JUNE 18 - JULY 2, 2016VOLUME 19, ISSUE 12, FREE
INSIDE THIS ISSUE
THE 5 BIGGEST MORTGAGEMISTAKES TO AVOID
PREPARING FOR THE YEAR’SBUSIEST MOVING DAY
THE CONTINUINGTRANSFORMATION OF GUELPH
SOUTHWESTERN ONTARIO EDITION
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At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.
HOMES | CONDOS | COMMUNITIES | EMPIRECOMMUNITIES.COM
HOME
At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.
HOMES | CONDOS | COMMUNITIES | EMPIRECOMMUNITIES.COM
HOMESWO 06-18-16.indd 2 6/15/16 11:23 AM
At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.
HOMES | CONDOS | COMMUNITIES | EMPIRECOMMUNITIES.COM
HOME
At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.
HOMES | CONDOS | COMMUNITIES | EMPIRECOMMUNITIES.COM
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Discover Why Our New Urban Townhomes are
KW’s Best Value.
• Great Upscale Neighbourhood - In Kitchener on the border of Waterloo - Enjoy Kitchener’s lower property taxes
• Modern Open Concept Layouts
• Close to the Campus• Single Level Models Available• Exterior Maintenance Free Living! - No grass cutting or snowplowing!
With today’s low interest rates, stepping up on the real estate ladder has never been more timely. Award-winning developer CountryGreen Homes presents Westwood Mews — contemporary Urban Townhomes featuring open concept plans up to 1,365 square feet. Located in the desirable Westmount area just off Glasgow Street, close to restaurants, shopping, golf, and gyms. Enjoy an upscale lifestyle at an affordable price.
FROM THE MID
$200s
TO 401
TO 401
Great Value, Great Lifestyle!Visit us at our Rosemount Model home152 Rosemount Drive, Kitchener Mon – Wed 2-7 p.m. Sat/Sun – 11-4 p.m.Thursday, Friday & Holidays By AppointmentE: [email protected]
www.countrygreenhomes.com • Call: 905-630-5803Map not to scale. Pricing and specifications subject to change without notice. E&OE
Paris Rd
Governors
Rd E
King Edwar
d St
Rest Acres RdGrand River St N
SITE
16 Min. to Ancaster20 Min. to Kitchener
Paris has your price!Live in the “prettiest town” in Ontario at an unbeatable value. The towns of Simply Grand combine charm and sophistication that only Paris can offer. Don’t miss your opportunity to become a VIP—Register Today!
Towns from the $300’sComing Summer 2016
SimplyGrandTowns.com
GET FRONT OF THE LINE ACCESS REGISTER NOW!
6
SWO 06-18-16.indd 6 2016-06-16 1:42 PM
Discover Why Our New Urban Townhomes are
KW’s Best Value.
• Great Upscale Neighbourhood - In Kitchener on the border of Waterloo - Enjoy Kitchener’s lower property taxes
• Modern Open Concept Layouts
• Close to the Campus• Single Level Models Available• Exterior Maintenance Free Living! - No grass cutting or snowplowing!
With today’s low interest rates, stepping up on the real estate ladder has never been more timely. Award-winning developer CountryGreen Homes presents Westwood Mews — contemporary Urban Townhomes featuring open concept plans up to 1,365 square feet. Located in the desirable Westmount area just off Glasgow Street, close to restaurants, shopping, golf, and gyms. Enjoy an upscale lifestyle at an affordable price.
FROM THE MID
$200sTO
401
TO 401
Great Value, Great Lifestyle!Visit us at our Rosemount Model home152 Rosemount Drive, Kitchener Mon – Wed 2-7 p.m. Sat/Sun – 11-4 p.m.Thursday, Friday & Holidays By AppointmentE: [email protected]
www.countrygreenhomes.com • Call: 905-630-5803Map not to scale. Pricing and specifications subject to change without notice. E&OE
Paris Rd
Governors
Rd E
King Edwar
d St
Rest Acres RdGrand River St N
SITE
16 Min. to Ancaster20 Min. to Kitchener
Paris has your price!Live in the “prettiest town” in Ontario at an unbeatable value. The towns of Simply Grand combine charm and sophistication that only Paris can offer. Don’t miss your opportunity to become a VIP—Register Today!
Towns from the $300’sComing Summer 2016
SimplyGrandTowns.com
GET FRONT OF THE LINE ACCESS REGISTER NOW!
SWO 06-18-16.indd 7 2016-06-16 1:42 PM
BREAKFAST IN YOUR GOURMET KITCHEN. SIPPING COFFEE ON YOUR BALCONY. BEACHSIDE DAYS. URBAN
NIGHTS. DOWNTOWN DINING, BOUTIQUES AND SHOPS. A DAY AT THE MUSEUM. DINNER PARTIES FOLLOWED
BY COCKTAILS IN THE PARTY ROOM. DESIGNER SPACES. THE VERY BEST IN QUALITY. THE REGION’S
BEST LOCATION MINUTES TO THE COVETED LAKESIDE COMMUNITY OF PORT DALHOUSIE AND TRENDY
DOWNTOWN ST. CATHARINES. YOUR HOME AT ELEMENTS... WHERE LUXURY IS STANDARD.
GRAND OPENING WEEKEND! Saturday, June 25th and Sunday, June 26th, 12-6 p.m.
A MODERN CONDOMINIUM OFFERING LUXURY ONE AND TWO BEDROOM PLUS DEN PLANS, FROM THE MID $200’S
DOWNTOWN
the good life, just better.
Prices are subject to change without notice. E.&O.E. Off er valid for a limited time. Subject to availability.
905.323.6232 elementscondo.comSALES CENTRE: 218 LAKEPORT ROAD, UNIT 6, ST. CATHARINES
8 YPNEXTHOME.CA
property profiles
20 CountryGreen HomesStacked townhomes at Westood Mews in Kitchener
36 Mountainview HomesGrand Opening at Elements in St. Catharines June 25
48 Losani HomesCentral Park community coming to Hamilton
trending
30 HHHBADivisional Court win protects new-home buyers
40 OHBAOntario builders learn from housing tour in Iceland
44 Phelps Homesdonates historical building to Lincoln Museum
advice
14 Mortgage AdviceThe five worst mortgage mistakes you can make
22 Make Your MoveJune 30 – the busiest moving day of the year
50 Fundamentally SpeakingWhere do SWO roads rate in Worst Roads ranking?
city focus
24 GuelphThe transition continues
buyers’ resource section
15 Hot Properties Kitchener-Waterloo & LondonNew releases and grand openings
31 Hot Properties HamiltonNew releases and grand openings
51 Mortgage Rates
in every issue
10 Editor’s Note
52 Advertiser Index
53 What’s Online
contentsJUNE 18 - JULY 2, 2016 | VOLUME 19 ISSUE 12
12 Senator HomesMore great homes coming soon to Woodstock’s Havelock Corners
ON THE COVER
PRESIDENT, YELLOW PAGES NEXTHOME
Jacqueline Hill
ASSOCIATE PUBLISHER
Susan Maxwell
EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge
DIRECTOR OF SALES, NATIONAL
Moe Lalani
EDITOR
Wayne Karl
ART DIRECTOR
Daiana Garay
CONTRIBUTING EDITORS
Sonia Bell Sara Duck (on leave) Elisa Krovblit Jackie MarchildonLydia McNutt (on leave)
SALES CO-ORDINATOR
Sarah Khan
MANAGER OF PRODUCTION
Helen Pearce
CO-ORDINATOR
Sandra Hanak-Vujnovic
GRAPHIC DESIGNER
Miguel Cea
CONTRIBUTING WRITERS
Joanne KeenanJeffrey Reed
#500-401 The West Mall
Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca
ADVERTISING Call Susan Maxwell at 416.988.1172 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2016 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.
12
Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
SWO 06-18-16.indd 8 2016-06-16 1:42 PM
BREAKFAST IN YOUR GOURMET KITCHEN. SIPPING COFFEE ON YOUR BALCONY. BEACHSIDE DAYS. URBAN
NIGHTS. DOWNTOWN DINING, BOUTIQUES AND SHOPS. A DAY AT THE MUSEUM. DINNER PARTIES FOLLOWED
BY COCKTAILS IN THE PARTY ROOM. DESIGNER SPACES. THE VERY BEST IN QUALITY. THE REGION’S
BEST LOCATION MINUTES TO THE COVETED LAKESIDE COMMUNITY OF PORT DALHOUSIE AND TRENDY
DOWNTOWN ST. CATHARINES. YOUR HOME AT ELEMENTS... WHERE LUXURY IS STANDARD.
GRAND OPENING WEEKEND! Saturday, June 25th and Sunday, June 26th, 12-6 p.m.
A MODERN CONDOMINIUM OFFERING LUXURY ONE AND TWO BEDROOM PLUS DEN PLANS, FROM THE MID $200’S
DOWNTOWN
the good life, just better.
Prices are subject to change without notice. E.&O.E. Off er valid for a limited time. Subject to availability.
905.323.6232 elementscondo.comSALES CENTRE: 218 LAKEPORT ROAD, UNIT 6, ST. CATHARINES
property profiles
20 CountryGreen HomesStacked townhomes at Westood Mews in Kitchener
36 Mountainview HomesGrand Opening at Elements in St. Catharines June 25
48 Losani HomesCentral Park community coming to Hamilton
trending
30 HHHBADivisional Court win protects new-home buyers
40 OHBAOntario builders learn from housing tour in Iceland
44 Phelps Homesdonates historical building to Lincoln Museum
advice
14 Mortgage AdviceThe five worst mortgage mistakes you can make
22 Make Your MoveJune 30 – the busiest moving day of the year
50 Fundamentally SpeakingWhere do SWO roads rate in Worst Roads ranking?
city focus
24 GuelphThe transition continues
buyers’ resource section
15 Hot Properties Kitchener-Waterloo & LondonNew releases and grand openings
31 Hot Properties HamiltonNew releases and grand openings
51 Mortgage Rates
in every issue
10 Editor’s Note
52 Advertiser Index
53 What’s Online
contentsJUNE 18 - JULY 2, 2016 | VOLUME 19 ISSUE 12
12 Senator HomesMore great homes coming soon to Woodstock’s Havelock Corners
ON THE COVER
PRESIDENT, YELLOW PAGES NEXTHOME
Jacqueline Hill
ASSOCIATE PUBLISHER
Susan Maxwell
EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge
DIRECTOR OF SALES, NATIONAL
Moe Lalani
EDITOR
Wayne Karl
ART DIRECTOR
Daiana Garay
CONTRIBUTING EDITORS
Sonia Bell Sara Duck (on leave) Elisa Krovblit Jackie MarchildonLydia McNutt (on leave)
SALES CO-ORDINATOR
Sarah Khan
MANAGER OF PRODUCTION
Helen Pearce
CO-ORDINATOR
Sandra Hanak-Vujnovic
GRAPHIC DESIGNER
Miguel Cea
CONTRIBUTING WRITERS
Joanne KeenanJeffrey Reed
#500-401 The West Mall
Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca
ADVERTISING Call Susan Maxwell at 416.988.1172 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2016 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.
12
Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
SWO 06-18-16.indd 9 2016-06-16 1:42 PM
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10 YPNEXTHOME.CA
Important considerations
Attention, classFor many Canadian families, fi nancial
literacy begins with a piggy bank,
maybe a childhood allowance and
perhaps a fi rst bank account.
Some may continue the education
with somewhat more serious lessons
– reviewing monthly bank statements
and explaining how interest works.
Moving into the teen years, many
families likely entrust the more
important matters of personal fi nance
to our education system.
But there, we venture to say,
they might well be disappointed.
David Chilton lamented this more
than 25 years ago in his best-seller,
The Wealthy Barber. How
much has changed and how well
have things improved?
When it comes to real estate in
2016, the lessons are more important
than ever. Housing has been a
top performer for years, but the
resulting costs of living for millennials
and other young Canadians are
skyrocketing, in some cases,
prohibitively high.
More and more organizations see
the need and are o� ering programs
for fi nancial literacy for youth.
+ get social
Editors' Notes
Interact with us on social media: ypnexthome
What are the critical things to consider
when choosing a location? There are
so many personal variables it’s really
up to you to decide.
As an example, if it is just as
important to you to be close to your
children’s school as it is to your
place of work, then look for a place
that o� ers you the best of both
worlds. If you own a car and want to
use public transportation whenever
possible to save on parking and gas
costs, a location close to mass-
transit may be a better option for
you. If you’re a walker, proximity
to major amenities should be a
defi nite consideration.
Running errands such as grocery
shopping and banking on foot a� ords
many health benefi ts and provides you
with a chance to meet your neighbours
and discover new places, too.
Make a list of your priorities fi rst,
then take the time to assess each
location for its merits and weigh
your options.
Let us know what those priorities
are. We’d love to hear from you!
DOWNTOWN GUELPHSUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge
WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl
SEE MORE ONLINEypnexthome.ca/downtown-guelph
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160553_AquaZul_NCG_AP_FL.pdf 1 2016-06-01 11:12 AM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 11
Important considerations
Attention, classFor many Canadian families, fi nancial
literacy begins with a piggy bank,
maybe a childhood allowance and
perhaps a fi rst bank account.
Some may continue the education
with somewhat more serious lessons
– reviewing monthly bank statements
and explaining how interest works.
Moving into the teen years, many
families likely entrust the more
important matters of personal fi nance
to our education system.
But there, we venture to say,
they might well be disappointed.
David Chilton lamented this more
than 25 years ago in his best-seller,
The Wealthy Barber. How
much has changed and how well
have things improved?
When it comes to real estate in
2016, the lessons are more important
than ever. Housing has been a
top performer for years, but the
resulting costs of living for millennials
and other young Canadians are
skyrocketing, in some cases,
prohibitively high.
More and more organizations see
the need and are o� ering programs
for fi nancial literacy for youth.
+ get social
Editors' Notes
Interact with us on social media: ypnexthome
What are the critical things to consider
when choosing a location? There are
so many personal variables it’s really
up to you to decide.
As an example, if it is just as
important to you to be close to your
children’s school as it is to your
place of work, then look for a place
that o� ers you the best of both
worlds. If you own a car and want to
use public transportation whenever
possible to save on parking and gas
costs, a location close to mass-
transit may be a better option for
you. If you’re a walker, proximity
to major amenities should be a
defi nite consideration.
Running errands such as grocery
shopping and banking on foot a� ords
many health benefi ts and provides you
with a chance to meet your neighbours
and discover new places, too.
Make a list of your priorities fi rst,
then take the time to assess each
location for its merits and weigh
your options.
Let us know what those priorities
are. We’d love to hear from you!
DOWNTOWN GUELPHSUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge
WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl
SEE MORE ONLINEypnexthome.ca/downtown-guelph
SWO 06-18-16.indd 11 2016-06-16 1:42 PM
12 YPNEXTHOME.CA
Property Profile | SENATOR HOMES
cover story
IN ALL OF SOUTHWESTERN Ontario, there are few places that
offer the perfect blend of lifestyle and value as Woodstock.
Located on the majestic Thames River, Woodstock is known
as The Friendly City. From the many striking Victorian-era
buildings of the city’s historic downtown to the pastoral
beauty of the Thames, it’s no wonder that more and more
families are choosing to call Woodstock home.
Located on the Thames River just moments from the heart
of Woodstock, Senator Homes’ Havelock Corners community
is the perfect place to take advantage of all that this very
special city has to offer. And with home prices up to $100,000
less than nearby Kitchener-Waterloo, and incredible access to
major retailers and other popular area amenities just a short
walk or drive away, Woodstock is without a doubt the best
choice for families in the region.
Situated next to the breathtaking natural beauty of
Woodstock’s Pittock Conservation Area, Havelock Corners is
a community rich in character and
distinctive in charm. This grand vision
master-planned community comprises
more than 2,000 family homes
sculpted with classic architecture,
imbued with timeless family values
and a warm friendly ambiance. The
new release of Havelock Corners
offers Woodstock’s most impressive
selection of fully detached homes
on 42-ft. and 50-ft. lots. Homes are
priced from the $300’s, so spectacular
family living has never been more
affordable. Visit the community’s
two designer decorated models this
weekend to experience Havelock
Corners for yourself.
A new community park is now completed, and more great homes are coming soon to
Havelock Corners
With a perfect location just 30
minutes from Kitchener-Waterloo,
Havelock Corners offers an
exceptional array of amenities
that your family is sure to love. In
addition to the numerous shops
and restaurants in Woodstock’s
downtown, there are also major
retailers such as Canadian Tire,
Walmart, Sport Chek and more,
all just minutes away. There are a
number of exceptional Catholic and
public elementary and secondary
schools in the area, and Fanshawe
College’s Woodstock Campus offers
a variety of wonderful programs for
those headed into post-secondary
education. Employment opportunities
also abound with a state of the art
Hospital, a Toyota Plant and many
more large businesses and institutions
in the surrounding area. Perhaps the
most remarkable aspect of Havelock
Corners is its incredible proximity
to the Pittock Conservation Area.
