221657_1440754167Sept 2 2015 Z2 LR.pdf
Transcript of 221657_1440754167Sept 2 2015 Z2 LR.pdf
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Circa 2011. Jim was a
friend. A lazy friend.
One day Jim, who
used to work for me, came by
the office to pay a visit. You
see Jim was a nice guy, just
lazy. (Did I point that out
already?) On this particular
visit we were talking about
the state of my company and
I mentioned how I really
needed one more salesper-
son. After a few seconds he
said, “Why don’t you hire
me?” Once the shock of what
he said wore off I decided to
ask him one simple question,
“Would you hire you?”
Without hesitation he smiled
and said, NO.
The good news is he
knew himself well, at least
when it came to his work
ethic. The bad news is that
while he knew this truth, he
did nothing to change it.
Think about it…
Do you live in a comfort
zone? One that repels
change? If so let me tell you
there is a brave new world
out there. One that will
make us feel comfortable and
move us to action and ulti-
mately change. After awhile,
the comfort zone can really
stink!
Joe Pelle grino is an author,
speaker and consultant for Not
Just An Average Joe, LLC.
Have thoughts of your own?
Send them to
©2015 Not Just An
Average Joe, LLC.
Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste
September 2, 2015
Zone 2, Vol. 13, No. 16
We are a Family, Friendly Publication
13
F R E E F i n a n c i a l W o r k s h o p , S E E F l y e r I n s i d e .
Would you hire you?Picture this...
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visit our website at www.lifeandleisurenj.com September 2, 2015Page 2, Zone 2
NOTE: To have your group’s announce-
ment appear in Community Happenings,
please e-mail your paragraph [email protected].
SEPT 12
•The Suburban Woman’s Club of
Pompton Plains will be holding its
“Welcome Back Brunch” on Saturday,
September 12 from 10am-12pm at the
Senior House on Newark Pompton
Turnpike in Pompton Plains. This will be a
general meeting, and provides an oppor-
tunity for new members to join the club.
If you are interested in attending the
brunch to be a new member you must
make reservations ahead. Call Janice at
973-694-7856.
SEPT 16
•The Garden Club of Montville,
Wednesday, September 16 program will
be “How to Grow Beautiful
Chrysanthemums” taught by Wing-Yee
Pavlosky. The meeting is at 7pm at the
Senior House, 356 Route 202. The
Garden Club’s website is www.garden
clubofmontville.com.
SEPT 18
•The Columbiettes of Bishop Navagh
Council in Pequannock are hosting a Fish
& Chips Dinner catered by Tastefully
British on Friday, September 18 from
5:30-7:30pm at the St. Joseph’s Halloran
Hall, 216 Comly Rd., Lincoln Park. Tickets
are adults $16 per person, seniors $15
per person, children 10 and under are
$8. Takeout is available. Tell us what time
you will be picking up your order when
ordering tickets. Chicken available by
advanced order only. Cash bar available.
For tickets call Barbara 973-835-3636 or
Pat 973-696-2225.
Around the
Community...•Montville UNICO Foundation will
present its annual San Gennaro
Festival starting September 10 thru 13
at 90 Horseneck Road (behind the
Montville Public Library). Again this
year there will be food, rides, games
and live entertainment. Plenty of
parking is available. Discount wrist-
bands are available for the rides on
Thurs day 6-10 pm, Satu rday and
Sunday 1-6pm. No admission charge.
Bring the whole family. Mark your cal-
endar; Thursday September 10 from
6-10pm, Friday from 6-11pm,
Saturday from 1-11pm and Sunday
from 1-6pm.
•The First Reformed Church of Lincoln
Park 2015 Fall Craft & Vendor Fair is
scheduled for Saturday, October 24
from 10am-4pm. Local crafts persons
and vendors will be displaying andselling their goods. If you would like
to be a part of the sales floor, space
may be reserved to show off your
handmade crafts or other goods or
services. Visit our website www.frc-
lpnj.org or call the church office at973-694-4336 for an application and
more information. First Reformed
Church is located at 60 Chapel Hill
Road in Lincoln Park. Hope to see you
all there.
•The Lincoln Park Library offers one-
on-one technological help. Please
call 973-694-8283 or email
for an appointment. Sessions are lim-
ited to one meeting per month.
•Suffering from the memories of war;
join Point Man Ministries, a Christian
ministry helping veterans find peace.
Come and find out more. Call Barry
Jensen at 973-809-9665 Point Man
Ministries meets the first Thursday of
every month from 7:30-9:30pm at
Cornerstone Chapel 620 Route 23
North, Pompton Plains.
•The United Ostomates of North
Jersey is an area-wide support group
for ostomates, people of any age with
potential, new, mature or reversed
ostomies or continent diversions.
Meetings are on the second Monday ofthe month at Chilton Medical Center,
97 West Parkway, Pompton Plains at
7pm. Call Jo Ann Valent for informa-
tion 973-831-5168.
