55 & Better Senior Expo

55and better

Register at individual booths for drawings and prizes!

June 20, 20129 am - 3 pm

Chilson Senior Center700 E 4th St. • Loveland

Enjoy:Over 25 Vendors•Seminars throughout the day•Demonstrations•Drawings and Prizes!•

SENIOR EXPO

Sunday, June 17, 2012 55 AND BETTER ...

This is the season for fun!

The Seasons Club at McKee Medical Center is a free program that helps people, age 50or better, get the most out of life through health promotion, education and recreation. As amember of the club you’ll receive:

• A variety of fun day, evening and extended trips• Participation in our pioneering Posit Science Brain Fitness Program and software• Medicare and health insurance consultations• Educational programs, classes, and activities tailored to your specific interests and needs• Community discounts

To become a member or for more information call 970-635-4097

2000 N. Boise Ave. • Lovelandwww.BannerHealth.comkeyword: McKee Seasons Club

Sunday, June 17, 201255 AND BETTER ...

EditorialSummer Stair

Marketing & Publications Editor303-473-1212

[email protected]

Contributing WritersDominique Del Grosso

Other ContentMcClatchy-Tribune, ArticleResource Association

AdvertisingLinda Story

Advertising Director970-635-3614

[email protected]

Cover DesignLinda Larsen

PhotosArticle Resource Association,

Shutterstock

Contents

Stay safe when in the bathroom15 minute activities to a better you

56

How to lead ahealthy lifestyle

Page 4

Planning forretirement

Page 8

Maintain your credit history as you ageDownshift to a different careerPrevent hearing lossProtect yourself from identity theftA mature guy’s guide to the road

910111314

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As the years go by, things change—some forbetter or worse. When we’re young, we thinkgetting older equals divine wisdom, joyous ac-complishments and freedom. Although that canbe true, getting older also amounts to more achesand pains. Mobility, balance, strength, flexibilityand liveliness often don’t come as easily as theyonce did.

Aging is a reality everyone faces, and none ofus can out-run, defy or ignore it entirely. Stayingconnected to your life and those around you canpositively alter the way you view the aging pro-cess. Actively engaging in activities centered onbeing healthy in mind, body and spirit can distract,enhance and refocus your aging perspective.

PURPOSEFUL AGINGGetting older can be downright frustrating, as

joints creek in ways you never thought possible,sitting or standing for long periods of time is pain-ful and your young, endless-energy seems like alifetime ago. The thing is, like most hard things inlife, you can allow the negatives to rule your at-titude or you can choose to be positive and faceit head-on.

This “can-do” attitude is one Trisha Camp-bell, activities and marketing coordinator for TheCourtyard of Loveland Assisted Living, whole-heartedly supports and lives by. “You can either

sit around and think about everything that’swrong or get up and get moving. Once you’re upand doing something, you forget about the thingsthat can get you down,” she says. “Staying active

A well rounded youStaying mentally, physicallyand socially active is importantto a healthy lifestyleDominique Del GrossoFor the Reporter-Herald

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keeps depression at-bay. The people whoget out, they have better mobility, moreconfidence and their day goes by muchfaster.”

A major part of harnessing this kindof attitude is simply accepting the realityof what is. Unfortunately, none of us canchange the circle of life, because aging isan important part of that cycle. Takingthe first step toward a positive attitude isrelatively easy. Turn your focus inward todetermine how you enjoy spending yourtime and what interests you. Once youfigure that out, participating in those activi-ties is where the fun beings.

ACTIVELY ENGAGING IN AGINGSome people enjoy taking part in physical

activities, while others enjoy mental exer-tions or social events from walking, dancing,crocheting, fishing to crossword puzzles,reading or mediation. Getting in-touch withwhat you enjoy will help you find the fulfill-ment you may be missing. And no matteryour age, mobility or physical obstacles,anyone can find fulfilling interests.

Elaine Brush, program supervisor with theCity of Loveland Parks & Recreation Depart-ment, says identifying things you enjoy iskey to staying consistent in attitude andmindset. “If you find enjoyment with theactivity you are more likely to participantmore frequently and longer durations,” shesays. “And the health benefits can includeenhanced memory and learning, decreasedfeelings of stress and anxiety and improvedsleep.”

Staying active is also a great way to so-cialize. When you have friends to share the

process with, getting older doesn’t seemas daunting, but rather something you canrelate about instead. “Those who really tryto enjoy life keep a good spirit about them,”Brush says. “Staying active gives peopleconfidence, balance and peace. People laughtogether and enjoy themselves, which is soworth it. It’s a great way to show supportfor one another.”