This breathtaking natural area offers
Havelock Corners residents the rare
opportunity to have 2,000 acres of
peaceful wilderness right in their own
backyards – with sailing, canoing,
fishing, hiking, playgrounds and more.
For the past 30 years, Senator Homes
has been proud to offer some of
the finest new home communities
in Southwestern Ontario’s most
desirable locations. To learn more
about Havelock Corners or any
of Senator’s other fine home
communities, visit senatorhomes.com
today.
LocationWoodstock
BuilderSenator Homes
DevelopmentHavelock Corners
Home TypeDetached homes on 42-ft. and 50-ft. lots
Contactsenatorhomes.com
SWO 06-18-16.indd 12 2016-06-16 1:42 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 13
Property Profile | SENATOR HOMES
cover story
IN ALL OF SOUTHWESTERN Ontario, there are few places that
offer the perfect blend of lifestyle and value as Woodstock.
Located on the majestic Thames River, Woodstock is known
as The Friendly City. From the many striking Victorian-era
buildings of the city’s historic downtown to the pastoral
beauty of the Thames, it’s no wonder that more and more
families are choosing to call Woodstock home.
Located on the Thames River just moments from the heart
of Woodstock, Senator Homes’ Havelock Corners community
is the perfect place to take advantage of all that this very
special city has to offer. And with home prices up to $100,000
less than nearby Kitchener-Waterloo, and incredible access to
major retailers and other popular area amenities just a short
walk or drive away, Woodstock is without a doubt the best
choice for families in the region.
Situated next to the breathtaking natural beauty of
Woodstock’s Pittock Conservation Area, Havelock Corners is
a community rich in character and
distinctive in charm. This grand vision
master-planned community comprises
more than 2,000 family homes
sculpted with classic architecture,
imbued with timeless family values
and a warm friendly ambiance. The
new release of Havelock Corners
offers Woodstock’s most impressive
selection of fully detached homes
on 42-ft. and 50-ft. lots. Homes are
priced from the $300’s, so spectacular
family living has never been more
affordable. Visit the community’s
two designer decorated models this
weekend to experience Havelock
Corners for yourself.
A new community park is now completed, and more great homes are coming soon to
Havelock Corners
With a perfect location just 30
minutes from Kitchener-Waterloo,
Havelock Corners offers an
exceptional array of amenities
that your family is sure to love. In
addition to the numerous shops
and restaurants in Woodstock’s
downtown, there are also major
retailers such as Canadian Tire,
Walmart, Sport Chek and more,
all just minutes away. There are a
number of exceptional Catholic and
public elementary and secondary
schools in the area, and Fanshawe
College’s Woodstock Campus offers
a variety of wonderful programs for
those headed into post-secondary
education. Employment opportunities
also abound with a state of the art
Hospital, a Toyota Plant and many
more large businesses and institutions
in the surrounding area. Perhaps the
most remarkable aspect of Havelock
Corners is its incredible proximity
to the Pittock Conservation Area.
This breathtaking natural area offers
Havelock Corners residents the rare
opportunity to have 2,000 acres of
peaceful wilderness right in their own
backyards – with sailing, canoing,
fishing, hiking, playgrounds and more.
For the past 30 years, Senator Homes
has been proud to offer some of
the finest new home communities
in Southwestern Ontario’s most
desirable locations. To learn more
about Havelock Corners or any
of Senator’s other fine home
communities, visit senatorhomes.com
today.
LocationWoodstock
BuilderSenator Homes
DevelopmentHavelock Corners
Home TypeDetached homes on 42-ft. and 50-ft. lots
Contactsenatorhomes.com
SWO 06-18-16.indd 13 2016-06-16 1:42 PM
14 YPNEXTHOME.CA
Advice | MORTGAGE ADVICE
NOW THAT YOU’VE decided to buy
a home, there are numerous steps
in the process you’ll have to follow.
When it comes to getting a mortgage,
it could cost you in the long run if
you make a mistake or two.
To help you save money and
avoid potential problems down the
road, here are some mistakes you
should avoid:
1. Not knowing your credit score/rating
Lenders love borrowers with a good
credit rating. They’re often the ones
who pay their bills on time, don’t use
a large percentage of their available
credit, and have di� erent types of
credit, such as a credit card, car loan,
and line of credit. If you have good
credit, you should be able to qualify
for the best mortgage rates. But if
you have bad credit, expect to get
a mortgage with a higher interest
rate. Not sure of what your rating is?
You can get your credit score from
Equifax or TransUnion.
2. Not being pre-approved for a mortgage
If you’ve been looking at properties
for a while, you might suddenly fi nd
the perfect home. But it’s possible
you won’t be able to a� ord the
place. That’s why it’s best to get pre-
approved for a mortgage so you’ll
know how much you can a� ord.
Many lenders will guarantee your
pre-approved rate for a period of
The 5 biggest mortgage mistakes to avoid
MORE ADVICE ONLINEypnexthome.ca/news/advice
between 60 and 120 days. That’ll give
you time to fi nd a property in your
price range.
3. Not shopping around a mortgage
If you think you’ll get rewarded with
the lowest rate from your fi nancial
institution because you’ve been a
loyal customer for a number of years,
think again. Your institution may not
have the best rate while a rival across
the street might have a lower rate.
You should do some comparison
shopping on a site like RateHub.ca
before getting a mortgage. You can
also hire a mortgage broker who can
do all the legwork at no cost to you.
4. Not making more payments
No one really likes to carry a large
mortgage. Typically, mortgage
payments are made on a monthly
basis but there are ways to pay
it o� faster by using accelerated
biweekly payments. For example, if
you have a $400,000 mortgage with
a 25-year amortization and make
monthly payments, your mortgage
won’t be paid o� until 2041. We
used RateHub’s mortgage payment
calculator and found if you make
accelerated payments, you’d pay o�
your mortgage nearly three years
earlier and save about $15,000 in
interest. Also, most lenders allow you
to make lump-sum payments, which
will let you pay your mortgage down
faster and save you thousands of
dollars in interest.
5. Not preparing for extra costs
Buying a home can end up costing
a lot more than you’d expect. First,
there are closing costs, which
include legal fees, title insurance and
the land transfer tax. You might also
need to reimburse the seller for the
property taxes and utility bills they’ve
already paid. These costs will add
up to from anywhere between 1.5
and four per cent of the property’s
purchase price.
Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.
By Alyssa Furtado
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
140 CALEDONIABy: The Tricar Group
City: Stratford
Housing type: Four-storey boutique style
condominiums from the high $200’s.
tricar.com
VICTORIA ON THE RIVER By: Stonecrest Homes
City: London
Housing type: Single-family homes
at Hamilton Road & Commissioners
Road East.
stonecresthomes.ca
new openings
CASTLE ROCK PLACEBy: Rembrandt Homes
City: London
Location: 3444 Singleton Ave., o� Southdale
Housing type: Two-storey and mulit-level
condominium townhomes from $231,990.
rembrandt-homes.ca
FOX FIELD By: Fusion Homes
City: London
Location: Fanshawe Park Road West
and Foxwood Avenue
Housing type: Single-family homes
from $482,900
fusionhomes.com
new releases
HAVELOCK CORNERS By: Senator Homes
City: Woodstock
Housing type: 42- and 50-ft. singles
from the $300’s
senatorhomes.com
BALDWIN PLACE By: Tillsonburg Developments
City: Tillsonburg
Housing type: Single-detached freehold
bungalows from $244,500.
baldwinplace.ca
pre-registration
CLAIR MEADOWSBy: Gatto Homes
City: Guelph
Housing type: Townhomes and single-
detached homes
gattohomesinc.com
WESTWOOD MEWSBy: CountryGreen Homes
City: Kitchener
Housing type: Urban townhomes up
to 1,365 sq. ft. from the mid $200’s
countrygreenhomes.com
BuildersIf you would like to include your preview
registration, new release or site opening
in this feature, just email the details to
LONDONBAYFIELD • BLYTH • CLINTONGRAND BEND • INGERSOLL • LONDONMITCHELL • SEAFORTH • SHAKESPEAREST.THOMAS • STRATFORD • TAVISTOCKTILLSONBURG • WINGHAM • WOODSTOCK
HALTON HILLS WELLINGTON WATERLOO
ALMA • AYR • CAMBRIDGE • ELORAFERGUS • GEORGETOWN • GUELPHKITCHENER • ROCKWOOD • WATERLOO
WILDFLOWERSBy: Mattamy Homes
City: Kitchener
Housing type: Townhomes and 30-
and 36-ft. detached homes.
mattamyhomes.com
ISHERWOOD AVENUE CONDOSBy: Activa Group
City: Cambridge
Location: 25 Isherwood Avenue
Housing type: Condo community
activagroup.ca
new openings
VICTORIA COMMON By: Losani Homes
City: Kitchener
Housing type: Final release of modern
townhomes from the $300’s
losanihomes.com
ROSEMOUNT SEMISBy: CountryGreen Homes
City: Kitchener
Housing type: Semi-detached homes
in the heart of Kitchener from $349,900
countrygreenhomes.com
CLAIRITY By: Reid’s Heritage Homes
City: Guelph
Housing type: One- and two-bedroom
condominiums from the mid $200’s
reidsheritagehomes.com
AVALON URBAN TOWNS By: Savic Homes
City: Kitchener
Location: Highland Road West and
Ira Needles Blvd.
Housing type: Design-forward urban towns
avalontowns.ca
SWO 06-18-16.indd 14 2016-06-16 1:42 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 15
Advice | MORTGAGE ADVICE
NOW THAT YOU’VE decided to buy
a home, there are numerous steps
in the process you’ll have to follow.
When it comes to getting a mortgage,
it could cost you in the long run if
you make a mistake or two.
To help you save money and
avoid potential problems down the
road, here are some mistakes you
should avoid:
1. Not knowing your credit score/rating
Lenders love borrowers with a good
credit rating. They’re often the ones
who pay their bills on time, don’t use
a large percentage of their available
credit, and have di� erent types of
credit, such as a credit card, car loan,
and line of credit. If you have good
credit, you should be able to qualify
for the best mortgage rates. But if
you have bad credit, expect to get
a mortgage with a higher interest
rate. Not sure of what your rating is?
You can get your credit score from
Equifax or TransUnion.
2. Not being pre-approved for a mortgage
If you’ve been looking at properties
for a while, you might suddenly fi nd
the perfect home. But it’s possible
you won’t be able to a� ord the
place. That’s why it’s best to get pre-
approved for a mortgage so you’ll
know how much you can a� ord.
Many lenders will guarantee your
pre-approved rate for a period of
The 5 biggest mortgage mistakes to avoid
MORE ADVICE ONLINEypnexthome.ca/news/advice
between 60 and 120 days. That’ll give
you time to fi nd a property in your
price range.
3. Not shopping around a mortgage
If you think you’ll get rewarded with
the lowest rate from your fi nancial
institution because you’ve been a
loyal customer for a number of years,
think again. Your institution may not
have the best rate while a rival across
the street might have a lower rate.
You should do some comparison
shopping on a site like RateHub.ca
before getting a mortgage. You can
also hire a mortgage broker who can
do all the legwork at no cost to you.
4. Not making more payments
No one really likes to carry a large
mortgage. Typically, mortgage
payments are made on a monthly
basis but there are ways to pay
it o� faster by using accelerated
biweekly payments. For example, if
you have a $400,000 mortgage with
a 25-year amortization and make
monthly payments, your mortgage
won’t be paid o� until 2041. We
used RateHub’s mortgage payment
calculator and found if you make
accelerated payments, you’d pay o�
your mortgage nearly three years
earlier and save about $15,000 in
interest. Also, most lenders allow you
to make lump-sum payments, which
will let you pay your mortgage down
faster and save you thousands of
dollars in interest.
5. Not preparing for extra costs
Buying a home can end up costing
a lot more than you’d expect. First,
there are closing costs, which
include legal fees, title insurance and
the land transfer tax. You might also
need to reimburse the seller for the
property taxes and utility bills they’ve
already paid. These costs will add
up to from anywhere between 1.5
and four per cent of the property’s
purchase price.
Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.
By Alyssa Furtado
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
140 CALEDONIABy: The Tricar Group
City: Stratford
Housing type: Four-storey boutique style
condominiums from the high $200’s.
tricar.com
VICTORIA ON THE RIVER By: Stonecrest Homes
City: London
Housing type: Single-family homes
at Hamilton Road & Commissioners
Road East.
stonecresthomes.ca
new openings
CASTLE ROCK PLACEBy: Rembrandt Homes
City: London
Location: 3444 Singleton Ave., o� Southdale
Housing type: Two-storey and mulit-level
condominium townhomes from $231,990.
rembrandt-homes.ca
FOX FIELD By: Fusion Homes
City: London
Location: Fanshawe Park Road West
and Foxwood Avenue
Housing type: Single-family homes
from $482,900
fusionhomes.com
new releases
HAVELOCK CORNERS By: Senator Homes
City: Woodstock
Housing type: 42- and 50-ft. singles
from the $300’s
senatorhomes.com
BALDWIN PLACE By: Tillsonburg Developments
City: Tillsonburg
Housing type: Single-detached freehold
bungalows from $244,500.
baldwinplace.ca
pre-registration
CLAIR MEADOWSBy: Gatto Homes
City: Guelph
Housing type: Townhomes and single-
detached homes
gattohomesinc.com
WESTWOOD MEWSBy: CountryGreen Homes
City: Kitchener
Housing type: Urban townhomes up
to 1,365 sq. ft. from the mid $200’s
countrygreenhomes.com
BuildersIf you would like to include your preview
registration, new release or site opening
in this feature, just email the details to
LONDONBAYFIELD • BLYTH • CLINTONGRAND BEND • INGERSOLL • LONDONMITCHELL • SEAFORTH • SHAKESPEAREST.THOMAS • STRATFORD • TAVISTOCKTILLSONBURG • WINGHAM • WOODSTOCK
HALTON HILLS WELLINGTON WATERLOO
ALMA • AYR • CAMBRIDGE • ELORAFERGUS • GEORGETOWN • GUELPHKITCHENER • ROCKWOOD • WATERLOO
WILDFLOWERSBy: Mattamy Homes
City: Kitchener
Housing type: Townhomes and 30-
and 36-ft. detached homes.
mattamyhomes.com
ISHERWOOD AVENUE CONDOSBy: Activa Group
City: Cambridge
Location: 25 Isherwood Avenue
Housing type: Condo community
activagroup.ca
new openings
VICTORIA COMMON By: Losani Homes
City: Kitchener
Housing type: Final release of modern
townhomes from the $300’s
losanihomes.com
ROSEMOUNT SEMISBy: CountryGreen Homes
City: Kitchener
Housing type: Semi-detached homes
in the heart of Kitchener from $349,900
countrygreenhomes.com
CLAIRITY By: Reid’s Heritage Homes
City: Guelph
Housing type: One- and two-bedroom
condominiums from the mid $200’s
reidsheritagehomes.com
AVALON URBAN TOWNS By: Savic Homes
City: Kitchener
Location: Highland Road West and
Ira Needles Blvd.
Housing type: Design-forward urban towns
avalontowns.ca
SWO 06-18-16.indd 15 2016-06-16 1:42 PM
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SEARCH ONLINEypnexthome.ca
016-017-SW Map-LondonWaterloo.indd 16 2016-06-16 1:17 PM
LOCATION BUILDERS SITES PRICES PAGESem
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Adult
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Elmira CLAYSAM HOMES Elmira Country Club Estates • • • from $299,900 23
Georgetown MENKES The Enclaves of Upper Canada • • from low $800's 18
Kitchener COUNTRY GREEN HOMES WestWood Mews • from mid $200's 7
Kitchener LOSANI HOMES Doon Creek • • from low $400's 6
Kitchener LOSANI HOMES Victoria Common • from mid $300's 6
Paris LOSANI HOMES Simply Grand • from $300's 6
Plattsville CLAYSAM HOMES Plattsville Estates • • from $334,900 23
Tillsonburg TILLSONBURG DEV. Baldwin Place • • from $256,500 26
Woodstock CLAYSAM HOMES Neighbourhoods Devonshire • • from $259,900 23
Woodstock SENATOR HOMES Havelock Corners • • from $300's 19
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ADVERTISER'S MAPPING INDEX
016-017-SW Map-LondonWaterloo.indd 17 2016-06-16 1:17 PM
NHCSW | 7.5” x 10.5”
18 YPNEXTHOME.CA
SWO 06-18-16.indd 18 2016-06-16 1:42 PM
NHCSW | 7.5” x 10.5”
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 19
SWO 06-18-16.indd 19 2016-06-16 1:42 PM
Property Profile | COUNTRYGREEN HOMES
SHARE IN A PIECE OF PARADISE at Westwood Mews, CountryGreen
Homes’ newest stacked townhome community. Whether you’re
looking for your first home or wanting to downsize to a maintenance
free lifestyle, Westwood Mews has the perfect home for you.
