Annual Highlights 2005 - Pakistan Centre for Philanthropy

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Annual Highlights 2005 Pakistan Centre for Philanthropy

Transcript of Annual Highlights 2005 - Pakistan Centre for Philanthropy

Page 1: Annual Highlights 2005 - Pakistan Centre for Philanthropy

Annual Highlights

2005

Pakistan Centre for Philanthropy

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When we started out in 2001, it was very clear that a corporate survey's indicating top givers and best better, institutionalised approach to giving had the practices and research on the philanthropy of Pakistani potential to enhance opportunities for social and diaspora conducted every two years. economic development. This required a responsible stewardship of philanthropic partnerships bringing The continuing programmes of PCP include together the government, private sector and civil society. Certification for Nonprofit Organisations, an innovative Most importantly it required an environment of trust and initiative that aims at defining quality assurance confidence; and a framework that enabled and standards for NPOs; and Public Private Partnerships; a facilitated citizen-led efforts to tap philanthropic vehicle for corporate social investment. After a difficult resources and realise its enormous potential to affect initiation, Certification too is touching its first threshold, social change. having received 126 applications and certified 84

NPOs. The 3P programme has mobilised corporate Now in our 4th year of operation, we look back over philanthropy to the tune of Rs.31,000,000 (approx. $ this short institutional journey and already see the 516,666) impacting 51 government primary schools in milestones that we have erected and the bold initiatives rural marginalised areas of Sindh. Simultaneously, the we have pioneered. It is therefore with great pride and Centre continues to play a role in informing policy satisfaction that I, on behalf of the PCP Board of dialogue on civil society and in facilitating an enabling Directors present our annual highlights for 2005. environment for social investment through philanthropy.

Five years is but a very small span in the life of an In response to the October 8 earthquake disaster institution that aims to be an agent for positive social situation, PCP provided a facilitative linkage service change. But as a formative period it is probably the enbaling $ 487,126 in international philanthropy to be most critical phase when the foundations are laid and channelled through credible nonprofit organisations the strategic directions charted out. Between 2001 and engaged in rehabilitative response initiatives. 2005 we experienced a metamorphosis from our nascent phase into a fully operational momentum; The work of the Centre continues to be dedicated to which is exploring, expanding, leading and transforming enhancing the potential of voluntary giving. It is the philanthropy into the engine for development. participation and contribution of every ordinary citizen,

which makes that dream possible. For all our Undertaking research on philanthropy was the singular, achievements, old and new, I salute these committed most important achievement of 2005 which culminated Pakistanis who demonstrate everyday their concern for in the publishing of two seminal research studies: the less fortunate. Our grateful thanks go to the Federal 'Philanthropy by Pakistani Diaspora in the USA' and and Provincial governments for their continued support 'Corporate Philanthropy in Pakistan: the Case of Public for philanthropic efforts and the work of our Centre.Listed Companies'. These reports contribute to expanding the limited knowledge-base on voluntary Finally, I compliment our partners in philanthropy: the giving and are especially significant as they reinforce NPOs, corporations and individuals who donate their PCPs evidence-based approach to learning and material and human resources; as well as the Board of programmatic development. We also expect these Directors and staff of PCP.findings to enrich the work of development practitioners, helping them better plan and organise social investment Dr. Shamsh Kassim-Lakha, H.I., S.I.,

for civic benefit in Pakistan. We hope to carry the Chairman PCP Board of Directorsresearch agenda forward with successive annual

PCP Annual Report 01

A Message from the Chairman

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Our Vision

A new strengthened partnership betweenthe three sectors ofsociety – government,citizen and businessfor enhanced social and economic investment and development

PCP Annual Report 02

This vision rests upon a vigorous, robust and active civil society expressing itself in its diverse, pluralistic forms and committing and engaging it's

resources to meet the country's challenging social problems

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Our Mission

To enhance the volumeand effectiveness of indigenous philanthropyin Pakistan by facilitating collaboration between stakeholders

PCP Annual Report 2005 03

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Expanding the map on philanthropyExpanding the map on philanthropy

Expanding the map on philanthropyExpanding the map on philanthropy

Dearth of research in the area of philanthropy makes a compelling argument for PCP to actively engage in action research.

In 2005 PCP undertook research to study the philanthropic impulses of the corporate sector in Pakistan and of the Pakistani diaspora community in America. This pioneering work serves as a baseline for further research and has yielded an important mass of information in strategically pursuing sources of philanthropy for social investment.

