1280 Santa Anita Court—Woodland, CA 95776 …...1280 Santa Anita Court—Woodland, CA 95776 Your...
Transcript of 1280 Santa Anita Court—Woodland, CA 95776 …...1280 Santa Anita Court—Woodland, CA 95776 Your...
Yolo County Division 83 1
On the Inside • President previews the year; new committee, page 2 • May meeting report; Scholarship winners, page 3 • Scam Alert, page 4; Identify theft, page 7 • View CalRTA’s new videos, page 6
California Retired Teachers Association
Yolo County Division 83
General Meeting
Wednesday, October 25, 2017, 9:15 a.m.Yolo County Office of Education1280 Santa Anita Court—Woodland, CA 95776
Your partners in pension protection
October 2017Vol. XXX, No. 1
CalRTA’s major goal is to be the dominant, authoritative voice for all retired educators
CalRTA’s core purpose is to enhance and protect the benefits of retired educators
Reservations Due Friday, October 20— See Page 7
Creating Affordable Housing, Building a School in Southeast Woodland
Setting Standards for Low Income HousingOurtwo-partprogramwillfocuson
developmentsintheSpringLakeareaofsoutheastWoodland:affordablehousingandbuildingandstartinganewelemen-taryschool.BothareissuescommontoallYoloCountycommunities.
AnnamarieFlynnofMutualHousingatSpringLakewillexplaintheservicesandcommunitybuildingprogramsthatMutualHousingofSpringLakeoffersforagriculturalworkerswithlowincomes.
MutualHouseatSpringLakeispartofMutualHouseofCalifornia,whosemis-sionistodevelop,operateandadvocateforsustainablehousingthatbuildsstrongcom-munitiesthroughresidentparticipationandleadershipdevelopment.
MutualHousingatSpringLakeprovides62apartmentsandtownhomes,supportiveservices,andcommunitybuildingprogramsforagricul-turalworkers.USDepartmentofAgricultureRuralDevelopmentrentalsubsidieshelptomakemonthlyrentmoreaffordable.
Thelocationislessthanahalf-milesouthofPioneerHighSchoolandWoodlandCommunityCollege,andwithinahalf-milenorthofapublicpark.ThiscommunityopenedinFebruary2015.
Additionally,MutualHousingatSpringLakeisthefirstnationallycertifiedzeronetenergyrentalhousinginthenation.Itisthefirstoppor-tunityinthenationthatrentershavetoliveinzeronetenergyhomes.Theyproduceasmuchenergyastheyusethroughintegrationofenergyefficientdesignandrenewableenergygenera-tion,suchassolarenergyproducedatMutualHousingatSpringLake.
Spring Lake Elementary SchoolPrincipalRobynMillerwilltalkaboutthedesign
andbuildingofWoodland’snewestschoolanditsSTEM(science,technology,engineering,math)focus.Constructionwillbecompletedinthespring,readyforstudentsinAugust,2018.
MillercomestoWoodlandtocreateaschoolthatisinnovativeandfocusedonpreparingstu-dentstobesuccessfulin21stCenturySkills.Shehasbeenaneducatorfor25years,15asaprinci-pal.SheiscurrentlygettinghercertificationinSTEAM(science,technology,engineering,art,andmath)fromUniversityofSanDiego.
Lunch Price Reductions Continue —$12 Page 7
2 California Retired Teachers Association
President’s Column — October 2017Facing a new year with an old problem
Growing membership to support our retirements
Pat Turner
Welcomeback.Ihopeyouhadanenjoyablesummer.Whatasummeritwas,withhurricanes,tornadoes,earthquakes,forestfires,floodsandasolareclipse!Ihopesomeofyouwereabletogotoanareawhereyoucouldseethefulltotaleclipse.WewenttoSalem,Oregon,wherewewerejoinedbyourneighborswiththeirsonandgrandson.Theeclipsewassurreal.Itwasdefi-nitelyaneventofalifetime.
Andthetraffichomewasanotherthing.Wedidn’tgohomeuntilthenextday,butourneigh-borsleftjustbeforenoonandwhatwouldnor-mallybeaneighthourdrivehometoWoodland,tookthem13½hours!
Wefacethenewyearwithanoldproblem—diminishing membership.
Wearenotaloneinthisproblem.SeveralmembersofyourboardandIattendedtheAreaIIIFallworkshopthismonth,anditwasatopicofcon-cernfordistrictsacrossourstate.Overall,CalR-TAlost412memberslastyear.Ourdivisionlostfour.Wewillbebrainstorminghowtorecruitnewmembersincomingmeetings.
