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Page 1: Snippetz Issue 558

719-488-1400

[email protected]

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Cowboyin’ Up!... Continued on Page 2

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zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE

SNIPPETZ ISCOWBOYIN’ UP!

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

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ISSUE 558 • JULY 9, 2012

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“Few cowboys ever owned much. The primary reward of being a cowboy was the pleasure of living a cowboy’s life.” - Unknown author

These days it’s not unusual to see a bumper sticker on the back of a pickup truck that says, “Cowboy Up,” “I love Cowboys,” or “Real Men

are Cowboys.” Snippetz wants to know what exactly is a cowboy. Maybe it’s not just a job but a lifestyle, a state of mind or someone who follows the Cowboy Code.

THE COWBOY OF OLDThe word “cowboy” started being thrown around the Eng-lish language in the early 1700’s. It is a literal translation of the Spanish word,” vaquero,” which means a person who manages cattle while riding a horse. Although cow-

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Cowboyin’ Up!... Continued from Page 1

2

Snippetz™

ALL RIGHTS RESERVED © 2012

PUBLISHED BYFUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132www.fepublications.com

(719) 487-0484email: [email protected]

FEATURE ARTICLESSnippetz is Cowboyin’ Up!... 1

“Wedding Etiquette - Part 2”Everyday Etiquette

with Heather Buchman... 4

Strange But True... 5

“Blue-Collar Blues”Senior News Line... 7

Moments In Time... 8

“Emergency Preparedness Plans”Series 8, Article 1

Web Chat by Robyn... 14

HEALTH 6“Programming the Ear

to End Dizziness” To Your Good Health... 6

HOME AND GARDEN 9Now Here’s a Tip!

by Jo Ann Derson... 6

THE DINING GUIDE“Updating An Old Favorite:

Avocado, Chicken and Rice Salad” The Kitchen Diva... 9

PUZZLES, TRIVIA,ENTERTAINMENT 12-13

Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

COMMUNITY CALENDARPAGE 15

CLASSIFIED PAGE 15

GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities

BUSINESS, FINANCEAND LAW

“Choosing a Financial Planner” In God We Trust... 15

SNIPPETZ®

WEEKLY MAGAZINE

Cowboyin’ Up!... Continued on Page 3

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boy may imply a young man, the moniker has usually been hung on adult men; how-ever, many of the early cowboys started as young as 12 or 13 years old. As soon as they mastered the necessary skills such as horseback riding or equestrian skills along with roping, branding and even medical treatment of the cattle herd, a young boy could be hired as a cowboy. Many of these early day cowboys spent their entire lives working the herds. Not all cowboys back in the day were hard-working honest men. During the Revolu-tionary War, American fi ghters who op-posed the independence movement were referred to as cowboys. The most famous of them, Claudius Smith, was an outlaw who was called “the cow-boy of Rama-pos” because he stole oxen, cattle, horses and any other livestock from the colonists and gave them to the British forces.

The fi rst cowboys who tended and herded cattle were Spanish, and they changed and evolved into the traditional cowboy in Mex-ico. The Mexican cowboys migrated north into New Mexico and Texas and along with them the archetype of the American cow-boy, which prevails today.

GEOGRAPHY IS KEY The Texas Cowboy is the embodiment of all the traditional cowboy trappings from

the clothing to the music to that all too fa-miliar east Texas twang. The Texas cowboy is so ubiquitous that it has now become the American cowboy. But in days gone by there were several other cowboy types that bear mentioning.

The California coast in the late 1800’s be-came the birth place of the “buckaroos.” A buckaroo is generically the same as the traditional American cowboy, the only dif-ference being the name. Many have specu-lated the word is derived from “bucking” to describe what might happen when break-ing a horse. The term stuck and in many cases is freely interchanged with the term cowboy.

The Florida “cowhunter” or “cracker cow-boy” is another derivation of the cowboy defi ned by location. They got that name from the smaller breed of cattle they raised called the “cracker cow,” which weighed in around 600 pounds. The cracker cow had large horns and hooves and was signifi -cantly shorter than the cattle being raised in the American southwest. Distinctly differ-ent than the Texas and California cowboys of the late 19th and early 20th centuries, the cracker cowboy carved out his own unique style of cattle tending. The one key tool missing from the cracker cowboy was the lasso the western cowboys used to capture cattle.

The Florida cowhunter used bullwhips and dogs to herd and capture cattle so their sad-dle did not have the classic big horn. They typically wore high boots that would reach their knees to protect them from snakes, and most of them wore wool or straw hats. Because of the heavy rainfall in Florida, ponchos were also considered a must-have part of the cracker cowboy attire.

The Hawaiian cowboy is called “paniolo.”

Paniolo may be a Hawaiian pronunciation for the Spanish word, “espanol” (Spanish). The Hawaiian cowboys came into their glory in the early 1800’s when they began to round up wild cattle that had been im-ported to the islands. The cattle had mul-tiplied profusely and were wreaking havoc with the local crops. The paniolo’s job was to round them up and herd them into deep pits. After keeping them there for about a week, they were domesticated by various means, mostly using food and water as positive reinforcement. Today the Paniolo still work their herds and have more of the traditional Spanish look in their attire and saddles.

THEN VERSES NOWThere are many similarities between the cowboys of the Wild West days and the modern day cowboy. They both still ride horses, and true cowboys from both eras work their cattle herds and engage in cattle drives. The difference is the cattle drive of the olden days took a dozen horses to trans-port cattle 300 or so miles to the stockyards in Kansas City, St. Louis and Denver. These days it takes a 350 horsepower diesel truck to do the same thing.

Whereas the horse was the cowboy’s pri-mary mode of transportation, today it might be an ATV to tend the cattle herds and a trusty four-wheel drive pickup truck. Cowboys still use the lasso, and although they are used less for day-to-day duties, they still are an important tool in the cow-boy tool chest, especially for rodeo cow-boys who compete in cattle roping compe-titions.

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SNIPPETZ®

WEEKLY MAGAZINE

Cowboyin’ Up!...Continued from Page 2

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THE RODEOAt the end of a long cattle drive of the 19th century, cowboys began having informal competitions to show off their roping and other herding skills. With the availability of train transport towards the end of the century, the job of the cowboy was begin-ning to diminish somewhat. About that time, William Frederick Cody (Buffalo Bill) started his Wild Wild West Show, employing many underemployed cow-boys. Others followed suit. Before long, cowboys began opening their informal competitions to the public and charging admission. Eventually, the competitions took on some of the glitz and glamour of the Wild Wild West Show, becoming the modern day rodeo.