You’ll find contemporary designs ranging in sizes up to 1,365 sq. ft.
with open concept layouts, eat-in kitchens, separate dining rooms
and expansive balconies and terraces. Affordably priced starting from
the mid $200’s, this limited collection of modern floorplans won’t
last long.
Just steps away from the Westmount Golf and Country Club,
Westwood Mews is sure to be a hit with those seeking a balance
of work and play in their lives. Nestled in an already established
CountryGreen HomesOffers stacked townhomes at Westwood Mews
neighbourhood off Glasgow Street,
this quiet and quaint community
features the best of both country and
city living.
Kitchener is quickly becoming
Southwestern Ontario’s fastest
growing cultural haven.
Combining art, history and leisure
activities its’ downtown core and
surrounding area boasts a never
ending list of festivals, events and
activities from culturally rich art
LocationKitchener
BuilderCountryGreen Homes
DevelopmentWestwood Mews
Home TypeStacked townhomes up to 1,365 sq. ft. from the mid-$200’s
Sales Centre152 Rosemount Dr., open Monday to Thursday 2 to 7 p.m., Friday and holidays by appointment, Saturday and Sunday 11 a.m. to 4 p.m.
Contact905.630.5803countrygreenhomes.com
galleries to winter skiing and tubing.
Picture a morning stroll through the world renowned Kitchener Market shopping
for organic produce, locally raised meats and baked goods reminiscent of your
childhood. Midday could include a lunch time lecture at the Homer Watson Gallery
or an afternoon of hiking through the Walter Bean Grand River Trail followed by a
mouth watering dinner at any of Kitchener’s four star restaurants.
You can have all this and more. Open concepts. Affordability. Easy living.
With room to grow, room to breathe, Kitchener has it all. And so could you.
Westwood Mews in Kitchener.
Come visit us at our Rosemount showhome located at 152 Rosemount Dr.,
Kitchener.
Whether you’re looking for your first home or wanting to downsize to a maintenance free lifestyle, Westwood Mews has the perfect home for you.
20 YPNEXTHOME.CA
SWO 06-18-16.indd 20 2016-06-16 1:42 PM
Property Profile | COUNTRYGREEN HOMES
SHARE IN A PIECE OF PARADISE at Westwood Mews, CountryGreen
Homes’ newest stacked townhome community. Whether you’re
looking for your first home or wanting to downsize to a maintenance
free lifestyle, Westwood Mews has the perfect home for you.
You’ll find contemporary designs ranging in sizes up to 1,365 sq. ft.
with open concept layouts, eat-in kitchens, separate dining rooms
and expansive balconies and terraces. Affordably priced starting from
the mid $200’s, this limited collection of modern floorplans won’t
last long.
Just steps away from the Westmount Golf and Country Club,
Westwood Mews is sure to be a hit with those seeking a balance
of work and play in their lives. Nestled in an already established
CountryGreen HomesOffers stacked townhomes at Westwood Mews
neighbourhood off Glasgow Street,
this quiet and quaint community
features the best of both country and
city living.
Kitchener is quickly becoming
Southwestern Ontario’s fastest
growing cultural haven.
Combining art, history and leisure
activities its’ downtown core and
surrounding area boasts a never
ending list of festivals, events and
activities from culturally rich art
LocationKitchener
BuilderCountryGreen Homes
DevelopmentWestwood Mews
Home TypeStacked townhomes up to 1,365 sq. ft. from the mid-$200’s
Sales Centre152 Rosemount Dr., open Monday to Thursday 2 to 7 p.m., Friday and holidays by appointment, Saturday and Sunday 11 a.m. to 4 p.m.
Contact905.630.5803countrygreenhomes.com
galleries to winter skiing and tubing.
Picture a morning stroll through the world renowned Kitchener Market shopping
for organic produce, locally raised meats and baked goods reminiscent of your
childhood. Midday could include a lunch time lecture at the Homer Watson Gallery
or an afternoon of hiking through the Walter Bean Grand River Trail followed by a
mouth watering dinner at any of Kitchener’s four star restaurants.
You can have all this and more. Open concepts. Affordability. Easy living.
With room to grow, room to breathe, Kitchener has it all. And so could you.
Westwood Mews in Kitchener.
Come visit us at our Rosemount showhome located at 152 Rosemount Dr.,
Kitchener.
Whether you’re looking for your first home or wanting to downsize to a maintenance free lifestyle, Westwood Mews has the perfect home for you.
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 21
SWO 06-18-16.indd 21 2016-06-16 1:42 PM
Towns & SemisPHASE 3 NOW AVAILABLE
$259,900
Visit our website for MODEL HOME hours.Prices and specifications are subject to change without notice. E. & O. E.
HOLMES APPROVEDHOMES
Now Building...
Built Right From The Ground Up
claysamhomes.com
STARTING FROM
Woodstock
Plattsville
Elmira
50’ Lots with bungalows & two-storeys
$334,900STARTING FROM
Towns & Singles PHASE 2 NOW SELLING
$299,900STARTING FROM
APPROVEDBuilt Right From The Ground Up
Claysam Homes is proud to offer home buyers The Holmes Approved Homes Program. Each of our newly built homes will go through a rigorous inspection process through a certified Mike Holmes inspector. Visit one of our model homes today to find out more details about our exciting new partnership and how it benefits you to live in a Holmes approved home.
A Proud PartnerTowns & Semis
A Proud Partner
process through a certified Mike Holmes inspector. Visit one of our
more details about our exciting
benefits you to live in a Holmes
serviced in all our communities
1399 Caen Ave. Woodstock, ON
148 Applewood St. Plattsville. ON
79 Country Club Estates Dr. Elmira, ON
22 YPNEXTHOME.CA
Advice | MAKE YOUR MOVE
THE BUSIEST MOVING DAY of the
year is June 30. According to Two
Men and a Truck – Canada, that
day is particularly popular for
several reasons.
Thousands of people will make
their moves during the Canada Day
weekend, which means movers
will be going all out to provide the
necessary services. It also means
that each year, those who wait until
the last minute to book moving
trucks and/or movers for June 30 are
disappointed when they fi nd
nothing available.
The school year is over by the end
of June, and families with children
usually want to wait to move rather
than disrupt the kids’ routine. Of
course, June 30 ushers in the Canada
Day long weekend, which means an
extra day to unpack and organize
before going back to work.
Above all, even considering its
unpredictability, weather makes June
30 an attractive moving date. Let’s
face it: cold and snow add challenges
to any move. By the end of June, the
full heat of summer hasn’t kicked in
yet, and the chance of rain is slim.
Practically speaking in the fi nancial
sense, this date represents the mid-
year renewal deadline for property
taxes and rental leases, which also
plays a role in people’s timing.
If you want to move on June 30,
you may have to make several calls
to make a booking, but every minute
you wait lessens your chances.
Consider having your mover pack
June 30 is still the busiest moving day of the year
By Chuck Resnick
MORE ADVICE ONLINEypnexthome.ca/news/advice
for you. Keep in mind that with
time running short, professional
movers can get your items ready
to move quickly and e� ciently.
Getting your possessions to your
new home in excellent condition is
just as important to us as it is to you.
If you still decide to pack yourself,
you may want to purchase packing
supplies from your mover. Our boxes
are available in consistent sizes,
which makes stacking them in the
truck easier. And remember that it’s
counterproductive to move items you
will just throw out at the other end.
Take some time to sort and pitch.
A great way to be sure you are
totally ready for your move is to use
a checklist. You have many things to
think of, such as notifying pertinent
people and companies of your
change of address. You may have to
enroll kids in their new schools; make
arrangements for pets, babies and
toddlers to be looked after on moving
day; schedule the shut-o� of utilities
and phone at your old address and
start-up at your new place … you get
the picture.
You can fi nd a moving day
checklist at twomenandatruck.ca/
moving-checklist.
Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca
SWO 06-18-16.indd 22 2016-06-16 1:42 PM
Towns & SemisPHASE 3 NOW AVAILABLE
$259,900
Visit our website for MODEL HOME hours.Prices and specifications are subject to change without notice. E. & O. E.
HOLMES APPROVEDHOMES
Now Building...
Built Right From The Ground Up
claysamhomes.com
STARTING FROM
Woodstock
Plattsville
Elmira
50’ Lots with bungalows & two-storeys
$334,900STARTING FROM
Towns & Singles PHASE 2 NOW SELLING
$299,900STARTING FROM
APPROVEDBuilt Right From The Ground Up
Claysam Homes is proud to offer home buyers The Holmes Approved Homes Program. Each of our newly built homes will go through a rigorous inspection process through a certified Mike Holmes inspector. Visit one of our model homes today to find out more details about our exciting new partnership and how it benefits you to live in a Holmes approved home.
A Proud PartnerTowns & Semis
A Proud Partner
process through a certified Mike Holmes inspector. Visit one of our
more details about our exciting
benefits you to live in a Holmes
serviced in all our communities
1399 Caen Ave. Woodstock, ON
148 Applewood St. Plattsville. ON
79 Country Club Estates Dr. Elmira, ON
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 23
Advice | MAKE YOUR MOVE
THE BUSIEST MOVING DAY of the
year is June 30. According to Two
Men and a Truck – Canada, that
day is particularly popular for
several reasons.
Thousands of people will make
their moves during the Canada Day
weekend, which means movers
will be going all out to provide the
necessary services. It also means
that each year, those who wait until
the last minute to book moving
trucks and/or movers for June 30 are
disappointed when they fi nd
nothing available.
The school year is over by the end
of June, and families with children
usually want to wait to move rather
than disrupt the kids’ routine. Of
course, June 30 ushers in the Canada
Day long weekend, which means an
extra day to unpack and organize
before going back to work.
Above all, even considering its
unpredictability, weather makes June
30 an attractive moving date. Let’s
face it: cold and snow add challenges
to any move. By the end of June, the
full heat of summer hasn’t kicked in
yet, and the chance of rain is slim.
Practically speaking in the fi nancial
sense, this date represents the mid-
year renewal deadline for property
taxes and rental leases, which also
plays a role in people’s timing.
If you want to move on June 30,
you may have to make several calls
to make a booking, but every minute
you wait lessens your chances.
Consider having your mover pack
June 30 is still the busiest moving day of the year
By Chuck Resnick
MORE ADVICE ONLINEypnexthome.ca/news/advice
for you. Keep in mind that with
time running short, professional
movers can get your items ready
to move quickly and e� ciently.
Getting your possessions to your
new home in excellent condition is
just as important to us as it is to you.
If you still decide to pack yourself,
you may want to purchase packing
supplies from your mover. Our boxes
are available in consistent sizes,
which makes stacking them in the
truck easier. And remember that it’s
counterproductive to move items you
will just throw out at the other end.
Take some time to sort and pitch.
A great way to be sure you are
totally ready for your move is to use
a checklist. You have many things to
think of, such as notifying pertinent
people and companies of your
change of address. You may have to
enroll kids in their new schools; make
arrangements for pets, babies and
toddlers to be looked after on moving
day; schedule the shut-o� of utilities
and phone at your old address and
start-up at your new place … you get
the picture.
You can fi nd a moving day
checklist at twomenandatruck.ca/
moving-checklist.
Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca
SWO 06-18-16.indd 23 2016-06-16 1:42 PM
City Focus | GUELPH
WATERFRONT PARKS, greenspaces
and recreational facilities promise
year-round fun for people of all
ages. A downtown core, anchored
by a majestic landmark and a long-
established farmers’ market, is alive
with activity. A diverse business sector
and prominent Canadian university
bode well for its continued growth.
And with easy access to Hwy. 401 and
other major roadways, it’s ideal for
today’s on-the-go lifestyle.
Welcome to Guelph, Ont., a city
established in 1827 by John Galt
at the junction of the Eramosa and
Speed Rivers that’s now home to
118,000 residents and counting.
Central to this family-friendly
community is a delightful downtown
where historic buildings such as The
Church of Our Lady – circa 1888 and
whose steeples are visible from many
parts of the city – pleasantly mingle
with an enticing array of shops,
restaurants and services, from unique
clothiers and spas to out-of-the-
way bistros.
At the nearby River Run Centre, a
magnifi cent performing arts venue set
along the banks of the Speed River,
residents enjoy world-class music,
dance, comedy and live theatre.
Many of these same residents reserve
their Saturday mornings for a trip to
GuelphHeritage, culture and economic and environmental development – the transformation continues
the Guelph Farmers’ Market. A focal
point of the downtown for more than
180 years, this year-round tradition
has long been a go-to place for
fresh fruit and vegetables, quality
meats and cheese, baked goods and
preserves and delicious food prepared
by market vendors.
Also in downtown Guelph are the
Sleeman Centre (home to the Ontario
Hockey League’s Guelph Storm and
local concert, family activity and
sporting event hotspot), the Old
Quebec Street Mall and the Guelph
Civic Museum.
Outside the downtown core,
many parks, trails and conservation
24 YPNEXTHOME.CA
areas offer a breath of fresh air while
indoor facilities such as the Victoria
Road Recreation Centre/Victor Davis
Pool and the West End Community
Centre boast arenas, gymnasiums
and multi-purpose rooms. Guelph
residents and their guests also enjoy
a myriad of annual events, including
the Guelph Spring Festival held every
year at the end of May, The Guelph
Jazz Festival, John Galt Day, The
Guelph Contemporary Dance Festival,
the Downtown 5 km Run, Art on the
Street, Winterfest and The Guelph
Film Festival. Historical walking
tours also take place every Sunday
afternoon in the summer.
Guelph supports several stable
economic sectors. These include
research and development,
manufacturing, agricultural
operations, environmental
management and technology as
well as service. Among the city’s
largest employers are the University
of Guelph (which includes the
Ontario College of Agriculture, the
Ontario Veterinary College, and The
Aboretum), the hospital and health
care centres and numerous large
companies and manufacturers.
Other community attributes are
Stone Road Mall, whose 150 stores
and service represent the largest
enclosed shopping centre in Guelph
and Wellington County, an appealing
array of golf courses, farming
activities for the whole family and
sporting opportunities for children
and adults, alike. Guelph has also
earned various honours, including
Canada’s Most Caring Community,
one of the top 10 places to live in
Canada.
The city is also undergoing
a major transformation of the
downtown area, and the Official Plan
calls for residential and commercial
development, natural and heritage
conservation, and the transportation
and energy systems.
The City’s economic development
department is also working on
Prosperity 2020, a strategy to
enhance Guelph’s position as an
excellent place to live, work and
invest in, and to continue to grow
the city’s talent base.
Another recent initiative is the
Guelph Innovation District, a
partnership effort from the City and
the province designed to support
the local economy and create jobs.
The district will meet employment
and housing targets of Guelph’s
growth management strategy
and Ontario’s Growth Plan for the
Greater Horseshoe by supporting
economic activities and jobs with a
focus on clean, Green economy and
innovation. The City anticipates the
district will accommodate 10,000
of the more than 32,000 new jobs
projected for Guelph by 2031.
As with any growing community in
Southwestern Ontario, a long-term
vision for transit is a priority. The
Transit Growth Strategy is intended
to provide a roadmap for growth
over the next 20 years, improving
inter-city service and connections to
GO Transit.
Neighbourhood Profile
With hills sloping into it on every side, lively downtown Guelph earns the name. Beginning with Waterloo Avenue in the west, the area locals consider downtown covers the north bank of the Speed River from below Wellington Street to London Road, and runs east to Woolwich street and the Eramosa River.
LifestyleFashionable and funky, Guelph is made more magical by the presence of its colourful denizens. This community draws few divisions between work and play, and this is reflected in events such as the Jazz Festival and Art on the Street. Situated near the confluence of the Speed and Eramosa Rivers, great for those who love the outdoors.
VibeThis is the still-beating heart of a progressive, smaller city with artistic sensibilities and agricultural roots. Unlike so many other urban cores in Southwestern Ontario, downtown Guelph appears to have been able to hang onto its place in the community despite the city’s outer expansion into suburban strip mall and big box heaven.
Meet the neighboursThe downtown population comprises an eclectic mix of long-time residents, younger professionals, families, students, artists and academics. There’s no better place to get a sense of its increasingly diverse ethnic make-up than the summer splash pad/winter ice rink in front of City Hall, and a very wide range of housing options attracts people of all incomes and backgrounds to the area.
