Your monthly update on our Mutual Fund Schemes
Reliance Nippon Life Asset Management Limited(formerly Reliance Capital Asset Management Limited)
July 2017
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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Category Fund Name Abbreviation Page No.
Equity
Diversified Large Cap Reliance Vision Fund RVF 3Reliance Top 200 Fund RT200F 4Reliance Quant Plus Fund RQPF 5
Reliance NRI Equity Fund RNEF 6Reliance Focused Large Cap Fund RFLCF 7
index Reliance Index Fund - Nifty Plan RIF-NP 8Reliance Index Fund - Sensex Plan RIF-SP 9
Diversified Mid & Small Cap Reliance Growth Fund RGF 10Reliance Mid & Small Cap Fund RMSCF 11Reliance Small Cap Fund RSCF 12
Diversified Multi Cap Reliance Regular Savings Fund - Equity Option RRSF-E 13Reliance Equity Opportunities Fund REOF 14
Balanced Reliance Regular Savings Fund - Balanced Option RRSF-B 15Reliance Equity Savings Fund RESF 16
Sector Reliance Banking Fund RBF 17Reliance Diversified Power Sector Fund RDPSF 17Reliance Media & Entertainment Fund RMEF 18Reliance Pharma Fund RPF 18
tax Saver Reliance Tax Saver (ELSS) Fund RTSF 19Arbitrage Reliance Arbitrage Advantage Fund RAAF 20international Reliance Japan Equity Fund RJEF 21
Reliance US Equity Opportunities Fund RUSEOF 22
FixED iNCoME
Liquid Reliance Liquidity Fund RLQF 23Reliance Liquid Fund - Treasury Plan RLF-TP 24Reliance Liquid Fund - Cash Plan RLF-CP 25
ultra Short term Reliance Money Manager Fund RMMF 26Reliance Medium Term Fund RMTF 27Reliance Banking & PSU Debt Fund RBPSUDF 28
Short term Reliance Floating Rate Fund - Short Term Plan RFRF-STP 29Reliance Short Term Fund RSTF 30
Long term Reliance Regular Savings Fund - Debt Option RRSF-D 31Reliance Corporate Bond Fund RCBF 32Reliance Income Fund RIF 33
Dynamic Reliance Dynamic Bond Fund RDBF 34Gilt Reliance Gilt Securities Fund RGSF 35MiP Reliance Monthly Income Plan RMIP 36
EtF
EtF - Equity Reliance ETF Nifty BeES (formerly known as R*Shares Nifty BeES) NIFTYBEES 37Reliance ETF Sensex (formerly known as R*Shares Sensex ETF) RELSENSEX 38Reliance ETF NV20 (formerly known as R*Shares NV20 ETF) RELNV20 39Reliance ETF Junior BeES (formerly known as R*Shares Junior BeES) JUNIORBEES 40Reliance ETF Nifty 100 (formerly known as R*Shares CNX 100 ETF) RELCNX100 41Reliance ETF Consumption (formerly known as R*Shares Consumption ETF) RELCONS 42Reliance ETF Dividend Opportunities (formerly known as R*Shares Dividend Opportunities ETF) RELDIVOPP 43Reliance ETF Infra BeES (formerly known as R*Shares Infra BeES) INFRABEES 44Reliance ETF Bank BeES (formerly known as R*Shares Bank BeES) BANKBEES 45Reliance ETF PSU Bank BeES (formerly known as R*Shares PSU Bank BeES) PSUBNKBEES 46Reliance ETF Shariah BeES (formerly known as R*Shares Shariah BeES) SHARIABEES 47Reliance ETF Hang Seng BeES (formerly known as R*Shares Hang Seng BeES) HNGSNGBEES 48CPSE ETF CPSEETF 49
EtF - Fixed income Reliance ETF Liquid BeES (formerly known as R*Shares Liquid BeES) LIQUIDBEES 50Reliance ETF Long Term Gilt (formerly known as R*Shares Long Term Gilt ETF) RRSLGETF 50
GoLD
Gold - EtF Reliance ETF Gold BeES (formerly known as R*Shares Gold BeES) GOLDBEES 51FoF - Domestic Reliance Gold Savings Fund RGOLDSF 51
REtiREMENt
Retirement - Equity Reliance Retirement Fund - Wealth Creation Scheme RRF-WC 52Retirement - Fixed income Reliance Retirement Fund - Income Generation Scheme RRF-IG 53
SiP Returns of Select Schemes 54Brief on the new securities included in the portfolio of Debt Funds
54
Fund Management team 55Scheme Performance 56Scheme Performance - Fund Manager Wise 64Funds at a Glance 67Disclaimers, Statutory Details & Risk Factors 74How to Read Factsheet
July 2017Fundamentals 3
Equity - Diversified Large Cap
Details as on June 30, 2017
Type of Scheme
An open ended Equity Growth Scheme
Current Investment Philosophy
Reliance Vision is large cap oriented fund with tactical exposure to mid caps. The fund attempts to invest in high quality businesses who are market leaders in their respective sectors, with a proven track record across market conditions. Large cap stocks endeavor to provide stability & liquidity to the portfolio and mid caps allocation can potentially generate superior returns. Backed by Fund Management expertise & growth oriented strategy, the fund endeavors to generate superior risk adjusted returns over the long term.
