Equity Partnership with WSPsWater Service providers.

Presented by; Hellen Njiru/Moses MaguaBusiness Growth and Development Manager.

SAI ROCK HOTEL.

9th November 2011

2April 21, 2023

Equity Bank-Introduction

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Equity Corporate Philosophy

VisionVision To be the champion of the socio-economic prosperity of the people of Africa.

MissionMission

We offer inclusive, customer focused financial services that socially and economically empower our clients and other stakeholders.Positioning Statement Positioning Statement

Equity provides Inclusive Financial Services that transform livelihoods, give dignity and expand opportunities.

Our Motto Our Motto Growing Together In Trust;Growing Together In Trust; Tagline Tagline Your listening Caring PartnerYour listening Caring Partner

PurposePurpose We exist to transform the lives and livelihoods of our people

socially and economically by availing them

modern, inclusive financial services

that maximize their

opportunities.

Current Status

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NSE Publicly Listed/Cross Listed at USE 3rd largest company at the NSE

Total Funds/Capitalization: Ksh35B Market Capitalization: Ksh101B

Largest bank at the NSE Total Assets -Kshs 171 Billion Over 30,000 shareholders Strategic Investors

Helios EB British American Insurance

Staff: Individuals/ESOP 11 Directors

Equity Bank is the biggest African majority owned company in East & Central Africa

Largest bank in East & Central Africa

Current Status Largest bank in East & Central Africa. Customer base - Over 6 million customers (Largest bank

in customer base in East and Central Africa) Bank Accounts - 57 % of all bank accounts in Kenya Deposits - Kshs. 130 billion. Loans - Kshs. 98 billion. No of borrowers - Over 722,427 customers. No of branches - over 165 branches. Mid Year Profits 2011- 5.9 Billion ( before Tax ) ATMs - Over 700 ATMs. POS - 4500.

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Extensive Regional Footprint

165 Branches Regionally

Transforming lives in Africa,

One branch at a time

Transforming lives in Africa,

One branch at a time

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Robust Technology Capacity

I. High availability robust systems Core banking system: 35million bank

accounts; 300,000 transactions/min

Payment management system: 75 million cards; 180,000 transactions per minute; EMV compliant

Cash Management system

II. Data management Tier 4 data center Comprehensive business continuity &

recovery management system

III. Secure network & infrastructure

Capable of handling banking transactions for the whole of East Africa.

Capable of processing transactions for multiple local banks & institutions

combined

EMV – Euro Mastercard & Visa (Advanced chip card security feature)

First Bank in Kenya to comply

The first tier 4 data center in East and Central Africa

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Strong Business & Technical Support

24 hour help desk technical support 24 hour Contact Center & customer service Dedicated Relationship Managers & Field Officers to

oversee daily account operations Automated channel management Customer relationship management providing

analytics about customers

Leadership

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Peter Munga-EBS

Chairman

CPS, A Retired Deputy Secretary. Chairman MESPT, Member of Board of Directors of British American Insurance Co. , Rockefeller

Foundation, NOCK, Equatorial Nut Processors.

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Dr. James Mwangi-MBS

CEO & M.D

Doctorate in Business Administration, Doctorate of Humane Letters, Doctorate in Entrepreneurship, B-Com-Accounting, CPA

(K) Graduate of AMP-Strathmore-IEESE Business School SpainAn experienced career banker.

Previously With Ernest & Young and Trade Bank

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Dr. Julius K. Kipngetich-

EBS

MBA-Strategic Planning, B-Com-Accounting

Chief Executive – Kenya Wildlife Services

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Benson Wairegi

MBA, B-com - Insurance, CPA (K)

Group Managing Director, British American (Kenya)

Director Agricultural Finance Corporation

Dr Hellen Gichohi

President of African Wildlife FoundationDr. Gichohi holds a doctorate in Ecology from the University of

Leicester, in the UK. She also holds a Master of Science degree in Biology of Conservation and a Bachelor of Science degree in zoology from the University of Nairobi and Kenyatta University respectively.

She is the president of African Wildlife Foundation where she has served for 9 years. Prior to that, she was the director of the African

Conservation Centre. She is also a director of Kenya Wildlife Service.

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TEMITOPE O. LAWANI

MBA, BS - Chemical Engineering. Co-founder Helios EB Investment,

Board member -First City Monument Bank PLC, Africatel Holdings B.V.,

Corporate Development Analyst at Walt Disney Co and

member of the Harvard Law School Dean's advisory Board.

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BABATUNDE SOYOYE

MBA, B.Eng - Electrical Engineering. Co-founder, Helios EB Investment,

Board member- Africatel Holdings B.V., and

Manager of Business Development at Singapore Telcom International.