In the areaOverall, downtown housing prices are on the higher end for buyers. While beloved diners have hung on for decades, most restaurants tend to be upscale.
Planes, trains & automobilesGuelph Central Station, at the corner of Wyndham and Carden Streets, is the hub for VIA and GO trains, Greyhound, GO and city buses. It’s a highly walkable community, however, and there are usually more bike racks than parking spaces. Good access to local highways and the 401.
The good, the bad & the restShoppers and diners flock to downtown Guelph for its boutiques, bakeries, bars and bistros. All five major banks have branches here, as does the Guelph Public Library. The RiverRun Centre, Dublin Street United Church, Guelph Youth Music Centre and a number of smaller venues host live music, and the Guelph General Hospital is just a few blocks east of the downtown core.
SWO 06-18-16.indd 24 2016-06-16 1:42 PM
City Focus | GUELPH
WATERFRONT PARKS, greenspaces
and recreational facilities promise
year-round fun for people of all
ages. A downtown core, anchored
by a majestic landmark and a long-
established farmers’ market, is alive
with activity. A diverse business sector
and prominent Canadian university
bode well for its continued growth.
And with easy access to Hwy. 401 and
other major roadways, it’s ideal for
today’s on-the-go lifestyle.
Welcome to Guelph, Ont., a city
established in 1827 by John Galt
at the junction of the Eramosa and
Speed Rivers that’s now home to
118,000 residents and counting.
Central to this family-friendly
community is a delightful downtown
where historic buildings such as The
Church of Our Lady – circa 1888 and
whose steeples are visible from many
parts of the city – pleasantly mingle
with an enticing array of shops,
restaurants and services, from unique
clothiers and spas to out-of-the-
way bistros.
At the nearby River Run Centre, a
magnifi cent performing arts venue set
along the banks of the Speed River,
residents enjoy world-class music,
dance, comedy and live theatre.
Many of these same residents reserve
their Saturday mornings for a trip to
GuelphHeritage, culture and economic and environmental development – the transformation continues
the Guelph Farmers’ Market. A focal
point of the downtown for more than
180 years, this year-round tradition
has long been a go-to place for
fresh fruit and vegetables, quality
meats and cheese, baked goods and
preserves and delicious food prepared
by market vendors.
Also in downtown Guelph are the
Sleeman Centre (home to the Ontario
Hockey League’s Guelph Storm and
local concert, family activity and
sporting event hotspot), the Old
Quebec Street Mall and the Guelph
Civic Museum.
Outside the downtown core,
many parks, trails and conservation
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 25
areas offer a breath of fresh air while
indoor facilities such as the Victoria
Road Recreation Centre/Victor Davis
Pool and the West End Community
Centre boast arenas, gymnasiums
and multi-purpose rooms. Guelph
residents and their guests also enjoy
a myriad of annual events, including
the Guelph Spring Festival held every
year at the end of May, The Guelph
Jazz Festival, John Galt Day, The
Guelph Contemporary Dance Festival,
the Downtown 5 km Run, Art on the
Street, Winterfest and The Guelph
Film Festival. Historical walking
tours also take place every Sunday
afternoon in the summer.
Guelph supports several stable
economic sectors. These include
research and development,
manufacturing, agricultural
operations, environmental
management and technology as
well as service. Among the city’s
largest employers are the University
of Guelph (which includes the
Ontario College of Agriculture, the
Ontario Veterinary College, and The
Aboretum), the hospital and health
care centres and numerous large
companies and manufacturers.
Other community attributes are
Stone Road Mall, whose 150 stores
and service represent the largest
enclosed shopping centre in Guelph
and Wellington County, an appealing
array of golf courses, farming
activities for the whole family and
sporting opportunities for children
and adults, alike. Guelph has also
earned various honours, including
Canada’s Most Caring Community,
one of the top 10 places to live in
Canada.
The city is also undergoing
a major transformation of the
downtown area, and the Official Plan
calls for residential and commercial
development, natural and heritage
conservation, and the transportation
and energy systems.
The City’s economic development
department is also working on
Prosperity 2020, a strategy to
enhance Guelph’s position as an
excellent place to live, work and
invest in, and to continue to grow
the city’s talent base.
Another recent initiative is the
Guelph Innovation District, a
partnership effort from the City and
the province designed to support
the local economy and create jobs.
The district will meet employment
and housing targets of Guelph’s
growth management strategy
and Ontario’s Growth Plan for the
Greater Horseshoe by supporting
economic activities and jobs with a
focus on clean, Green economy and
innovation. The City anticipates the
district will accommodate 10,000
of the more than 32,000 new jobs
projected for Guelph by 2031.
As with any growing community in
Southwestern Ontario, a long-term
vision for transit is a priority. The
Transit Growth Strategy is intended
to provide a roadmap for growth
over the next 20 years, improving
inter-city service and connections to
GO Transit.
Neighbourhood Profile
With hills sloping into it on every side, lively downtown Guelph earns the name. Beginning with Waterloo Avenue in the west, the area locals consider downtown covers the north bank of the Speed River from below Wellington Street to London Road, and runs east to Woolwich street and the Eramosa River.
LifestyleFashionable and funky, Guelph is made more magical by the presence of its colourful denizens. This community draws few divisions between work and play, and this is reflected in events such as the Jazz Festival and Art on the Street. Situated near the confluence of the Speed and Eramosa Rivers, great for those who love the outdoors.
VibeThis is the still-beating heart of a progressive, smaller city with artistic sensibilities and agricultural roots. Unlike so many other urban cores in Southwestern Ontario, downtown Guelph appears to have been able to hang onto its place in the community despite the city’s outer expansion into suburban strip mall and big box heaven.
Meet the neighboursThe downtown population comprises an eclectic mix of long-time residents, younger professionals, families, students, artists and academics. There’s no better place to get a sense of its increasingly diverse ethnic make-up than the summer splash pad/winter ice rink in front of City Hall, and a very wide range of housing options attracts people of all incomes and backgrounds to the area.
In the areaOverall, downtown housing prices are on the higher end for buyers. While beloved diners have hung on for decades, most restaurants tend to be upscale.
Planes, trains & automobilesGuelph Central Station, at the corner of Wyndham and Carden Streets, is the hub for VIA and GO trains, Greyhound, GO and city buses. It’s a highly walkable community, however, and there are usually more bike racks than parking spaces. Good access to local highways and the 401.
The good, the bad & the restShoppers and diners flock to downtown Guelph for its boutiques, bakeries, bars and bistros. All five major banks have branches here, as does the Guelph Public Library. The RiverRun Centre, Dublin Street United Church, Guelph Youth Music Centre and a number of smaller venues host live music, and the Guelph General Hospital is just a few blocks east of the downtown core.
SWO 06-18-16.indd 25 2016-06-16 1:42 PM
Tills
onbu
rg D
evel
opm
ents
Inc.
has
bee
n fe
atur
ed a
s “M
odel
HO
ME
Of T
he M
onth
” as
see
n in
the
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Hom
e &
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mod
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ome
cale
ndar
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ompl
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Bald
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trul
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styl
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unity
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usto
miz
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star
ting
in th
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w $
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s w
ith O
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ecre
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ated
with
in th
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illso
nbur
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ith it
s fu
ll-se
rvic
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mpe
rate
clim
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Hom
e sh
own
is th
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Gai
nsbo
roug
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odel
sta
rtin
g at
$31
4,50
0.
JUN
E 2
016
Brou
ght t
o yo
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the
Deve
lope
rs o
f Bal
d-w
in P
lace
Till
sonb
urg
Dev
elop
men
ts In
c.
Baldwin PlaceGreat Homes, Great Lifestyle, Great Neighbours
Come and see for yourself
3 ESSELTINE DRIVE, TILLSONBURGMODEL HOME HOURS:
OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM.
FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY.
E.& O.E. Prices & Specifications are subject to change without notice.
Call us now at 1-800-265-5709 baldwinplace.ca
BALDWIN PLACE TILLSONBURG
HOME SWEET
HOME
All-brick, detached, freehold homes starting at $256,500 (incl.hst)
BP2016 NH&C Ad 1_Layout 1 2016-01-28 9:22 AM Page 1
26 YPNEXTHOME.CA
SWO 06-18-16.indd 26 2016-06-16 1:42 PM
Tills
onbu
rg D
evel
opm
ents
Inc.
has
bee
n fe
atur
ed a
s “M
odel
HO
ME
Of T
he M
onth
” as
see
n in
the
New
Hom
e &
Cond
o G
uide
mod
el h
ome
cale
ndar
Mod
el H
ome
Phot
o C
ompl
imen
ts o
f Till
sonb
urg
Dev
elop
men
ts In
c.
| w
ww
.bal
dwin
plac
e.ca
Bald
win
Pla
ce, a
trul
y Ac
tive
Adul
t Life
styl
e Co
mm
unity
of C
usto
miz
able
Fre
ehol
d Bu
ngal
ows
star
ting
in th
e lo
w $
200’
s w
ith O
n-si
te R
ecre
atio
n Ce
nter
. Loc
ated
with
in th
e To
wn
of T
illso
nbur
g w
ith it
s fu
ll-se
rvic
e am
eniti
es a
nd te
mpe
rate
clim
ate.
Hom
e sh
own
is th
e
Gai
nsbo
roug
h M
odel
sta
rtin
g at
$31
4,50
0.
JUN
E 2
016
Brou
ght t
o yo
u by
the
Deve
lope
rs o
f Bal
d-w
in P
lace
Till
sonb
urg
Dev
elop
men
ts In
c.
Baldwin PlaceGreat Homes, Great Lifestyle, Great Neighbours
Come and see for yourself
3 ESSELTINE DRIVE, TILLSONBURGMODEL HOME HOURS:
OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM.
FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY.
E.& O.E. Prices & Specifications are subject to change without notice.
Call us now at 1-800-265-5709 baldwinplace.ca
BALDWIN PLACE TILLSONBURG
HOME SWEET
HOME
All-brick, detached, freehold homes starting at $256,500 (incl.hst)
BP2016 NH&C Ad 1_Layout 1 2016-01-28 9:22 AM Page 1
SWO 06-18-16.indd 27 2016-06-16 1:43 PM
COMING SOONTO STONEY CREEK
E XP LO RE St
ylis
h TO
WNh
omes
in
ston
ey c
reek
sFROM THE $300’
EXPLORE/ STYLE
/ DESIGN/ VALUE
/ FEATURES/ SELECTION
/ QUALITY
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS TO EXPLORE
EXPLOREtowns.com
BH_EX+LF DP NHC June 18-print.pdf 1 2016-06-09 9:02 AM
LIVE YOUR BEST LIFEIN OUR FEATURE FILLED
TOWNHOME COLLECTIONSPRICED FROM THE $300’s
WINONAFINDIT IN
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS to a life well lived
BRANTHAVEN.COM/LIFETM
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BH_EX+LF DP NHC June 18-print.pdf 2 2016-06-09 9:02 AM
COMING SOONTO STONEY CREEK
E XP LO RE St
ylis
h TO
WNh
omes
in
ston
ey c
reek
sFROM THE $300’FROM THE $300’
EXPLORE/ STYLE
/ DESIGN/ VALUE
/ FEATURES/ SELECTION
/ QUALITY
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS TO EXPLORE
EXPLOREtowns.com
BH_EX+LF DP NHC June 18-print.pdf 1 2016-06-09 9:02 AM
LIVE YOUR BEST LIFEIN OUR FEATURE FILLED
TOWNHOME COLLECTIONSPRICED FROM THE $300’s
WINONAFINDIT IN
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS to a life well lived
BRANTHAVEN.COM/LIFETM
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BH_EX+LF DP NHC June 18-print.pdf 2 2016-06-09 9:02 AM
SWO 06-18-16.indd 28 2016-06-16 1:43 PM
COMING SOONTO STONEY CREEK
E XP LO RE St
ylis
h TO
WNh
omes
in
ston
ey c
reek
sFROM THE $300’
EXPLORE/ STYLE
/ DESIGN/ VALUE
/ FEATURES/ SELECTION
/ QUALITY
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS TO EXPLORE
EXPLOREtowns.com
BH_EX+LF DP NHC June 18-print.pdf 1 2016-06-09 9:02 AM
LIVE YOUR BEST LIFEIN OUR FEATURE FILLED
TOWNHOME COLLECTIONSPRICED FROM THE $300’s
WINONAFINDIT IN
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS to a life well lived
BRANTHAVEN.COM/LIFETM
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BH_EX+LF DP NHC June 18-print.pdf 2 2016-06-09 9:02 AM
COMING SOONTO STONEY CREEK
E XP LO RE St
ylis
h TO
WNh
omes
in
ston
ey c
reek
sFROM THE $300’FROM THE $300’
EXPLORE/ STYLE
/ DESIGN/ VALUE
/ FEATURES/ SELECTION
/ QUALITY
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS TO EXPLORE
EXPLOREtowns.com
BH_EX+LF DP NHC June 18-print.pdf 1 2016-06-09 9:02 AM
LIVE YOUR BEST LIFEIN OUR FEATURE FILLED
TOWNHOME COLLECTIONSPRICED FROM THE $300’s
WINONAFINDIT IN
PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.& O.E.
REGISTER NOW FOR VIP ACCESS to a life well lived
BRANTHAVEN.COM/LIFETM
B i ke ri d e
a l o n g t h e
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BH_EX+LF DP NHC June 18-print.pdf 2 2016-06-09 9:02 AM
SWO 06-18-16.indd 29 2016-06-16 1:43 PM
30 YPNEXTHOME.CA
ONTARIO’S DIVISIONAL COURT
recently ruled in favour of the
Hamilton-Halton Home Builders’
Association (HHHBA) over an appeal
made by the Region of Halton which
would have charged all multiple
and apartment residential units the
same fee. Prior to this, the Region
disproportionately charged new-
home buyers who purchased smaller
units the same fee as larger units
which places additional unnecessary
strain on a� ordability. HHHBA
had originally won at the Ontario
Municipal Board (OMB) on the
Region’s Development Charges (DC)
Bylaw, which Halton contested and
brought before Divisional Court.
“Everyone sees how quickly the
price of all homes is increasing. More
and more people entering the new
home market will do so by purchasing
a smaller unit, and they should not
be required to pay more for their unit
than is fair, while benefi ting buyers
of larger, more expensive units,”
says Suzanne Mammel, executive
o� cer at the Hamilton-Halton Home
Builders’ Association (HHHBA). “We
are advocating for the new-home
buyer, who is not always aware of
how policy changes like this a� ect
housing prices.”
The three judge panel found that
HHHBA’s positions on a� ordability
and fairness are important mandates
of the Region. The panel determined
that the Region had failed to justify
how its fee structure properly and
reasonably divided the costs between
large and small units (one- and
two-bedroom, versus three-plus
bedrooms). DCs are incorporated into
Trending
the price of a new home and new neighbours pay this fee when they purchase
their home. HHHBA note that new neighbours should pay their fair share but
should not be additionally charged to make up costs appropriately attributed to
larger units.
HHHBA originally appealed the Region of Halton’s 2012 DC Bylaw on the
basis of two issues: the inclusion of a DC on behalf of conservation authorities,
and the bundling of unit types as was heard at Divisional Court on June 7. The
OMB and Divisional Court had previously found in favor of HHHBA’s position
regarding the inclusion of a charge on behalf of the Conservation Authority.
This latest ruling ensures that smaller, more a� ordable unit types are not
unfairly “taxed” by the Region.
“As our region continues to grow, all levels of government must ensure
that the policies that are in place do not undermine housing a� ordability for
Ontarians,” says Mammel. “We have to work together to make sure these
policies work together and must do a better job educating the public so that
people in the housing market understand the impact of government policy
choices on the price of their new home.”
HHHBA looks forward to continued work with the Region of Halton on the
upcoming 2017 Development Charges Bylaw and will work to ensure this
region remains a desirable and growing location where people can work, live
and play.