Date of Allotment
October 8, 1995
Fund Manager
Ashwani Kumar
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 3,241.17 Cr
Month End: ` 3,229.45 Cr
NAV as on June 30, 2017Growth Plan ` 526.8960 Dividend Plan ` 45.1033 Bonus Option ` 88.7404 Institutional Dividend Plan ` 290.8007 Direct - Growth Plan ` 542.1818 Direct - Dividend Plan ` 46.8289 Direct - Bonus Option ` 91.9221
Volatility MeasuresStandard Deviation 4.33Beta 1.05Sharpe Ratio 0.13Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.72
Expense Ratio^
Regular/Other than Direct 2.03
Direct 1.38
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related instruments through a research based approach
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
13-Jan-17 4.25 43.2931 39.0431
15-Jan-16 4.50 40.9070 36.4070
16-Jan-15 5.00 52.8545 47.8545
Direct - Dividend Plan
13-Jan-17 4.25 44.6611 40.4111
15-Jan-16 4.50 41.7853 37.2853
16-Jan-15 5.00 53.6114 48.6114
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Vision Fund RVF
Company/Issuer % of AssetsAuto
TVS Motor Company Limited* 8.57Maruti Suzuki India Limited 2.01Tata Motors Limited 1.23Auto Ancillaries
Automotive Axles Limited 1.76Federal-Mogul Goetze (India) Limited. 1.53BanksHDFC Bank Limited* 8.79State Bank of India* 8.00ICICI Bank Limited* 7.65Axis Bank Limited 1.51Bank of Baroda 1.13CementAmbuja Cements Limited 1.37ChemicalsLinde India Limited 1.80Consumer Non DurablesITC Limited* 5.41Ferrous MetalsTata Steel Limited* 7.15Finance
Housing Development Finance Corporation Limited 1.80Industrial Capital Goods
Honeywell Automation India Limited* 3.57ABB India Limited* 2.42
Company/Issuer % of AssetsBEML Limited 2.22GE T&D India Limited 1.55Industrial Products
Bharat Forge Limited 2.04Non - Ferrous Metals
Vedanta Limited 1.73Pesticides
UPL Limited 2.11Petroleum Products
Bharat Petroleum Corporation Limited 2.14Indian Oil Corporation Limited 1.07Pharmaceuticals
Aurobindo Pharma Limited 1.53Cipla Limited 1.08Software
Infosys Limited* 8.86Tata Consultancy Services Limited* 2.83HCL Technologies Limited 1.90Telecom - Services
Bharti Airtel Limited 1.06Commercial Paper 1.23SBI Cards & Payment Services Pvt Ltd 1.23Equity Less Than 1% of Corpus 2.22Cash and Other Receivables 0.73Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RVF
Since Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 2,610,000 2,400,000 1,800,000 1,200,000 600,000 360,000 120,000
Market Value (`) 39,682,761 29,035,793 7,680,489 2,381,188 924,289 436,964 134,583
Scheme Return (%) 21.07 21.29 17.56 13.20 17.49 13.22 24.56
B: S&P BSE 100 Return (%) 13.32 13.72 13.79 10.59 12.41 10.72 18.57
AB: S&P BSE Sensex Return (%) 12.39 12.81 13.12 9.71 10.75 8.92 18.46
Inception Date: October 8, 1995
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66
July 20174 Fundamentals
Equity - Diversified Large Cap
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
Reliance Top 200 Fund is a large cap oriented portfolio which invests in companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200. Large cap stocks endeavor to provide stability & liquidity to the portfolio. It endeavors to generate alpha while owning best of the index companies. It endeavors to invest in leaders or potential leaders with established business models & sustainable free cash flows. It endeavors to invest in growth companies at a reasonable valuation & with high return on equity. It invests in emerging large cap companies which have an established business model with a proven management track record and a potential to generate high cash flows.