PCP intends to continue similar research, examining more deeply corporate philanthropic trends in Pakistan and diaspora giving in countries with significant Pakistani diaspora populations.

PCP Annual Report 04

Next to doing the right thing, the most important thing is to let people know you are doing the right thing.

– John D. Rockefeller

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Corporate Philanthropy in Pakistan: the Case of Public Listed Companies funded by AKF (P) through a grant from CIDA, estimates the volume, nature and practice of philanthropy in the corporate world; it highlights the areas companies prefer to support and various avenues they use to contribute funds, time and in-kind goods for social causes. Interviews with 304 companies comprising 211 Public Listed Companies and 93 Public Unlisted Companies revealed that 64% of PLCs and 55% of Public Unlisted Companies participated in giving. A review of annual and financial reports of 568 PLCs and 200 PUCs showed:

Corporate Philanthropy

TBCT

otal giving by PLCs amounted to Rs.1336.2 m for 2000-2003

asic social services such as health and education are allocated 60% of all giving

ompanies give mostly for altruistic reasons

he range of giving varies from Rs. 0.2 million to Rs. 20 million, or 5-20% of the annual income

of PLCs.

Philanthropy by Pakistani Diaspora in the USA, funded by a grant from The Rockefeller Foundation to PCP through AKF (USA) is another landmark study published at the end of 2005. This seminal work is based on an intensive two-year effort and surveys the quantum, practice, nature and dimensions of giving by the Pakistani Diaspora. An interesting finding is that 40% of the diaspora giving is actually directed to causes unrelated to Pakistan. 93% survey respondents indicate that there is significant potential for increased giving to Pakistan.

Diaspora Philanthropy

P

O94

akistanis in America give about $1billion per year, of which $250m are contributions in cash and kind

while the remaining are in time (43.5 million hours of volunteered time)

n average, the Pakistani American household contributes 3.5% of its income

6% give less than half of their giving directly to needy individuals

7% percent give through family and friends

PCP Annual Report 05

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Nonprofit organisations’ certification

Nonprofit organisations’ certification

Nonprofit Organisations’ CertificationNonprofit Organisations’ Certification

In the year 2003, PCP undertook a unique initiative, the first of its kind in South Asia: the development and implementation of the Nonprofit Organisations (NPOs) Certification System. The institutional mechanism inherent in certification aims to strengthen the nonprofit sector in Pakistan by setting sector-wide standards in Internal Governance, Financial Management, and Programme Delivery. The system promotes good governance, financial transparency, disclosure, documentation and effective programme delivery by NPOs. Currently the programme is being financed by the Asian Development Bank.

PCP Annual Report 06

Giving away money effectively is almost as hard as earning in the first place – Bill Gates

CEO Microsoft and Co-chair Bill and Melinda Gates Foundation.

(Most generous philanthropist between

2000-2004, with a total contribution of

$31 bn)

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Two years on, the efficacy of the programme is recognised by civil society, government, donors, the corporate sector, diaspora, national and international philanthropists, as an important instrument for identifying credible partners for social development. This is a step towards bridging the information and credibility gap that exists between donors and civil society and often proves a major impediment in the promotion of philanthropy in Pakistan.

Certification also enhances the grant-seeking capacities of NPOs by creating opportunities to diversify their resource base. Allied benefits include (but are not limited to) recognition for adhering to international best practices, tax exemptions, enhanced credibility, and promotion through the PCP website and NPO profile directory.

By end December 2005, PCP had received 121 applications for certification, 73 NPOs were evaluated and 67 were certified. To aid philanthropy promotion, PCP is in the process of publishing a directory of Certified NPOs 'Gateway to Giving'. This is another

unique endeavour. The 'Gateway to Giving' will open doors to easier and more effective giving by providing a comprehensive information bank of certified NPOs' programmes, efforts, history, financing needs and future plans. To be published in April 2006, it will go out to 700 Public Listed Companies, Pakistani diaspora, media, relevant government departments, donor agencies, international philanthropic foundations and prospective philanthropists providing a diverse choice of certified NPOs for their donations. For the civil society sector this will be a landmark achievement, highlighting their social and economic contribution towards Pakistan’s development. Editions will be published in the first quarter of every year.