•The Montville Township Women’s
Club has an ongoing project: comfort
pillows for breast cancer patients. Call
Chairperson Alexandria Sarra at 973-
405-0088 for information. Monetary
donations for purchase of polyfill for
the pillows, should be made payable
to MTWC and include Comfort Pillow in
the memo. Please mail checks to P.O.
Box 267, Montville, NJ 07045.
•The Montville Senior Citizens Club is
open to Montville Township residents
aged 55 and older. The club meets
every first and third Friday of the
month at the Montville Senior House,
Route 202 South. Refreshments served
at noon. Meeting is at 1pm. New mem-bers and guests welcome. For informa-
tion call Celia at 973-227-4591.
100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrinoi
Editor: Bethanne Pellegrinoi
Administrative Assistant: Janice McCulleni
Art Director: Robin BantaSales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd,Denise Wirsing
Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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visit our website at www.lifeandleisurenj.com September 2, 2015Page 4, Zone 2
Today, it is universally
accepted, that a secure
retirement will require
a nest-egg of multiple millions
of dollars for Millennials who
intend to one day live off the
rate of return their retirement
portfolio generates. It is my
firm belief that people in their
twenties or early thirties today
will require $10,000,000 as a
base portfolio required to gen-
erate the income necessary to
live when they reach normal
retirement age. As I have stat-
ed in this publication before,
the target age for a full Social
Security check is misleading,
with postponement likely to at
least age 75 by the time thecurrent 20 and 30 somethings
reach their 6th decade of life.
Today, based on the CPI,
Consumer Price Index, a dol-
lar is worth 85% less than
compared to 1967 when the
CPI began, or just 15¢. This
means that a 25 year old in
1967 with a goal to accumu-
late $1,000,000 in 45 years,
would now need $6,736,190 to
have the same purchasing
power in 1967 dollars. In other
words, a million dollars, after
45 years of identical inflation,
would only be worth
$150,000! By the same token,
$10,000,000 is needed in 45
years to have the same pur-
chasing power as $1,500,000
in 2015 dollars. Assuming a
5% withdrawal rate, a personof 25 today will need to be a
deca-millionaire to have an
annual income in today’s dol-
lars of around $75,000.
In January of 2012, when
I was 50, my father passed
away at the age of 76; we were
only 26 years apart and unfor-
tunately he was uninsurable
for decades due to a myriad of
medical reasons. Had this not
been the case, I could have
guaranteed myself and family a
multi-million dollar payday.
You see, we all have the
choice to invest capital in
some known vehicle with an
unknown rate of return, hold-
ing our breath for the ultimate
outcome, a retirement portfo-
lio like a 401k or an IRA. Or
we could guarantee our finan-
cial futures by buying a multi-million life insurance policy
on Dad, Mom or a substitute
insured, like one of their
brothers or sisters. It’s true that
we do not know when they
will die, nor do we want to
know. We only know that they
indeed will die and if a policy
is in force, there will be that 6
or 7 figure pay-off to the bene-
ficiaries. Depending on the
age and health of the insured,
the premium figures can easily
be determined and compared
to the investment alternatives
available. You would be hard
pressed to find a properly
designed life insurance policy
that could not easily out-per-
form the same premium dol-
lars invested into the S+P 500,
the Dow Jones Industrial
Average or a myriad of other
choices, at the death of theinsured. In my case, I had the
annual dollars to make such a
life policy investment, but
could not, due to the health
issues of both of my parents
and neither had siblings.
However, for the rest of the
insurable public, the under-
writing process may merely be
an inconvenience. And
remember, IRA’s and 401k’s
income and death benefits are
taxable, life insurance death
benefits are not!
If I had been fortunate
enough to have been able to
insure my Dad for $1,000,000
and be responsible enough to
pay the annual premiums for
the last 20 years, today I would
have another $1,000,000 tax-
free, added to my net worth. If
he were still alive, the cashvalue of the policy would still
be mine and useable before his
demise. There is no shame or
embarrassment in this tech-
nique to create wealth or a
retirement plan for oneself.
Everyone dies and the insur-
ance companies make a profit
selling life insurance to the
people who purchase it, even-
tually to receive a payout from
it. This folks is a guaranteed
retirement plan; the only
thing the purchaser/beneficia-
ry doesn’t know is when he or
she will collect on it. Seventy-
six is too young an age to die,
that is without question and
50 is too young an age to col-
lect on a father’s life insurance
policy. But, if we were to
increase both of our ages to 86
and 60 or 96 and 70 respec-tively, both parties would have
ended up winning, Dad with a
longer life, and his son with a
more secure and robust retire-
ment nest-egg based upon the
additional years of retirement
plan accumulations and the
ultimate death benefit from
the policy.
Though I could not
insure my parents, I did insure
myself for millions of dollars
for the benefit of my wife’s
retirement security as well as
for my children’s inheritance.
