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    BOOMER

    MEMORIESTRIVIA

    FINANCIAL ADVICE

    AND MUCH MORE

    April/May 2012

    GOOD TIMES

    FREE

    All things

    DandelionFrom Art to Delicious Food

    YARDART

    Dont throw thatold shovel away

    - make it into art!

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    2 GOOD TIMES April/May 2012

    GOODTIMES

    Vol. 6 No. 7

    Don Hemple, PublisherNancy Spencer, Editor

    A monthly publication forAllen, Auglaize, Putnam,

    Logan, Mercer and Van Wert Counties.

    For editorial information:Nancy Spencer: 1-800-589-6950 Ext. 134

    Email - [email protected]

    For advertising information:

    1-800-589-6950

    Marilyn Hoffman Ext. 131

    Stacy Prine Ext. 129

    A DELPHOS HERALD

    PUBLICATION405 N. Main St.,

    Delphos, Ohio 45833

    ContentsBirthday Trivia

    Birthday trivia answers

    1. Leon Russell2. Tom Clancy

    3. Brian Williams4. Eric Victor Burdon5. George Strait

    3......THOSE WERE THE DAYS

    Baseball history doesnt alwayshappen the way you remember

    4......DAYTON HAMVENTION

    The light is always on and theband is always open

    5......GARDEN ART IS A CUP OF TEA

    6.... CELEBRATE THE DANDELION

    Dandelion May Fest and Cookoff

    7 ..... BEYOND THE GNOME

    Making you own garden art

    9 ..... IN THE SAME BOAT

    Diet Detour10 ... WHAT DO EXTENDED LOW INTEREST

    RATES MEAN FOR YOU?

    11 ... SPRINGS COMING...SO ARE SHORTS

    AND SWIMSUITS...HERE WE GO AGAIN

    12....CALENDAR OF EVENTS

    1. I was born April 2, 1942 in Lawton, Oklahoma.I am a singer/songwriter/producer who was astudio musician before recording hits Song forYou and Tightrope. Who am I?

    2. I was born April 12, 1947, in Baltimore,Maryland. I am an American author, best known

    for my espionage, military story lines. Some ofmy best known books are The Hunt for RedOctober and Patriot Games. Who am I?

    3. I was born on May 5, 1969 in Ridgewood, NewJersey. I am the anchor and managing editor ofNBC Nightly News. Who am I?

    4. I was born on May 11, 1941 in Newcastleupon Tyne, England. I am an English singer-songwriter best known as a founding memberand vocalist of rock band The Animals, who is

    best known for the song House of the RisingSon.

    5. I was born on May 18, 1952 in Pearsal, Texas.I am a country music singer, actor, and musicproducer. I have been call the King of Countryand have had hits Check Yes or No and WriteThis Down.

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    April/May 2012 GOOD TIMES 3

    By Paul Niemann

    As baseball season begins, this is a goodtime to start talking about baseball in thisolumn. This weeks story is about a long-

    forgotten pioneer in baseball history.His name was Moses Fleetwood Walker,

    and his place in baseball history is as perma-nent as it is unknown. Moses accomplishedsomething that no other player did prior tohim, and no other ballplayer can possibly doin the future.

    Moses Walker (1857 1924) was born inMount Pleasant, Ohio. He made his majorleague debut as a catcher in 1884 for the To-ledo Blue Stockings, more than 63 years be-fore Jackie Robinson made his major leagueebut in 1947. The Toledo Blue Stockings

    were part of the American Association,which was one of the major leagues at thattime. In case your knowledge of baseballhistory does not include the American As-sociation, the league included such teams asthe Brooklyn Trolley Dodgers, the Cincin-nati Red Stockings, the Philadelphia As andthe St. Louis Browns, among others. There

    were teams called the Baltimore Orioles andthe Washington Senators, too, but they werenot the same organizations as they are to-ay.

    What is the signicance of having MosesWalkers debut compared to that of JackieRobinson?

    Read on and youll nd out. There ismore to Moses story than just baseball,though.

    In April of 1891, he was attacked by sev-ral men in Syracuse, New York. During the

    attack, he stabbed and killed one of the men.The other men then chased Moses while

    shouting Kill him, kill him.

    Moses Walker was black, and his attack-ers were white. He escaped but when he waslater caught by the police, he was chargedwith second-degree murder. Claiming self-defense, he was acquitted by the all-whitejury. When the verdict was announced, thecourthouse erupted with cheers for Walker.

    So why compare Moses Walker to JackieRobinson, who is regarded as the rst Af-rican American to play major league base-ball?

    Its because Moses Walker -- not Jack-ie Robinson -- was the rst black baseballplayer in the major leagues. Before MosesWalker played, there was no color barrierin baseball, but there was after he played.The color barrier started soon after Walkerarrived in the major leagues.