Detailed profiles of certified NPOs can also be viewed on www.pcp.org.pk

PCP Annual Report 07

Field evaluation- a close encounter with an applicant NPO

Boy weaves carpets: Thardeep Rural Development Programme

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Philanthropy support servicesPhilanthropy support services

Philanthropy Support Services

The Philanthropy Services Unit has been actively engaged with three main programmes this year; development of the Philanthropy Portal (2P), continuation of the Public Private Partnership Programme (3Ps) and facilitating philanthropy contributions for Pakistan Earthquake Relief, Rehabilitation and Reconstruction.

PCP Annual Report 08

To give away money is an easy matter and in any man's power.

But to decide to whom to give it, and how large, and when, and for what purpose and how, is neither in every man's power nor an easy matter.

– Aristotle

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To make giving efficient, effective and less time consuming, PCP has envisioned an online philanthropy portal (2P) to provide a virtual interface to both grant makers and grant seekers. A year of extensive consultation resulted in a viable concept for connecting donors with credible (certified) organisations working in their areas of interest. PCP will also promote philanthropic gifts and donations online. Once the portal starts functioning, it is expected that electronic exchanges and linkages will inject an effective philanthropy network in Pakistan as well as for diaspora and international philanthropy.

Promoting Linkages

PCP has been facilitating Public Private Partnerships (3Ps) for school improvement in rural communities of Sindh since June 2003. This innovative partnership model received increasing interest and recognition in 2005. The model's winning strength has been in facilitating the corporate philanthropist to enter into partnerships underpinned with agreements, due process and outcome assessments. Over the year PCP developed intervention plans for a range of corporate partners; Dewan Mushtaq Group, Thatta Cement Company Limited, Petronas Carigali Pakistan Limited, Tullow Pakistan Development Limited and Engro Chemicals Pakistan Limited in Ghotki and Thatta Districts. These interventions which aim to increase enrolment and retention include

Making a Collective Contribution

PCP Annual Report 09

construction of new classrooms, provision of furniture and learning aids and hygiene maintenance. Contributions from these philanthropists amount to over Rs. 31,000,000 ($516,666). The 3Ps team is in the process of developing new partnerships in Mirpurkhas, Shahdad Kot, Thatta and Karachi with Al-Abbas Sugar Mills, Unilever, Pakistan Petroleum Limited, Arfeen Group and English Biscuit Manufacturers. School adoption in these districts in Sindh is

To institutionalise the processes and modalities of the 3Ps and in response to a request from Federal Ministry of Education, the Centre has developed a District Manual as well as the Operational Policy framework on facilitating Public Private Partnerships.

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PCP Annual Report 10

PCP's niche role, of assessing NPOs through NPO certification proved to be a relevant starting point to facilitate international grants from private sources to flow to credible NPOs working in the e-quake affected areas. This period witnessed the Centre attracting attention of international grant-making organisations for guidance in identifying and scrutinizing credible NGOs for effective implementation of projects pertaining to relief, rehabilitation and reconstruction of the victims of the tragedy.

CP has collaborated with The Asia Foundation (TAF) and Give 2 Asia a U.S Pnonprofit initiative of TAF to establish the

Philanthropy in Disaster

go a long way in:

Improving access to education

Improving quality of teaching and learning

Developing infrastructure to support a learning environment

Ensuring hygiene standards

Enhancing enrollment, improving attendance and advancing universal education targets

þþþþþ

expected to begin in early 2006. The partnership model has been instrumental in increasing access to and enhancing the quality of education for over 8,500 children in 51 schools of rural marginalized areas in Sindh.

Corporate Contributions

Sharing the partnership experience with the corporate sector

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“Give2Asia-Pakistan Earthquake Fund” (PEF). PEF is an effort to mobilise funding from international foundations, associations, corporations and the Diaspora in the USA to support e-quake relief and rehabilitation. PCP is involved in identifying credible non-governmental organizations, preferably those that are certified, for award of grants to provide reconstruction and rehabilitation in quake affected areas. During the last quarter of 2005, the Centre actively facilitated routing of $170,000 to three NPOs: Sungi, SRSP and Omar Asghar Khan Foundation in Mansehra, Abottabad and Battagram, in NWFP. Additional certified organizations Fatima Memorial Hospital, Mian Mohammad Trust Hospital and LRBT are being facilitated under this fund to receive grants during 2006. The fund had mobilized $487,126 dollars until early January 2006.