Interest-ingly enough, my
policies are uniquely designed
to benefit me for living too,
providing me with a tax-free
income during my retirement
years. This type of plan is so
simple to understand and easyto implement, everyone
should do it. Write, call or
email me to ask about a plan
specifically designed for your
budget and circumstances that
will provide a living benefit for
you, a retirement income for
your spouse and a legacy for
your kids. It would be my
pleasure to produce a proposal
for all who simply ask me for
one, free of charge.
Mark E. Charnet is President
and Founder of American Pros-
perity Group. APG is the Pre-
mier Retirement and Estate
Planning Franchise in the Unit-
ed States with 19 offices in 10states. Mr. Charnet has over
thirty years of experience in the
Retirement and Estate Planning
fields. Creator of the Trinity
Method of Investing©, Mark
encourages your inquiries and
can be reached at
973-831-4424 or via email,
Check out our website:
www.1APG.com Interested in
a career in retirement and estate
planning? Check out this web-
site: www.APGFranchise.com
*Guarantees are based on the
claims paying ability of the insur-
ance company selected. Securi-
ties through: United Planners
Financial Services, A limited
partnership. Member SIPC,
FINRA and a Registered Invest-
ment Advisor. APG is located
at: 901 Route 23 South 2nd floor, Pompton Plains, NJ in the
Lakeland Bank and Pediatri-
Care building.
Guaranteed multi-million dollar retirement payday By Mark Charnet
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 5
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visit our website at www.lifeandleisurenj.com September 2, 2015Page 6, Zone 2
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Apartment living has
its advantages.
Without a mortgage
to pay, many apartment
dwellers feel more free thanhomeowners who still have
decades of payments left before
they can pay off their homes.
And when apartments need
fixing, such responsibilities fall
on the shoulders of the land-
lord instead of the tenants.
But apartment living has
its downsides as well, most
notably that apartments are
often much less spacious than
homes. Cramped quarters can
make apartment living uncom-
fortable, but there are ways
apartment dwellers can make
even the most confined living
spaces seem roomier.
Clear the clutter. The eas-
iest and perhaps most effective
way to conquer cramped living
quarters is to remove clutter
and work diligently to avoid its
accumulation once it’s gone.
Only buy new furnishings
when you need them to replace
existing items, and resist theurge to treat dressers, coffee
tables and dining areas as stor-
age areas for junk you won’t use
or mail you have not opened.
Purchase some multi-pur-
pose furniture. Multi-purpose
furniture, such as storage
ottomans or bedroom benches
that include storage areas for
bed linens or bath towels, can
be an apartment dweller’s bestfriend. When buying a new bed
frame, look for one that has
built-in storage drawers so you
have even more space to store
bedding and other items. Such
visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 7
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How to handle cramped quarters
continued on page 8
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pieces add both aesthetic
appeal and serve practical pur-
poses for apartment dwellers
with limited closet space.
Wall-mount your televi-
sion. While today’s televisions
are nowhere near as bulky as
their predecessors from decades
past, many apartment dwellers
still place their televisions atop
bulky television stands. But you
can create more space in your
entertainment room by wall-
mounting your television.
Renters may be hesitant to
mount their televisions for fear
of losing a substantial chunk of
their deposits, but the majority
of today’s mounts won’t do
much more harm to the walls
than more traditional wall
hangings.
Make use of your vertical
space. Shelving units and
bookcases can be great allies to
apartment dwellers because
these items make use of an
apartment’s vertical space.
Many apartment dwellers
underutilize their vertical
space, but items that go up
instead of out can create more
room in an apartment and
allow homeowners to keep
items they may otherwise have
to discard.
Reconsider your work
space. Men and women who
work from home may find
their work spaces take up con-
siderable chunks of their
apartments. But how many
items in your work space do
you still need? Many profes-
sionals no longer print docu-
ments, so if you still have
space allotted for printers you
might be able to redo such
areas without affecting your
visit our website at www.lifeandleisurenj.com September 2, 2015Page 8, Zone 2
PERFORMING
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WE OFFER A LARGE VARIETY OF DANCE Ballet • Tap • All Boy Hip Hop • Jazz • Lyrical • Contemporary • Modern • Hip Hop
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How to handle cramped quarters
continued from page 7
continued on next page
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workday. In addition, large
desks were once sought after
because they made perfect
homes for desktop computers.
But if you now use a laptop or
tablet when working from
home, you likely don’t need as
much desk space as you once
did. Downsizing to a smaller
desk and work area can open
up a substantial amount of
space without affecting your
ability to work from home.
Smaller living quarters
are a disadvantage to apart-
ment living, but you can take
several steps to make your liv-
ing spaces less cramped.
visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 9
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The First Day of Schoo lI wonder if my drawing will be as good
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How to handlecramped quarterscontinued from previous page
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Linda D’Amico’s
Academy of Dance is
about to embark on
their 39th year of operation!
