4.38 0.71 1.260.33 0.98 574.58 1.87 1.30 1.23 9.28

9.04 17.63 79.27 2.32 15.942823.33 2386.37 329.31 3682.36 1233.05 366.82 1057.57 1322.76 1197.75 2153.71 2074.29 1335.41 419.40 136.32 1856.41

28


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

Pata

n

Few

a

Ever

est

Prud

entia

l

ICFC

IME

Saga

rmat

ha

69.76 289.94 124.41 116.56 167.32 147.82 363.12 189.53 142.33 353.91 102.33 383.59 400.62 584.32 192.4936.40 246.75 150.00 181.98 935.07 70.00 299.09 135.35 110.00 300.30 74.85 293.06 355.73 431.84 137.5026.70 24.49 68.65

4.25 33.46 18.33 20.69 37.10 10.38 21.11 23.72 7.42 42.83 6.19 13.72 43.28 59.56 16.001.04 0.28 1.36 2.61 0.39 0.48 3.49 0.83 3.97 5.41

2.41 8.24 ‐74.05 ‐87.47 ‐807.47 26.15 40.98 10.16 23.94 7.29 20.45 71.56 0.52 20.30 31.080.44 29.86 16.80 1.54 20.30 0.50 5.25 1.08 2.51

88.06 112.85 309.48 124.00 4.00 159.90 30.00

34.00 101.00 174.85 104.00 147.40 30.00

54.06 11.85 134.63 20.00 4.00 12.50

130.98 2433.19 493.96 653.69 1912.87 641.18 1857.73 742.35 362.99 2189.82 292.46 768.32 2979.15 4977.71 1220.39

81.61 1114.12 244.76 294.80 450.97 328.24 953.13 156.97 155.38 917.38 158.97 332.76 1534.45 3642.75 366.0181.61 1114.12 244.76 294.80 450.97 328.24 953.13 156.97 155.38 917.38 158.97 332.76 1534.45 3642.75 366.01

41.66 1319.07 249.20 358.90 858.20 310.18 902.08 506.90 207.61 1066.57 133.49 435.22 1442.83 881.68 688.6741.66 1319.07 249.20 358.90 858.20 310.18 902.08 506.90 207.61 1066.57 133.49 435.22 1442.83 881.68 688.67

7.72 603.70 2.76 2.51 78.48 205.87 0.34 1.88 453.28 165.710.36 0.07 0.00

33.57 139.79 139.19 298.46 3277.37 213.29 140.64 91.03 85.06 167.61 45.76 268.94 215.63 246.87 78.7618.68 0.74 0.50 4.06 15.69 1.13 0.36 5.98 0.46 0.57 5.40 1.00 1.76 49.37 0.74

2.54 35.21 57.61 154.34 2557.01 37.97 38.50 35.79 25.92 57.49 13.29 102.31 51.94 116.87 32.071.84 30.49 22.45 99.96 347.72 77.49 45.48 12.88 22.14 27.73 7.22 41.59 32.51 37.53 16.85

10.51 73.35 58.63 40.10 356.95 96.70 56.30 36.39 36.55 81.82 19.86 124.04 129.41 43.09 29.09214.64

5.95 20.06 6.42 9.83 22.96 6.49 2.52 16.31 33.82 0.23240.25 2883.34 763.98 1156.78 5470.41 1311.76 2495.38 1045.88 594.39 2717.83 443.07 1580.76 3641.72 5842.72 1706.51

48.70 538.18 195.09 24.95 129.05 49.79 385.16 216.50 76.45 734.66 152.28 59.45 888.24 1358.01 291.662.99 29.96 2.52 9.49 3.99 1.85 22.44 5.20 2.73 47.79 4.71 4.39 76.68 108.08 11.182.99 29.96 2.52 9.49 3.99 1.85 22.44 5.11 2.73 47.79 4.70 4.33 76.68 108.08 11.18

0.10 0.01 0.0717.52 508.22 192.57 9.95 125.07 47.54 91.95 15.24 73.72 97.45 147.57 55.06 751.56 260.61 280.48

6.19 49.82 10.08 0.50 15.53 0.98 90.18 15.07 31.63 90.15 5.73 29.28 64.96 178.56 33.736.19 49.82 10.08 0.50 15.53 0.98 90.18 15.07 31.63 90.15 5.73 29.28 64.96 178.56 33.73

10.33 315.38 1.19 1.36 38.21 45.64 1.74 0.16 38.58 7.03 115.28 18.00 225.96 82.05 84.6210.33 315.38 1.19 1.36 38.21 45.64 1.74 0.16 38.58 7.03 115.28 18.00 225.96 82.05 84.62

1.00 143.02 181.30 8.09 71.33 0.91 0.02 0.01 3.50 0.26 26.56 7.78 460.65 162.13

28.19 5.51 0.40 270.77 196.05 589.43 60.00 989.3228.19 5.51 0.40 270.77 196.05 589.43 60.00 989.32

0.32 74.55 20.00 32.00 0.20 92.85 28.00 0.55 32.03 29.94 119.74 35.0074.55 20.00 32.00 0.20 92.85 28.00 0.55 32.03 29.94 119.74 35.00

0.321.03 11.76 40.08 10.03 5.60 70.40 10.19 57.63 0.55 18.18 76.10 2.09 61.63

3.10 42.691.03 11.76 40.08 10.03 2.50 27.71 10.19 57.63 0.55 18.18 76.10 2.09 61.63

167.98 2145.19 416.92 877.82 3020.31 963.84 1727.92 709.21 356.07 1895.67 265.22 1098.82 2421.95 3799.05 1052.41167.98 2145.19 416.92 866.58 2820.52 653.79 1686.35 709.21 353.27 1895.67 265.22 1083.82 2421.95 3764.05 1047.17

7.50 199.79 310.05 41.56 2.50 15.00 35.00 5.243.74 0.30

3.80 1.503.80 1.50

4.94 66.97 17.40 30.16 158.73 107.19 143.00 58.79 22.02 35.79 3.32 190.39 79.57 452.27 20.7817.36 54.99 87.76 132.01 466.81 166.65 71.89 22.49 61.31 50.99 21.70 106.33 145.14 111.55 30.38

1.84 30.49 22.45 105.80 347.72 77.49 45.48 12.88 28.04 27.73 7.22 41.76 49.31 37.53 16.851.39 4.34 1.89 12.66 0.36 4.61 2.10 0.88 14.03 22.32 14.40 0.053.52 4.75 2.44 0.06 3.96 61.33 0.31 4.64 0.24 3.13 2.28 3.86 1.93 2.64

10.60 15.40 60.97 13.49 114.76 27.83 21.48 4.97 30.94 20.13 11.32 50.53 69.65 57.69 10.830.17 2.44 0.30 4.17 0.69 0.780.79 14.76 2.74 5.66

0.66 0.04 0.16 214.6616.36 1685.44 18.49 11.46 74.06

240.25 2883.34 763.98 1156.78 5470.41 1311.76 2495.38 1045.88 594.39 2717.83 443.07 1580.76 3641.72 5842.72 1706.51

29


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Shik

har

Civi

l

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bud

dha

Swas

tik

Api

Nam

aste

Kask

i

148.33 168.01 526.04 164.11 195.01 161.55 153.03 51.15 164.92 257.37 198.55 120.09 132.97 20.37 257.38137.50 130.00 469.20 149.73 150.00 143.00 128.00 40.00 200.00 221.39 168.27 114.00 126.00 14.20 240.74

25.2310.24 9.48 39.46 12.85 2.57 8.71 5.10 2.59 0.85 26.04 10.24 5.48 5.29 1.56 13.96

0.10 0.18 3.41 0.62 0.03 0.45 0.330.49 28.04 13.40 1.53 16.59 9.33 19.93 8.56 ‐35.93 9.94 0.42 1.23 4.60 2.35

0.31 0.57 0.51 20.02 0.19

23.80 79.30 79.899.00

23.80 15.40 79.89

54.90

608.09 457.95 6027.15 755.29 871.58 515.85 885.45 118.36 367.22 1743.85 573.23 300.36 702.76 79.17 1100.69

249.79 194.44 4611.58 266.78 253.23 341.77 186.46 85.43 104.04 1235.49 395.82 147.29 498.23 68.71 622.76249.79 194.44 4611.58 266.78 253.23 341.77 186.46 85.43 104.04 1235.49 395.82 147.29 498.23 68.71 622.76

356.90 235.26 1385.36 488.52 618.35 173.96 436.55 32.93 158.60 508.37 177.41 152.99 204.53 10.42 477.92356.90 235.26 1385.36 488.52 618.35 173.96 436.55 32.93 158.60 508.37 177.41 152.99 204.53 10.42 477.92

1.41 28.25 30.21 0.13 262.44 104.58 0.08 0.04

71.01 51.69 243.40 60.49 149.44 27.41 82.91 17.18 212.25 108.10 31.01 15.85 26.35 2.86 54.960.26 0.19 1.67 0.64 18.24 5.71 3.48 0.35 0.12 23.17 0.43 0.39 0.26 0.07 1.57

21.64 14.92 52.13 20.49 36.70 5.39 30.16 5.96 151.41 35.45 12.52 3.99 8.65 1.62 18.9911.85 18.87 39.48 24.01 68.89 1.37 21.45 4.37 49.51 27.48 5.54 3.62 4.39 0.21 13.0137.26 17.71 150.12 15.35 25.61 14.93 27.82 6.50 11.21 22.00 12.53 7.86 13.04 0.96 21.38

43.10 482.73 0.00 ‐0.20 0.075.92 2.54 30.87 5.44 8.17 1.71 2.79 11.67 3.29 4.13 6.58 2.58 10.05

857.15 680.19 6827.46 1028.43 1778.06 712.97 1122.90 189.47 744.39 2200.95 806.09 440.43 868.66 104.97 1423.07

155.74 155.01 1784.16 252.93 73.21 206.58 224.13 38.05 152.21 672.53 289.67 147.75 309.35 28.93 353.495.70 1.25 223.85 3.78 16.24 6.99 17.66 3.45 4.02 40.58 4.13 1.82 9.88 1.90 13.365.70 1.25 223.72 3.78 16.24 6.98 17.66 3.42 4.02 40.58 4.13 1.82 9.88 1.82 13.36

0.13 0.01 0.03 0.08150.04 153.75 1560.31 249.15 56.97 199.59 206.47 34.60 8.46 30.14 285.54 145.92 20.41 2.23 340.13

23.45 10.04 1161.08 46.59 1.91 32.68 30.58 0.16 6.94 29.44 11.72 13.77 19.81 26.1923.45 10.04 1161.06 46.59 1.91 32.68 30.58 0.16 6.94 29.44 11.72 13.77 19.81 26.19

0.0256.00 9.65 260.29 179.69 8.22 96.26 118.84 15.19 1.24 0.70 120.01 116.26 0.31 2.22 109.6956.00 9.65 260.22 179.69 8.22 96.26 118.84 15.19 1.24 0.70 120.01 116.26 0.31 2.22 109.69

0.0770.60 134.07 138.94 22.87 46.84 70.65 57.05 19.25 0.28 153.81 15.89 0.29 0.01 204.24

139.74 601.81 279.06 24.80139.74 601.81 279.06 24.80

24.68 20.00 82.09 10.00 9.99 24.98 1.50 17.05 94.49 16.00 4.00 29.9424.68 20.00 82.09 10.00 9.99 24.98 1.50 17.05 89.49 16.00 4.00 29.94

5.00

12.30 3.21 35.00 14.88 0.10 0.10 0.10 1.00 44.13 0.40 5.10

12.30 3.21 35.00 14.88 0.10 0.10 0.10 1.00 44.13 0.40 5.10640.66 456.27 3916.39 626.79 1062.54 460.19 812.47 141.01 445.83 1256.76 443.20 270.33 519.42 67.72 1005.77633.28 456.27 3916.39 612.60 1062.54 450.39 812.47 141.01 433.23 1229.26 433.44 270.33 519.42 67.72 1005.77

7.38 14.19 8.50 12.60 27.50 9.501.30 0.26

19.98 2.6019.98 2.60

5.27 2.32 311.11 27.38 30.16 9.54 22.75 1.43 7.64 134.46 3.94 5.61 11.75 0.59 16.1529.41 34.18 666.42 33.22 102.23 11.42 38.11 6.16 99.12 40.38 9.16 11.40 27.06 2.63 17.5611.85 19.23 43.93 24.01 68.89 1.47 21.45 4.36 49.51 27.81 5.53 3.62 4.39 0.21 13.01

2.95 0.70 6.77 6.19 4.36 0.91 1.38 0.45 1.33 0.15 2.88 11.90 0.13 0.090.81 0.48 2.56 0.15 20.80 4.84 5.30 0.47 0.19 5.59 0.30 0.65 7.69 1.47 0.08

13.80 13.76 613.16 2.87 8.18 4.20 9.99 1.33 48.97 5.64 3.16 4.25 3.07 0.82 4.381.39 0.12 0.38 0.38 1.33 0.95 1.09 0.14

0.95 0.8544.10 43.10 482.30 0.36 0.02

24.08 22.45857.15 680.19 6827.46 1028.43 1778.06 712.97 1122.90 189.47 744.39 2200.95 806.09 440.43 868.66 104.97 1423.07

30


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Sury

adar

sha

n

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

118.92 216.58 207.76 179.26 210.08 106.46 153.45 127.07 148.91 128.90100.00 205.31 200.00 140.00 200.00 102.00 140.00 120.00 147.00 125.00

5.48 10.59 7.33 7.85 8.19 1.01 5.79 7.07 0.24 0.78

13.44 0.33 0.43 31.41 1.64 3.46 7.66 1.68 3.120.34 0.25

496.89 850.38 372.09 652.90 488.64 318.68 796.16 276.68 99.30 133.66

292.07 389.76 58.57 52.97 98.77 84.77 108.69 79.36 48.38 60.29292.07 389.76 58.57 52.97 98.77 84.77 108.69 79.36 48.38 60.29

204.63 269.14 211.67 225.50 351.92 148.54 344.29 110.86 26.87 13.45204.63 269.14 211.67 225.50 351.92 148.54 344.29 110.86 26.87 13.45

59.920.19 191.48 101.85 374.44 37.95 85.37 343.18 86.46 24.05

35.18 28.02 49.09 35.32 40.63 16.72 49.44 14.67 3.80 4.492.23 0.63 0.61 0.80 1.72 1.20 3.64 0.12 0.016.90 11.32 7.49 11.74 8.26 6.98 17.48 3.19 2.83 0.927.11 6.43 1.32 9.94 2.99 4.69 10.45 6.34

18.94 9.63 39.68 12.83 27.67 3.84 17.86 5.02 0.97 3.560.07

4.67 9.69 12.45 5.77 7.23 0.96 4.85 5.28 5.14 2.08655.65 1104.74 641.39 873.25 746.58 442.81 1003.90 423.70 257.15 269.12

189.44 302.28 179.17 182.70 216.20 117.91 372.70 131.20 163.16 125.216.25 28.43 4.73 10.15 4.33 5.98 17.24 0.92 1.30 3.136.25 28.43 4.73 10.15 4.33 5.98 17.24 0.92 1.30 3.13

183.19 273.84 174.44 172.55 211.87 111.93 355.46 130.29 161.86 122.0812.26 22.16 0.87 7.95 17.12 24.37 26.77 38.19 3.55 47.2112.26 22.16 0.87 7.95 17.12 24.37 26.77 38.19 3.55 47.21

65.66 72.47 42.45 152.79 61.19 27.47 26.72 2.44 66.35 50.9365.66 72.47 42.45 152.79 61.19 27.47 26.72 2.44 66.35 50.93

105.27 179.21 131.12 11.81 133.57 60.09 301.98 89.66 91.96 23.95

13.11 20.00 17.00 13.82 8.00 4.00 2.4913.11 20.00 17.00 13.82 8.00 4.00 2.49

3.21 2.10 0.94 6.00 40.00

3.21 2.10 0.94 6.00 40.00426.93 739.71 429.04 642.99 484.24 288.23 589.08 273.07 84.17 91.86416.32 739.71 419.34 626.39 473.74 284.23 577.38 267.77 91.86

8.88 9.70 16.60 10.50 4.00 11.70 5.30 84.171.74

9.18 7.95 2.91 20.89 15.03 9.63 9.03 4.91 8.06 6.5916.99 31.60 11.17 26.67 17.29 16.60 27.60 8.51 1.76 1.2910.54 6.43 1.32 9.94 2.99 5.00 6.06 6.34 0.10

0.58 18.86 0.41 10.87 6.72 6.57 0.31 0.10 0.281.14 0.31 1.75 1.20 1.03 2.34 0.46 0.09 0.28

4.73 5.99 7.69 4.65 7.58 4.01 18.89 1.61 1.39 0.911.51 1.49 1.68

655.65 1104.74 641.39 873.25 746.58 442.81 1003.90 423.70 257.15 269.12

31

Profit and Loss Accountupto Poush 2068

Rs. in million

Expenses NBL

RBB

NA

BIL

NIB

L

SCBN

L

HBL

NSB

I

1 Interest Expenses 1042.00 1491.66 1672.33 1959.08 565.14 1466.00 1278.75 1.1 Deposit Liabilities 1034.00 1484.31 1653.02 1915.24 563.07 1435.00 1272.72 1.1.1 Saving A/c 642.00 652.66 346.67 334.31 127.59 452.00 134.65 1.1.2 Fixed A/c 392.00 793.77 894.17 1070.48 288.22 744.00 1035.91 1.1.2.1 Upto 3 Months Fixed A/c 0.07 134.13 19.90 0.04 428.65 1.1.2.2 3 to 6 Months fixed A/c 1.38 178.83 2.42 108.83 1.1.2.3 6 Months to 1 Year Fixed A/c 616.90 447.08 45.45 308.33 1.1.2.4 Above 1 Year 392.00 175.42 134.13 1050.57 240.30 744.00 190.11 1.1.3 Call Deposit 37.88 412.18 510.45 147.26 239.00 102.16 1.1.4 Certificate of Deposits 1.2 Others 8.00 7.35 19.31 43.84 2.08 31.00 6.03 2 Commission/Fee Expense 31.70 64.93 42.26 3 Employees Expenses 669.00 653.09 244.44 159.73 179.72 258.00 147.26 4 Office Operatiing Expenses 239.00 446.08 196.40 202.62 180.81 306.00 218.03 5 Exchange Fluctuation Loss 0.10 5.1 Due to Change in Exchange Rates 5.2 Due to Foreign Currency Transactions 0.10 6 Non‐Operatiing Expenses 2.19 0.15 7. Provision for Risk 857.00 455.69 551.41 424.35 109.06 146.00 45.30 7.1 Loan loss Provision 857.00 455.69 522.46 424.35 109.06 146.00 45.30

7.1.1 General Loan loss Provision 353.66 20.75 254.53 146.00 14.59 7.1.2 Special Loan Loss Provision 857.00 102.03 501.71 169.82 109.06 30.72 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 23.89 7.4. Provision for Loss of Other Assets 5.06 8 Loan Written Off 4.44 23.27 9 Provision for Staff Bonus 93.72 68.55 79.31 49.00 29.2410 Provision for Income Tax 278.49 206.81 237.93 146.00 88.4611 Others 0.4612 Net Profit 553.33 658.66 478.74 555.17 339.99 204.70

TOTAL EXPENSES 2807.00 3638.74 3760.38 3542.14 1930.42 2710.99 2011.90

Income 1. Interest Income 1866.00 2810.76 3022.34 2893.30 1485.21 2258.00 1748.92 1.1. On Loans and Advance 1680.00 2381.14 2559.32 2725.87 1076.67 1985.00 1372.17 1.2. On Investment 183.00 385.92 339.41 137.00 343.46 258.00 195.25 1.2.1 Government Bonds 183.00 377.70 333.24 137.00 343.13 258.00 155.73 1.2.2 Foreign Bonds 6.17 1.2.3 NRB Bonds 0.02 39.52 1.2.4 Deventure & Bonds 8.20 0.33 1.3 Agency Balance 39.46 0.03 28.54 0.39 164.27 1.4 On Call Deposit 3.00 2.39 96.52 1.89 4.77 15.00 0.65 1.5 Others 1.85 27.06 59.92 16.57 2. Comission & Discount 53.00 185.44 335.03 95.49 89.36 247.00 181.72 2.1 Bills Purchase & Discount 0.42 1.93 6.11 4.59 46.00 0.06 2.2 Comission 53.00 174.43 332.11 89.97 62.35 168.00 128.50 2.3 Others 10.59 0.99 ‐0.59 22.43 33.00 53.16 3 Income From Exchange Fluctuation 25.00 50.93 198.12 132.98 254.64 119.00 47.63 3.1 Due to Change in Exchange Rate 10.00 42.83 130.74 30.67 97.12 13.00 1.92 3.2 Due to Foreign Currency Trans. 15.00 8.10 67.38 102.31 157.52 106.00 45.71 4 Other Operating Income 136.77 419.95 18.88 82.00 5 Non Operating Income 18.53 9.17 0.42 0.02 4.00 0.14 6 Provision Written Back 6.00 295.68 194.54 65.77 27.45 7 Recovery from Written off Loan 55.00 86.33 1.18 16.55 6.05 8 Income from Extra Ordinary Expenses 79.00 54.30 0.99 9 Net Loss 723.00

TOTAL INCOME 2807.00 3638.74 3760.38 3542.14 1930.42 2710.99 2011.90

32


Rs. in million

Expenses

1 Interest Expenses 1.1 Deposit Liabilities 1.1.1 Saving A/c 1.1.2 Fixed A/c 1.1.2.1 Upto 3 Months Fixed A/c 1.1.2.2 3 to 6 Months fixed A/c 1.1.2.3 6 Months to 1 Year Fixed A/c 1.1.2.4 Above 1 Year 1.1.3 Call Deposit 1.1.4 Certificate of Deposits 1.2 Others 2 Commission/Fee Expense 3 Employees Expenses 4 Office Operatiing Expenses 5 Exchange Fluctuation Loss 5.1 Due to Change in Exchange Rates 5.2 Due to Foreign Currency Transactions 6 Non‐Operatiing Expenses 7. Provision for Risk 7.1 Loan loss Provision

7.1.1 General Loan loss Provision 7.1.2 Special Loan Loss Provision 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 7.4. Provision for Loss of Other Assets 8 Loan Written Off 9 Provision for Staff Bonus10 Provision for Income Tax11 Others12 Net Profit