Ilookforwardtoseeingyouandtalkingwithyouinthisupcomingyear.
President—PatTurner1st Vice President—JulySimas2nd Vice Presidents—JanMeizel,BobGonzalezTreasurer—GailJohnsonRecording Secretary—PamJewellImmediate Past President —KarenLafferty
Officers for 2017-18
AttherecentAreaIIIFallWorkshop,IwasgivenacopyoftheCalRTAStrategicPlanfor2017-19.Idecidedtoreadit,allninepages,look-ingfornewideasforourdivision.
GoalI,strategy1.2.1says,“Divisions create a ‘task force’ to review, experiment with fresh ideas and develop better understanding of com-munication with multiple retiree age groups.”
Sinceoneofmygoalsforthisyearistoimprovecommunicationandencouragerecentretireestoconsiderjoiningourorganization,IfeltthatformingthiscommitteecouldachieveboththeState’sgoal,andmygoal.
Manyofourmembershavebeenretiredtentofifteenyears.Thatputsusinadifferentagegroupfrommanyofourprospectivemembers,whoarerecentretirees.Wehavedifferentlifeexperiences,differentlifegoalsandcertainlydifferentinterests.Weneedtoconsiderthesedifferencesandaddressthesefolksinadifferentmannerthanwehaveinthepast.
IamgoingtoproposetoouradvisoryboardthatweformaTaskForcetoexploredifferentwaystoapproachthesepotentialmembers.Wemightalsosurveysomeofthemforideas/activi-tiesthatwouldappealtothem.
Hopefullythisnewapproachwillbemoresuccessfulingettingmorememberstoattend
ourmeetingsandkeepingtheminvolvedinourgoalsandprojects.
—PatTurner
New Committee to support CalRTA Strategic Plan
Rich Halen, Pat Turner, CalRTA Immediate Past Presi-dent Ken Hewitt, Karen Lafferty, Jan Meizel, and Bob Gonzalez attended the Area III Fall Workshop, Sept. 23.
Yolo County Division 83 3
Meetingcalledtoorderat9:45a.mbypresi-dentPatTurner.
Flag SaluteAgenda Additions and Changes: Break
addedafterDistrictreportsandSpeaker.Minutes March 22, 2017:GeneralMember-
shipmeeting.Minutesapprovedasprintedinnewsletter.
Treasurer’s Report:GailJohnsonpresentedtheTreasurer’sreportandsubmittedthe2017-18budgetforapproval.MovedVirginiaSalleyand2ndKarenLaffertytoapprovethebudget.Passed.
Old Business/New Business:Election of Officers:Electionwasheldby
KarenLaffertyandallcandidateswerevotedin.Survey for Lunch options:Memberspresent
agreedtocontinuetohavea$15lunchwithamorelimitedselectionoffood.
Report from CalRTA 2017 State Delegate Convention:PatTurnerattendedapresidents’meetingthatdealtwithrecruitingnewmem-bers.Otherdivisionsarehavingsimilarcon-cernsinrecruitingmembersandgettingthemtoattendmeetings.Memberspresentattoday’smeetingsharedthatattendanceislowandaneedforspeakerstoattractmemberstomeet-ings.BobGonzalezpresentedpicturesfromtheconvention.
Insurance:RichHalenreportedonCalPersLongTermCareclassactionsuit.
Legislation:KarenLaffertyhadnonewin-
formationonCaliforniaretirementissues.District Reports:Reportsweremadeforthefollowingdistricts:Winters-CarolGriffinWoodland-VirginiaSalleySpeaker: Alan Humason-ExecutiveDirector
ofVisitYolo(YoloCountyVisitorsBureau).Mr.HumasonspokeaboutVisitYoloand
theTaste of Yolo eventtobeheldatDavisCen-tralPark,June10.2018’sTaste of YolowillbeinWoodland.
New Business: Gibson House Museum:RichHalenand
LauraCarusospokeaboutaneedforaletterfromCalRTADivision83supportingtheGibsonHouseMuseumandtheprogramsthattheysup-portforYoloCounty3rdgraders.MembershipagreedandLauraCarusowillwritetheletterandsendit.
