221657_1430483485May 6 2015 Z2 LR.pdf
Transcript of 221657_1430483485May 6 2015 Z2 LR.pdf
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Whether you are ahome owner orlooking to rent or
sell a residential or commer-cial property what is the firstthing that stands out? It’s howthe property and grounds aredesigned and maintained.Landscaping and design goes along way! For homeowners,
there is truly no other way tostate pride in ownership thana professionally landscapedand manicured property.
Dennis Coyle, owner of DC Landscape and Design hasbeen providing this profes-sional service to our localcommunities for 9 years.
Let’s face it. It truly is all
about the curbappeal! The firstthing you see whenyou pull up to anyhome or business isthe landscaping.Smart home and businessowners understand the needfor this type of investment.
Landscaping and season-
al maintenance increases andsustains the investment inyour property. No matter thesize of your property or budget
DC Landscape and Designcan provide the services nec-essary.
Professionally landscapedproperties increase andhold their value
Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste
May 6, 2015Zone 2, Vol. 13, No. 9
We are a Family, Friendly Publication
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NOTE: To have your group’s announce-ment appear in Community Happenings,please e-mail your paragraph to [email protected] 6
•The Montville Township Chamber ofCommerce is hosting a Women-To-Women Breakfast Event onWednesday, May 6 from 8:30-10:30am on the topic “15 FinancialMyths Demystified” presented byLaura T. Hingle of Black DiamondSolutions, LLC & Jeffrey M. Valle of theFalcon Financial Group. This must see
presentation will be held at theMontville Executive Suites (LargeConference Room) located at 330Changebridge Road, Pine Brook.Continental Breakfast served. Only$12.00/person. Please invite other women business asso ciat es andfriends. For more information or toregister online, go to: www.montvillechamber.org or call the Chamberoffice at 973-263-3310.MAY 7
•National Day of Prayer on Thursday,May 7. This year’s 64th Annual
Observance theme is “Lord, Hear ourCry” from 1 Kings 8:28: “Hear the cryand prayer that Thy servant is prayingin Thy presence this day.” Many townsthroughout New Jersey and the nation will be participating. Please join us inprayer from 12:20 to 12:40 at TheMunicipal Building, 25 Lenox Ave.,Pompton Lakes. For more informationon this day, visit www.ndptf.org.•The Montville Township Chamber ofCommerce’s 23rd Annual Golf Outing will be held on Thursday, May 7 at theGreen Brook Country Club in North
Caldwell for only $165.00/golfer.For reservations and/or additionalinformation, check our website www.mo ntvil lechamber.org. We arealso asking for door prizes and hole,lunch, sponsorships. If you or yourcompany is interested in donatingdoor prizes (gift certificates or othergift items) or sponsorships, contact theChamber Office at 973-263-3310 [email protected]. We wel-come all donations.MAY 15
•The Montville Township Chamber ofCommerce is hosting an Opening NightWine & Cheese Reception for theMusical “The Spit Fire Grill” at TheBarn Theatre, 32 Skyline Drive,Montville, on Friday, May 15. Thereception begins at 7pm. Bring yourfriends and colleagues plus your busi-ness cards to exchange. The perform-ance will begin at 8pm. Advancedreservations only! Tickets are $24.00
and dessert is included. Tickets are tobe picked up at the Box Office. Formore information or to register onlinego to: www.montville chamber.org orcall the Chamber office at 973-263-3310.
Around theCommunity...•“Voices of Praise” will be giving anInspirational concert at PreaknessValley United Reformed Church, ValleyRoad in Wayne on Friday, May 15 at7pm and Saturday, May 16 atCovenant Christian Reformed Church,400 N. Haledon Ave., N. Haledon at7pm. Concerts are free. An offering will be taken for a Mission in the localarea, ie: Star of Hope Mission.Representing 30 local churches with a75 voice choir and 21 piece orchestraled by Sheila Smith and her husband,
Phil Smith, a past member of the NYPhilharmonic Orchestra. Come out foan evening of Praise and Worship. Fofurther information, you may call973-694-5442.•The G.F.W.C. Montville TownshiWomen’s Club invites you to participate in its 15th Annual Town-WideGarage Sale Weekend. This event isscheduled for Saturday, June 6 andSunday, June 7 from 10am-4pm. Rainor shine. Price to participate is $20. This fee is all-inc lusive: a master list all participants and placement of youlocation on a Township map and Township permit. For application go www.montvil lenj.org or pick up attown hall. Checks should be madepayable to: Montville TownshipWomen’s Club. Applications must bcompleted by May 18, 2015.•Montville UNICO will be offerin$16,000 in educational grants to high
visit our website at www. lifeandleisurenj .com May 6, 2015Page 2, Zone 2
100% Mailed, Bi-Weekly Newspaper234 Main Street, 2 nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrinoi
Editor: Bethanne Pellegrinoi
Assistant Editor: Janice McCulleni
Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick, Denise Wirsing i Classifieds: Kathleen ToddPlease e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 3
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O ver the 33 years I’vebeen a Retirementand Estate PlanningSpecialist, most of myprospects, before becomingmy clients, asked me the ques-tion: “Where is your portfolioinvested?” It has been by farthe most frequently askedquestion of me but, it reallywasn’t what these peoplewanted to know. The dis-guised question was simply:“Do you actually own whatyou are attempting to sell metoday?” More simply stated,“Do you own what you sell?”Proudly, I would answer, yes Ido, if I didn’t, then you would
refer to me as a “professionalhypocrite!” Whether a lifeinsurance policy, an annuity,mutual funds or disabilityinsurance, I became my ownclient and am thrilled that Itook my own advice.