TOTAL EXPENSES

Income 1. Interest Income 1.1. On Loans and Advance 1.2. On Investment 1.2.1 Government Bonds 1.2.2 Foreign Bonds 1.2.3 NRB Bonds 1.2.4 Deventure & Bonds 1.3 Agency Balance 1.4 On Call Deposit 1.5 Others 2. Comission & Discount 2.1 Bills Purchase & Discount 2.2 Comission 2.3 Others 3 Income From Exchange Fluctuation 3.1 Due to Change in Exchange Rate 3.2 Due to Foreign Currency Trans. 4 Other Operating Income 5 Non Operating Income 6 Provision Written Back 7 Recovery from Written off Loan 8 Income from Extra Ordinary Expenses 9 Net Loss

TOTAL INCOME

NBB

L

EBL

BOK

NCC NIC

LBL

MBL

Kum

ari

483.97 1473.70 752.26 493.32 824.70 316.89 757.38 795.06483.96 1462.34 736.52 490.11 813.11 316.83 741.48 765.87231.28 283.81 147.81 188.12 105.19 62.44 207.33 165.69148.30 848.01 431.49 202.17 521.91 224.85 338.83 412.71

156.82 16.81 1.1825.04 218.47 10.89 1.90

353.42 431.49 11.49 179.64 224.85 175.94123.26 119.30 190.68 314.57 159.81 412.71104.38 330.52 157.22 99.83 186.02 29.54 195.32 187.48

0.01 11.36 15.73 3.21 11.59 0.06 15.90 29.197.30

84.94 160.90 121.48 57.64 71.58 35.44 81.74 97.4664.46 204.85 153.57 67.57 97.43 47.55 139.23 94.88

12.26

12.264.52 0.52 0.01

206.06 34.87 63.20 54.56 31.54 58.38 204.11185.98 34.87 63.20 54.56 31.54 58.38 204.11

23.30 34.87 12.41 31.54 12.82162.68 19.01 54.56 58.38 191.30

31.7813.58

6.50

78.75 58.1469.58 39.03 30.00 8.73 0.83 3.59

208.73 120.10 89.99 31.04 2.48 10.77

147.64 487.03 270.22 107.94 209.98 56.26 5.79 25.13998.90 2639.66 1519.86 859.78 1324.20 527.44 1103.98 1243.28

684.33 2393.66 1306.96 693.60 1220.98 498.56 908.48 1129.90598.02 2140.62 1146.93 623.85 1060.47 456.71 872.59 1009.70

77.89 253.04 157.60 66.21 149.98 40.31 32.68 9.9965.17 160.28 156.95 56.18 94.19 40.31 30.74 9.99

10.60 5.5412.72 82.16 6.16 50.25

0.65 3.88 1.940.01 0.00 0.991.70 0.22 9.92 3.216.71 2.21 3.54 0.61 0.55 110.21

88.49 108.18 111.12 24.66 39.33 9.55 22.92 76.764.60 0.50 22.18 1.41 0.31 0.01 0.28 1.03

81.24 107.68 88.93 23.25 20.52 9.55 21.80 75.732.65 18.50 0.85

31.16 59.90 77.80 12.03 34.99 7.13 30.23 36.392.44 67.85 9.16 ‐2.38 2.51 4.45 36.39

28.72 ‐7.95 77.80 2.87 37.37 4.61 25.7921.05 75.83 0.70 23.93 28.90 8.23 22.5336.88 2.09 1.16 8.04 0.11

112.67 22.12 94.45 61.68 0.1224.31 0.18 58.14

3.07 3.79

998.90 2639.66 1519.86 859.78 1324.20 527.44 1103.98 1243.28

33


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Laxm

i

SBL

AD

BNL

Glo

bal

Citiz

ens

Prim

e

BOA

Sunr

ise

827.03 1036.71 1190.10 742.28 730.80 1010.92 673.91 661.17812.15 1034.69 1181.69 742.28 718.01 1004.19 673.91 660.34175.82 130.58 441.33 334.34 116.82 71.23 84.49 190.22495.49 628.06 722.11 247.74 456.75 488.12 436.65 329.30

1.01 10.11 2.02 45.48 8.185.53 45.69 2.65 28.35 20.15 39.90

207.91 278.63 60.95 304.35 432.92 281.16281.05 293.63 656.49 247.74 78.57 35.05 436.65 0.06140.83 276.05 17.64 160.21 144.44 444.84 152.77 140.81

0.6114.88 2.02 8.41 12.79 6.73 0.84

5.93 0.35 1.2581.04 77.48 1036.81 69.64 51.30 43.47 69.53 92.6788.37 140.37 120.99 190.63 98.07 77.61 84.19 121.08

1.73

1.732.60 3.15

35.26 111.27 938.46 87.78 182.48 36.97 107.9135.26 111.27 932.26 87.78 152.05 36.97 84.57

8.92 111.27 87.75 5.20 16.38 2.07 84.5716.52 844.51 82.58 135.68 34.90

9.811.17

5.25 29.26 23.330.95

18.9525.26 13.31 66.83 14.99 10.04 16.58 5.5175.78 39.94 147.07 44.98 30.13 49.74 16.52

2.72176.83 93.19 688.27 104.95 113.52 70.31 116.06 38.55

1309.57 1512.27 4214.53 1176.55 1081.82 1424.98 1046.98 1044.66

1158.10 1379.17 3128.19 1048.86 945.84 1324.79 940.01 879.361107.82 1290.24 2883.47 957.63 885.49 1267.63 850.12 840.05

50.28 62.70 214.49 89.45 36.39 79.11 27.9048.35 214.49 89.21 36.39 79.11 0.82

62.70 27.081.93 0.24

0.16 0.02 9.4926.07 0.99 23.94

30.24 0.79 57.16 10.77 1.91103.84 86.13 51.19 74.66 38.22 26.10 43.44 42.19

4.54 0.40 6.35 0.55 0.07 0.5096.32 44.15 51.19 71.41 15.08 25.54 12.60 29.72

2.97 41.98 2.85 16.79 30.77 11.9740.00 46.97 21.84 24.82 12.26 12.38 ‐24.70 17.32

9.10 9.59 5.76 5.69 2.57 ‐37.48 0.8930.90 37.38 21.84 19.06 6.58 9.81 12.78 16.43

179.15 25.06 6.24 54.12 14.012.80 7.17 3.15 1.214.83 604.12 78.04 88.24 92.82

123.68 7.61 ‐1.030.01 99.18

1309.57 1512.27 4214.53 1176.55 1081.82 1424.98 1046.98 1044.66

34


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

DCB

L

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

518.65 629.50 778.01 223.67 356.97 181.47 229.40 101.65 14.95513.14 626.12 773.90 222.62 353.96 180.87 224.20 101.43 14.95280.28 79.05 286.41 18.26 113.64 22.69 16.63 26.64 2.15

48.30 411.66 355.12 121.41 179.26 74.65 98.13 48.05 11.838.82 0.83 13.62 52.02 8.850.01 18.55 5.24 8.17 3.98 0.10

42.12 85.25 290.88 86.36 118.76 54.89 48.05 0.036.18 317.59 44.86 16.19 0.32 74.65 30.41 11.70

182.03 135.40 132.37 82.95 61.06 83.53 109.44 26.75 0.962.525.51 3.38 4.12 1.05 3.01 0.60 5.20 0.21

0.1842.75 47.75 114.27 37.37 53.41 28.73 39.75 16.97 15.1046.42 75.45 138.25 51.69 71.21 44.51 52.93 32.93 15.56

0.520.52

‐37.09 87.50 33.55 60.18 74.67 16.52 21.87 7.37‐37.09 84.39 29.76 15.18 56.53 16.52 21.87 7.37

6.59 3.52 0.79 15.18 28.32 16.52 21.87 7.37‐43.68 80.87 30.61 28.21

‐1.642.610.50 3.79 18.14

45.000.10

7.91 0.34 0.16 7.7423.72 1.02 0.47 10.73

127.07 85.98 2.39 1.09 86.06729.95 926.19 1067.94 372.91 556.26 272.93 344.13 158.92 150.14

699.63 840.92 1007.16 331.04 483.90 248.71 302.37 142.67 67.02643.47 771.06 910.56 310.78 434.06 222.26 291.40 112.35 47.67

52.34 64.02 78.49 19.34 8.44 11.30 9.76 15.18 0.2052.34 63.25 78.49 19.33 8.44 1.45 9.76 0.20

0.01 9.84 15.180.77

0.51 0.00 0.030.09 5.69 0.91 14.04 1.22

3.83 5.74 11.91 0.00 27.32 15.16 15.14 19.159.00 14.25 52.10 28.48 7.49 21.39 17.94 10.941.38 0.60 0.87 0.11 0.297.63 13.27 12.64 26.62 7.38 1.57 17.64 0.96

0.38 38.58 1.86 19.82 9.974.69 21.65 8.51 6.56 10.32 2.82 8.24 0.72

0.57 0.24 2.33 10.02 2.82 ‐0.97 0.724.69 21.07 8.28 4.22 0.29 9.21

16.15 28.16 16.12 12.56 11.540.48 7.97 0.16 0.06 0.06 47.52

11.11 24.072.13

6.77 38.37 3.02 4.59729.95 926.19 1067.94 372.91 556.26 272.93 344.13 158.92 150.14

35


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

Saha

yogi

Pash

upat

i

11.51 38.91 201.55 2.81 118.41 52.14 84.18 45.64 28.0211.51 38.91 199.36 0.87 110.68 48.70 84.09 45.64 27.00

2.05 31.89 80.66 0.26 13.62 28.61 42.57 34.30 6.525.26 5.27 85.31 0.62 50.07 20.09 30.87 10.35 14.01

4.94 1.27 0.99 0.072.18 0.63 0.29 1.03

4.70 1.61 27.92 10.70 6.52 26.03 2.64 11.380.56 3.66 50.27 0.62 39.36 11.68 3.55 7.71 1.524.21 1.75 33.39 46.99 10.65 1.00 6.47

2.19 1.94 7.73 3.44 0.09 1.021.12 0.10

2.67 16.66 24.25 0.66 22.54 6.32 17.18 5.27 10.173.79 18.97 34.11 0.27 30.48 5.32 16.09 9.05 13.80

41.173.04 11.98 34.50 0.57 53.53 16.15 7.41 6.80 3.323.03 11.98 33.32 0.57 53.53 11.93 7.41 6.80 3.32

2.67 1.54 1.23 1.23 1.25 0.653.03 9.31 31.56 0.57 53.53 10.71 6.18 5.55 2.67

0.220.01

1.19 4.22

3.22 4.46 1.799.66 13.31 5.37

0.0222.54 31.34 12.53 15.32 28.11

21.02 121.95 344.66 4.30 266.13 79.93 144.54 82.08 83.52

14.40 92.91 304.77 0.76 167.54 60.20 132.76 73.26 77.7010.97 72.55 277.53 0.76 147.19 43.75 110.71 56.84 63.86

2.48 8.36 9.36 0.992.48 8.36 9.36 0.54

0.45

9.93 9.253.44 14.96 18.44 0.01 17.59 16.42

2.91 0.43 1.07 7.21 3.47 13.850.32 4.27 3.61 0.01 3.96 0.20 1.77 2.70 0.29

0.05 0.000.06 4.27 3.56 3.96 0.20 1.77 2.70 0.290.27 0.01

0.35 0.120.24 0.120.12

5.93 11.49 0.88 9.73 5.74 5.5118.84 0.35 0.24 0.28 ‐0.06

1.67 24.10 47.26 3.31 0.38 0.060.35

4.62 3.18 47.25 15.0921.02 121.95 344.66 4.30 266.13 79.93 144.54 82.08 83.52

36


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Karn

ali

Triv

eni

Ann

apur

na

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

ank

ar

Gur

kha

33.13 84.71 98.58 105.13 51.03 45.83 353.42 67.15 182.2433.13 84.65 63.85 104.89 47.11 45.76 348.32 67.15 179.1623.29 42.04 23.00 64.47 15.01 31.41 124.97 16.92 50.05

9.84 28.05 22.63 28.08 21.21 5.61 181.24 6.40 107.800.06 1.37 2.35 0.00

3.77 0.11 0.03 4.44 0.059.13 21.27 8.35 4.14 144.92 2.46 73.75

9.84 15.15 22.63 6.64 11.46 1.47 29.53 3.94 33.9914.57 18.22 12.34 10.89 8.74 42.11 43.83 21.31

0.06 34.73 0.24 3.92 0.07 5.10 3.08

8.29 8.16 13.99 14.79 6.60 10.88 37.63 7.39 22.257.37 15.35 14.40 10.19 8.26 5.81 44.33 11.22 37.59

4.624.62

12.422.66 6.56 207.93 18.97 4.88 16.71 2.39 433.972.66 6.56 207.93 18.97 4.88 16.71 2.39 ‐8.132.66 0.60 0.08 13.14 0.20 16.71 2.39 ‐81.64

5.96 207.86 5.83 4.68 73.51

437.025.08

3.05 8.469.15 25.50

1.90 157.6919.73 21.34 3.46 26.20 59.14 15.67

51.46 134.51 336.81 182.62 74.23 88.71 562.23 103.82 833.73

39.28 125.30 121.77 172.77 70.60 80.33 539.15 99.62 211.9033.06 115.06 94.01 143.35 61.83 73.52 468.82 53.54 205.72

1.13 0.02 30.030.02 30.03

1.13

6.22 10.25 27.75 26.66 8.77 6.69 30.79 46.08 6.141.63 0.09 9.52 0.04

5.48 9.21 41.98 0.78 0.47 8.39 5.14 4.20 0.200.12

1.20 1.33 1.27 0.78 0.47 2.11 5.14 0.77 0.204.28 7.88 40.60 6.28 3.43

2.25 0.230.22

2.25 0.019.06 3.14 15.68 1.90

0.0115.77 0.02

6.70 157.29 619.5151.46 134.51 336.81 182.62 74.23 88.71 562.23 103.82 833.73

37


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlaxm

i

Exce

l

WD

BL

H &

B

Ara

niko

ND

EP

89.51 83.85 82.49 91.68 83.69 22.75 346.56 17.17 212.4873.09 83.85 82.46 91.68 83.69 22.75 345.37 17.17 206.4431.49 20.21 34.07 43.75 64.98 17.74 131.47 9.55 60.0625.55 45.15 26.52 32.36 18.71 5.01 175.19 7.62 72.23

0.02 18.74 0.76 0.62 47.590.68 2.97 1.02 0.88 1.09 0.81 10.68

14.56 20.29 15.47 13.11 8.01 1.12 73.9810.30 3.15 9.27 18.37 8.99 3.07 42.95 7.62 72.2316.04 18.49 21.87 15.56 38.70 74.14

16.43 0.03 1.20 6.050.01

9.96 10.51 6.46 15.59 7.22 3.84 38.99 4.30 20.729.83 18.52 8.01 7.87 8.63 2.03 39.28 2.42 35.43

0.00 0.010.00 0.01

0.000.90 23.05 3.824.33 4.08 0.89 0.20 3.23 41.06 12.51 65.594.33 4.08 0.89 0.20 3.23 41.06 12.51 65.590.75 0.20 0.11 3.23 0.04 0.20 65.593.57 3.88 0.89 0.09 41.01 12.31

2.92 5.90 2.439.25 17.69 7.30

29.00 19.99 41.27 20.27 17.03 9.44 25.81 10.46 ‐78.29143.53 149.12 162.70 158.66 129.53 41.88 491.70 46.86 255.94

135.53 136.97 155.10 144.93 120.16 31.01 467.04 26.62 244.75103.05 115.84 127.81 115.81 87.28 31.01 432.14 26.62 221.72

1.08 2.70 2.952.70 2.95

1.0832.88 14.74

16.05 20.95 22.00 28.04 27.43 3.9816.43 0.18 5.29 4.77 1.36

0.51 1.06 0.08 12.49 1.04 2.45 3.27 0.36 5.910.32

0.51 1.06 0.08 0.19 2.45 3.27 0.36 5.5812.49 0.86

0.06 0.17 0.00 0.01 0.490.06 0.17 0.01 0.27

0.00 0.00 0.217.40 5.34 5.35 4.92 16.90 13.03 4.79

0.24 8.42 0.240.03 5.33 2.17 1.23 3.40 4.26 6.84

143.53 149.12 162.70 158.66 129.53 41.88 491.70 46.86 255.94

38


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

CED

BL

Mite

ri

Tina

u

Risi

ng

Muk

tinat

h

Sew

a

Kank

ai

Publ

ic

Mah

akal

i

216.40 31.56 50.33 37.56 101.60 73.61 15.26 27.34 8.23187.25 26.81 49.90 37.31 88.08 73.59 15.26 27.21 8.23

51.98 24.22 11.22 22.12 51.78 37.37 8.94 9.73 6.5589.69 0.18 28.27 15.20 25.77 17.62 1.94 16.14 1.68

8.49 0.00 0.11 0.16 0.008.20 0.00 0.07 0.19 4.20 0.02 0.14 4.02

60.92 0.03 14.51 11.50 13.03 7.93 1.44 7.80 1.2512.08 0.16 13.57 3.51 8.54 9.51 0.36 4.33 0.4345.58 2.40 10.41 10.52 18.60 4.38 1.34

29.16 4.75 0.43 0.25 13.53 0.02 0.131.28

27.62 4.17 4.55 7.48 23.85 10.28 3.64 8.22 2.6529.26 4.14 4.38 9.47 19.22 8.81 4.11 7.79 2.08

7.037.03

51.79 1.57 6.38 3.82 5.55 2.57 24.67 1.6134.13 1.57 6.38 3.82 5.55 2.57 24.67 1.61

0.00 0.84 ‐0.07 2.71 2.03 2.57 24.67 1.6134.13 0.70 6.45 1.11 3.51

0.04

17.66

0.042.77 0.73 4.48 1.86 0.228.30 2.19 13.45 5.59 0.65

19.37 14.55 5.10 5.68 31.39 13.05 0.79 1.52363.83 55.99 67.29 66.57 197.82 118.74 26.36 68.06 16.94

338.20 50.49 62.19 62.00 178.25 106.75 24.63 42.98 15.82271.89 38.15 43.26 50.71 154.20 90.32 22.79 41.14 11.53

10.25 0.43 0.10 0.120.12

0.1010.25 0.43

42.01 7.58 18.49 7.37 24.06 16.01 1.84 1.7314.05 4.75 0.43 3.92 4.1722.09 0.79 0.27 0.72 3.09 2.04 1.74 0.65 1.12

0.022.72 0.79 0.27 0.62 3.09 2.04 0.36 0.65 1.08

19.35 0.10 1.38 0.00 0.051.26

1.264.72 4.82 3.86 16.03 9.95 1.31

2.28 0.45

0.5522.58

363.83 55.99 67.29 66.57 197.82 118.74 26.36 68.06 16.94

39


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Ace

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alp

ine

Nilg

iri

246.27 8.96 93.80 33.06 15.86 24.09 72.73 21.43 16.29243.53 8.96 93.80 33.06 15.86 23.45 71.82 21.43 16.29118.51 4.79 48.68 29.75 12.90 4.83 7.94 13.25 8.65109.45 2.82 36.19 3.31 2.96 9.87 30.11 6.30 3.85

1.18 0.17 0.11 0.02 0.38 2.22 0.03 0.080.01 0.69 0.61 0.08 0.07 0.77 0.10 0.44

91.46 1.32 26.32 0.46 1.52 7.35 25.34 3.67 1.5716.80 0.64 9.14 2.84 1.34 2.07 1.77 2.51 1.7615.58 1.35 8.93 8.75 33.77 1.88 3.79

2.74 0.64 0.910.20

26.09 2.67 12.59 4.55 2.54 2.54 4.15 4.43 2.0936.15 3.25 13.68 3.18 4.31 3.66 7.00 5.22 4.38

25.53 0.41 9.48 1.00 0.51 0.03 4.61 1.70 1.2425.53 0.41 9.48 1.00 0.51 0.03 4.12 1.70 1.24

3.78 0.41 1.56 0.51 0.03 0.43 0.28 0.5721.74 7.92 3.69 1.43 0.67

1.00

0.49

0.63 0.10 3.20 0.16 1.09 0.751.90 0.30 9.60 0.49 3.28 2.26

1.434.44 0.70 22.39 14.87 11.66 6.95 7.64 5.27 5.82

341.01 16.39 164.73 56.66 34.89 37.92 102.12 41.06 29.82

318.05 11.57 154.97 51.55 33.20 35.86 96.79 36.74 27.16277.87 11.43 136.94 34.23 23.47 27.35 77.76 33.16 21.96

2.77 0.14 0.44 0.762.77 0.44 0.76

0.14

30.57 18.03 17.31 9.73 17.90 3.58 5.206.86 8.07 0.370.62 4.23 9.75 5.11 1.70 0.04 0.54 4.11 0.67

0.62 1.29 1.59 2.83 1.58 0.04 0.26 0.74 0.672.95 8.15 2.28 0.11 0.28 3.37

0.99 0.01 0.080.08 0.010.91 0.08

18.24 1.49 4.08 1.903.11

0.53 0.70 0.210.59

0.02

341.01 16.39 164.73 56.66 34.89 37.92 102.12 41.06 29.82

40


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Kast

ham

anda

p

Gar

ima

City

Bish

ow

Prof

essi

ona

l

Kabe

li

Kam

ana

Corp

orat

e

Path

ibha

ra

177.50 76.56 94.38 95.81 8.71 8.50 62.67 57.20 34.74175.43 76.56 94.37 95.53 8.71 8.50 51.26 57.20 34.74

73.72 41.61 45.70 26.05 6.48 6.00 27.62 23.33 18.7158.82 24.66 33.11 47.65 1.17 2.03 19.29 33.85 4.91

3.92 2.46 2.28 0.02 0.353.08 3.08 1.87 1.81 0.20 0.20 0.95 0.08

43.60 14.27 20.00 39.15 0.59 0.87 7.40 30.79 2.708.22 7.31 8.77 4.42 0.38 0.94 10.58 3.05 2.13

42.89 10.30 15.55 21.84 1.06 0.47 4.35 0.02 11.12

2.07 0.02 0.28 11.410.02

19.70 10.78 7.55 9.45 2.71 2.87 6.48 4.15 7.0030.36 12.25 12.41 12.55 2.61 1.37 7.51 4.18 8.53