The rodeo continues to be a popular sport with regulating bodies such as the Pro-fessional Rodeo Cowboys Association in Colorado Springs. The rodeos now have events such as team roping, bull riding, bareback riding, tie-down roping and steer wrestling.

IMAGE AND CODEIn the late 1920’s, Hollywood began to romanticize the cowboy in movies. The classic cowboy movies included the bad cowboy in the black hat but in the 1950’s many television shows promoted a more positive image of the American cowboy. There were Roy Rogers and his wife Dale Evans with their equally famous mounts, Trigger and Butter Milk; as well as Gene Autry - the “Singing Cowboy.” They all contributed to what is known today as the Cowboy Code.

The modern day cowboy embraces many morals and values. They are character-

ized in County and Western music as a hard-hitting rough breed who would bust a man’s jaw for saying something bad about his mother, yet they’ll pick up a shivering puppy found abandoned in the rain and nurse it back to health.

In the 1940s, Autry was well known for his use of the Cowboy Code in his life and in managing his radio show pro-ductions. One could say that Autry’s 10 cowboy commandments are timeless.

1. The cowboy must never shoot fi rst, hit a smaller man or take unfair advantage.

2. He must never go back on his word or a trust confi ded in him.

3. He must always tell the truth.

4. He must be gentle with chil-dren, the elderly and animals.

5. He must not advocate or pos-sess racially or religiously intol-erant ideas.

6. He must help people in dis-tress.

7. He must be a good worker.

8. He must keep himself clean in thought, speech, action and personal habits.

9. He must respect women, par-ents and his nation’s laws.

10. The cowboy is a patriot.

In the mood for a little cowboy spirit? The Pikes Peak or Bust Rodeo is coming to town starting July 10 with the annual parade kickoff event through downtown Colorado Springs. Get yourself there, pardner!

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SNIPPETZ® WEEKLY MAGAZINE

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WEDDING ETIQUETTEPART II

RESPONSIBILITIES OF THE MOTHER OF THE GROOM

The mother of the groom is often at a loss as to exactly what role she plays in the marriage of her son.

This is even more true when she has not participated previously in a wedding for a daughter or other sibling. The following rules of etiquette are shared to increase the joy and fulfi ll the traditional responsibilities of the mother of the groom.

Her responsibilities include:

• The fi rst rule of etiquette to be followed upon receiving news of the impending nuptials is to initiate contact between the families. Introducing herself and her husband to the bride’s parents is her fi rst responsibility. This may be as simple as making a call to the bride’s mother and telling her how happy she is about the engagement or an informal invitation to dinner at their home. If preferred, dinner at a nice restaurant is always in order. This may be with or without the couple in attendance.

• If the parents live far away, a friendly letter is appropriate. A snapshot of the family and maybe even one of her son as a small child is always welcomed by the bride’s mother and is a kind gesture.

• The importance of providing an accurate and timely guest list can neither be over emphasized, nor the importance of sticking to the guidelines given her as to the number of guests she many invite. Remember to include zip codes.

• The mother of the bride will fi rst select a dress for her daughter’s wedding. A gown of complimentary color and similar styling is then chosen by the mother of the groom. The color should not match the bridesmaids, nor the bride’s mother, but compliment both.

• It is the responsibility of the groom’s parents to host the rehearsal dinner. This can be as simple as a potluck in the backyard or as elaborate as a formal dinner in the fi nest restaurant. Everyone who takes a part in the ceremony is invited to the dinner. It is proper etiquette to invite the spouse or signifi cant other of those participating, and the parents of children in the wedding.

• Scheduled family photographs, prior to the wedding, will dictate the groom’s parents time of arrival. If photos are not scheduled to be taken before the ceremony, the arrival should be no less than one hour before the appointed time.

• As the wedding begins, the groom’s mother will be escorted down the aisle, to the fi rst pew, right-hand side, by the head usher or a groomsman who is a family member. A nice touch includes the groom escorting his mother down the aisle. As the groom’s mother is escorted to her seat, her husband will follow along behind. However, if the parents are divorced, the father of the groom will have been seated previously, two pews behind the mother.

Heather Buchman is a certifi ed etiquette trainer who teaches in the Tri-Lakes area. Visit her website at socialsurvivalskills.net.

“PICNIC IN THE PINES” AT BENET HILL MONASTERY

A day of fun for the whole family is planned for Saturday July 21 at Benet Hill Monastery and Benedic-

tine Spirituality Center in the Pines. From 10:30 a.m. to 2:30 p.m., the Monastery grounds will open its doors to welcome the community and celebrate summer at the third annual “Picnic in the Pines” event. Benet Hill is located in a wonderful cool forest setting in the Black Forest area at 3190 Benet Lane in the northeast corridor of Colorado Springs.

According to Sr. Rose Ann Barmann, the Monastery’s Development Director, “for the third year, this family centered event will offer even more fun, fellowship and entertainment for kids and adults of all ages!”

“With all-you-can eat BBQ, beer, wine and beverages, ‘Picnic in the Pines’ promises to be a great day in magnifi cent woodland setting,” said Barmann.

Entertainment ranges from music by the New Horizons Combo Band, a football toss with former Denver Bronco Randy Gradishar, basketball hoops with for-mer Denver Nugget Bill Hanzlik, games for all ages including face painting and a “wishing well,” spin art, a pig roast, the Cheyenne Mountain Zoo Mobile, obstacle course, bounce house, raptors, owls, eagles and pony rides. News 13’s Jon Karroll will emcee the event. There will be plenty of free parking and free shuttle buses.

New this year will be drawings for great door prizes throughout the day.

In addition, tickets for a major prize draw-ing may be purchased for just $10 apiece, whether or not you plan to attend the event. Drawing items include a one-week stay in a gorgeous condo in Costa Rica, a Rocky Mountain getaway at Grand Lake, a Den-ver Broncos game package and a beauti-ful quilt. Drawing items can be viewed at www.benethillmonastery.org.

Event Chairperson Bliss Krucas stated that “Picnic in the Pines” will also showcase Benet Hill’s new facilities. Said Krucas, “Funds raised through this event and the drawing will provide much-needed support

for the important programs and services of-fered to the community by the ministries of Benet Hill.”

