W JBaltimore County

omen’s ournal

Baltimore County WelComes Dyson sales & serviCe Center

You haven’t arrived if you haven’t purchased a DYSON

A Lifestyle MagazineCOMPLIMENTARY

June - July 2015

the Beauty & Wellness makeover Center

LifestyLe & Weight ManageMent ConsuLtants

CoLuMbia get’s a neW WeLLness Center

introduCing

By some estimates, chronic pelvic pain in wom-en accounts for 10-15% of all gynecologic visits. There may be several causes or contributing fac- tors to chronic pelvic pain; vascular conditions are

often overlooked.Vascular conditions that cause pelvic pain in wom-

en can be diagnosed easily and in a non-invasive manner. Once identified, they can be further evaluated by venogra-phy and treated successfully with outpatient-based endo-vascular techniques.

Causes For Pelvic Pain in WomenPelvic pain is most often caused by a variety of non-vas-

cular conditions: gastrointestinal, urinary, reproductive or musculoskeletal/other

After these more common causes for pelvic pain have been ruled out, one should consider further vascular eval-uation.

Pelvic Congestion Syndrome (PCS): PCS is most commonly characterized by chronic pain in the pelvic re-gion, caused by venous reflux and poor blood flow in the pelvic veins.

May-Thurner Syndrome (MTS): MTS is caused by a compression of the iliac vein. MTS may or may not have pelvic pain, but generally will have varicose veins and/or swelling in one leg (typically the left leg).

Signs and SymptomsMany patients with PCS and MTS will experience no

symptoms. However, chronic pelvic pain is the most com- mon. Because pelvic pain can present with other conditions, it is important to rule those out prior to the diagnosis. The PCS and MTS common symptoms include:• Chronic pelvic pain, experienced for six or more months.• Pain that is constant or intermittent.• Pain that is dull, achy, in the lower abdomen, pelvic re-

gion or lower back.• Pain that generally worsens as the day progresses, partic-

ularly with prolonged sitting or standing.• Pain during sex

Both PCS and MTS are more common in women who have had multiple births.

How Is Pelvic Pain Diagnosed?Diagnostic testing is minimally invasive and general-

ly pain-free. Several techniques may be used: pelvic ultra-

sound, venography (X-ray of the veins), and intravascular ultrasound (IVUS)

Treatment For Chronic Pelvic PainThe most conservative and least invasive treatments

are most desirable to restore optimal blood flow and relieve pelvic pain. There is no one-size-fits-all solution. Treatment options may include:

Embolization therapy – generally involves injecting a sclerosing agent into the vein. This results in the closing of the affected vein, with blood flow being naturally rerouted into healthier veins. Treatment is very similar to sclerother-apy in the legs.

Venoplasty and Stenting – a majority of women di-agnosed with MTS will undergo a minimally invasive pro-cedure to place a stent in the compressed iliac vein. Using intravascular ultrasound, the physician will guide a catheter through the vein in the leg and into the pelvic region allow-ing precise measurement. If necessary, a balloon and stent may be placed into the vein to keep the vein open.

Bypass surgery – in very rare cases, a bypass surgery may be the best option to restore proper blood flow in the pelvic region.■

Chronic Pelvic Pain Caused by Vascular ConditionsBy the Physicians at Center for vascular medicine

HEALTH & WELLNESS

June - July 2015 3

1-hour massagesession only $5999

1-hour healthyskin session only $6999

Introductory

SAVE on AmASSAgE or fAcIAl

whEn youmEntIon thE

Women’s Journal

1. Deep Muscle Therapy – Perfect for dad’s sore muscles, this con-centrated therapy uses warming and cooling thermal treatments to provide deep pain relief and decrease inflammation.2. Sugar Foot Scrub Therapy – Add this upgrade to any massage session and dad’s toes will thank you. The foot scrub cleans and ex-foliates, removes dead skin cells, and soothes the surface of the skin while stimulating lymph flow and increased circulation.3. Deep Tissue Massage – Allows dad to focus on deep muscle tissue that causes chronic pain. This massage session not only feels great but also loosens scar tissue and lengthens muscles to help re-lieve tension.4. Murad® Healthy Skin Facial – Designed by Dr. Murad, a global leader in skincare science, our facials will rejuvenate dad’s skin. Fa-cials include Environmental Shield® Vitamin C, Clarifying Enzyme Acne, Anti-Aging and Sensitive Skin.5. Father’s Day Gift Card & Membership – You can’t go wrong with a gift card or gift membership. This is the perfect way to start dad on the path to wellness and have him customize his own “ME day.”

