Automated Engagement: Electronic Receipts and the Future of Geo

Post on 03-Jul-2015

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The future of mobile payments contains real excitement: not around simple convenience, but rather the return of purchase history back to the hands of the user. While the commercial implications are of course enormous, the geotechnical potential – employing an artifact of the payments process – is huge. This brief talk aims to provide an overview to some of that hugeness, and discuss what how the game is taking shape on the table.A single mobile payment records the time, date, and place of purchase (like any purchase today), but doing so on a mobile device provides the means to record that transaction and re-purpose it for further user benefit outside the commercial domain. The next generation of geo applications will all be ‘Big Data’ apps: using data for a purpose orthogonal to its purpose at collection, and enriching it to become more than a sum of its parts. We’ll see mobile apps that check-in, comb for deals, and geolocate people with every purchase, to start.

Transcript of Automated Engagement: Electronic Receipts and the Future of Geo

Automated EngagementElectronic Receipts and the Future of Geo

Tyler Bell @twbellWhereConf 2012

The Costanza Wallet

Consider the Humble Receipt…

Usually Retained for

•Expense Reporting

•Returns

•Exchanges

•Credit card purchase verification if you really have your act together

Usually Go in the Bin

Quantified Self, Consumer Engagement

Receipts are a singular, massive, & almost-wholly unexploited resource of engagement data

A Huge Source of Engagement Data

Receipts are Touchpoints between two spheres of activity

The Business

The Consumer

• Retailers & Merchants

• 'Structured Inbox' Initiatives

• Credit Card Companies

• Mobile Payment Mechanisms

To whom do we look for Innovation

• Retailers & Merchants

• 'Structured Inbox' Initiatives

• Credit Card Companies

• Mobile Payment Mechanisms

To whom do we look for Innovation

Only a few retailers provide electronic receipts

PDF FFS

HTML

Structured Table

Microdata/Markup

• Retailers & Merchants

• 'Structured Inbox' Initiatives

• Credit Card Companies

• Mobile Payment Mechanisms

To whom do we look for Innovation

http://windowsteamblog.com/windows_live/b/windowslive/archive/2011/10/03/hotmail-declares-war-on-graymail.aspx

I am in UR Inbox, Killing UR D00ds

Lemon

Eyeona

ShopSanity

Slice

Shoeboxed

• Retailers & Merchants

• 'Structured Inbox' Initiatives

• Credit Card Companies

• Mobile Payment Mechanisms

To whom do we look for Innovation

MerchantMerchantAccount

PaymentNetwork

CardIssuer Cardholder

Electronic payments

• Retailers & Merchants

• 'Structured Inbox' Initiatives

• Credit Card Companies

• Mobile Payments Mechanisms

To whom do we look for Innovation

Mobile Payments:

For the first time in history users will [in principle]

have access to their own purchase history in

structured, digital format

As Users:

We must demand control of this information

As Developers:

We must ensure that this information is employed responsibly for the user's

betterment

Receipt Data will be the next Battle

Remember Fire Eagle? User control over 3rd party consumption

Long Live Data

Tyler Bell@twbell

tyler@factual.com