The community is welcome and invited to attend this wonderful event. Tickets may be purchased online at www.benethillmo-nastery.org or by calling 719-633-0655. Ticket prices range from $25 for individu-als to $100 for an entire family residing in the same household. Children under the age of fi ve will be admitted for free. Ac-tive duty military will receive a 20% dis-count.

Along with Chairpersons Bliss Krucas and Sr. Rose Ann Barmann, the “Picnic in the Pines” committee includes Julie Arm-strong, Jerry Bagg, Ron Bruyneel, Robin Cross, Joan Klein, Jennifer Miller, Ernie Romero, Jeff Rugis, Maryann Stadjuhar, Katie Stuart, Michel Tomsic, Gene Tour-ville and Donna Wagner.

For more information, contact Sr. Rose Ann Barmann, OSB, at 719-633-0655 or [email protected] or Bliss Krucas at [email protected].

Page 5: Snippetz Issue 558

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SNIPPETZ®: THE LOCAL SCOOP

finders keepersby Peggy Rima

THANK YOU FOR SHOPPING LOCAL!Incredible Jewelry Unique Gifts Local Art

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• It was ancient Chinese philosopher Confucius who made the following sage observation: “It is only the very wisest and the very stupidest who cannot change.”

• The 1,000 most common words in English make up approximately 90 percent of all writing in the lan-guage.

• If you’re planning a trip Down Un-der, be sure you save some time for the Australian state of Tasmania. In the capital, Derwent, is the critically acclaimed Museum of Old and New Art, or MONA. One of the unusual -- I would even venture to say unique in the world -- offerings is the after-hours “naturist tour.” Yes, that means naked. A naked tour guide leads na-ked tourists through the museum. Even the security guards are naked.

• You may be surprised to learn that hot and cold running water has been around for thousands of years. Mem-

bers of the upper class in ancient Egypt used copper tubing to pipe it into their homes.

• The oldest goldfi sh on record lived 41 years. His name was Fred.

• According to the U.S. Census, the Pacifi c states (including Hawaii) are home to the men with the longest life expectancy, while women tend to live longer in the South.

• If one or both of your parents were sleepwalkers, you’re more prone to nocturnal wanderings yourself.

• In the late 1960s, J.I. Rodale, cre-ator of Prevention magazine, was invited to be a guest on the “Dick Cavett Show.” After talking confi -dently about his good health and pre-dicting that he would live to be 100, he seemed to doze off. The host and another guest chuckled a bit about the apparent nap, until they realized that Rodale had died. Needless to say, the show never aired.

***Thought for the Day: “I would have made a good Pope.” -- Richard Nixon

(c) 2012 King Features Synd., Inc.

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Page 6: Snippetz Issue 558

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SNIPPETZ® HEALTH AND WELLNESS

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DEAR DR. DONOHUE: From the minute I get out of bed, I have attacks of dizziness. I don’t know what brings them on. I’m afraid these spells are go-ing to make me fall and break some-thing. Do you have any thoughts that could help? I’m 82. -- R.M.

ANSWER: The causes of dizziness (vertigo) are many. I’ll mention a cou-ple, but you need a doctor’s exam to de-termine what the exact problem is.Meniere’s (main-YAIRS) disease is a triad of dizziness, hearing loss and ear noises (tinnitus). It comes in brief at-tacks, with recovery in a short time. As time passes, attacks last longer, with briefer periods of relief. A buildup of fl uid in the inner ear is responsible. Water pills and a strict low-sodium diet help. Surgical drainage of the fl uid is another treatment.A viral infection of the inner ear is a common dizziness cause. Time even-tually takes care of the virus. During the period of infection, a medicine like meclizine improves symptoms.A third common problem is benign positional vertigo -- dizziness attacks with head movement. Getting out of bed, rolling over in bed, looking up at a high shelf and just about any change in head position trigger an attack, which is short-lived. Tiny calcium crystals in the inner ear have migrated to places where they engender a discharge of confusing signals to the brain. Repositioning the crystals puts an end to the attacks.Sit in the middle of a bed, far enough to the opposite side of the bed that your

head will project over that side when you lie down. If a head turn to the right provokes an at-tack, quickly turn your head to the right, and keep it turned un-til dizziness goes. Then lie down quickly with your head off the side of the bed and still turned to the right. Then, from that po-sition, turn your head to the left. Roll over onto your left side, with your nose pointed down to the fl oor, for 30 seconds. Then go back to the starting sitting position with head bent. If dizzi-ness persists, repeat. If this is too complicated, let your doctor lead you through it.The booklet on dizziness dis-cusses in greater depth its various causes and treatments. To obtain a copy, write: Dr. Donohue -- No. 801W, Box 536475, Orlando, FL

32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Can-ada. with the recipient’s printed name and address. Please allow four weeks for delivery.

***DEAR DR. DONOHUE: I try to keep up with the latest nutritional recommen-dations. I have had no formal training, so I am often confused by the terms used. For example, what are simple car-bohydrates and complex carbohydrates? What’s the difference? -- L.A.

ANSWER: Simple carbohydrates are sugars like table sugar (sucrose). The sugar in intravenous feedings in hospi-tals is glucose, and fruit sugar is fruc-tose. Both are simple carbohydrates.Complex carbohydrates are very long chains of the basic carbohydrate unit. Starches are complex carbohydrates. Potatoes, pastas and rice are examples of complex carbohydrates. Complex carbohydrates don’t raise blood sugar as quickly as simple ones do.

***Dr. Donohue regrets that he is unable to answer individual letters, but he will in-corporate them in his column whenever possible. Readers may write him or re-quest an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2012 North America Synd., Inc.All Rights Reserved

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Page 7: Snippetz Issue 558

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SNIPPETZ® WEEKLY MAGAZINE

BLUE-COLLARBLUES

Blue-collar workers among us could be hurt if the re-tirement age is raised again.

While the overall state of Social Security wouldn’t be affected that much, it would be a burden for those who’ve done the hard work all their lives.

So says a report by the American Institute for Economic Research.

Think about it: Those of us who’ve done physical work all our lives want to retire earlier. We’re tired and need a break. A researcher ex-amined records for a period of 21 years and found that:

- Less than 5 percent of workers in white-collar professions retire at age 65. This group includes law-yers, scientists, managers and ad-ministrators.