Date of Allotment
August 8, 2007
Fund Manager
Sailesh Raj Bhan, Ashwani Kumar
Benchmark
S&P BSE 200
Fund Size
Monthly Average: ` 3,190.94 Cr
Month End: ` 3,392.20 Cr
NAV as on June 30, 2017Growth Plan ` 29.3505 Dividend Plan ` 16.1834 Bonus Option ` 29.3505 Institutional Bonus Option ` 30.2603 Direct - Growth Plan ` 30.4672 Direct - Dividend Plan ` 19.9396 Direct - Bonus Option ` 30.4672
Volatility MeasuresStandard Deviation 4.18Beta 1.05Sharpe Ratio 0.15Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 1.65
Expense Ratio^
Regular/Other than Direct 2.03
Direct 1.31
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend
NAVEx-Dividend NAV
Dividend Plan
23-Jun-17 0.16 16.1972 16.0372
24-May-17 0.16 16.0506 15.8906
23-Feb-17 1.50 16.4829 14.9829
Direct - Dividend Plan
23-Jun-17 0.16 19.9179 19.7578
24-May-17 0.16 19.6825 19.5225
23-Feb-17 1.50 19.8290 18.3290
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Top 200 Fund RT200F
Company/Issuer % of AssetsAutoMahindra & Mahindra Limited* 3.31TVS Motor Company Limited 2.31Ashok Leyland Limited 2.11Auto AncillariesAmara Raja Batteries Limited 1.53BanksState Bank of India* 5.37ICICI Bank Limited* 4.43HDFC Bank Limited* 4.42Axis Bank Limited* 3.19Kotak Mahindra Bank Limited 1.88Yes Bank Limited 1.30CementACC Limited 2.97Construction ProjectLarsen & Toubro Limited* 3.79Consumer Non DurablesITC Limited* 5.45Jubilant Foodworks Limited 1.19Nestle India Limited 1.15Ferrous MetalsTata Steel Limited* 3.37FinanceICICI Prudential Life Insurance Company Limited 1.93Housing Development Finance Corporation Limited 1.93Max Financial Services Limited 1.77Bajaj Finance Limited 1.54Cholamandalam Investment and Finance Company Limited 1.26
Company/Issuer % of AssetsGasPetronet LNG Limited 1.21Hotels, Resorts And Other Recreational ActivitiesThe Indian Hotels Company Limited 1.91Industrial Capital GoodsABB India Limited 2.04GE T&D India Limited 1.30Industrial ProductsBharat Forge Limited 1.76Cummins India Limited 1.55Petroleum ProductsCastrol India Limited 2.50Reliance Industries Limited 1.74PharmaceuticalsDr. Reddy's Laboratories Limited 2.83Divi's Laboratories Limited 2.72Sun Pharmaceutical Industries Limited 2.49Aurobindo Pharma Limited 1.92SoftwareInfosys Limited* 4.99HCL Technologies Limited* 3.59Certificate of Deposit 1.39HDFC Bank Limited 1.39Commercial Paper 1.96HDFC Credila Financial Services Pvt Ltd 1.26SBI Cards & Payment Services Pvt Ltd 0.70Equity Less Than 1% of Corpus 5.34Cash and Other Receivables 2.55Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RT200F
Since Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,190,000 600,000 360,000 120,000
Market Value (`) 2,586,387 943,291 446,329 135,432
Scheme Return (%) 15.04 18.33 14.72 26.04
B: S&P BSE 200 Return (%) 11.33 13.69 11.86 19.50
AB: S&P BSE Sensex Return (%) 9.75 10.75 8.92 18.46
Inception Date: August 8, 2007
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional Benchmark
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 5
Equity - Diversified Large Cap
Details as on June 30, 2017
Type of Scheme
An open ended Equity Scheme
Current Investment Philosophy
Actively managed fund + Scientific approach + Expertise + Back test = Reliance Quant Plus Fund.
Reliance Quant Plus is an actively managed investment fund that approaches stock selection process based on a proprietary system-based model. It provides the investors with a twin advantage of stock selection process based on quantitative model and the Fund Manager’s expertise leading to active fund management. The model would shortlist 15-20 Nifty 50 stocks through a screening mechanism at pre-determined intervals, i.e. on weekly basis. Stocks are selected on basis of parameters like valuation, earnings, price, momentum & quality, thus, giving a leverage to diversify risks and returns in such a volatile situation. Final selection of stocks and weightage allocation is a composite effort of the Fund Manager and the quantitative model.