2017 Scholarship Winners: Allstudentsreadtheirapplicationletters:
SophiaBrown,DavisHS KatherynEngland,EspartoHS IsabellaJimenez,WintersHS SabreenRashmawi,DavisHS BriannaCrow,WoodlandHS BruceBullockScholarship
Meeting Adjourned:11:30am —PamJewell,Secretary
Yolo County Division 83 — Report of the May 24, 2017 General Meeting
Left: Our Division 83 Scholarship winners: Sabreen Rashmawi, Sophia Brown, Brianna Crow, Katheryn England, and Isabella Jimenez. Above: Sabreen Rashmawi’s first grade teacher Gail Johnson (left) at Pioneer Elementary in Davis and her brother’s teacher Dianne Uchida attended our May meeting.
4 California Retired Teachers Association
Byunderstandinghowscamartistswork,youcanavoidfraudandprotectyourmoney.
Herearedescriptionsofseveralpopularscamsthattargetretireesandsomehelpfuldosanddon’ts.
Medicare and Health Insurance Fraud Medicareandhealthinsurancefraudtypi-
callyoccursinthreeareas:•Medicalequipmentofferswheremanufactur-
erspresentyouwith“free”products,thenchargeyourinsurancecompanyorMedicare.Often,thisequipmentwasneverneededandmayneverbedelivered.Aphysician’ssignatureisrequiredcerti-fyingthattheequipmentwasneeded,sounscru-pulousrepresentativeswillfakesignaturesorbribedishonestdoctorsfortheirsignatures.
•“Rollinglabs”setupathealthclubs,shop-pingmalls,andotherplaceswhereseniorsmayfrequentthatpersuadeyoutotakeunnecessarytestsandthenbillyourhealthinsurancecom-panyorMedicare.
•Servicesnotperformedwhereunethicalpro-vidersbillinsurersforservicesyouneverreceivedbyalteringvalidbillsorsubmittingfakeones.
DO:•Beforeagreeingtomedicalservicesor
equipment,askyourdoctorifyouneedtheprod-uctorservice.Askthecostandwhatyou’llbeexpectedtopayout-of-pocket.
•Carefullyreviewyourinsurer’sexplana-tionofbenefitsstatement.Callyourinsurerandproviderifyouhavequestions.
•GiveyourinsuranceorMedicarenumberonlytoyourdoctororotherMedicareproviderswhoprovidedmedicalservices.
•Keepaccuraterecordsofallyourhealthcareappointments.
•Keepinformed.Knowifyourphysicianor-deredequipmentorservicesforyou.Ifyouaren’tsure,callyourdoctor’sofficeandask.
DON’T: •Neversignblankinsuranceclaimforms.•Nevergiveblanketauthorizationtoamedi-
calprovidertobillforservicesrendered.•Don’tdobusinesswithdoor-to-dooror
telephonesalespeoplewhotellyoutheirmedicalservicesorequipmentarefree.
Check out these websitesformorewaysto
Be on the Alert —Scams That Target Retireesavoidbeingavictimoffraud:
•fbi.gov/scams-safety/fraud/seniors•ncoa.org/economic-security/money-man-
agement/scams-security/top-l0-scams-targeting-seniors/
•sec.gov/investor/seniors/guideforseniors.pdf[Editor’s Note:[email protected]]
(Source: CalSTRS Retired Educator)
Focus on Bicycling SafetySeniorsdoridebicycles.Someofusridefor
transportationandsomeofusrideforexercise.Regardlessofwhywearebicylists,weneedtoridewithastrongfocusonourpersonalsafetybecauseroadaccidentsinvolvingbicyclesarealltoocommon,andbicyclistsusuallysuffergreatly.
Sharingtheroadisaninterestingmetaphorforhowweallcanlearnhowtogetalonginday-to-daylife.
Herearefivetipsforbicycliststoensurethatthey’renothitbyacar:
•Rideinthedirectionoftraffic.CuttingcornersandridingonthewrongsideofthestreetconfuseseveryoneandistheNo.1causeofcyclistdeaths.
•Don’trideonsidewalks.Carsdon’texpecttoseeyouthere,it’srudetopedestriansandit’stheNo.2causeofcyclingdeath.
•Makeyourselfhighlyvisible.Neongreenisalways“cyclechic”andreflectivestripingcanbeaddedtoclothing,backpacksandbicycles.Rid-ersdon’tbelonginguttersandstayawayfromthecardoorzone.Takeyourplaceinyourlanesoyoucanbeseenbydrivers.
•Learnhandsignals.Stopisoneofthemostimportant.Communicatingwithdriversandpe-destriansbyusingeyecontactandhandsignalsreducesconfusion.