- Those who do manual labor, the

blue-collar workers among us, re-tire at age 65 at the following rates:• 32 percent -- foremen, machine operators• 23 percent -- carpenters• 21.6 -- farm workers• 19 percent -- kitchen workers• 18.5 percent -- gardeners, auto mechanics

If the retirement age is raised, blue-collar workers won’t stay on the job. They’ll still retire, but their Social Security each month will be less than it would be at full retire-ment age.

The current debate is whether rais-ing the retirement age would have any benefi t to the Social Secu-rity program itself. One study that showed raising the earliest retire-ment age from 62 to 65 would have only “modest effects” on the health of Social Security.

On the other hand, to keep work-ing requires that one have a job. It’s shown that the unemployment rate for those age 55 and older is the highest it’s been in 60 years.

If you object to the government try-ing to balance the budget by tinker-ing with our retirement, let your senators know.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2012 King Features Synd., Inc.

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CHRISTMAS BUSINESS

By Nicholas James Yanez

Remember that old quote, “Oh boy, I just love my job. If I didn’t have to work fi ve times a week I just

don’t know what I would do. The only way I ever get through those dreaded weekends is my knowing that my Monday morning shift is creeping closer!” Well of course you don’t remember that quote. No one has ever said it before. However, despite popular belief, some people do actually love the place they work. While they may not love the damper it has on their social life at times, there are a good percentage of people who wouldn’t work anywhere else. Whether that is because of the actual content of the work or the people they are around, who knows, but certain folks around the world represent their job proudly; and now they can do it in a totally different way.

Pinz Bowling Center is creating a new League called ‘Taking Care of Business’, where every Tri-Lakes area company, business, or organization will have one or more teams represent them. It’s the per-fect opportunity for co-workers to bond,

or managers to better know their employ-ees. Family members are welcome to join as well. At the conclusion of the League, the teams that performed best will be awarded cash prizes and/or trophies. Then, in addition for the fi rst place team, one grand prize will be awarded – a FREE company party! The 20-week League be-gins Saturday, July 21st at 6:00pm and continues weekly at 6:30pm. This means it will end conveniently in December, giv-ing the grand prize winner the potential of a Christmas or New Years Party!

Wait a minute; did I just mention Christ-mas in this July written article? I believe I did. I guess it’s that time of the year again. Oh boy, here come the ads, the gro-cery store music and the old relatives. I thought we just went through this didn’t we? Is it possible that my space time con-tinuum theory is correct, and I have some-how managed to travel time within only the context of my mind? Oh no, what am I going to get my Dad. I can’t possibly out-do last year’s printer. I mean, it was HP! It was a fantastic deal for a fantastic prod-uct. Plus it uses WAY less ink than that other one he had. And now I’ve got noth-ing. Shoot, should’ve saved the printer for this year…

For more information on Pinz new Taking Car of Business League, contact Pinz at (719) 487-7469

Page 8: Snippetz Issue 558

8

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• On July 14, 1798, Congress passes the Se-dition Act, which permitted the prosecution of individuals who voiced or printed what the government deemed to be malicious re-marks about the president or government of the United States.

• On July 11, 1804, Vice President Aaron Burr fatally shoots his long-time political antagonist, Alexander Hamilton, in a duel. Burr shot Hamilton in the stomach, and the bullet lodged next to his spine. Hamilton, a Founding Father and fi rst U.S. treasury sec-retary, died the next day.

• On July 9, 1877, the All England Croquet and Lawn Tennis Club begins its fi rst lawn tennis tournament at Wimbledon, then an outer suburb of London. Twenty-one ama-teurs showed up to compete in the Gentle-men’s Singles tournament, the only event.

• On July 10, 1925, in Dayton, Tenn., the so-called Monkey Trial begins with John Thomas Scopes, a young high-school sci-ence teacher, accused of teaching evolution in violation of a Tennessee state law. The

law made it a misdemeanor to teach any theory that denied the story of the Divine Creation of man.

• On July 12, 1933, the fi rst three-wheeled, multi-directional Dymaxion car is manufac-tured in Bridgeport, Conn. Part aircraft, part automobile, it had wings that infl ated and a tail fi n. It had a steel chassis, a body made of ash wood, an aluminum skin and a painted canvas roof. The Dymaxion was designed to reach a speed of 120 mph and average 28 mpg.

• On July 15, 1941, master spy Juan Pujol Garcia, nicknamed “Garbo,” sends his fi rst communique to Germany from Britain. The disinformation the double agent transmitted to Germany was fabricated by the British. In June 1944, he managed to convince Hitler that the D-Day invasion of Normandy was just a “diversionary maneuver.”

• On July 13, 1955, model and nightclub manger Ruth Ellis is executed by hanging in London for the murder of boyfriend David Blakely. She was the last woman to be ex-ecuted in the United Kingdom. Ellis, 29, did not help her case when during her trial she stated, “It was obvious that when I shot him I intended to kill him.”

(c) 2012 King Features Synd., Inc.

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Page 9: Snippetz Issue 558

9

HOME AND GARDEN

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• “The kids are all home for the sum-mer, which means more TV squab-bles. We limit their television view-ing with coupons, which they can use to “reserve” the TV. They write the time they’d like to use the tele-vision, in 30-minute increments, on the coupon, and it gets taped to the inside cabinet of the entertainment center. This has worked well, since it’s fi rst-come, fi rst-served”. -- R.E. in Tennessee

• If you are counting calories, check out the website of fast-food restau-rants you frequent, and you can de-cide ahead of time what items fi t best in your diet.

• “To clean my glass lighting fi x-

tures, I take them down, dust them off and use a toothbrush on any in-tricate dirt areas, then I stack them in the dishwasher’s top rack. I run it without cleaner, and it does a terrifi c job.” -- a Reader in Oregon

• If your stomach gets irritated when you take aspirin, make sure you’re taking it with a full glass of water. Too little water will result in an up-set tummy.

• “I keep a tea towel on the end of my dresser so that I can set my purse there. The bottoms of purses see so many dirty areas, and I can just toss the towel in the wash weekly.” -- M.M. in Louisiana

• If you want to keep your peeled po-tatoes white, add a little bit of white vinegar to the cooking water. It will not fl avor the potatoes.

Send your tips to Now Here’s a Tip, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475 or e-mail JoAnn at [email protected].

(c) 2012 King Features Synd., Inc.

UPDATING AN OLD FAVORITEAfter years of creating reci-

pes, shopping and cooking, even a Kitchen Diva needs

to update her old favorites from time to time. It’s amazing how changing a few ingredients and adding new spices and herbs can revive an old recipe. I’ve decided to update my Chicken and Rice Salad by giving it a Mexican twist.

