MARCH 2009

I – MEXICAN BONDING MARKETI – MEXICAN BONDING MARKET

● Issued premiums in Bonding Market March 2009

● Percentages Breakdown of Gross Written Premiums – March 2009

● Issued and Retained Premiums Breakdown – March 2008 vs 2009

● Bonding Market per line – March 2008 vs 2009

● Bonding Market breakdown per line – March 2009

II - AFIANZADORA SOFIMEXII - AFIANZADORA SOFIMEX● Historical Antecedents of our company

● Principles and Values

● Main products

● General requirements for bonding granting - Individual

● General requirements for bonding granting - Legal entity

● Organization Chart

● Service Offices

● Sofimex Issued – March 2008 vs 2009

● Portfolio distribution per line – March 2009

● Administrative bond distribution March 2009

● Active agents – comparative 2007 up to March 2009

● Issued policies – comparative 2006 up to March 2009

● Current clients – comparative 2006 up to March 2009

● Distribution of guarantees per type – 2007 up to March 2009

● Our reinsurers

● Balance Sheet up to March 31st. 2009

● Income Statement up to March 31st. 2009

● Contact us!

MEXICAN BONDING MARKETMEXICAN BONDING MARKET

Issued premiums in Bonding Market March 2009Issued premiums in Bonding Market March 2009(Figures in million of Mexican pesos)

Market 1,582

Percentages Breakdown of Gross Written Premiums March 2009

Issued and Retained Premiums Breakdown(Figures in million of Mexican pesos)

Bonding Market per line March 2008 vs 2009(Figures in million of Mexican pesos)

Bonding Market Breakdown per line

AFIANZADORA SOFIMEXAFIANZADORA SOFIMEX

Afianzadora SOFIMEX is a company with 69 years of Afianzadora SOFIMEX is a company with 69 years of experience, in 1940 it was called “Fianzas Interamericas”. In experience, in 1940 it was called “Fianzas Interamericas”. In 1979 the company was bought by a group of shareholders of 1979 the company was bought by a group of shareholders of “Banco SOFIMEX”, so the company started a new stage of “Banco SOFIMEX”, so the company started a new stage of growing and expansion and in a few years Afianzadora SOFIMEX growing and expansion and in a few years Afianzadora SOFIMEX became one of the strongest and better recognized companies became one of the strongest and better recognized companies in the market up today.in the market up today.

Our core business is issuing bonds specially administrative ones, Our core business is issuing bonds specially administrative ones, we are a highly qualified team of experts in the subject.we are a highly qualified team of experts in the subject.

We have several services and programs to satisfy your needs:We have several services and programs to satisfy your needs:

•SINGLE BONDSINGLE BOND•SUPPLIER’S PROGRAMSUPPLIER’S PROGRAM•BONDING LINEBONDING LINE

Our service is your best guaranteeOur service is your best guarantee

Our purpose:

”Provide an excellent service to guarantee the fulfillment of the obligations and achieve customer´s satisfaction”.

Our vision:

“Stay in the market as a leader company, with international standards of quality, developing bond services in strategic markets”.

Our values:

Honesty, reliability, responsibility and commitment.

Our principles:

Service quality, working competence and team work.

Principles and ValuesPrinciples and Values

FIDELITY BONDS

Which are the benefits offered by this kind of bonds? It refunds to the beneficiary the damages on his property

derived from his bonded workers. It creates a

preventive effect so it makes that the worker avoids illegal

acts.  

Main Products

JUDICIAL BONDS

IN PROCESS?We offer immediate solutions

against damages.

ARE YOU WORRIED ABOUT YOUR FREEDOM?

We guarantee your freedom.

ARE YOU TIRED FOR WAITING? We offer you an

allowance food bond.

ADMINISTRATIVE BONDS

We have several bonds with a wide coverage to support your needs.

DO YOU IMPORT? DO YOU EXPORT? DO YOU BUY? DO YOU SELL?