“Help dad get started on his path to wellness this Father’s Day and he’ll be sure to thank you for thinking of him.”

About Massage Envy SpaMassage Envy Spa is the pioneer and national leader of af-

fordable massage and spa services. Our intention is to promote a healthy lifestyle through affordable massage and spa services. Our spa provides a full suite of Massage Envy Spa services including: Sugar Foot Scrub Therapy, Aromatherapy, Deep Muscle Therapy, Hot Stone Envy Massage, Sports Massage, Swedish Massage, Re-flexology, Deep Tissue Massage, Cranial Sacral Massage, Trigger Point Massage and Prenatal Massage.

With all the health benefits associated with buying a Massage Envy gift certificate for your dad, there really is no reason why you should buy anything else for him this Father’s Day. Schedule an appointment today and start yourself or your father on the road to wellness at a Massage Envy Spa near you.

Gift Certificate Available

Treat your DAD This Father’s Day to a Massage & Facial

massage envy spaPiKesville, mD – 3755 old Court rd., ste. 0,

Center Crt. (near Giant) • 410-580-0505FeDeral Hill/ loCust Point- 1707 mcHenry row

(near Harris Teeter) • 410-234-3689

wjwomen.com4

Breast cancer is the most common malignancy, after skin cancer, in the United States affecting women. It is so prominent that approximately 1 in 3 cancers in the female population is a breast cancer. In fact

it is the second leading cause of death in women who have a cancer diagnosis.

Were you aware that your chances of dying from a breast cancer are higher if the diagnosis occurs when your age at diagnosis is greater than 65 than if your age at presentation is less than 50? Well, it is true. Here are the statistics: For females 50 or younger, there were 61,760 cases of breast can-cer and 6,400 of the women with breast cancer died from the disease, therefore resulting in a death rate calculated at 10.4 percent. For the greater than 65 age group, the incidence was 98,080 with 22,660 dying from the disease. Thus, the death rate was 23 percent for this group of women.*

Another way to evaluate the statistics is to look at the incidence per 100,000 females in the USA. If you look at the number, you realize that both the invasive incidence and the mortality rates have already peaked and are on the way down. The invasive incidence of breast cancer appeared to have peaked in the year 2000 at 150/100,000 and has now fallen to130/100,000 in more recent years.

This has also been accompanied by a decline in the death rate of 30/1000 in 1990 to 24/100,000 in the latest statistics available. This decline in mortality was larger for women younger than 50 years (3.2 percent less) than among those older than 50 (2 percent less).

Unfortunately for both the incidence and the chance for survival of females with breast cancer, there is a greater risk of dying in the African-American population in compari-son to the non-Hispanic White group. The numbers reveal an 88.8 percent of five-year survival in the Caucasian group compared to 77.5 percent rate of living in the American Black population.

An additional set of statistics that needs to be noted is the rate of mammography screening appears to be totally dependent on your income level. The data available demon-strate that poverty (as defined by an income of less than $17,050 for a 4 person household) occurred 50 percent in the year 2008 while the number rose to 72.8 percent for the non-poor group defined as an income of 400 percent greater than of the poverty level.

In conclusion you should follow the recommendation of the American Cancer Society, and every woman over 40 should have an annual mammogram and do not forget to

have an annual clinical breast exam which should be done preferably prior to your mammogram.■

*“Breast Cancer Statistics,” 2011 in CA a Cancer Journal for Clinicians, November/December, 2011.

