Smartphone challenge for banks in 2011

iFin 2011 09.02.2011

About IND

Leading European Vendor

Online Banking and Mobile Banking

14 years in business, 28 banking customers

Key customers: Raiffeisen Bank, Erste Bank, Intesa SanPaolo, Unicredit Bank

Key differentiator is User Experience

About Iceberg Labs

First Russian IT-consulting company of Direct Channels for Banks and Financial Companies

Platinum partner of IND Group

We have two clients: you and your client

We think like a client

Sales, implementation and support

Интеренет-Банк нового поколения.Под ключ.

Change in the Mobile Landscape

Old-style phones

Phone callsSMS texting

Smartphones

Phone callsSMS textingWeb browsingE-mailGamesWeatherMusic Banking!

Platforms

✖

?

Android (HTC, Samsung, etc.)

Blackberry

iOS (iPhone, iPod, iPad)

Symbian (Nokia)

Windows Phone 7 (HTC, etc.)

Mobile Banking Technologies

AndroidBlackberryiOSSymbianWindows Phone 7

Browser (?!)+

Apps(faster, richer,

better UX)

Mobile Banking Services

Pay

Check balance and history

Download teaser app

Smartphone specific features

Always-on

Location

Code reader

Touch-to-call

Payments

One-time money transfer

Bill payments

Photo-a-bill

and

NFC payments are coming

Killer apps (why use it?)

Balance check Locations

Payments

József NYÍRI

CTO

Mobile: +36 20 51 99 111

Jozsef.Nyiri@indgroup.eu

www.indgroup.eu