1.1611.44 2.63 10.15 2.29 0.54 0.90 1.63 11.23 7.0311.44 2.63 3.90 2.29 0.44 0.90 1.63 11.23 7.03‐1.31 2.63 1.76 2.29 0.44 0.90 ‐0.96 0.61 1.0112.75 2.14 2.59 10.62 6.02

6.25 0.10

0.68 3.14 2.28 3.39 0.48 0.08 2.23 0.81 0.282.05 9.42 6.83 10.18 1.45 0.24 6.69 2.42 0.85

4.78 21.98 15.95 23.75 3.39 0.55 15.60 5.65 1.97246.54 136.75 149.55 157.42 19.90 15.67 102.81 85.64 60.40

238.14 122.12 140.71 147.19 18.86 14.21 97.21 79.75 55.59189.86 101.57 118.18 128.11 12.18 12.22 80.81 69.75 45.35

5.66 0.075.66 0.07

20.55 19.05 19.08 6.67 1.99 16.40 10.2542.62 3.42 0.01 10.00

3.02 1.27 8.83 10.10 0.05 0.64 1.16 0.46 0.810.13

2.97 1.27 8.83 0.69 0.05 0.64 1.16 0.16 0.810.05 9.42 0.170.35 0.010.17 0.000.18 0.015.04 13.36 0.99 0.82 4.44 5.43 3.67

0.13 0.33

246.54 136.75 149.55 157.42 19.90 15.67 102.81 85.64 60.40

41


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

31.06 137.46 4.62 9.35 7.30 71.17 15.17 3.87 196.8731.06 137.36 4.62 9.35 7.30 71.17 15.17 3.87 192.6015.38 50.23 2.80 4.47 5.53 34.14 7.80 3.29 57.8910.73 60.97 0.85 2.93 1.77 23.19 2.42 0.57 75.30

0.01 0.03 1.950.05 0.02 0.02 0.00 0.24 0.13 4.528.93 0.11 0.40 2.32 0.85 18.74 1.21 0.31 54.551.74 60.84 0.45 0.55 0.92 4.21 1.08 0.26 14.284.96 26.15 0.97 1.95 13.84 4.95 59.42

0.10 4.27

4.68 18.50 1.68 2.35 1.16 6.64 2.14 1.74 23.686.86 30.06 0.99 2.65 2.27 7.04 3.17 2.60 37.93

0.07

0.07

2.61 18.20 0.28 0.32 5.58 1.82 0.49 124.962.61 18.19 0.28 0.32 4.60 1.82 0.49 123.980.95 0.62 0.21 0.32 3.79 0.57 0.231.67 17.57 0.07 0.81 1.24 0.26 123.98

0.980.01 0.98

3.52 0.34 3.0710.55 0.74 9.20 1.30

3.45 24.61 1.64 2.69 2.03 21.46 3.8248.67 242.90 9.22 18.45 12.76 124.16 27.41 8.70 383.51

44.81 229.31 8.45 16.97 11.46 115.20 21.43 6.76 244.4733.75 201.05 7.14 14.64 10.26 90.70 21.43 5.12 218.65

2.49 0.05 0.392.49 0.05 0.39

11.06 22.94 1.31 2.28 24.12 1.64 23.662.83 1.20 2.16

0.59 9.69 0.09 0.58 0.19 8.95 0.53 4.172.32

0.59 9.69 0.09 0.11 0.16 1.49 0.53 1.840.47 0.03 7.47

0.010.010.00

3.26 3.88 0.66 0.89 1.84 1.15 5.791.11 2.65

0.02 0.96 11.64

0.79 117.4548.67 242.90 9.22 18.45 12.76 124.16 27.41 8.70 383.51

42


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

Inno

vativ

e

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

10.53 21.26 7.18 18.14 22.63 6.10 29.92 190.32 3.2910.53 21.26 7.18 18.07 22.63 6.10 29.92 152.22 3.29

9.44 18.20 3.31 4.11 7.80 3.53 12.06 29.51 3.161.09 3.06 2.08 3.58 6.52 1.03 10.92 85.98 0.13

0.19 0.05 0.00 0.00 0.01 0.07 1.160.39 0.05 0.00 0.00 0.02 0.58 0.02

0.49 1.48 0.83 1.78 5.13 0.22 7.30 15.07 0.030.61 1.00 1.15 1.79 1.38 0.78 2.97 69.73 0.10

1.78 10.38 8.31 1.54 6.95 36.73

0.07 38.100.10 0.04

1.72 4.24 1.98 2.84 3.53 1.53 2.44 19.54 1.331.98 5.21 3.53 6.42 1.87 4.81 30.99 0.62

1.580.34 1.80 0.71 1.09 0.53 0.79 1.06 62.50 0.480.34 1.80 0.71 1.09 0.53 0.69 1.06 45.15 0.480.34 1.80 0.07 0.33 0.53 0.50 1.06 0.05 0.38

0.64 0.58 0.19 45.10 0.090.18

17.340.10

0.39 0.671.18 2.02

2.60 7.05 0.52 2.74 1.99 0.95 4.72 0.8317.17 39.55 11.97 29.91 35.11 11.33 45.65 303.35 6.57

15.88 36.02 10.73 27.98 32.01 9.77 42.40 180.85 4.809.66 25.19 8.37 24.77 24.40 9.09 36.84 134.80 4.56

4.313.42

0.90

6.22 5.82 2.36 3.08 7.61 0.68 5.55 2.58 0.245.02 0.13 39.16

0.15 3.53 1.24 0.07 0.57 1.36 0.24 0.02 1.75

2.95 0.39 0.07 0.29 1.26 0.02 1.270.15 0.58 0.85 0.28 0.10 0.24 0.48

1.14 1.86 2.53 3.01 37.49 0.020.38

0.20 62.50 0.01

22.1117.17 39.55 11.97 29.91 35.11 11.33 45.65 303.35 6.57

43


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

6.89 21.02 2.05 63.83 22.72 2.62 1.12 18.87 3.226.89 19.77 2.05 63.45 22.65 2.62 1.12 18.72 3.224.20 6.49 1.63 17.06 10.10 0.95 0.87 14.79 1.782.37 8.98 0.39 26.68 5.16 1.15 0.17 3.92 0.11

0.01 2.85 0.13 0.002.72 0.16 0.00 0.05

0.03 2.83 0.09 20.34 4.26 0.62 0.08 3.132.34 6.15 0.29 0.77 0.62 0.53 0.09 0.74 0.110.33 4.31 0.03 19.69 7.39 0.52 0.08 1.33

0.021.25 0.38 0.07 0.15

2.50 3.83 1.23 10.99 5.01 1.51 0.50 3.64 1.011.56 4.10 0.86 18.20 5.66 0.79 0.43 3.80 1.23

0.042.59 0.15 0.22 4.88 1.17 0.10 0.12 1.20 0.352.59 0.15 0.22 4.88 1.17 0.10 0.12 1.20 0.350.56 0.15 0.22 2.53 1.17 0.10 0.11 1.20 0.352.03 2.25 0.01

0.10

0.97 2.382.90 7.13

2.83 6.77 0.90 16.63 1.43 1.19 0.2816.38 39.75 5.26 124.02 35.98 5.02 3.40 27.51 6.08

12.89 38.13 4.37 107.67 32.63 3.96 3.15 23.96 4.5812.03 32.20 4.33 91.59 25.90 3.62 2.81 18.34 3.58

0.900.90

0.86 5.93 0.04 13.26 6.73 0.34 0.34 5.33 1.001.92 0.29

1.65 0.07 0.88 2.95 0.27 0.81 0.24 0.260.06

1.65 0.07 0.88 2.88 0.27 0.81 0.24 0.260.00

6.020.055.96

1.54 6.64 3.08 0.01 3.15 1.500.01

1.84 0.75

0.25 0.1516.38 39.75 5.26 124.02 35.98 5.02 3.40 27.51 6.08

44


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Soci

al

NCD

BL

Cosm

os

Man

aslu

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

Nep

al

Aaw

as

Nep

al

Fina

nce

27.11 14.60 2.91 6.23 2.77 0.75 0.19 24.90 38.5026.71 14.60 2.91 6.23 2.77 0.75 0.19 24.90 37.33

2.06 3.17 2.72 3.69 1.43 0.59 0.10 3.70 5.347.73 3.60 0.19 0.48 0.33 0.08 0.02 21.20 32.00

0.05 0.05 0.00 0.910.03 0.00 0.01 0.00 0.48

6.99 3.11 0.00 0.14 0.21 0.07 11.00 24.610.75 0.41 0.19 0.34 0.05 0.00 0.02 10.20 6.00

16.92 7.84 2.05 1.02 0.08 0.07

0.40 1.160.04

7.43 3.11 1.45 3.25 2.17 1.00 1.16 4.00 3.715.35 5.19 2.72 4.07 2.32 1.10 0.35 2.90 5.30

4.48 0.88 0.16 0.190.63 0.07 0.56 0.32 0.65 0.06 8.40 10.290.63 0.07 0.56 0.32 0.65 0.06 8.400.63 0.07 0.56 0.32 0.65 0.06 ‐0.20

8.60

10.29

0.020.04

2.200.72 0.10

44.37 23.53 7.15 14.11 9.18 3.82 1.94 40.20 60.04

37.76 20.20 4.35 11.35 8.32 2.65 1.58 34.10 43.9628.03 14.51 3.59 9.26 6.75 0.79 0.02 24.20 39.11

0.41 0.95

0.41 0.850.11

6.54 5.70 0.77 2.09 1.86 1.57 3.902.78 1.58 9.900.17 0.15 0.53 0.20 0.00 0.02

0.17 0.07 0.14 0.02 0.00 0.020.08 0.39 0.18

1.35 1.52 1.33 0.66 1.16 0.13 0.70 1.490.16 0.01 0.350.48 1.74

4.46 1.65 2.26 1.43 0.23 5.40 12.4944.37 23.53 7.15 14.11 9.18 3.82 1.94 40.20 60.04

45


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFC

L

NSM

FL

Peop

les

Mer

chan

tile

Kath

man

du

Him

alay

a

Uni

on

82.10 139.34 201.92 174.77 32.11 1.92 24.75 30.40 62.0280.34 139.34 200.94 141.79 32.11 1.92 24.75 24.35 60.5219.33 27.88 59.81 55.34 7.64 0.00 4.32 0.87 8.0252.33 111.46 111.81 75.67 24.47 1.92 20.43 23.48 50.19

4.40 0.23 0.28 0.03 3.05 20.43 1.284.87 1.16 1.67 0.82 0.11 1.02 1.75 0.01

19.46 61.86 64.54 38.52 15.64 0.09 5.37 34.1823.59 48.22 45.32 36.29 5.67 0.81 16.37 14.73

8.68 29.32 10.78 2.30

1.76 0.98 32.98 6.05 1.500.27

5.93 12.12 23.20 15.01 3.02 0.65 3.15 4.31 7.087.32 13.30 26.80 14.62 5.57 0.37 3.36 2.26 8.16

1.89 14.27 0.170.01 47.09 15.44 22.07 1.38 11.41 0.33 12.13

47.09 15.44 22.07 1.38 9.95 0.33 12.136.37 12.56 0.33

40.72 2.87 22.07 1.38 9.95 5.416.72

0.01 0.00 1.46

1.81 6.675.43 19.51 0.11

0.8018.23 12.66 47.19 61.64 3.53 0.87

115.49 231.76 340.72 241.54 103.72 6.47 42.77 37.58 90.43

88.60 220.87 322.26 87.68 19.60 5.50 38.71 29.91 79.0253.35 204.87 277.83 86.41 16.29 5.10 31.26 29.86 74.69

1.95 3.56 4.81 0.14 0.35 0.461.95 3.56 4.81 0.46

0.14 0.35

31.07 12.44 25.95 1.27 1.74 0.25 7.02 2.432.23 13.67 1.58 0.08 0.05 1.450.67 0.76 0.92 0.16 0.15 0.04 0.06 0.05

0.67 0.76 0.92 0.15 0.04 0.06 0.050.16

3.55 7.78 14.08 0.41 0.01 1.61 1.11 5.714.05 1.20 9.65 0.20

18.62 1.12 3.47 7.26 83.60 0.81 0.07 5.250.04 0.52 0.06 0.40

136.39 2.10 6.49115.49 231.76 340.72 241.54 103.72 6.47 42.77 37.58 90.43

46


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gor

kha

Pasc

him

anc

hal

NH

MFL

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

18.43 80.51 92.98 71.40 81.21 61.69 65.63 78.7418.43 80.51 92.98 71.40 64.95 58.89 65.63 78.74

1.86 25.03 15.18 17.72 24.35 18.86 12.11 15.4316.57 55.49 77.81 53.51 40.59 40.04 53.52 63.31

0.04 5.03 1.19 1.19 0.11 4.240.02 0.26 0.90 1.52 0.84 0.32 3.13

13.00 20.15 23.71 22.63 16.89 42.86 38.613.56 35.03 48.17 28.17 21.67 40.04 10.23 17.33

0.17

16.26 2.79

2.55 9.57 6.65 3.66 8.86 5.92 5.15 5.952.44 8.56 4.98 3.96 15.48 3.71 7.03 4.06

8.23 9.59 8.68 1.29 5.49 7.55 2.44 0.448.23 9.59 1.29 5.49 6.83 2.44 0.44‐0.54 5.49 0.32 0.448.77 9.59 1.29 2.12

6.830.72

8.68

1.43 0.78 0.85 1.99 2.144.29 2.35 2.20 5.98 6.420.03

10.01 1.49 5.49 6.29 10.67 13.94 14.9931.65 124.00 114.77 88.93 120.38 89.53 102.16 112.74

21.73 114.06 112.57 86.67 109.07 77.77 93.79 108.7920.28 100.88 108.03 77.59 104.62 63.36 87.38 105.63

0.16 0.68 1.80 7.36 4.45 1.810.16 0.68 1.80 7.36 4.45 1.81

4.601.29 12.51 2.74 10.41 3.15

1.72 4.001.51 8.78 0.05 0.30 11.31 6.47 0.23

0.000.01 0.13 0.05 0.04 0.22 0.191.50 8.65 0.25 11.31 6.25 0.04

0.06 1.55 0.01 8.28 3.720.00 0.00 0.27 0.060.99 1.09 0.33 1.97 5.24 0.090.85

6.5731.65 124.00 114.77 88.93 120.38 89.53 102.16 112.74

47


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Inve

sta

Yeti

Stan

dard

ILFC

O

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

0.13 56.86 158.34 82.99 126.48 114.53 10.06 220.04 59.620.13 56.86 153.12 82.99 125.29 103.96 10.06 153.56 58.19

18.27 46.35 11.10 44.95 33.13 1.56 43.50 14.710.13 38.58 92.71 69.90 80.23 70.83 8.50 110.06 43.47

0.54 6.07 3.52 1.78 4.080.16 5.51 0.33 1.19 0.25

12.54 74.03 28.41 10.53 40.49 4.130.13 25.35 7.09 41.49 65.85 27.37 4.37 110.06 39.14

14.06 1.990.11

5.22 1.19 10.58 66.48 1.44

0.53 5.42 17.79 17.64 10.61 4.87 2.09 19.35 4.680.96 4.67 21.22 21.55 9.70 5.34 2.63 16.23 5.18

6.403.37 12.65 31.42 21.66 5.37 20.15 1.273.37 11.96 31.42 21.66 5.37 20.15 1.27

31.42 5.32 ‐0.46 ‐3.123.37 11.96 4.68 5.84 23.27 1.27

11.66

0.69

0.080.69 1.53 6.47 1.55 0.49 0.272.06 4.58 19.42 4.66 1.48 0.80

1.03 0.002.85 4.80 10.69 45.32 10.87 3.45 1.87 12.674.47 77.86 234.23 224.83 185.53 130.17 23.09 288.53 70.74

2.54 73.71 224.52 219.42 177.29 117.11 18.59 280.45 51.162.54 61.88 196.83 191.26 144.49 117.11 13.74 200.96 47.60

1.14 1.40 5.34 1.80 0.18 2.631.14 1.40 5.34 1.80 0.18 2.63

10.69 19.93 15.70 0.63 10.36 3.566.36 22.82 15.30 4.04 66.52

0.60 0.69 0.06 1.63 0.17 0.02 1.23 2.14

0.60 0.69 0.48 0.17 0.02 1.23 2.010.06 1.15 0.13

1.93 2.29 1.56 5.35 4.81 2.58 0.14 6.840.73 0.18 0.18 0.090.34 7.28 1.63 10.30 4.24 8.410.20

9.044.47 77.86 234.23 224.83 185.53 130.17 23.09 288.53 70.74

48


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Prog

ress

ive

Alp

ic

Ever

est

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Aru

n

Mul

tipur

pose

15.38 45.72 54.12 43.80 74.40 127.78 72.34 9.94 4.4912.83 42.72 54.12 43.80 74.40 111.54 67.76 9.69 4.49

4.49 14.43 20.34 12.67 27.24 33.29 24.83 4.468.35 28.28 33.78 31.14 47.17 78.25 42.93 5.23 4.49

2.47 0.32 8.57 0.051.83 0.01 0.42 2.11 0.97

1.88 12.29 27.85 4.48 26.48 2.956.47 11.70 33.78 31.14 19.31 73.04 5.77 1.26 4.49

2.54 3.00 16.24 4.58 0.250.38 0.13

2.68 3.82 4.16 2.39 4.17 5.50 4.59 3.84 0.792.09 6.36 3.71 0.98 10.21 4.15 7.60 4.13 0.34

0.21 30.24 2.49 0.18 50.80 11.16 77.89 2.770.21 8.42 2.49 0.18 50.80 11.16 77.89 2.77

8.42 0.37 0.18 11.16 ‐1.56 0.032.12 50.80 79.45 2.74

0.2121.81

0.26 0.77 0.530.77 2.31 1.44

8.34 1.79 12.04 47.63 5.38 3.3628.69 88.95 76.51 95.36 139.59 145.89 101.03 95.80 8.52

23.77 48.83 73.78 72.07 116.16 136.79 93.67 15.09 5.8923.77 43.54 58.87 55.24 93.55 112.72 93.67 14.21 5.89

0.52 1.52

0.521.52

2.62 22.61 11.05 0.895.30 14.91 13.69 11.50

0.27 0.30 0.11 0.04 5.80 0.21 0.02 0.03 0.01

0.30 0.11 0.04 0.21 0.02 0.03 0.010.27 5.80 0.00

4.65 5.74 2.60 0.92 2.44 7.33 1.37 0.300.19

34.07 0.02 11.99 6.4510.16 0.04

17.63 79.27 2.3228.69 88.95 76.51 95.36 139.59 145.89 101.03 95.80 8.52

49


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Butw

al

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

87.33 6.19 138.81 28.15 50.91 133.68 65.17 116.01 48.9884.78 6.19 138.81 28.03 43.70 129.81 65.17 103.73 48.9827.80 3.72 50.35 11.53 14.67 27.96 16.88 35.05 12.2956.99 2.47 88.46 16.49 29.03 64.92 48.29 68.68 36.70

0.73 0.84 0.00 0.84 0.01 3.84 11.04 2.152.71 2.50 0.00 0.05 2.32 3.79 4.07 0.29

28.14 63.94 13.89 20.59 32.27 17.98 39.61 20.9325.40 2.47 21.18 2.60 7.55 30.32 22.68 13.96 13.33

36.94

2.55 0.12 7.21 3.87 12.270.29

10.22 1.65 11.28 4.13 4.35 16.66 3.51 5.31 3.0812.70 1.58 14.61 5.42 7.62 19.44 13.29 3.52

0.64 4.907.71 11.61 26.58 1605.21 0.037.59 11.61 2.68 1605.21 0.037.59 11.61 1.17 ‐22.20 0.03

1.51 1627.41

0.12 23.89

0.46 21.86 0.502.87 0.64

1.73 8.600.03

5.95 20.06 6.42 9.83 22.96120.17 15.67 207.84 93.20 63.37 1775.63 73.58 144.43 78.57

99.94 13.08 190.94 32.94 42.93 90.14 52.62 139.77 74.7483.17 12.58 168.44 23.84 37.55 84.40 51.63 128.84 63.50

1.83 3.41 0.82 3.69 1.111.83 3.41 0.82 3.69 0.65

0.464.06

14.94 0.50 16.95 5.18 6.062.13 8.29 5.38 5.74 0.99 2.05

0.72 0.17 0.01 4.02 0.03 0.03 0.32 0.20

0.72 0.17 0.01 0.03 0.03 0.03 0.32 0.203.99

3.29 2.42 10.08 1.34 0.02 0.56 4.34 3.370.18 0.06 0.26 1.87 0.260.09 6.77 58.66

0.06

15.94 16.36 1685.44 18.49120.17 15.67 207.84 93.20 63.37 1775.63 73.58 144.43 78.57

50


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Pata

n

Few

a

Ever

est

Prud

entia

l

ICFC

IME

Saga

rmat

ha

Shik

har

Civi

l

23.12 118.20 15.63 66.37 177.79 199.66 72.63 39.31 27.4922.75 118.20 15.63 54.74 174.39 199.66 72.17 38.10 26.47

8.70 49.23 7.27 20.61 74.39 140.58 23.31 9.04 9.3314.06 68.98 8.36 34.11 100.00 59.08 48.86 29.06 14.96

2.15 3.68 2.73 5.71 3.28 6.03 3.92 0.012.08 1.35 1.06 1.71 5.70 1.87 0.09

47.16 1.35 11.53 45.40 45.68 32.84 20.79 12.6314.06 17.59 3.34 18.50 47.83 8.42 4.29 2.48 2.22

2.180.02

0.36 11.64 3.40 0.46 1.21 1.02

2.94 9.31 1.74 4.22 14.49 23.06 9.55 3.25 3.521.96 11.53 2.87 4.66 22.63 22.42 6.86 4.12 1.83

0.289.59 29.29 2.07 83.85 2.71 63.10 8.76 8.29 14.929.59 29.29 2.07 82.55 2.71 63.10 8.12 8.29 14.929.59 29.29 0.25 ‐0.95 2.82 8.29 4.44

1.82 82.55 3.02 60.28 8.12 7.790.64 2.69

1.30 0.63

0.93 0.36 2.33 0.03 0.402.78 1.08 6.99 0.10 1.09

6.49 2.52 16.31 33.82 0.23 5.92 2.5437.88 178.54 26.28 159.11 243.26 342.06 98.17 60.89 51.79

25.82 169.13 25.13 76.69 232.67 309.35 92.48 57.75 39.2020.43 150.33 18.96 74.55 184.43 275.68 84.19 52.70 28.66