HEALTH & WELLNESS

Breast cancer StatisticsBy thomas a. Bensinger, mD, FaCP

Dr. Thomas A. Bensinger, a graduate of Georgetown University and George Washington School of Medicine, completed internship and fellowship in hematology at Duke University Medical Center. He completed residency at Walter Reed Army Medical Center in Washington, D.C. and a fellowship at City of Hope National Medical Center, Duarte, California. Dr. Bensinger is board certified in internal medicine and hematology. Dr. Bensinger is an author on greater than 25 published research papers, active in numerous medical organizations and was recently elected by his peers to fill an executive committee position with the American Society of Hematology. He is a fellow of the American College of Physicians (FACP). Dr. Bensinger was named a “Top Doctor” by Washingtonian Magazine 2010.

June - July 2015 5

HEALTH & WELLNESS

Body weight and obesity are intricately related to accepted views of beauty, and varies between cul-tures and eras. However medical evidence has linked obesity to health and life expectancy. Being

overweight contributes to the development of heart disease, diabetes, chronic pain, and cancer.

What is overlooked is why being overweight contrib-utes to disease. The common link is a vicious circle: Being overweight and especially belly fat creates insulin resistance and inflammation, which contribute to the development of heart disease, diabetes, chronic pain, and cancer. Secondly, unhealthy states such as toxicity and inflammatory states, as well as chronic stress and sleeplessness, increase the likeli-hood of becoming overweight.

For each person there is a safe way to lose weight and to keep it off.

In order to do so certain issues that must be addressed:

1. Underlying medical issues such as sleep apnea, hypo-thyroidism, anemia, and other nutritional deficiencies can make it difficult to lose weight.

2. Exercise: Muscle burns calories much more than fat. Every pound of muscle uses around 50 extra calories a day. If you have lots of fat and little muscle mass, it may take very few calories to maintain your body weight. This is why some people hardly eat, but can’t lose weight. Intense bursts of exercise and resistance exercise is most efficient for weight loss.

3. It is where calories come from that influence a person’s ability to lose weight. Paying attention to the glycemic index of foods (roughly, how easily the food raises blood sugar) will help with weight loss.

4. Medications can produce weight gain and fatigue and must be addressed.

5. It is critical to examine how we eat to make ourselves happy, to get relief, to reward and to distract ourselves etc.

I utilize a number of modalities to assist my patients in losing weight, including detoxification, addressing insulin resistance, and reducing inflammation.

A very effective yet controversial approach is using very small injections of a hormone called Human Chorionic Gonadotropin (HCG) with a low calorie diet to produce

rapid and lasting significant weight loss. I personally lost 22 pounds in 4 weeks (and have kept it off) and have seen similar weight loss consistently with my patients. While not for everyone, this is a safe and effective method. There are scientific studies both supporting and questioning this method. However my experience is that this works, espe-cially with people who have been struggling with weight for a long time.■

Dr.Weiss completed his undergraduate work at University of Virginia and is a graduate of McGill University Medical School; he completed his Internship at the University of Hawaii and Residency at St. Elizabeth’s Hospital in Boston. As head of Annapolis Integrative Medicine, Dr. Weiss specializes in preventative health, alternative approaches to wellness, and treating complex issues including CFS and Fibromyalgia.

Weight Loss - Diets, Exercise & Beyond: tHe HCG Controversy

By alan Weiss, mD

wjwomen.com6

HEALTH & WELLNESS

Summer is here! With the summer season, there is a common desire to exchange dreary winter skin for skin that has been kissed by the sun.

Tanned skin is associated with well-being, health, and even wealth. Excessive ultravi-olet exposure, regardless of the source, is dangerous. A tan is the skin’s telling sign that it has been damaged.