With age, you have your good days andthe not so good days, but the importantthing is push ahead in the best ways youcan. Get involved with friends, activities andthe community or in whatever capacity youcan and may it bring you nothing but joy.

One in three seniors over the age of 65 will experienceat least one fall annually, according to the Centers forDisease Control. The bathroom is one of the most danger-ous rooms in the home for the elderly. Slick floors, smallspaces, sharp edges and few things to grasp make mobil-ity difficult and increase chances for dangerous falls.

“We want seniors to live safely and comfortably inevery part of their homes. It’s important that senior ho-meowners are aware of the challenges independent livingcan present and take the appropriate precautions,” saysLarry Rothman, Roto-Rooter’s director of plumbing.

Roto-Rooter, America’s largest provider of plumbingand drain-cleaning services is offering tips on what toinstall in the bathroom to keep it safe for loved ones sothey can maintain an independent lifestyle.

• Equip showers and surrounding walls with sturdygrab bars anchored to wall studs so they can supportthe full weight of an adult. Some portable safety handlesuse super strong suction cups and are easy to apply andremove.

• Consider installing nonskid tape or mats on the floorof a shower or bathtub.

• A shower chair is also a safe solution that can beeasily placed where balance is a challenge.

• Flexible handheld shower wands with an on/off but-ton might be easier to use than a traditional shower head.

• Toilets can be replaced with ADA-approved raised-height models to lessen the chance of a harsh fall.

•Check temperature settings on water heaters, aswater hotter than 120 F can scald skin.

• Some faucet handles are difficult for arthritic handsto grip and turn. These should be replaced with modelsthat are easier for seniors to use.

– McClatchy-Tribune

7 steps to bathroom safety

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Big-impact healthactivities you can doin 15 minutes or less

The American baby boomer generation isn’t contentsitting still - they live full lives working, traveling andpursuing their favorite hobbies. Age is only a number forthis determined group whose population is pushing anestimated 78 million. If you are one of the many activebaby boomers, you understand your health is a priority,but that doesn’t mean you want to spend long hourseach day making sure you stay well. Luckily some of thebest things you can do for yourself only take a matter ofminutes each day.

Dr. Wendy Bazilian (wendybazilian.com), a doc-tor of public health, registered dietitian and author of“The SuperFoodsRx Diet: Lose Weight with the Powerof SuperNutrients,” knows the importance of optimizinghealth for baby boomers. Simple healthy activities, whendone on a daily basis, can have a huge cumulative effecton health and wellness. Here are four big-impact healthactivities from Dr. Bazilian that you can do in 15 minutesor less.

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1. BE FLEXIBLE WITH GENTLESTRETCHES

Stretching might seem like a ba-sic physical activity, but its positiveeffects can be substantial. Especiallyfor boomers, stretching for five to15 minutes each day can help keepmuscles and joints flexible, and helpincrease overall body health. Plusas you age, stretching can helpmaintain your mobility levels and de-crease the risks of falls. Try gentlestretches to get your blood flowingin the morning or before you takea walk. Want to try something dif-ferent? Yoga blends stretching andstrength for a wonderful workout forpeople of all ages.

Time requirement: 15 minutesor less

2. GET AN OIL CHANGE – IN YOURKITCHEN

The right kind of oils can benefityour health and wellness, and thewrong ones can put you at risk forhigh cholesterol, heart disease andeven cancer. Cooking healthy meansstocking your pantry with the rightkinds of oils so you can enjoy thefoods you love the right way. Twoto keep on hand are extra virginolive oil and organic grapeseed oil.Olive oil contains monounsaturatedfats which can help boost healthyHDL cholesterol while at the sametime help to reduce unhealthy LDLcholesterol levels. Lower cookingtemperatures or cool/room tem-perature usage is best. Organicgrapeseed oil has a more neutral fla-vor and a high smoke point, allowingfor higher temperature cooking whileusing a lighter hand in measureswith this healthier cooking oil.

Time requirement: five minutesor less

3. CONSIDER TAKING AN OMEGA-3FISH OIL SUPPLEMENT

Recently, there’s been a lot oftalk about omega-3 essential fattyacids and their ability to preventcommon disease as well as benefitbrain and overall health. Becauseyou can only get these essential fatsthrough what you eat, Americans

often don’t get as much as theyneed. Include food sources like wildsalmon and sardines, as well as plantsources like walnuts and flaxseeds.Luckily, you can fill a nutritional gapby incorporating a high-quality fishoil supplement into your daily rou-tine. A high-quality supplement canmean more benefit to your health;Ultimate Omega-D3 from NordicNaturals is a good example andgreat option.