earson PLC, the publishers of The Financial Times, London also approached the Centre for assistance in routing donations for the Pearthquake victims to credible NPOs in Pakistan. PCP is the

implementing partner for the Pearson Earthquake Fund and is involved in identifying organisations, vetting proposals, monitoring and evaluation and reporting back to Pearson on the utilisation of the $201,250 grant.

ecognising PCP’s expertise and knowledge of the NPO sector, the government’s Earthquake Rehabilitation and Reconstruction Authority R(ERRA) contacted the Centre with a request to conduct a validation

survey of all NGOs working in the e-quake areas. This database of CSOs contributing to Rehabilitation and Reconstruction will hopefully pave the way for an effective reconstruction strategy and identify future areas of cooperation between CSOs, government and donor agencies.

dditionally, the representatives of the USA Fund for South Asia Earthquake (sponsored at President Bush's initiative by CEOs of five AUS multi-national corporations) also approached PCP to explore a

partnership for monitoring of their grants to Pakistani NPOs.

he Centre also facilitated HRH Princess Sarwath El Hassan in identifying a credible NPO as the recipient of a grant for reconstruction Tof schools in the earthquake affected areas in AJK.

hese are indicators of the growing recognition of the professional capabilities of the Centre and its placement as a credible information Tsource on the citizen sector.

PCP Annual Report 11

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Communications & Marketing

A multi-pronged media strategy was used to advance discussions and awareness on philanthropy including regular updates on the PCP website, global developments, e-mail alerts, news reports and the distribution of in-house publications at various forums. “Profiles in Philanthropy” have been produced to feature interviews with major philanthropists, showcasing good giving initiatives. The Centre worked closely with The Insan Foundation Pakistan to raise awareness on the MDGs and broadcast information on White Band Day, the UN Millennium Campaign Against Poverty from Radio Pakistan, Islamabad. The Centre also completed a series of weekly 'Philanthropy and NGO' discussions on Radio Pakistan in August, 2005. Following the October earthquake, PCP rapidly made arrangements with FM100 for an interview plan covering the efforts of self-help earthquake response initiatives and local NGOs; this was complemented with a month-long spot campaign on radio. The Communications and Marketing unit also designed and managed publication of two major research studies; 'Philanthropy by Pakistani Diaspora in the USA' and 'Corporate Philanthropy in Pakistan: The Case of Public Listed Companies'.

PCP Annual Report 12

National/InternationalNetworking

PCP continues to build an enabling environment for civil society and promote philanthropy through regional/ international networking. In 2005, PCP interacted with NPOs in India, studying their development programmes and

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Carrying back new ideas for philanthropy development. PCP is now looking towards developing a Payroll Giving Programme based on the model run by Charities Aid Foundation (CAF) India. This model directs corporate sector philanthropy to NPOs and communities and provides a framework for systematic giving.

As a member of Asia Pacific Philanthropy Consortium (APPC), PCP contributed to the development and implementation of APPC regional initiatives, which included participation in the training workshop on Development of Financial Accounting Standards for the Nonprofit Sector in the Asia-Pacific Region and APPC's second biannual conference on Philanthropy in Disasters: TSUNAMI and After in Phuket, Thailand.

One World Trust has commended PCP's Certification Programme and identified similarities with its work at the One World Trust's Global Accountability Project (GAP). The project offers global organizations practical recommendations on how to increase transparency and responsiveness. PCP's Certification programme is linked to their website at http://www.oneworldtrust.org/.

Strategic Direction

In 2005, PCP conducted a five-year strategic planning exercise. The final strategic document for 2006-2010 was a product of nine months (January to September 2005) of intensive discussions with the PCP Board of Directors, management and various other stakeholders including PCP contributors, the Aga Khan Foundation, donor agencies, business leaders,

PCP Annual Report 13

Promoting Third Sector Credibility:

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media, government and nonprofit organizations. As an outcome of this exercise PCP has identified five specific objectives and core guiding principles that will guide PCP's direction. Key programme areas PCP will pursue in the next five years include policy advocacy, certification, philanthropy support services, research, communication and networking.