HHHBA Divisional Court win protects new-home buyersSmaller unit types will now pay less –
keeping them more a� ordable
MORE TRENDING ONLINEypnexthome.ca/news
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
LIFEBy: Branthaven Homes City: Winona Housing type: Townhomes from the $300’sbranthaven.com
EXPLOREBy: Branthaven Homes City: Stoney Creek Housing type: Stylish townhomes exploretowns.com
THE LOFTSBy: Surreal Homes City: Brantford Housing type: Lofts in a restored warehouse from $199,900theloftsat85.com
AQUAZULBy: Homes by DeSantis City: Grimsby Housing type: Waterfront condominiums from the $180’saquazulcondo.ca
SUMMERLEA WOODSBy: Empire Communities City: Binbrook Housing type: Townhomes from the mid $300’s and detached homes from the low $400’ssummerleawoods.com
SAPPHIREBy: New Horizon City: Stoney Creek Housing type: Waterfront condominiums from $199,999sapphirecondos.ca
FALLINGWATERSBy: Losani Homes City: Hamilton Mountain Housing type: Two- and three-storey towns from the $400’s losanifallingwaters.com
HAMILTON HALTON NIAGARAANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON
• NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND
BuildersIf you would like to include your
preview registration, new release
or site opening in this feature,
just email the details to
LEGACY ANCASTERBy: Carriage Gate Homes Location: Ancaster Housing type: Luxury custom homes on up to 66-ft. lots carriagegatehomes.com
TIFFANY HILLBy: Rosehaven Homes, Homes by DeSantis & CDI Homes Location: Ancaster Housing type: Detached homes and freehold townhomes tiffanyhill.ca
AFFINITY CONDOMINIUMSBy: Rosehaven Homes Location: Aldershot, Burlington Housing type: Condo suites from 585 to 1,200 sq. ft., one- to two-bedroom with den designs. Prices from the upper $200’s affinitycondo.com
STATIONWESTBy: Adi Developments Location: Burlington Housing type: Three-storey urban townhomes at Aldershot Go Station adidevelopments.com
PASSAGES ON THE CANALBy: Bayview-Wellington Homes Location: Welland Housing type: Luxury freehold executive townhomes mypassages.ca
AVALONBy: Empire Communities Location: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $300’s empireavalon.com
THE WOODLANDS ANCASTERBy: Losani Homes City: Ancaster Housing type: Singles on forest court lots from the $500’s woodlandsancaster.com
PUREBy: Branthaven Homes City: Milton Housing type: Two-storey freehold townhomes branthaven.com
LAKE HOUSEBy: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condoslakehouselife.ca
THE BERKELEY CONDOMINIUMSBy: Carriage Gate Homes Location: Caroline Street and Elizabeth Street, Burlington Housing type: 154-unit condocarriagegatehomes.com
new openings
SUMMIT PARKBy: Multi-Area Developments City: Hamilton Housing type: New release of singles and luxury townhomesmulti-area.com
THE FAIRGROUNDS FINALEBy: Losani Homes Location: Binbrook Housing type: New release of stylish townhomes losanihomes.com
CENTRE SQUAREBy: Homes by DeSantis City: Beamsville Housing type: Boutique and freehold urban towns from the mid $200’scentresquare.ca
CREEKSHORE COMMONBy: Mattamy Homes City: Oakville Housing type: Boutique
condominiums and townhomesmattamyhomes.com
PRAIRIE MODERNBy: Losani Homes Location: Hamilton Housing type: Townhomes from the low $300’s prairiemodern.ca
AUGUSTABy: Losani Homes City: Ancaster Housing type: Modern semis from the mid $400’s losanihomes.com
HAWTHORNE SOUTH VILLAGEBy: Mattamy HomesCity: Milton Housing type: Townhomes and detached homes in master-planned communitymattamyhomes.com
CRANBERRY HILLBy: Mattamy Homes City: Waterdown Housing type: New 30- and 36-ft. detached designsmattamyhomes.com
WOODLANDSBy: Mountainview Homes City: Niagara Falls Housing type: Single-detached and townhomes from $229,900mountainview.com
SWO 06-18-16.indd 30 2016-06-16 1:43 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 31
ONTARIO’S DIVISIONAL COURT
recently ruled in favour of the
Hamilton-Halton Home Builders’
Association (HHHBA) over an appeal
made by the Region of Halton which
would have charged all multiple
and apartment residential units the
same fee. Prior to this, the Region
disproportionately charged new-
home buyers who purchased smaller
units the same fee as larger units
which places additional unnecessary
strain on a� ordability. HHHBA
had originally won at the Ontario
Municipal Board (OMB) on the
Region’s Development Charges (DC)
Bylaw, which Halton contested and
brought before Divisional Court.
“Everyone sees how quickly the
price of all homes is increasing. More
and more people entering the new
home market will do so by purchasing
a smaller unit, and they should not
be required to pay more for their unit
than is fair, while benefi ting buyers
of larger, more expensive units,”
says Suzanne Mammel, executive
o� cer at the Hamilton-Halton Home
Builders’ Association (HHHBA). “We
are advocating for the new-home
buyer, who is not always aware of
how policy changes like this a� ect
housing prices.”
The three judge panel found that
HHHBA’s positions on a� ordability
and fairness are important mandates
of the Region. The panel determined
that the Region had failed to justify
how its fee structure properly and
reasonably divided the costs between
large and small units (one- and
two-bedroom, versus three-plus
bedrooms). DCs are incorporated into
Trending
the price of a new home and new neighbours pay this fee when they purchase
their home. HHHBA note that new neighbours should pay their fair share but
should not be additionally charged to make up costs appropriately attributed to
larger units.
HHHBA originally appealed the Region of Halton’s 2012 DC Bylaw on the
basis of two issues: the inclusion of a DC on behalf of conservation authorities,
and the bundling of unit types as was heard at Divisional Court on June 7. The
OMB and Divisional Court had previously found in favor of HHHBA’s position
regarding the inclusion of a charge on behalf of the Conservation Authority.
This latest ruling ensures that smaller, more a� ordable unit types are not
unfairly “taxed” by the Region.
“As our region continues to grow, all levels of government must ensure
that the policies that are in place do not undermine housing a� ordability for
Ontarians,” says Mammel. “We have to work together to make sure these
policies work together and must do a better job educating the public so that
people in the housing market understand the impact of government policy
choices on the price of their new home.”
HHHBA looks forward to continued work with the Region of Halton on the
upcoming 2017 Development Charges Bylaw and will work to ensure this
region remains a desirable and growing location where people can work, live
and play.
HHHBA Divisional Court win protects new-home buyersSmaller unit types will now pay less –
keeping them more a� ordable
MORE TRENDING ONLINEypnexthome.ca/news
Hot Properties
LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
pre-registration
LIFEBy: Branthaven Homes City: Winona Housing type: Townhomes from the $300’sbranthaven.com
EXPLOREBy: Branthaven Homes City: Stoney Creek Housing type: Stylish townhomes exploretowns.com
THE LOFTSBy: Surreal Homes City: Brantford Housing type: Lofts in a restored warehouse from $199,900theloftsat85.com
AQUAZULBy: Homes by DeSantis City: Grimsby Housing type: Waterfront condominiums from the $180’saquazulcondo.ca
SUMMERLEA WOODSBy: Empire Communities City: Binbrook Housing type: Townhomes from the mid $300’s and detached homes from the low $400’ssummerleawoods.com
SAPPHIREBy: New Horizon City: Stoney Creek Housing type: Waterfront condominiums from $199,999sapphirecondos.ca
FALLINGWATERSBy: Losani Homes City: Hamilton Mountain Housing type: Two- and three-storey towns from the $400’s losanifallingwaters.com
HAMILTON HALTON NIAGARAANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON
• NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND
BuildersIf you would like to include your
preview registration, new release
or site opening in this feature,
just email the details to
LEGACY ANCASTERBy: Carriage Gate Homes Location: Ancaster Housing type: Luxury custom homes on up to 66-ft. lots carriagegatehomes.com
TIFFANY HILLBy: Rosehaven Homes, Homes by DeSantis & CDI Homes Location: Ancaster Housing type: Detached homes and freehold townhomes tiffanyhill.ca
AFFINITY CONDOMINIUMSBy: Rosehaven Homes Location: Aldershot, Burlington Housing type: Condo suites from 585 to 1,200 sq. ft., one- to two-bedroom with den designs. Prices from the upper $200’s affinitycondo.com
STATIONWESTBy: Adi Developments Location: Burlington Housing type: Three-storey urban townhomes at Aldershot Go Station adidevelopments.com
PASSAGES ON THE CANALBy: Bayview-Wellington Homes Location: Welland Housing type: Luxury freehold executive townhomes mypassages.ca
AVALONBy: Empire Communities Location: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $300’s empireavalon.com
THE WOODLANDS ANCASTERBy: Losani Homes City: Ancaster Housing type: Singles on forest court lots from the $500’s woodlandsancaster.com
PUREBy: Branthaven Homes City: Milton Housing type: Two-storey freehold townhomes branthaven.com
LAKE HOUSEBy: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condoslakehouselife.ca
THE BERKELEY CONDOMINIUMSBy: Carriage Gate Homes Location: Caroline Street and Elizabeth Street, Burlington Housing type: 154-unit condocarriagegatehomes.com
new openings
SUMMIT PARKBy: Multi-Area Developments City: Hamilton Housing type: New release of singles and luxury townhomesmulti-area.com
THE FAIRGROUNDS FINALEBy: Losani Homes Location: Binbrook Housing type: New release of stylish townhomes losanihomes.com
CENTRE SQUAREBy: Homes by DeSantis City: Beamsville Housing type: Boutique and freehold urban towns from the mid $200’scentresquare.ca
CREEKSHORE COMMONBy: Mattamy Homes City: Oakville Housing type: Boutique
condominiums and townhomesmattamyhomes.com
PRAIRIE MODERNBy: Losani Homes Location: Hamilton Housing type: Townhomes from the low $300’s prairiemodern.ca
AUGUSTABy: Losani Homes City: Ancaster Housing type: Modern semis from the mid $400’s losanihomes.com
HAWTHORNE SOUTH VILLAGEBy: Mattamy HomesCity: Milton Housing type: Townhomes and detached homes in master-planned communitymattamyhomes.com
CRANBERRY HILLBy: Mattamy Homes City: Waterdown Housing type: New 30- and 36-ft. detached designsmattamyhomes.com
WOODLANDSBy: Mountainview Homes City: Niagara Falls Housing type: Single-detached and townhomes from $229,900mountainview.com
SWO 06-18-16.indd 31 2016-06-16 1:43 PM
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SEARCH ONLINEypnexthome.ca
032-033-SW Map-Hamilton.indd 38 2016-06-16 1:17 PM
ADVERTISERS
LOCATION BUILDERS SITES PRICES PAGESem
i
Condo
Tow
nhom
e
Det.
Bunga
low
Adult
Lifes
tyle
Ancaster CARRIAGE GATE HOMES Legacy in Ancaster • from $900,000 34
Ancaster LOSANI HOMES Augusta • from low $500's 6
Ancaster LOSANI HOMES Astoria • from mid $400's 6
Ancaster LOSANI HOMES The Woodlands Ancaster • • from high $700's 6
Ancaster LOSANI HOMES Wildwood • from $300's 6
Beamsville LOSANI HOMES Vista Ridge • • from $400's 6
Binbrook LOSANI HOMES Fairgrounds Finale • from high $300's 6
Brantford EMPIRE Wyndfield • • 2&3
Brantford SURREAL HOMES The Lofts • from $199,900 43
Caledonia EMPIRE Avalon • 2&3
Greensville THOMAS COCHRENE The Greystones • from $1,400,000 39
Grimsby HOMES BY DESANTIS Aquazul • from $180's 11
Hamilton LOSANI HOMES Central Park • • from mid $300's 6
Hamilton LOSANI HOMES Fallingwaters • from high $400's 6
Hamilton LOSANI HOMES Prairie Modern • from mid $300's 6
Jordan PHELPS HOMES The Kingsway at Jordan Village • 45
Niagara BW HOMES Passages on the Canal • 5
Oakville MATTAMY HOMES The Preserve • • from $405,900 54&55
Port Elgin REIDS HERITAGE HOMES Summerside • from $240's BC
Simcoe EASTFOREST HOMES Woodway Trails • • from $306,990 35
Smithville PHELPS HOMES Auburn Trail • • from $400's 45
Smithville PHELPS HOMES Atwater • • from $350's 45
Smithville PHELPS HOMES Stepping Stones • 45
St Catharines BW HOMES Victoria Village • • from low $400's 4
St Catharines COSMOPOLITAN HOMES The Enclave • from low $280's 47
St Catharines MOUNTAINVIEW HOMES Elements • from mid $200's 9
Stoney Creek BRANTHAVEN HOMES Explore • from $300's 28
Stoney Creek NEW HORIZON Sapphire • from 199,999 42
Winona BRANTHAVEN HOMES Life • from $300's 29
Thor
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ADVERTISER'S MAPPING INDEX
032-033-SW Map-Hamilton.indd 39 2016-06-16 1:17 PM
ANC ASTE R
CARRIAGEGATEHOMES.COMSales Offi ce Hours: Mon. - Thurs.; 3pm - 7pm,
Friday by appointment, Sat. & Sun.; 12pm - 5pm.Paul Ciardullo; Broker, Effort Trust. 905-975-9191 • [email protected] and specifi cations are subject to change without notice. E. & O.E. Renderings are artist’s concept.
Unbridled Luxury in Ancaster’s Best Location.
VISIT US TODAY!
A limited collection of custom inspired homesLarge TREED LOTS... up to 66 ft. wide in a desirable neighbourhood.Architecturally distinctive bungalows, bungaloft & 2 storey designs available.
Carriage Gate’s fi nest collection of spacious single family homes, perhaps their most prestigious
yet. An intimate enclave of homes in Ancaster’s best and most desirable location, just off Lime
Kiln Road, these estate-inspired residences are distinguished in both their architecture and
interior design, with each appointed with a long retinue of luxury features.
Luxuriously appointed from the
$900’s
DISCOVER OUR QUALITY BY VISITING
TODAY!
WINNER OF THREE AWARDS!Best Exterior
Best Kitchen
Best Custom Home
NOMINATED AS ONE OF THE FINALIST PROJECT OF THE YEAR!
HAMILTON B
CARR-LEG-A-AD-NHC-SW-MAR17-3.indd 1 5/30/16 12:20 PM
Prices correct at press time. Image used above is the actual previous Model Home; Wentworth II. Brokers protected. Promotions
and incentives can be changed or cancelled at any time without notice. Please see Sales Representative for details. E. & O.E., June 2016.
eastforesthomes.com
follow us!
SEMI-DETACHED STARTING FROM
SINGLE DETACHEDSTARTING FROM
Imagine a lovely lakeside living in Simcoe, only 12 minutes from Port Dover.
With beaches, ports and outdoor recreation only minutes away, country living has never been more accessible, more enjoyable or more affordable.
Don’t miss out on these incredible homeownership opportunities.
VISIT uS TODAy AT:
150 Woodway Trail Simcoe, ON
Make your new home your forever home
$214,990
$306,990
discoveryour new dreaM hoMe inSimcoe!
SWO 06-18-16.indd 34 2016-06-16 1:43 PM
ANCASTER
CARRIAGEGATEHOMES.COMSales Offi ce Hours: Mon. - Thurs.; 3pm - 7pm,
Friday by appointment, Sat. & Sun.; 12pm - 5pm.Paul Ciardullo; Broker, Effort Trust. 905-975-9191 • [email protected] and specifi cations are subject to change without notice. E. & O.E. Renderings are artist’s concept.
Unbridled Luxury in Ancaster’s Best Location.
VISIT US TODAY!
A limited collection of custom inspired homesLarge TREED LOTS... up to 66 ft. wide in a desirable neighbourhood.Architecturally distinctive bungalows, bungaloft & 2 storey designs available.
Carriage Gate’s fi nest collection of spacious single family homes, perhaps their most prestigious
yet. An intimate enclave of homes in Ancaster’s best and most desirable location, just off Lime
Kiln Road, these estate-inspired residences are distinguished in both their architecture and
interior design, with each appointed with a long retinue of luxury features.
Luxuriously appointed from the
$900’s
DISCOVER OUR QUALITY BY VISITING
TODAY!
WINNER OF THREE AWARDS!Best Exterior
Best Kitchen
Best Custom Home
NOMINATED AS ONE OF THE FINALIST PROJECT OF THE YEAR!
HAMILTON B
CARR-LEG-A-AD-NHC-SW-MAR17-3.indd 1 5/30/16 12:20 PM
Prices correct at press time. Image used above is the actual previous Model Home; Wentworth II. Brokers protected. Promotions
and incentives can be changed or cancelled at any time without notice. Please see Sales Representative for details. E. & O.E., June 2016.
eastforesthomes.com
follow us!
SEMI-DETACHED STARTING FROM
SINGLE DETACHEDSTARTING FROM
Imagine a lovely lakeside living in Simcoe, only 12 minutes from Port Dover.
With beaches, ports and outdoor recreation only minutes away, country living has never been more accessible, more enjoyable or more affordable.
Don’t miss out on these incredible homeownership opportunities.
VISIT uS TODAy AT:
150 Woodway Trail Simcoe, ON
Make your new home your forever home
$214,990
$306,990
discoveryour new dreaM hoMe inSimcoe!