They are so thrilled and hum-
bled to open their doors to the
local dancers and share their
love of dance with the com-
munity! With adorable Pre-K
and Kinder ballerinas, beauti-
ful recreational terpsichore-
an’s, and fierce national award
winning competitors, LDAD
is so incredibly proud of the
progress their dancers have
made over the years. Their
dedication to their craft and
passion shows through their
performances on stage, and
the studio takes absolute pride
in the fact that this is more
than just a place to come and
learn new dance steps.
LDAD is a place where
lifetime friendships are made,
confidence is built, bound-
aries are pushed, and where
coordination, strength, grace,
and agility are nurtured to cre-
ate headstrong charismatic
young adults equipped with
life lessons needed to take on
life’s journey no matter where
it takes them.
After an incredible year
of volunteer performances at
nursing homes, talent shows,
Christmas parties, musical
theatre shows, summer dance
camps, and adrenaline pump-
ing regional and national
competitions, LDAD is excit-
ed to invite you to share their
39th year of dance with them.
You may register by phone
973-616-0300, email-
or online at www.linda
dance.com. Stay caught up
with LDAD’s most current
adventures on our Facebook
and Instagram pages
@Ldadancers.
Open House Registration
September 1, 2 and 3 from
9:30am to 12pm and
5pm to 8pm.
As Mrs. D’Amico always said:
“If you can dream it, you can
achieve it.”
visit our website at www.lifeandleisurenj.com September 2, 2015Page 10, Zone 2
Physical Therapy - Speech Therapy
Occupational Therapy
Sensory Integration
Has your childbeen diagnosed
with...Cerebral Palsy
Autism
Developmental Delay
Balance/CoordinationDisorder
Hypertonia(increased muscle tone)
Hypotonia(low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
We can help, give us a call
973.616.830018 Newark Pompton Tpk
Riverdale
Academy of Dance celebrates their 39th yearand opens their doors to the local community
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 11
Friendly, Caring, Gentle Atmosphere
973-835-0702435 Ringwood Ave • Pompton Lakes
Visit Our Website For Services: www.PomptonDentalArts.com
HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment
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K I D S SP E C I AL $6 9 (R e g . $30 0 )14 Y e ar s o f A g e and U nde r I ncl ude s E x am, X -R ay sand C l e ani n g R e d e e m w it h t hi s a d . N
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dents between the ages of 8 and 16 to determine how much
screen-based media use, or SBMU, kids were averaging each day.
SBMU included television viewing, computer usage and video
game playing. The study determined that 45 percent of 8-year-olds
and 80 percent of 16-year-olds were exceeding the recommended
two hours of screen time per day.
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Cats and dogs are the
two most popular
types of pets in the
country, and while dogs have
been dubbed “man’s best
friend,” cat owners are quite
vocal when expressing their
love for their feline friends.
Those looking for a cat
may not have to look far. The
ASPCA says approximately
7.6 million companion ani-
mals enter animal shelters
nationwide every year, and
roughly 3.4 million of those
are cats. An area shelter is an
ideal place to find a new pet
for those thinking of getting
their first cat or adding to the
pets already in the household.
Cats can be purchased from
pet stores, but they also may
be available via friends or fam-
ily members who have recent-
ly welcomed a new litter.
Before bringing your cat
home, it is best to make sure
you and members of your
household are prepared to
welcome a furry feline friend
into your home.Is everyone ready for the
responsibility? Pets are a big
responsibility, and all mem-
bers of the household should
be ready and willing to pitch
in and care for pets. Divide
duties based on age and physi-
cal ability. If a member of the
family doesn’t support the
decision to get a cat, this
might not be the right time to
do so.
Find the right match in a
pet. Temperament can play a
role in how well a cat fits in
with your family. A cat that is
fearful and skittish may not be
the best match for a family
with young, active children.
Special-needs cats may be bet-
ter for adult-only homes or for
people who can devote the
extra time needed to properly
care for the animal.
Designate a cat-friendly
spot in your home. A new catmay need some time before he
or she acclimates to a new
environment. To facilitate
this process, designate a room
or area in the house for your
cat. This should be a low-traf-
fic spot. Keep a litter box and
food and water bowls nearby.
Stock up on your sup-
plies. Cats will need various
pet supplies to be comfortable
and healthy. For the time
being, use the same products
the cat had at the shelter or
pet store, which can create a
sense of familiarity that makes
cats more comfortable in their
new homes. Over time, youcan transition slowly to new
supplies, including:
- litter box and litter material
- food
- food and water bowls
- scratching posts
- interactive toys and solo toys
- brushes and other grooming
Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital
Things to do before bringing a new cat home
visit our website at www.lifeandleisurenj.com September 2, 2015Page 12, Zone 2
Dr. Matthew Krupnick, D.V.M.
