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Marketplace, by BPC…

Turnkey global Lending and Commerce platform for

FI’s and Processors.

Asweenterthefutureoffinancialservicesera,disruptiontotraditionalservicesisatit’shighestpeak.

Thelackofcentralizedscoringdatahasdisabledofferingsfromtraditionalandlocalproviders,creatingavacuuminmanylocalSMBsectors.AlternativelendersandlendingFintechsseizedtheopportunitybyredefiningtraditionalrulesandcreatedagloballendingphenomenon.

GlobalFootprintWhyFinancialLendingMarketplace

Over$100billioninoutstandingbalanceslentinEmergingMarketsby

endof2016.

LoanstoSMB’saveragefrom12%to35%annual

APR.

AsperWorldBank,aminimumof40%of

SMB'sdonothaveaccesstocapital.

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MarketplacelevelstheplayingfieldagainstFintechs- Throughcreative,intuitivedigitalcustomerengagementchannels

- Pooledresourceswithothermemberstolaunchcompellingofferings

- ComprehensiveeCommercegrowthsolutionsforSME’s

Digitalgiantsarethenewbanks- AnarmyofFintechsislendingtoSME’s(Paypal,Shopify,Square)

- Amazonlent$3b+toover20,000acrossagrowingglobalfootprint

- By2018,over50%ofglobaleComm willbeonmarketplace

- Retailersareenteringtheconsumerlendingspace(Walmart,Emporium)

End-to-end digital commerce platform for next generation banking experience

WHAT IS MARKETPLACE

Marketplace facilitates monetization of financial products through an omnichannel strategy. Banks can engage more customers through traditional, digital, mobile and social media channels.

Marketplace creates a banking ecosystem, allowing FI’s to invite other vendors to place products and offerings, launching a “one stop shop” digital commerce platform.

IS MARKETPLACE A FIT FOR BANKS

Recognized and trusted presence

Established customer service

Accelerated time-to-market

Consumer and SME base

Launch your own branded marketplace and instantly engage both SME’s and consumers through additional channels.

BankingPlatform

Marketplace/AppStore Development/Data/AI SmartVista/PaymentHub

SME’s Consumers Corporate

FintechsOtherBanks

BPC’S MODEL OF A COLLABORATIVE BANKING PLATFORM

In the future, Payments & Commerce will interact with a larger banking ecosystem

CommerceMarketplace

FinancialMarketplace

MARKETPLACE MODELSFINDING VALUE @ UNEXPECTED PLACES

1. Launch additional distribution channels to aggregate traditional offerings.

2. Increase lending reach to additional audience segments.

3. Present offerings from partnering vendors to increase revenue margins.

4. Expose your full product offering (insurance, cards, accounts, etc).

1. SME’s can setup and instantly launch eCommerce stores.

2. Sell more products through the bank’s branded marketplace.

3. Launch an ecosystem to assist SME’s with capital and business offerings.

4. Engage shoppers with banking offers while browsing on marketplace.

Reviews

Promotions

Socialmedia

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LENDING&CAPITAL

Products

Partners

Pairing

Capital

Feedback

Logistics

SocialCommerce

SME&COMMERCE

THE MARKETPLACE ECOSYSTEM

Engage your audience with a value proposition offering.

Newconsumerlendingchannels

SmartSMElendingstrategies

Growthinmembership

Increaseissuance&transactions

Insurance&similarofferings

eStoretemplaterevenue

Marketplaceplacementrevenue

Marketplace offers banks multiple, high-margin revenue streams through Lending and Commerce applications.

MARKETPLACE REVENUE

EU-Payoneer

MauritiusBank

US-CSNCollege

US–Pivotal

PresentedbyMauritius

CommercemarketplacefordomesticandcrossborderSME’s.

Nationalmarketplaceandtradingplatformforstudents

Style

Size

LendingandCommerceMarketplacetoSME’saround

theglobe

MARKETPLACE, CASE STUDIES

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ü Technologyü Development/Integration/Maintenanceü Operations/Fullcycleprocess.

Technology:Cloudenvironment

managementandoperation.Proprietaryin-housedevelopmentand

Websphereforenhancedfunctionality.

BPC offers a turnkey solution:

Development:Customizationenvironment

asperclient’srequest.Commerceplatform

enhancementandstorebuilder.

Turnkey:Includesclientbuildout,platformmanagement,producttraining,andongoingplatformenhancements.

Revenue:Turnkeysolutionofferedassubscriptionbasedwithflexibilityinfeestructure

basedonrequirementsanddemand.

Thank you

Contact information

Michael LiviDirector, North America

T: 1 646 828-8798M: 1 347 495-4955livi@bpcbt.comskype: Michael.J.Livi

bpcbt.com

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Reallifeexamples:DigitalizationandInnovation

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