What exactly occurs during the tan-ning process? UVB is absorbed by the superficial layers of the skin and causes the release of inflammatory factors. We detect this inflammation in the form of a sunburn, a tan, and premature aging. UVA penetrates deeper in the skin and also ini-tiates inflammation. UVA is a more potent causative agent of premature aging as it causes changes in elastin, collagen, and blood vessels. Melanocytes, the pigment producing cells of the skin, provide pro-tection against ultraviolet induced DNA damage. When ultraviolet light hits the melanocytes, they increase their produc-tion of pigment granules called melano-somes. The melanosomes travel from the bottom layer to the top layers of skin in an effort to absorb and filter the damaging ultraviolet rays. The ultraviolet rays cause damage to the DNA within the melano-cytes which translates to the formation of a tan, freckles, dyspigmentation, and skin cancer. Melanoma is the result of uncon-trolled growth of melanocytes caused by mutations in the cellular DNA. It is the most deadly form of skin cancer. Accord-ing to the Skin Cancer Foundation, 86% of melanomas are attributed to ultraviolet exposure. Melanoma is the most common form of cancer in ages 25-29.

Mostly young females use indoor tan-ning salons. According to the American Academy of Dermatology, exposure to tanning beds before the age of 35, increas-es one’s risk of developing a melanoma by a staggering 75%. The Academy also reports that the World Health Organization has classified the ultraviolet light emitted from tanning devices as a human carcinogen. Tanning beds are more likely to emit UVA which penetrates deeper into the skin re-sulting in inflammation and melanocytic mutations. This explains the increased risk

of skin cancers associated with tanning sa-lon use.To make tanning salons even more dangerous, they are associated with addic-tive behavior. The lamps also emit UVA that is more potent than natural sunlight.

Sunscreen and responsible sun expo-sure dramatically decreases one’s risk for developing a skin cancer and premature aging. Here are some guidelines to protect the skin. Sunscreen should be applied 30 minutes before going outside. A shot glass full is an adequate amount of sunscreen to be applied to the body. When outside for an extended amounts of time, sunscreen must be reapplied every two hours. The ul-traviolet light emitted from the sun is the strongest between the hours of 10 am to 4 pm. Sunscreen that provides broad spec-trum UVA and UVB coverage with at least a SPF of 30 is adequate. If wearing light colored or thin clothing such as a tee shirt, sunscreen should still be applied to those covered areas. Be sure to apply sunscreen to the face, neck, ears and hands, as these body parts are exposed everyday.

A full body skin check is recommend-ed at least yearly by a board certified der-matologist. If you have a history of exten-sive ultraviolet exposure, a skin check may be needed biannually.

It is also recommended that those with a history of tanning salon use have a

yearly exam with an ophthalmologist and a gynecologist. Yearly full body skin checks help to detect skin cancer in the early stag-es. Early detection dramatically decreases the risk of dying from skin cancer.

Premature aging can be addressed with chemical peels, laser treatments, ret-inoids, and antioxidant serums. To sched-ule a consultation for a treatment regimen to reverse the signs of premature aging and for a full body skin check with a board certified dermatologist, please contact Dr. Katina Byrd Miles at 401-451-0500 (www.skinoasisderm.com). Dr. Miles trained at the Cancer Institute, Melanoma Center, at Washington Hospital Center from 2000-2002. During this two year Melanoma Fel-lowship, Dr. Miles conducted melanoma research and also trained extensively in the early detection of skin cancer with the use of the dermatoscope.■

Dr. Katina Miles is a graduate of Howard University College of Medicine. She completed her internal medicine residency at University of Maryland at Baltimore and dermatology residency at Georgetown University. Dr. Miles is a board certified dermatologist and a Fellow of the American Academy of Dermatology. She is an expert in skin cancer detection and treatment and is a Skin of Color specialist. Dr. Miles is the founder and Medical Director of Skin Oasis Dermatology where she is ready to serve you.

the Dark side of that Summer GlowBy Katina Byrd miles, mD

June - July 2015 7

“As soon as I get home, I want to lay on the couch and sleep,” said a 56-year-old professional gentleman. “This isn’t me!” His doctor could find no apparent cause of the fatigue. After labs, a medical evalua-

tion, and optimizing his testosterone and thyroid hormones, he was back in action. “I can’t remember when I felt this good. I’m working out again and at the top of my game at work.”