Date of Allotment
April 18, 2008
Fund Manager
Meenakshi Dawar
Benchmark
Nifty 50
Fund Size
Monthly Average: ` 29.94 Cr
Month End: ` 29.44 Cr
NAV as on June 30, 2017Growth Plan ` 22.9543
Dividend Plan ` 12.2384
Bonus Option ` 22.9543
Direct - Growth Plan ` 23.5506
Direct - Dividend Plan ` 13.5492
Direct - Bonus Option ` 23.5506
Volatility Measures
Standard Deviation 3.81Beta 0.97Sharpe Ratio 0.05Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.55
Expense Ratio^
Regular/Other than Direct 2.66
Direct 2.00
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or before completion of 1 month from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
24-Jun-15 4.20 14.6973 10.4973
15-Feb-13 1.00 11.6059 10.6059
24-Mar-11 2.50 13.2676 11.1021
Direct - Dividend Plan
24-Jun-15 4.70 16.3432 11.6432
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Quant Plus Fund RQPF
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited* 6.33
Tata Motors Limited 2.79
Banks
ICICI Bank Limited* 8.59
HDFC Bank Limited* 8.02
State Bank of India* 6.77
IndusInd Bank Limited* 5.12
Cement
ACC Limited 4.54
Construction Project
Larsen & Toubro Limited* 5.63
Consumer Non Durables
ITC Limited* 5.98
Asian Paints Limited 5.00
Company/Issuer % of Assets
Ferrous Metals
Tata Steel Limited 4.91
Finance
Housing Development Finance Corporation Limited* 5.48
Indiabulls Housing Finance Limited 4.57
Petroleum Products
Reliance Industries Limited* 6.55
Pharmaceuticals
Dr. Reddy's Laboratories Limited 4.00
Power
NTPC Limited 3.02
Software
HCL Technologies Limited* 5.01
Infosys Limited 4.72
Cash and Other Receivables 2.96
Grand Total 100.00
Top 10 Holdings
SIP - If you invested ` 10000 every month in RQPFSince Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,110,000 600,000 360,000 120,000
Market Value (`) 1,917,738 807,305 421,602 132,322
Scheme Return (%) 11.50 11.94 10.72 20.64
B: Nifty 50 Return (%) 10.76 11.44 9.66 17.64
AB: S&P BSE Sensex Return (%) 10.35 10.75 8.92 18.46
Inception Date: April 18, 2008
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional Benchmark
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 20176 Fundamentals
Equity - Diversified Large Cap
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
Reliance NRI Equity fund has a mix of both top down and bottom up strategy. Stock selection remains the most important factor for long term performance. The fund invests in S&P BSE 200 or top 200 companies by market capitalization and has a large cap bias which would enable the fund to perform better during market recovery as blue chip stocks with good earnings visibility would tend to fare better than mid cap and small cap stocks in early revival. The fund will focus on companies with relatively higher market capitalization and having good liquidity in the stock market. The sector allocation may change as and when there is a better clarity regards direction of the economic environment. While maintaining focus on the long term investment ideas, the reasonable size of the fund allow us to take aggressive short term trading calls.