    So Jackie Robinson was the secondblack baseball player in the major leagues,right?

    Nope; that honor belongs to MosesWalkers brother, Welday Walker, whoplayed three games that same season in

    1884. Jackie Robinson was third, eventhough he is regarded as the rst AfricanAmerican to play major league baseball.

    As Ive said many times in this column,history doesnt always happen the way youremember it.

    Baseball history doesnt always

    happen the way you remember.

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    Walker, Moses' brother), is the rst black major league player.

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    4 GOOD TIMES April/May 2012

    The light is always on &the band is always open

    A teen in Florida makes friends over theirwaves with a ham in Germany. An air-raft engineer in Washington participates inn annual contest and exchanges call signsith hams in 100 countries during a singleeekend. In North Carolina, volunteersass health and welfare messages in theftermath of a hurricane. This mix of fun,ublic service, friendship and conveniences the main feature of amateur radio.

    The true origin of the term ham seemso have been lost, but there are several the-ries. It may simply be a shortcut way ofaying the rst syllable of amateur radio, Orerhaps HAM is an acronym made up ofhe rst letters in the names of Hertz, Arm-trong and Marconi - three radio pioneers.his topic has been thoroughly discussednd researched for many years with noroof as to real origin.

    Hams start out in amateur radio for manyeasons. Ham radio can be very portablend affordable. Amateur radio is a hobbyith many facets and thus attracts practitio-ers with a wide range of interests. Many

    amateurs begin with a fascination of radiocommunication and then combine otherpersonal interests to make the pursuit of thehobby rewarding.

    HAMVENTIONSince 1952 Hamvention has been

    sponsored by Dayton Amateur Radio As-sociation (DARA). For many years it hasbeen the worlds largest amateur radio gath-ering, attracting hams from throughout theglobe.

    The Dayton Amateur Radio Associationis an association of radio amateurs, orga-nized for the promotion of interest in Ama-teur Radio communications and experimen-tation, for the establishment of networksto provide communication in the event ofdisasters or other emergencies, and for theadvancement of the radio art and of the pub-lic welfare

    About 1950, the Dayton Amateur RadioAssociation was asked to sponsor a HAMConvention but declined. But soon FrankSchwab, the newly elected president of the

    club got behind the effort, a meeting washeld and the DARA Board allocated $100 toget it started. The rst organizational meet-ing was held in January 1952.

    The Southwestern Ohio Ham-ventionwas born. How far did $100 go? Not far! A12" TV was rafed off to help raise funds.The FCC agreed to give license exams anda single speaker was set

    Hoping for 300 visitors, the committeewas amazed that over 600 showed up! Therewere 7 exhibitors and 6 forums. The next

    year the name became Dayton Hamven-tion and was registered as a trademark.The Flea Market has grown from 200 to

    more than 2000 spaces. In 1964 the Ham-vention moved to Hara Arena from itsformer location in a local hotel. In 1973 itbecame a 2 day event with Sundays addedin 1974.

    The growth of the Dayton Hamven-tion can be attributed to caring, energeticpeople who enjoy being on a winning team.In recent years the attendence has exceeded20,000 enthusiasts.

    So if you are interested in hamming it

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    5/12April/May 2012 GOOD TIMES 5

    Garden art Weisenburgers cup of teaBY STACY TAFF

    [email protected]

    Mary Beth Weisenburger of Continentalhas an abiding love for both gardening andglassware. After receiving an e-mail from

    etter Homes and Gardens Magazine lastspring, she found a clever way to combine

    the two, and recycle old dishes at the sametime.

    When I got the e-mail promotion frometter Homes and Gardens, I thought it was

    a cute idea so I sent for the instructions.It ended up being too much fun to stop,Weisenburger said. You get some old dish-s, things like plates, bowls and tea cups,

    really anything goes. I nd them at ea mar-kets, garage sales and Goodwill. I dont re-ally have a specic place I work on them, Ikind of alternate between the garage and the

    kitchen.I use E-6000 adhesive to put the pieces

    together. The part that takes the longest iswaiting for it to dry, which usually takes aouple of weeks. They take up space while

    theyre sitting there but my kitchen counterlooks very pretty.

    Since the decorations are made to be dis-played in the garden outside, Weisenburgermakes sure they are weatherproof.

    The silicon seal I use allows the ad-hesive to weather well. I dont keep them

    out in the garden during the winter monthsbecause theyre cut glass and ceramic, sothey might crack in the cold, she said. Toisplay them and stick them in the ground,

    I use copper pipe, which weathers into a re-ally pretty patina. It turns green.

    Weisenburger looks at her Garden Fan-cies as just a hobby but shes receivedenough interest to sell them, take them tocraft shows and give them away as gifts.