I’m adding fl avorful herbs and spic-es to change the fl avor profi le of the dish. The black beans and avocados give the salad a creamy, buttery tex-ture and add additional protein and nutrients. Nutrients found in avoca-dos include vitamin E, vitamin C,

lutein and the B vitamins folate, B-6, pantothenic acid, ribofl avin and nia-cin -- all of which have been shown to be good for hair and skin.

Be selective about the avocados you use in this salad. An avocado is ready to serve when the skin turns from dark green to nearly black and

yields when pressed gently with a thumb. Firm avocados will ripen in a day or two at room temperature in a brown paper bag on your kitchen counter. Ripe avocados can be kept in the refrigerator for several days.

Try this updated Avocado, Chicken and Rice Salad dish, and feel free to think outside of the recipe box the next time you prepare an old family favorite.

AVOCADO, CHICKEN AND RICE SALAD

2 cups cooked long-grain white rice2 ripe avocados1 teaspoon fresh lemon juice

Continued on page 11

Page 10: Snippetz Issue 558

10

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Page 11: Snippetz Issue 558

11

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1 (15 ounce) can black beans3 cups cooked chicken, shredded or cut into bite-sized pieces4 green onions, root ends removed and discarded, white and green parts, chopped1 teaspoon chili powder1/2 teaspoon salt1/2 teaspoon freshly ground black pepper1/4 teaspoon cayenne pepper1 cup Italian dressing1 cup cherry tomatoes1/4 cup chopped cilantro, optional

1. Prepare rice according to package directions. Dice avocados and toss with lemon juice; set aside. Rinse and drain black beans. When the rice is ready, stir in chicken, beans, green onions, chili powder, salt, black pepper and cayenne pepper. Add Italian dressing and toss well to combine.

2. Pour into a serving bowl, cover with plastic wrap and chill for 30 minutes to 1 hour. Add the avocados and cherry tomatoes, tossing gently to combine. Sprinkle with cilantro,

The Kitchen DivaContinued from page 9

if desired. Makes 6 servings.

***Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cook-book.” Her website is www.divapro.com. Like Angela Shelf Medearis, The Kitchen Diva!, on Facebook. Recipes may not be reprinted with-out permission from Angela Shelf Medearis.

(c) 2012 King Features Synd., Inc.,and Angela Shelf Medearis

Page 12: Snippetz Issue 558

12

(c) 2012 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. ADVERTISEMENTS: What product’s slogan is “When it rains, it pours”?

2. ANATOMY: Where is a more com-mon name for the tympanic mem-brane?

3. MUSIC: Who had a hit album in the 1970s titled “Innervisions”?

4. LITERATURE: Which of Shake-speare’s plays contains the line, “By the pricking of my thumbs, /some-thing wicked this way comes”?

5. MYTHOLOGY: What country was ruled by Midas, the king with the golden touch?

6. GEOGRAPHY: What is the capital of Portugal?

7. TELEVISION: What famous TV cou-ple of the 1950s lived at the fi ctional address 623 East 68th Street?

8. U.S. STATES: Which state’s nick-name is “The Grand Canyon State”?

9. POETRY: What is a heroic couplet?

10. HISTORY: Who was Jesse James’ brother and partner in crime?

1. Name the relief pitcher who was named MVP of the 1959 World Se-ries. 2. Who was the oldest major-league player to hit three home runs in a game?3. Name the player who holds the NFL rookie record for both passes attempted and completed in a sea-son.4. Who is the only player to lead Di-vision I men’s college basketball in scoring and win the NCAA champion-ship in the same year? 5. Name the last player before Ed-monton’s Sam Gagner in 2012 to get eight points in one NHL regular-sea-son game.6. When was the last time Colombia qualifi ed for the World Cup in men’s soccer?7. Name the last horse before I’ll Have Another in 2012 to win the Kentucky Derby from the 19th post.

(c) 2012 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Which 1950s artist is memorialized with an 8-foot bronze statue in his hometown?

2. Name the Spice Girls.

3. What was Wicked Les-ter?

4. What do “He’s a Rebel,” “Rubber Ball” and “Hello Mary Lou” have in com-mon?

5. Which singer was born Ellen Naomi Cohen?

6. What were The Polka Tulk Blues Band, and Earth?

New DVD Releases forWeek of July 9, 2012PICKS OF THE WEEK

“American Reunion” (R) -- Those kids from the smash-hit teen sex comedy of the late ‘90s are back. Too bad they’re not teenagers, it’s not the ‘90s, and since there has been a steady stream of “American Pie” sequels and spin offs, it’s hard to celebrate the return of the original cast. Jim (Jason Biggs), Oz (Chris Klein) and the foul Sti-fl er (Sean William Scott) meet up with their old high-school chums for a high-school reunion and ceremonial rehashing of tired

comedy material.The raunchy humor that’s been the staple of the franchise also makes a return, but to hit-or-miss results. Sometimes Stifl er says something vile in just the right way to be funny. Most other items of raunchy humor are less funny and more uncomfortable or disappointingly predictable.

“Quill: The Life of a Guide Dog” -- This Japanese import follows a yellow labra-dor from his puppy days to adulthood as a guide dog for the blind. It’s in live ac-tion, and the dog does not talk. Quill is se-lected from his litter for training because as a puppy, he didn’t come when his master called -- a sign of a good candidate. While it’s a fi ctional drama, the movie is surpris-ingly informative. Quill is eventually matched up with a blind man who is not keen on being led around by a dog. Quill has to demonstrate the pa-

tience of his training along with the more loveable dog traits to show his owner that he can be trusted. It may be a bit slow for many kids, but youngsters who are passion-ate about animals and can keep up with the subtitles will be glued to the screen.

“Margaret” (R) -- Anna Paquin plays Lisa, a bright teenage girl who inadver-tently plays a part in a bus accident that kills a woman she’s never met. Her guilt infects her entire life, her schoolwork starts to suffer, and she begins to lash out at those around her. She wants to reach out to some-body, but gets confused by her feelings for her teacher (Matt Damon). Lisa navigates through an emotional minefi eld and takes the audience with her.

“Being Flynn” (R) -- Nick Flynn (Paul Dano) has been mixed up since the death of his mother (Julianne Moore in fl ashbacks).

