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Page 1: Women Striding Forward

Women Striding ForwardThe incredible, true story of

what the Affordable Care Actis doing for women and families

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It’s about health care!

• Cancer screenings• Maternity care• Contraceptive coverage• No denial of coverage for pre-existing

conditions• No gender discrimination in the price of

policies

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Too many women cannot afford the health care we need!

In 2010, 45 million women across the United States reported that because of the cost, they:

– Did not fill a prescription; – Skipped a recommended test,

treatment or follow-up; – Did not go to the doctor when

they had a medical problem or– Did not see a specialist when it

was needed. Commonwealth Fund, May 2011

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Women losing coverage in a tough economy

“I am a 40-year-old survivor of breast cancer. I lost my coverage. I’ve lived in this country and worked all my life. Why don’t I have health insurance when I need it?”

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The ACA will help no matter what your age or income

• Help for women and families who are uninsured and can’t afford health care.

• Help for women and families who have insurance that doesn’t cover what they need, or is too expensive to use.

• Coverage for women’s health needs across our lifespans.

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Prevention first!All new insurance plans are required to cover key preventive services, without charging us co-pays or deductibles. Some have started already:mammograms Pap smearsanemia & hepatitis B screening for pregnant

womenblood pressure, diabetes and cholesterol testingcounseling about quitting smoking, losing weight,

choosing healthy foods, treating depression, reducing alcohol use

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New women’s preventive services covered as soon as August 1

comprehensive contraceptive care!an annual well-woman care examscreening for sexually-transmitted diseasesbreastfeeding counseling and equipmentscreening for gestational diabetesscreening and counseling for intimate partner

violence

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Keeping our kids healthyWell-baby visits ImmunizationsScreenings for autism, lead

exposure Vision and hearing testsObesity screeningDrug, alcohol use assessments

for adolescents

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Protection from unfair insurance company practices

• Insurers cannot cancel your policy if you get sick or make a mistake in your insurance application.

• Insurers cannot set lifetime dollar limits on the amount of medical care they will cover. (No annual limits in 2014)

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No coverage denials for kids with pre-existing conditions

Nurse Abby Drucker’s grand-niece was born with hearing loss. The family’s health insurer denied coverage for treatment, calling it a “pre-existing condition.” That is now against the law.

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Ensuring more of your health premium dollars go to medical care

• Insurance companies now have to give rebates to consumers if they don’t spend at least 80 percent of the premium dollars they collect on actually providing medical care.

• They will be forced to spend less on CEO salaries, marketing and overhead.

• They have to make this information public, so you can make better insurance choices.

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Peace of mind for moms!• Our young adult children can

stay on family health policies until their 26th birthdays.

• Young adult does not have to live at home, be unmarried or be a dependent for tax purposes.

• Important for young women in prime reproductive years.

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Looking ahead to 2014• No charging women more

than men for the same policy (“gender rating”)

• No denials of coverage for adults with pre-existing conditions.

• Maternity care must be covered.

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Covering millions more Americans

• New state insurance “exchanges” are due to open in January 2014.

• Uninsured moderate-income individuals and families can shop for private insurance made more affordable by federal subsidies.

• More low-income people will be eligible for Medicaid coverage.

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The ACA: Good for women and our families!

• Tell someone you know about what women and our families are getting from the ACA.

• Host an educational session in your neighborhood, your church or community center.

• Distribute Countdown to Coverage fact sheets in your community.

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Tell women’s stories

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www.CountdowntoCoverage.org

Raising Women’s Voicesfor the Health Care We Need

www.raisingwomensvoices.netEmail: [email protected]

Tel: 212-870-2010Twitter: @RWV4HealthCare