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PROFF. SHEM MIGOT–ADHOLLA

PhD in Sociology of Development, Masters of Arts in Sociology & Special Graduate Student in Agriculture Economics (Michigan State University) and Bachelor of Arts Chairman of the Board of

Directors, Institute of Policy Analysis and Research (IPAR) Nairobi and sits on the Board of the Center for Corporate Governance. He previously served as Vice-Chairman, Board of Directors, Kenya Wildlife Service, Lead Specialist on Land Policy and Administration for Africa Region in the World Bank and

also as Permanent Secretary, Ministry of Agriculture and Rural Development.

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Ernest K. Nzovu

BA-Economics, Dip. International Affairs

Director and Consultant-Know How International Ltd

-Hawkins & Associates

-KHI Training

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Fredrick Muchoki

MD-Continental Business Systems and Presta Office Equipment Limited.

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ALYKHAN NATHOO

MBA-Harvard, B A – Quantitative Economics-Stanford University.

Partner Helios Investment;

Founding Partner of Bain Capital London .

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Secretary to the BoardLLB, CPS (K), Advocate of the High Court,

Post Graduate Diploma in Gender and Development. Graduate of AMP-Strathmore-IEESE Business School Spain

Mary Wangari Wamae

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ACHIEVEMENTS

&

RECOGNITIONS

Global Vision Award

Dr. Mwangi is a holder of the Global Vision Award in Microfinance, alongside Nobel Peace Laureate Prof. Muhammad Yunus as ‘Initiators of the Concepts of the Future that will shape the World Economy’

Emerging Markets Most Sustainable Bank of the Year 2009 in Africa & Middle East among others;•African Business of the Year 2009•Microfinance Bank of the Year 2008 & 2009•Best Ranked Micro Finance Investment In the world-2009 -JP Morgan.•Best Performing Ai 40 Company of the year in Africa 2010.•African Banker 2010•Africa’s CEO of the Year 2009.•Global Leadership Recognition-Top 50 world business leaders.•Super brand in East Africa 2008 & 2009 among others.

Innovation

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M-Kesho

Winner of Best Mobile Banking Application 2010

award

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– Harvard– Stanford– IESE– Strathmore– Columbia– Lagos

Contribution to New ManagementKnowledge

Case study in the leading International Business Schools

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2 Equity-WSPs Partnership Opportunities

Equity Bank will offers a wide range of financial options to meet the unique needs of The Water Service Providers, Their Staff and business partners to help in transforming lives and livelihoods of Kenyans.

OBJECTIVE

OBJECTIVES OF THIS PARTNERSHIP

Leveraging on our robust IT platform, Equity bank will offer automated inclusive financial services to the WSPs.

Provide infrastructural loans to water Companies to facilitate enhancement of their productioncapacity and enhance their coverage and water provision.

Provide an opportunity to WSPs to earn extra income through money markets services ( Call and Fixed deposit accounts) and give opportunity to WSPs staff realize their economic potentials through specific products that target their needs

Equity- WSPs business opportunities.

April 21, 2023

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USD 50Million Chinese Development Bank Fund

Benefits.• Form a partnership that will offer to WSPs and their staff members the

following benefits;WSPs BENEFITS.• Ledger free business accounts.• Dedicated Corporate and SME Relationship managers.• Multiple service delivery channels.• Attractive interest rates on Call and Fixed Deposit Accounts.• Provide an efficient method of managing WSPs revolving funds.• Business loans and overdraft facilities.

WSPs STAFF MEMBERS BENEFITS.• Development financial solutions to enable staff members access

mortgage facilities.32

Benefits …. cont

• Flexible repayments terms.• Competitive interest rates.• Quick processing.• Tailor made loan solutions.BENEFITS TO WATER CONSUMERS.• Provision of loans to cater for the water connection fees and purchase of

equipment.• Wide branch and agency network countrywide that consumers can make their

payments through.

Vision: To be the champion of the socio-economic prosperity of the people of Africa. Mission: Statement: We offer inclusive, customer-focused financial services that socially and economically empower our clients and other stakeholders.

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Alternative Delivery Channels

Equity offers Equity offers multiple payment multiple payment channels optionschannels options

4,500 portable Points of Sale (POS)

700 Visa branded ATM’s

Handset Mobile Banking

Equity Corporate Social responsibilities

Pre – University scholarship program. Wings to fly program.( partnered with master Card Foundation).

Hunger Safety Net Program ( HSNP). Leadership, entrepreneur and Mentorship training

(EGF). Fanikisha women enterprise funds ( in partnership

with G. o. K). Youth Enterprise Clubs. ( in partnership with G.o.K).

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Equity Bank CSR in Pictorial.

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Wings to fly Program

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Our Inspiration

That when years turn our vision dim and gray, we shall still be seeing beauty in the tired wrinkles of our faces and shall take comfort out of the fact and knowledge that when we were given the opportunity we did all we could to empower our people to exploit opportunities and realize their full potential on the road to economic prosperity.

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Thank You

We ListenWe CareWe Partner

Email: info@equitybank.co.ke

Web site: www.equitybank.co.ke