The mission of Foresters Community Finance is

to create pathways to financial inclusion in individual, social enterprise and non-profit

markets.

Finance is therefore a means to an end,

not the end in itself and this stands us out from

mainstream financiers.

SUPPLY Capital

DEMAND Finance

and Investment

Economic and Social

Inclusion

Strategy – Education Purpose- beyond welfare!

Paradigm Shift – new cultures & structures Knowledge – understanding the new

market dynamics

Action – Investment Capital Preservation

Yield – financial & social return Exit strategy

Social enterprises Individuals Non-profit organisations Cultural enterprises

Trustees HNW Individuals Super Funds Individuals

Fund Manager CDFI

Investors Retail Individuals HNW Individuals

Foundations PAF’s

Super funds Fund Managers

Intermediary e.g. CDFI

Impact Investment Vehicle e.g. Mortgage

trust

Measures & Accountability: double impact investment: financial and social returns

NFP

Individuals

Social Enterprise

Social Enterprise Solutions is in the business of

building the long term sustainability of

social enterprises.

We achieve this by providing tailored support and access to finance, in the form of loans.

These loans support the development of the

social enterprise’s asset base as well as

helping the business to grow.

Social Enterprise Solutions defines social

enterprises as organisations that are:

….led by an economic, social, cultural or

environmental mission consistent with a

public or community benefit; trade to fulfil

their mission’ derive a substantial portion of their

income from trade’ and reinvest the majority

of their profits surplus in the fulfilment of

their [social] mission.

Finding Australia’s Social Enterprise Sector, Social Traders and the Australian Centre for Philanthropy and Nonprofit studies, June 210

We are interested in both the transformation

of your business as well as the financial

transaction. Social Enterprise Solutions is part

of a suite of programs delivered by Foresters

Community Finance, including:

• Finance for non-profits;

• Finance for social enterprises;

• Finance for individuals;

• Knowledge exchange;

• Social Investment design and development.

Money { Trade }

Krug K & Weinberg CB (2004) Mission,

Money & Merit: Strategic Decision Making for

Nonprofit Managers, Nonprofit Management &

Leadership. 14(3), Spring 2004, p325-342

Our Process We utilise our extensive skills and knowledge of the social enterprise sector to assist us in analysing opportunities and adding value to your social enterprise: • Investment Appraisal - we review the capacity and capability of the social enterprise

or non- profit. This requires us to meet with the organisation or business and gather a range of information.

• Investment Packaging - where we identify investment readiness in a social enterprise or non-profit we move to support the process of pulling together all the information to present the investment opportunity to our investment committee.

• Loan Application - the final stage is a formal application for finance and presentation of the investment for approval to the investment committee.

• Loan Finalisation - once we have investment approval we will finalise the legal aspects, draw up contracts for you to sign and arrange the advance of capital.

• Ongoing Review - we will work with the social enterprise or non-profit over the loan term to support success.

A cornerstone of Foresters work is to develop

strategies to enable nonprofit

organisations reach their objectives.

Often excluded from mainstream financial

institutions, nonprofit organisations need

access to capital to grow and develop.

Foresters assists these organisations to realize

their potential. To date this has been achieved

through our Community Asset Building program.