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Welcome to my presentation

Presented By,Md. Pallab Islam

21stBatch

ID#51221061

Presented To,

Shibli Rubayat Ul IslamProfessor

Course TeacherDepartment of Banking & Insurance

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Uttoron is a DPS which is mainly design touproot the unemployment problem ofeducated unemployed youth of ourcountry by making them self-employed.

It is a unique monthly deposit schemethat you open for your kids to safeguardtheir future against all uncertainties andrisks. As a guardian of the child you can

open this account which builds great &unmatchable savings for your kids overthe years.

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The most interesting part of this scheme is the

full insurance protection that you enjoy

automatically. This simply means, in case ofdeath or total physical collapse of the parent

or guardian, the bank will pay the full value of

the scheme for the full term no matter inreality how many months or years have been

actually completed by you.

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Eligibility:

Age: 18 - 40 years

Nationality: BangladeshiYou will have to have a savings or current account in your

name in order to operate your Uttoron account.

What you need to do:

Just fill up the Uttoron account opening form. Submit it to the

branch. And thats it! Enjoy earning for your junior ones!

Availability:

All branches of X Bank spread across the country.

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UttoronDPSMonthly

Installment (Tk.)

Int. Rate % Years Amount after

maturity (Tk.)

2000

8 10 1,50,000- 3,87,028

8.5 12

9 16

30008.5 10 2,27,000-6,14,534

9 12

9.5 16

4000

9 10 3,09,748- 8,43,259

9.5 12

10 16

5000

9.5 10 3,92,344-10,84,990

10 12

10.5 16

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Generally the fund cannot be withdrawn until the

completion of plan period.

In case of emergency, one can withdraw fund by closing

account. But if it is less than one year, the amount of

interest will be forfeited.

The account holder, who are going to close the account, will

only enjoy the year-end interest.

Conditions :

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Benefits of Bank:

Bank can earn more interest by investing the amount ofDPS.

Less interest rate than FDR.

It can perform social welfare by giving an opportunity forkids to open a DPS and after maturity it can assist to makethem entrepreneurs by providing the money; thusunemployment problem will be eradicated.

As this scheme is a demand of time for our country,so thebank can attract more people for banking habit through thisDPS.

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Required Documents:

Passport size photograph for each account holder.

Copy of -NID/DL/Passport.

Proof of address - copy of utility bill .

Under certain circumstances collateral might also

be needed in case of loan.

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CONCLUDING REMARKS:

After completion of study if the person cannotmanage a job,then he may use this money forentrepreneurial purpose to be self employed.On the

other hand if he can manage the job he can use themoney for marriage purpose or in such kinds of bigexpenses,or he can save the money in FDR to getmore amount of interest.Through this way we can

eradicate the curse of unemployment and can bringa revolutionary change in the living of ourcountrymen.

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