Time requirement: two minutesor less

4. EAT MORE FRESH FRUITS ANDVEGGIES

Few foods can provide the highlevels of nutrients your body needsthan fresh produce, yet more than80 percent of us are not gettingenough. It’s important to aim tomake half your plate fruits andvegetables at meals every day.And try to incorporate fresh fruitsand veggies daily, and don’t forgetabout frozen and dried options with-out added sugars or preservatives.They’re super nutrient-rich, too. Thetasty options are endless - fromberries, apples, bananas, and cher-ries to broccoli, tomatoes, carrots,cabbage, and kale. Be adventurousand try a new recipe that featuresa veggie you’ve never had before.Or, taste local flavors by visitingyour neighborhood farmers market.Whether for a snack or with a meal,fresh produce is great for any babyboomer’s diet.

Time requirement: five minutesor less

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We’ve all heard the phrase: It’s never tooearly to start saving for retirement. And, whilethat’s true, how much you’ve saved and actuallyneed saved to have a comfortable retirementcan be a hard thing to determine.

Josh Miller, president of Colorado FinancialManagement in Loveland, says it is important toremember that each individual situation is goingto be different and that no retirement plan isgoing to be the same.

One of the best places to start retirementsaving is through an employee plan, says Miller.

If your employer offers a 401K plan, it is easyto put part of your paycheck in and it is taxdeferred until you start taking distributions out.Even better, is a lot of employers offer a matchor a profit-sharing plan. “This way you are get-ting a little bit extra on top of what your arealready saving,” Miller says.

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Another option available to those saving forretirement are Traditional and Roth IRAs. Millersays having different choices and multiple ac-counts of where you can draw your money fromis always a good idea.

PLAYING CATCH UPBy age 50, even the government knows you

are thinking toward retirement. For those whoare 50 and older, they can put more money intotheir savings plans. This Catch Up Provision isdifferent from year to year, but in 2012 it al-lowed for those older than 50 to defer an extra$5,500 into their 401K plan, so instead of the$17,000 allowed, those 50 and older coulddefer up to $22,500. Contributions toward anIRA in 2012 were $5,000, but for those 50 andolder they could contribute up to $6,000.

GETTING TO THE RIGHT NUMBERMiller says the biggest thing that people

don’t think about is what their expenses aregoing to be in retirement. “Seniors may reducetheir mortgage, but you have to remember youwill have more health care costs and a lot ofthese could be out of pocket.”

While there are several websites out therewhere you can do projections on what you needto save, Miller says it can be helpful to sit downwith an advisor and go through each individualcalculation and come up with a plan. Thenreview that plan annually and make sure you arestill on track to meet your end goal.

Just remember it’s never too late to getstarted, but the earlier you do start the easierit will be. Plan early and well so you can have acomfortable retirement.

You’ve spent your wholelife managing your moneywith flawless proficiency. Youhave a sparkling credit scoreand very little debt. But isit possible to get to a pointwhere you have so little debtthat you could actually fail toregister a credit score?

For senior individuals whohave paid off most of theirmajor debts, such as homeand auto loans, and don’t usecredit cards or store retailcredit on a regular basis, thepossibility of becoming “un-scoreable” exists.

This can happen becausecredit score models rely on re-cent credit activity in order togenerate an accurate score.If all recorded credit activityhas stopped, then there’s norecent information to useas the basis for a creditscore.

As a recent Experian studypoints out, older individualstend to have better creditscores, so it’s important todo what you can to sustainyours.

WHY IS HAVING A CREDITSCORE IMPORTANT FORSENIORS?

If you’ve paid off yourmortgage and have plentyof savings on hand to lastyou the rest of your life, youmight wonder why maintain-ing a credit score would beimportant. Although you maynot be planning on taking outanother home loan or mak-ing other major purchases oncredit, you may need a scorefor other life events, suchas:

• Financing unexpectedneeds

• Applying for rental hous-ing

• Establishing an accountwith a cellphone provider orother utility

• Acting as a co-signer ona loan

• Entering into a reversemortgage

HOW TO AVOID BECOMING“UNSCOREABLE”

While it may seem logicalto close accounts that you

don’t use or need, you cankeep your score active bymaintaining them. This isespecially important if you’vepaid off your mortgage andauto loans.