I profess that everyone,during their working years,purchase a life insurance poli-cy and a disability policywhile simultaneously invest-ing money systematically intoquality stock mutual funds,both foreign and domestic.The addition of a variableannuity allows for tax-deferralof any growth realized in thecontract; while the mutualfunds though currently tax-able, are reachable without agovernment penalty prior toage 59 ½ for a home purchase,
an emergency need or a newcar. In my case those fundswere needed for my first homepurchase, cars and baby needs
as our family grew to 4 chil-dren. I started accounts foreach of our kids shortly aftertheir birth to accumulate forcollege, a car for them and fortheir retirement plans. Whilestill working I am funding allof their accounts and theretirement accounts for my
wife and I. However, should Ibecome disabled or die, insur-ance would swoop-in and savethe day and my family fromfinancial ruin. Every month Icontinue to fund my mutualfunds and annuities, my IRA’sand my personal pensionplans.
I both preach and prac-tice living below my means tohave the financial resources tobuild and grow our money.
Over the three decades thathave passed since my enteringthis industry, I’ve had to usesome of the products I sold
myself, like health insuranceand the mutual funds I invest-ed in to pay for my two olderchildren’s college expensestaking absolutely no loans intheir names or mine. Themutual funds continued togrow over the contributions soI had the opportunity to with-
draw again to purchase a sec-ond home, then a third andmore, all with no mortgages.My Simplified EmployeePension Plan (SEP) annuitieshave grown to the point nowthat they can support us dur-ing our retirement. When Idie, there will be additionallife insurance dollars to guar-antee my wife’s solvency andcontinue to leave a bequestand legacy for our children.
My wife and I have prac-ticed what we preached forover thirty years, utilizing theidentical plans, programs,
policies and strategies that weprofessed and marketed to ourprospects and clients of theday, of the month’s, of theyear’s and over the decade’sthat have gone by. As newand improved innovationspresented themselves, it wasincumbent upon me to inform
my clients that an opportuni-ty for upgrading was availableand in addition to myself andfamily, they should upgradetoo!
These are the things thata well-versed, competent, pro-fessional financial advisordoes for his clients and if yourfinancial planner is not work-ing for you to this end, per-haps a change is in order.Does he or she practice what
they preach and teach? It is agreat question that in myopinion needs to be asked andthe answer given to you by
your financial advisor.A few years ago, I almost
had to test my planning tech-niques by my wife potentiallyfiling a claim with my lifeinsurance carriers; I qualifiedto receive payments on thedisability policies too. Further,my designees required theusage of 3 legal documents myestate planning attorney pre-pared, the Health Proxy, thePower of Attorney and theLiving Will! Fortunately,everything and everyone wasprepared and empowered toact on my behalf and with thefinancial resources to do so. Irecovered from my cardiac
ordeal to write this columntoday, five years later. Likepracticing a “fire drill” that wehope will never be needed,each of us must be preparedfor some bad news down theroad and what is becoming aneven bigger bout, the longevi-ty game. Did you realize thatyou might outlive your moneyand resources? There is littlefear of that in my case and thefamilies I serve because of theinnovative products andopportunities available in themarketplace today. If yourportfolio does not enjoy thesame protection, perhaps youshould call me to discuss it! Itmight only be a few minorportfolio carburetor adjust-ments or you might require amajor revamping of every-
thing, regardless, the examshould be taken, just like thefire drills you ran as a child inschool.
The next APG Retire-ment and Estate Planningworkshop Series takes placeMay 12th, 13th and 14th from1-3pm and repeated 7-9pm.Please check this paper for thegreen flyer announcement orcall our office or check ourwebsite for more details.There is no cost or obligation.Hundreds of your neighborshave enthusiastically attend-ed in the past.
Mark E. Charnet, CAS, isPresident and Founder of
American Prosperity Group. APG is the Premier Retirementand Estate Planning Franchisein the United States with 20 of- fices in 10 states. Mr. Charnethas over 33 years of experiencein the Retirement and Estate
Planning fields. Creator of theTrinity Method of Investing©,Mark encourages your inquiries
and can be reached at: 973-831-4424 or via email,
[email protected] out our website:
www.1APG.com Interested ina career in retirement and estate planning? Check out this web-site: www.APGFranchise.comSecurities through: United Plan-ners Financial Services, a limit-ed partnership. Member SIPC,FINRA and a Registered In-vestment Advisor. APG is lo-
cated at: 901 Route 23 South,2nd floor, Pompton Plains, NJin the Lakeland Bank and
PediatriCare building.