Institutional Capacity

PCP staff strength increased from 20 to 30 in 2005. The increase in professional staff allowed PCP to handle more work while continuing to uphold the quality of output. Programme Managers actively encourage professional development of their team members through seminars, workshops and training opportunities. Personal academic interests are also appreciated at PCP and discussion is welcomed on how the organisation can support such pursuits. PCP is considering formalising an Internship Programme. In the past many young and vibrant interns have worked at PCP assisting the Research team, Certification and 3Ps programme. This is an opportunity for interns to learn about PCP and civil society at large, and the work experience allows them to develop professional skills that will be an asset when entering into formal employment. For PCP too, internships add value and learning, with interns contributing new ideas and fresh perspectives.

PCP Annual Report 14

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Governance

The Board of Directors provided constant guidance and support to PCP's senior management. Oversight and outstanding leadership from these prominent and renowned eighteen Board members has helped PCP outline its long-term direction and address strategic issues. The Board met three times in the year 2005 to take account of progress, decisions on key programmatic issues and critical strategy. PCP bid farewell to two Board members this year: Mr. Ateed Riaz, Chief Executive Officer, The Citizens Foundation and Mr. Khursheed Marker, Chairman, PICIC. They have been replaced by Lt. General Retd. Syed Parwez Shahid and Mian Altaf M. Saleem.

PCP Annual Report 15

Finance & ResourceMobilisation

PCP's total budget for 2005 was Rs. 34.27million, an increase of 65% from the previous financial year's expenditure, of which Rs. 9.97 million was allocated for core expenditure and Rs. 24.48 million for programme expenditure. Ford Rhodes Sidat Hyder & Co. (a member of Ernst & Young International) undertook the annual audit of the Centre.

Funding for 2005 came from individual philanthropists (11%); the Aga Khan Foundation (Pakistan) through SIDP (43%); USAID through its Education Sector Reform Assistance Programme (28%); Asian Development Bank (13%) and others (5%).

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Our People

Our key value is our people

Every person at PCP shares a common purpose –to advance philanthropy. Individually, and as part of a teamwe value, nurture and prize the skills that take this purpose forward.

PCP Annual Report 16

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Ms. Shahnaz Wazir AliExecutive Director

Mr. Javed Iqbal KhanSecretary

Mr. Eazaz A. DarSenior Programme Manager

Syed Mohammad AhmedManager Finance & Admin

Mr Rashid RafiqFinance & Admin Officer

Mr. Umar HayatFinance & Admin Assistant

Ms. Samina GhazalFront Desk and Office Assistant

Ms. Rafia RaufProgramme Officer M& E

Mr. Ali RazaProgramme Manager Philanthropy Services

Mr. Mansoor SarwarJunior Officer Philanthropy Services

Ms. Shahnaz Wazir AliExecutive DirectorMr. Aizaz AsifManager Certification

Ms. Rafia RaufProgramme Officer Monitoring & Evaluation

Syed Abbas Ahmad NaqviProgramme Officer Monitoring & Evaluation

Mr. Javaid Iqbal MughalProgramme Officer Monitoring & Evaluation

Ms. Nadia TariqResearch Officer

Ms. Tasneem SaeedManager Research

Ms. Sarah Pervez AfzalCommunication Specialist

Mr. Asad Zia IqbalCertification Desk Reviewer

Ms. Farhat ImranCertification Desk Reviewer

Mr. M. ZahidCertification Desk Reviewer

Mr. Azhar MahmoodCertification Desk Reviewer

Ms. Yasmeen KhanCertification Desk Reviewer

Ms. Sadika Farouk Hameed Marketing and Communication Officer

Mr. Alie Abbas JafrieProgramme Support Officer

PCP Annual Report 17

Our Staff

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Asiatic Group of CompaniesBabar Ali FoundationDesconEFU Insurance CompanyThe Fancy FoundationGam Corp. Gul Ahmed TextileHighnoon LaboratoriesICIInternational IndustriesJaved Omer Vohru & CompanyKaram Ceramics

Dr. Shamsh Kassim-Lakha, H.I., S.I.

Chairman, Board of DirectorsPresident, Aga Khan UniversitySyed Babar AliPro-Chancellor, Lahore University of Management SciencesAdvisor, Packages LimitedMr. Kamal A. ChinoyChairman, Aga Khan Foundation (Pakistan)Mr. Shoaib Sultan KhanChairman, National Rural Support ProgrammeLt. General Retd. Syed Parwez Shahid, H.I.(M)

Chief Executive Officer, The Citizens FoundationMr. M. Nazar MemonChairman, Sindh Graduates AssociationMr. Mueen Afzal, H.I.