We can help you in the payment of taxes, fines, V.A.T., fiscal interests,

even in fiscal inconsistencies.

DO YOU LEASE?, DO YOU PARTICIPATE IN BIDS? DO YOU WANT TO QUALIFY?

We guarantee all your needs.

Main Products

CREDIT BONDS

Sale-BuyOne single operation

•DistributionPEMEX, MEX-LUB

Product Supply, Preferential Product Supply

PEMEX Service Stations - ASA Service Supply Gas, Supply

Lubricant, SupplyRefining  

 

FOR SUPPLIERS

Product directed to big beneficiaries, who need an efficient coverage that

guarantees the fulfillment of the orders or contracts celebrated with his

suppliers of goods or services using the best advantages.  

 

General Requirements for Bond Granting

Individual

• Fill out and sign the questionnaire for individuals, provided by Fill out and sign the questionnaire for individuals, provided by us. Also can be downloaded in www.sofimex.com.mxus. Also can be downloaded in www.sofimex.com.mx

• Bond Requirement Contract duly signed and filled out. Bond Requirement Contract duly signed and filled out.

• Registration in the Treasury Department and Copy of the Registration in the Treasury Department and Copy of the Taxpayer´s Identification Document. Taxpayer´s Identification Document.

• Copy of the Official Identification (see 1). Copy of the Official Identification (see 1).

• Patrimony Report, mentioning: REAL PROPERTY, PERSONAL Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES. DEEDS AND REAL PROPERTY CERTIFICATES.

1. Identification card, draft registration document, driver´́s license, professional certificate.

General Requirements for Bond Granting

Individual

• Copy of the source document (see 2) Copy of the source document (see 2)

• Income receipts (LETTER OF THE COMPANY, INCOME Income receipts (LETTER OF THE COMPANY, INCOME RECEIPT, TAX RETURN, ETC.) RECEIPT, TAX RETURN, ETC.)

• Copy of the Marriage Certificate (see 3) Copy of the Marriage Certificate (see 3)

NOTESNOTESCopy of all the documents shall be submitted, attaching the original Copy of all the documents shall be submitted, attaching the original documents, which shall be returned immediately after verifying the documents, which shall be returned immediately after verifying the authenticity of the copy. authenticity of the copy.

The applicant and the obligee shall submit all the documents. The applicant and the obligee shall submit all the documents.

2. It is the document that originates the obligations, whose fulfillment shall be guaranteed with the bond required, in the event that the requirement fulfills the need of an open line of bonds, the source document shall be submitted.

3. If the marriage was celebrated under the communal property regime, both spouses shall sign the contract for bond requirement.

• Fill out and sign the questionnaire for legal entity, provided by us. Fill out and sign the questionnaire for legal entity, provided by us. Also can be downloaded in www.sofimex.com.mxAlso can be downloaded in www.sofimex.com.mx

• Bond Requirement Contract duly signed and filled out, provided by Bond Requirement Contract duly signed and filled out, provided by us. us.

• Elaborated articles of the company, with the last modifications of Elaborated articles of the company, with the last modifications of capital and powers. capital and powers.

• Powers of the attorney-in-fact of the company. Powers of the attorney-in-fact of the company.

• Copy of the Official Identification of the Attorney-in-fact Copy of the Official Identification of the Attorney-in-fact

• Registration in the Treasury Department and Copy of the TaxpayerRegistration in the Treasury Department and Copy of the Taxpayer´s Identification Document. ´s Identification Document.

• Partial balance sheets with a signiority of 3 months maximum, Partial balance sheets with a signiority of 3 months maximum, signed by the director and by the accountant of the company. signed by the director and by the accountant of the company.

• Audited balance sheets of the last fiscal year. Audited balance sheets of the last fiscal year.