    I started this for fun and made a fewfor myself, my mom and some others in the

    family, she said. Thenpeople started askingfor more and I was giv-ing them away as gifts.From there it just grewand grew and grew like owers. Low main-tenance owers that arealways in bloom is whatI tell people. I sell thembecause I just had somany that I had to dosomething with them.

    Ive been given requestsfor certain themes, pa-triotic for example. I re-cently did a breast can-cer awareness one withsome pink plates andpink glass I found. Myfavorite part is putting

    the patterns together. This winter I startedmaking the teacup bird feeders, which is agood way to use up those dishes.

    Weisenburger, who works as a writer,editor and magazine publisher, looks at herGarden Fancies as a release in her sparetime.

    Its a nice little break for me, she said.

    Its not complicated. I dont do any of theknitting or crocheting, nothing that takes tal-ent. Its just a fun little hobby and in the end,you have something pretty that will delightsomeone else.

    Weisenburger and her husband, Steve,have two children, Erin and Curtis, and twodogs, Zoe and Sammy.

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    Mary Beth Weisenburger shows offher garden art.

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    6/126 GOOD TIMES April/May 2012

    The DandelionA poem by Vachel Lindsay

    O DANDELION, rich and haughty,King of village owers!Each day is coronation time,

    You have no humble hours.I like to see you bring a troopTo beat the blue-grass spears,

    To scorn the lawn-mower that would beLike fates triumphant shears,Your yellow heads are cut away,

    It seems your reign is oer.By noon you raise a sea of stars

    More golden than before.

    DANDELION FESTMay 4, 2012 (Fri) - May 5, 2012 (Sat)

    from 12:00 PM - 8:00 PMDover, Ohio

    The 19th annual Dandelion Mayfest andreat Dandelion Cookoff is held at Breiten-

    bach Wine Cellars in Dover. The festival willtake place this year on May 4 and 5.

    The festival celebrates dandelions. Manyandelion foods are offered including dande-

    lion sausage, dandelion ice cream, dandeliongravy, dandelion bread and much more!

    Children can partake in events such asandelion picking contest and dandelion

    scavenger hunt. The children look for thelargest dandelion head, the longest stem,

    smallest head and who can pick the mostdandelions. The children then pick the yel-low petals and even make their own dande-lion jelly!

    There will be a juried arts and crafts showwith vendors incorporating dandelions intotheir work. Ongoing live entertainment anddandelion wine tasting and cellar tours willbe available both days. The 3.5 mile Dande-lion Run will be May 5 at 9 am.

    There is free parking and free admissionto the festival.

    The Great Dandelion CookoffMay 5 at 2:00pm

    The 19th Annual Great Dandelion

    Cookoff will be a major part of the festivi-ties. Creative dandelion dishes provide tastysamplings while participants compete forcash awards.

    The 2011 Great Dandelion Cookoff of-fered a variety of tasty dandelion dishes. Thedishes were chosen according to taste, dan-delion content, appearance and originality.

    Sherry Schie of Dover won 1st Place forDandelion and Squash Ravioli. Secondplace went to Pete Dresson of Aurora forDandelion Greens, tomato and goat cheesetart. Nancy Radke from Gahanna won 3rd

    place for Poached Pear Dandelion and FetaSalad Pizza.

    Dandelion ArtDandelions are great in food, they are fun

    to pick and they can beautify your life. Thejuried dandelion arts and craft show featuresbeautiful handmade jewelry, oil and water-color paintings, candles, hand-made soaps(including dandelion soap) and books aboutdandelions.

    Also, learn about cooking with a dande-lions and the healthful benets dandelions

    give us with a cooking demo.

    Dandelion May Fest and Great Dandelion Cookoff

    Ravioli flling5 c. dandelion greens, rinsed and chopped1/2 c Dandelion Wine1 butternut or acorn squash, cut in 1/2 withseed removed1/4 c. golden raisins, nely chopped1 (4 oz.) pkg. prosciutto, minced

    2 lrg. eggs1/2 c. bread crumbs, dried and plain1/2 tsp. ground nutmeg1/4 tsp. ground fennel1/2 tsp. salt1/4 tsp. white pepper

    Bake squash in preheated 350 degreeoven for 45 minutes or until tender. Removefrom oven, let cool. Peel squash and puree infood processor or blender.

    In heavy bottom pan, add dandelion greensand wine. Cover and simmer over medium low

    heat until greens are tender, about 7-10 min-utes. Pour into food processor or blender andlet cool slightly, include any liquid still in pan,puree greens. You may need a small amountof wine to assist in processing about 1-2 tea-spoons.

    In large bowl added pureed squash and 1/2cup of the dandelion puree, (reserve other halffor pasta dough and sauce), raisins, prosciutto,eggs, bread crumbs, nutmeg, fennel, salt andpepper. Blend well. Cover and set aside.