SWO 06-18-16.indd 35 2016-06-16 1:43 PM
36 YPNEXTHOME.CA
open-concept Great Room, dining room and kitchen. This
two-bedroom plus den suite features two bathrooms, a
spacious balcony and a master suite complete with his and
hers closets and ensuite.
The Terrain is a stunning two-bedroom corner suite
offering 948 sq. ft. that includes two bathrooms, a master
with a spacious walk-in closet and ensuite, a large open
living space and kitchen complete with a centre island
perfect for entertaining, and a wrap-around corner
balcony.
The Tide is 641 sq. ft. of well-designed living space and
offers one-bedroom plus den, an open space Great Room
and kitchen perfect for gatherings and a lovely balcony.
All suites at Elements come with luxury standards not
found at other condominiums. Your new home offers
convenient in-suite laundry, a stunning outdoor space,
luxury vinyl plank flooring and quality 32-oz. Berber
carpeting, stainless steel appliances, a quality luxurious
kitchen, upgraded satin nickel hardware, bathrooms with
glass shower doors and Moen Rainforest shower heads
and six months free Internet, phone and cable to name
just a few and, of course, Mountainview Homes’ trusted,
quality and award-winning craftsmanship.
Registration is now open, and with only 35 luxury units
available, you won’t want to wait! Visit the sales centre
at 218 Lakeport Rd., Unit 6 on Grand Opening weekend,
Saturday, June 25 and Sunday, June 26 from noon to
6 p.m. To learn more visit elementscondo.com or call
905.323.6232.
LocationSt. Catharines
BuilderMountainview Homes
DevelopmentElements
Home TypeLuxury condos in three floorplans from the mid $200’s
Sales Centre218 Lakeport Rd., Unit 6, open Saturday, June 25 and Sunday, June 26 noon to 6 p.m.
Contactelementscondo.com905.323.6232.
Property Profile | MOUNTAINVIEW HOMES
COFFEE ON YOUR BALCONY, followed by breakfast in
your gourmet kitchen. Beachside days and urban nights.
Downtown dining, boutiques, shops and an afternoon at
the museum. Dinner parties followed by cocktails in the
party room. Designer spaces showcasing the very best
in quality. It’s not a dream – it’s your home at Elements
– a modern three-storey urban condominium, set in the
region’s most coveted location, minutes to the lakeside
community of Port Dalhousie and trendy downtown St.
Catharines. Here, you’ll enjoy the lifestyle you’ve always
wanted, in a stunning home where luxury is standard.
Niagara’s largest home builder, Mountainview Homes,
has joined forces with Astra Capital to bring a new level
of luxury condo living to the Niagara area with Elements
urban condominiums. Priced from the mid $200’s,
homeowners are able to choose from three thoughtfully
designed floorplans that are sure to impress.
The Breeze offers 963 sq. ft. of living space, with an
Grand Opening of Elements urban condominiums in St. Catharines Saturday, June 25 & Sunday, June 26
Enjoy the lifestyle you’ve always wanted in a coveted location at
Mountainview Homes’ & Astra Capital’s Elements
SWO 06-18-16.indd 36 2016-06-16 1:43 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 37
open-concept Great Room, dining room and kitchen. This
two-bedroom plus den suite features two bathrooms, a
spacious balcony and a master suite complete with his and
hers closets and ensuite.
The Terrain is a stunning two-bedroom corner suite
offering 948 sq. ft. that includes two bathrooms, a master
with a spacious walk-in closet and ensuite, a large open
living space and kitchen complete with a centre island
perfect for entertaining, and a wrap-around corner
balcony.
The Tide is 641 sq. ft. of well-designed living space and
offers one-bedroom plus den, an open space Great Room
and kitchen perfect for gatherings and a lovely balcony.
All suites at Elements come with luxury standards not
found at other condominiums. Your new home offers
convenient in-suite laundry, a stunning outdoor space,
luxury vinyl plank flooring and quality 32-oz. Berber
carpeting, stainless steel appliances, a quality luxurious
kitchen, upgraded satin nickel hardware, bathrooms with
glass shower doors and Moen Rainforest shower heads
and six months free Internet, phone and cable to name
just a few and, of course, Mountainview Homes’ trusted,
quality and award-winning craftsmanship.
Registration is now open, and with only 35 luxury units
available, you won’t want to wait! Visit the sales centre
at 218 Lakeport Rd., Unit 6 on Grand Opening weekend,
Saturday, June 25 and Sunday, June 26 from noon to
6 p.m. To learn more visit elementscondo.com or call
905.323.6232.
LocationSt. Catharines
BuilderMountainview Homes
DevelopmentElements
Home TypeLuxury condos in three floorplans from the mid $200’s
Sales Centre218 Lakeport Rd., Unit 6, open Saturday, June 25 and Sunday, June 26 noon to 6 p.m.
Contactelementscondo.com905.323.6232.
Property Profile | MOUNTAINVIEW HOMES
COFFEE ON YOUR BALCONY, followed by breakfast in
your gourmet kitchen. Beachside days and urban nights.
Downtown dining, boutiques, shops and an afternoon at
the museum. Dinner parties followed by cocktails in the
party room. Designer spaces showcasing the very best
in quality. It’s not a dream – it’s your home at Elements
– a modern three-storey urban condominium, set in the
region’s most coveted location, minutes to the lakeside
community of Port Dalhousie and trendy downtown St.
Catharines. Here, you’ll enjoy the lifestyle you’ve always
wanted, in a stunning home where luxury is standard.
Niagara’s largest home builder, Mountainview Homes,
has joined forces with Astra Capital to bring a new level
of luxury condo living to the Niagara area with Elements
urban condominiums. Priced from the mid $200’s,
homeowners are able to choose from three thoughtfully
designed floorplans that are sure to impress.
The Breeze offers 963 sq. ft. of living space, with an
Grand Opening of Elements urban condominiums in St. Catharines Saturday, June 25 & Sunday, June 26
Enjoy the lifestyle you’ve always wanted in a coveted location at
Mountainview Homes’ & Astra Capital’s Elements
SWO 06-18-16.indd 37 2016-06-16 1:43 PM
HAMILTON
PETERS CORNERS
TORONTO
GUELPH
DUNDASGREENSVILLE
HWY 5
HWY 6HWY 8
HWY 403
BROC
K RD
.
N
THE EXPERTS WEIGH IN: Affordability, location, lifestyle
Questions to ask when considering a condo investment
SHOWCASING THE
best builders & top communitiesacross the GTA
2016 CGGTA annual_CVR_FIN.indd 1 3/1/16 3:45 PM
EXPERT PANELGuiding you through the
homebuying process
EXPLORING SouthwesternOntario’s top builders& developers
SWO ANNUAL 2016.indd 1 3/16/16 11:02 AM
5 REASONS
2016 is a good year to buy a home
EXPERT PANEL
Guiding you through
the homebuying process
Exploring the GTA’s top builders and developers
AVAILABLE ALL YEAR ROUND!GREATER TORONTO ANNUAL AND EASTERN ONTARIO ANNUAL
F O R Y O U R F R E E C O P Y C A L L 416.626-4889
Research and compare! Make an informati ve choice using Southwestern Ontario’s only comprehensive guide to Southwestern Ontario Home Builders. Expert advice, builder profi les, and the Southwestern Ontario Home Builders’ roster all in one great Annual.
Home Builders’ Annual GTA Editi on
Home Builders’ Annual GTA Condo Editi on
Get the scoop on builders in the Southwestern Ontario area.
2016 ISSUES AVAILABLE NOW!
»» now available!
SWO 06-18-16.indd 38 2016-06-16 1:43 PM
HAMILTON
PETERS CORNERS
TORONTO
GUELPH
DUNDASGREENSVILLE
HWY 5
HWY 6HWY 8
HWY 403
BROC
K RD
.
N
THE EXPERTS WEIGH IN: Affordability, location, lifestyle
Questions to ask when considering a condo investment
SHOWCASING THE
best builders & top communitiesacross the GTA
2016 CGGTA annual_CVR_FIN.indd 1 3/1/16 3:45 PM
EXPERT PANELGuiding you through the
homebuying process
EXPLORING SouthwesternOntario’s top builders& developers
SWO ANNUAL 2016.indd 1 3/16/16 11:02 AM
5 REASONS
2016 is a good year to buy a home
EXPERT PANEL
Guiding you through
the homebuying process
Exploring the GTA’s top builders and developers
AVAILABLE ALL YEAR ROUND!GREATER TORONTO ANNUAL AND EASTERN ONTARIO ANNUAL
F O R Y O U R F R E E C O P Y C A L L 416.626-4889
Research and compare! Make an informati ve choice using Southwestern Ontario’s only comprehensive guide to Southwestern Ontario Home Builders. Expert advice, builder profi les, and the Southwestern Ontario Home Builders’ roster all in one great Annual.
Home Builders’ Annual GTA Editi on
Home Builders’ Annual GTA Condo Editi on
Get the scoop on builders in the Southwestern Ontario area.
2016 ISSUES AVAILABLE NOW!
»» now available!
SWO 06-18-16.indd 39 2016-06-16 1:43 PM
40 YPNEXTHOME.CA
MORE TRENDING ONLINEypnexthome.ca/news
of volcanoes, heats and provides
energy for these housing units. The
hot water travels 32 km through
above-ground pipes from the plants
that store and distribute the resource
and maintains a temperature of 81 C,
providing ample heating and energy
for the units.
The second day of the housing tour
began at the Hellisheiði power plant,
the largest geothermal plant in Iceland,
where delegates were able to see how
this intricate and innovative system
harnesses hot water and energy
from the volcanoes. From there,
participants were treated to lunch at
one of Iceland’s tomato greenhouses
powered by its own Geysir, providing
heating and energy 356 days a year.
Tour guests later toured the famous
Golden Circle where they experienced
the exceptional beauty that Iceland
has to off er.
The tour provided invaluable insight
into how renewable resources can
be utilized, and delegates gained
inspiration for the future of smaller,
locally-based applications for
renewable energy in Ontario.
Kathryn Segal is Communications
O� cer with the Ontario Home
Builders’ Association.
CLOCKWISE FROM TOP LEFT:
Midrise building under construction; power plant energy storage; geothermal system in midrise building; OHBA President John Meinen and Past President Eric DenOuden at a construction site in Reykjavik; Hellisheioi Power Plant.
A GROUP OF 18 DELEGATES from
across Ontario embarked on the first
Ontario Home Builders’ Association
(OHBA) International Housing and
Study Tour to Iceland recently.
Sponsored by the EnerQuality Corp.,
the two-day, jam-packed tour took
members on an exploration of the
country’s geothermal energy system,
where they got an up-close look
at how the country is utilizing the
Trending
technology throughout its cities and
infrastructure projects.
The first day started off with a
guided walking tour through the
city of Reykjavík, where participants
learned the history of the city and
country and how the geothermal
energy industry put them on the
map as a leader in emission-free
energy production. In fact, they have
such an abundance of energy that
OHBA Housing and Study Tour:Invaluable insights from Iceland’s geothermal industry
By Kathryn Segal
the government is able to heat the
sidewalks in Reykjavík in the winter
and heat parts of the Arctic Ocean
in the summer so that residents can
swim.
Delegates later were taken to a
low- and midrise housing project, as
well as the first highrise in Reykjavík,
to see how the geothermal energy
systems work. The geothermal system
that pumps hot water, from a network
CLOCKWISE FROM TOP LEFT:
City view from the Einar Jonsson Sculpture Museum; City views of Reykjavik; City views of Reykjavik from highrise building under construction.
SWO 06-18-16.indd 40 2016-06-16 1:43 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 41
MORE TRENDING ONLINEypnexthome.ca/news
of volcanoes, heats and provides
energy for these housing units. The
hot water travels 32 km through
above-ground pipes from the plants
that store and distribute the resource
and maintains a temperature of 81 C,
providing ample heating and energy
for the units.
The second day of the housing tour
began at the Hellisheiði power plant,
the largest geothermal plant in Iceland,
where delegates were able to see how
this intricate and innovative system
harnesses hot water and energy
from the volcanoes. From there,
participants were treated to lunch at
one of Iceland’s tomato greenhouses
powered by its own Geysir, providing
heating and energy 356 days a year.
Tour guests later toured the famous
Golden Circle where they experienced
the exceptional beauty that Iceland
has to off er.
The tour provided invaluable insight
into how renewable resources can
be utilized, and delegates gained
inspiration for the future of smaller,
locally-based applications for
renewable energy in Ontario.
Kathryn Segal is Communications
O� cer with the Ontario Home
Builders’ Association.
CLOCKWISE FROM TOP LEFT:
Midrise building under construction; power plant energy storage; geothermal system in midrise building; OHBA President John Meinen and Past President Eric DenOuden at a construction site in Reykjavik; Hellisheioi Power Plant.
A GROUP OF 18 DELEGATES from
across Ontario embarked on the first
Ontario Home Builders’ Association
(OHBA) International Housing and
Study Tour to Iceland recently.
Sponsored by the EnerQuality Corp.,
the two-day, jam-packed tour took
members on an exploration of the
country’s geothermal energy system,
where they got an up-close look
at how the country is utilizing the
Trending
technology throughout its cities and
infrastructure projects.
The first day started off with a
guided walking tour through the
city of Reykjavík, where participants
learned the history of the city and
country and how the geothermal
energy industry put them on the
map as a leader in emission-free
energy production. In fact, they have
such an abundance of energy that
OHBA Housing and Study Tour:Invaluable insights from Iceland’s geothermal industry
By Kathryn Segal
the government is able to heat the
sidewalks in Reykjavík in the winter
and heat parts of the Arctic Ocean
in the summer so that residents can
swim.
Delegates later were taken to a
low- and midrise housing project, as
well as the first highrise in Reykjavík,
to see how the geothermal energy
systems work. The geothermal system
that pumps hot water, from a network
CLOCKWISE FROM TOP LEFT:
City view from the Einar Jonsson Sculpture Museum; City views of Reykjavik; City views of Reykjavik from highrise building under construction.
SWO 06-18-16.indd 41 2016-06-16 1:43 PM
nothing sparkles l ike a sapphire.
Illustration is artist's concept.Prices and specifications subject to change without notice. E. & O. E.
Waterfront Condominiums from
$199,999
With its sweeping vistas of Lake Ontario and the
uninterrupted, and seemingly endless sky, Sapphire is
the crowning jewel of waterfront living. More than just
beautiful, Sapphire delivers a modern, active lifestyle on
the cusp of the water with the beautiful Waterfront Trail
at your door and untouched greenspace and incredible
parks mere minutes away.
Register TodaySapphireCondos.ca
Experience True Waterfront Living in Stoney Creek
NWH 058 Sapphire Portfolio of NewHomes&Condo.indd 1 2016-05-04 12:57 PM
A restored warehouse, create a sense of modern space in Holmedale- Brantford’s most classic neighbourhood.
VISIT THELOFTSAT85.COMPRESENTED BY: KING & BENTON SURREAL HOMES
COMING SOONTO BRANTFORD
STARTING AT $199,900
REGISTER NOW FORVIP ACCESS
SWO 06-18-16.indd 42 2016-06-16 1:43 PM
nothing sparkles l ike a sapphire.
Illustration is artist's concept.Prices and specifications subject to change without notice. E. & O. E.
Waterfront Condominiums from
$199,999
With its sweeping vistas of Lake Ontario and the
uninterrupted, and seemingly endless sky, Sapphire is
the crowning jewel of waterfront living. More than just
beautiful, Sapphire delivers a modern, active lifestyle on
the cusp of the water with the beautiful Waterfront Trail
at your door and untouched greenspace and incredible
parks mere minutes away.
Register TodaySapphireCondos.ca
Experience True Waterfront Living in Stoney Creek
NWH 058 Sapphire Portfolio of NewHomes&Condo.indd 1 2016-05-04 12:57 PM
A restored warehouse, create a sense of modern space in Holmedale- Brantford’s most classic neighbourhood.
VISIT THELOFTSAT85.COMPRESENTED BY: KING & BENTON SURREAL HOMES
COMING SOONTO BRANTFORD
STARTING AT $199,900
REGISTER NOW FORVIP ACCESS
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 43
SWO 06-18-16.indd 43 2016-06-16 1:43 PM
44 YPNEXTHOME.CA
THE SAYING, “Out with the old and
in with the new” is a common theme
in construction, but award-winning
builder Phelps Homes believes that
builders have a responsibility to
preserve history.
Phelps plans to start the
construction of an exclusive
community, Kingsway at Jordan
Village, on the property at 2848
King St. in Jordan. The site, which
belonged to the High family for
several generations, holds a barn
which is 112 years old. Phelps
Homes recently donated the barn
to the Town of Lincoln’s Jordan
Historical Museum in a ceremony
hosted by Mayor Sandra Easton at
the barn’s current location. Others
attending the ceremony included
the Regional Chair, Historical Board
Chair, councilors and members of the
neighbouring condominium board.