Legal entity

General Requirements for Bond Granting

General Requirements for Bond Granting

Legal entity

• Patrimony Report, mentioning: REAL PROPERTY, PERSONAL Patrimony Report, mentioning: REAL PROPERTY, PERSONAL PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND PROPERTY, COMMERCIAL VALUE, LEGAL SITUATION AND ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE ADDRESS OF THE PROPERTY ATTACHING INVOICES, TITLE DEEDS AND REAL PROPERTY CERTIFICATES. (see 1) DEEDS AND REAL PROPERTY CERTIFICATES. (see 1)

1.1. It is the document originates the obligations, whose fulfillment shall be It is the document originates the obligations, whose fulfillment shall be guaranteed with the bond required, in the event that the requirement fulfills guaranteed with the bond required, in the event that the requirement fulfills the need of an open line of bonds, the source document shall be submitted.the need of an open line of bonds, the source document shall be submitted.

NOTESNOTESCopy of all the documents shall be submitted, attaching the original Copy of all the documents shall be submitted, attaching the original documents, which shall be returned immediately after verifying the documents, which shall be returned immediately after verifying the authenticity of the copy. authenticity of the copy.

The applicant and the obligee shall submit all the documents. The applicant and the obligee shall submit all the documents.

Organization Chart

Internal AuditorInternal AuditorHéctor Pérez CastañedaHéctor Pérez Castañeda

General DirectorGeneral DirectorArmando Rodríguez Armando Rodríguez

ElorduyElorduy

FinancialFinancialExecutive ManagerExecutive Manager

GabrielGabriel Sánchez GómezSánchez Gómez

Managing BoardManaging Board

Compliance OfficerCompliance OfficerGabriel Magaña NúñezGabriel Magaña Núñez

AdministrativeAdministrativeDirectorDirector

José EmilioJosé Emilio Sánchez DíazSánchez Díaz

CommercialCommercialDirectorDirector

Alfonso Alfonso Haces CasillasHaces Casillas

Technical Technical DirectorDirector

GermánGermánMedina NavarroMedina Navarro

JuridicalJuridicalDirectorDirector

Héctor Héctor Balandrano VegaBalandrano Vega

Fiduciary Fiduciary ManagerManager

Gloria LeticiaGloria Leticia Martínez FerretizMartínez Ferretiz

Service OfficesService Offices

•Cuentas especiales Cuentas especiales

I, II, III y IV I, II, III y IV

• Del ValleDel Valle

• PerisurPerisur

• Ramón AlcázarRamón Alcázar

• SatéliteSatélite

METROPOLITAN AREAMETROPOLITAN AREA

• MéridaMérida

• VeracruzVeracruz

• VillahermosaVillahermosa

SOUTH AND SOUTH AND SOUTHEST AREASOUTHEST AREA

CENTRAL AND CENTRAL AND WESTERN AREAWESTERN AREA

• GuadalajaraGuadalajara

• LeónLeón

• PueblaPuebla

• QuerétaroQuerétaro

• Chihuahua

• Hermosillo

• Monterrey

• Tijuana

NORTH AREANORTH AREA

Sofimex Issued premiums March 2008 vs 2009

Portfolio distribution per line March 2009

Administrative bonds distribution March 2009

Active Agents 2007 up to 2009

Issued policies 2006 up to 2009

Current Clients 2006 up to 2009

Distribution of Guarantees per type 2007 up to March 2009

Afianzadora Sofimex counts with the highest level bouquet of reinsurers

Balance sheet up to March 31st 2009

Afianzadora Sofimex S.A.

Income Statement up to March 31st 2009(Figures in million of Mexican pesos)

Service Offices

METROPOLITAN AREA NORTH AREA

HERMOSILLOBlvd. Solidaridad No. 56, Local 46-49,

Plaza Girasol, Col. El Sahuaro83170, Hermosillo, Son.

Tels. (01-662) 218-5004, 218-5814hermosillo@sofimex.com.mx

MONTERREYAv. San Jerónimo No. 808,

Altos Poniente, Col. San Jerónimo,64640 Monterrey, N.L.