0.45 0.45 0.33 1.92 0.58 0.54 0.420.45 0.33 1.92 0.58 0.54

0.45 0.42

39.5618.36 5.72 0.54 31.75 8.00

5.39 1.28 8.68 7.71 4.51 2.120.02 0.36 0.18 1.77 0.28 12.55 4.64 3.14 0.05

0.000.02 0.36 0.18 0.04 0.28 12.55 0.46 0.51 0.050.00 1.73 4.18 2.63

0.58 9.05 0.97 10.32 20.16 1.721.04

6.59 10.82

11.46 74.0637.88 178.54 26.28 159.11 243.26 342.06 98.17 60.89 51.79

51


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bu

ddha

247.15 50.21 67.71 29.56 51.02 4.75 18.92 94.29 27.61247.08 49.57 63.70 28.20 49.95 4.75 18.90 89.92 27.61153.75 15.41 15.48 15.57 8.25 3.10 5.07 50.82 15.12

93.33 34.16 48.22 12.63 41.71 1.65 9.45 39.09 12.502.61 2.83 0.03 1.69 2.17 1.949.57 0.52 0.18 4.39 0.01 0.09 2.70 1.40

71.41 13.31 48.22 8.42 9.76 1.02 3.95 29.93 8.099.74 17.50 4.00 27.55 0.63 3.72 4.29 1.07

4.38

0.07 0.64 4.01 1.37 1.06 0.02 4.37

29.49 3.61 7.21 4.44 5.50 2.39 3.02 9.06 2.3950.30 2.53 12.22 3.92 7.41 0.72 3.65 9.72 2.47

0.09 0.025.80 2.50 0.87 0.68 12.61 0.53 25.37 3.34 6.105.80 0.87 0.68 12.61 0.32 25.37 6.105.80 0.87 0.07 0.07 ‐1.13 6.10

0.68 12.54 0.25 29.52‐3.02

0.21 3.342.50

4.41 1.17 1.67 0.4713.23 3.50 2.52 5.00 1.41

30.87 5.44 8.17 1.71 2.79 11.67 3.29381.35 64.29 88.01 51.45 78.27 11.18 53.48 134.75 43.75

344.08 56.70 60.75 48.05 73.76 10.40 28.66 122.66 43.72287.58 44.46 58.67 38.86 68.38 9.25 25.12 105.23 32.05

3.74 0.02 0.30 0.46 1.44 0.720.30 0.46 1.44

0.02 0.723.74

23.731.40 1.58 5.38 3.07 15.96 6.44

29.04 12.22 0.69 7.32 1.14 0.00 0.03 4.517.19 0.05 2.18 0.83 0.49 0.11 0.04 1.89 0.02

7.19 0.05 2.18 0.83 0.49 0.11 0.04 1.80 0.020.09

11.66 0.9011.66 0.90

11.54 1.78 0.91 2.57 3.35 0.67 2.34 4.563.16 0.30 0.67 0.153.73 5.46 0.10 4.60

24.08 22.45381.35 64.29 88.01 51.45 78.27 11.18 53.48 134.75 43.75

52


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Swas

tik

Api

Nam

aste

Kask

i

Sury

adar

shan

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

16.94 37.84 3.07 61.59 32.02 44.92 23.59 38.36 28.6916.94 37.84 3.07 61.59 30.35 44.83 18.49 37.06 28.69

6.83 24.35 2.56 27.39 13.33 26.72 3.45 20.36 4.5210.11 13.49 0.51 34.20 17.03 18.11 15.04 16.70 22.47

0.48 2.79 1.95 0.11 0.15 0.42 0.580.27 1.45 1.21 0.06 1.75 0.61

6.17 10.07 0.02 28.54 13.54 12.39 13.33 6.85 6.123.95 2.66 0.49 2.86 0.08 4.41 1.50 7.68 15.16

1.70

1.67 0.09 5.09 1.30

2.60 4.90 1.10 5.74 3.10 5.77 2.10 3.43 4.503.08 5.75 0.40 6.53 3.84 4.99 2.97 6.28 6.30

0.75 1.14 0.65 6.27 4.10 2.63 2.02 0.890.75 1.14 0.65 6.27 4.10 2.63 2.02 0.890.75 1.14 0.32 0.17 2.02

0.32 6.27 3.92 0.712.63 0.18

0.94 1.44 0.67 1.38 1.032.82 4.31 2.00 4.15 3.10

4.13 6.58 2.58 10.05 4.67 9.69 12.45 5.77 7.2327.50 59.97 7.79 95.92 46.29 75.00 43.74 55.87 51.73

25.97 54.69 6.63 91.88 44.23 68.46 42.45 53.41 49.1721.18 43.60 5.21 80.30 34.75 56.17 37.32 51.61 49.17

0.18 0.33 0.39 0.05 0.700.18 0.39 0.05 0.70

0.33

4.43 9.68 1.12 6.68 12.240.18 1.41 0.30 11.25 2.42 4.43 1.800.38 0.52 0.15 0.15 1.29 2.46 0.10

0.25 0.52 0.15 0.15 0.49 0.100.12 1.29 1.97

1.15 4.76 0.79 4.04 0.79 6.39 2.460.08

1.13 0.07

27.50 59.97 7.57 95.92 46.29 75.00 43.74 55.87 51.73

53


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

17.62 50.03 14.34 6.40 5.0417.62 48.46 14.34 6.40 5.04

3.71 24.73 7.31 5.02 2.299.03 23.73 7.03 1.37 0.740.12 3.72 0.120.64 3.54 0.02 0.073.27 6.94 5.57 0.83 0.225.00 9.53 1.31 0.54 0.454.88 2.01

1.57

4.43 3.83 2.23 2.60 1.404.72 5.44 4.29 2.42 2.10

3.58 1.73 0.58 0.22 0.483.58 1.73 0.58 0.22 0.481.47 1.73 0.22 0.22 0.482.11 0.23

0.13

0.00

0.14 0.69 0.270.47 2.08 0.81

0.96 4.85 5.28 5.14 2.0831.91 68.66 26.72 16.78 12.19

26.53 66.81 24.20 15.43 11.6722.91 51.68 19.28 10.85 4.17

0.31 0.15 0.28 0.01 0.020.31 0.15 0.02

0.010.28

3.31 7.88 4.57 7.030.00 7.11 4.64 0.450.65 0.45 0.04 1.35 0.52

0.65 0.45 0.04 0.001.35 0.51

1.89 1.40 1.49

2.84 0.99

31.91 68.66 26.72 16.78 12.19

54

Statement of Loans and Advancesas on Poush end 2068

Rs. in million

NBL

RBB

NA

BIL

NIB

L

SCBN

L

HBL

NSB

I

NBB

L

EBL

BOK

NCC NIC

LBL

MBL

Kum

ari

Laxm

i

1 Agricultural and Forest Related 289.44 583.28 307.03 350.94 621.16 405.46 481.49 46.97 1884.08 269.81 293.75 763.84 198.52 64.13 328.79 411.832 Fishery Related 51.41 371.79 6.413 Mining Related 44.81 743.16 25.44 41.49 28.04 2.35 300.00 47.96 842.614 Manufacturing (Producing) Related 5026.03 5356.37 12155.21 13829.84 3866.94 11880.33 4594.76 2280.04 6480.38 5749.29 2132.50 5012.99 672.49 3327.22 3249.14 4099.695 Construction 2407.81 3730.80 5032.86 1540.73 4009.04 1462.24 2781.46 2547.59 4464.76 1441.46 964.84 1999.56 828.64 1113.13 2132.85 3150.166 Electricity,Gas and Water 265.07 319.17 121.14 220.56 23.02 899.44 139.23 5.80 469.55 853.46 296.75 140.97 182.56 869.53 16.17 270.307 Metal Products, Mach. & Ele. Eqp. 53.68 867.19 531.38 301.54 298.29 37.24 548.73 151.66 704.66 258.65 294.53 11.35 7.26 126.62 586.08 37.058 Tras., Com. and Public Utilities 900.43 1572.52 3830.52 1007.04 15.42 1642.46 985.68 367.23 3092.32 157.31 626.34 283.43 206.14 526.69 766.35 857.029 Wholesaler & Retailer 5251.74 9674.12 9638.34 6075.61 2486.39 5051.07 7456.07 1998.65 11462.49 4168.86 1633.91 2596.96 1609.34 2591.16 2448.04 2614.83

10 Finance, Insurance and Real Estate 833.36 2233.64 3415.65 5595.97 1444.96 5476.40 841.32 639.33 3291.52 2323.29 1731.83 1725.77 385.61 1793.08 2419.94 3255.4511 Hotel or Restaurant 367.17 679.91 1069.66 2118.43 39.96 790.05 290.33 428.04 693.52 155.50 256.01 95.32 680.19 123.24 427.21 32.7212 Other Services 388.49 1532.45 2217.58 2514.35 144.90 2849.37 272.28 476.54 950.44 1200.57 219.77 304.86 252.77 552.70 974.39 515.9713 Consumption Loans 8147.09 6713.49 210.35 1440.80 3535.41 708.20 280.76 547.90 1865.08 1209.78 909.72 1028.77 38.94 331.05 725.50 543.1714 Local Government 218.39 138.81 255.20 57.29 134.6315 Others 3482.00 2187.88 3061.31 6216.76 2499.18 3225.91 4529.95 1221.08 908.19 1065.01 461.28 1359.06 1516.66 2307.40 1798.38 402.00

TOTAL 27457.10 36463.78 41616.46 41254.06 19123.48 35055.15 23202.07 10745.28 36269.34 19152.98 9821.23 15322.87 6636.41 13773.92 16715.44 16324.84

Product wise credit1 Term Loan 5867.50 3373.42 5732.00 5720.09 2491.20 5222.15 1210.04 1474.99 4883.75 2522.06 903.67 824.87 779.28 2297.48 2427.89 2601.392 Overdraft 3023.60 4952.96 8709.67 9599.76 1174.92 5371.79 1138.83 2919.64 2561.63 4515.82 3168.32 1041.75 729.93 2946.89 4916.38 2326.113 Trust Receipt Loan / Import Loan 1024.10 652.72 4114.73 4040.94 1153.06 4425.74 1333.21 851.91 1296.83 1128.21 635.62 1260.02 108.49 1244.27 708.61 601.684 Demand & Other Working Capital Loan 4772.50 11791.04 5911.97 8335.60 3699.03 8046.92 10559.60 1554.26 14399.65 4141.64 956.20 4183.69 1353.41 1070.93 2845.17 4367.315 Res. Per. H. Loan (Up to Rs. 10 mil.) 1776.10 2916.77 2516.89 788.47 2849.75 1468.31 2244.80 486.86 3873.95 1299.08 587.48 1367.48 145.63 510.17 1303.33 691.116 Real Estate Loan 415.20 1912.86 5011.97 8523.01 1793.16 3666.72 1485.69 871.52 2205.16 1532.39 1477.35 1799.33 1166.41 2723.92 2864.48 3007.767 Margin Nature Loan 724.70 486.84 76.15 917.98 2.09 0.14 74.74 124.91 117.92 247.79 52.74 24.97 288.33 201.268 Hire Purchase Loan 1783.30 1347.56 3962.81 1593.71 3440.89 1693.64 423.38 1150.00 4716.69 1270.94 780.18 1088.48 432.58 879.62 586.04 471.739 Deprived Sector Loan 572.50 1174.66 1162.45 1355.77 584.01 988.42 714.86 322.23 1039.58 721.79 311.63 483.46 204.03 479.38 518.27 501.44

10 Bills Purchased 28.10 75.52 117.62 97.14 1072.52 2168.62 112.75 72.09 41.76 1299.83 15.96 14.48 0.13 14.35 41.53 885.9011 Other Product 7469.50 7779.43 4376.37 1123.41 864.93 1084.85 3976.83 1041.64 1175.60 596.30 866.90 3011.52 1663.78 1581.94 215.41 669.16

27457.10 36463.78 41616.46 41254.06 19123.48 35055.15 23202.07 10745.28 36269.34 19152.98 9821.23 15322.87 6636.41 13773.92 16715.44 16324.84

Security wise credit1 Gold and Silver 6326.93 6452.81 35.93 1046.95 128.54 0.13 420.49 12.66 8.08 1.00 24.432 Government Securities 568.14 516.59 100.44 3.42 1228.49 0.24 175.92 59.67 21.41 3.60 57.29 0.893 Non Governmental Securities 10.99 152.91 103.03 888.22 2.09 927.97 2.20 217.91 273.41 38.46 29.92 156.414 Fixed Deposit Receipts 161.89 478.15 559.33 165.28 274.58 322.05 906.19 252.11 877.44 953.16 193.66 154.77 39.61 144.05 133.60 83.46

4.1 Own 157.12 324.32 489.55 165.28 133.79 321.69 906.19 252.11 876.87 948.41 193.66 154.77 39.61 82.46 133.60 83.464.2 Other Licences Institutions 4.77 153.83 69.79 140.78 0.36 0.57 4.75 61.59

5 Collateral of Properties 16860.22 27887.64 31168.17 35466.52 14848.65 30591.04 20238.57 9206.46 32256.41 16037.38 8257.25 14343.60 5801.09 13082.02 15991.03 15456.745.1 Fixed Assets 14051.26 27721.84 23846.90 30166.06 12698.51 29063.39 17179.48 8667.36 13114.80 13345.73 6569.56 9232.27 5665.93 9663.56 14941.10 11122.085.2 Current Assets 2808.96 165.80 7321.27 5300.47 2150.13 1527.64 3059.08 539.10 19141.61 2691.65 1687.69 5111.33 135.16 3418.47 1049.93 4334.66

6 Against security of Bill 311.30 192.94 3871.59 129.60 2168.62 188.44 97.60 128.32 1375.91 6.85 4.42 252.78 48.52 5.606.1 Domestic Bills 25.35 49.69 129.37 84.43 27.43 14.41 47.69 0.156.2 Foreign Bills 311.30 167.59 3821.91 129.60 2039.25 104.00 70.17 113.91 1375.91 6.85 4.42 252.78 0.83 5.46

7 Against Guarantee 533.02 266.86 46.00 532.56 292.37 1012.15 694.02 957.04 1000.62 749.14 360.79 473.29 150.49 414.73 267.74 138.517.1 Government Guarantee 235.93 11.00 368.27 138.81 156.12 91.30 217.83 2.17 71.84 139.16 129.84 0.77 134.637.2 Institutional Guarantee 220.34 241.23 156.18 153.57 439.90 318.60 698.81 127.04 233.40 334.13 117.73 250.62 266.977.3 Personal Guarantee 25.68 12.51 7.40 547.14 50.68 55.27 0.02 34.26 0.00 3.887.4 Collective Guarantee 1.07 2.02 2.72 0.00 5.297.5 Int. Rtd. Foreign Bank's Guarantee 26.97 98.00 0.287.6 Other Guarantee 50.00 0.10 43.28 0.70 985.18 33.30 614.64 32.74

8 Credit Card 135.92 41.65 109.12 72.83 13.65 10.069 Others 2684.62 515.88 5699.06 3765.05 2370.27 996.84 103.53 1018.91 364.28 57.12 296.69 46.61 160.07 610.74

Total 27457.10 36463.78 41616.46 41254.06 19123.48 35055.15 23202.07 10745.28 36269.34 19152.98 9821.23 15322.87 6636.41 13773.92 16715.44 16324.84


Sector wise credit

55


Rs. in million

1 Agricultural and Forest Related 2 Fishery Related 3 Mining Related 4 Manufacturing (Producing) Related 5 Construction 6 Electricity,Gas and Water 7 Metal Products, Mach. & Ele. Eqp. 8 Tras., Com. and Public Utilities 9 Wholesaler & Retailer

10 Finance, Insurance and Real Estate 11 Hotel or Restaurant 12 Other Services 13 Consumption Loans 14 Local Government 15 Others

TOTAL

Product wise credit1 Term Loan2 Overdraft3 Trust Receipt Loan / Import Loan4 Demand & Other Working Capital Loan5 Res. Per. H. Loan (Up to Rs. 10 mil.)6 Real Estate Loan7 Margin Nature Loan8 Hire Purchase Loan9 Deprived Sector Loan

10 Bills Purchased11 Other Product

Security wise credit1 Gold and Silver 2 Government Securities 3 Non Governmental Securities 4 Fixed Deposit Receipts

4.1 Own 4.2 Other Licences Institutions

5 Collateral of Properties 5.1 Fixed Assets 5.2 Current Assets

6 Against security of Bill 6.1 Domestic Bills 6.2 Foreign Bills

7 Against Guarantee 7.1 Government Guarantee 7.2 Institutional Guarantee 7.3 Personal Guarantee 7.4 Collective Guarantee 7.5 Int. Rtd. Foreign Bank's Guarantee 7.6 Other Guarantee

8 Credit Card 9 Others

Total


Sector wise credit SBL

AD

BNL

Glo

bal

Citi

zens

Prim

e

BOA

Sunr

ise

DCB

L

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

229.76 8430.94 50.85 80.97 271.17 71.79 29.38 192.62 155.91 303.84 104.76 8.37 271.53 13.90 54.00 19.631675.02 0.50 0.29

90.92 0.90 2.31 19.75 450.32 141.86 154.69 81.43 9.98 169.60 29.933701.74 5033.35 3973.12 2862.26 4095.35 2016.68 3549.23 2079.54 3436.93 1296.39 2732.96 2196.62 1034.18 2010.05 529.74 696.612429.31 2441.57 1084.37 743.44 1214.39 2002.96 508.53 679.10 1381.61 2013.11 155.76 481.10 269.77 279.98 372.96

650.09 5.11 18.37 895.46 747.06 507.11 101.49 3.43 147.73 286.84 312.18 290.68 61.70 29.2085.01 150.94 170.94 76.78 39.80 571.93 83.64 92.98 463.94 65.99 236.28 463.95 328.48 31.80 1.42 4.01

936.17 199.96 122.64 195.88 266.06 1817.92 447.23 1001.30 701.74 662.01 148.20 1097.49 462.17 73.82 28.282948.05 11026.12 3130.03 1249.35 2530.13 2164.04 2302.08 1265.59 1953.22 2250.08 763.58 1368.02 541.32 1210.57 447.11 67.542925.05 574.39 996.66 2678.90 2914.20 1418.23 3647.32 2504.92 1594.87 2799.57 420.11 359.07 132.23 880.29 141.64 117.07

267.04 1007.18 494.82 140.14 134.23 157.19 300.22 354.79 105.75 1010.93 261.68 372.72 109.43 312.28 7.80 394.091100.06 2475.45 375.49 655.16 551.93 390.71 638.94 564.47 771.02 1454.78 239.06 297.30 131.62 391.23 90.43 47.92

121.35 389.24 332.13 884.81 456.19 254.87 1018.74 54.45 807.96 740.22 400.17 420.01 58.49 54.60 138.00 3.16135.05 77.19

3859.44 7559.52 4105.28 2133.48 5192.32 535.32 861.35 810.46 478.46 773.12 349.92 214.56 378.02 21.98 112.51 19.7819479.04 40969.70 14857.51 12616.38 18863.15 12127.80 13642.84 9685.09 11999.14 13657.17 5822.47 7761.00 4037.85 5342.19 1923.89 1399.01

3334.47 12749.09 947.63 2718.18 1774.57 1463.76 1725.21 1458.11 1390.57 2741.95 908.65 570.60 503.32 283.81 226.45 910.024771.99 2521.29 3733.54 2447.23 4998.33 2538.09 2097.46 861.30 714.07 3701.49 1323.24 406.19 948.45 1354.17 599.59 63.20

680.73 1143.48 378.41 720.34 238.68 1311.33 550.40 610.81 135.29 570.16 909.91 293.57 638.06 236.743050.13 18224.57 4219.01 1445.77 572.87 1984.67 3123.58 2965.72 2544.85 1244.60 1971.19 3788.28 1627.85 1944.70 365.22 257.10

824.77 2021.55 395.11 413.86 810.08 671.24 518.65 122.14 805.32 536.77 119.71 91.15 47.50 57.74 188.64 12.444326.37 312.38 2506.20 2534.90 3891.17 2317.43 2801.84 2397.24 1433.22 3049.59 196.66 197.48 159.76 378.08 192.96 108.96

476.31 319.27 64.24 702.10 114.46 81.71 268.74 323.56 412.06 84.21 176.29 18.68 51.94932.38 8.09 920.04 930.54 580.05 1561.15 833.86 181.44 1165.74 999.30 221.68 874.10 173.45 92.35 60.93 20.01611.35 4883.54 400.62 442.07 579.64 406.15 430.09 296.11 373.71 440.14 122.74 163.53 103.60 117.37 9.75282.27 28.86 81.31 120.40 102.47 6.12 18.15 517.23 21.16 4.86 3.05 6.90188.29 249.21 243.75 1159.87 4113.60 729.70 713.01 565.73 2120.03 374.81 299.36 756.71 4.06 450.33 1.42 17.53

19479.04 40969.70 14857.51 12616.38 18863.15 12127.80 13642.84 9685.09 11999.14 13657.17 5822.47 7761.00 4037.85 5342.19 1923.89 1399.01

460.23 2784.90 517.03 187.27 17.500.04

15.83 95.69 59.93 743.15 114.46 365.67 423.80 99.20 37.18 27.50 18.68 51.95286.96 293.03 1.68 132.15 127.78 140.41 86.57 12.29 93.84 181.69 2.64 54.73 2.11 31.83 25.13282.74 293.03 1.66 128.35 127.78 135.96 86.57 12.29 93.84 181.69 2.64 52.95 2.11 31.83 2.17

4.23 0.02 3.80 4.45 1.78 22.9617659.61 40676.67 3080.09 10280.29 14255.06 11791.33 12139.34 9132.18 10750.93 12236.40 5291.07 7434.84 3753.37 4828.79 1846.8112246.44 40676.67 2077.90 7617.63 13833.71 8482.32 9192.74 7298.69 7744.91 12172.85 3150.63 4082.67 1095.70 3392.02 777.20

5413.17 1002.19 2662.66 421.35 3309.01 2946.60 1833.49 3006.03 63.54 2140.43 3352.17 2657.68 1436.77 1069.616.92 17.50 257.84 4.41 18.16 54.42 22.06 92.55 30.30 0.00 328.01

17.50 21.98 4.41 17.00 15.68 19.966.92 235.87 18.16 54.42 5.06 76.88 30.30 0.00 308.06