“We wanted to build a modern
community while still maintaining
respect for the history of the land,”
says Andrea Bermudez, sales and
marketing director for Phelps Homes.
Trending
Local builder donates historical building to Lincoln Museum
Kingsway at Jordan Village is a collection of exclusive attached townhomes
perfect for people looking for an elegant yet simple lifestyle. The sales launch
for Kingsway at Jordan Village is planned for July, with expected moving dates
to begin in late spring of 2017.
The neighbouring Phelps property, The Residences at Jordan Village,
recently received an award from the Canadian Home Builders’ Association.
MORE TRENDING ONLINEypnexthome.ca/news
SWO 06-18-16.indd 44 2016-06-16 1:43 PM
THE SAYING, “Out with the old and
in with the new” is a common theme
in construction, but award-winning
builder Phelps Homes believes that
builders have a responsibility to
preserve history.
Phelps plans to start the
construction of an exclusive
community, Kingsway at Jordan
Village, on the property at 2848
King St. in Jordan. The site, which
belonged to the High family for
several generations, holds a barn
which is 112 years old. Phelps
Homes recently donated the barn
to the Town of Lincoln’s Jordan
Historical Museum in a ceremony
hosted by Mayor Sandra Easton at
the barn’s current location. Others
attending the ceremony included
the Regional Chair, Historical Board
Chair, councilors and members of the
neighbouring condominium board.
“We wanted to build a modern
community while still maintaining
respect for the history of the land,”
says Andrea Bermudez, sales and
marketing director for Phelps Homes.
Trending
Local builder donates historical building to Lincoln Museum
Kingsway at Jordan Village is a collection of exclusive attached townhomes
perfect for people looking for an elegant yet simple lifestyle. The sales launch
for Kingsway at Jordan Village is planned for July, with expected moving dates
to begin in late spring of 2017.
The neighbouring Phelps property, The Residences at Jordan Village,
recently received an award from the Canadian Home Builders’ Association.
MORE TRENDING ONLINEypnexthome.ca/news
SWO 06-18-16.indd 45 2016-06-16 1:43 PM
LOOKING FOR A NEW HOME?
Brand new name, same great app. Everything you need to know to buy or rent your next home.
we can help!
DOWNLOAD THE APP905-682-4441
Sales Offi ce Open Tues - Thurs 2-5pm • Sat & Sun 12-4pm
THE ENCLAVE583 Welland Ave • St. Catharines, ON
Illustrations are artist’s concept. Prices and specifi cations are subject to change without notice. E. & O.E.
NIAGARA FREEHOLD BUNGALOW TOWNS
PHASE 1 NOW 50%
SOLD OUT!
With new home prices thousands less than in the GTA, the time is right to see why Niagara is Ontario’s hottest real estate value!
Located just steps from shopping, dining, entertainment and more, this intimate enclave neighbourhood of just 27 executive townhomes takes full advantage of an unbeatable St. Catharines’ location that’s in the centre of all that the Niagara Region has to off er!
$280’sfromthe low
Two Bedroom Freehold
Townhomes
Gourmet kitchens with island/breakfast bar• 3-piece stainless steel appliance package• Soaring 9 ft . main fl oor ceilings• Convenient main fl oor laundry rooms • Oversized garages with direct access available• Located just minutes to the Q.E.W. you’re • 1/2 hour to the U.S. and under an hour to the GTA!
PRICEDTHOUSANDS
BELOW
Welland Ave.
Bunt
ing
Rd.
Carlton St.
Cus
hman
Rd.
Wel
land
Can
al
QEW
Queenston St.
Niag
ara
St.
Dunkirk Rd.
Dieppe Rd.
Bunt
ing
Rd.
Wel
land
Can
al P
arkw
ay
the
GTA Prices!
2C-0000_Enclave_NHG-SWO_FP_July.16.indd 1 6/14/16 10:10:02 AM
46 YPNEXTHOME.CA
SWO 06-18-16.indd 46 2016-06-16 1:43 PM
LOOKING FOR A NEW HOME?
Brand new name, same great app. Everything you need to know to buy or rent your next home.
we can help!
DOWNLOAD THE APP905-682-4441
Sales Offi ce Open Tues - Thurs 2-5pm • Sat & Sun 12-4pm
THE ENCLAVE583 Welland Ave • St. Catharines, ON
Illustrations are artist’s concept. Prices and specifi cations are subject to change without notice. E. & O.E.
NIAGARA FREEHOLD BUNGALOW TOWNS
PHASE 1 NOW 50%
SOLD OUT!
With new home prices thousands less than in the GTA, the time is right to see why Niagara is Ontario’s hottest real estate value!
Located just steps from shopping, dining, entertainment and more, this intimate enclave neighbourhood of just 27 executive townhomes takes full advantage of an unbeatable St. Catharines’ location that’s in the centre of all that the Niagara Region has to off er!
$280’sfromthe low
Two Bedroom Freehold
Townhomes
Gourmet kitchens with island/breakfast bar• 3-piece stainless steel appliance package• Soaring 9 ft . main fl oor ceilings• Convenient main fl oor laundry rooms • Oversized garages with direct access available• Located just minutes to the Q.E.W. you’re • 1/2 hour to the U.S. and under an hour to the GTA!
PRICEDTHOUSANDS
BELOW
Welland Ave.
Bunt
ing
Rd.
Carlton St.
Cus
hman
Rd.
Wel
land
Can
al
QEW
Queenston St.
Niag
ara
St.
Dunkirk Rd.
Dieppe Rd.
Bunt
ing
Rd.
Wel
land
Can
al P
arkw
ay
the
GTA Prices!
2C-0000_Enclave_NHG-SWO_FP_July.16.indd 1 6/14/16 10:10:02 AMSWO 06-18-16.indd 47 2016-06-16 1:43 PM
48 YPNEXTHOME.CA
freehold townhomes and detached
homes on 33- to 50-ft. lots, with
some homes near Albion Park, the
central park of the development
or the neighbouring 78 hectares of
parkland of the Eramosa Karst. The
diverse streetscapes will include
Modern and Tuscan designs, new
to Losani Homes’ design portfolio.
Future neighbourhoods such
as Soho, featuring six midrise
condominium buildings, Madison,
featuring two midrise condominium
buildings and urban towns and
Midtown, offering three-storey urban
towns, will follow.
Everything you need is within
walking distance at Central Park, with
an abundance of neighbourhood
amenities including dozens of shops.
Recreational facilities, such as golf
courses, arenas, and community
centres, are highly accessible by
foot or bike. Located close to the
Bruce Trail and only minutes to the
beautiful waterfalls of Felker’s Falls,
Billy Green Falls, Albion Falls and Billy
Monkley Falls. Accessibility by foot,
bike or car is a key feature of the
Central Park community – you truly
are central to everything.
For more information on the
transformational new community
that will be Hamilton’s Central Park
and to receive VIP Access, Register
now at mycentralpark.ca
Property Profile | LOSANI HOMES
HAMILTON WILL SOON be home
to one of the largest and most
innovative master-planned
communities in the country – Central
Park – to be developed by Losani
Homes, one of Ontario’s most
respected new home developers.
This transformational master-
planned community of residences
will be located in the heart of
booming East Hamilton, one of
the strongest real estate markets in
the province, with pricing that is
well below those in the Greater
Toronto Area.
Losani will begin with the Park
Avenue neighbourhood. The first
phase of the development will be
located between Highland Road
West and Rymal Road East, right
next door to the beautiful protected
conservation lands of Eramosa Karst.
Park Avenue will be at the heart of
the community and offer elegant
LocationHamilton
BuilderLosani Homes
DevelopmentCentral Park
Home TypeMaster-planned community of freehold townhomes and detached homes on 33- to 50-ft. lots
Contactmycentralpark.ca
Hamilton’s Central Park Bringing an inspiring new community to one of Ontario’s most sought-after residential markets
SWO 06-18-16.indd 48 2016-06-16 1:43 PM
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 49
freehold townhomes and detached
homes on 33- to 50-ft. lots, with
some homes near Albion Park, the
central park of the development
or the neighbouring 78 hectares of
parkland of the Eramosa Karst. The
diverse streetscapes will include
Modern and Tuscan designs, new
to Losani Homes’ design portfolio.
Future neighbourhoods such
as Soho, featuring six midrise
condominium buildings, Madison,
featuring two midrise condominium
buildings and urban towns and
Midtown, offering three-storey urban
towns, will follow.
Everything you need is within
walking distance at Central Park, with
an abundance of neighbourhood
amenities including dozens of shops.
Recreational facilities, such as golf
courses, arenas, and community
centres, are highly accessible by
foot or bike. Located close to the
Bruce Trail and only minutes to the
beautiful waterfalls of Felker’s Falls,
Billy Green Falls, Albion Falls and Billy
Monkley Falls. Accessibility by foot,
bike or car is a key feature of the
Central Park community – you truly
are central to everything.
For more information on the
transformational new community
that will be Hamilton’s Central Park
and to receive VIP Access, Register
now at mycentralpark.ca
Property Profile | LOSANI HOMES
HAMILTON WILL SOON be home
to one of the largest and most
innovative master-planned
communities in the country – Central
Park – to be developed by Losani
Homes, one of Ontario’s most
respected new home developers.
This transformational master-
planned community of residences
will be located in the heart of
booming East Hamilton, one of
the strongest real estate markets in
the province, with pricing that is
well below those in the Greater
Toronto Area.
Losani will begin with the Park
Avenue neighbourhood. The first
phase of the development will be
located between Highland Road
West and Rymal Road East, right
next door to the beautiful protected
conservation lands of Eramosa Karst.
Park Avenue will be at the heart of
the community and offer elegant
LocationHamilton
BuilderLosani Homes
DevelopmentCentral Park
Home TypeMaster-planned community of freehold townhomes and detached homes on 33- to 50-ft. lots
Contactmycentralpark.ca
Hamilton’s Central Park Bringing an inspiring new community to one of Ontario’s most sought-after residential markets
SWO 06-18-16.indd 49 2016-06-16 2:01 PM
Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.
R.O.R. = RATES ON REQUEST op = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE
June 6, 2016. Prepared By http://www.FiscalAgents.com/mortgage/rates
OTHER FINANCIAL INSTITUTIONS
TRUST COMPANIES
ATB Financial 2.6 4 2.94 2.64 2.49 2.64 2.69
4.00op 4.00op 4.00op
Alterna Bank 2.35 4 2.85 2.09 2.59 2.74 2.58
6.30op 6.30op
Bank of Montreal 2.7 4 2.89 2.99 3.39 3.89 2.49
6.75op 6.75op
Bank of Nova Scotia 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74
6.45op 6.30op
CIBC 2.7 2.84 2.79 2.44 4.09 4.79
6.95op 6.35op
Equitable Bank 3.14 3.04 3.65 4.39 4.64
ICICI Bank Canada 2.75 2.84 2.84 2.84 2.89 2.89
Manulife Bank 2.6 4.45 3 2.94 2.84 2.79 2.89
3.20op
National Bank n/a 4.4 3.14 3.04 3.39 2.74 2.84
6.70op 6.70op
President’s Choice Finan 2.70 2.79 3.34 3.99 4.44
Royal Bank 2.6 3.14 2.39 2.44 4.39 4.64
6.75op 6.75op
TD Canada Trust 2.6 2.99 2.84 2.29 3.89 2.59
6.30op
Tangerine 2.7 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64
Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35
6.30op 6.30op
Home Trust Company 2.35 3.95 2.69 2.14 2.34 2.59 2.59
Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.74
6.50op 6.30op
MTCC 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Alterna Savings 2.35 4 2.85 2.09 2.59 2.74 2.58
6.30op 6.30op
Comtech Credit Union 2.45 6.2 2.84 2.89 2.95 2.99 2.89
6.40op 6.30op
First National Fin. LP 3.1 2.29 2.24 2.39 2.49 2.59
IC Savings 2.7 4.25 2.89 2.79 2.89 2.95 2.89
6.50op 6.50op
London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74
6.50op 6.30op
Luminus Financial 3.25 3.25 3.2 3.65 4 4.5
6.25op
Meridian Credit Union 2.4 4 2.84 2.79 2.64 3.89 2.44
6.30op
PACE Savings & C.U. 5 2.99 2.69 3.49 3.99 4.64
6.70op 6.30op
Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15
2.95op
Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65
ONLINE CALCULATORypnexthome.ca/mortgage-calculator
Homebuyers’ Help
50 YPNEXTHOME.CA
Advice | FUNDAMENTALLY SPEAKING
WAY TO GO TORONTO — for the fi rst
time in the history of CAA’s Worst
Roads campaign, your roads are not
among the top fi ve.
The dubious distinction of the top
spot in 2016 belongs to County Road
49 in Prince Edward County, bumping
last year’s winner Algonquin Boulevard
West in Timmins to second place.
But don’t get too excited, GTA
and Hamilton — three of the top 10
roads are from the Greater Toronto
and Hamilton Area. Du� erin Street
in Toronto, which held the number
one position on the provincial list
for several years, has continued its
descent on the top 10 list, falling to
number nine this year.
“The results of CAA’s Worst Roads
campaign show that more dedicated
funds are needed from existing
sources to address our growing
infrastructure challenges,” says
Raymond Chan, government relations
specialist, CAA South Central Ontario
(CAA SCO). “With a record number of
roads from across Ontario nominated
this year, the results highlight the
growing need for infrastructure
investment and prioritization in
communities across the province.”
“This year’s Worst Roads campaign
once again solidifi ed that although
much work has been done across
the province to maintain and repair
Ontario’s roads, greater investments
are needed to tackle the staggering
municipal infrastructure defi cit in
Ontario,” adds Geo� Wilkinson,
executive director of the Ontario
Where does Southwestern Ontario rate in Worst Roads rankings?
By Wayne Karl
MORE ADVICE ONLINEypnexthome.ca/news/advice
Road Builders’ Association. “An
e� cient transportation system is
essential for a vibrant economy and
good quality of life — connecting our
communities and enabling businesses
to get their goods to market.”
ONTARIO’S TOP 10 WORST ROADS, 2016
1. County Road 49, Prince Edward
County
2. Algonquin Boulevard West,
Timmins
3. Balmoral Street, Thunder Bay
4. Algonquin Boulevard East, Timmins
5. Queenston Street, St. Catharines
6. Burlington Street, Hamilton
7. Lorne Street, Sudbury
8. Bayview Avenue, Toronto
9. Du� erin Street, Toronto
10. Riverside Drive, Timmins; Water
Street, Thunder Bay (tied for 10th)
WORST ROADS BY REGION
HAMILTON
1. Burlington Street East
2. Governors Road
3. Barton Street East
4. Main Street
5. Parkdale Avenue North
KITCHENER-WATERLOO/GUELPH
1. Franklin Boulevard,
Cambridge
2. Radical Road, Port Dover
3. Bridge Street West, Waterloo
4. Gibbons Street, Goderich
5. York Road, Guelph
TORONTO
1. Bayview Avenue
2. Du� erin Street
3. Lawrence Avenue East
4. Markham Road
5. Scarlett Road
OTTAWA
1. Carling Avenue
2. St. Joseph Boulevard
3. Renaud Street
4. Main Street
5. Hunt Club Road
Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl.
SWO 06-18-16.indd 50 2016-06-16 2:01 PM
Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.