    Dandelion Ravioli Pasta

    1 c. our1 c. durum our2 tsp. salt2 lrg. eggs2 1/2 tbsp. Dandelion WineReserved cooked dandelion greens, should

    be approximately 1/2 cup, reserve 2 table-spoons for sauce.

    In food processor, place all ingredients.Pulse until dough becomes grainy and canbe easily pressed together with your hand.Place the dough on table and nish kneadingby hand until smooth and elastic. If dough istoo dry, add small amount of wine, if too sticky,sprinkle with small amount of our. Cover withplastic wrap and let rest for approximateyl 30minutes.

    Cut dough into small lemon size pieces androll out into long thin sheets. Working with onesheet at a time, lightly paint on half of a sheetwith a beaten egg. Place 1 teaspoon of llingbout 3 inches apart from each other. Fold otherhalf of the sheet over the rst and pinch theedges together with your ngertips. Cut ravi-oli into individual units with a pastry cutter ora knife. Place each ravioli on a lightly oured,covered cookie sheet or tray. Dont overlapravioli. Allow to dry,

    To cook ravioli, bring a 1 quart pot of saltedwater to boil. Add ravioli and cook for 4-5 min-utes. Drain ravioli, place on serving dish andspoon Dandelion Wine sauce onto ravioili

    Celebrate the Dandelion

    Dandelion and Squash Ravioli.Winner of 2011 Cook-Off

    DandelionA

    rt

    DandelionWine

    G

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    7/12April/May 2012 GOOD TIMES 7

    Beyond the GnomeMost lawn and garden stores have many

    ifferent types of garden art on display.

    There are beautiful water features like waterfalls and fountains, as well as statues, windhimes, birdhouses, and so much more.

    If youre on a budget or cant nd whatyou have in your mind for sale, why not goahead and make your own garden art? Theoptions that you have for garden art is as vastas there are owers to choose and you canhave garden art that ts your style and per-sonality.

    Check out these fun and unique ideas foryour backyard.

    Add a little humor to your garden with aspilt planter. Find an ordinary pot or barreland tip it on its side in your garden. Fill theplanter part way with soil, and then spread therest out in front of it as though it has spilledout. Choose a few of your favorite owersand plant them in the spilled-out soil.

    Bathtub Planter: Find a bathtub (a claw-foot tub, preferably) at a thrift store, garagestore, or even from your remodeled bath-room. Fill her up with good soil and thenplant a small garden! It can also be fun touse a bathtub as a pond.

    Thrift Stores Gems: You can plant a pairof cacti in a pair of cowboy boots. Why notplant a snapdragon in a tea cup? You can usevases, pots and pans, tires, helmets, and somany other things as planters. You may notknow what item can double as a perfect gar-en planter until you go out and nd it.

    If you have a clay pot that you like, whynot just dress it up a bit? Go ahead and gluea ribbon around the rim or even add sequins,buttons, scrabble letters, or other items! Youan also completely makeover a pot - you

    ust need some Mod Podge (a wonderful,glue-like substance) and some magazines.Cut or rip out some favorite pictures frommagazines (or use photographs, newspaper,brown paper bags, tissue paper, etc.) and ModPodge them all over your pot. Use a weather-

    proong nishing spray to top it off. (If youare using a terra cotta pot or another pot that

    breathes and is not glazed, be sure that youheavily coat the pot with Mod Podge beforeyou add your pictures, and consider placinganother planter inside the pot to keep themagazine pictures from puckering when youwater your plant.

    Creating your own Garden Art!

    Bowling Balls become Lady Bugs!

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    8/128 GOOD TIMES April/May 2012

    LostIN THE

    50S Diner

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    (Continued from page 7)

    Scrap metal?Scrap metal garden art can be

    grand, simple, artsy, and fun. Mak-ing it yourself will simply make itmore of whatever it is you want itto be. Scrap metal is just that. Anymetal object or piece that you havethat no longer has a specic func-

    tion. These can be soup cans, un-wanted silverware, scrap tin fromsiding, even tire rims. Add a bitof elbow grease, somesandpaper, possiblysome spot welding, andan occasional toppingof rustproof outdoorenamel spray paint, andyou will be well on yourway to creating somefabulous art for yourown or a friend's garden.

    Toss in some heavy-dutywire, wire cutters, and atin punch, and you willbe ready to make justabout anything you canthink of.

    The actual makingof the artwork will bethe easy part. Knowingwhat you are going to create will bethe fun, but sometimes-uninformed

    part. Start out by studying whatmetal you have. Arrange pieces untilyou come up with an idea. If thingsare not coming together, maybe youwill have to add to your scrap pilebefore continuing.