619.33 88.51 6.73 533.53 77.19 346.22 103.02 603.56 676.01 15.29 76.10 117.37135.05 6.73 117.80 77.19 52.81 34.91484.28 415.13 346.22 102.99 507.11 276.60 76.10 117.37

43.05 0.60 0.03 39.81 358.71 0.004.90 3.83 5.78 15.29

40.5622.31

890.38 11551.73 1419.21 418.72 553.70 419.45 130.67 117.20 149.73 188.65 178.77 1399.0119479.04 40969.70 14857.51 12616.38 18863.15 12127.80 13642.84 9685.09 11999.14 13657.17 5822.47 7761.00 4037.85 5342.19 1923.89 1399.01

56


Rs. in million



TOTAL









Total


Sector wise credit

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

Saha

yogi

Pash

upat

i

Karn

ali

Triv

eni

Ann

apur

na

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

ank

ar

18.33 16.33 190.59 24.08 26.92 9.26 258.08 23.35 50.02 86.83 279.64 56.93 68.09 27.95 18.60 3.15 24.134.24 2.15 2.02 0.40 1.08 0.07

21.13 12.94 11.95 1.02 7.13 3.7013.73 163.26 296.58 0.30 156.25 21.76 128.16 22.66 177.57 46.75 111.34 28.63 264.32 4.88 67.83 1115.75 29.9224.32 35.16 335.22 4.04 698.92 67.65 189.61 117.66 46.55 45.01 162.34 59.65 72.13 129.74 1286.16 83.43

1.20 14.55 9.00 1.53 2.48 0.52 376.06178.91 15.42 0.01 18.88 2.39 13.25 42.27 2.60

18.93 84.15 316.53 1.61 46.95 179.81 8.65 43.23 46.11 201.83 70.13 264.85 157.48 113.47 776.89 55.5934.76 445.65 493.13 19.74 587.08 212.06 251.56 230.78 150.52 160.85 145.03 247.73 837.58 422.98 427.36 957.06 38.3113.39 20.00 470.68 306.63 119.30 127.55 173.39 15.44 207.64 683.79 29.0713.96 35.47 284.97 151.16 18.10 37.85 1.44 18.68 228.03 0.11 75.20 84.79 6.48

8.42 50.37 249.05 58.74 30.88 52.03 32.10 143.45 52.04 16.83 281.39 12.84 79.19 508.39 20.451.92 30.54 360.11 302.57 75.71 36.48 18.86 30.52 14.62 21.37 16.68 23.77 53.46 12.93 456.25 17.55

1.50 0.2318.29 243.77 161.94 18.91 96.36 144.66 218.07 287.97 145.97 464.24 285.44 214.86 33.81 62.68 556.55 298.68

166.05 1130.13 3375.54 68.68 2406.57 715.44 1477.03 762.38 855.30 543.63 1502.78 1221.87 1954.85 786.72 1007.38 6847.12 609.96

10.20 45.17 753.04 197.07 29.55 178.85 67.64 207.60 90.12 85.78 88.48 177.38 1215.78 195.7961.84 98.58 144.66 443.23 202.53 420.64 1163.26 248.44 521.93 1313.13 202.10

1.29 787.09 863.95 1077.72 212.06 240.56 290.11 49.68 869.84 846.16 1.2017.92 35.16 4.04 122.78 61.67 42.40 98.07 41.47 98.19 57.25 186.81 66.47 133.41 380.26 63.8813.39 790.82 520.59 119.30 242.58 18.38 156.45 45.01 169.34 208.09 148.11 83.40 1525.91 29.07

2.44 105.61 287.52 64.58 0.89 0.20 45.33 90.9215.55 101.01 347.33 1.61 30.02 46.95 135.64 8.48 64.08 46.11 194.94 24.74 272.58 189.61 113.47 796.85 51.01

7.67 30.86 104.56 1.99 71.10 19.31 64.47 24.68 31.97 22.20 64.10 35.73 67.25 33.81 33.78 192.82 44.4218.09

38.19 128.40 392.14 61.04 1.17 17.37 368.97 372.20 0.86 222.71 415.76 26.22 31.07 31.18 27.42 485.29 22.50166.05 1130.13 3375.54 68.68 2406.57 715.44 1477.03 762.38 855.30 543.63 1502.78 1221.87 1954.85 786.72 1007.38 6847.12 609.96

16.00105.61 272.78 64.58 0.89

0.84 13.67 72.27 3.91 11.13 19.98 18.86 0.86 14.62 68.10 12.16 16.03 21.32 12.90 127.22 7.860.84 13.67 72.27 3.91 11.13 19.98 18.86 0.86 14.62 68.10 12.16 16.03 21.32 12.90 127.22 7.86

164.81 1093.97 3133.35 40.40 2053.59 637.01 1441.91 741.52 825.81 529.01 1126.92 1176.81 1938.82 765.40 994.49 6420.63 596.10164.81 1093.97 3133.35 40.40 2053.59 637.01 1441.66 741.52 825.81 529.01 812.61 1176.81 1938.82 765.40 994.49 6420.63 596.10

0.25 314.3118.0918.09

0.40 1.20 30.22 28.28 41.10 2.72 14.25 28.44 3.70 6.19 5.270.40 2.72 0.04 1.50 3.70

30.02 41.10 20.000.20 28.28 13.38 6.94 6.19 0.01

1.20 0.84 5.26

21.29 35.19 2.01 0.20 307.76 29.19 293.07 0.73166.05 1130.13 3375.54 68.68 2406.57 715.44 1477.03 762.38 855.30 543.63 1502.78 1221.87 1954.85 786.72 1007.38 6847.12 609.96

57


Rs. in million



TOTAL









Total


Sector wise credit

Gur

kha

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlax

mi

Exce

l

WD

BL

H &

B

Ara

niko

ND

EP

CED

BL

Mit

eri

Tina

u

Risi

ng

Muk

tina

th

Sew

a

Kank

ai

11.50 38.89 27.04 5.91 120.52 94.63 1.23 42.13 23.79 127.77 99.20 17.77 33.74 49.13 17.95 135.04 6.902.01 0.70 0.10 0.80

33.81 3.68 0.32 4.17 28.0614.48 47.60 138.78 31.90 125.78 59.00 16.09 284.33 10.01 130.05 385.23 18.49 21.98 66.06 66.72 22.9158.60 139.31 224.67 253.42 102.74 3.00 18.85 1248.28 68.31 587.87 292.81 53.10 16.68 151.30 514.73 101.74 30.21

19.26 1.28 432.6012.37 0.12 80.91 4.08 41.02 6.04 11.96 351.16 0.25 6.29 16.58

110.34 125.85 57.02 483.15 40.33 70.21 414.16 55.73 154.74 450.34 33.84 71.45 419.53 183.17 13.34180.12 320.67 573.39 166.84 538.07 398.18 120.22 1090.88 56.23 353.91 591.89 97.29 254.78 56.82 245.24 458.00 113.53890.69 49.41 185.88 120.88 493.84 16.49 422.43 693.38 32.82 57.30 5.00 33.33

34.88 52.42 28.73 26.95 46.33 16.18 136.92 7.54 118.32 78.91 9.61 13.95 0.7062.09 43.56 56.95 24.47 52.63 75.16 33.80 390.27 3.47 539.77 32.00 15.43 98.09 5.83 128.02

239.40 41.79 30.02 40.34 86.46 125.50 12.63 204.48 10.53 500.18 78.52 107.76 7.84 24.12 16.29 26.40 6.511.50 1.37

789.53 390.58 536.67 178.51 504.34 215.23 121.21 978.02 102.69 612.12 444.27 113.85 81.63 358.05 630.10 31.43 104.532425.42 1268.13 1673.39 1478.60 1530.53 1182.32 410.42 5348.46 362.22 3559.13 3930.32 502.51 649.76 716.31 1843.84 1223.81 298.63

44.96 43.49 132.32 164.13 354.51 36.29 130.23 275.68 66.83 431.89 697.08 15.63 39.95 47.91 203.22 86.35504.28 507.53 1010.52 201.34 603.93 262.11 154.87 928.20 141.33 1186.07 1138.63 97.35 354.61 141.39 197.33 379.36 147.45

332.12 13.06 211.28 555.19 12.58 1105.45 10.03 490.95 3.20 162.6258.49 114.94 60.74 253.42 102.74 53.90 18.85 610.00 42.70 176.46 236.88 37.40 149.23 489.11 137.47 28.09

933.05 103.28 247.60 142.27 15.77 63.34 686.66 11.53 641.74 704.73 32.82 60.29 5.00 25.62 47.49 12.10226.39 61.74 1.03 76.03 0.78 287.00 166.67 0.68 0.70

69.51 136.18 57.02 510.41 25.85 35.93 70.21 559.39 60.27 169.55 365.46 43.51 80.91 48.39 419.53 175.50 13.5816.67 34.29 39.75 46.10 35.32 38.02 9.68 125.33 19.80 127.59 118.54 16.99 20.53 30.34 496.55 38.27 10.72

5.70239.95 315.38 63.70 160.92 181.14 136.51 14.00 976.04 8.94 538.84 11.39 255.60 92.79 341.96 167.79 79.18 0.35

2425.42 1268.13 1673.39 1478.60 1530.53 1182.32 410.42 5348.46 362.22 3559.13 3930.32 502.51 649.76 716.31 1843.84 1223.81 298.63

13.82 87.34 1.26 142.16 89.23 8.11 0.13

226.39 1.03 1.74 273.56 168.6713.01 17.59 30.02 13.07 60.62 17.12 12.62 103.31 3.22 54.64 35.49 6.78 5.07 16.01 16.29 12.81 0.2613.01 17.59 30.02 13.07 60.62 17.12 12.62 103.13 3.22 54.64 35.49 6.78 5.07 16.01 16.29 12.81 0.26

0.182172.76 1236.73 1581.50 1465.53 1469.92 1072.58 397.80 4903.45 357.76 2918.19 3427.48 406.50 633.60 692.19 1331.00 1208.62 298.242172.76 1236.73 1581.50 1465.53 1469.92 1072.58 397.80 4876.99 357.76 2915.92 3310.72 406.50 633.60 692.19 1331.00 1208.62 298.24

26.46 2.27 116.765.705.70

0.12 21.36 0.08 5.53 79.76 11.09 496.55 2.3815.88 1.37

0.12 9.00 0.19 63.88 10.78 0.212.36 0.08 5.34 0.31 496.55

0.8110.00

13.26 61.74 4.26 311.64 1.15 165.06 218.932425.42 1268.13 1673.39 1478.60 1530.53 1182.32 410.42 5348.46 362.22 3559.13 3930.32 502.51 649.76 716.31 1843.84 1223.81 298.63

58


Rs. in million



TOTAL









Total


Sector wise credit

Publ

ic

Mah

akal

i

Ace

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alp

ine

Nilg

iri

Kast

ham

anda

p

Gar

ima

City

Bish

ow

Prof

essi

ona

l

Kabe

li

26.70 9.01 76.63 2.45 3.54 1.11 5.22 30.20 35.19 43.06 3.48 52.15 21.29 38.94 25.08 4.432.62 7.15

1.00 2.4662.37 5.55 613.33 82.56 19.03 76.56 6.66 277.72 32.97 43.24 18.58 0.17

105.36 22.89 642.41 26.67 158.29 220.85 19.59 13.93 44.86 226.83 197.82 381.71 187.30 7.54 14.84173.13 1.01 0.98 83.54

16.84 69.44 14.21 3.61 10.43 29.69 55.19 0.0668.56 14.56 318.67 17.10 227.51 204.40 38.26 0.40 43.19 25.99 201.40 240.41 397.12 14.91 9.2876.45 42.10 651.10 59.61 378.45 112.14 140.53 111.58 246.00 105.83 75.62 419.42 179.15 204.66 44.11 25.4674.59 701.15 111.37 42.92 58.90 78.45 3.15 615.84 80.69 39.29

7.60 2.99 96.93 5.86 69.90 5.53 6.77 20.54 0.90 195.91 57.41 115.18 5.5316.75 153.89 5.61 111.99 6.31 15.00 12.16 152.44 58.15 128.25 890.53 3.87 4.5227.51 22.79 104.68 1.23 118.98 2.26 18.09 8.87 114.27 6.95 52.57 3.57 119.68 131.65 412.27 8.04 104.65

15.16 2.04 1.97 3.58 0.034.96 54.84 686.78 44.27 508.21 10.94 87.43 41.03 385.44 164.30 148.18 237.14 441.84 27.47 66.19 43.07 14.29

490.31 174.74 4310.44 162.80 1786.00 551.70 282.71 335.23 1004.74 451.31 309.00 2501.69 1429.44 1562.68 1556.28 165.20 183.24

21.59 660.71 56.93 220.54 25.82 21.58 171.95 47.04 287.79 278.75 343.29 321.69 7.65197.40 35.84 1553.17 53.83 257.70 146.06 245.30 372.70 91.15 86.39 1108.61 398.94 247.31 473.69

1.70 47.65 106.95 548.67 125.23 85.54 9.50 262.25 66.25 115.45 16.52 54.13 44.6592.03 22.89 328.24 26.67 140.61 13.51 9.79 57.25 60.62 20.17 187.20 179.91 296.71 161.80 7.54 10.3959.22 942.34 133.91 174.85 21.20 32.69 17.83 3.15 551.11 101.97 39.89 110.15

4.78 129.98 1.98 8.66 0.60 19.27 21.6173.91 35.63 305.99 17.10 343.63 203.70 15.90 28.16 99.82 86.51 25.99 144.34 272.64 455.54 209.29 19.17 9.9216.68 5.52 119.70 4.30 66.05 19.84 11.30 10.42 29.86 15.96 7.20 76.31 99.48 52.97 66.19 4.22 3.85

0.6023.00 27.21 163.37 3.96 72.92 2.26 10.39 2.20 128.61 6.69 52.80 11.02 81.25 105.36 213.48 80.14 106.77

490.31 174.74 4310.44 162.80 1786.00 551.70 282.71 335.23 1004.74 451.31 309.00 2501.69 1429.44 1562.68 1556.28 165.20 183.24

8.59 45.51 61.51 53.27 170.43 102.670.07

135.34 1.98 21.6110.17 1.72 67.63 1.23 38.90 2.26 2.19 8.66 22.08 6.69 7.06 28.99 14.10 22.49 27.07 2.85 0.6110.17 1.72 67.63 1.23 38.90 2.26 2.19 8.66 22.08 6.69 7.06 28.99 14.10 22.49 27.07 2.85 0.61

475.65 173.02 3988.48 161.57 1679.70 549.44 280.52 324.53 970.80 428.05 256.42 2360.76 1254.40 1437.63 1292.59 162.35 79.96475.65 173.02 3988.48 161.57 1679.70 549.44 280.52 324.53 970.80 428.05 256.42 2360.76 1254.40 1437.63 1292.59 162.35 79.96

0.600.60

118.93 56.83 2.04 11.86 14.00 92.06 99.44 27.67 66.1915.16 2.04 11.86 4.07 2.69

103.27 76.310.50 15.76 5.82

56.83 14.00 99.44 17.78 63.50

4.49 2.57 19.27490.31 174.74 4310.44 162.80 1786.00 551.70 282.71 335.23 1004.74 451.31 309.00 2501.69 1429.44 1562.68 1556.28 165.20 183.24

59


Rs. in million



TOTAL









Total


Sector wise credit

Kam

ana

Corp

orat

e

Path

ibha

ra

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

Inno

vati

ve

37.36 92.18 6.68 17.39 46.35 10.12 6.90 12.33 28.72 32.64 12.49 4.20 4.24 7.79 16.19 13.822.26 0.73 3.88

12.1234.68 191.69 17.20 48.01 185.00 9.33 4.12 76.45 2.25 5.93 26.59 3.40 43.15 60.11

225.85 85.14 76.45 11.78 416.15 26.03 8.60 6.82 103.54 53.43 13.57 33.41 46.65 17.93 23.53 42.62141.54 4.55 0.46 2.30

12.42 9.14 50.52 1.84 1.28 14.72191.45 85.01 0.29 63.86 399.83 5.89 117.71 24.68 25.38 32.48 6.23 25.42 67.26127.29 155.00 250.22 108.15 251.44 27.67 86.49 39.98 369.77 75.57 21.71 49.48 111.56 25.94 117.11 54.38

71.21 147.54 2.90 30.08 172.25 24.52 119.01 0.62 50.65 7.00 13.75 4.7240.84 28.76 2.20 1.44 60.16 2.61 8.84 1.98 1.00 2.17 3.85 2.00 7.20 3.2881.83 16.07 13.49 27.15 111.36 3.09 74.08 21.87 0.55 15.35 1.51 7.64 7.6688.73 32.96 88.60 8.22 47.60 2.90 27.26 0.67 100.19 13.44 9.80 3.88 2.37 3.09 16.88 20.14

4.6093.80 106.66 162.20 132.98 745.01 19.27 36.61 70.89 251.16 60.16 14.32 20.73 107.23 29.85 62.75 28.85

1007.72 950.15 620.23 449.07 2643.93 95.30 196.28 140.51 1250.21 288.46 73.44 151.02 400.95 105.19 333.64 323.75

186.76 32.28 349.96 5.89 47.68 70.34 3.90 10.48 17.06 43.90 11.81 44.80297.85 272.87 222.84 62.09 536.61 29.91 165.10 0.40 70.99 27.42 190.47 62.00

137.07 70.89 2.17209.41 72.47 393.54 63.26 59.99 484.64 82.62 36.15 51.96 39.59 47.78 50.95

161.92 53.14 76.45 9.15 256.33 25.48 5.10 73.54 53.43 12.34 28.50 46.15 10.73 13.45 24.4837.62 117.58 2.90 30.08 314.61 6.82 149.01 4.90 50.65 7.00 12.00 14.51

1.45 10.18 113.30 8.53 14.70 15.60 0.50218.37 98.48 48.64 66.81 338.51 2.10 24.89 1.79 191.71 37.56 9.60 27.97 32.48 6.59 40.00 82.56

31.75 23.58 15.56 28.83 96.38 3.66 6.70 8.76 25.23 6.94 3.46 7.94 10.20 2.89 10.18 14.562.50 0.10

72.00 130.13 181.37 115.05 244.59 0.80 63.80 4.58 82.11 104.02 11.51 2.38 118.24 6.66 7.44 29.901007.72 950.15 620.23 449.07 2643.93 95.30 196.28 140.51 1250.21 288.46 73.44 151.02 400.95 105.19 333.64 323.75

45.23 35.70

113.30 0.5017.42 16.35 4.55 3.63 10.20 0.80 2.37 0.67 17.66 0.56 0.20 2.37 0.94 3.55 2.8417.42 16.35 4.55 3.63 10.20 0.80 2.37 0.67 17.66 0.56 0.20 2.37 0.94 1.80 2.84

1.75932.75 913.59 579.45 445.45 2455.60 94.50 193.91 139.84 1198.79 287.90 73.24 146.00 382.98 102.99 329.59 320.91932.75 913.59 579.45 445.45 2424.19 94.50 193.91 139.84 1198.79 287.90 73.24 146.00 382.98 102.99 329.59 320.91

31.402.502.50

5.87 0.10 62.55 25.23 5.02 1.254.608.81 13.70

5.87 0.10 48.62 0.770.52 11.53 4.25 1.25

6.45 17.62 0.53 2.28 8.53 15.601007.72 950.15 620.23 449.07 2643.93 95.30 196.28 140.51 1250.21 288.46 73.44 151.02 400.95 105.19 333.64 323.75

60


Rs. in million



TOTAL









Total


Sector wise credit

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

Soci

al

NCD

BL

Cosm

os

Man

aslu

1.24 3.34 8.14 18.31 10.81 0.57 19.42 35.08 2.11 1.37 1.46 2.22 6.67 3.440.08

6.99 7.404.71 105.93 1.12 13.13 25.94 11.72 209.72 36.40 0.20 0.14 14.50 4.74 17.14 33.81 0.37 0.406.63 88.03 252.67 11.88 11.27 43.20 6.12 196.28 55.76 2.26 0.65 20.32 0.93 35.36 23.24 1.93 19.76

18.25 0.60 41.46 0.4012.56 228.19 1.31 12.45 2.34 21.91 2.14 2.99 1.00 19.97 3.78

17.81 117.12 231.45 11.19 92.69 0.85 84.18 41.47 7.72 0.89 97.38 4.66 7.24 20.9437.37 163.82 240.55 28.92 61.65 35.41 25.54 300.99 114.83 18.42 1.04 85.68 40.72 82.93 54.78 14.16 28.69

53.32 486.01 23.82 7.50 19.75 9.74 11.70 22.002.50 54.52 4.00 10.46 1.30 161.53 5.40 1.04 0.55 4.80 0.61 178.87 20.10 0.380.27 6.00 32.27 1.75 8.10 20.42 3.63 51.70 20.67 0.20 0.15 1.09 1.58 6.08 7.77 13.01 5.21

31.97 44.33 254.27 9.31 5.01 38.67 6.35 67.14 0.77 4.84 9.00 18.34 0.06 74.91 8.63 6.14 48.76

26.54 25.03 144.31 1.00 3.26 102.09 7.62 198.41 40.14 9.56 26.66 33.14 10.87 114.41 49.81 2.09 17.11129.12 513.55 2063.55 84.77 153.50 376.94 66.08 1372.47 369.81 49.35 40.45 288.41 63.11 551.68 213.25 44.94 144.69

18.90 27.54 247.28 21.13 79.77 30.42 39.96 153.24 5.87 64.06 0.28 133.93 2.93 20.61 6.8718.94 144.54 487.50 14.47 13.65 100.74 30.08 732.13 120.29 27.34 0.63 75.21 3.84 253.76 75.98 3.90 10.43

25.05 0.34 255.62 36.98 16.38 123.63 1.20 26.90 55.16 4.59 16.676.63 75.42 8.95 22.73 6.12 140.14 45.93 2.26 0.65 5.36 18.11 1.93 19.76

53.32 487.03 9.30 17.69 97.48 6.35 29.52 52.136.75 35.77 7.51 74.55

18.03 148.02 277.50 13.38 3.00 103.59 1.13 190.81 16.91 10.56 0.89 97.38 14.52 16.94 13.38 22.233.06 13.33 57.60 1.78 7.88 11.34 0.93 33.38 10.70 1.32 0.85 2.80 1.49 17.07 10.79 1.19 2.84