Without enough of the right hormones, you will be tired all day. You can use willpower, sugar and coffee, but you will have more and more difficulty keeping up the pace at work and at home. Severe chronic fatigue is often due to multiple hormone de-ficiencies. Among those are:

Testosterone• Increases stamina throughout the day• Gives more mental clarity• Creates more red blood cells to carry oxygen to the body• Helps you sleep better at nightGrowth Hormone• Improves cell functioning and thus quality of life• Helps rapid recovery after exertion or stress• Reverses exhaustion and sore muscles• Increases vitalityNatural Thyroid• Helps you get going in the morning• Decreases feeling sluggish when you sit or rest• Speeds up energy and heat reactions inside the cells to in-

crease metabolism

Many men and women can’t exactly remember when they started feeling so tired. Of course, diet, exercise and stress are vari-ables that must be considered. But many of my younger clients eat clean, have gym memberships and aren’t exactly depressed; they just can’t do anything more than the minimum. When their labs are tested, some show levels of a 70-year-old. Optimizing their hormone levels starts a new chapter in their lives.

After a few months on bio-identical testosterone, 52-year-old Eric couldn’t believe the difference. “Look at me! I’m going to the gym, taking my wife out, and I can’t wait to face the day.”

At New Day Vitality, we specialize in “pellet therapy”. Studies have repeatedly shown that using natural hormones in time-re-lease pellets for hormone replacement outperforms all other equivalent methods of release, including pills, creams, patches and injections. Individualized pellet hormone replacement therapy is precise, personal, effective, economical, reliable and safe.

If you can’t figure out why you are so tired, call New Day Vi-tality Hormone Center (newdayvitality.com) for a free consulta-tion (410-793-5212). It could be all about the hormones!■

Improve severe Fatigue with

Natural Hormones!

HEALTH & WELLNESS

.

wjwomen.com8

HEALTH & WELLNESS

Practiced for centuries by cultures around the world — including ayurvedic and Chinese medicine systems —

detoxification is about resting, clean-ing and nourishing the body from the inside out. By removing and elimi-nating toxins, then feeding your body with healthy nutrients, detoxifying can help protect you from disease and renew your ability to maintain opti-mum health.

How does detoxification work?Basically, detoxification means

cleaning the blood. This is done by re-moving impurities from the blood in the liver, where toxins are processed for elimination. The body also elim-inates toxins through the kidneys, intestines, lungs, lymph and skin. However, when this system is com-promised, impurities aren’t properly filtered and every cell in the body is adversely affected.

A detox program can help the body’s natural cleansing process by:

1. Resting the organs through fast-ing;

2. Stimulating the liver to drive tox-ins from the body;

3. Promoting elimination through the intestines, kidneys and skin;

4. Improving circulation of the blood; and

5. Refueling the body with healthy nutrients. “Detoxification works because it

addresses the individual cells.

How do you know if you need to detoxify?

Environmental pollutants make it necessary for everyone to do a nutri-

tion based detox at least once a year. Consult your health care practitioner if you have questions about whether detoxing is right for you.

These may be symptoms associat-ed with a toxic overload:

Unexplained fatigueSluggish eliminationIrritated skinAllergiesLow-grade infectionsPuffy eye or bags under the eyesBloatingMenstrual problemsMental confusion

How do you start a detox?First, lighten up your toxin load.

Eliminate alcohol, coffee, cigarettes, refined sugars and saturated fats, all of which act as toxins in the body and are obstacles to your healing process. Also, minimize use of chemical-based household cleaners and personal health care products (cleansers, sham-poos, deodorants and toothpastes), and substitute natural alternatives.

Another deterrent to good health is stress, which triggers your body to release stress hormones into your system. While these hormones can provide the “adrenaline rush” to win

a race or meet a deadline, in large amounts they create toxins and slow down detoxification enzymes in the liver. Yoga, Qigong and meditation are simple and effective ways to re-lieve stress by resetting your physical and mental reactions to the inevitable stress life will bring.