591 Newark Pompton TurnpikePompton Plains, NJ
973.616.0400• Full Service Animal Hospital,
Specializing in Cats & Dogs
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continued on next page
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 13
supplies
- sturdy cat carriers
Find the right veterinari-
an. Select a veterinarian
whom you trust and makesyou feel comfortable. Have
your cat examined by the vet
and discuss any questions or
concerns you may have. A vet
may be able to install a
microchip in your cat for
identification purposes as
well.
Safe-proof your home.
Cats can be curious, and many
will want to investigate rooms
throughout your house. Toprotect curious cats, keep
cleaning products and other
chemicals locked away and
secure electric wires with cord
containment devices. Know
which houseplants are toxic
and, if you don’t discard them,
make sure they cannot be
reached by cats.
Cats make wonderful
pets. Bringing a new cat home
often requires taking certainsteps to ensure your furry
friend is comfortable in his or
her new home.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home – with his wife, three cats,
and two dogs – to provide quali-
ty and compassionate care for
pets in the community.The Pequannock Animal
Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
the hospital by calling
973-616-0400.
Things to do before bringing a new cat home
continued from previous page
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 15
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Fall can be an ideal timeof year for homeowners
to tackle home
improvement projects, as the
moderate temperatures make
for ideal conditions to work
in and around the house. In
addition, many retailers offer
consumer-friendly sales in
autumn, helping homeown-
ers to save money.
As early as September,
many stores begin stockingtheir shelves in advance of
the holiday season. As a
result, stores look to
unload summer and fall sea-
sonal items. The following
are just a few types of items
homeowners might find at
reduced prices this fall.
Lawn and garden
If you want to revamp
your backyard, wait until
late summer or early autumn
to do so. At this time of year,
you can find great deals on
patio furniture, lawn mowers,
perennials, shrubs, sheds,
and many other lawn andgarden items. In addition,
check with local contractors
to see if they will offer dis-
counts late in the season.
Tree-removal companies,
landscapers, fence installers,
masons, and others may cut
prices in mid- to late-autumn
as they look to earn a bit
more money before the
arrival of winter.
Snow removalRetailers looking to
move snow blowers, shovels
and other winter accessories
may offer teaser deals to
attract customers. It’s best to
purchase such tools now
before the first big storm
drives up demand.
Make the most of sale season
visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 17
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visit our website at www.lifeandleisurenj.com September 2, 2015Page 18, Zone 2
Cooking appliancesManufacturers typically
introduce new stoves, cook-
tops and other cooking sup-
plies in advance of the holiday
season. Older models may be
discounted to make room for
the new arrivals, and you may
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renovating the kitchen is in
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autumn to start appliance
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Painting supplies
The weekends surround-
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If you are in the market
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 19
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Calzones provide a funand tasty alternative
to pizza. Home cooks
who want to think outside the
pizza box can consider the fol-
lowing recipe for “Whole-
Wheat Spinach Ricotta
Calzones” from “Clean Eating
for Busy Families” (Fair
Winds) from author Michael
Dudash, R.D.
Whole-Wheat Spinach
Ricotta CalzonesServes 7
For the dough:
1 ½ cups warm water (105 F to
110 F)
1 ¾ ounce envelope quick-acting
dry yeast
2 cups unbleached white whole-
wheat flour, plus additional for
dusting
2 cups unbleached bread flour¼ cup extra-virgin olive oil,
divided
1 ½ teaspoons salt
1 ½ teaspoons Italian herb sea-
soning
Olive oil spray
For the filling:
1 tablespoon extra-virgin olive
oil
1- 8-ounce package crimini
(baby bella) mushrooms, finely
chopped4 cups lightly packed baby
spinach, finely chopped
2 teaspoons minced garlic
½ cup soft goat cheese
1 cup whole milk ricotta cheese
¼ cup grated Parmesan cheese
½ cup basil leaves, chopped
small
¼ cup drained sun-dried toma-
toes in oil, chopped1 tablespoon flaxseed meal
¼ teaspoon salt
¼ teaspoon freshly ground black
pepper
For serving:
1 1/3 cups marinara sauce
To make the dough:
Pour the water into the
bowl of a stand mixer fitted
with a dough hook, sprinkle
in the yeast, and let it sit for 5
minutes. Add the flours, 3tablespoons of oil, and salt
and seasoning; mix for 10
minutes on medium-low
speed until the dough is elas-
tic in consistency. Cover the
bowl tightly with plastic wrap
and place it in a warm area
until the dough doubles in
size, about 90 minutes. If you
don’t have a warm area inyour kitchen, heat the oven to
200 F. Turn off the oven and
wait 5 minutes before placing
the dough in the oven to
proof.
Once the dough has
risen, punch down. Coat a
large sheet pan (or 2 medium
sheets) with olive oil spray,
shape the dough into 7 equal
balls, cover, and let rest for 15
minutes.To make the filling:
Heat a large frying pan
over medium heat and add oil.