38.50 51.04 235.33 24.73 31.50 35.37 11.44 7.43 15.18 2.01 10.54 19.44 2.35 0.36 83.91 3.94 65.89129.12 513.55 2063.55 84.77 153.50 376.94 66.08 1372.47 369.81 49.35 40.45 288.41 63.11 551.68 213.25 44.94 144.69

28.88 4.81 5.43 4.48 34.65 16.45 47.28

6.75 0.29 22.73 7.51 74.550.72 9.63 235.33 0.09 1.01 5.43 0.78 4.12 2.52 2.01 0.31 1.89 0.36 0.99 0.190.72 9.63 235.33 0.09 1.01 5.43 0.78 4.12 2.52 2.01 0.31 1.89 0.36 0.99 0.19

99.52 503.64 1689.46 79.58 150.84 335.85 54.89 1342.60 360.98 47.34 5.34 270.07 63.11 462.77 208.33 44.94 97.2299.52 503.64 1689.46 79.58 150.84 335.85 54.89 1342.13 360.98 47.34 5.34 270.07 63.11 462.77 208.33 44.94 97.22

0.48

0.28 57.60 1.65 7.50 18.25 6.31 0.17 14.005.10

52.50 7.50 15.00 0.50 14.000.28 0.48 5.44

1.65 2.77

0.38 0.17

74.42 5.94 3.93129.12 513.55 2063.55 84.77 153.50 376.94 66.08 1372.47 369.81 49.35 40.45 288.41 63.11 551.68 213.25 44.94 144.69

61


Rs. in million



TOTAL









Total


Sector wise credit

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

Nep

al

Aaw

as

Nep

al

Fina

nce

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFC

L

NSM

FL

Peop

les

Mer

chan

til

e

Kath

man

du

Him

alay

a

Uni

on

Gor

kha

Pasc

him

anc

hal

NH

MFL

17.62 2.00 1.59 34.80 1.88 80.25 7.11 42.53 16.63 12.61 8.74 9.67 165.26 75.470.40 2.00 0.230.80 2.50 53.81 9.30 2.803.48 7.10 21.69 50.12 181.68 262.54 128.91 85.19 112.30 2.76 104.76 107.436.20 4.15 411.70 107.84 86.67 407.51 620.49 1959.63 339.08 2.78 59.92 202.42 265.14 61.25 103.34 208.18

28.56 5.90 25.55 1.50 0.389.31 2.00 16.67 158.67 3.45 64.99 0.08 2.70 10.77

5.63 14.66 3.71 57.76 98.00 837.73 6.11 2.41 22.48 10.15 87.01 30.68 137.86 118.8131.95 1.35 225.81 426.50 291.77 462.19 169.02 123.77 6.53 46.55 383.64 14.99 19.54 268.21 125.70

1.00 191.88 290.45 378.15 509.72 33.38 89.78 59.32 69.27 388.1212.00 38.49 84.70 25.68 228.82 39.94 97.00 10.81 7.50 20.36 34.32

2.19 9.32 9.35 5.58 107.10 112.44 297.93 2.30 34.16 2.72 26.91 80.213.49 12.00 0.72 39.40 78.66 189.39 92.06 129.69 119.23 38.24 35.23 102.85 103.95 121.76 34.87 74.21 156.74

33.18 13.609.59 5.10 3.64 126.63 19.24 1082.67 307.84 912.29 32.44 99.54 22.83 167.21 138.09 316.78 202.82

94.36 64.99 5.95 451.10 675.54 1124.12 2675.84 3505.66 4247.48 788.55 67.02 380.88 721.58 977.82 356.81 1300.70 1511.75

8.77 1.10 330.31 114.70 403.90 474.60 236.00 6.23 85.77 261.23 593.88 357.526.23 26.49 1.54 712.32

16.22 361.21 204.77 494.28 810.07 99.54 383.64 141.35 152.99 246.2313.33 4.15 350.80 74.69 124.05 340.78 568.01 419.18 26.32 59.92 170.92 144.66 57.36 63.23 162.11

44.30 33.15 201.59 275.43 374.93 2086.86 462.04 1.60 33.38 31.50 142.12 76.89 106.39 407.4644.77 123.90 48.68 9.22 67.22 17.75 76.23 56.60 26.35 4.24 36.39

6.80 19.25 0.72 3.81 53.72 115.94 906.28 296.84 11.01 22.48 10.15 18.70 108.88 30.68 135.06 118.812.04 0.42 0.59 16.60 18.54 16.68 60.66 81.08 95.92 16.63 1.48 13.60 22.83 24.32 9.83 41.98 30.76

40.96 14.68 3.10 39.40 138.26 69.09 1225.37 352.17 94.53 18.82 35.23 2.30 93.99 98.64 2.72 109.68 398.7194.36 64.99 5.95 451.10 675.54 1124.12 2675.84 3505.66 4247.48 788.55 67.02 380.88 721.58 977.82 356.81 1300.70 1511.75

7.41 6.56

9.22 67.22 17.75 76.23 56.60 26.350.21 39.40 28.83 65.49 77.99 61.14 52.01 11.89 35.23 26.62 81.02 30.16 8.52 22.48 122.050.21 39.40 28.83 65.49 77.99 61.14 52.01 11.89 35.23 26.62 81.02 30.16 8.52 22.48 122.05

94.15 53.68 2.31 411.70 584.33 934.73 2524.15 3396.23 4032.57 758.90 30.44 278.04 617.72 848.05 321.94 1271.64 1304.0694.15 52.69 0.72 411.70 584.33 934.73 2524.15 3396.23 4032.57 758.90 30.44 278.04 617.72 848.05 321.94 1271.64 1304.06

0.99 1.59

0.42 38.15 95.68 0.08 43.01 0.0213.15 33.18 3.25

0.42 25.00 20.660.08 19.10

0.02

62.50

3.48 3.64 62.38 123.90 73.71 0.92 0.02 1.28 22.83 85.6494.36 64.99 5.95 451.10 675.54 1124.12 2675.84 3505.66 4247.48 788.55 67.02 380.88 721.58 977.82 356.81 1300.70 1511.75

62


Rs. in million



TOTAL









Total


Sector wise credit

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

Inve

sta

Yeti

Stan

dard

ILFC

O

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

Prog

ress

ive

Alp

ic

Ever

est

36.62 74.10 54.29 5.28 1.91 6.12 7.54 2.25 11.23 2.28 2.84 0.76 5.73 47.052.00 0.40 0.67

42.00 1.33 6.40 6.40 3.95 0.00144.36 119.90 197.75 159.79 147.06 686.74 291.02 138.15 4.77 22.05 28.42 25.72 124.82211.81 369.81 112.01 193.80 275.68 3.66 59.73 130.21 76.42 554.59 91.35 36.24 810.98 177.11 12.67 118.14

1.45 108.50 2.480.02 47.64 1.32 10.35 4.40 4.47 166.76 9.36 304.49 0.50 7.28

16.63 103.53 96.76 43.59 173.94 34.43 53.81 582.19 954.03 188.73 29.42 15.74 52.25 38.51145.54 548.76 386.58 234.72 267.50 197.08 286.67 169.65 306.34 524.93 32.13 15.25 360.54 5.21 48.40137.24 88.47 116.26 71.54 237.72 338.32 34.30 749.99 89.39 69.47 126.71131.87 56.51 182.74 33.30 265.55 11.90 71.29 0.58 9.56

70.61 33.60 16.73 193.41 159.71 39.81 105.77 614.31 33.51 202.35 0.61 30.59 6.48 44.9436.30 75.79 44.10 72.65 50.71 0.88 142.12 47.48 58.64 68.21 167.95 9.70 923.86 20.12 32.28 20.10

4.0245.27 38.85 133.83 0.15 145.66 0.37 169.69 320.99 123.32 432.96 132.63 18.58 71.35 331.67 30.90 131.59

1019.71 1292.08 909.90 1136.66 1548.95 41.25 924.67 2785.81 2813.01 1855.47 1873.15 133.13 2256.55 949.21 241.79 724.27

536.59 429.64 264.55 58.92 457.44 833.20 268.82 524.93 39.18 0.97 18.98

498.65 360.29 827.32 560.76 772.36 270.05 485.47 3.95 57.26 39.05 294.77306.08 78.86 149.17 69.61 29.02 89.11 48.10 242.82 91.35 582.93 14.31 65.58

345.79 319.97 33.15 131.87 311.85 71.54 340.79 590.12 381.48 749.99 36.24 76.04 177.11 27.25 169.1112.04 38.85 11.48 49.09 4.24 13.11 134.16 29.53 76.48 33.86 8.16 88.75 13.28 25.29 5.5218.49 120.81 96.76 37.51 122.36 118.08 180.91 937.67 194.95 37.27 29.42 974.95 22.57 52.25 49.1825.47 43.13 21.76 27.38 25.00 22.98 66.68 46.25 46.85 39.91 4.67 57.83 10.44 7.32 37.35

4.4081.33 33.60 169.25 116.80 188.56 50.24 739.96 58.09 158.59 391.88 15.45 417.82 725.81 57.33 102.75

1019.71 1292.08 909.90 1136.66 1548.95 924.67 2785.81 2813.01 1855.47 1873.15 133.13 2256.55 949.21 241.79 724.27

49.09 140.92 29.53 33.86 12.89 0.39 13.28 25.2920.76 75.79 44.10 23.56 47.16 47.51 418.87 58.24 68.21 96.82 9.70 120.90 20.12 7.00 8.9320.76 75.79 44.10 23.56 47.16 47.51 410.47 58.20 68.21 96.82 9.70 120.90 20.12 7.00 8.93

8.40 0.04966.25 1129.81 865.80 1063.81 1456.61 40.89 864.04 2173.70 2664.32 1680.16 1407.50 110.53 1987.41 915.81 163.47 702.45966.25 1129.81 865.80 1063.81 1456.61 38.98 864.04 2173.70 2664.32 1653.28 878.61 110.53 1987.41 915.81 163.47 702.45

1.91 26.88 528.88

22.70 47.64 0.20 25.00 50.61 29.80 0.28 55.07 19.95 7.379.97 15.25 4.02

25.00 50.61 14.00 0.02 53.80 3.970.83 0.20 0.55 0.26 1.27 15.98 3.35

11.89 47.64

10.00 38.85 20.18 0.37 13.11 1.72 31.12 106.82 334.98 92.79 26.09 5.521019.71 1292.08 909.90 1136.66 1548.95 41.25 924.67 2785.81 2813.01 1855.47 1873.15 133.13 2256.55 949.21 241.79 724.27

63


Rs. in million



TOTAL









Total


Sector wise credit

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Aru

n

Mul

tipu

rpo

se

Butw

al

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

Pata

n

40.97 5.66 32.52 19.40 21.12 19.92 0.51 12.81 0.29 390.31 8.58 0.49 7.490.80 0.15

0.35 12.12 31.13 0.30 29.48228.36 66.55 125.45 129.45 159.08 4.15 92.04 70.48 12.31 59.67 981.68 262.95 18.50 26.49

18.52 149.43 83.37 121.66 144.76 48.79 21.29 56.29 20.04 247.57 73.26 58.10 22.95 474.08 156.49 224.45 84.612.00 16.14 2.20 0.955.34 4.35 50.73 12.32 33.72 0.65 12.06 16.21 3.69 0.507.07 69.39 70.25 134.68 204.50 198.08 62.37 43.57 24.76 54.02 33.56

252.23 227.67 424.36 723.47 94.89 50.00 22.45 158.81 68.56 551.61 3.84 83.39 197.61 132.37 0.82 12.03124.47 36.06 205.84 248.85 162.30 230.85 222.27 7.50 271.83 13.43 411.05 92.67 27.95

62.85 19.94 68.64 4.40 20.75 22.60 12.99 59.98 7.73 100.60 17.70 1.73 0.4124.05 67.05 66.82 37.62 0.72 0.13 13.85 188.42 12.24 10.16 23.00 36.92 6.78 2.64 15.45 12.8034.71 51.08 10.75 97.06 28.07 10.43 19.86 68.70 10.57 224.67 37.09 51.23 277.66 33.16 49.34 109.36 83.89

1.52 2.18 127.90 1.3717.35 36.13 274.49 31.37 47.79 2.84 73.68 56.07 547.56 196.91 264.95 991.23 456.60 587.10 208.50 103.71

819.80 656.10 1334.76 1468.47 984.65 211.45 105.56 1175.40 167.98 2145.19 416.92 877.82 3020.31 963.84 1727.92 709.21 359.87

1.50 294.22 210.06 10.62 57.11 55.22 497.95 68.56 832.30 17.59 189.82 1468.83 690.27 68.71 156.16

650.27 618.45 941.25 417.62 86.51 109.15 87.25 133.19 306.07 40.26 510.54 69.5712.99 149.43 124.46 183.39 36.29 21.29 112.84 48.14 74.88 0.67 13.06 92.00 166.83 46.66

111.24 36.06 288.94 248.85 214.92 12.50 230.85 20.04 310.49 17.50 271.83 770.45 207.27 421.46 138.84 30.7518.01 41.67 18.70 9.70 31.67 4.05 17.25 12.43 14.65 37.00 36.61 60.75

5.50 8.46 69.39 70.25 45.39 7.46 8.21 124.16 5.45 191.93 25.79 56.42 46.09 8.92 46.66 19.66 6.5420.28 15.64 31.02 31.37 24.66 4.36 2.84 34.88 4.79 53.14 12.82 11.59 12.00 17.12 40.88 18.27 5.15

3.80152.29 116.90 22.86 54.64 18.00 33.91 69.14 705.15 163.84 201.87 389.18 510.67 172.83 136.65

819.80 656.10 1334.76 1468.47 984.65 211.45 105.56 1175.40 167.98 2145.19 416.92 877.82 3020.31 963.84 1727.92 709.21 359.87

138.29 3.953.11

18.01 41.67 18.70 4.05 12.24 14.65 37.00 62.7516.70 39.62 10.75 55.39 5.16 2.95 11.65 68.70 5.12 65.05 22.42 26.51 237.06 21.14 12.34 53.09 17.5816.70 39.62 10.75 55.39 5.16 2.95 11.65 68.70 5.12 65.05 22.42 26.51 237.06 21.14 12.34 53.09 17.58

773.70 611.29 1324.01 1371.41 943.95 160.72 93.91 1106.71 25.49 1937.79 364.33 798.47 2755.65 934.53 1625.89 612.30 265.47773.70 611.29 1324.01 1371.41 943.95 160.72 93.91 1106.71 25.49 1937.79 364.33 798.47 2755.65 934.53 1625.89 612.30 265.44

0.03

16.83 0.11 21.93 12.00 42.46 5.972.00

14.00 0.11 8.86 12.00 38.64 2.510.83 13.07 3.82 3.46

11.38 5.19 47.79 137.37 30.07 18.67 0.95 5.07 10.22 43.82 4.15819.79 656.10 1334.76 1468.47 984.65 211.45 105.56 1175.40 167.98 2145.19 416.92 877.82 3020.31 963.84 1727.92 709.21 359.87

64


Rs. in million



TOTAL









Total


Sector wise credit

Few

a

Ever

est

Prud

enti

al

ICFC

IME

Saga

rmat

ha

Shik

har

Civi

l

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bu

ddha

17.98 5.83 12.87 5.89 48.73 67.66 27.10 104.97 1.10 3.48 0.72 5.67 0.842.20 1.57

2.00 6.50 4.9899.84 7.61 40.94 257.28 261.30 41.99 58.98 208.56 67.05 24.50 32.17 16.32 31.08

358.95 58.40 31.60 153.17 398.98 63.71 21.79 11.94 282.39 53.99 75.40 38.03 52.17 4.43 4.59 221.10 56.766.77 1.50 13.80 42.10

23.32 0.05 72.97 33.30 20.68 7.99 7.21 9.50 5.38 6.82484.90 129.07 40.15 20.91 56.78 188.10 7.18 234.82 187.14 50.36 13.34 77.10 47.96 76.77 60.75362.81 0.82 128.96 409.54 561.26 105.64 107.96 1.00 325.94 119.12 112.54 41.40 246.56 72.42 9.89 298.64 61.58

13.31 0.54 177.88 627.21 562.85 91.83 185.67 110.08 955.97 92.14 360.40 38.35 54.42 125.29 38.36 20.4098.99 37.71 155.49 232.16 6.86 1.30 350.44 3.35 6.69 2.10 23.0765.97 0.02 76.61 63.11 214.24 50.29 12.30 2.31 187.46 10.50 83.19 10.90 0.90 8.67 75.93 28.55 0.2552.21 15.45 85.88 115.51 190.16 78.51 22.96 12.58 323.52 26.63 78.48 16.41 111.95 5.71 4.72 96.44 11.78

1.30315.18 45.85 394.75 578.54 1245.14 348.34 195.42 83.55 988.97 190.98 307.85 188.98 345.74 27.79 168.53 496.89 134.59

1895.67 265.22 1100.32 2421.95 3799.05 1052.41 640.66 456.27 3936.37 626.79 1065.14 460.19 812.47 141.01 445.83 1256.76 443.20

102.46 42.21 746.17 0.87 151.69 23.26 0.04 38.77 19.05 212.37 316.03 1.69 25.96 2.00 16.28

605.84 1483.57 1263.45 247.85 225.04 294.16 1622.26 355.75 264.97 46.20 234.90 109.76 216.36 234.21 163.63115.48 6.03 105.44 205.96 63.51 8.02 16.44 76.93 37.99 66.99 36.99 42.48 4.43 79.60 30.71193.54 58.40 163.96 500.34 694.28 86.58 199.44 110.11 743.24 93.95 211.03 56.07 64.12 117.28 144.93 30.95

64.21 130.97 101.67 82.65 6.79 10.77 75.66 46.41 21.77 4.10 22.97 11.08 71.46 26.08474.76 129.07 52.01 72.52 65.72 190.69 16.75 12.92 389.19 54.32 38.54 83.15 27.43 4.03 56.96 93.08 60.75

48.07 35.53 31.19 55.73 94.19 28.94 12.83 9.53 101.57 14.19 5.33 11.93 19.12 3.59 12.60 45.80 9.761.50 19.98 2.60

355.53 35.25 72.52 1222.11 328.93 171.78 2.31 868.77 24.18 434.85 9.37 85.42 17.51 5.58 585.68 105.031895.67 265.22 1100.32 2421.95 3799.05 1052.41 640.66 456.27 3936.37 626.79 1065.14 460.19 812.47 141.01 445.83 1256.76 443.20

4.98 77.431.15 4.85

64.21 84.15 6.70 19.12 4.10 26.0836.30 21.93 12.72 59.39 37.82 23.73 6.60 8.28 30.14 24.07 31.67 6.26 7.08 3.14 4.72 8.67 13.7036.30 21.93 12.72 59.39 37.82 23.73 6.60 8.28 30.14 24.07 31.67 6.26 7.08 3.14 4.72 8.67 13.70

1859.37 243.02 991.96 2164.13 3726.23 930.15 616.43 407.92 3503.33 542.12 1001.67 440.03 727.96 137.87 401.82 675.31 393.661859.37 243.02 991.96 2164.13 3726.23 930.15 616.43 407.92 3503.33 542.12 1001.57 440.03 727.96 137.87 401.82 675.31 393.66

0.100.090.09

0.24 32.43 35.00 9.20 2.19 26.62 199.26 4.45 28.21 9.760.26

5.00 35.00 7.20 30.72 0.81 12.60 9.500.24 27.06 2.00 2.19 19.74 162.10 3.64 15.61

0.37 6.45

6.89

0.27 31.19 164.86 0.34 8.65 13.45 198.66 60.60 8.23 9.80 11.08 572.771895.67 265.22 1100.32 2421.95 3799.05 1052.41 640.66 456.27 3936.37 626.79 1065.14 460.19 812.47 141.01 445.83 1256.76 443.20

65


Rs. in million



TOTAL









Total


Sector wise credit

Swas

tik

Api

Nam

aste

Kask

i

Sury

adar

shan

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

0.34 1.99 24.00 14.88 7.50 12.15 2.99 7.44 2.00 0.14 3.100.72

4.00 0.5012.51 0.70 51.90 10.70 77.85 23.96 34.54 22.39 3.10 29.11 13.09 0.15 14.18

122.86 62.62 12.60 192.80 84.60 53.37 36.52 79.44 36.75 26.10 135.25 11.40 1.20 17.96

2.00 1.70 9.67 31.87 17.21134.23 3.14 241.14 28.18 19.18 93.40 50.11 56.26 17.68 178.11 2.99

43.84 169.62 8.38 204.02 23.79 65.85 49.18 81.57 52.29 70.86 64.01 68.88 18.50 37.891.03 43.64 49.99 117.01 9.70 72.14 8.85 9.69 23.03 5.30 6.400.73 3.30 4.00 32.61 14.80 10.92 6.49 4.92 2.50 0.80

60.17 7.68 1.18 2.44 82.41 22.23 0.81 31.16 34.49 1.97 2.95 20.20 10.95 1.1034.24 25.53 2.13 10.66 51.02 86.68 14.58 7.36 67.35 49.51 24.28 103.10 5.00 4.25

1.409.22 106.90 33.11 231.87 86.54 238.46 193.38 227.87 191.95 95.39 110.22 46.10 39.33 12.58

270.33 519.42 67.72 1005.77 426.93 739.71 429.04 642.99 484.24 288.23 589.08 273.07 84.17 91.86

13.56 9.51 115.99 47.80 14.82 1.49 23.36 7.00

57.03 271.49 246.41 88.32 185.51 124.28 357.66 187.07 85.00 83.47 24.60 59.8728.08 51.90 12.54 169.82 58.19 28.59 44.16 17.05 25.91 134.08 11.7817.64 10.72 1.03 66.62 64.77 121.54 94.57 102.43 62.91 5.69 11.38 11.40 6.4028.50 33.24 66.16 9.45 53.01 46.18 31.01 8.18 11.94 2.8056.40 141.40 3.30 241.14 50.05 28.09 65.80 45.61 60.14 27.83 197.15 90.10 1.88 8.70

6.40 14.17 2.08 24.00 10.61 15.61 9.99 16.60 11.96 6.84 22.33 8.15 0.29

76.27 29.74 35.22 248.27 5.75 275.00 96.36 8.71 98.94 104.47 215.96 44.66 48.19 4.51270.33 519.42 67.72 1005.77 426.93 739.71 429.04 642.99 484.24 288.23 589.08 273.07 84.17 91.86