Which detox program is right for you?

There are many detoxification programs and detox recipes atlife.gaiam.com/article/5-natural-de-

tox-drink-recipesTo work with a professional health coach please call 301-887-7901.■

Body Detox

SpECiAL JuLY MAkEOvEr CONSuLTATiONS

We help you look and feel good lose weight

improve your energy levels manage stress

Get rid of wrinkles on neck and face

June - July 2015 9

paint & Sip & SampleLearn a few basic principals of water

color while sipping sangria and sampling tasty bites

Take home your creation 2 tickets $80

4 tickets $150, Super Value! 10 tickets $320, Host a paint party!

Purchase online at www.gocookvegan.com301-888-7901

Premier Eyelid Surgeon&

Facial Rejuvenation Artist• Twenty-five years on the Johns Hopkins faculty

• Voted Top Medi Spa 2013-2016

• Voted Top Rejuvenation and Injection Specialist 2013-2016“Open Your Eyes

to the Poss ib i l i t ies”

Turn your possibilities into reality at Adoro Medical SPA

410.647.0123 myeyelids.com

Elba Pacheco, M.D.Board Certified

Cosmetic & ReconstructiveEyelid Surgeon

Rejuvenation Artist

Cosmetic and Reconstructive Eyelid Surgery · Thermage CPT® · Liposonix® · Fraxel® Dual IPL/BBL Photorejuvenation · BBL For Life · Botox® · Dysport® · Xeomin® · CO2 Laser

Resurfacing Juvederm® · Restylane® · Perlane® · Belotero® · Voluma® · Glycolic Peels · VI Peels® Medical Skin Care · Permanent Make-Up · Hair Removal

wjwomen.com10

Founded in 1990, MENTOR Maryland is a leading treatment foster care agency, serving youth with complex behavioral, medical or mental health challenges. Baltimore Teens In Transition Program offers a continuum of educational, clinical and therapeutic placements for adoles-cents with emotional and behavioral challenges. We partner with foster parents, called Men-tors, to provide a safe, loving and nurturing home regardless of the complexity of the child’s needs. For more information, contact Tiffany.Byrd@TheMentorNetwork.com/410-382-7875.

MENTOR Maryland Therapeutic Foster Care1540 Caton Center Drive - F, Baltimore, MD 21227

Call or email 410.382.7875 / Tiffany Byrd@TheMentorNetwork.com

Baltimore Teens In Transition Program offers a continuum of educational, clinical and thera-peutic placements for adolescents with emotion-al and behavioral challenges. Programs include

therapeutic foster care, supervised independent living, preemployment training services, and GED services. Our approach in serving youth includes a two-phase approach in providing services. Phase 1 of our program focuses on placement of a young person in a loving foster home envi-ronment with a wealth of support services (transportation, vocational programming, etc). Phase 2 of our program is a celebration of a youth’s progress in your home by transi-tioning them into independent living. In serving teens who are transitioning into adulthood, it is imperative that we provide guidance, structure and opportunities for them to become self-sufficient. The training that the young people receive with transitioning to independent living include: balancing school and work, continued support with daily living skills, maintaining their own apartment and respon-sible money management.■

Our foster parents receive:-24 /7 Support

-Stipend up to $1,400 per month

Requirements:-Be at least 21 years old-Have a spare bedroom-Have a High School

Diploma/GED

“In 2005, I started my jour-ney as a foster mom. I started this rewarding journey to be a positive influence on a child. The work is challenging but the re-wards far outweigh the challeng-es. I know I can’t help every child but if I can reach one through my love I can make a big difference. I have been really blessed with the young men that have come to my home. The first highlight is

the way we blend and relate as a family. Once they enter my home it becomes their home as well. I let them know they can talk to me about anything that bothers them. I have a good time being a mom to someone else’s child. The second highlight is seeing their lives become positive and effective. As my husband and I train them they become positive role models to others. One of my sons is doing well in all do-mains. He finished MENTOR Maryland’s life skills train-ing, received employment and was accepted on scholarship to Ferrum College. Additionally he won 1st place in a re-gional competition reciting the Koran.