When the oil begins to shim-
mer, add mushrooms and
sauté for 3 minutes; add
spinach and garlic and cook
until water releases and evap-
visit our website at www.lifeandleisurenj.com September 2, 2015Page 20, Zone 2
S e r v i n g t h e A r e a
S i n c e 1 9 9 0
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Calzone an alternative to pizza
continued on next page
i i b i lif dl i jS b 2 2015 Z 2 P 21
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School day mornings can
be hectic, as getting kids
ready for school and out
the door on time is not always
easy. Working parents may find
school day mornings especially
difficult, as their own work
schedules can make mornings
feel even more rushed.
Fortunately, parents can
employ several strategies to free
up time in the morning so
everyone starts their days off ina more relaxing atmosphere.
Wake up earlier. Sleep
might seem like a precious
commodity, but waking up just
10 to 15 minutes earlier can
remove some of the stress from
weekday mornings without
costing you a lot of sack time.
Let kids sleep in until their nor-
mal wakeup time, using your
extra 10 or 15 minutes to show-
er or enjoy your morning cup of
coffee before the house is abuzz
with activity.
Tackle certain chores the
night before. Delaying certain
chores until you wake up
makes for a hectic morning, so
tackle as many morning chores
as possible before you go to bed
for the night. Prepare school
lunches, lay clothes out for
yourself and your children, and
make sure kids have their back-
packs packed and ready to go
before they go to bed. Each of
these things may only take a
few minutes, but when left for
the morning, they can add up
to a substantial amount of time.Encourage youngsters to
pick up the pace. Some people
are morning people, while oth-
ers dread setting their alarms
for early morning hours. Kids
who fall into the latter group
may drag their feet in the
morning, but parents should
orates. Remove pan from heat
and stir in the goat cheese.
Add ricotta, Parmesan cheese,
basil, tomatoes, flaxseed meal,
salt, and pepper and stir.
Transfer to a container and
chill.
To assemble a calzone:
Preheat oven to 500 F.
Dust the counter, rolling pin,
and a dough ball with flour.
Flatten the dough into a 5-
inch circle, rotating afterevery few rolls Place 1/3 cup
of filling on the front half of
the dough, leaving ½ inch
around the border. Fold the
dough over until the edges
meet, forming a half-moon.
Fold over ½-inch. Press the
edges with your fingers to seal
and score lightly with a fork.
Gently, but quickly, transfer
the calzone back to the sheet
pan. Repeat this process with
the remaining dough and fill-
ing. Brush the calzones with 1
tablespoon of oil and using
the kitchen shears, cut four ½
-inch slits into the tops of
each. Bake on the middle rack
until lightly golden on top
and bottom, 15 to 18 minutes.
Complement with warm
marinara sauce when serving.
visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 21
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Calzone an alternative to pizza
continued from previous page
Make school day mornings easier
continued on page 27
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visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 23
Kinnelon • 300 Jacksonville Road
5 BR | 4.5 BA • $1,395,000
Pompton Plains • 16 Keech Briar Lane
5 BR | 5.5 BA • $1,099,888
Wayne • 4 Cliff Road
4 BR | 4.5 BA • $889,999
N E W P R I
C E
P R I V A T
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Wayne • 164 Lionshead Dr West
3 BR | 2.5 BA • $375,000
Lincoln Park • 308 Comly Road
5 BR | 2 BA • $350,000
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3 BR | 1.5 BA • $275,000
L A K E H
O M E
J U S T L I
S T E D
A F F O R
D A B L E
visit our website at www.lifeandleisurenj.com September 2, 2015Page 24, Zone 2
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visit our website at www.lifeandleisurenj.com p ,g ,
Annmarie DeGeorge, a
realtor at Century 21
Crest Real Estate,
Pompton Plains, is hoping to
“close the door on cancer”
with her new charitable giving
initiative. DeGeorge will
donate $100 to the cancer
charity of her client’s choosing
at the close of each house,
whether a purchase or a sale.
Annmarie DeGeorge, a
Pequannock Township resi-
dent, was inspired to start this
program because cancer has
impacted her family and
friends.
“In September of 2013,
my sister Stacy Norkus passed
away from breast cancer after a
four year battle. My mother
was also diagnosed with breast
cancer in 2004 and again in
2013. She is a survivor,” said
DeGeorge adding, “I am very
frustrated that there is so
much cancer. We hear about it
more and more. I want to help
find a cure. Our generation
has more and more of this and
I don’t want my children to
hear more cases of cancer. I
want to hear less about it.”
DeGeorge said she want-
ed to do something to raise
money to fight cancer anddecided that “the one thing I
know how to do is sell houses,”
so she combined both efforts
to create her “Close the Door
on Cancer” campaign.
DeGeorge is not new to
the world of fundraising for
cancer research. She has par-
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www.lakelandvillageliving.com ©2015 CENTURY 21 R EAL ESTATE LLC. CEN TURY 21® is a tradem ark licensed to C entury 21 Real Estat e LLC. An Equal Opportuni ty Company.
Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
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Local realtor hoping to “close the door on cancer” through charitable
giving
continued on page 27
visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 2, Page 25
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jp g
©2015 CENTURY 21 REAL ESTATE LLC. C ENTURY 21® is a trademar k licensed to C entury 21 Real Esta te LLC. An Equal Opportu nity Company. Equal Housing Opp ortunity. Each offic e is independentl y owned and oper ated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Call today for a complimentary Mortgage Pre-approvaland know your buying power
before beginning the home buying process.
Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013
973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of August 7, 2015. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.
Ryan BarryMortgage Banker
NMLS# 183464
CALL
TODAY 973-686-1500
142 Route 23 NorthPompton Plains, NJ 07444
AWARD-WINNING CENTURION® OFFICESMARTER. BOLDER. FASTER.
C R E S T R E A L E STATE
LINCOLN PARK $1,295,0003.625%/3.660 % APR$4,725 PER MONTH
NEWLY LISTED!5 BR, 5.2 BA, 3 CAR & 4 CAR DET GAR.
LINCOLN PARK $399,9003.75/3.829 % APR
$1,482 PER MONTHNEWLY LISTED!
4 BR, 2 BA, 1 CAR GAR.
LINCOLN PARK $344,9003.75/3.840 % APR
$1,278 PER MONTHGOLF COURSE VIEW!
4 BR, 2 BA.
POMPTON PLAINS $375,0003.75/3.834 % APR
$1,389 PER MONTHNEWLY LISTED!
4 BR, 2.1 BA, 1 CAR GAR.
POMPTON PLAINS $725,0003.875/3.927 % APR
$2,727 PER MONTHRENOVATED NEW COLONIAL!
4 BR, 2.1 BA, 2 CAR GAR.
POMPTON PLAINS $729,9003.875/3.926 % APR
$2,746 PER MONTHCUSTOM COLONIAL!
4 BR, 3 BA, 2 CAR GAR.
POMPTON PLAINS $315,0003.75/3.847 % APR
$1,167 PER MONTHRENOVATED DORMERED CAPE!
4 BR, 2 BA, 2 CAR GAR.
POMPTON LAKES $345,0003.75/3.840 % APR
$1,278 PER MONTHNEWLY LISTED!
4/5 BR, 2 BA, 1 CAR GAR.
POMPTON PLAINS $399,0003.75/3.825 % APR
$1,478 PER MONTHPRICE REDUCED!
4 BR, 1.1 BA, 2 CAR GAR.
BELLEVILLE $284,9003.75/3.855 % APR
$1,056 PER MONTHNEWLY LISTED!
3/4 BR, 2.1 BA
BUTLER $299,9003.75/3.851 % APR
$1,111 PER MONTHPRICE REDUCED!
3 BR, 1.1 BA
CLIFTON $319,9003.75/3.845 % APR
$1,185 PER MONTHNEWLY LISTED!
4 BR, 2 BA, 1 CAR GAR
DUNELLEN $229,9003.75/3.877 % APR
$852 PER MONTHNEWLY LISTED!
4 BR, 1 BA, 1 CAR GAR.
KINNELON $449,8003.75/3.822 % APR
$1,666 PER MONTHPRICE REDUCED!
4 BR, 2 BA, 2 CAR GAR.
HARDYSTON $169,9003.75/3.917 % APR
$629 PER MONTHMULTI-FLOOR TOWNHOME!3 BR, 2.1 BA, 1 CAR GAR.
PARSIPPANY $430,0003.75/3.825 % APR
$1,593 PER MONTHPRICE REDUCED!4 BR, 3 BA, 2 CAR GAR.
WANAQUE $369,0003.75/3.835 % APR
$1,367 PER MONTHWANAQUE RESERVE!2 BR, 2 BA, 1 CAR GAR.
OAKLAND $674,8003.875/3.929 % APR
$2,539 PER MONTHMOVE-IN READY COLONIAL!4 BR, 2.1 BA, 2 CAR GAR.
RIVERDALE $339,9003.75/3.841 % APR
$1,259 PER MONTHTHE GRANDE END UNIT!2 BR, 2 BA, 1 CAR GAR.
RIVERDALE $625,0003.875/3.932 % APR
$2,351 PER MONTHHIGH END UPGRADES!4 BR, 2.1 BA, 2 CAR GAR.
WEST MILFORD $319,0003.75/3.846 % APR
$1,182 PER MONTHPINECLIFF LAKE CUSTOM!2/3 BR, 2.1 BA, 2 CAR DET GAR.
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R O O F I N G , I N C .