R.O.R. = RATES ON REQUEST op = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE
June 6, 2016. Prepared By http://www.FiscalAgents.com/mortgage/rates
OTHER FINANCIAL INSTITUTIONS
TRUST COMPANIES
ATB Financial 2.6 4 2.94 2.64 2.49 2.64 2.69
4.00op 4.00op 4.00op
Alterna Bank 2.35 4 2.85 2.09 2.59 2.74 2.58
6.30op 6.30op
Bank of Montreal 2.7 4 2.89 2.99 3.39 3.89 2.49
6.75op 6.75op
Bank of Nova Scotia 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74
6.45op 6.30op
CIBC 2.7 2.84 2.79 2.44 4.09 4.79
6.95op 6.35op
Equitable Bank 3.14 3.04 3.65 4.39 4.64
ICICI Bank Canada 2.75 2.84 2.84 2.84 2.89 2.89
Manulife Bank 2.6 4.45 3 2.94 2.84 2.79 2.89
3.20op
National Bank n/a 4.4 3.14 3.04 3.39 2.74 2.84
6.70op 6.70op
President’s Choice Finan 2.70 2.79 3.34 3.99 4.44
Royal Bank 2.6 3.14 2.39 2.44 4.39 4.64
6.75op 6.75op
TD Canada Trust 2.6 2.99 2.84 2.29 3.89 2.59
6.30op
Tangerine 2.7 3.19 3.24 3.49 3.69 3.79
Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64
Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35
6.30op 6.30op
Home Trust Company 2.35 3.95 2.69 2.14 2.34 2.59 2.59
Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.74
6.50op 6.30op
MTCC 2.9 4.55 3.29 3.09 3.39 3.89 4.49
6.45op 6.50op
Alterna Savings 2.35 4 2.85 2.09 2.59 2.74 2.58
6.30op 6.30op
Comtech Credit Union 2.45 6.2 2.84 2.89 2.95 2.99 2.89
6.40op 6.30op
First National Fin. LP 3.1 2.29 2.24 2.39 2.49 2.59
IC Savings 2.7 4.25 2.89 2.79 2.89 2.95 2.89
6.50op 6.50op
London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74
6.50op 6.30op
Luminus Financial 3.25 3.25 3.2 3.65 4 4.5
6.25op
Meridian Credit Union 2.4 4 2.84 2.79 2.64 3.89 2.44
6.30op
PACE Savings & C.U. 5 2.99 2.69 3.49 3.99 4.64
6.70op 6.30op
Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15
2.95op
Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65
ONLINE CALCULATORypnexthome.ca/mortgage-calculator
Homebuyers’ Help
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 51
Advice | FUNDAMENTALLY SPEAKING
WAY TO GO TORONTO — for the fi rst
time in the history of CAA’s Worst
Roads campaign, your roads are not
among the top fi ve.
The dubious distinction of the top
spot in 2016 belongs to County Road
49 in Prince Edward County, bumping
last year’s winner Algonquin Boulevard
West in Timmins to second place.
But don’t get too excited, GTA
and Hamilton — three of the top 10
roads are from the Greater Toronto
and Hamilton Area. Du� erin Street
in Toronto, which held the number
one position on the provincial list
for several years, has continued its
descent on the top 10 list, falling to
number nine this year.
“The results of CAA’s Worst Roads
campaign show that more dedicated
funds are needed from existing
sources to address our growing
infrastructure challenges,” says
Raymond Chan, government relations
specialist, CAA South Central Ontario
(CAA SCO). “With a record number of
roads from across Ontario nominated
this year, the results highlight the
growing need for infrastructure
investment and prioritization in
communities across the province.”
“This year’s Worst Roads campaign
once again solidifi ed that although
much work has been done across
the province to maintain and repair
Ontario’s roads, greater investments
are needed to tackle the staggering
municipal infrastructure defi cit in
Ontario,” adds Geo� Wilkinson,
executive director of the Ontario
Where does Southwestern Ontario rate in Worst Roads rankings?
By Wayne Karl
MORE ADVICE ONLINEypnexthome.ca/news/advice
Road Builders’ Association. “An
e� cient transportation system is
essential for a vibrant economy and
good quality of life — connecting our
communities and enabling businesses
to get their goods to market.”
ONTARIO’S TOP 10 WORST ROADS, 2016
1. County Road 49, Prince Edward
County
2. Algonquin Boulevard West,
Timmins
3. Balmoral Street, Thunder Bay
4. Algonquin Boulevard East, Timmins
5. Queenston Street, St. Catharines
6. Burlington Street, Hamilton
7. Lorne Street, Sudbury
8. Bayview Avenue, Toronto
9. Du� erin Street, Toronto
10. Riverside Drive, Timmins; Water
Street, Thunder Bay (tied for 10th)
WORST ROADS BY REGION
HAMILTON
1. Burlington Street East
2. Governors Road
3. Barton Street East
4. Main Street
5. Parkdale Avenue North
KITCHENER-WATERLOO/GUELPH
1. Franklin Boulevard,
Cambridge
2. Radical Road, Port Dover
3. Bridge Street West, Waterloo
4. Gibbons Street, Goderich
5. York Road, Guelph
TORONTO
1. Bayview Avenue
2. Du� erin Street
3. Lawrence Avenue East
4. Markham Road
5. Scarlett Road
OTTAWA
1. Carling Avenue
2. St. Joseph Boulevard
3. Renaud Street
4. Main Street
5. Hunt Club Road
Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl.
SWO 06-18-16.indd 51 2016-06-16 2:01 PM
Ad Index
ADVERTISERS
Bayview Wellington - Victoria Village/Green Valley Estates 4
Bayview Wellington - Passages on the Canal 5
Branthaven Homes - Explore 28
Branthaven Homes - Life 29
Carriage Gate Homes - Legacy in Ancaster 34
Claysam Homes - Multi-Site 23
Cosmopolitan Homes - The Enclave 47
Countrygreen Homes - Westwood Mews 7
Eastforest Homes - Woodway Trails 35
Empire Communities - Multi-Site 2 & 3
Homes by DeSantis - AquaZul 11
Losani Homes - Simply Grand 6
Mattamy Homes - The Preserve 54 & 55
Menkes Developments - Enclaves of Upper Canada 18
Mountainview Homes - Elements 9
New Horizon - Sapphire 42
Phelps Homes - Multi-Site 45
Reid’s Heritage Homes - Summerside BC
Senator Homes - Havelock Corners 19
Surreal Homes - The Lofts 43
Thomas Cochren Homes - The Greystones 39
Tillsonburg Developments - Baldwin Place 26
What’s Online
The latest real estate news from across Canada
Trending now
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Quiz: Can you guess the prices of these Canadian homes?
25%
45% 56%56%
54%
25%
MILLENNIAL SENTIMENTS
% of millennials who don’t believe they will be able to buy a home in Canada within the next five years
(YPNextHome survey)
% who believe they will be able to buy a home in the next five years (YPNextHome survey)
% who say “With a lot of help, maybe”(YPNextHome survey)
% of future millennial buyers who say coming up with the required down payment is the biggest
obstacle to homeownership(CIBC poll)
% of Canadians who say something should be done to help the younger generation
enter the housing market (CIBC poll)
500,000 reasons to teach ourkids about real estate now
READ THE STORY ONLINE
ypnexthome.ca/500k-reasons
READ THE STORY ONLINEypnexthome.ca/quiz-prices
Best neighbourhood hot spots to watch Euro 2016
READ THE STORY ONLINE
ypnexthome.ca/euro-cup
10 tips for painting great looking walls
ypnexthome.ca/painting-tips
TAKE THE QUIZ ONLINE
52 YPNEXTHOME.CA
SWO 06-18-16.indd 52 2016-06-16 2:01 PM
What’s Online
The latest real estate news from across Canada
Trending now
Visit our website:
Twitter@ypnexthome
@ypnexthome_SWO
Facebookypnexthome
Instagramypnexthome
Pinterestypnexthome
Want more great articles like this delivered directly to your inbox?
SIGN UP FOR OUR NEWSLETTER
ypnexthome.ca/newsletter
Quiz: Can you guess the prices of these Canadian homes?
25%
45% 56%56%
54%
25%
MILLENNIAL SENTIMENTS
% of millennials who don’t believe they will be able to buy a home in Canada within the next five years
(YPNextHome survey)
% who believe they will be able to buy a home in the next five years (YPNextHome survey)
% who say “With a lot of help, maybe”(YPNextHome survey)
% of future millennial buyers who say coming up with the required down payment is the biggest
obstacle to homeownership(CIBC poll)
% of Canadians who say something should be done to help the younger generation
enter the housing market (CIBC poll)
500,000 reasons to teach ourkids about real estate now
READ THE STORY ONLINE
ypnexthome.ca/500k-reasons
READ THE STORY ONLINEypnexthome.ca/quiz-prices
Best neighbourhood hot spots to watch Euro 2016
READ THE STORY ONLINE
ypnexthome.ca/euro-cup
10 tips for painting great looking walls
ypnexthome.ca/painting-tips
TAKE THE QUIZ ONLINE
JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 53
SWO 06-18-16.indd 53 6/15/16 2:07 PM
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm
DETACHED MODEL HOME HOURS Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm
MATTAMYHOMES.COM
NOW AVAILABLELIMITED NUMBER OF ELEGANT
2-STOREY CONDO SUITES
CHEF’SKITCHEN SPA-LIKE
ENSUITE
WELCOMINGGREAT ROOM
LUXURIOUSMASTER SUITE
EXPANSIVETERRACE
PRIVATE SPACIOUSBEDROOM
2 LEVELSOF GENEROUS
PATIO SPACE
CONVENIENT ENSUITE
OAKVILLE
Executive Condo Suites
From $405,990
SALES CENTRE1388 Dundas Street West
Enjoy more upscale features, plus more room to live,
play, and entertain. Contemporary condominium living
from Mattamy has already started construction in
Oakville – visit our Sales Centre today.
DISCOVER THE LUXURY OF MORE AT THE RESIDENCES OF CREEKSHORE COMMON
Proud Partner of the Canadian National Track Cycling Team
2-STOREY CONDO SUITE, RESIDENCE K, 1,188 SQ.FT., $475,990
GROUND FLOOR PLAN
F
DW
BATH
W.I.C.
LINE
N
MECH.
FLUSH BREAKFAST BAR
LIVE16'8"x16'0"
24'6"x12'8"
10'7"x17'6"
13'5"x9'2"W/D
SHOWERGLASS
BEDROOMMASTER
COOK
TERRACE
DN
AREA
MECH.AREA
11'8"x9'10"
16'4"x9'4"
W.I.C.BATH
PATIO
BEDROOM 2
UP
PARKADE LEVEL
Model Condo Suite Interior, Cornell
MATHAMILTONHAL - RCC - South West New Homes & Condos - Magazine Due: 14/06/2016
File Name: MATHAMILTONHAL-RCC_SWNHnC_Mag Publication: New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 13/06/2016 - SH
MATHAMILTONHAL-RCC_SWNHnC_Mag.indd All Pages 2016-06-14 3:51 PM
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm
DETACHED MODEL HOME HOURS Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm
MATTAMYHOMES.COM
NOW AVAILABLELIMITED NUMBER OF ELEGANT
2-STOREY CONDO SUITES
CHEF’SKITCHEN SPA-LIKE
ENSUITE
WELCOMINGGREAT ROOM
LUXURIOUSMASTER SUITE
EXPANSIVETERRACE
PRIVATE SPACIOUSBEDROOM
2 LEVELSOF GENEROUS
PATIO SPACE
CONVENIENT ENSUITE
OAKVILLE
Executive Condo Suites
From $405,990
SALES CENTRE1388 Dundas Street West
Enjoy more upscale features, plus more room to live,
play, and entertain. Contemporary condominium living
from Mattamy has already started construction in
Oakville – visit our Sales Centre today.
DISCOVER THE LUXURY OF MORE AT THE RESIDENCES OF CREEKSHORE COMMON
Proud Partner of the Canadian National Track Cycling Team
2-STOREY CONDO SUITE, RESIDENCE K, 1,188 SQ.FT., $475,990
GROUND FLOOR PLAN
F
DW
BATH
W.I.C.
LINE
N
MECH.
FLUSH BREAKFAST BAR
LIVE16'8"x16'0"
24'6"x12'8"
10'7"x17'6"
13'5"x9'2"W/D
SHOWERGLASS
BEDROOMMASTER
COOK
TERRACE
DN
AREA
MECH.AREA
11'8"x9'10"
16'4"x9'4"
W.I.C.BATH
PATIO
BEDROOM 2
UP
PARKADE LEVEL
Model Condo Suite Interior, Cornell
MATHAMILTONHAL - RCC - South West New Homes & Condos - Magazine Due: 14/06/2016
File Name: MATHAMILTONHAL-RCC_SWNHnC_Mag Publication: New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 13/06/2016 - SH
MATHAMILTONHAL-RCC_SWNHnC_Mag.indd All Pages 2016-06-14 3:51 PMSWO 06-18-16.indd 54 6/15/16 11:44 AM
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm
DETACHED MODEL HOME HOURS Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm
MATTAMYHOMES.COM
NOW AVAILABLELIMITED NUMBER OF ELEGANT
2-STOREY CONDO SUITES
CHEF’SKITCHEN SPA-LIKE
ENSUITE
WELCOMINGGREAT ROOM
LUXURIOUSMASTER SUITE
EXPANSIVETERRACE
PRIVATE SPACIOUSBEDROOM
2 LEVELSOF GENEROUS
PATIO SPACE
CONVENIENT ENSUITE
OAKVILLE
Executive Condo Suites
From $405,990
SALES CENTRE1388 Dundas Street West
Enjoy more upscale features, plus more room to live,
play, and entertain. Contemporary condominium living
from Mattamy has already started construction in
Oakville – visit our Sales Centre today.
DISCOVER THE LUXURY OF MORE AT THE RESIDENCES OF CREEKSHORE COMMON
Proud Partner of the Canadian National Track Cycling Team
2-STOREY CONDO SUITE, RESIDENCE K, 1,188 SQ.FT., $475,990
GROUND FLOOR PLAN
F
DW
BATH
W.I.C.
LINE
N
MECH.
FLUSH BREAKFAST BAR
LIVE16'8"x16'0"
24'6"x12'8"
10'7"x17'6"
13'5"x9'2"W/D
SHOWERGLASS
BEDROOMMASTER
COOK
TERRACE
DN
AREA
MECH.AREA
11'8"x9'10"
16'4"x9'4"
W.I.C.BATH
PATIO
BEDROOM 2
UP
PARKADE LEVEL
Model Condo Suite Interior, Cornell
MATHAMILTONHAL - RCC - South West New Homes & Condos - Magazine Due: 14/06/2016
File Name: MATHAMILTONHAL-RCC_SWNHnC_Mag Publication: New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 13/06/2016 - SH
MATHAMILTONHAL-RCC_SWNHnC_Mag.indd All Pages 2016-06-14 3:51 PM
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.
SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm
DETACHED MODEL HOME HOURS Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm
MATTAMYHOMES.COM
NOW AVAILABLELIMITED NUMBER OF ELEGANT
2-STOREY CONDO SUITES
CHEF’SKITCHEN SPA-LIKE
ENSUITE
WELCOMINGGREAT ROOM
LUXURIOUSMASTER SUITE
EXPANSIVETERRACE
PRIVATE SPACIOUSBEDROOM
2 LEVELSOF GENEROUS
PATIO SPACE
CONVENIENT ENSUITE
OAKVILLE
Executive Condo Suites
From $405,990
SALES CENTRE1388 Dundas Street West
Enjoy more upscale features, plus more room to live,
play, and entertain. Contemporary condominium living
from Mattamy has already started construction in
Oakville – visit our Sales Centre today.
DISCOVER THE LUXURY OF MORE AT THE RESIDENCES OF CREEKSHORE COMMON
Proud Partner of the Canadian National Track Cycling Team
2-STOREY CONDO SUITE, RESIDENCE K, 1,188 SQ.FT., $475,990
GROUND FLOOR PLAN
F
DW
BATH
W.I.C.
LINE
N
MECH.
FLUSH BREAKFAST BAR
LIVE16'8"x16'0"
24'6"x12'8"
10'7"x17'6"
13'5"x9'2"W/D
SHOWERGLASS
BEDROOMMASTER
COOK
TERRACE
DN
AREA
MECH.AREA
11'8"x9'10"
16'4"x9'4"
W.I.C.BATH
PATIO
BEDROOM 2
UP
PARKADE LEVEL
Model Condo Suite Interior, Cornell
MATHAMILTONHAL - RCC - South West New Homes & Condos - Magazine Due: 14/06/2016
File Name: MATHAMILTONHAL-RCC_SWNHnC_Mag Publication: New Homes & Condos
Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300
Bleed: 0.125” Colours: CMYK Built: 13/06/2016 - SH
MATHAMILTONHAL-RCC_SWNHnC_Mag.indd All Pages 2016-06-14 3:51 PMSWO 06-18-16.indd 55 6/15/16 11:44 AM
ReidsHeritageHomes.com @RHHQualityHomesPrices and specifications subject to change. See sales consultant for more details. E. & O.E. June 2016.
SALES CONSULTANTJackie Krysko519.385.0044 / 519.389.4848
SALES CENTRE HOURS
By appointment only
Only minutes to Lake Huron
FROM THE$240s
NOW WITHLARGER
LAYOUTS
Choose from three spacious floor plans
2 or 3 Bedrooms & 1.5 or 2.5 Baths1,358 - 1,388 Sq. Ft.
Energy Star Qualified Construction Already Underway Move In Fall 2016Ceramic & Plush Carpet Flooring
Two-Storey Townhomesin Port Elgin
C
M
Y
CM
MY
CY
CMY
K
16-0670 SS NewHomeAndCondo_BackCover_June18.pdf 1 2016-06-13 4:06 PM
SWO 06-18-16.indd 56 6/15/16 11:44 AM
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