“Mark, where do you have your portfolio invested?” By Mark Charnet
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visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 5
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visit our website at www. lifeandleisurenj .com May 6, 2015Page 6, Zone 2
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Statistics, 60 percent of themore than 662,000 master’sdegrees awarded during the2011-12 school year, the mostrecent year for which statisticsare available, were earned bywomen. The most popular master’s degree amongwomen was a Master of Business Administration andManagement, with more than45,000 such degrees award-ed during the given time frame. Education and social work were thesecond and third most popular master’s degrees earned by women,respectively. While business administration and management took thetop spot among women seeking master’s degrees, the most popular bachelor’s degree awarded to women during the same school year wasa Bachelor of Psychology, which was slightly more popular amongwomen than a Bachelor of Business Administration and Management.
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A ballet version of thechildren’s story of “Beauty and theBeast” will be presented bythe McKenna School of Dance at the Wayne YMCAon Saturday, May 9th at 7pmand Sunday, May 10th at2pm.
The role of Beauty willbe performed by Tarra Frawleyof West Milford. The Beastwill be portrayed by CatherineVinci, an alumni of the studiowho resides in Franklin Lakes.Madeleine Johannes of Lincoln Park will perform asBeauty’s father. The brotherswill be danced by Katie
Goralski of Kinnelon and
Jennifer Cantilli of Wayne.Beauty’s sisters will be dancedby Isabella Vicenzino of Pompton Plains and AngelicaHofbauer of Towaco. JuliaCordaro of Wayne will per-form the role of the Fairy.
Jewels will be performed byStephanie Wilpiszeski andMaryanna Tosi, who are bothalumni of the studio. Thesedancers are all members of theperforming company withinthe school. They visit nursing
homes and libraries with aChristmas performance inDecember and a spring pro-duction in May. The remain-ing cast of “Beauty and theBeast” is made up of dancestudents from Wayne and thesurrounding communities.
The McKenna School of Dance has been offeringinstruction to students from 4years up through adult for 65years in the Packanack Lakearea. In addition to this year’sperformance of “Beauty andthe Beast” a variety show enti-tled “The TransportationHub” will be performed.
“The TransportationHub” will showcase the
younger ballet students, the tapand hip-hop department andsome of the schools alumni.
The performance is awonderful way to expose youngchildren to the world of dancein a comfortable local theater,and a great opportunity to seeand support the dance popula-tion in the area.
For information pleasecontact the studio at 973-628-1676.
visit our website at www. lifeandleisurenj .com May 6, 2015Page 8, Zone 2
Physical Therapy - Speech TherapyOccupational TherapySensory Integration
Has your childbeen diagnosed
with...Cerebral Palsy
AutismDevelopmental DelayBalance/CoordinationDisorderHypertonia(increased muscle tone)Hypotonia(low muscle tone)Down SyndromeSpina BifidaMetabolic DisorderTraumatic Brain InjuryWe can help, give us a call
973.616.830018 Newark Pompton Tpk
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“Beauty and the Beast” performance marks 65thAnniversary of McKenna School of Dance
CommunityHappenings
school seniors in Morris County.Applications have been submitted toMorris County high school guidancoffices with complete eligibilityrequirements. Applications are available by contacting Mr. MickeyD’Addato, Chairman EducationaGrants Committee at 973-263-2612or visit www.montvilleunico.org.•The Lincoln Park Library offers oneon-one technological help. Pleasecall 973-694-8283 or [email protected] an appointment. Sessions are lim-ited to one meeting per month.•Suffering from the memories of war?Join Point Man Ministries, a Christiaministry helping veterans find peace.Come and find out more. Call BarryJensen at 973-809-9665 Point ManMinistries meets the first Thursday o
every month from 7:30-9:30pm atCornerstone Chapel 620 Route 23North, Pompton Plains.•The United Ostomates of NorthJersey is an area-wide support groupfor ostomates people of any age withpotential, new, mature or reversedostomies or continent diversions.Meetings are on the second Monday othe month at Chilton Medical Center97 West Parkway, Pompton Plains at7pm. Call Jo Ann Valent for information 973-831-5168.•The Montville Township Women’Club has an ongoing project: comforpillows for breast cancer patients. CaChairperson Alexandria Sarra at 973-405-0088 for information. Monetarydonations for purchase of polyfill fothe pillows, should be made payableto MTWC and include Comfort Pillowthe memo. Please mail checks to P.OBox 267, Montville, NJ 07045.
•Toastmasters can help improve publispeaking and leadership skills. Meetthe first Wednesday of each month atHollywood Restaurant & Pizzeria, 37
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Many families havetheir own routineson weeknights. Kidsmay tackle their homeworkbefore dinner, and once every-one’s plate is clean, familymembers may spend timetogether or go their separateways, spending time onlinewith friends or watching theirfavorite television programs onthe couch.
Parents who feel theirweeknights don’t includeenough family time are oftenon the hunt for more family-friendly activities the wholefamily can enjoy even if every-one has to go to work or schoolthe next day. The following area handful of family-friendlyweeknight activities that can
bring families closer together.Movie night: Familymovie night is a tradition formany families, and parents whowant to spend more timetogether as families may findthat movie night is a great wayto share a few laughs or evenfacilitate discussions aboutimportant topics broached incertain films. Each week let adifferent family member pickthat week’s movie and ask himor her to explain his or her
choice and why they think it’sa film the whole family willenjoy. Let the kids join you asyou get the popcorn ready ormake special treats to enjoywhile the movie is playing.