VantageScore, which hasthe ability to provide a creditscore to a broader populationof consumers with limitedcredit histories, recommendskeeping at least one creditcard active. It’s a good idea touse each of your accounts atleast once every 24 monthsso that your payment datagets reported to the threenational credit reportingcompanies (CRCs) - Equifax,Experian and TransUnion.

If you want to close outcredit card accounts, it’s bestfor your credit profile if youkeep the oldest accounts ac-tive. Credit score models putgreater emphasis on the oldercredit accounts in your creditfiles because it demonstratesthat you have a reliablehistory of on-time payments.

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Maintain your credit history as you age

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Downshifting careers for a more fulfilling life

When 60-plus-hour weeks, expensive profes-sional suits and excessive stress become toomuch, many high-powered professionals trade intheir high-paying careers for a more fulfilling life.Called “downshifting,” the move allows formerCEOs and company presidents to find more bal-ance between work and life.

The phenomenon of downshifting is due inpart to generational differences between babyboomers and older generations, says CatherineMallozzi, director of career services for EverestUniversity in Melbourne, Fla. While older genera-tions saw work as something mandatory – yetnot necessarily enjoyable – baby boomers havealways believed they deserve fulfilling lives andcareers.

“When you are stuck in the rat-race tryingto climb the ladder to career success, you oftenhave to put so much of your life on hold. Youmay end up sacrificing time with your family, notgiving yourself time outdoors, or putting yourhobbies and passions on pause,” Mallozzi says.“Downshifting is one way that professionals areredefining their priorities. They recognize thatperhaps their new careers won’t be as lucrative,but they will be more fulfilling.”

Traditional working environments have dra-matically changed over the past few decades.These work environments now include part-time,flex-time and work-from-home options, givingemployees much more flexibility in balancingtheir interests in life. For example, workers can

decline new projects, take onfewer projects or try to changework arrangements.

“If you aren’t ready for acomplete career change, you stillhave a number of options. Forexample, bargain for more vacationtime instead of that annual raise.Or see if you can work from homeor move to part-time work,” saysMallozzi.

But for some, small changesin the working environment aren’tenough. Many wake-up calls canencourage a complete careerchange. Whether it is the death ofa close friend, a divorce, or gettingthat dreaded pink slip becauseyour company is downsizing, manyprofessionals realize that life is too short to stayin a career that isn’t allowing them to enjoy apersonal life on the side.

For those who might be considering down-shifting, it’s important to weigh how a careerchange will alter their lives.

“You have to take your finances into consid-eration,” says Patrick Wehner, business depart-ment chairman at Everest University in Tampa.“A lot of planning needs to happen before youmake any big changes. Specifically, you need tobe thinking about how to meet costs of yourinsurance, children’s education, mortgage pay-ments and retirement savings. That being said,with careful planning, changing careers can be

done well and can be incredibly satisfying.”In addition to financial planning, downshifting

may also require going back to school.“Many downshifters want to open a new

business – perhaps a bed and breakfast, or localused book store or massage therapy business,”says Wehner. “Starting a new business in some-thing you are passionate about is a great wayto find a fulfilling career, but at the same time,you want to make sure you have the knowledgeyou need to be successful. For example, if youwant to become a massage therapist or bed andbreakfast owner, you may need to take massagetherapy classes, or basic accounting andentrepreneurial courses before making thatleap.”


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Don’t let your world fall silent

Larry Crum didn’t realize howbad his hearing really was until hewas hunting one afternoon withsome friends. He couldn’t hear awild boar grinding his teeth just afew yards away.

As a 44-year-old husband, fatherand head pastor of the First Churchof the Nazarene in Rochester, Mich.,Crum’s life was slowly falling silent.When he realized he couldn’t fullyparticipate in conversations with hisfamily and congregation members,he began to wonder what else hecould be missing.

“More than 48 million Americanssuffer from hearing loss, and manyof those individuals are obliviousto the small details of life they’remissing out on,” says Dr. AngelaFlores, director of Education andTraining at Siemens Hearing Instru-ments, Inc. “Unaddressed hearingloss can lead to social isolation,increased anger and depression. Arecent study from the U.S. NationalInstitute on Aging shows adults whoexperience hearing loss may evenface a greater risk of dementia andAlzheimer’s disease.”