Date of Allotment
November 15, 2004
Fund Manager
Meenakshi Dawar
Benchmark
S&P BSE 200
Fund Size
Monthly Average: ` 91.09 Cr
Month End: ` 89.69 Cr
NAV as on June 30, 2017Growth Plan ` 80.6301 Dividend Plan ` 25.3415 Bonus Option ` 80.6301 Direct - Growth Plan ` 82.7430 Direct - Dividend Plan ` 28.9306
Volatility Measures
Standard Deviation 3.84Beta 0.97Sharpe Ratio 0.13Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.41
Expense Ratio^
Regular/Other than Direct 2.68
Direct 2.08
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related instruments primarily drawn from companies of S&P BSE 200
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
20-Jan-17 2.50 24.7622 22.2622
22-Jan-16 2.50 23.6110 21.1110
23-Jan-15 2.50 29.2166 26.7166
Direct - Dividend Plan
20-Jan-17 2.50 27.8491 25.3491
22-Jan-16 2.50 26.0809 23.5809
23-Jan-15 2.50 31.8622 29.3622
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Reliance NRI Equity Fund RNEF
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited* 4.83
Auto Ancillaries
Bosch Limited 3.90
MRF Limited 3.81
Exide Industries Limited 3.69
Banks
HDFC Bank Limited* 9.21
State Bank of India* 4.57
ICICI Bank Limited 3.56
Cement
Grasim Industries Limited* 4.15
ACC Limited 3.67
Century Textiles & Industries Limited 3.06
Construction Project
Larsen & Toubro Limited* 5.64
Consumer Non Durables
ITC Limited* 5.95
Ferrous Metals
Tata Steel Limited 1.82
Company/Issuer % of AssetsFinance
Housing Development Finance Corporation Limited* 4.68
Multi Commodity Exchange of India Limited 3.09
Gas
Petronet LNG Limited* 5.30
Hotels, Resorts And Other Recreational Activities
The Indian Hotels Company Limited 2.98
Industrial Capital Goods
ABB India Limited* 4.04
Industrial Products
Cummins India Limited* 4.10
Petroleum Products
Reliance Industries Limited 3.08
Pharmaceuticals
Cipla Limited 1.86
Services
Aditya Birla Nuvo Limited 1.04
Software
HCL Technologies Limited 3.79
Infosys Limited 3.13
Cash and Other Receivables 5.05Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RNEFSince Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,520,000 1,200,000 600,000 360,000 120,000
Market Value (`) 4,115,483 2,496,728 876,348 435,458 132,487
Scheme Return (%) 14.73 14.09 15.30 12.98 20.92
B: S&P BSE 200 Return (%) 11.54 11.27 13.69 11.86 19.50
AB: S&P BSE Sensex Return (%) 10.49 9.71 10.75 8.92 18.46
Inception Date: November 15, 2004
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 7
Equity - Diversified Large Cap
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
Reliance Focused Large Cap Fund intends to create a focused portfolio consisting of 25 stocks primarily investing in the Top 100 companies by market capitalization. Concentrated bets in high conviction stocks. Portfolio diversified across sectors, not more than 25% exposure in single sector. Atleast 75% of the portfolio will be invested in the Top 100 Companies by market capitalization. The fund may have a tactical allocation to niche businesses (beyond the Top 100 Co’s) which are market leaders in their respective segments. Key investment parameters will be companies with sustainable business models, proven track record and growth at reasonable price. Emphasis on alpha generation through sector rotation.
Date of Allotment
March 28, 2006
Fund Manager
Meenakshi Dawar
Benchmark
Nifty 50
Fund Size
Monthly Average: ` 1,197.99
Month End: ` 1,217.83 Cr
NAV as on June 30, 2017Growth Plan ` 28.2058 Dividend Plan ` 19.1527 Bonus Option ` 28.2058 Direct - Growth Plan ` 29.0827 Direct - Dividend Plan ` 19.6535 Direct - Bonus Option ` 29.0827
Volatility Measures
Standard Deviation 4.14Beta 1.01Sharpe Ratio 0.11Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.79
Expense Ratio^
Regular/Other than Direct 2.19
Direct 1.58
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in concentrated portfolio of equity & equity related instruments up to 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend
NAVEx-Dividend NAV
Dividend Plan
17-Feb-17 2.00 19.9413 17.9413
19-Feb-16 1.75 17.0716 15.3216
20-Feb-15 2.35 22.5610 20.2110
Direct - Dividend Plan
17-Feb-17 2.00 20.3683 18.3683
19-Feb-16 1.75 17.2719 15.5219
20-Feb-15 2.35 22.6773 20.3273
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Focused Large Cap Fund RFLCF
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited* 5.93
Auto Ancillaries
Exide Industries Limited 3.98
Banks
HDFC Bank Limited* 8.14
State Bank of India* 6.17
ICICI Bank Limited* 4.19
Yes Bank Limited 2.50
Cement
Grasim Industries Limited 2.54
Construction Project
Larsen & Toubro Limited* 4.85
Consumer Non Durables
ITC Limited* 5.31
United Spirits Limited 3.94
Colgate Palmolive (India) Limited 2.74
Dabur India Limited 1.68
Ferrous Metals
Tata Steel Limited 2.69
Finance
Max Financial Services Limited* 4.14
Company/Issuer % of AssetsGas
Petronet LNG Limited 3.92
Industrial Capital Goods
Siemens Limited* 4.11
Industrial Products
Cummins India Limited 3.78
Pesticides
UPL Limited 3.45
Petroleum Products
Indian Oil Corporation Limited* 4.11
Reliance Industries Limited 2.27
Pharmaceuticals
Divi's Laboratories Limited 2.13
Software
HCL Technologies Limited* 4.19
Infosys Limited 3.84
Textile Products
Arvind Limited 2.95
Commercial Paper 4.09SBI Cards & Payment Services Pvt Ltd 4.09
Equity Less Than 1% of Corpus 0.11Cash and Other Receivables 2.26Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RFLCFSince Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,360,000 1,200,000 600,000 360,000 120,000
Market Value (`) 2,609,417 2,187,205 883,071 433,999 132,701
Scheme Return (%) 11.02 11.60 15.61 12.74 21.29
B: Nifty 50 Return(%) 9.95 10.12 11.44 9.66 17.64
AB: S&P BSE Sensex Return (%) 9.51 9.71 10.75 8.92 18.46
Inception Date: March 28, 2006
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 20178 Fundamentals
Equity - Index
Details as on June 30, 2017
Type of Scheme
An open ended Index Linked Scheme
Current Investment Philosophy
The Scheme employs an investment approach designed to track the performance of Nifty 50 Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty 50 Index in same proportion as in the Index.
