Growing & Protecting Your Money

Randell Tiongson, RFP

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NEW LEAF VENTURES

Of Priorities and Preparations

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Spender- Saver- Investor

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Solution

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NEW LEAF VENTURES

Five Steps

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NEW LEAF VENTURES

Investing

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Risks Ahead

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The Prescription

Beg Steal Borrow

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The Prescription

Invest Early

Invest Wisely

Invest Regularly

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Your Greatest Asset

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Risk

The chance that the actual return from an investment may differ from what is expected

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Risk

The higher the potential yields are; the higher the risks.

The lower the risks are; the lower the yields.

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Investments can be:

Low Risk High Risk Speculative

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The Risk-Return Trade Off:

Potential higher returns often entail higher risk. Guarantee is dependent on the Guarantor

8%  p.a.  

38%  p.a.  

Bond issued by Ayala Corporation

Bond issued by Goodbye Corporation

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Asset Allocation Diversification

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Economic Cycle

Decline

Recovery Recession

Expansion

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Helpful Tips

Combining high liquid asset & low liquid

assets

Combining high risk assets & low risk assets

Helpful Tips

20  YEARS   Php  2,191,123  Value  a8er  20  years  

Invest  Php  1,000,000    at  4.0%  net  yield  

OpDon  1  

Allocate  funds  into    5  different  asset  classes  (at  Php  200,000@)  

Php  3,499,675  a8er  20  years  

20  YEARS  

Capital   Assumed  net    yield  

Value  on  the    20th  year  

200,000   -­‐100%   0  200,000   0%   200,000  200,000   4%   438,225  200,000   8%   932,191  200,000   12%   1,929,259  

OpDon  2  

OpDon  1  

OpDon  2  

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NEW LEAF VENTURES

OpDon  1  

OpDon  1  

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OpDon  1  

OpDon  1  No such thing as

“Best Investment”

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OpDon  1  

OpDon  1  

“But divide your investments among many places, for you do not know what risks might lie ahead.” - Eccelesiastes 11:2 (NLT)

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The Right Balance

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Money Matters

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randelltiongson

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www.facebook.com/MoneyTalksEnergyFM

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NEW LEAF VENTURES

But seek first his kingdom and his righteousness, and

all these things will be given to you as well.

(Matther 6:33, NLV)

But seek first his kingdom and his righteousness, and all these things will be given to you as well. (Matther 6:33, NLV)