I recognize we all need the encouragement, guidance and support of a mentor parent. What better investment than the life of a youth.” -Mary Wardlaw

mEntor maryland Baltimore Teens In Transition Program

“The work is challenging but the rewards far

outweigh the challenges.”

COMMUNITYCOMMUNITY

June - July 2015 11

BUSINESSBUSINESS

Continuing Care Retirement Communities (CCRC) are a unique option when it comes to long-term care. When con-

sidering this option, you will want to be familiar with how they work.

CCRCs provide an alternative to oth-er long-term care options. Typically, resi-dents pay a large entrance deposit, gener-ally between $100,000 and $300,000 and upwards of $1 million. This large deposit buys the resident a guaranteed tiered ap-proach to long-term care. CCRCs provide independent living, assisted living, skilled nursing, and even hospice care as the residents needs change. The deposit will guarantee whatever level of care is need-ed, although there may be an additional monthly fee. That monthly fee however, is typically a fraction of what that care would be at a non-CCRC facility.

Some people may be reluctant to spend such a large sum on the entrance deposit but that deposit is often refund-ed to the resident’s family upon the resi-dent’s death. This all sounds pretty good right? There are some issues to be aware of when shopping around for a CCRC.

There are 3 types of CCRC contracts.• Life care – typically the most expen-

sive but this type of contract allows

the resident to pay the same month-ly fee for the entire range of services offered.

• Modified – generally less expensive upfront than the life care contract, but the resident will pay more per month as health care needs increase.

• Pay for service – most of the time the least expensive option upfront, but the resident will pay all of the health care related expenses.It is important to know what the

deposit pays for and how much the monthly fee will be after the initial de-posit.

In addition, there are some other financial considerations to examine be-fore choosing a CCRC.

The long-term financial health of the CCRC is critical. Think of it this way. You just gave a business the ma-jority of your life’s savings for a lifetime of care. If that business goes bankrupt you will lose your deposit, and have no-where to live.

Here a few questions to ask so that you can be confident you are making the right decision:

What happens to my deposit upon death? Upon move out? Is it returned in its entirety? Can it be paid to my trust? Does my unit need to be re-occupied before my deposit is returned? What does the long-term financial health of the facility look like? Can I see a copy of the facilities audited financial state-ments? What exactly are the services that my deposit and monthly fee are paying for?

CCRCs can be a great alternative to traditional long-term care, by providing peace of mind and long-term security for the residents. However, due to the business model of many of these facil-ities they do come with certain risk. If you have any concerns about a CCRC contract you are about to sign, do not hesitate to seek assistance from your es-tate planning and elder law attorney.■

Continuing care retirement CommunitiesBy attorney Jon J. Gasior

wAldorfTuesday, June 2310:00 – 11:30 a.m.

continental Breakfasthilton garden Inn waldorf

10385 o’Donnell Place

chESAPEAkE BEAchWednesday, June 2410:00 – 11:30 a.m.

continental Breakfastrod ‘n’ reel Waterfront

4165 mears avenue

AnnAPolISThursday, June 257:00 – 8:30 p.m.refreshments

Double Tree Hotel annapolis210 Holiday Court

EdgEwAtErFriday, June 26

10:00 – 11:30 a.m.continental Breakfasthistoric london town& Gardens Pavilion

839 londontown road

BowIEsaturday, June 2710:00 – 11:30 a.m.

continental Breakfastcomfort Inn

us 50, us 301 @ mD 3

May 2015 SEMINAR SCHEDULE

For more info: 410-573-4818

SinclairProsser Law, LLC focuses its practice on estate planning & administration, includ-ing the interaction of retirement plans & elder law. An established member of the American Academy of Estate Planning Attorneys & the National Academy of Elder Law Attorneys, Colleen Sinclair Prosser, Nicole Livingston, Jon J. Gasior & Victor A. Lembo offer years of knowledge & experience in matters asso-ciated with protecting estates & families from issues arising from death and disability.

