© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

Connected Commerce Powered by DataSam Hamilton, VP of Data TechnologyJune 27, 2014

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

2

Big Data – Why Now?

Increased Consumer Expectations Availability of Data

Increased Compute Power Commercialization of Technology

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

• Transforms e-mail virtual payments

1999

• Transforms eBay payments

2003• Transforms

merchant payments

2005

• Transforms to anytime, anywhere, any way payments

2013• Connected

Commerce

2014

The PayPal Journey

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

Note: Represents active registered accounts as of 12/31/13

148M ActiveDigital WalletsIn the Cloud

DeepRelationships

& Data

CoreCompetency

in Risk

Global Platformwith Huge

Momentum

PayPal Today

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

5

Closed Loop

Commerce Data

Risk Mitigation

Experience

Commerce Insights

Enterprise Intelligence

Strategic Differentiation with Data

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

6

The Talent & Technology Behind PayPal Big DataThe Talent & Technology Behind Big Data

Talent

Data Science

Analytics

Engineering

TechnologyCommerce

Graph

Platform at Scale

Data as a Service

© 2014 PayPal Inc. All rights reserved. Confidential and proprietary.

Thank You!