    Sometimes, assembling somecommon metal objects will sparkan idea for a more original creation.One often seen piece of scrap gar-

    den art is a "tin man' made fromsoup and coffee cans, along witha funnel hat. Lay out soup cans to

    form the head, arms,and legs, using the cof-fee can for the body.Punch a hole in thecenter of each can endto run wire through,keeping in mind thatthere is really no wrongway to assemble metalgarden art. As long

    as it works it's right.Funnel hat can eitherbe spot welded on orwired.

    An old wire hangercombined with antiquesilverware can be trans-formed into a beautifulgarden wind chime.

    Tire rims, buffed with sandpaper toremove rust, and spray painted be-

    come the body of a garden creature,complete with arms made from oldbed springs, and a head made froman abandoned kitchen pot.

    Thin sheet metal, along with apair of tin snips, can be cut into astrip, and then twisted to create awind catcher. Smaller strips can becut then strung back together to forma wind sounder. A wind sounderis similar to a wind chime except thesound created is much softer. Stripsshould be approximately three inch-es long, by one inch wide. Stringthree or four long and as many wide.These can be hung from antique sil-verware or a small wire whisk for acircular effect.

    Scrap garden art can be anythingyou want it to be, but mostly, itshould be from your heart and soul.If you really want to make some-thing and just dont know where tostart, doodle in a notebook whatevercomes to mind. Think about what

    scrap items you already have, andbrowse second hand shops for more.But especially, have fun!

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    Garden ArtLake Erie Shores & IslandsLaunches Photo Contest

    Great photos showcase greatmemories. Do you have photosfrom your Shores & Islands expe-rience? Share them with Lake ErieShores & Islands and you couldwin!

    The Lake Erie Shores & IslandsWelcome Center recently launchedan online photo contest, designedto showcase the best area photo-graphs and also add to the desti-nation marketing organizationsimage library. The contest will runquarterly, with different themeseach time, based on the season andon the welcome centers currentneeds.

    Visitors to SHORESandIS-LANDS.com. will have the op-portunity to vote on their favorite

    submission. A winner will be cho-sen by Lake Erie Shores & Islandsfrom the top ve photos whosesubmission has received the ma-jority of votes at the end of thevoting period. Lake Erie Shores &Islands will be the nal judge of allentries and all contest decisions arenal. The contest is open to those18 years and older.

    Upload your photos for a

    chance to win great prizes whichcould include overnight getaways,ferry tickets, gas cards, and more.Your photo could appear in futuretravel planners and other publica-tions.

    The Welcome Center is cur-rently looking for photos with thethemes "Winter Wonderland" and"Spring Awakening." This contestruns through June 1, 2012 and thecurrent prize for the winning pho-tograph includes two Cedar Pointtickets, two Jet Express tickets,and a $20 gas card.

    While scenic landscape photosare welcomed, photos with peopleexperiencing attractions and loca-tions in the Shores & Islands regionare preferred. Photos have to be

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    For more information, contact:Jill Bauer, Public Relations Co-

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    In the S me Bo t

  • 8/2/2019 2012 April Good Times

    9/12April/May 2012GOOD TIMES 9

    You Know You Are A Boomer If...When McDonalds had 15

    cent hamburgers

    Having a weapon in schoolmeant being caught with a sling-

    shot

    I am getting ready to go ona diet.

    As anyone who has beenon a diet before knows, thereis a certain amount of preptime involved that is crucial

    to the success of the endeav-or. Its often an overlookedstep in the diet manuals andthe articles in the womensmagazines, to their detriment.Those of us who have beenthere, done that realize thatif the rst step is skipped, thediet is doomed. It is all-impor-tant and critical to the missionof losing weight.

    I call it the Pantry Pilfer

    Phase.Its the battle between my

    desire to lose weight and eat healthierand my conservative meat-and-potatoesGerman-American, not to mention fe-male, upbringing. Its the voice in myhead that says Dont waste food! andat the same time, You cant eat that ona diet! I open the doors to my pantryand the thought process goes something

    like this:Oooooh Doritos. Prob-

    ably should get rid of thosebefore I start my diet. ButI was so excited when Ifound this family size bag.

    And even though half thefamily is away at college, itwas a good deal. Wouldntwant that to go to waste.

    (Insert crunching soundhere).

    Theres those cute littlebite-sized Almond Joy barsI bought. Theyre so handyfor my purse! And since noone else around here likescoconut, I dont even have

    to hide them. Theyre toosmall to do any diet dam-

    age, so might as well keep them. Ill justmove them to the back of the shelf.

    (Insert crackly wrapper sound here).Oh, theres a package of those new

    vanilla Oreo cookies. They are out of thisworld! I see theres about a half of a pack-age left. Thats a lot. And I used a couponfor them. A coupon, for heavens sake!

    That means I had to actually cut some-thing out, put it in my purse and then re-member to use it before it expired. Thatkind of effort should be rewarded. Yep,those will have to stay.