Sponsored by Sinclair Prosser Law

wjwomen.com12

June - July 2015 13

Take a Cooking Class or pod Gardening Class with GoCook Vegan

Learn to prepare a few healthy but tasty recipes. Come alone or bring a friend

Summer special Summer Fun Prepay and save on 9 class tickets for only $150!

Learn to grow it - pod Gardening classBring your pod garden home with you!

Class includes supplies 2 tickets $150 or 4 tickets $250

Purchase online at www.gocookvegan.com / 301-887-7901

wjwomen.com14

Free Summer Activities!!MOVIES

CONCERTS

MD FREE MOVIES National Harbor on the Potomac

June 7: Viewer’s ChoiceJune 14: Space JamJune 21: Martian ChildJune 28: ET: The Extra TerrestrialJuly 5: Viewer’s ChoiceJuly 12: Journey to the Center of the EarthJuly 19: JumanjiJuly 26: The FlintstonesAug. 2: Viewer’s ChoiceAug. 9: Back to the Future

DC FREE MOVIESCapitol Riverfront(CANAL PARK – 200 M St SE; Films include captioning)

June 11: SelmaJune 18: The Princess BrideJune 25: Rush HourJuly 2: Independence DayJuly 9: Bring It OnJuly 16: LEGO MovieJuly 23: Willy Wonka & The Chocolate FactoryJuly 30: Big Hero 6Aug. 6: Pitch Perfect

Jazz in the GardenThe Pavilion Café at the National Gallery of Art Sculpture Garden,

7th and Constitution NW, Washington, DC. Every Friday, May 22 - August 28, 2015, 5- 8:30 p.m.

US Marine BandThe Marine Barracks 8th and I Streets, SE

Fridays June 12- August 21, 2015, 8:45 p.m.

Baltimore Harborplace and The GalleryFriday and Saturday nights, Friday, May 25-Saturday, July 28, 6-8 p.m.

Harborplace Amphitheater (200 E. Pratt St.) Bands run the gamut of genres, including Motown, funk, jazz, blues, R&B, country, and more.

ALL OF THE SHOwS ARE FIT FOR FAMILIES AND MAKES FOR A GREAT EVENING OF MuSIC, SHOPPING, AND FOOD IN THE INNER HARBOR.

June - July 2015 15

Dyson opens a retail store and service center in Baltimore County

Baltimore--Dyson, a brand-name vacuum cleaner known for superior quality, technology and durability, will be opening a new

location in Baltimore County. Dyson products and service centers will now be conveniently located in the Washington-Baltimore region. most people get several years of use from a Dyson machine, which

may cost $299-$399 or more depending on the model. Dyson stands behind its products by offering consumers a two- or five-year parts

and labor warranty. a highly recognizable brand, Dyson has a sleek design, comes in a choice of several trendy colors and is praised for its functionality. Dyson is specially designed to reach hard-to-clean areas like under beds and ceilings, the same

places where allergy-causing dust mites hide and go uncaptured by traditional vacuums.

a Dyson vacuum cleaner can literally clear the air by sucking away hard-to-reach dirt particles, pet dander and other irritants from your home. Fresher air can

bring relief to allergy sufferers and may even prevent some allergies. in fact, Dyson vacuum cleaners are engineered to remove common sources of house dust, including microscopic dust mites. most people are unaware that these creatures are in the home, feeding off skin cells and dropping waste. tiny as they are, dust mites can become so pervasive in the home that they can actually trigger allergies. Dyson can help control the level of house dust more effectively than traditional vacuum cleaners with its innovative filters and design. Come visit our newest store to experience the Dyson difference for yourself.

Dyson Press Release

2707 N. Rolling Rd, Suite 103, Baltimore, MD 21244 / 410-277-8810

Children’s Art Camp

7am-5pm Monday-Friday Columbia Mall at the Merill Lynch Building

10320 Little Patuxent Parkway Columbia, MD 21045

For details call 301-887-7901

ARE YOuFRuSTRATED wITH