With the baby boomer genera-tion reaching its greatest numbersat 77 million, our nation’s state of

health is of great concern. The num-ber of Americans struggling withhearing loss increases by the day.

Hearing aids from a generationago carry the stigmas of beingclunky, uncomfortable and ineffec-tive. And many image-consciousAmericans ignore their hearing lossbecause acknowledging it bringsnegative attention and a perceivedweakness.

But hearing aid manufacturershave made significant strides inenhancing the natural performance,look and size of the latest hearingaids. Even added benefits, suchas Bluetooth-enabled accessoriesand waterproof features, furtherenhance your lifestyle. Currentsophisticated technology enableswearers to distinguish voices fromnoise and block out backgroundsounds in crowded areas.

“Many boomers do not realizethe advancements hearing aids havemade,” Flores says. “Today’s de-vices are smaller, stronger and offermuch more of a pleasant listeningexperience than in years past.”

Prevention is by far the bestoption. Flores suggests turning thevolume down on your television andmobile phones, wearing ear protec-tion and having your hearing testedregularly starting at the age of 50.

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difficult once Crum’s hearing began to decline.The cause of Crum’s hearing loss? Genetics

mixed with a life of heavy noise exposure. Hespent 12 years working in an automobile factoryand has been a hunter all of his life - a costlycombination.

“I struggled for years to hear the details oflife - among my family, my grandchildren, mem-bers of my congregation and out within nature,”Crum says. “Conversations with my grand-daughters were often difficult, not to mentionconversing with my parishioners in a crowdedfoyer.”

Success came when Crum was fitted with abehind-the-ear (BTE) hearing aid from Siemens -the Motion 701.

With Siemens BestSound Technology, Crumnow enjoys the clarity he needs in communicat-ing with his congregation and family in a varietyof settings, as well as the detail he needs whilehunting. A handheld remote streamer, theSiemens Tek, even offers Crum Bluetooth wire-less connectivity to his television and mobilephone.

“Today’s boomers are far more active andtechnologically advanced than the previousgeneration, and many of them look to technol-ogy to both enhance their lives and solve theirchallenges,” Flores says. “It’s amazing to seewearers enjoy sound with their hearing aids whileswimming, biking and living a fulfilling everydaylife. But even still, many boomers experienc-ing hearing loss wait an average of seven years

before getting their hearing tested.”Prevention is by far the best option. Flores

suggests turning the volume down on your tele-vision and mobile phones, wearing ear protectionwhile mowing the lawn and in other loud environ-ments, and having your hearing tested regularlystarting at the age of 50.

For those already experiencing hearing loss,go see a hearing care professional near you toreceive a pain-free audiogram and discuss yourhearing aid options. According to Flores, earlytreatment can prevent greater loss down theroad, not to mention better your life soonerrather than later.

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Tips to help you avoid identity theftTommy and Susie aren’t the only ones who

love Grandmom and Grandpop. Identity thieveslove seniors too.

Identity theft among Americans 50 and olderis rising, according to the U.S. Department ofJustice’s Bureau of Justice Statistics. In 2010,more than 3.5 million households headed bypeople 50 and older experienced identity theft,according to bureau figures.

Identity thieves find seniors attractive tar-gets for a number of reasons, according to theFBI, including for their financial stability. Seniorsare more likely to have savings, own a home andhave good credit. Fortunately, taking precau-tions - including monitoring one’s identity andcredit through products like ProtectMyID.com- can help seniors reduce their risk of identitytheft.

Two types of identity theft that have tar-geted seniors in the past are phone scams andmedical fraud.

The FBI advises seniors to be wary of tele-marketers and phone solicitations, since moneylost through a phone call is very difficult to getback. The bureau recommends taking precau-tions when doing business over the phone,including:

• Asking for written material before commit-ting to any charitable request or special offer.If you receive written material, review it with

someone you trust.• Avoid dealing with companies you don’t

know, and research unfamiliar companiesthrough consumer agencies like the Better Busi-ness Bureau, state attorney general or NationalFraud Information Center.

• Know who you’re talking to. Ask for theperson’s full name, business title, phone number,physical address, mailing address and businesslicense number. Verify the information beforeany transactions take place.

• Don’t pay in advance for services, and bewary of high-pressure tactics that require youto act immediately in order to receive a specialprice or offer.