Family walk: Walking is agreat way for parents to instill alove of physical activity in theirchildren, and nightly walksalso make great opportunitiesfor families to leave theirdevices behind and discuss thegoings-on in their lives.Weather permitting, take afamily walk after dinner eachnight, which can help makeyour family healthier andstrengthen the bonds betweenfamily members.
Writing activities: An-other way families can escape
their devices and resist thetemptation of social media onweeknights is to get togetherfor weekly writing sessions. Askeach family member to createbrief lists on a range of topics,whether it’s a list of favoritebooks or countries each personwants to visit or a bucket list of things each family memberwants to do at one point intheir lives. Allow about 15minutes for each person towrite his or her lists, and then
discuss each person’s list,including the inspirationbehind each item that made itonto the lists.
Game night: Classicboard games or games likecheckers might not be as popu-
lar today as they were prior tothe advent of the Internet, butthat does not mean a nightcentered around such gamesdoes not still make for a veryfamily-friendly evening. Stockup on some classic board gamesand share the responsibility of choosing which game to playeach week. Board games cantake up to a few hours to play,and that’s a great opportunityfor families to share somelaughs without being interrupt-
ed by their devices.Craft night: Arts and
crafts night is another greatway for families to spend timetogether. Parents can chooseage-appropriate projects that
can help kids and adults aliketap into their creative sides.Solicit ideas when planningcraft night so everyone feelslike they played their part.
Nights together as a fami-
ly do not need to be limited toweekends. Parents willing to geta little creative can enjoy fami-ly-friendly evenings no matterwhat day it happens to be.
Weeknight activities the whole family can enjoy
visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 9
SUMMER AT PAA! TWO CAMPS... TWICE THE FUN!
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Ages 8-11; 9am - 1pm; $175 per week Students must register for the full week. Proper dance attire and shoes required.
Parents provide lunch daily. Students will have a 30-minute lunch break.Daily Schedule Includes: Jazz, Ballet, Acro, Lyrical & Tap
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Animal Hospital
Many trainers and vet-erinarians recom-mend that dog own-ers buy dog crates as soon aspossible after buying or adopt-ing a dog. Apet owner’s choiceof crate can go a long waytoward ensuring the dog reactspositively to the crate.
The Association of Professional Dog Trainers rec-ommends the use of crates forpuppies and dogs as a short-term training tool and as a safe-ty precaution throughout thedog’s life. Crates can be invalu-able in house training youngdogs and helping to curtaildestructive behavior, such aschewing. As more people trav-
el with their pets, crates alsoprovide a safe and convenientconfinement option in the car,on an airplane and in pet-friendly hotel rooms.
Crates also offer a cozyspot dogs can call their own.Crates can feed dogs’ need forsecurity. When used correctly,and not as punishment for adog, crates can serve as com-forting retreats for dogs whenthey need alone time.
Where to buy?Crates can be purchased
at most pet supply retailers, andthey also are available at manydepartment stores, hardwarestores and online retailers.
Pet owners who desire certainmaterials or have specialrequirements of their dog cratesprobably can find the biggestselection at pet supply stores.
What size to get?It is important to consider
the size of the dog when pur-chasing a crate. The crateshouldn’t be too big nor toosmall. Choose a crate in whichthe dog can sit up straight with-out banging its head on the topof the crate. Dogs also shouldbe able to turn around withease and lie down on their sideswith paws extended.
Many pet owners makethe mistake of getting a larger
crate than is necessary. Dogs donot like to soil in their sleepingareas, but crates that are toolarge may encourage poochesto use one end as a bathroomand the other as a sleepingarea, and ultimately that canmake dogs less enthusiasticabout crates. Also, crates thatare too large will not providethe feeling of security dogscrave.
According to LabradorTraining HQ, measure the dogwhile he is standing uprightfrom nose to the base of thetail. Add five to six inches tothis measurement, and thatwill be an ideal length for thecrate. Also measure the dog
while he is sitting upright.Again, add a few inches to themeasurement, and this will bethe minimum height of thecrate.
What about a growing puppy?Some owners prefer to
upgrade crates as their dogsgrow. Budget-conscious petowners can buy a larger crateand then use a divider to size itdown for puppy use. Thedivider can be moved as neces-sary when the puppy grows.
What are the different crate materials?
Crates come in plastic,metal wire, wood, and nylon or
another fabric material. Eachhas its own share of advantagesand disadvantages. Wire cratesare what many people envisionin a crate, and such crates areamong the most popularbecause they provide ventila-tion, an easily cleaned floortray, folding capabilities, andvisibility for the dog. However,some dog owners feel wirecrates bear too close a resem-blance to cages.
Fabric crates can be cozyand light, but dogs that areprone to scratching and tearingmay be able to escape themeasily. Plastic crates can bemore private, and wood crates
How to find a comfortable crate for your dog
visit our website at www. lifeandleisurenj .com May 6, 2015Page 12, Zone 2
Dr. Matthew Krupnick, D.V.M.
