–

-

-

-

BPM

Segmentation

Differentiation

•

•

•

•

•

•-

-

Deloite

א-

ב-

ג-

Return on Assetsד-

-

–

–

–

–

–

–

–

-

–

.1

.2

.3

.4

.5

.6

-

.1

.2

.3

.4

.5

.1

.2

.3

-

.1

.2

.3

.4

-

-

dan@noaminfo.com

www.noaminfo.com

–

Source: Deloitte analysis

-

–

–

-

-

––

––

-

S&P

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