•Obeytherulesoftheroad.Learnandprac-ticethem;we’reallinthestreettogether.
Source: MariaContrerasTebbutt,whoisthefounderofThe Bike CampaignandThe Bike Garage.TheBikeCampaignsponsorsridesandprovidesfreebikeclinicsthroughoutYoloCounty.Visitwww.thebikecampaign.com
Yolo County Division 83 5
Insurance & Health
Non-Medicare drug discountsIfyou’repayingforprescriptionsnotcoveredbyyourinsurance,herearetwowebsitestohelpyousavemoney.
1.https://www.goodrx.comThisisusedbyover7millionpeople.itisBBBratedA+[Ed.Note:oneofourmembershasusedthiswebsite.]
a.nosign-uporcreditcardrequired.b.Ithashad5starreviewsbyusers.Ithascouponsforthefollowingdrugstores;
Walgreens,CVS,Walmart,Costco,RiteAid,Safe-way,Kroger,KMart,Sam’sClub,andothers.
2.www.blinkhealth.com/betterrx/savingsa.freetouse,everyoneiseligibleb.useatanypharmacy,nocouponsneededIfyouhaveaMedicare+Policyandtheinsur-
ancecompanyorMedicaredeniescoverage,youareabletoappealtheirdecision.
Thereareseverallevelstotheappealprocessandtheinformationshouldbeincludedinthedocumentstheysendwhentheydenycoverage.Youwillneedjustificationfromaphysiciantocorroboratetheneedforcoverage.
Division 83 Board: (2017 – 2018) President*PatTurner,662-7570,[email protected] Vice President/Program*JudySimas,662-1343, [email protected] Vice Presidents/Membership* JanMeizel,756-6033,[email protected] BobGonzalez,753-4473,[email protected]* PamJewell,(916)372-5003, [email protected]* GailJohnson,756-1207, [email protected]*electedpositions
Immediate Past President:KarenLafferty,666-1400, [email protected] Services:JanMeizel,756-6033, [email protected]:MarthaBrashear,756-2279, [email protected]:RichHalen,756-5697,[email protected]:KarenLafferty,666-1400, [email protected]:WayneGinsburg,666-0678, [email protected]:CarolGriffin,662-5833Resource Services: Vacant Scholarship:VacantSocial Networking: VacantWebsite: BobGonzalez,753-4473,[email protected]– Community Contact Members Davis:DeleeBeavers,753-2777,[email protected] Esparto: Vacant West Sacramento:PamJewell,(916)372-5003, [email protected] Winters:CarolGriffin,662-5833 Woodland:VirginiaSalley,666-4984, [email protected]
Division 83 General MeetingsattheYolo County Office of Education beginning at 9:15 am •Wednesday,October25 •Wednesday,January24 •Wednesday,March28 •Wednesday,May23
Division 83 Board MeetingsattheYolo County Office of Education beginning at 9:15 am •Wednesday,January3 •Wednesday,March7 •Wednesday,May2
Updated Directory coming soonAnewMembership Directorywillbeproducedthisyear.Ifyouoramemberyouknowhasmadeanystatus/address/phonechanges,pleasenotifytheCalRTAoffice,(916)923-2200,[email protected],756-6033,[email protected].
CalPERS Long Term Care Suit Going to Trial
Here’sthenewsonCalPERSLongTermCarethatsomeofourmembershavebeenwaitingfor.Thecaseisgoingtotrial!
It’snotoverandthefinalresolutionisyettobedetermined.However,wehavecomesofar.Thecourtdatehasnotbeenset.Itwillbeawhile!
Twopointswillbereviewedincourt.Firstisthefiduciary,legalresponsibilityoftheCalPERSBoard.Thesecondissueisrescission.Rescissionistheunwindingofacontractneededtobringallpartiesbacktowheretheywerebeforethecontract.
ReadtheSeptemberupdate(andearlierupdates)fromwebsitecoveringthisissue: http://www.calpersclassactionlawsuit.com/litigation-up-date.html
[Editor’s note:summarizedfromareportbyPaulaH,Weiss,CalRTAArea3Chair,Govern-mentRelations,HealthCareInformationGroup,andDivision5,Legislation.]
6 California Retired Teachers Association
Yolo CalRTA Scholarship WinnersDivision83wouldliketoacknowledgerecipi-
entsofthe$3,000Laura E. Settle Scholarship Awardand$750Mabel Outler Scholarship Awardfortheacademicyear2016-2017.