    (Insert pouring milk sound here).

    This process continues until all offend-ing food is pilfered (translation: eaten)from the pantry. It could be weeks, evenmonths until the shelves are cleared of thediet saboteurs. It must be done deliberate-ly and carefully, so no leftover Valentinescandy can be found in a dark corner, andno tempting box of super-sugared cerealcan be grabbed in a weak moment.

    Husbands dont understand. Yesterday,my hubby walked past me in the kitchenwhile I was digging into a pint of choco-

    late ice cream.I thought you were going on a diet?

    he questioned.Im getting ready to. I said. But

    you know Im lactose intolerant and thisspecial ice cream costs about $5 a carton.I have to get rid of it so I can stop eatingit.

    Then I can start my diet with a clearconscience and an empty pantry.

    And maybe a few additional pounds tolose . . .

    Mary Beth Weisenburger only has afew more items to pilfer before she startsher diet. For real. No kidding. Yep. Seeher new web site and blog at marybethw.com.

    Diet Detour

    By Mary Beth

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    hat do extended low interest rates mean for you?

  • 8/2/2019 2012 April Good Times

    10/1210 GOOD TIMES April/May 2012

    hat do extended low interest rates mean for you?The economy may be plod-

    ing toward recovery, but it isntmoving quickly enough to justifyan increase in interest rates anytime during the next two yearsaccording to the Federal Reserve.The Feds rst announcement oflowered interest rates came during

    the recession in 2008, and the lat-st extension means that rates will

    remain at historic lows for longerthan expected. So how might thisimpact you?

    A prolonged low rate environ-ment has several implications forpeople at different stages of life.Some are positive, but others arentso rosy. The good news is that itmakes borrowing money cheaper,which is great if youre consider-

    ing making a major purchase like aar or home. On the other hand, itindicates a slow economic recov-ry, which may negatively impact

    unemployment and the real estatemarket. If youre saving for retire-ment, lower than expected yields

    on investments could actually im-pede your ability to meet your re-tirement goals if you dont revisitand adjust your nancial plan.

    What it means: The economicrecovery is slower than ex-

    pected.The Federal Open Market

    committees decision to keep in-terest rates low indicates that the

    Fed is not particularly optimisticabout the economy and expects aslow recovery. If we continue tobe plagued with high unemploy-ment rates, sluggish consumercondence and lackluster growth,consumers will have no real mo-tivation to spend, and it may be

    slow going if youre looking for anew job or trying to increase yoursavings.

    The good news:Its cheaper to borrow

    The Federal Funds rate is theinterest rate that banks charge eachother for overnight loans, and actsas the Federal Governments pri-mary tool for stimulating the econ-omy. The idea behind it is that lowinterest rates encourage spending.

    In theory, consumers who haveaccess to credit at low rates aremore likely to borrow money formortgages, cars or other purchas-es, and then use additional capitalfor spending, which stimulates theeconomy and creates growth.

    If youre look-ing to buy a houseor car, or to nancestudent loans, youhave a great advan-tage. With long-term

    loans like these, thecost savings fromlocking in a low in-terest rate loan canhave a signicantimpact on your bot-tom line over time.If youd like to seehow this works foryourself, run twomortgage scenarioson an online calcu-

    lator using the sameamount and lengthof the loan, and

    compare a four percent to a sevenpercent rate.

    This doesnt mean that youshould rush out to borrow simplybecause rates are low; everyoneshould only take on an appropriateamount of debt as part of a wellconstructed nancial plan. Inter-estingly, the economic environ-ment has also made lending stan-dards stricter so even though itsless expensive to borrow, it may betougher to qualify.

    The bad news:

    It may impact your retirement.Investors have long looked

    to bonds as a part of their overallasset allocation or as investmentvehicles to produce retirement in-come. If you are planning for re-tirement regardless of your age the current economic environmentmay prove challenging.

    In the past, nancial plan-ners and investment professionalshave looked at historical interest

    rates to create assumptions forreturn models. In plain English,that means they used interest rate

    numbers from the past to calculatehow much invested money mightgrow, or how much income bondswould generate. Today traditionalinvestment strategies, which typi-cally have moderate interest rateassumptions behind them, are un-likely to enable investors to meettheir goals. With rates at all timelows, consumers may nd them-selves rethinking their allocationsor looking for guaranteed incomeelsewhere.

    Low interest rates may impactyour nancial goals positively

    or negatively or possibly bothways. Consider meeting with aprofessional nancial planner whocan help you put together a plan toachieve your nancial goals whiletaking into consideration the cur-rent low interest rate environment.

    ###JoAn M. Smith, CFP | Financial Advisor |

    CERTIFIED FINANCIAL PLANNER practitionerAmeriprise Financial. Advisor is licensed/regis-

    tered to do business with U.S. residents only in thestates of of Ohio, North Carolina, Florida and Mary-land.