591 Newark Pompton TurnpikePompton Plains, NJ
973.616.0400• Full Service Animal Hospital,Specializing in Cats & Dogs
• Complete Medical, Dental & SurgicalServices On Premises
• Caring & Competent Staff
“WHERE YOUR PET IS FAMILY”
FREE ExamNEW CLIENTS ONLY.
Limit 1 per pet. Not to be combined w/other offers.Expires 6/3/15.
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Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm
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visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 13
can be customized to fit withthe décor of the house.
Pet owners should shoparound to find which crate best
fits the needs of their dogs. If crates will remain in the home,a more attractive crate may bea priority. If the crate will beused for travel, somethinglighter and more portable maybe the best fit.
Crates can be handy toolsfor dog owners, as crates pro-
vide a safe environment fordogs when owners aren’t homeand can make great places fordogs to curl up in when theyneed a break from stimulation.
Crates also are handy for travel.For more information on theright crate, speak with a vet orconsult with employees of a pet supply retailer.
Dr. Matthew Krupnick is the
owner of the Pequannock AnimalHospital. He grew up in Kin-
nelon and is happy to be home – with his wife, three cats, and two
dogs – to provide quality and
compassionate care for pets in thecommunity. The Pequannock
Animal Hospital is located at 591 Newark Pompton Turnpike inPompton Plains. You can reach
the hospital by calling 973-616-0400.
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How to find a comfortable crate for your dogcontinued from previouspage
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Rosetta Beneventine, of Rosetta’s Closet, is astyle and wardrobeconsultant committed tohelping women, men andteens feel confident with theirpersonal style.
Regardless of body type,everyone has the potential tofeel beautiful/handsome andto possess the confidence tohold their heads high and towalk tall. When you take thetime to care for and properlydress your body, you will seeunlimited potential suddenlyunleashed!
A complimentary con-sultation and a simple walk
through your closet is all thatit takes to get started. OnceRosetta understands your per-sonality, your lifestyle andbody type, its ready-set-GO!And clients are always amazedat how much they alreadyhave while “shopping” intheir own closets!
Rosetta is so perfectlysuited for this field, not onlyfor her expertise and ampleknowledge and previous expe-rience, but also for her heart.She is a woman who recog-nizes beauty and strength, andworks very hard to see it illu-minated in each of her clientsby way of wardrobe, hairstyle
and decoration of jewelry.Rosetta also routinely
donates her time workingwith Oasis Haven, a non-prof-it organization for batteredand abused woman and chil-dren. She donates used cloth-ing she collects from herclients and educates thesewoman on wardrobe, image,make-up and through jewelrymaking sessions to help theladies feel more confident intheir daily lives and as theysearch the job market.
Inner beauty cannot behidden, neither should any-one try to hide their outwardbeauty!
Call Rosetta today for acomplimentary consultationover coffee or tea. Whetheryou need styling tips, have aspecial event to attend, needsome help reorganizing yourcloset or require a wardrobemakeover, Rosetta will guideyou well.
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TestimonialRosetta was born to help
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NJ for our next session withRosetta and “Rosetta’s Closet.”
– Laura A.F./Ryann F.-Tennis Pro - Sunrise, Fla.
visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 15
Rosetta’s Closet making a difference
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visit our website at www. lifeandleisurenj .com May 6, 2015Page 18, Zone 2
Landscaping is a reward-ing hobby for manyhomeowners. Men and
women with green thumbsoften take pride in their lushlawns and gardens, feeling asense of accomplishment as
their landscapes spend springand summer returning to formand making yards more invit-ing spaces to spend relaxingsummer nights.
But even the most well-maintained lawns are not
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Going after grubs in your lawn
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visit our website at www. lifeandleisurenj .comMay 6, 2015 Zone 2, Page 19
tion. Grubs are a type of pest
that can cause considerabledamage to lawns, and whilemany homeowners have nodoubt heard of grubs, theymight want to learn moreabout these pesky pests sothey know what to do should
grubs ever appear in theiryards.
What are grubs?Grubs are insects that
live in the soil, where theyfeed on grass and roots. Manygrubs are the larva of Japanesebeetles, and those beetles typ-
ically lay their eggs in sun-drenched areas of lawns in
midsummer.
What are si gns of grub dam-age?
Grubs not only damagelawns on their own, but theyserve as food sources for local
wildlife as well, attractingwildlife, which can do its own
damage to lawns.Lawns can turn brownfor a variety of reasons, andgrubs are just one of manypotential culprits behind thebrowning of once-lusciouslandscapes. Grubs feed on
roots, so homeowners whosuspect their lawns have fallen
victim to grub infestations canpull up the areas where grasshas turned brown to see if there are any grubs, whichlook like worms.
Landscapes that havesuddenly become popular
among local wildlife that isdigging up lawns may also be
infested with grubs. Skunksand raccoons feed on grubs,and may dig up lawns wheregrubs are present.
Damage resulting fromgrub infestation is most visible
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Going after grubs in your lawncontinued from previouspage
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from late summer to early fall.
Can grub damage be prevent-ed?
Preventing grub infesta-tion typically requires home-owners to keep watchful eyeson their lawns. Pay particularattention to areas that beginto brown, especially areas thatare turning brown in spite of
adequate watering. An earlyindicator of a grub infestationis small grubs around the rootsof grass. In such instances,applying insecticide may beenough to prevent a smallgrub problem from spreading.
