Two Factor Authentication On Mobile, Solution for tomorrow?
Nicolas Fort, Product Manager
Solution for today !
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Agenda
VASCO Overview
Existing solution overview
Let’s hunt for the perfect solution
DIGIPASS for Mobile presentation
Conclusion
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Global company
Listed on Nasdaq: VDSI
The world’s leading software company, specializing in Internet security
Approximately 9,000 customers in 100+ countries, including 1,300 banks
Corporate Profile
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Authentification hardware
Pros
cons
Air gap Security
Flexibility
Simplicity
Logistic
Unappropriate for mobile
Difference
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MPKI / PKI
Pros
cons
Security if SEE present
Legal binding
Non-Répudiation
Non interoperable
Deployment usually based on SIM (mobile)
If (M)PKI software : FIPS 140-2 L3
Connected mode only (almost)
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SIM OTP
Pros
Cons
SEE
Usable on most GSM’s
Connected/unconnected
No interoperability
Complex deployment, non discretionary
Very complex technical & business infrastructure
Upfront costs
Telco change, prepaid cards etc……
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SMS OTP
Pros
Cons
Quick setup
Easy deployment
User pays for SMS(MO, not MT)
Education
Users pays for the service
Transmission delay, Roaming can be difficult
Open network
Moving costs
Connected mode only
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DIGIPASS for Mobile résumé
Multi channel
Connected/ unconnected
Authentification / transaction signature
Supports a mix of authentication methods
Time base (+ Time & Event)
Low deployment cost and independant of usage.
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DIGIPASS for Mobile – some details
J2Me, BlackBerry, Palm, iPhone, iPod Touch, Windows Mobile, NTT Docomo (i-mode), Android, Symbian, Brew.
Alternate methods :
Digipass for Web
Hardware Digipass
Virtual Digipass
Integration partners (Clear2pay, LemonWay, Mfoundry, Sybase, FundTech, Fiserv etc…)
…
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DIGIPASS for Mobile – deployment
DPXDPX
Registration
Registration
ProvisioningProvisioning
from: MyBank.com
Please find your DIGIPASS at this location : CLICK HERE
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Conclusions
2FA is necessary to ensure proper defense for e-banking, m-banking application access.
Solution has to mitigate Security, Price and acceptation and be sure that the server side architecture will accept and follow todays tomorrows needs.
VASCO offers since 15 years
A modular client solution
A bullet proof server solution
A strong and renowned experience in banking industry
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