His father, Jonathan (Robert De Niro in one of the best roles he’s had recently), was never around much and mostly just talked himself up as a great writer. Father and son meet in a homeless shelter where Nick is volunteering and Jonathan has sought refuge, still with the attitude that he’s a brilliant writer fl ung into another rich scenario.

TV RELEASES“Adventure Time: Complete First Season”

“Warehouse 13: Season Three”

“Father Dowling Mysteries: The Second Season”

“The Glades: Season 2”

“The Big Bang Theory: The Complete First Season” [Blu-ray]

(c) 2012 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (13).

(c) 2012 King Features Synd., Inc.

BySamStruckhoff

Page 13: Snippetz Issue 558

13

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Buddy Holly. The statue in Lubbock, Texas, is along the Walk of Fame that also memorializes other Texas artists. It’s across the street from the Buddy Holly museum.2. Melanie B (Scary Spice), Geri Halliwell (Ginger Spice 1996-98), Victoria Beckham (Posh Spice), Melanie C (Sporty Spice), Emma Bunton (Baby Spice).3. The rock band that would eventually be known as Kiss, after a short run as Rainbow (1970-71).4. All were written for other artists by singer-songwriter Gene Pitney. His own chart hits often were written by the Burt Bacharach-Hal David duo.5. None other than Cass Elliot of The Mamas and the Papas (“California Dreamin’,” “Monday, Monday” and “Dedicated to the One I Love”).6. The two groups became Black Sabbath after another name change. It’s said that The Polka Tulk Blues Band name came from a brand of talcum powder used by Ozzie Osbourne’s mother.

1. Morton Salt2. Eardrum

3. Stevie Wonder4. “Macbeth”5. Phrygia6. Lisbon

7. Lucy and Ricky Ricardo8. Arizona

9. Two rhymed 10-syllable lines of poetry10. Frank James

1. Larry Sherry of the Los Angeles Dodgers.2. St. Louis’ Stan Musial was 41 when he did it in 1962.3. Sam Bradford of the St. Louis Rams in 2010 (354 completions in 590 attempts).4. Kansas’ Clyde Lovellette, in 1952.5. Pittsburgh’s Mario Lemieux, in 1988.6. It was 1998.7. No horse had ever before won the Kentucky Derby from the 19th post

JULY 9, 2012

ARIES (March 21 to April 19) You clever Ewes and Rams love nothing more than to rise to a challenge. So, by all means, if you feel sure about your facts, step right up and defend your side of the issue.

TAURUS (April 20 to May 20) You’ve done some great work recently. Now it’s time to reward yourself with something wonderful, perhaps a day at a spa or a night out with someone very special.

GEMINI (May 21 to June 20) You love to talk, but don’t forget to make time to do a lit-tle more listening, otherwise you could miss out on an important message someone might be trying to send you.

CANCER (June 21 to July 22) Your aspect indicates some uncertainty about one of your goals. Use this period of shifting attitudes to reassess what you really want and what you’re ready to do to get it.

LEO (July 23 to August 22) Your social life is picking up, and you’ll soon be mingling with old friends and making new ones. But ‘twixt the fun times, stay on top of changing workplace conditions.

VIRGO (August 23 September 22) A trusted friend offers understanding as you vent some long-pent-up feelings. Now, move on from there and start making the changes you’ve put off all this time.

LIBRA (September 23 to October 22) You might well feel uneasy as you face a diffi cult situation involving someone close to you. But you know you’re doing the right thing, so stick with your decision.

SCORPIO (October 23 to November 21) You’re a good friend to others. Now’s the time to allow them to be good friends to you. Rely on their trusted advice to help you get through an uncertain period.

SAGITTARIUS (November 22 to December 21) Family and friends are always important, but especially so at this time. Despite your hectic workplace schedule, make a real effort to include them in your life.

CAPRICORN (December 22 to January 19) That project you’ve been working on is almost ready for presentation. But you still need some information from a colleague be-fore you can consider it done.

AQUARIUS (January 20 to February 18) Don’t let those negative attitudes that have sprung up around you drain your energies. Shrug them off, and move ahead with the confi dence that you can get the job done.

PISCES (February 19 to March 20) Aspects favor some dedicated fun time for the hard-working Piscean. A nice, refreshing plunge into the social swim can recharge your physi-cal and emotional batteries.

BORN THIS WEEK: You love to travel and be with people. You probably would be happy as a social director on a cruise ship.

(c) 2012 King Features Synd., Inc.

Page 14: Snippetz Issue 558

14

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SNIPPETZ® WEEKLY MAGAZINE

EmergencyPreparedness Plans

Series 8, Article 1

Because of the recent events in ourcity, I am introducing to you somewebsites that can prepare you fordisasters. For obvious reasons, Iam covering "fire", but these web-sites can also be used to find infor-mation regarding preparedness forany emergency including man-madedisasters, such as a terrorist attacksor arson fires; and natural disasterssuch as earthquakes, wildfires,floods, hurricanes and tornadoes.

Having a PLAN is essential. Forthe first time in my life I was facedwith the question, "What would Igrab?...my cats…the safe…mycomputer tower…" I had no list, noplan.

To protect yourself, it is important tounderstand the basic characteristicsof fire. Fire spreads quickly; there isno time to gather valuables or makea phone call. In just two minutes, afire can become life-threatening. Infive minutes, a residence can beengulfed in flames.

If you have some warning, as wedid with the "pre-evacuation" statusthat we were given, and you have a"to do" list in the kitchen drawer,you can make the most of the timeyou have and save your life, thelives of your family and pets, andquickly pack up essential and irre-placeable items before going tosafety.

1. Making An EmergencyPreparedness Plan is the first itemto put in place.

2. Secondly, you will want to BuyEmergency Survival Kits andSupplies for your home, car andoffice.

Here are two websites that will helpyou with these first two importantsteps: www.quakekare.com andwww.ready.gov/home-fires

3. Thirdly, once you have distancedyourself and your loved ones fromthe dangerous area, Stay InformedWith Disaster Preparedness Newsand Updates. Television News isone way to stay informed, but manytimes you see the same footageand hear the same information overand over…then you have to sitthrough commercials, etc. I havefound that the internet and emer-gency websites are updated farquicker than reporters.

http://inciweb.org is a very valuableinformational website to find out allthe information you may needregarding current fires in the UnitedStates, including up-to-date map-ping, and information like cause,size, percentage contained, firebehavior, planned actions and thename of the commander in charge.The mapping system uses GoogleMaps on which you can zoom in tosee exactly what areas are affected.