KOVACH
973-835-5330WE DO SMALL REPAIR JOBS
Shingles • SlateFlat Roofs • Gutters
Established 1948NJ Lic# 13VH00222500 $500 OFF
Any RoofingJob of $3,000
or More
Senior Citizen Discounts
ERICKSONMasonry, LLC
Pompton Lakes, NJ
973-835-200135 Years Experi ence
Free Estimates
Fully Insured
“No Job Too
Small or Large”
DO IT RIGHTCHIMNEYSERVICE
CHIMNEY CLEANING
Special $29.95Prevent Carbon
MonoxidePoisoning!!Our Other Services
Include Repairs, Liners,Caps & Dampers
Plus Power Washing
w/Mold Resisting AdditiveCall 973-570-7362
LongoConstructionAll types of Brick,Block, Concrete,
Fireplaces,Foundations, etc.
Bloomingdale
973-687-1862
FREE Estimate
Fully Insured
ROOFREPAIRS
FREEEstimates
973-865-4292
by Michael Perna
973-696-5699Free Estimates •Fully Insured
ROSSROOFING &
SIDING•Vinyl Siding
•ReplacementWindows
•ResidentialRoofing
•35+ YearsExperience
INSURED
BONDED
STEPHEN FOXPlumbing &
HeatingSmall Repairs,
Alter, Drain
Service
973-839-1054
Lic.#7467
MaintenanceRepair • Building
Remodeling
NO JOB TOO
SMALL or BIG! 25 Years Experience
T OMS D’SH ANDYMANSERVICE
Lic. #13VH06689700
973-632-6411
To Advertise Call 973.696.8008To Advertise Call 973.696.8008
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offer encouragement when kids
are moving slowly in the morn-
ing. Allowing your frustration
to show may only make kids
less fond of mornings, so
remind them as nicely as possi-
ble that everyone has a sched-
ule to stick to if they seem to be
dragging their feet.
Keep the television off. If
watching the television is
ingrained in your morning rou-
tine, try going a few days with-
out it to see if this makes it eas-
ier to get out the door on time.
Kids might grow distracted by
morning cartoons, and even
adults may get caught up in
morning news shows or other
forecasts. Eliminating televi-
sion from your morning routine
can save time and also may
help your family grow closer, as
you will have more distraction-
free time to speak to one
another. In addition to turning
off the television, resist the
urge to turn on your devices or
scan work emails when getting
ready in the morning.
Parents know that
school day mornings can be
hectic. But there are several
ways to make such mornings
go more smoothly so every-
one gets where they need to
be on time.
Make school day mornings easier
continued from page 21
ticipated in Mud Girl runs for
cancer and when her son RJ
DeGeorge was a wrestler at
Pequannock Township High
School, she started the “Pin
Cancer” campaign to raise
money for breast cancer
research. During her son’s sen-
ior year, he and the wrestling
team raised over $4200.
Annmarie DeGeorge
continued the “Pin Cancer”program when RJ went off to
the University of Maryland.
Together, her son and his col-
lege wrestling teammates have
earned over $7500 for breast
cancer and other cancers,
donating money to St. Jude’s
Children’s Research Hospital
to fight childhood cancers.
DeGeorge’s original can-
cer fundraising centeredaround breast cancer but she is
willing to donate $100 per
closing to any cancer organiza-
tion. “On my personal
Facebook page, I have written
about this program and have
included the different colored
ribbons of many cancers so
that my clients can choose
where the money goes.”
“I want to spare other
families the heartache of can-cer. I would like them to have
all the medical care and help
they can get. I want everyone
to be able to survive. I want a
way to help,” said DeGeorge.
“I hope this program is able to
open the window to a bright
future for our kids – cancer
free – and to ‘Close the Door
on Cancer’,” said DeGeorge.
For a free ComparativeMarket Analysis, call
Annmarie DeGeorge at 973-
896-6178 and “let’s ‘Close the
Door on Cancer’ together.”
Annmarie DeGeorge has
earned numerous awards for
real estate including NJAR®
Circle of Excellence Silver
Award in 2014, the Quality
Service Producer in 2013,
Century 21® Centurion
Award in 2013, Five Star RealEstate Award in 2014, C21
Crest Real Estate Agent of the
Month for March, June and
July of 2015 and Top Dog
Graduate in May of 2015. She
can be reached at 973-896-
6178. Century 21 Crest Real
Estate is located at 142 Route
23 North, Pompton Plains.
Local realtor hoping to “close the door on cancer” throughcharitable giving
continued from page 24
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0050 AUTOMOBILES
CARS PRICED$2,000. & LESS
RONNIE’S IN WAYNE
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WE BUY CARS !WE BUY TRUCKS !
RONNIE’S IN WAYNE973-616-7900
SERVICES
0610 - 0959
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G&S Carpet Cleaning& Floor Service Residential
& Commercial973-839-6436
0684 SER.COMM/RESI.CLEAN
Aida’s CleaningService
Serving North Jersey
Home or OfficeExperienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference AvailableCall 908-764-8966
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Mariya’s CleaningService
Ukrainian ladies cleanyour home or office to
your complete satisfaction. Exper. Refs Avail
Call 973-557-3621
To Advertise In Our NEW
BUSINESSES & SERVICES DIRECTORY
Call 973.696.8008
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