Insecticides also can bean effective preventativemeasure for homeownerslooking to avoid grub infesta-tions. Speak with a local land-scaping professional for rec-ommendations about whichinsecticide to apply and howbest to apply it.
What can I do about grubdamage?
Attempting to treatgrubs in the spring may beineffective, as grubs are largeand no longer feeding inspring. So homeowners deal-ing with grub infestationsshould address the situationbefore they retire their greenthumbs for the winter.Remove debris from grub
infestations with a rake beforewatering the affected areas.Watering can help some dam-aged roots recover, but areasthat have been especiallydamaged may need to bereseeded.
Grub infestations can bea nuisance to homeownerswho put lots of time and effortinto their lawns. But home-owners can take steps to treatsuch infestations and preventthem from returning the fol-lowing summer.
Dennis will personallyevaluate your property andhelp bring an amazing land-scape design to life. “With my
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Contact Dennis at973.305.8803 for more infor-mation or to schedule yourfirst consultation or visitwww.dclandscapedesigns.com
visit our website at www. lifeandleisurenj .com May 6, 2015Page 20, Zone 2
Professionally landscaped propertiesincrease and hold their valuecontinued from page 1
Going after grubs in your lawncontinued from page 19
After you file your2014 tax return, you
may want to forgetabout taxes for a while. Butperhaps you should takeadvantage of your currentfamiliarity with your finan-cial situation instead. By act-ing now, you can make nextyear’s return less taxing.
Here are suggestions.Check your withholding
for 2015. The best indicator
that you need to change yourwithholding is the bottomline on your 2014 tax return.A large refund means you’vegiven the IRS an interest-free loan — money you couldhave invested yourself. Alarge balance due can mean
you end up paying penaltyand interest charges on top
of your regular tax liability.To change your withholding,give your employer an updat-ed Form W-4. If you’re newlyretired, you may need to startmaking quarterly estimatedtax payments.
Maximize the benefityou get from tax-deductiblecontributions to a retirementplan by making your 2015contribution as early in the
year as possible. This extendsthe time your account cangrow tax-deferred.
Establish your long-termtax planning strategies.Possibilities to consider: asalary-deferral arrangementwith your employer, invest-
ing in assets that will appre-ciate rather than produce
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Get your tax and finan-cial records organized. Asimple system to track andstore electronic or paperrecords will save you from
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Give us a call to learnabout other strategies for eas-ing your tax burden.
Robert P. Sokoloff and Associ-ates, PC, is a year round fullservice CPA firm providing awide range of Accounting and
Tax services to both Small Busi-ness and Individual Clients.We are QuickBooks CertifiedPro Advisors and provide new
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Think taxes – even after yourreturn is filed
Don’t miss this Live Musical Tribute to those wonderful songs ofthe 50’s and 60’s sung by some of Rhino Theatre’s best per-formers! Sing along to the tunes everyone loves, One FineDay, Come Go with Me, Charlie Brown, Run Around Sue, It’s My Party
and many, many more. Join us opening night for a DooWop Sock Hop.Best oldies costume wins grand prize! Show dates are May 8 – May 9.Friday and Saturday at 8pm. May 9th there are two shows at 2pm and8pm. Ticket price is $23.50, which includes tax with special prizes,Trivia with DJ Dan the Man, candy bar, snacks and more. Visit ourwebsite at Rhinotheatre.com to order tickets or more info. The theatreis located at 247 Wanaque Ave., Pompton Lakes and phone number973-248-9491.
Rhino Theatreproudly presents
Golden Oldies live!
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With the warmertemperatures andfresh fruits that
ripen this time of year, a fruitdessert is the perfect way tocomplete your specialMother’s Day meal and aneasy recipe to get the kidsinvolved. This recipe can bemade ahead of time andchilled until you are ready toserve. You can substitute ablend of other seasonal berries
or your mom’s own favoritefruits would work equally well.Or try layering strawberries,blueberries and raspberries,each on a different layer for aneven fancier treat. Make sureto use a large, clear bowl toserve, or create individualglass serving cups, as it’s thebest way to show off the many
layers of this surprisingly easydessert.
INGREDIENTS4 cups fresh strawberries, sliced(or 4 cups of your favorite sea-sonal fruit)1 cup cold milk1 teaspoon grated orange peel2 ½ cups heavy whipping cream,whipped and unsweetened.1 package instant vanilla pud-ding mix
1 cup sour cream (you can uselow-fat if you like)8 cups angel food cake, cubedFresh mint leaves
DIRECTIONSIn a large bowl, combine themilk, pudding mix, orangepeel and sour cream. Beatuntil thickened. Fold in the
whipped cream. Place aboutfour cups of the cubed cake inthe bottom of your servingdish. Arrange one layer of strawberries around the sides
of the dish and on top of thecake. Top with half of thecream mixture. Add the restof the cake cubes, then anoth-er layer of strawberries and therest of the cream. Top with afew more berries and mintleaves for garnish. Chill for atleast two hours before serving.