More information can be found onhttp://gacc.nifc.gov/rmcc under"incident information".

One very informative websitewww.disastercenter.com is totallyinvaluable! Click on your State andyou are taken to a page withEmergency links for almost anythingyou may need.

It has Federal Disaster Links suchas Applying for Federal DisasterAide, FEMA, Red Cross, WeatherAlerts and Storm News.

State Disaster Links such as theColorado Division of Insurance, FireSafety and EmergencyManagement.

County and City EmergencyManagement Agencies listed inalphabetical order so you canreceive up-to-the-minute alerts foryour particular County.

And Disaster Center Links for infor-mation on fire, tornados, crime,earthquakes, and plans for yourfamily to be ready if they were tooccur.

FOR THE KIDS - Get your kidsinvolved in planning for disasters.That way they aren't in a state ofshock if it happens.

www.911forkids.com is a websitethat does just that. Go to this web-site and then scroll down to the sec-tion on the right hand side that saysEmergency and DisasterInformation. Here you will find print-able lists for a Family EmergencyPlan, Three Day Emergency SupplyChecklist, procedures for What ToDo During and After a Fire, andSafety Tips having to do with Fire,Tornados, Terrorism, Earthquakes,Flooding, etc.

BE PREPARED.

Find all past articles at www.WebChatbyRobyn.comThis article is written by Robyn Graham, Owner of WebsitesByRobyn.com

If you have any questions or requests for articles concerning a particularsubject, feel free to contact me at [email protected]

Page 15: Snippetz Issue 558

15

SNIPPETZ® WEEKLY MAGAZINE

LIVING GOD’S GIFTSbringing Christ into your fi nancial life

INVESTINGFROM A

BIBLICALPERSPECTIVE

Honoring God with Your Financial BlessingsCHUCK MAHER CFP

PO Box 39Monument, CO 80132

Phone: 719-481-0549Cell: 303-748-6352

Toll Free: 800-873-9705

[email protected]

Securiti es off ered through and supervised by Wilbanks Securiti es, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securiti es Advisory

SNIPPETZCOMMUNITY CALENDAR

www.fepublications.com

Tri-Lakes HAP-py Feet Foot Care Clinic

Tri-Lakes Senior CenterSecond Wednesday of each MonthMedical foot care clinic, on the second Wednesday of each month at the Tri-Lakes Senior Center, located at the Lewis-Palmer High School campus, across the street from the YMCA. Appointments are for 30 minutes and cost $25; limited fi nancial assistance for qualifying applicants is available from Tri-Lakes Health Advocacy Partnership. To schedule an appointment, call Bob or Debbie at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448.

LIONS CLUB MEETING2nd and 4th Thursdays of the Month

6:30PM-8:00PM - Fairfi eld InnTri-Lakes has Lions on the 2nd and 4th Thursdays of each month! Your family can make help enrich lives for our El Paso County families and people around the world. Please contact [email protected] 719-313-0688 for club details. We Serve.

ALCOHOLICS ANONYMOUSBeacon Lite GroupTri-Lakes Chapel

1750 Deer Creek RoadWoodmoor Dr & Deer Creek Road

8:00 PM Mon & ThursKathleen - (719) 649-1046

HOMES FOR OUR TROOPS GOLF TOURNAMENT

Monument Hill Country ClubJuly 11, 2012

6:30 AM Sign in / 8:00 ‘AM Tee Time

Legacy Sertoma will host a 4-player scramble Golf Tournament, Jul 11th, at the Monument Hill Country Club. All pro-ceeds will go to “Homes for our Troops”, a top-rated national charity which builds specially adapted homes for our se-verely injured Veterans. Cost: $90 indi-vidual registration; $320 for a registered 4-some. Registration forms available in local businesses or request form at: [email protected]

CASA 411 NIGHTJuly 18, 2012, 5:30pm-6:30pm

CASA Building, 701 S. Cascade Avenue.

In an effort to recruit more volunteers and offer community members theopportunity to help in the fi ght child abuse, CASA of the Pikes Peak Regionis holding an informational event on July 18...

CONTACTPlease contact Kelly at 719-447-9898 x 1033 or email [email protected]. Visit casappr.org for additional information.

COLORADO SPRINGS CHAMBER OF COMMERCE

RIBBON CUTTING CEREMONY AND OPEN HOUSE

3210 E. Woodmen Rd., Suite 200, Colorado Springs, CO 80920

Thursday, July 19, 20124:00 p.m. - 7:00 p.m.

Please Come Join Us! Ribbon Cutting Ceremony and Open House Celebrating New Ownership of Woodmen Views Dentistry. There will be: Food, Giveaways and Prizes. We look forward to seeing your smile! Please RSVP at 719-358-6998 or [email protected]

“PICNIC IN THE PINES” AT BENET HILL MONASTERY

A day of fun for the whole family is planned for Saturday July 21 at Benet Hill Monastery and Benedictine Spirituality Center in the Pines. From 10:30 a.m. to 2:30 p.m., the Monastery grounds will open its doors to welcome the community and celebrate summer at the third annual “Picnic in the Pines” event. Benet Hill is located in a wonderful cool forest setting in the Black Forest area at 3190 Benet Lane in the northeast corridor of Colorado Springs.

PEACE. LOVE. SWAPKid’s Clothing and Gear Swap

Aerials Gymnastics EastJuly 22, 2012 2:00PM- 5:00PM

Kids grow out of their stuff so fast & always need new stuff, & in this economic climate, what better way to get “new” stuff than to swap with other families. That is what peace. love. swap is all about. For only $5, you take as much stuff as you need - period. Need a pack n play? done. Clothes for all three of your kids? done. Books, toys, shoes, swings.. we have that - and it’s all only $5. The only rule? Take only what you need, and bring it back when you are done. That’s all we ask. peace. love. swap is truly a win- win for everyone involved. Here is a link: http://peaceloveswap.com/event/colorado-springs-july-swap/

RAWARTISTS PRESENTS MIXOLOGY

Union StationColorado Springs, CO

July 26th 8pm til 12 a.m.This is an all ages art show

featuring photograpy, art, music, dance and video. Tickets available by going to www.rawartists.org/,

www.soundcloud.com/psiklone or contact me at [email protected].

10.00 per person

Snippetz® Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We

reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submittedby E-mail or U.S. Mail.

E-mail:[email protected].