Ourscholarshiprecipientsarefutureteacherswhoembodiedoutstandingcitizenship,academicexcellenceandaloveandtalentforteaching.Theywereenrolledinateachercredentialprogramandhaveloggedclassroomhoursasteacherassistants.
TheMabel Outler Scholarship AwardisgiventoindividualsplanningonbecomingelementaryschoolteachersinCalifornia.Theuniversitiesandnumberofscholarshipsgiventoeachwasstipulatedbythedonor,MabelOutler,aretiredelementaryschoolteacherfromLongBeach,agraduateofCSU,LongBeach,andalong-timememberofCalRTA.
Therecipientsofthe$750MabelOutlerAwardexhibitedexcellentcitizenship,exemplaryaca-demicGPAandpossessaloveandtalentforteach-ingwithanemphasisanddesiretoteachintheelementarygrades.
Laura E. Settle Scholarship Award: •UCDavis,Audrey TangMabel Outler Scholarship Award: •UCDavis,Yesenia Martinez, Tessafay
Craig, Stephanie Li. —BobGonzalez
Video: Is Your Pension Safe?IsyourCalSTRSpensionreallysafe?What
cananddoesthreatenit?CalRTALegislativeAdvocateDavidWalrath
explainscurrentlegislationincludingthreepro-posedConstitutionalAmendmentsthatcouldnegativelyaffectyourpensionathttps://www.youtube.com/user/CalRTA/videos(6:02min.)
ThisandothervideosarebeingproducedbyCalRTAandmadeavailableviatheCalRTAweb-site:calrta.org oronYouTube.
Check Out New CalRTA VideosCalRTA’sCommunicationandTechnology
Committeeispushingvideos.TherearesomethatIhighlyrecommend.YOUDONOTneedtologontheCalRTAwebsitetoviewthem!
Gotowww.calrta.org,thebottomblueboxonrightsideofthehomepageincludes“VideoGallery.”Clickonitanda40second“Fighting for Retirement Security — Join Our cause”videowillopenup.
Ihighlyrecommendyouhittheword“vid-eos”whichisabovethevideoyoujustsaw.Itwillbringyoutothemostcurrentvideosmade,alongwiththeirrunningtime.“Is Your Pension Safe,”“In’s and Outs of Division Advocacy,”and“Full Funding”aresomeofthemoreinformative.Checkthemout!
Just“logIn”withyourMembernumberandlowercaselastnameasyourpassword.Theblueboxontheleftsidethatsays“How To Use This Site”willbringyoutoa6:14shorttutorialvideo.
—BobGonzalez
RemindeR:Donationsofinterestingitemsareneededfortheopportunity drawingsatourGeneralMeetings.OurScholarship Program isthebeneficiary.Contactanyboardmember
ifyouhaveanitemoranyquestions.
About Those New Laws
Update Your Driving Skills Areyougettingalittlerustyonyourdriving
skills?Notsureaboutnewdrivinglawsthathavebeenpassed?AARPhastheanswerforyou.
AARPisofferingacourseattheWoodlandSeniorCenteronNov.6and8,9:00am–1:00pm.Youwilllearnnewtrafficlaws,techniquesonbeingabetterdefensivedriver,howtodealwithaggressivedrivers,andpossiblygetadiscountonyourcarinsurance(checkwithyourinsuranceagent).Thecostis$15forAARPmembersor$20fornon-AARPmembersforeachparticipant.Ifyouhavequestions,pleasecallPeterat530-758-6600.
Membership Total:283(lastyear288)
Transfer member: HeleneHatsueOtani,807BarcelonaAve. Davis,CA95616Deceased: CharmaineCushenbery,BarbaraMaich
Membership
Yolo County Division 83 7
Make ReseRvations foR octobeR 25th Meeting
Please RsvP by noon on fRiday, octobeR 20
Name: _______________________________________ Phone: _______________________
Email Address: _______________________________________ City: ___________________
Please reserve ______ lunch(es) for me at $12.00* each. Enclosed is a check for ___________ (Number) (Make checks payable to CalRTA Division 83)
The meeting is at the Yolo Co. Office of Ed., catered by Woodland Jt. Unified School District Food Services. Menu: BuildYourOwnSandwich,potatosalad,varietyofdesserts,coffee,tea,bottledwater.