    There are risks associated with xed incomeinvestments, including credit risk, interest rate risk,

    and prepayment and extension risk. In general, bondprices rise when interest rates fall and vice versa. Thiseffect is usually more pronounced for longer-term se-curities.

    By JoAn Smith, CFP

    Brokerage, investment and fnancial advisory services are made available throughAmeriprise Financial Services, Inc. Member FINRA and SIPC. Some products andservices may not be available in all jurisdictions or to all clients.

    2012 Ameriprise Financial, Inc. All rights reserved.

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    Springs Coming So are Shorts

  • 8/2/2019 2012 April Good Times

    11/12April/May 2012 GOOD TIMES 11

    Weight loss, in the context ofmedicine, health or physical t-ness, is a reduction of the totalbody mass. On a more personalnote, weight loss is what each andvery one of us needs to consider

    within our own realmof comfort and health.In other words, youneed to be comfort-able in your ownbody, without causingyourself health issuesby being too thin orhaving too much bodymass.

    In most cases therst thing we do whenwe feel weve been bador need to lose weightfor a health issue is togo on a diet. Diets areust what they are; a

    restriction of food orfoods. They make usfeel like we are beingpunished and are in most cases im-possible to keep on track. So howo we lose weight and keep it off?

    That is the million dollar question.There are many diets that rate well;a lot of these work for some peoplebut not for others. So what is the

    best way to lose weight and keepit off? Below Ive listed a simplebaseline for losing weight, and ifyou do a little of any or all of themyou will lose weight, keep it off,and feel better.

    Exercise Weight gain willoccur with lackof exercise alongwith loss of musclemass. Just smallamounts of exer-cise will help keepyou healthy andward off weightgain as long asyour food intakedoes not increase.

    Overeating Im sure most ofus have been guiltyof overeating atleast once. Ivefound the best wayto stop this from

    occurring is to eat very avorfulfoods in small portions and to eatvery slowly. This allows our brainto have time to let our stomachknow its full.

    Eat More Often Make sureyou eat at least three small bal-

    anced meals a day and one to twohealthy snacks. When you eat justone meal a day, your body goesinto survival mode and starts stor-ing more of what you eat as fat.

    Eat Balanced Meals Whatis a balanced meal? Meat shouldbe the smallest portion of food onyour plate and vegetables the larg-est.

    Cut Portion Size Eat smallersized portions and stick to singleservings.

    Stay Away From Fast Foodand Processed Foods Both ofthese carry empty calories andchemicals that cause us to hold andgain weight. Dont beat yourselfup for eating these foods, just eatless of them and cut them out asmuch as possible. Processed foodsare ready made foods we buy atour grocery store hoping to savesome time.

    Plan Meals Set up a weeklymenu. Then prepare things in ad-vance so you dont have to cookevery night. For example, makeextra baked or grilled chicken withrice and steamed vegetables for onemeal; then have a salad with slicedgrilled chicken the next night.Take any left over rice and vegeta-

    bles and make a soup or casserolefor later in the week. Be creativeand keep the meals balanced. Justplan ahead, it keeps eating poorlyin check.

    Not Getting Enough Sleep

    Along with not keeping on a regu-lar sleep schedule causes up anddown dips in blood sugar, whichcauses mood swings and binging,denitely a no, no.

    Eat Organic and Non-pro-cessed This is probably the onethats the hardest to do. Everyonethinks organic is so expensive, butlets try to keep it simple; planta garden, buy from small farms,make most of your own meals orat least stay away from fast food as

    much as possible, and you will be

    getting less chemicals and fats inyour diet. It all helps in the overallpicture of things.

    Cut Gluten and Dairy At leastcut it down, 92% of the Americanpopulation is allergic or sensitive

    to dairy and or gluten products.These are the major cause of gasand bloating in Americans today.

    Just remember the way to winat weight loss, is to just get a littlemore exercise, eat a little less ofmore balanced foods, and you willgradually lose weight. Dont be ina hurry, be constant, you will loseand get healthier. Good luck. Ifyou have any questions or wantlinks to websites that have moreinformation just email me at [email protected] [email protected].

    Spring s ComingSo are Shorts

    and SwimsuitsHere We Go Again

    By Sami Kennedy

    2 lbs. Lean Ground Meat

    (Chuck, Round, Sirloin)

    1 head Garlic chopped very ne

    1 cup Green Bell Pepper chopped very ne

    1 cup Red Bell Pepper chopped very ne

    1 cup Onion Chopped very ne2 tbs. Extra Virgin Olive Oil

    1 tsp. Pepper, level

    1 tbs. Salt, level

    4 cans Diced Tomatoes with Italian Herbs

    14.5 oz.

