The bank does not contribue to a Limited Purpose

Bank of America health care accounts can help you save money

Which plans is this account available for?

What would I use thisaccount for?

What is the maximum I can contribute for 2018?

How much will the bankcontribute?

When are the fundsavailable?

What happens if there’s

at the end of the year?

Any eligible health care expense and to save for health care expenses in retirement

Only for eligible vision and dental expenses

Employee contributions may not be made to an HRA.The IRS pretax

contribution limit

$2,650$6,900

$3,450 Employee-only coverage

Family coverage

The bank does not contribute to a Limited Purpose FSA.

Your contributions and the bank’s are available at the beginning of the year, or when your coverage begins.

The bank’s entire contribution is available at the beginning of the year, or when your coverage begins.

Your entire contribution is available at the beginning of the year, or when your coverage begins.

All unused funds will roll over from one year to the next and remain available, as long as you stay enrolledin a plan that works with an HRA.

All unused funds will roll over from one year to the next.

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The IRS pretaxcontribution limit

$2,650

CO

MPREHENSIVE

PPO

CONS

UMER DIRECTED

HIGH

DEDUCTIBLE

CONS

UMER DIRECTED CONS

UMER DIRECTED

HIGH

DEDUCTIBLE

CON

SUMER DIRECTED

$500 $500

$800

Employee-only

Employee plus spouse/partnerOR plus child(ren)

Family

Less Than

$50k - $100kLess Than

$100k - $250kLess Than

$500 $400 $300

$750 $600 $450

$1,000 $600

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PAYCHECK

$$$$+

All $

If you’ll be at least 55 years old in 2018, you can make an additional $1,000 catch-up contribution.

CO

MPREHENSIVE

PPO

CON

SUMER DIRECTED CO

NSUMER DIRECTED

HIGH DEDUCTIB

LE

Up to $500 in unused funds will automatically roll over to next year.

Up to $500 in unused funds will automatically roll over to next year.

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With the Consumer Directed High Deductible Plan, these can be paired to save for future health care expenses while paying for eligible vision and dental care today.

The bank does not contribute to this account.

All $ Over$1,000

Powered by

Health Flexible SpendingAccount (FSA)

Health ReimbursementArrangement (HRA) Health Savings Account (HSA) Limited Purpose FSA

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$JAN

$JAN

With the Consumer Directed Plan, these can be paired. You add pre-tax money from your paycheck

to the FSA. The bank contributes to the HRA.

$JAN

$JAN

In the HSA, these amounts count toward the IRS maximum.

Cash Compensation

Any eligible health care expense Any eligible health care expense

© 2017 Bank of America Corporation. All rights reserved. Bank of America, N.A., member FDIC.

Visit HR Connect on Flagscape® for more information about available benefits.Review important legal disclaimer.

$50k

8

View list of eligible expenses. For a full list, visit irs.gov. View list of eligible expenses. For a full list, visit irs.gov. View list of eligible expenses. For a full list, visit irs.gov.

The bank’s contribution is available at the beginning of the year, or when your coverage begins. Your contributions build over time with each paycheck. Balances over $1,000 can be invested.