* Price: $12 for lunch Meeting starts at 9:15 a.m. with donuts, coffee, tea and socializing. Reservations: Mail, phone or email: Judy Simas • 418 Buena Vista Way • Woodland, CA 95695 (530) 662-1343 or [email protected]. No late reservations will be accepted, so at least call or email Judy by Noon on Friday, October 20.
Need a Ride to the MeetiNg oR diRectioNs? Call your district liaison as listed in the Membership Directory or email [email protected]. Foramap,visitdiv83.calrta.org.ClickonComingEvents or email [email protected].
CalRTA Division 83 NewsletterMailed two weeks before each General Meeting:
October 25, January 24, March 28, May 231307 Brown Dr. • Davis 95616
calrta.org • div83.calrta.orgEditor: Wayne GinsburgPresident: Pat Turner
First Vice President/Program: Judy SimasSecond Vice Presidents/Membership:
Jan Meizel and Bob GonzalezSecretary: Pam Jewell • Treasurer: Gail Johnson
Email: [email protected]
Ifyou’recurrentlyenrolledinMedicare,you’llreceiveanewidentificationcardearlynextyear.
Tohelpyouunderstandtherestofthismes-sage,hereisalistofinitialedterms:
CMS:CentersforMedicare&MedicaidServicesMACRA:MedicareAccessandCHIP ReauthorizationActSSN:SocialSecurityNumbersMBI:MedicareBeneficiaryIdentifierHICN:HealthInsuranceClaimNumberBeginninginApril2018,theCMSischang-
ingyourcurrentMedicarecard,whichcontainsyourSSN.AnewMBIwillreplacetheoldnum-ber,inordertofightmedicalidentitytheftforpeoplewithMedicare.Byreplacingthecurrentnumbers,CMScanbetterprotectprivatehealthcare,financialinformation,federalhealthcarebenefitsandservicepayments.
ThetransitionperiodforusingeithercardwillstartnoearlierthanApril2018.CMSwillstartsendingnewMedicarecardswiththeMBItoallpeoplewithMedicare,andrunthroughDecember2019.January2020willbetheofficialstartwhenthecompletetransitionwillbemade.ThenewMBIwillbeclearlydifferentfromthecurrentHICNnumber.Itwillbe11charac-terslongandwilluseonlynumbersandupper
caseletters.EachMBIwillberandomlygener-atedandthecharacterswillnothaveanyhid-denorspecialmeaning.ThenewMBIwillnotchangeyourMedicarebenefits.
Untilyournewcardarrives,DONOTkeepyouroriginalMedicare/Medicaidcardinyourwallet.MakeacopyofthecardforyourwalletandblockoutthelastfourdigitsofyourSocialSecuritynumber,incaseyourwalletisstolen.
AsthedateofthenewActnears,moreinfor-mationwillbemadeavailable.
—CentersforMedicare&MedicaidService
CMS Working to Protect You From Identity Theft
Yolo County Division #83California Retired Teachers Association1307 Brown Dr.Davis, CA 95616Change Service Requested
Bob/JudySimasChris/BonnieSimas
530-304-1161 / [email protected]
418 Buena Vista WayWoodland, California 95695
Simas Family Vineyard Specializing in Rhone Varietals
Available at Nugget Market Woodland
Phone: 530 297-0697Cell: 530 979-7632
MG PaintingMatt Ginsburg • Chris Bluette
Interiors/Exteriors • Residential/CommercialReferences Available
www.mgpainting.biz License # 780849
Lunch Price
Reductions Continue
$12
First Class Mail
Get your Newsletter OnlineAbout20%ofourmemberscurrentlyreceive
ournewsletterbyemail.Therearemanyadvantages:•you’llgetyournewslettersooner•itwillhavecolorphotosandimages•youcancontrolthepageandtypesize•youcanprintindividualpages•you’llsaveourlocalDivision83money.YoualsocanhelpwithCalRTA’sandDivision
83’smembershiprecruitmenteffortsbyforwardingacopytoyourretiredorsoontoberetiredfriends.
Ofcourse,you’llneedanemailaddressandeasyaccesstoacomputertomakethisfeasible.Butifitdoesn’tworkforyou,we’ll continue sending you a printed copy in the U.S. Mail.
YournewsletterwillarriveinPDFformat.BasicsoftwareinstalledoncomputersincludesprogramsthatdisplayandprintPDF.(Also,forbothMacin-toshandWindows,Adobe’sPDFReader DCisfree.)
Tohaveyournewsletterdeliveredviaemail,pleasesendyouremailaddresstotheeditorat