    1 jar Canned Tomatoes

    2 tbs. Basil heaping

    1 tbs. Marjoram heaping

    1 tbs. Oregano heaping

    1/3 cup Sugar

    Brown ground meat with salt, pepper, and EVOO. Add vegetables and cook on low heat5 10 minutes. Puree tomatoes and add. Add all other spices and cook for 15 20 minutes.Very nutritious, can be used over vegetables, pasta, or rice. Freezes well.

    For those of you that areconcerned about gluten, weve puttogether Back Street Cafes list ofblends formulated for our gluten

    free breads and desserts.Good luck and enjoy.

    General Baking Mix #1 1 Cup brown rice flour 1 cup

    General Baking Mix #2 1 cup rice flour 2 cups1/2-3/4 cup potato starch

    1/4 cup tapioca starch/flour

    Original formula 2 cups rice flour 3 cups

    2/3 cup potato starch

    1/3 cup tapioca starch/flour

    Four Flour Bean 2/3 cup garbanzo fava bean flour 3 cups

    1/3 cup sorghum flour

    1 cup cornstarch

    1 cup tapioca starch/flour

    Feather light 1 cup rice flour 3 cups

    1 cup cornstarch

    1 cup tapioca starch/flour 3 cups

    1 Tbsp potato flour

    Pastry mix 1/8 cup potato flour 1 cup7/8 cup rice flour

    Cookie mix 1/4 cup chickpea flour 2 cups

    1 3/4 cup sorghum flour

    1/4 cup sweet rice flour

    Bread mix 1 cup brown rice flour 2 cups

    1/2 cup potato starch

    1/2 cup sweet rice flour

    1 Tbsp unflavored gelatin

    Gluten FreeSpaghetti Sauce

    How to Lose Weight and Keep It Off!

    AREA CALENDAR OF EVENTS

  • 8/2/2019 2012 April Good Times

    12/12

    12 GOOD TIMES April/May 2012

    Saturday, April 21, 2012Hat Creek Rodeo

    7:30 pmHat Creek Arena

    8020 Richey RoadVan Wert, OH 45891

    Join us every Saturday night November5th through April 2012 for a fun-lled eve-ning jam packed full of the best bull riding

    around!

    Lift Every VoiceTime:7:30 pm

    Lima Symphony Orchestraaddress:133 North Elizabeth Street

    Lima, OH 45801The Lima Symphony Chorus and the

    Bowling Green State University Choral Soci-ety will join our orchestra as we transport youto the 13th century for a tale of war, treasonand the power of the common people unitedby a hero.

    April 28, 2012 - 7:30 pmLivingston Taylor withVoices of Unity Choir

    We have specially paired these two dy-namos for a once-in-a-lifetime concert-onlyat the Niswonger Performing Arts Center ofNW Ohio!

    Applachian OpryShowtime: 7:00 p.m. Location: Famous

    Old Time Music Company, 20322 U.S. 33,Wapakoneta. The Appalachian Opry is ouranswer to Hee Haw and the Grand Old Opry.

    Details: www.fotmc.com. Contact: 419-568-1220 or 513-607-1874

    Shipshewana on the RoadApril 28 & 29, 2012

    Allen County Fairgrounds2750 Harding Hwy, Lima, OH 45804

    Saturday 9 AM - 6 PMSunday 10 AM - 5 PM

    Adults $4.00 Children 12 and under FreeFREE PARKING

    Shipshewana On the Road shows are twoday sales where independent vendors offer

    their products or merchandise for sale to thegeneral public.

    Sunday - April 29CELINA DAY

    At The Great American BallparkCincinnati Reds Vs. Houston Astros

    (Bus leaving Celina Galleria ParkingLot at 10:00am)Cost - $59 Includes: Motor Coach

    Transportation & Reds Ticket (Section134). To Sign Up, Please Call SunsetTours . 567-510-5516

    May 5 & 6, 2012Tri-State Gun CollectorsTime:8:30 am to 4:00 pmAllen County Fairgrounds

    2750 Harding Highway, Lima, OHMay 11, 2012 - 7:30 pm

    Sandy Hacketts Rat Pack ShowNiswonger Performing Arts Center, Van Wert

    Enjoy the music as Frank, Sammy, Joeyand Dean are brought back for an outstandingevening. The singers will be accompanied bythe Toledo Jazz Orchestra.

    May 12, 2012Spring Armchair Bird Watching

    8:00 a.m. at Lippincott Bird Sanctuary,3093 Bellefontaine Rd., Lima.

    Bring a folding chair, and settle in for amorning of bird watching from the newly-

    constructed observation deck. Bring binocu-lars, and dress for the weather. Register byMay 10. Contact: 419-221-1232

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    AREA CALENDAR OF EVENTS

    Enjoy birdwatching at LippencottBird Sanctuary on May 12.