US Mail: Funder Enlightening, Inc. PO Box 789 Monument, CO 80132.Visa / Mastercard / Discover / Check

SNIPPETZCLASSIFIED

6 Lines - $5 per week(minimum 5 weeks)

Call: 719-487-0484

BI-LEVEL HOMEFOR SALE

Old farm area. Oro Blanco

and Barnes. Mature Landscaping.

Large lot. RV Parking. Well

maintained. 4 bd/ 2 ba.

Deck with mountain views.

Family room, fi replace.

Near Dougherty HS

$160,000

(719) 440-6977

FOR SALE

Wanted Lawnmowers to pickup

Weed trimmers, aluminum ladders

We will refurbish or recycle.

Call Maxx or Jack at

488.1147 for a pickup

WANTED

CHILD CARE

LICENSED HOMECHILD CARE

Full/Part-time. 0-12 years old.Quality infant, toddler, preschoolBefore and after school program.Nights and Weekends Available.

Jackson Creek Location.Please call: 719-488-6561

Cell: 719-344-3132

FOR SALE

Brand New Radio Shack IR Remote Extender – Extends TV remote up to 100

ft. No wiring, just plug in - $20

Real Estate Agent Items for sale: Signs $5, Riders $1, Books, Booties, Advertising Supplies, “You name it,

I’ve probably got it!”

Stereo Cabinet – Oak, Black, Glass doors, 4 shelves, easy access

back for cords - $20

Speakers – MTX 18x18 Sub Woofer $15, PSB 17x6 Center Speaker $15, PSB

24x11 (2) Front Speakers $25, Insignia 13x9 (2) Back Speakers $25, JBL 6x6 (2)

Smaller High Range $20. OR $80 FOR ALL!

(719) 216-4421

2 MIRRORSPERFECT FOR

WORKOUT ROOMOR BATHROOM!

72” high x 48” wide (Beveled edge -- Perfect condition) - $50.00

72” high x 36” wide (Regular edge -- silver missing on one corner

1/2”x3/4” area) - $30.00Call: (719) 216-4421

MAC COMPUTERW/ 19” MONITOR AND

ADOBE CS2 LICENSED $300

Software: Adobe CS2 (PhotoShop, Illustrator, InDesign, GoLive, Bridge),

Macromedia 2004 (DreamWeaver, Flash, Fireworks, Freehand), Adobe Premier 6.5,

Microsoft Offi ce v.X, Toast 6, StuffItHardware: 1 - Viewsonic 19” Monitor (fl atscreen), CPU w/ Airport card and antenna installed, Keyboard, Mouse -

Logitech Wireless, CablesCall: (719) 216-4421

FOR SALE

byChuck Maher, CFP®

...BRING CHRIST INTO OUR FINANCIAL LIVES

CHOOSING AFINANCIAL PLANNER

It seems like everyone in the fi nancial industries today are calling themselves fi nancial planners. Unfortunately, too

many of them are not. Many who call themselves fi nancial planners or advisers or managers are simply looking for new ways to sell their products. If you are look-ing for someone to help you coordinate your fi nances with your goals and dreams here are fi ve questions to help you fi nd the advisor that’s right for you.

What is it that you do?

With stockbrokers, insurance agents, an-nuity salesmen and so many others refer-ring to themselves as fi nancial planners it’s good to know exactly what your advisor does. A competent fi nancial planner will help you identify your goals and develop a plan of action with specifi c steps you will need to take to achieve those goals. The premier designation for a fi nancial planner is the CFP®, certifi ed fi nancial planner. In order for a fi nancial planner to receive the CFP® designation they must demon-strate their professionalism by submitting to the CFP® Board of Standards certifi ca-tion process which includes education, ex-amination, experience and ethical require-ments.

What is your experience?

There a no experience requirements for entry into many areas of the fi nancial in-dustries. You do not want to be the one pro-viding a training ground for someone with limited experience. Look for an advisor who’s been around for a number of years – someone who has dealt with the volatility of the markets and has succeeded in help-ing clients achieve their goals.

What are your competencies?

If you are working with a certifi ed fi nancial planner with a number of years of experi-ence odds are they are competent. But are they competent in your life experiences. If you are a retiree and your planner special-izes in young families, you may not receive the best advice for your situation. Ask your planner to describe his core clients and choose a planner whose clients are most like you.

What is your process?

Financial planning is a process. It involves gathering both quantitative and qualitative information, analyzing that data, creating a plan of action, determining multiple op-tions for implementing the plan, imple-mentation and regular reviews. If you’re advisor has one solution or one product for every situation you may want to consider getting additional advice.

How do you get paid?

Financial planners are paid in one of three ways. Either they charge a fee, are paid by the companies they represent a commission, or a combination of the two. There are pros and cons for each of these. If you’re plan-ner charges a fee it will either be an hourly rate or a percentage of your assets under management. Either way you’ll know what the costs are and what you are paying. With commission-based planners your costs are included in the price of the product. To know what those expenses are costing you, you will need to ask your planner to dis-close the amount of their compensation.

In these volatile economic times the as-sistance of a competent professional fi nan-

cial planner can help smooth many of the bumps in your fi nancial road. I would en-courage you to seek their advice.

“The way of the fool seems right in his own eyes, but he who listens to advice is wise.” Proverbs 15:21

Chuck Maher is a Certifi ed Financial Plan-nerTM practitioner specializing in Chris-tian values based fi nancial planning and investing. He can be reached at [email protected], locally at

(719)481-0549.

Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC

4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202

Fee Based through Wilbanks Securities Advisory

Page 16: Snippetz Issue 558

16

SNIPPETZ® WEEKLY MAGAZINE

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$32.00Per Sq. Ft.Installed

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CNC & WATERJET TECHNOLOGY

OVER 25 GRANITECOLORS IN STOCK!

TSTARLANDSCAPING

T-Star LandscapingAll Star Quality

Travis Prater

719-201-8667

P.O. Box 3142Monument, Co 80132

[email protected]

SUMMER MAINTENANCE SPECIAL!

Expert Hair Stylists

$25OFF

HAIR COLOR, PERMS& STRAIGHTENING

By KareyOwner/Stylist

New Clients Only

Extensions • Great Cuts • Hi-lites • Low-lites

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Walk-ins Welcome • (719) 481-3265251 North Front St. #5 , Monument

next to the Coffee Cup Cafe

NEW BARBER IN TOWN • Hot lather face shave • Hot lather head shave • Men’s, Women’s and Kid’s Cut • Hair Design lines

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