• Medical fraud is another area of particularrisk for seniors, who tend to have more doctorvisits, hospital trips and prescriptions, and since

Medicare can be confusing and complicated.It’s important to protect your identity by

guarding Medicare and health insurance informa-tion, just as you would your bank account num-ber or Social Security number. The FBI offersthese tips for avoiding health insurance fraud:

• Never sign blank claim forms or give amedical provider blanket authorization to bill forservices.

• Make sure you understand what yourmedical providers will charge and how much ofit you will be expected to pay out of pocket.Review your coverage with your health insurancecompany so you understand what your financialresponsibilities are.

• Don’t do business with anyone sellingmedical equipment door-to-door or over thephone, or who tell you that you can get servicesor equipment for free.

• Provide your insurance or Medicare in-formation only to those who have given you amedical service.

• Keep accurate records of all your medicalappointments and prescriptions.

Finally, if you’re having trouble keeping trackof your medical information, ask for help froma trusted friend or family member. NavigatingMedicare, health insurance and health care canbe challenging. Getting assistance and stayingon top of your medical information are key stepstoward protecting your identity, and help mini-mize the risk of becoming a victim of identitytheft.


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Road TripAmature guy’s guide to the open road

The classic American road trip isno longer just for cashless collegekids; men of all ages are taking tothe road for a unique vacation wheredriving is just as much a part of thetrip as the destination itself. If youwork hard every day, maybe it’stime to exchange that button-upfor a casual T-shirt and gather yourcrew to experience the freedom andadventure of the open road.

If you’re wondering if a roadtrip is right for you and your moremature friends, a few practical mea-sures can help ensure it is fun foreveryone:

STEADY GOES A FINELY TUNEDMACHINE

When you were younger, youprobably drove through the night to

rack up as much mileage as pos-sible. The mature road trip is justas much about the journey as it isabout the destination. You and yourfriends will appreciate a more relaxedpace, which includes resting, eatingright and enjoying all the road hasto offer.

To make sure you stay on coursewithout any problems, get your ve-hicle tuned up before you head out.It’s a good idea to change the oiland check the tire pressure and cool-ant system before you get on theroad. If your vehicle is due for someroutine maintenance, have it donebefore you start your trip.

THE RIGHT VEHICLEYour days of cramming six guys

in a small, rusty car are over. Areliable yet fun-to-drive pickup isperfect for your grown-up road trip

with the guys. And since your stuffis probably going to be worth morethan what you toted around duringyour college days, be sure to protectit. A lockable roll-up cover, like thetonneau cover line by Access Cover,will keep your belongings protectedfrom the elements - both weatherand criminal - while you’re on theroad. Plus, a truck bed cover canhelp improve your vehicle’s gas mile-age.

It’s also important to protectyour gear and reduce it from shift-

ing all around with a Truck BedMat from Access Cover made frommarine-grade carpet. Finally, even ifyour eyes aren’t what they used tobe, you can still quickly access allsupplies with a Truck Bed LED Lightwhich can be mounted at the frontor the rear of the truck bed.

WITH AGE COMES WISDOM TOPACK SMART

As for what to pack, be sure toinclude an emergency roadside kit,first aid kit and any medications that


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Conversations about youshould include you.

You’ve earned a say about the future of Medicare and Social Security.That’s why AARP is taking the debate out from behind closed doorsin Washington—making sure that you know what the politicians aresaying and that you have a voice. When it comes to keeping Medicareand Social Security strong for future generations, you’ve earned a say.

To make your voice heard, visit .


you regularly need. Bring along a GPS de-vice and your trusty mobile phone so youcan stay on track and in touch.

In regard to food and supplies, youmight also consider a set of dressierclothes if your dining tastes have maturedsince your fast-food days, but you’ll alsowant some comfy clothes for your timespent in the vehicle. Bring a couple pairsof shoes, one dressier and one comfy forwalking. And if you’re not as keen on con-venience store snacks as perhaps you werewhen you were younger, you’ll want topack a small cooler of food and beverages.

PLAN AHEAD FOR A GREAT TRIPMeandering can be fun, but having a

plan can be rewarding too, especially whenyou’re older and prefer to know what toexpect. Your taste in destinations hasprobably matured, so consult with yourtraveling partners and consider spotsthat appeal to your current interests andfinances.

Has wine tasting become a hobby asyou grew older? A tour of wine countrymay be in order. Perhaps you’ve discov-ered an interest in history? Consider takingthe guys to a civil war re-enactment or toone of the country’s great historic cities.Having a plan doesn’t mean that therewon’t be moments of spontaneity, butit will provide you with a good course tofollow so everyone can enjoy their timetogether.

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