1.09

24.70 33.24 66.165.74 17.27 0.99 10.66 5.75 12.86 14.96 8.09 31.65 5.76 0.41 1.70 0.32 0.415.74 17.27 0.99 10.66 5.75 12.86 14.96 8.09 31.65 5.76 0.41 1.70 0.32 0.41

234.07 501.06 66.63 985.68 376.57 651.29 387.92 551.24 406.41 237.22 552.70 249.38 80.76 91.35234.07 501.06 66.63 985.68 376.57 651.29 387.92 544.04 406.41 237.22 552.70 249.38 80.76 91.35

7.20

1.00 9.43 6.36 9.40 14.14 21.95 18.44 0.101.60 1.74 1.40

4.63 8.00 4.00 18.06 5.301.00 9.30 3.89 1.50 0.10

7.83 0.84

11.64

4.82 0.10 5.00 26.15 83.66 46.18 31.11 14.03 3.55 3.09270.33 519.42 67.72 1005.77 426.93 739.71 429.04 642.99 484.24 288.23 589.08 273.07 84.17 91.86

66

Mid-Dec Mid-Jan2009 2010 2011 2011 2012 ColumnColum Column Column

1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 1,939.8 2,174.7 2,408.8 3,359.4 2,231.0 12.1 10.8 39.5 (33.6) a. Paid-up Capital 1,098.9 1,272.7 1,546.3 1,266.9 1,121.4 15.8 21.5 (18.1) (11.5) b. Statutory Reserves 148.2 162.9 245.6 241.1 204.2 10.0 50.7 (1.8) (15.3)

c. Retained Earning 85.9 125.2 (25.6) 323.7 300.0 45.8 (120.4) (1365.9) (7.3)d. Others Reserves 606.9 613.8 642.5 1,527.7 605.3 1.1 4.7 137.8 (60.4)

2 BORROWINGS 8,972.9 10,753.8 13,037.6 10,860.8 10,635.7 19.8 21.2 (16.7) (2.1) a. NRB 164.0 210.4 200.9 68.7 64.3 28.3 (4.5) (65.8) (6.4)

b. "A"Class Licensed Institution 5,372.8 7,700.0 6,806.6 6,332.1 6,126.5 43.3 (11.6) (7.0) (3.2)c. Foreign Banks and Fin. Ins. 1,523.7 1,713.9 1,680.0 1,680.0 1,680.0 12.5 (2.0) (0.0) 0.0d. Other Financial Ins. 1,912.5 1,129.5 4,350.2 2,780.0 2,765.0 (40.9) 285.1 (36.1) (0.5)e. Bonds and Securities

3 DEPOSITS 2,000.6 2,574.3 3,537.4 3,422.2 2,676.9 28.7 37.4 (3.3) (21.8)a. Current 2.7 0.9 54.7 67.5 (67.2) 6043.8 23.5b. Savings 1,219.1 1,517.0 3,535.9 3,240.1 2,487.6 24.4 133.1 (8.4) (23.2)c. Fixed 5.7 9.1 3.6 5.2 61.3 (100.0) 46.3d. Call Deposits 0.3 (100.0)e. Others 775.6 1,045.5 0.6 123.8 116.5 34.8 (99.9) 22156.7 (5.9)

4 Bills Payable 79.8 (100.0)5 Other Liabilities 2,135.5 1,415.5 1,818.6 1,564.2 1,196.5 (33.7) 28.5 (14.0) (23.5)

1. Loan Loss Provision 362.4 388.8 436.3 306.6 273.9 7.3 12.2 (29.7) (10.6)2. Interest Suspense a/c 159.5 275.4 354.0 164.6 124.6 72.7 28.5 (53.5) (24.3)3. Others 1,613.6 751.3 1,028.4 1,093.0 797.9 (53.4) 36.9 6.3 (27.0)

6 Reconcillation A/c 117.0 1,726.4 223.2 2,052.5 2,034.4 1375.4 (87.1) 819.6 (0.9)7 Profit & Loss A/c 193.1 277.4 470.7 245.6 261.1 43.6 69.7 (47.8) 6.3

15,438.8 18,922.1 21,496.4 21,504.7 19,035.5 22.6 13.6 0.0 (11.5)

1 LIQUID FUNDS 2,855.1 2,172.8 3,272.2 2,989.8 3,449.1 (23.9) 50.6 (8.6) 15.4a. Cash Balance 50.7 24.9 31.8 18.8 12.3 (50.8) 27.5 (40.7) (34.9) Nepalese Notes & Coins 50.7 24.9 31.8 18.8 12.3 (50.8) 27.5 (40.7) (34.9) Foreign Currencyb. Bank Balance 2,539.1 1,691.9 2,632.4 2,178.3 2,635.1 (33.4) 55.6 (17.2) 21.0 1. In Nepal Rastra Bank 80.9 93.5 71.1 68.0 362.1 15.6 (24.0) (4.3) 432.4 2. "A"Class Licensed Institution 2,002.3 1,081.8 1,885.0 1,552.3 1,768.2 (46.0) 74.3 (17.7) 13.9 3. Other Financial Ins. 456.0 516.6 676.3 558.0 504.8 13.3 30.9 (17.5) (9.5) 4. In Foreign banksc. Money at Call 265.2 456.0 608.1 792.6 801.7 71.9 33.4 30.3 1.1

2 INVESTMENTS 66.2 111.2 164.7 51.2 51.2 68.0 48.1 (68.9)a. Govt.Securities 51.2 111.2 51.2 51.2 51.2 117.1 (53.9)b Others 15.0 113.5 (100.0) (100.0)

3 SHARE & OTHER INVESTMEN 2,002.0 2,424.6 1,560.5 1,554.9 1,424.8 21.1 (35.6) (0.4) (8.4)4 LOANS & ADVANCES 8,222.8 11,117.0 14,649.9 12,952.7 11,033.7 35.2 31.8 (11.6) (14.8)

a. Private Sector 1,500.1 8,464.0 5,284.3 3,371.1 (100.0) (37.6) (36.2)b. Financial Institutions 257.1 6,185.9 7,668.4 7,662.6 (100.0) 24.0 (0.1)c. Government Organizations 6,465.5 11,117.0 71.9 (100.0)

5 BILL PURCHED6 LOANS AGT. COLLECTED BILLS

7 FIXED ASSETS 183.0 225.5 259.3 241.1 243.7 23.2 15.0 (7.0) 1.18 OTHER ASSETS 1,723.4 907.8 1,253.2 927.6 643.6 (47.3) 38.0 (26.0) (30.6)

a. Accrued Interests 189.5 313.7 359.1 209.9 144.0 65.5 14.5 (41.5) (31.4) b. Others 1,533.8 594.1 894.1 717.7 499.6 (61.3) 50.5 (19.7) (30.4)

9 Expenses not Written off 5.7 1.5 1.1 1.1 1.0 (73.4) (28.8) 0.1 (10.9)10 Non Banking Assets 143.6 143.611 Reconcillation Account 101.2 1,712.1 253.0 2,633.1 2,029.2 1591.0 (85.2) 940.7 (22.9)12 Profit & Loss A/c 279.4 249.7 82.5 9.6 15.8 (10.6) (67.0) (88.3) 64.0

15,438.8 18,922.2 21,496.4 21,504.6 19,035.5 22.6 13.6 0.0 (11.5)

TotalAssets

USES OF FUNDS

Major Financial Indicators of Micro-credit Development Banks Rs in million

Liabilities Mid July Percentage changes

67

Statement of Assets and Liabilities of Micro‐credit Development Banksas on Poush end, 2068

Rs. in million

Liabilities

PUG

BB

SPG

BB

PAG

BB

MPG

BB

MG

BB

NIR

DH

AN

RMD

C

DIP

ROSC

CHH

IMEK

Swab

alam

ban

Sana

kisa

n

NER

UD

E

Nay

a N

epal

Sum

mit

Swor

ojga

r

1 CAPITAL FUND 59.91 285.06 883.14 158.52 207.47 398.32 74.86 13.03 20.85 11.53 a. Paid‐up Capital 58.50 192.46 320.00 106.14 126.02 128.79 40.00 14.00 17.50 10.99

b. Calls in Advance c. General Reserves 1.41 32.56 75.13 25.77 39.70 14.84 12.48 ‐0.97 0.80 0.22

d. Share Premium 0.51 3.04 1.38e. Retained Earning 6.06 178.99 21.23 39.81 39.77 2.91 2.42 0.31f. Others Reserves Fund 53.48 309.02 2.34 0.56 214.93 19.47 0.14g. Exchange Fluctuation Fund 0.00

2 BORROWINGS 186.26 1847.62 2415.96 1067.83 1281.32 2387.80 430.03 84.65 64.77 98.16 a. NRB 16.45 3.62 12.18 13.70 18.34

b. "A"Class Licensed Institution 169.81 1844.00 524.88 863.48 914.94 1159.13 242.47 11.50 23.15 23.67c. Foreign Banks and Fin. Ins. 1679.95d. Other Financial Ins. 211.13 192.17 352.69 1210.33 187.56 73.15 41.62 74.49e. Bonds and Securities

3 DEPOSITS 52.15 775.90 281.68 1216.31 252.53 18.84 32.63 28.75a. Current 67.55 Domestic 67.55 Foreignb. Savings 51.36 773.67 126.37 1214.08 252.53 18.84 32.63 Domestic 51.36 773.67 126.37 1214.08 252.53 18.84 32.63 Foreignc. Fixed 0.79 2.23 2.22 Domestic 0.79 2.23 2.22 Foreignd. Call Depositse. Others 87.77 28.75

4 Bills Payable5 Other Liabilities 185.64 225.73 169.60 88.07 150.56 270.44 61.42 3.32 5.32 6.13

1. Sundry Creditors 1.51 14.80 5.48 64.61 13.18 48.65 0.68 0.34 0.12 0.14 2. Loan Loss Provision 24.46 52.91 81.66 16.44 20.54 58.71 9.73 2.02 0.34 1.30 3. Interest Suspense a/c 101.57 16.07 0.00 4.50 1.02 1.44 0.04 4. Others 58.10 141.95 82.46 2.52 116.84 162.06 49.57 0.96 4.86 4.65

6 Reconcillation A/c 119.10 0.00 1478.81 351.60 81.537 Profit & Loss A/c 33.53 80.78 39.81 53.15 27.09 16.15 1.90 2.76 ‐0.58

603.05 3167.84 3549.48 1635.90 4387.62 3083.65 1186.60 121.74 207.86 143.99

Assets1 LIQUID FUNDS 5.76 544.45 348.49 438.63 755.38 637.45 112.14 46.02 8.62 35.65

a. Cash Balance 2.39 2.77 0.01 1.32 1.23 0.60 1.55 0.02 1.04 0.13 Nepalese Notes & Coins 2.39 2.77 0.01 1.32 1.23 0.60 1.55 0.02 1.04 0.13 Foreign Currencyb. Bank Balance 3.36 35.66 348.48 185.98 754.16 636.85 110.59 2.25 6.97 35.51 1. In Nepal Rastra Bank 0.57 15.47 26.22 12.00 4.30 0.80 Domestic Currency 0.57 15.47 16.27 12.00 4.30 0.80 Foreign Currency 9.95 2. "A"Class Licensed Institution 20.20 253.26 163.85 631.36 606.24 53.76 0.83 3.31 3.58 Domestic Currency 20.20 253.25 163.85 631.36 606.24 53.76 0.83 3.31 3.58 Foreign Currency 0.00 3. Other Financial Ins. 2.80 69.00 22.13 122.80 18.61 52.52 0.63 3.65 31.93 4. In Foreign Banksc. Money at Call 506.02 251.33 43.75 0.61 Domestic Currency 506.02 251.33 43.75 0.61 Foreign Currency

2 INVESTMENT IN SECURITIES 38.73 12.50a. Govt.Securities 38.73 12.50b. NRB Bond c. Govt.Non‐Fin. Ins. d. Other Non‐Fin Ins.e Non Residents

3 SHARE & OTHER INVESTMENT 20.80 78.90 1085.63 5.00 13.84 136.54 70.00 14.00 a. Non Residents b. Others 20.80 78.90 1085.63 5.00 13.84 136.54 70.00 14.00

4 LOANS & ADVANCES 156.10 2242.79 2041.55 1117.17 1910.02 2264.34 627.10 59.58 114.34 103.01 a. Private Sector 156.10 2242.79 627.10 59.58 114.34 103.01 b. Financial Institutions 2041.55 1117.17 1910.02 2264.34 c. Government Organizations



7 FIXED ASSETS 1.93 105.61 2.41 12.75 85.66 10.91 10.00 0.88 1.70 2.458 OTHER ASSETS 144.68 160.00 58.91 62.35 143.92 34.40 15.64 0.88 1.50 2.88

a. Accrued Interest: 102.58 16.15 8.59 4.50 0.31 1.02 1.44 0.04 b. Staff Loans / Adv. 39.92 91.88 5.90 45.94 105.62 1.27 5.38 0.13 0.05 1.83 c. Sundry Debtors 0.34 17.15 0.38 3.16 22.19 15.43 0.32 0.13 0.04 d. Cash In Transit 1.31 0.00 e. Others 0.53 34.81 44.04 8.74 15.79 16.69 8.49 0.63 1.45 0.96

9 Expenses not Written off 0.08 0.13 0.1610 Non Banking Assets 143.5911 Reconcillation Account 116.46 ‐2.71 1478.81 0.01 351.72 81.5312 Profit & Loss A/c 13.75 0.25

603.05 3167.84 3549.48 1635.90 4387.62 3083.65 1186.60 121.74 207.86 143.99

TOTAL LIABILITIES

TOTAL ASSETS

68

Statement of Assets and Liabilities of Micro‐credit Development Banksas on Poush end, 2068

Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Firs

t

Nag

beli

Kalik

a

Mir

mir

e

Jana

utth

an

Mit

hila

Total

81.10 12.17 14.00 11.00 2,230.96 70.00 12.00 14.00 11.00 1,121.39

0.45 0.45 2.22 0.04 204.20

4.94 8.88 ‐0.33 300.04

599.94 0.00

725.80 18.31 22.67 4.49 10,635.66 64.29

346.66 1.00 1.79 6,126.47 1,679.95

379.14 18.31 21.67 2.70 2,764.95 ‐

12.80 1.01 4.32 2,676.93 67.55 67.55 ‐

12.80 1.01 4.32 2,487.63 12.80 1.01 4.32 2,487.63

‐ 5.24 5.24 ‐ ‐

116.52 ‐

26.61 1.18 0.64 1.83 1,196.49 0.03 0.22 149.76 3.56 0.41 0.20 1.64 273.92 0.00 124.65

23.02 0.77 0.22 0.19 648.16 3.34 2,034.38

5.86 0.65 261.09 839.37 45.10 41.66 21.64 19,035.51

486.42 4.65 24.04 1.38 3,449.06 1.10 0.00 0.11 12.26 1.10 0.00 0.11 12.26

‐ 486.42 3.54 24.04 1.27 2,635.09 302.72 362.08 302.72 352.13

9.95 27.62 2.55 1.46 0.19 1,768.21 27.62 2.55 1.46 0.19 1,768.20

0.00 156.08 0.99 22.58 1.08 504.80

‐ 801.71 801.71

‐ 51.23 51.23 ‐ ‐ ‐ ‐

0.09 1,424.79 ‐

0.09 1,424.79 329.53 38.15 12.67 17.37 11,033.72

38.15 12.67 17.37 3,371.11 329.53 7,662.61

‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐

6.38 1.24 0.75 1.00 243.67 17.04 0.47 0.77 0.13 643.55

9.35 143.99 0.02 0.03 297.95

0.30 0.08 59.53 1.31

7.67 0.47 0.45 0.05 140.79 0.60 0.96

143.59 3.34 2,029.16 0.09 1.68 15.77

839.37 45.10 41.66 21.64 19,035.51

69

Profit and Loss Account of Micro‐credit Development Banksas on Poush end, 2068

Rs. in million

Expenses

PUG

BB

SPG

BB

PAG

BB

MPG

BB

MG

BB

NIR

DH

AN

RMD

C

DIP

ROSC

CHH

IMEK

1 Interest Expenses 9.73 106.73 34.21 49.36 119.90 1.1 Deposit Liabilities 1.04 23.68 10.83 60.47 1.1.1 Saving A/c 1.04 23.59 10.83 60.47 1.1.2 Fixed A/c 0.09 1.1.2.1 Upto 3 Months Fixed A/c 1.1.2.2 3 to 6 Months fixed A/c 1.1.2.3 6 Months to 1 Year Fixed A/c 0.09 1.1.2.4 Above 1 Year 1.1.3 Call Deposit 1.1.4 Certificate of Deposits 1.2 Others 8.69 83.06 34.21 38.52 59.44 2 Commission/Fee Expense 3 Employees Expenses 12.17 91.66 9.81 28.59 50.48 4 Office Operatiing Expenses 2.12 19.42 2.73 9.81 22.34 5 Exchange Fluctuation Loss 5.1 Due to Change in Exchange Rates 5.2 Due to Foreign Currency Transactions 6 Non‐Operatiing Expenses 7. Provision for Risk 2.70 0.63 0.70 2.23 7.1 Loan loss Provision 2.70 0.63 0.70 2.23

7.1.1 General Loan loss Provision 2.38 0.70 2.03 7.1.2 Special Loan Loss Provision 2.70 ‐1.74 0.20 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 7.4. Provision for Loss of Other Assets 8 Loan Written Off 9 Provision for Staff Bonus 11.5410 Provision for Income Tax 34.6211 Others12 Net Profit 33.53 80.78 39.81 53.15

TOTAL EXPENSES 26.71 251.97 173.70 128.26 248.10

Income 1. Interest Income 12.25 220.72 161.88 120.49 183.92 1.1. On Loans and Advance 9.14 198.58 94.94 112.27 183.74 1.2. On Investment 1.68 1.26 0.42 1.2.1 Government Bonds 0.42 1.2.2 Foreign Bonds 1.2.3 NRB Bonds 1.26 1.2.4 Deventure & Bonds 1.68 1.3 Agency Balance 1.4 On Call Deposit 20.89 10.80 7.70 1.5 Others 1.43 55.72 0.52 0.18 2. Comission & Discount 0.38 7.47 2.53 2.1 Bills Purchase & Discount 2.2 Comission 1.02 2.3 Others 0.38 7.47 1.51 3 Income From Exchange Fluctuation 3.1 Due to Change in Exchange Rate 3.2 Due to Foreign Currency Trans. 4 Other Operating Income 20.14 3.84 0.31 60.85 5 Non Operating Income 11.11 6 Provision Written Back 0.34 7.97 0.80 7 Recovery from Written off Loan 8 Income from Extra Ordinary Expenses 9 Net Loss 13.75

TOTAL INCOME 26.71 251.97 173.70 128.26 248.10

70


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Swab

alam

ban

Sana

kisa

n

NER

UD

E

Nay

a N

epal

Sum

mit

Swor

ojga

r

Firs

t

Nag

beli

Kalik

a

66.58 30.70 4.74 5.59 6.91 27.17 1.5910.67 0.37 1.02 1.17 0.4410.67 0.37 1.02 1.17 0.44

66.58 20.03 4.37 4.57 5.74 27.17 1.1512.42 0.00

8.34 29.13 1.75 3.53 2.05 1.72 1.103.76 4.89 0.60 1.41 3.70 2.05 1.03

25.67 2.53 0.63 0.08 0.76 0.25 0.1025.67 2.53 0.63 0.08 0.72 0.25 0.10

5.02 0.78 0.06 0.07 0.35 0.25 0.1020.05 1.75 0.57 0.01 0.37

0.59

0.04

3.87 0.8411.61 2.51

27.09 16.15 1.90 2.76 ‐0.58 5.86 0.65159.33 83.41 9.62 13.37 12.85 40.39 4.46

147.04 70.16 7.78 10.39 11.42 37.54 3.52117.38 68.00 5.32 10.39 9.51 22.00 3.39

2.4622.11 1.91 15.54 0.14

7.55 2.150.09 0.10

0.01 0.100.08

0.02 13.25 1.59 2.98 1.28 2.85 0.85

12.19 0.15

0.25159.33 83.41 9.62 13.37 12.85 40.39 4.46

71


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Mirm

ire

Jana

utth

an

Mith

ila

Total

1.12 0.30 464.630.01 0.09 109.790.01 0.09 109.70

0.09

0.09

1.11 0.21 354.8412.42

1.58 0.47 242.380.44 74.30

0.17 1.49 37.920.17 1.49 37.890.17 0.17 12.06

1.32 25.230.59

0.04

16.2548.74

261.092.86 2.70 1157.74

2.78 1.13 991.021.25 1.02 836.92

3.360.42

1.261.682.46

1.31 0.11 80.500.22 67.78

10.57

1.139.44

0.31 108.2511.1121.44

0.09 1.25 15.342.86 2.70 1157.74

72

Progress Report of Micro‐credit Development Banksas on Poush end, 2068

PUGBB SPGBB PAGBB MPGBB MGBB NIRDHAN

D D D D D D

1 sfo{If]q ePsf] lhNnf ;+Vof ‐ ‐ ‐ ‐ ‐ 37 2 ;]jf k'u]sf] lhNnf ;++Vof ‐ ‐ ‐ ‐ ‐ 37

3 ;]jf k'u]sf] uf=lj=;=÷g=kf= ;++Vof ‐ ‐ ‐ ‐ ‐ 888 4 s'n sd{rf/L ;+Vof ‐ ‐ ‐ ‐ ‐ 465 5 s'n zfvf ;+Vof ‐ ‐ ‐ ‐ ‐ 92 6 s'n s]Gb| ;+Vof ‐ ‐ ‐ ‐ ‐ 6,569 7 s'n ;d"x ;+Vof ‐ ‐ ‐ ‐ ‐ 26,876 8 lgliqmo ;d"x ;+Vof ‐ ‐ ‐ ‐ ‐ ‐ 9 s'n ;b:o ;+Vof ‐ ‐ ‐ ‐ ‐ 161,342 10 lgliqmo ;b:o ;+Vof ‐ ‐ ‐ ‐ ‐ ‐ 11 s'n C0fL ;+Vof ‐ ‐ ‐ ‐ ‐ 105,327 12 s'n shf{ ljt/0f ‐ ‐ ‐ ‐ ‐ 13,990,100.5 12 n3' Joj;fo shf{ ‐ ‐ ‐ ‐ ‐ 12,789,592.0 12 n3' pBd÷lwtf] shf{ ‐ ‐ ‐ ‐ ‐ 567,035.2 12 cGo shf{ ‐ ‐ ‐ ‐ ‐ 633,473.4 13 shf{sf] ;fFjf c;'nL ‐ ‐ ‐ ‐ ‐ 11,747,308.6