Former Secretary General, Finance & Economic AffairsDr. Attiya InayatullahMember, National AssemblyFormer Federal Minister for Women Development,Special Education, Social Welfare and Population WelfareMr. Mahomed J. JafferBarrister-at-LawFormer Senior Partner, M/s Orr, Dignam & Co.,Former Chairman, Aga Khan Foundation (Pakistan)

Dr. Shamsh Kassim-Lakha, H.I., S.I.

Syed Babar Ali

Mr. Kamal A. Chinoy

Mr. Shoaib Sultan Khan

Lt. General Retd. Syed Parwez Shahid, H.I.(M)

Mr. M. Nazar Memon

Mr. Mueen Afzal, H.I.

Dr. Attiya Inayatullah

Mr. Mahomed J. Jaffer

Mrs. Munawar Humayun KhanChairperson, Sarhad Rural Support ProgrammeMr. Saeed Ahmed QureshiVice President, Shifa Eye TrustChairman, Educational FoundationFormer Deputy Chairman, Planning CommissionGovernment of PakistanMr. Arshad ZuberiChief Executive & Editor, Daily Business RecorderMr. Towfiq H. ChinoyChairman, New Jubilee InsuranceMian Ahsan M. SaleemChief Executive, Crescent Steel & Allied ProductsMr. Arif HabibPresident, Arif Habib Securities LimitedGovernment of PakistanMr. Asad UmarPresident and CEO, Engro Chemical Pakistan LimitedMr. Farooq RahmatullahChairman, Shell Companies in PakistanMian Altaf M. SaleemChairman, PICIC

The Centre is led by Executive Director, Ms. Shahnaz Wazir Ali

Mrs. Munawar Humayun Khan

Mr. Saeed Ahmed Qureshi

Mr. Arshad Zuberi

Mr. Towfiq H. Chinoy

Mian Ahsan M. Saleem

Mr. Arif Habib

Mr. Asad Umar

Mr. Farooq Rahmatullah

Mian Altaf M. Saleem

1In addition to membership fee, PCP Board members have made significant financial contributions to the Centre

Lucky Cement / Yunus BrothersMerck MarkerMumtaz Bakhtawar Memorial Trust HospitalMuslim Commercial BankPackages LimitedPakistan CablesPICIC Commercial Bank Rupali PolyesterTelebiz Television Business Production

Mr. Munir MeraliMr. Moin M. Fudda

PCP Annual Report 18

Our Board

Our Contributors

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3

PCP Annual Report 19

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Fixed assets at book valueDeferred costsLong term loan to staff

Current assets

Current portion of long term loan Advances, prepayments and other receivables Cash and bank balances

Unrestricted fundsDeferred liability - gratuity

Deferred funds

Deferred grant Restricted funds

Current liabilities

Creditors, accrued and other liabilities

2,706,784213,112167,221

1,640,834426,225117,393

2005 2004

99,6675,306,323

10,296,005

15,701,995

18,789,112

66,1674,985,329

10,429,944

15,481,440

17,665,892

14,161,3861,888,704

14,784,5761,307,759

2,282,591(347,882)

1,934,709

804,31

18,789,112

954,9314,250

959,181

614,376

17,665,892

BALANCE SHEETAs at December 31, 2005

(Rs.)

PCP Annual Report 20

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Income

Pledges, certification fee and membership fee Certification fee Grants Other income

Expenditure

Programme expenses General and administrative expenses

Net surplus

Transferred to:

Unrestricted funds Restricted funds Deferred grant

2005 2004

437,0001,640,000

16,935,51948,162

19,060,681

3,729,300957,096

18,540,58075,765

23,302,741

14,919,5202,969,094

17,888,614

17,560,7642,600,916

20,161,680

(843,932)688,339

1,327,660

1,172,067

-

2,161,245979,816

3,141,061

-

INCOME & EXPENDITURE ACCOUNTFor the year ended December 31, 2005

(Rs.)

PCP Annual Report 21

1,172,067 3,141,061

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who spend their wealthby night and by day, secretly and openly, their reward is with their Lordand there shall no fear come upon them neither shall they grieve

Al-Quran 2:274

Pakistan Centre for Philanthropy1A, St 14, F-8/3, IslamabadTel. (9251) 2855903-4, 2855078-9Fax. (9251) [email protected], www.pcp.org.pk

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