CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

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CCGI 401k Investment Overview August 2013 Open Enrollment Meetings

Transcript of CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Page 1: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

CCGI 401k Investment Overview

August 2013 Open Enrollment Meetings

Page 2: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 2For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Open Architecture Investment Solutions

GPS Solutions – Institutional Shares

• Strategies that incorporate broad diversification across all four asset approaches and alternative investments in a single risk-basedmanaged account

• Aim to navigate both bull and bear markets

• Targeted choices from well-known, established ETF companies that meet our screening requirements, along with an active GuideMark Fund and a stable value option

• Low-cost passive ETFs include US large cap equity, US mid cap equity, US small cap equity, international developed market equity, emerging market equity, core US bond and TIPS

Low-Cost ETFs & Other Choices

Page 3: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 3For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Risk Profile Considerations

The PCS system has a risk profile questionnaire that can assist you with identifying possible investment options for your personal preferences, goals and objectives

PCS Profile Assignment Possible Asset Mix Consideration

(Equity / Fixed Income)

Possible GPS Solution Fit

Conservative 20% Equity / 80% Fixed GPS Conservative

Moderately Conservative 40% Equity / 60% Fixed GPS Moderately Conservative

Moderate 60% Equity / 40% Fixed GPS Moderate

Moderately Aggressive 70% Equity / 30% Fixed GPS Moderate Growth

Growth 85% Equity / 15% Fixed GPS Growth

Maximum Growth 100% Equity / 0% Fixed GPS Long-Term Growth

Page 4: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 4For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Self-Directed Options

• Plan participants can choose from a mix of ETFs, Active Funds, Stable Value and Money Market in seeking to build well diversified portfolios

Asset Category Fund Name

US Large Cap Equity Vanguard S&P 500 ETF

US Mid Cap Equity Vanguard Mid-Cap ETF

US Small Cap Equity Vanguard Small Cap ETF

International Developed Markets Equity Vanguard MSCI EAFE ETF

International Emerging Markets Equity Vanguard FTSE Emerging Markets ETF

Various Fixed Income OptionsiShares Core Total US Bond Market ETF

iShares Barclays TIPS Bond ETFPIMCO Total Return Bond ETF

GuideMark Opportunistic Fixed Inc Instl FundStable Value Met Life Stable Value

Money Market TD Institutional Money Market

Page 5: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 5For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

What are GPS Solutions?

GPS Solutions are managed portfolios seeking to diversify investor assets across multiple approaches to asset allocation and capture the investment thematic exposures of a broad range of portfolio strategists

Alternative Investments

GPS Risk Based Managed Portfolio

Page 6: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 6For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

GPS Solutions: Risk-Targeted Choice & Simplicity

• Plan participants can choose from six investment profiles• Ranging from Long-Term Growth to Conservative, based on their

risk tolerance and investment objectives

• Otherwise, they will default to the QDIA (qualified default investment alternative), designed for participants who do not make an initial investment selection• The QDIA includes an age-based glide path that moves assets across

five risk profiles of GPS Solutions

• Strategies automatically adjust to become more conservative over time

Page 7: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 7For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Glidepathing for QDIA

GPS Solutions: Sophisticated Solutions Made Simple

Graph is for illustrative purposes only. The graph represents the general range of assets in the approach for each profile.

RetirementAccumulation

Equ

ity M

arke

t E

xpos

ure

Conservative

ModerateConservative

Moderate

ModerateGrowth

Growth

Long-TermGrowth

Risk Profile

Page 8: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 8For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Assessing Your Transition – Self Directed Options

Considerations for the move from Genworth to CCGI plan:Plan Investment

Options Comparison

You May Be Invested In One or Many Of the Below Options In

the Genworth Plan

The Below Options Reflect similar Asset Class Categories in the CCGI Plan

Asset Classes Fund Names Fund Names

Large Cap Domestic EquityBlackRock Equity Index

Trowe Price Institutional Large Cap GrowthInvesco Growth & Income

Vanguard S&P 500 ETF

Mid Cap Domestic Equity n/a Vanguard Mid-Cap ETF

Small Cap Domestic Equity Lord Abbett Small Cap ValueBuffalo Small Cap Vanguard Small Cap ETF

International Equity Harbor International Equity Vanguard MSCI EAFE ETFEmerging Equity n/a Vanguard FTSE Emerging Markets ETF

Balanced American BalancedA self directed allocation to:

70% Equity30% Fixed Income & Cash

Fixed Income Dodge & Cox IncomeiShares Core Total US Bond Market ETF

iShares Barclays TIPS Bond ETFPIMCO Total Return Bond ETF

Non-Traditional Fixed Income n/a GuideMark Opportunistic Fixed Inc Instl Fund

Guaranteed Retirement Inc ClearCourse No Option

Stock Genworth Stock No OptionStable Value Trowe Price Stable Value Met Life Stable Value

Money Market BlackRock Money Market TD Institutional Money Market

Page 9: CCGI 401k Investment Overview August 2013 Open Enrollment Meetings.

Genworth Wealth Management | 9For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.

Assessing Your Transition – Managed Options

Considerations for the move from Genworth to CCGI plan:

Plan Investment Options Comparison

You May Be Invested In One or Many Of the Below Options In the

Genworth Plan

The Below Options Reflect Similar Risk Profile Goals in the CCGI Plan or Indicate the Equity / Fixed Income mix of the Current GNW Vehicle

Important Note:

Asset Classes Fund Names Fund Names

Managed Portfolio BlackRock LifePath Retirement RAF

GPS Conservative /GPS Moderate Conservative

ora self directed allocation to 34% Equity / 66% Fixed Income &

Cash

The self directed

Allocation is based on the

current allocation of

the BlackRock LifePath fund as

of June 30, 2013. The BlackRock LifePath

allocations change over

time to become more

conservative while the GPS strategies’ risk profile target

do not change over time.

Managed Portfolio BlackRock LifePath 2020GPS Moderate

ora self direct allocation to 49% Equity / 51% Fixed Income &

Cash

Managed Portfolio BlackRock LifePath 2030GPS Moderate Growth

ora self directed allocation to 67% Equity / 33% Fixed Income &

Cash

Managed Portfolio BlackRock LifePath 2040GPS Growth

ora self directed allocation to 80% Equity / 20% Fixed Income &

Cash

Managed Portfolio BlackRock LifePath 2050GPS Long Term Growth

ora self directed allocation to 92% Equity / 8% Fixed Income &

Cash