13 n3' Joj;fo shf{sf] ;fFjf c;'nL ‐ ‐ ‐ ‐ ‐ 10,809,129.6

13 n3' pBd÷lwtf] shf{sf] ;fFjf c;'nL ‐ ‐ ‐ ‐ ‐ 411,758.3 13 cGo shf{sf] ;fFjf c;'nL ‐ ‐ ‐ ‐ ‐ 526,420.7 14 s'n afFsL shf{ ‐ ‐ ‐ ‐ ‐ 2,242,792.0 14 n3' Joj;fo shf{ aFfsL ‐ ‐ ‐ ‐ ‐ 1,980,462.4 14 n3' pBd÷lwtf] shf{ aFfsL ‐ ‐ ‐ ‐ ‐ 155,276.9 14 cGo shf{ aFfsL ‐ ‐ ‐ ‐ ‐ 107,052.7 15 efvf gf3]sf] shf{ /sd ‐ ‐ ‐ ‐ ‐ 34,187.7 16 efvf gf3]sf] C0fL ;+Vof ‐ ‐ ‐ ‐ ‐ 4,363 17 Aofh c;'nL /sd ‐ ‐ ‐ ‐ ‐ 530,980.1 18 c;'n x'g afFsL Aofh /sd ‐ ‐ ‐ ‐ ‐ ‐ 19 shf{ gf]S;fgL Aoj:yf ‐ ‐ ‐ ‐ ‐ 52,905.5 20 s'n artstf{ ;+Vof ‐ ‐ ‐ ‐ ‐ 156,355 21 s'n art /sd ‐ ‐ ‐ ‐ ‐ 775,900.2 21 clgjfo{ art ‐ ‐ ‐ ‐ ‐ 426,384.0 21 :j]lR5s art ‐ ‐ ‐ ‐ ‐ 197,222.8 21 cGo art ‐ ‐ ‐ ‐ ‐ 88,981.0

21 ;j{;fwf/0fjf6 ;+sng u/]sf] art ‐ ‐ ‐ ‐ ‐ 63,312.4 22 s'n jrt÷s'n shf{ -℅_ 0.0% 0.0% 0.0% 0.0% 0.0% 34.6%23 n3' pBd shf{÷s'n shf{ -℅_ 0.0% 0.0% 0.0% 0.0% 0.0% 6.9%

ljj/0f

73


1 sfo{If]q ePsf] lhNnf ;+Vof2 ;]jf k'u]sf] lhNnf ;++Vof

3 ;]jf k'u]sf] uf=lj=;=÷g=kf= ;++Vof

4 s'n sd{rf/L ;+Vof5 s'n zfvf ;+Vof6 s'n s]Gb| ;+Vof7 s'n ;d"x ;+Vof8 lgliqmo ;d"x ;+Vof9 s'n ;b:o ;+Vof10 lgliqmo ;b:o ;+Vof11 s'n C0fL ;+Vof12 s'n shf{ ljt/0f12 n3' Joj;fo shf{ 12 n3' pBd÷lwtf] shf{ 12 cGo shf{13 shf{sf] ;fFjf c;'nL

13 n3' Joj;fo shf{sf] ;fFjf c;'nL

13 n3' pBd÷lwtf] shf{sf] ;fFjf c;'nL

13 cGo shf{sf] ;fFjf c;'nL14 s'n afFsL shf{14 n3' Joj;fo shf{ aFfsL14 n3' pBd÷lwtf] shf{ aFfsL14 cGo shf{ aFfsL15 efvf gf3]sf] shf{ /sd16 efvf gf3]sf] C0fL ;+Vof 17 Aofh c;'nL /sd18 c;'n x'g afFsL Aofh /sd19 shf{ gf]S;fgL Aoj:yf20 s'n artstf{ ;+Vof21 s'n art /sd21 clgjfo{ art21 :j]lR5s art21 cGo art21 ;j{;fwf/0fjf6 ;+sng u/]sf] art

22 s'n jrt÷s'n shf{ -℅_

23 n3' pBd shf{÷s'n shf{ -℅_

ljj/0fRMDC DIPROSC CHHIMEK Swabalamban Sanakisan

D D D D D

75 25 30 ‐ 75

67 25 29 ‐ 41

‐ 528 642 ‐ 326

23 192 402 ‐ 48

‐ 51 55 ‐ 8

‐ 3,473 6,886 ‐ ‐

‐ 13,772 27,289 ‐ 29,317

‐ ‐ 34 ‐ 2,130

‐ 66,697 140,029 ‐ 198,001

‐ 701 1,323 ‐ 15,476

69 51,048 107,604 ‐ 157,600

6,300,981.7 5,419,997.0 11,207,125.4 ‐ 8,793,596.7

‐ 4,875,546.0 10,724,083.7 ‐ 8,793,596.7

‐ 513,126.0 277,872.6 ‐ ‐

6,300,981.7 31,325.0 205,169.0 ‐ ‐

4,259,432.8 4,302,825.0 9,297,110.0 ‐ 6,529,255.9

‐ 3,861,950.0 8,977,413.9 ‐ 6,529,255.9

‐ 410,077.0 150,231.5 ‐ ‐

4,259,432.8 30,798.0 169,464.6 ‐ ‐

2,041,548.9 1,117,172.0 1,910,015.3 ‐ 2,264,340.9

‐ 1,013,597.0 1,746,669.8 ‐ 2,264,340.9

‐ 103,049.0 127,641.1 ‐ ‐

2,041,548.9 526.0 35,704.5 ‐ ‐

‐ 6,144.0 1,629.6 ‐ 28,415.6

‐ 701 144 ‐ 26

94,935.8 112,264.0 183,738.6 ‐ 1,070,844.8

1.8 4,504.0 1,340.5 ‐ 1,015.9

81,662.0 23,532.0 20,538.4 ‐ 58,711.9

‐ 66,786 140,029 ‐ ‐

‐ 281,680.0 1,216,307.0 ‐ ‐

‐ 126,366.0 367,223.9 ‐ ‐

‐ 67,548.0 292,603.8 ‐ ‐

‐ 87,766.0 499,325.1 ‐ ‐

‐ ‐ 57,154.3 ‐ ‐

0.0% 25.2% 63.7% 0.0% 0.0%

0.0% 9.2% 6.7% 0.0% 0.0%

74










ljj/0fNERUDE Naya Nepal Summit Sworojgar First Nagbeli

D D D D D D

13 5 ‐ ‐ 75 ‐

13 5 ‐ ‐ 22 ‐

170 41 ‐ ‐ ‐ ‐

219 30 ‐ ‐ 9 ‐

36 6 ‐ ‐ 1 ‐

2,753 229 ‐ ‐ ‐ ‐

13,075 576 ‐ ‐ ‐ ‐

‐ ‐ ‐ ‐ ‐ ‐

57,628 3,036 ‐ ‐ ‐ ‐

‐ 143 ‐ ‐ ‐ ‐

44,920 2,798 ‐ ‐ 27 ‐

4,150,244.9 208,206.0 ‐ ‐ 635,200.0 ‐

643,424.2 192,671.0 ‐ ‐ ‐ ‐

7,858.0 15,535.0 ‐ ‐ ‐ ‐

3,498,962.6 ‐ ‐ ‐ 635,200.0 ‐

3,523,140.1 148,623.0 ‐ ‐ 305,667.6 ‐

511,505.1 139,704.0 ‐ ‐ ‐ ‐

4,808.8 8,919.0 ‐ ‐ ‐ ‐

3,006,826.2 ‐ ‐ ‐ 305,667.6 ‐

627,104.8 59,583.0 ‐ ‐ 329,532.4 ‐

131,919.1 52,967.0 ‐ ‐ ‐ ‐

3,049.2 6,616.0 ‐ ‐ ‐ ‐

492,136.5 ‐ ‐ ‐ 329,532.4 ‐

8,988.5 2,543.0 ‐ ‐ ‐ ‐

2,263 197 ‐ ‐ ‐ ‐

67,837.1 ‐ ‐ ‐ ‐ ‐

1,438.8 ‐ ‐ ‐ ‐ ‐

9,725.3 2,023.0 ‐ ‐ 3,564.9 ‐

57,628 ‐ ‐ ‐ ‐ ‐

252,534.5 18,843.0 ‐ ‐ ‐ ‐

83,208.6 10,794.0 ‐ ‐ ‐ ‐

169,325.9 8,049.0 ‐ ‐ ‐ ‐

‐ ‐ ‐ ‐ ‐ ‐

‐ ‐ ‐ ‐ ‐ ‐

40.3% 31.6% 0.0% 0.0% 0.0% 0.0%

0.5% 11.1% 0.0% 0.0% 0.0% 0.0%

75










ljj/0fKalika Mirmire Janautthan Mithila

D D D D Total5 10 10 ‐

5 2 6 ‐

32 20 21 ‐ 2,668

17 6 17 ‐ 1,428

5 2 2 ‐ 258

147 25 1 ‐ 20,083

506 25 417 ‐ 111,853

‐ 1 ‐ ‐ 2,165

2,529 390 2,534 ‐ 632,186

‐ 10 ‐ ‐ 17,653

1,809 294 1,089 ‐ 472,585

89,141.0 25,290.1 27,453.0 ‐ 50,847,336.3

80,121.0 21,459.1 21,692.0 ‐ 38,142,185.7

9,020.0 3,831.0 5,761.0 ‐ 1,400,038.7

‐ ‐ ‐ ‐ 11,305,111.8

50,989.9 1,246.3 10,087.2 ‐ 40,175,686.3

47,181.0 1,123.0 7,711.1 ‐ 30,884,973.6

3,808.9 123.3 2,376.2 ‐ 992,102.9

‐ ‐ ‐ ‐ 8,298,609.8

38,151.1 11,789.3 17,365.7 ‐ 10,659,395.4

32,941.2 7,958.3 13,980.9 ‐ 7,244,836.6

5,209.9 3,831.0 3,384.8 ‐ 408,057.9

‐ ‐ ‐ ‐ 3,006,501.0

‐ ‐ 191.7 ‐ 82,100.1

‐ ‐ 1 ‐ 7,695

7,024.1 ‐ 1,441.5 ‐ 2,069,065.9

‐ ‐ 22.0 ‐ 8,323.1

409.7 ‐ 1,489.3 ‐ 254,562.0

2,696 ‐ 2,534 ‐ 426,028

12,801.3 2,420.7 4,324.8 ‐ 2,564,811.5

1,273.5 1,211.1 2,234.0 ‐ 1,018,695.2

1,027.9 147.2 2,090.7 ‐ 738,015.3

10,499.9 1,062.4 ‐ ‐ 687,634.3

‐ ‐ ‐ ‐ 120,466.7

33.6% 20.5% 24.9% 0.0% 24.1%

13.7% 32.5% 19.5% 0.0% 3.8%

76

SN Full Name of Bank and Financial Institutions Short Name SN Full Name of Bank and Financial Institutions Short Name

24 Excel Development Bank Limited Excel

1 Nepal Bank Limited NBL 25 Western Development Bank Limited WDBL

2 Rastriya Banijya Bank RBB 26 H. & B. Development Bank Limited H & B

3 Nabil Bank Limited NABIL 27 Arniko Development Bank Limited Araniko

4 Nepal Investment Bank Limited NIBL 28 NDEP Development Bank Limited NDEP

5 Standard Chartered Bank Nepal Limited SCBNL 29 Clean Energy Development Bank Limited CEDBL

6 Himalayan Bank Limited HBL 30 Miteri Development Bank Limited Miteri

7 Nepal SBI Bank Limited NSBI 31 Tinau Bikas Bank Limited Tinau

8 Nepal Bangaladesh Bank Limited NBB 32 Rising Development Bank Limited Rising

9 Everest Bank Limited EBL 33 Muktinath Bikas Bank Limited Muktinath

10 Bank of Kathmandu Limited BOK 34 Sewa Bikas Bank Limited Sewa

11 Nepal Credit and Commerce Bank Limited NCC 35 Kankai Bikas Bank Limited Kankai

12 Nepal Industrial and Commercial Bank Limited NIC 36 Public Development Bank Limited Public

13 Lumbini Bank Limited Lumbini 37 Mahakali Bikas Bank Limited Mahakali

14 Machhapuchhre Bank Limited MBL 38 Ace Development Bank Limited Ace

15 Kumari Bank Limited Kumari 39 Bhargab Bikas Bank Limited Bhargav

16 Laxmi Bank Limited Laxmi 40 Sangrila Bikas Bank Limited Shangrila

17 Siddhartha Bank Limited SBL 41 Resunga Bikas Bank Limited Resunga

18 Agriculture Development Bank ADBNL 42 Rara Bikas Bank Limited Rara

19 Global Bank Limited Global 43 Diyalo Bikas Bank Limited diyalo

20 Citizens Bank International Citizens 44 Country Development Bank Limited Country

21 Prime Commercial Bank Limited Prime 45 Alpine Development Bank Limited Alpine

22 Bank of Asia Nepal Limited BOA 46 Nilgiri Bikas Bank Limited Nilgiri

23 Sunrise Bank Limited Sunrise 47 Kasthamandap Development Bank Limited Kasthamandap

24 DCBL Bank Limited DCBL 48 Garima Bikas Bank Limited Garima

25 NMB Bank Limited NMB 49 City Development Bank Limited City

26 Kist Bank Limited Kist 50 Biswo Bikas Bank Limited Bishow

27 Janata Bank Nepal Limited Janata 51 Professional Bikas Bank Limited Professional

28 Mega Bank Nepal Limited Mega 52 Kabeli Bikas Bank Limited Kabeli

29 Commerz and Trust Bank Nepal Limited CTBNL 53 Kamana Bikas Bank Limited Kamana

30 Civil Bank Limited Civil 54 Corporate Development Bank Limited Corporate

31 Century Commercial Bank Century 55 Pathibhara Bikas Bank Limited Pathibhara

56 Purnima Bikas Bank Limited Purnima

1 Nepal Industrial Development Corporation NIDC 57 Jyoti Development Bank Limited Jyoti

2 Udhyam Development Bank Limited Uddhyam 58 Bagmati Development Bank Limited Bagmati

3 Malika Development Bank Limited Malika 59 Hamro Bikas Bank Limited Hamro

4 Siddhartha Development Bank Limited SDBL 60 Kakre Bihar Bikas Bank Limited Kakre

5 United Development Bank Limited UDBL 61 Shine Development Bank Limited Shine

6 Manakamana Development Bank Limited MDBL 62 Pacific Development Bank Limited Pacific

7 Narayani Development Bank Limited Narayani 63 Civic Development Bank Limited Civic

8 Pashimanchal Development Bank Limited PDBL 64 International Development Bank Limited IDBL

9 Sahayogi Bikas Bank Limited Sahayogi 65 Gulmi Bikas Bank Limited Gulmi

10 Pashupati Development Bank Limited Pashupati 66 Kanchan Development Bank Limited Kanchan

11 Karnali Bikash Bank Limited Karnali 67 Matribhumi Bikas Bank Limited Matribhumi

12 Triveni Development Bank Limited Triveni 68 Bright Development Bank Limited Bright

13 Annapurna Development Bank Limited Annapurna 69 Innovative Development Bank Limited Innovative

14 Bhrikuti Bikas Bank Limited Bhrikuti 70 Jhimruk Bikas Bank Limited Jhimruk

15 Shubhechchha Bikas Bank Limited Suvekchha 71 Metro Development Bank Limited Metro

16 Bageshowri Development Bank Limited Bageshwori 72 Vivor Bikash Bank Limited Vivor

17 Sanima Bikas Bank Limited Sanima 73 Gaumukhi Bikas Bank Limited Gaumukhi

18 Gaurishankar Development Bank Limited Gaurishankar 74 Raptibheri Bikas Bank Limited Raptiveri

19 Gorkha Bikas Bank Limited Gorkha 75 Nepal Consumer Development Bank Limited Consumer

20 Gandaki Bikas Bank Limited Gandaki 76 Khandbari Development Bank Limited Khadbari

21 Infrastructure Development Bank Limited Infrastructure 77 Tourism Development Bank Limited Tourism

22 Business Development Bank Limited Business 78 Mission Development Bank Limited Mission

23 Biratlaxmi Bikas Bank Limited Biratlaxmi 79 Surya Development Bank Limited Surya

Name list of Bank and Financial Institutions

A. Commercial Banks

B. Development Banks

77

SN Full Name of Bank and Financial Institutions Short Name SN Full Name of Bank and Financial Institutions Short Name

80 Mount Makalu Development Bank Limited Mt. Makalu 46 Royal Merchant Banking & Finance Limited Royal

81 Sindhu Bikas Bank Limited Sindhu 47 Guheshworil Merchant Banking & Finance Limited Guheshwori

82 Sahara Development Bank Limited Sahara 48 Patan Finance Co. Limited Patan

83 Social Development Bank Limited Social 49 Fewa Finance Limited Fewa

84 Nepal Community Development Bank Limited NCDBL 50 Everest Finance Limited Everest

85 Cosmos Development Bank Limited Cosmos 51 Prudential Finance Company Limited Prudential

86 Manasalu Development Bank Limited Manaslu 52 ICFC Finance Limited ICFC

87 Samabriddhi Development Bank Limited Samabriddhi 53 IME Financial Institution Limited IME

88 Ekata Development Bank Limited Ekata 54 Sagarmatha Merchant Banking and Finance Limited Sagarmatha

89 Kalinchowk Development Bank Limited Kalinchowk 55 Shikhar Finance Limited Shikhar

56 Civil Merchant Bittiya Sanstha Limited Civil

1 Nepal Aawas Finance Limited Neapal Aawas 57 Prabhu Finance Co. Limited Prabhu

2 Nepal Finance Limited NFL 58 Imperial Finance Limited Imperial

3 NIDC Capital Markets Limited NIDC Capital 59 Kuber Merchant Finance Limited Kuber

4 Narayani National Finance Limited NNFL 60 Nepal Express Finance Limited NEFL

5 Annapurna Finance Co.Limited AFCL 61 Valley Finance Limited Valley

6 Nepal Share Markets and Finance Limited NSMFL 62 Seti Bittiya Sanstha Limited Seti

7 Peoples Finance Limited Peoples 63 Hama Merchant & Finance Limited hama

8 Mercantile Finance Co. Limited Merchantile 64 Reliable Finance Limited reliable

9 Kathmandu Finance Limited KFL 65 Loard Buddha Finance Limited Lord Buddha

10 Himalaya Finance Limited Himalaya 66 Swostik Merchant Finance Company Limited Swastik

11 Union Finance Limited Union 67 Api Finance Limited Api

12 Gorkha Finance Limited Gorkha 68 Namaste Bitiya Sanstha Limited. Namaste

13 Paschhimanchal Finance Co.Limited PFCL 69 Kaski Finance Limited Kaski

14 Nepal Housing & Merchant Finance Limited NHMFL 70 Suryadarshan Finance Co. Limited Suryadarshan

15 Universal Finance Limited Universal 71 Zenith Finance Limited Zenith

16 Samjhana Finance Co. Limited Samjhana 72 Unique Finance Limited Unique

17 Goodwill Finance Limited Goodwill 73 Manjushree Financial Institution Limited Manjushree

18 Siddhartha Finance Limited SFL 74 Subhalaxmi Finance Limited Subhalaxmi

19 Shree Investment & Finance Co. Limited SIFCL 75 Jebil's Finance Limited Jebils

20 Lumbini Finance & Leasing Co. Limited Lumbini 76 Reliance Finance Limited Reliance

21 Inbesta Finance Limited Investa 77 Lotus Investment Finance Limited Lotus

22 Yeti Finance Limited YFL 78 Baibhab Finance Limited Baibhav

23 Standard Finance Limited Standard 79 Bhaktapur Finance Limited Bhaktapur

24 International Leasing & Finance Co. Limited ILFCO D. Micro‐credit Development Banks25 Mahalaxmi Finance Limited Mahalaxmi 1 Purbanchal Grameen Bikas Bank Limited PUGBB

26 Lalitpur Finance Co. Limited Lalitpur 2 Sudur Pashimanchall Grameen Bikas Bank Limited SPGBB

27 Bhajuratna Finance & Saving Co. Limited Bhajuratna 3 Pashimanchall Grameen Bikas Bank Limited PAGBB

28 United Finance Co. Limited United FC 4 Madhya Pashimanchal Grameen Bikas Bank Limited MPGBB

29 General Finance Limited General 5 Madhymanchall Grameen Bikas Bank Limited MGBB

30 Progessive Finance Limited Progressive 6 Nirdhan Utthan Bank Limited NIRDHAN

31 Alpic Everest Finance Limited AEFL 7 Rural Microfinance Development Centre Limited RMDC

32 Nava Durga Finance Co.Limited Navadurga 8 Deprosc Microfinance Development Bank Limited DIPROSC

33 Janaki Finance Co. Limited Janaki 9 Chhimek Microfinance Development Banks Limited CHHIMEK

34 Pokhara Finance Limited Pokhara 10 Shawalamban Laghu Bitta Bikas Banks Limited Swabalamban

35 Central Finance Limited Central 11 Sana Kisan Vikas Bank Limited Sanakisan

36 Premier Finance Co. Limited Premier 12 Nerude Laghu Bitta Bikas Bank Limited NERUDE

37 Arun Finance Limited Arun 13 Naya Nepal Laghu Bitta Bikas Bank Limited Naya Nepal

38 Multipurpose Finance Co. Limited Multipurpose 14 Summit Microfinance Development Bank Limited Summit

39 Butwal Finance Limited Butwal 15 Sworojagar Laghu Bitta Bika Bank Limited Sworojgar

40 Shrijana Finance Limited Srijana 16 Frist Microfinance Development Bank Limited First

41 Om Finance Limited Om 17 Nagbeli Microfinance Development Bank Limited Nagbeli

42 CMB Finance Limited CMB 18 Kalika Microcredit Development Bank Limited Kalika

43 World Merchant Banking & Finance Limited WMBFL 19 Mirmire Microfinance Development Bank Limited Mirmire

44 Capital Merchant Banking & Finance Co. Limited CMBFCL 20 Janautthan SamudayikMicrofinance Dev. Bank Limited Janautthan

45 Crystal Finance Limited Crystal 21 Mithila Laghu Bitta Bikas Banks Limited Mithila

C. Finance Companies

78

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