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i it b it t lif dl i j May 6 2015P g 22 Z 2
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License #: NJ09980558654 ©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
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973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax •[email protected] Payments listed above arebased on principal & interest only on a 30yr fixed mortgageand does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of April 13, 2015. Terms for Condos listed above are subjectFannie Mae Guidelines.This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housin
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CLIFTON $149,9003.625/3.815 APR
$547 PER MONTHUPPER MONTCLAIR/CLIFTON
1 BR, 1 BA Condominium
CLIFTON $339,0003.625/3.708 APR
$1,237 PER MONTHPRICE REDUCED-DON’T DELAY!
3 BR, 1.1 BA, 1 CAR GAR Cape Cod
POMPTON LAKES $181,9003.625/3.781 APR
$664 PER MONTHJUST LISTED!
2 BR, 2 BA Condominium
POMPTON LAKES $189,9003.625/3.774 APR
$693 PER MONTHNEW LISTING!
2 BR, 1.1 BA Condominium
WANAQUE $295,0003.625/3.721 APR
$1,076 PER MONTHWANAQUE RESERVE!
2 BR, 2 BA, 1 GAR
WASHINGTON $399,9003.625/3.695 APR
$1,459 PER MONTHNEW LISTING!
2 BR, 1 BA, 1 CAR GAR Ranch
RENTAL PROPERTIES
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Just Listed by Boswell Aiosa & Co.
15 Kinney PlacePompton Plains
4 Bedrooms, 2 ½ BathsOffered at $675,000
Features include a 1st floor master suite.Enjoy a high end Viking appliance packagein the kitchen. Fireplace and a wet bar. Koipond and an in-ground pool.
8 Overhill RoadWayne
5 Bedrooms, 5 ½ BathsOffered at $899,999
Located in Vizcaya Estates, this customColonial boasts a rec room with a wet bar,an expansive wine closet and a mediaroom. Enjoy summers around the free-
form pool.
LAKEFRONT149 Pine Tree Road
Bloomingdale3 Bedrooms, 2 ½ Baths
Offered at $699,900
Balconies and windows abound, serenelakeviews can be experienced from justabout everywhere. Let Glen Wild Lake
become your backyard.
LAKEFRONT62 Leach DriveBloomingdale
3 Bedrooms, 3 ½ BathsOffered at $749,000
Access the lake anytime from your privatedock and boat house to swimming, sailingand fishing. The home itself offers expan-
sive living areas with modern amenities.
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visit our website at www. lifeandleisurenj .com May 6, 2015Page 24, Zone 2
Fairfield Road, Fairfield from 7-9pm. Guests welcome. Forinformation, visit www.dining-tospeak.com.•The Montville Senior CitizensClub is open to Montville Township resi dent s aged 55
and older. The club meets every firstand third Friday of the month at theMontville Senior House, Route 202South. Refreshments served at noon.Meeting is at 1pm. New members andguests welcome. For information calCelia at 973-227-4591.
[email protected] CIRCLE OF EXCELLENCE
2002-2014Consistent
TOP PRODUCER in the WAYNE area.
TOWNHOME SPECIALISTRELOCATION AGENT
~ SHORT SALE AGENT ~OWE MORE THAN
YOUR HOME IS WORTH?
GEMINI LLC Realty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
CALL MARIA at 973-986-6914 Cell
for CURRENT MARKET VALUEOF YOUR HOME
WAYNE $647,500Spacious 5BR, 3.1 Full Bath
Center Hall Colonial.Home office with 2 offices,reception area and confer-ence room. Large property.
H O M E O
F F I C E
M A R I A F E R R I T OProfessional Full Service Realtor
KINNELON $539,000Smoke Rise-Pamper yourself with luxury in thisdeluxe, 4BR/2+BA wooded-lot CH Col. set on1.24 ACs. 3 FPLS, 2C Garage. MLS# 3192198
KINNELON $699,000Smoke Rise-4BR/3+BA Col. on 1.48ACs. Secu-rity sys. Enjoy a unique lifestyle this prestigiousgated community has to offer MLS# 3175784
KINNELON $1,150,000Discover the versatility of this custom Cul-De-Sac 5BR/4+BA Col. on 1.26ACs. 3C Gar. 2-storystone FPLC, Media Rm, W/O LL MLS# 3163244
KINNELON $879,000Discover the charm and elegance pervading thiscustom 4BR/5+BA Contemporary positioned on1 AC. 3C Gar.& Deck. MLS# 3210217
KINNELON $1,225,000Custom 5BR/4BA Mountain View Colonial of-fering spacious styling 1.81 ACs. 3C Gar,inviting pool, 2 FPLCs. MLS# 3208970
KINNELON $1,235,000Experience the elegant styling of this Custom5BR/4+BA Colonial sited on 1.38 ACRs, 4CGar, attractive pool. MLS# 3215351
KINNELON $1,295,000Smoke Rise-Captivating 5BR/4+BA home ide-ally situated on 2.39ACs, I/G pool. 4FPLCs, FullW/O LL. An entertainers dream MLS# 3197811
KINNELON $469,000Move up now to this 3BR/2BA Split-Level. 2FPLS, FDR, Zone Heat/Cool. 2C GarageMLS# 3208649
KINNELON $549,900Impressive 4BR/2+BA Brookside Colonialproviding space to spare 3.38 ACs. Securitysystem. Cozy FPLC. BSMNT. MLS# 3209015
KINNELON $599,900A charming aura comes with this impressiveColonial ideally situated on 1.31 ACs. 5BRS/3and 1/2 BA. Swim Pool. MLS# 3212563
KINNELON $2,180,000Smoke Rise-Discover classic comfort, classicstyle in this custom 6BR/5+BA Park-area Col.positioned on 3.12ACs. 5C Gar MLS# 3200849
KINNELON $255,000Follow your heart to this 2BR/2BA end-unitTownhome. MBA, ceiling fans. GAR. An ex-cellent buy! MLS# 3184247
“ THE GOOD GUYS”
973.942.8925 Local & Long Distance
“F o r F r e e E s t i m a t e s C a l l ”
MOVING & STORAGE INC.w w w. w a y n e m o v e r s . c o m
Wayne “Local Moving Specialists”
Expert Piano Moving • Small Jobs WelcomedProfessional Office Moving
W E D O C L E A N O U T S !
