100% Total 100% Total

Protection PlusProtection Plus

*82%Heart • Stroke • Cancer

AccidentsAccidents All other All other

procedures procedures and and

surgeriessurgeries

We Protect All Four Cornerstones Of Your Financial Security We Protect All Four Cornerstones Of Your Financial Security HEALTH + PAYCHECK + SAVINGS HEALTH + PAYCHECK + SAVINGS

+ LIFESTYLE + LIFESTYLE 100% Coverage On 82% Of 100% Coverage On 82% Of ConfinementsConfinements…… Plus Income Plus Income

7 /14 Months Average Recovery / 70% Use Up All Their Savings7 /14 Months Average Recovery / 70% Use Up All Their Savings

ABOUT HOSPITAL ADMISSIONS ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL AMERICAN HOSPITAL

ASSOCIATION STATISTICS ASSOCIATION STATISTICS

TY

PIC

AL

HE

AL

TH

PL

AN

AC

CID

EN

T

MA

JO

R-M

ED

ICA

L

CR

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ILL

NE

SS

UNLIMITEDUNLIMITED 80/2080/20

HEALTH PLANHEALTH PLANUNLIMITED UNLIMITED

DOCTOR VISITS / RxDOCTOR VISITS / Rx

100%100%

Wellness coverageWellness coverage+ +

LIFELIFE$50,000 $50,000

+ + CRITICAL ILLNESSCRITICAL ILLNESS

$50,000 $50,000 + +

$20,000 FAMILY $20,000 FAMILY 100% 100% ACCIDENT PLANACCIDENT PLAN

80/20 HEALTH PLAN ONLY

4 PART4 PART USABG USABG TOTAL PROTECTION TOTAL PROTECTION

PLUSPLUS

WHICH STOOL WHICH STOOL WOULD YOU PREFER ?? WOULD YOU PREFER ??

USABG Eagle Division USABG Eagle Division Total Protection 100% PlusTotal Protection 100% PlusUnlimited Lifetime BenefitsUnlimited Lifetime Benefits

No Deductible Out Patient CareNo Deductible Out Patient Care UNLIMITED DOCTOR VISITS / $25 Co-PayUNLIMITED DOCTOR VISITS / $25 Co-Pay

UNLIMITED TIER ONE Rx BENEFITS / $15 Co-PayUNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay

UNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAYUNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAY

100% COVERAGE ON ACCIDENTS100% COVERAGE ON ACCIDENTS

Total Protection 100% Plus On These ConfinementsTotal Protection 100% Plus On These Confinements 100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000

100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000

100% COVERAGE ON HEART SURGERY + INCOME PROTECTION 100% COVERAGE ON HEART SURGERY + INCOME PROTECTION

100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000 100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000

100% COVERAGE ON ACCIDENTS100% COVERAGE ON ACCIDENTS********

$10,000 EXCESS FOR INCOME$10,000 EXCESS FOR INCOME

ALL FOR THE PRICE OF A HEALTH PLANALL FOR THE PRICE OF A HEALTH PLAN

WHAT WOULD YOUWHAT WOULD YOU DO??.. DO??.. 70% USE UP ALL THEIR 70% USE UP ALL THEIR

SAVINGSSAVINGS OUR GOALS ARE VERY SIMPLEOUR GOALS ARE VERY SIMPLEPay The Bills 100% Pay The Bills 100%

Provide Income + You Recover Provide Income + You Recover

BREAST CANCERBREAST CANCER10 MONTHS OF LOST INCOME10 MONTHS OF LOST INCOME

Total Bill = $314,137… Bill paid 100% Total Bill = $314,137… Bill paid 100% Received $75,000 Check On DiagnosisReceived $75,000 Check On Diagnosis Paid $13,000 For Out Of Pocket ExpensesPaid $13,000 For Out Of Pocket Expenses $62,000 For Living Expenses$62,000 For Living Expenses

COLON CANCERCOLON CANCER19 MONTHS OF LOST INCOME19 MONTHS OF LOST INCOME

Total Bill = $487,000… Bill paid 100% Total Bill = $487,000… Bill paid 100% Received $100,000 Check On DiagnosisReceived $100,000 Check On Diagnosis Paid $28,000 For Out Of Pocket ExpensesPaid $28,000 For Out Of Pocket Expenses $72,000 For Living Expenses$72,000 For Living Expenses

FALL FROM ROOFFALL FROM ROOF13 MONTHS OF LOST INCOME13 MONTHS OF LOST INCOME

Received $20,000 GTL Accident BenefitReceived $20,000 GTL Accident Benefit Total Bill = $287,000… Bill paid 100% Total Bill = $287,000… Bill paid 100% PLUS PLUS $10,000 Excess Benefit For Income$10,000 Excess Benefit For Income

$2500 Deductible 80/20$5,500 Stop Loss

Unlimited Lifetime Benefits

Unlimited Dr. Visits

Wellness 100%

Unlimited Rx

100% Accident PlanOffice/Clinic/Hospital

$5,000 Deductible•Critical Illness $30,000•Accident $25,000•Hospital Confinement $500

$5,000 Deductible 70/30$10,000 Stop Loss

+GTL 20 YEAR

CRITICAL PROVIDER

$50,000 Each RETURN OF PREMIUM

20 Years / $41,895+

GTL 24 HOUR ACCIDENT

PLAN$20,000 100% Accident Plan

Office/Clinic/Hospital

$429 $418 $457

Option 1 / Standard Option 2 / Complete Option 3 / Premier

TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS

Which of these 3 plans best protects your family?Which of these 3 plans best protects your family?

$5,000 Deductible 70/30$10,000 Stop Loss

+GTL 20 YEAR

CRITICAL PROVIDER

$50,000 Each +

GTL 24 HOUR ACCIDENT

PLAN$20,000 100% Accident Plan

Office/Clinic/Hospital

Contact Contact

InformationInformationJames HumphriesJames Humphries

EVPEVP

Regional ManagerRegional Manager

Eagle DivisionEagle Division

USA Benefits GroupUSA Benefits Group

317-966-2946317-966-2946 email: email: jhumphries@usabg.net

www.usabg.net/jhumphrieswww.usabg.net/jhumphries