Post on 24-Dec-2015
CCGI 401k Investment Overview
August 2013 Open Enrollment Meetings
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Open Architecture Investment Solutions
GPS Solutions – Institutional Shares
• Strategies that incorporate broad diversification across all four asset approaches and alternative investments in a single risk-basedmanaged account
• Aim to navigate both bull and bear markets
• Targeted choices from well-known, established ETF companies that meet our screening requirements, along with an active GuideMark Fund and a stable value option
• Low-cost passive ETFs include US large cap equity, US mid cap equity, US small cap equity, international developed market equity, emerging market equity, core US bond and TIPS
Low-Cost ETFs & Other Choices
Genworth Wealth Management | 3For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
Risk Profile Considerations
The PCS system has a risk profile questionnaire that can assist you with identifying possible investment options for your personal preferences, goals and objectives
PCS Profile Assignment Possible Asset Mix Consideration
(Equity / Fixed Income)
Possible GPS Solution Fit
Conservative 20% Equity / 80% Fixed GPS Conservative
Moderately Conservative 40% Equity / 60% Fixed GPS Moderately Conservative
Moderate 60% Equity / 40% Fixed GPS Moderate
Moderately Aggressive 70% Equity / 30% Fixed GPS Moderate Growth
Growth 85% Equity / 15% Fixed GPS Growth
Maximum Growth 100% Equity / 0% Fixed GPS Long-Term Growth
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Self-Directed Options
• Plan participants can choose from a mix of ETFs, Active Funds, Stable Value and Money Market in seeking to build well diversified portfolios
Asset Category Fund Name
US Large Cap Equity Vanguard S&P 500 ETF
US Mid Cap Equity Vanguard Mid-Cap ETF
US Small Cap Equity Vanguard Small Cap ETF
International Developed Markets Equity Vanguard MSCI EAFE ETF
International Emerging Markets Equity Vanguard FTSE Emerging Markets ETF
Various Fixed Income OptionsiShares Core Total US Bond Market ETF
iShares Barclays TIPS Bond ETFPIMCO Total Return Bond ETF
GuideMark Opportunistic Fixed Inc Instl FundStable Value Met Life Stable Value
Money Market TD Institutional Money Market
Genworth Wealth Management | 5For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
What are GPS Solutions?
GPS Solutions are managed portfolios seeking to diversify investor assets across multiple approaches to asset allocation and capture the investment thematic exposures of a broad range of portfolio strategists
Alternative Investments
GPS Risk Based Managed Portfolio
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GPS Solutions: Risk-Targeted Choice & Simplicity
• Plan participants can choose from six investment profiles• Ranging from Long-Term Growth to Conservative, based on their
risk tolerance and investment objectives
• Otherwise, they will default to the QDIA (qualified default investment alternative), designed for participants who do not make an initial investment selection• The QDIA includes an age-based glide path that moves assets across
five risk profiles of GPS Solutions
• Strategies automatically adjust to become more conservative over time
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Glidepathing for QDIA
GPS Solutions: Sophisticated Solutions Made Simple
Graph is for illustrative purposes only. The graph represents the general range of assets in the approach for each profile.
RetirementAccumulation
Equ
ity M
arke
t E
xpos
ure
Conservative
ModerateConservative
Moderate
ModerateGrowth
Growth
Long-TermGrowth
Risk Profile
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Assessing Your Transition – Self Directed Options
Considerations for the move from Genworth to CCGI plan:Plan Investment
Options Comparison
You May Be Invested In One or Many Of the Below Options In
the Genworth Plan
The Below Options Reflect similar Asset Class Categories in the CCGI Plan
Asset Classes Fund Names Fund Names
Large Cap Domestic EquityBlackRock Equity Index
Trowe Price Institutional Large Cap GrowthInvesco Growth & Income
Vanguard S&P 500 ETF
Mid Cap Domestic Equity n/a Vanguard Mid-Cap ETF
Small Cap Domestic Equity Lord Abbett Small Cap ValueBuffalo Small Cap Vanguard Small Cap ETF
International Equity Harbor International Equity Vanguard MSCI EAFE ETFEmerging Equity n/a Vanguard FTSE Emerging Markets ETF
Balanced American BalancedA self directed allocation to:
70% Equity30% Fixed Income & Cash
Fixed Income Dodge & Cox IncomeiShares Core Total US Bond Market ETF
iShares Barclays TIPS Bond ETFPIMCO Total Return Bond ETF
Non-Traditional Fixed Income n/a GuideMark Opportunistic Fixed Inc Instl Fund
Guaranteed Retirement Inc ClearCourse No Option
Stock Genworth Stock No OptionStable Value Trowe Price Stable Value Met Life Stable Value
Money Market BlackRock Money Market TD Institutional Money Market
Genworth Wealth Management | 9For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
Assessing Your Transition – Managed Options
Considerations for the move from Genworth to CCGI plan:
Plan Investment Options Comparison
You May Be Invested In One or Many Of the Below Options In the
Genworth Plan
The Below Options Reflect Similar Risk Profile Goals in the CCGI Plan or Indicate the Equity / Fixed Income mix of the Current GNW Vehicle
Important Note:
Asset Classes Fund Names Fund Names
Managed Portfolio BlackRock LifePath Retirement RAF
GPS Conservative /GPS Moderate Conservative
ora self directed allocation to 34% Equity / 66% Fixed Income &
Cash
The self directed
Allocation is based on the
current allocation of
the BlackRock LifePath fund as
of June 30, 2013. The BlackRock LifePath
allocations change over
time to become more
conservative while the GPS strategies’ risk profile target
do not change over time.
Managed Portfolio BlackRock LifePath 2020GPS Moderate
ora self direct allocation to 49% Equity / 51% Fixed Income &
Cash
Managed Portfolio BlackRock LifePath 2030GPS Moderate Growth
ora self directed allocation to 67% Equity / 33% Fixed Income &
Cash
Managed Portfolio BlackRock LifePath 2040GPS Growth
ora self directed allocation to 80% Equity / 20% Fixed Income &
Cash
Managed Portfolio BlackRock LifePath 2050GPS Long Term Growth
ora self directed allocation to 92% Equity / 8% Fixed Income &
Cash