Fully InsuredSenior Discounts
“F o r F r e e E s t i m a t e s C a l l ”
“Local Moving Specialists”Expert Piano Moving • Small Jobs WelcomedProfessional Office Moving
Community Happeningscontinued from page 8
Thinking of selling?...Consider one of the
Top Selling Agents fromthese pages.
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v s t ou webs te at www. j .coy g
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0051 AUTOMO-BILES WANTED
WE BUY CARS !WE BUY TRUCKS !
RONNIE’S IN WAYNE973-616-7900
WE PAY FORJUNK CARS
973-220-02020655 SERVICES
CARPET
G&S Carpet Clean-ing & Floor Service
Residential
& Commercial973-839-6436
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CLEAN
Aida’s Cleani ngService
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Reference AvailableCall 908-764-8966
Mariya’s CleaningService
Ukrainian ladies cleanyour home or office
to your completesatisfaction. Exper.
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0686 SERVICECLEANOUT
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CLASSIFIEDS & SERVICE DIRECTORY
0771 SERVICES-GUTTERS
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0774 SERVICES HANDYMAN
S tephen F oxPlumbin g & He ating
Small Repairs,
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973-839-1054Lic.#7467
0779 SERVICES LANDSCAPING
0785 SER. HOME IMPROVEMENT
0826 SERVICES PAINT/POWER WASH
ERICKSONMasonry, LLC
Pompton Lakes, NJ
973-835-200135 Years Experience
Free EstimatesFully Insured
“No Job TooSmall or Large”
0827 SERVICES PAINTING
0685SERVICESCLEANING
CMR SERVICES
973-703-3039Cleanouts &Dumpster ServicesFully Insured • NJ Lic #A901
FREE ESTIMATE
Estates • Abandoned PropStorefronts • BasementsWhole House • Attics
Regain Valuable Storage!We dispose unwanted items in an
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Owner Operated• LicensedFully Insured Free Estimates
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Maintenance • Repair
Building • RemodelingNo Job Too Small or Big!25 Years Experience
TOM D’S HANDYMANSERVICE
0687 SERVICEDRIVEWAYS
0030ESTATE/MOVING
SALE
Sat., May 9th9am to 3pm17 Stone Row
Lane, Oak Ridge.Household items,
dishes, tools, furni-ture, decor, kitchen,
holiday, crystal,exercise, golf,
and office items.MUCH MORE,CASH ONLY.
0815 SERVICESMASONRY
Advertise in the Classifieds.
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When it’s timeto sellsomethingyouno longer needor use, moveit with theClassifieds.
Life & Leisure www.lifeandleisurenj.com
To Advertise
Call(973)
696-8008 Ask for Kathleen
J E W E L R Y •
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R E C O R D I N G S
• T V ’ S & V C R ’ S
...AND MORE!
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SERVICES
•Vinyl Siding•Replacement Windows
•Residential Roofing•35+ Years Experience
ROSSROOFING & SIDING
973-696-5699Free Estimates • Fully Insured
0886 SERVICES ROOFING
R O O F I N G , I N C .KOVACH
973-835-5330
WE DO SMALL REPAIR JOBSNJ Lic# 13VH00222500
Shingles • SlateFlat Roofs • Gutters
www.Kovachroofing.comEmail: [email protected]
Established 1948
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FREE ESTIMATES - FULLY INSURED
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2 4 - H o u r E m e r g e n c y
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• Tree Removal• Stump Grinding• Chipper Service
• Pruning & Trimming• Wood Chips
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BEST PRICES GUARANTEED! Book YourSUMMER Tree-work Nowand Receive a
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HARDWARE/SOFTWARE SUPPLIES,SYSTEM UPGRADES, COMPLETE& CUSTOM SYSTEMS, SYSTEM
NETWORKING SERVICES,COMPLETE WEB PROTECTION, ANTI-VIRUS
& FIREWALL, MIL-SPEC SECURITYLAPTOPS - DESKTOP COMPUTERS
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142 Main St., Wards Plaza • [email protected] - We have Underground Pricing!
Because Some PeopleSHOULD NOTHave Computers!
UNDERGROUND PC973.850.6205
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