Tels. (01-81) 8346-7012,8346-8254 Y 8346-8420

FAX: 8347-0460monterrey@sofimex.com.mx

TIJUANAJuan Ruiz de Alarcón No. 1572,

Int. 3, 1er Piso, Zona Río Tijuana,22320, Tijuana, B.C.

Tel. (01-664) 682-9041, 682-9089, FAX: 682-9096

tijuana@sofimex.com.mx

CHIHUAHUATrasviña y Retes No. 1314,

Col. San Felipe 31240 Chihuahua, Chih.Tels. (01-614) 4147-271

FAX: 4147-211chihuahua@sofimex.com.mx

MATRIZBlvd. Adolfo López, Mateos No. 1941Col. Los Alpes Del. Álvaro Obregón

01010 México, D.F.Tels. (01-55) 5480-2500

matriz@sofimex.com.mx

SATÉLITEFernando Leal Novelo No. 11, 2do. piso,

Circuito Comercial Satélite53100 Naucalpan, Edo. de Mex.

Tels. (01-55) 5393-3122, 5572-3957, 5572-4156, 5572-4486 FAX: 5393-0526

satelite@sofimex.com.mx

PERISURCalle Pico de Verapaz No. 435

Desp. 101Col. Jardines de la Montaña,

Del. TlalpanTels. (01-55) 5630-2342, 5446-9165, 5630-3249

perisur@sofimex.com.mx

CENTRORamón Alcázar No. 20

Col. Tabacalera, Del. Cuauhtémoc06030 México, D.F.

Tels. (01-55) 5705-2552, 5705-2240, 5705-1701 FAX: 5705-1576centro@sofimex.com.mx

DEL VALLEPatricio Sanz No. 740

Col. Del Valle, Del. Benito Juárez03100 México, D.F.

Tels. (01-55) 5536-2432, 5536-0964, 5536-0969, 5523-7919

delvalle@sofimex.com.mx

Service Offices

CENTRAL AND WESTERN AREA

GUADALAJARAAv. México No. 2798, 1er. piso,

Col. Circunvalación Vallarta,44680 Guadalajara, Jal.

Tels. (01-33) 3641-7044 FAX: 3641-7107

guadalajara@sofimex.com.mx

QUERÉTAROCarrizal No. 33Col. Carrizal

76030, Querétaro, Qro.Tels. (01-442) 216 5678, 215 7274

queretaro@sofimex.com.mx

PUEBLALateral Sur de la Vía Atlixcayótl No. 3106

Centro Comercial Pabellón del Ángel, Local 972800, San Andrés Cholula, Pue.

Tel. (01-222) 225-7648, 225-7649, 225-7653 FAX: 225-7647

puebla@sofimex.com.mx

LEÓNBlvd. Vasco de Quiroga No. 101, Desp. 406,

4to. piso Esq. Blvd. Adolfo López Mateos,Col. Los Gavilanes37270, León, Gto.

Tels. (01-477) 763-4832, 764-0487, FAX: 764-0822

leon@sofimex.com.mx

SOUTH AREA

VERACRUZHabaneras No. 331

Fracc. Jardines de Virginia, 94294, Boca del Río,Veracruz, Ver.Tels. (01-229) 935-1967, 935-1700

FAX: 935-6978veracruz@sofimex.com.mx

MÉRIDACalle 6 diagonal

(Prolongación Paseo Montejo) No. 30 “Torre Banorte” Planta Baja.

Col. Gonzalo Guerrero, 97118 Mérida, Yuc.

Tels. (01-999) 9444-553 (54, 55 Y 56)merida@sofimex.com.mx

VILLAHERMOSAProlongación 27 de Febrero

No. 2991, Local 4 y 5,Col. Tabasco 2000

86035, Villahermosa, Tab.Tels. (01-993) 316-1154,

316-1533, 316-4895villahermosa@sofimex.com.mx

Our service is your best guarantee

Blvd. Adolfo López Mateos 1941Los Alpes, México D.F., C.P. 01010Tel .y Fax: (0155) 5480-2500Lada 01-800-696-3271

www.sofimex.com.mx