Date of Allotment
September 28, 2010
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty 50
Fund Size
Monthly Average: ` 126.54
Month End: ` 125.04 Cr
NAV as on June 30, 2017Growth Plan ` 15.8559 Quarterly Dividend Plan ` 15.8559 Half Yearly Dividend Plan ` 15.8559 Annual Dividend Plan ` 15.8559 Bonus Option ` 15.8559 Direct - Growth Plan ` 16.1807 Direct - Quarterly Dividend Plan ` 16.1807 Direct - Half Yearly Dividend Plan ` 16.1807 Direct - Annual Dividend Plan ` 16.1807 Direct - Bonus Option ` 16.1807
Volatility MeasuresStandard Deviation 3.79Beta 0.98Sharpe Ratio 0.05Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.32
Tracking Error@ 0.70
Expense Ratio^
Regular/Other than Direct 0.85
Direct 0.25
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or before completion of 7 days from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of the Nifty 50, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Special Feature: Reliance Any Time Money Card
Reliance Index Fund - Nifty Plan RIF-NP
Company/Issuer % of AssetsAuto
Maruti Suzuki India Limited 2.65
Tata Motors Limited 2.61
Mahindra & Mahindra Limited 1.74
Hero MotoCorp Limited 1.33
Bajaj Auto Limited 1.05
Banks
HDFC Bank Limited* 9.25
ICICI Bank Limited* 5.14
Kotak Mahindra Bank Limited* 3.21
State Bank of India* 2.81
Axis Bank Limited 2.43
IndusInd Bank Limited 2.05
Yes Bank Limited 1.48
Cement
UltraTech Cement Limited 1.14
Construction Project
Larsen & Toubro Limited* 3.83
Consumer Non Durables
ITC Limited* 7.61
Hindustan Unilever Limited 2.13
Asian Paints Limited 1.37
Ferrous Metals
Tata Steel Limited 1.01
Company/Issuer % of Assets
Finance
Housing Development Finance Corporation Limited* 7.09
Non - Ferrous Metals
Vedanta Limited 1.28
Oil
Oil & Natural Gas Corporation Limited 1.23
Petroleum Products
Reliance Industries Limited* 6.32
Indian Oil Corporation Limited 1.09
Pharmaceuticals
Sun Pharmaceutical Industries Limited 1.70
Power
Power Grid Corporation of India Limited 1.28
NTPC Limited 1.09
Software
Infosys Limited* 5.17
Tata Consultancy Services Limited* 3.47
HCL Technologies Limited 1.34
Telecom - Services
Bharti Airtel Limited 1.38
Equity Less Than 1% of Corpus 14.21Cash and Other Receivables 0.51Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RIF-NPSince Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 810,000 600,000 360,000 120,000
Market Value (`) 1,179,295 798,800 414,712 130,555
Scheme Return (%) 11.04 11.51 9.57 17.60
B: Nifty 50 Return (%) 10.82 11.44 9.66 17.64
AB: S&P BSE Sensex Return (%) 10.27 10.75 8.92 18.46
Inception Date: September 28, 2010
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 9
Equity - Index
Details as on June 30, 2017
Type of Scheme
An open ended Index Linked Scheme
Current Investment Philosophy
The Scheme employs an investment approach designed to track the performance of S&P BSE Sensex. The Scheme seeks to achieve this goal by investing in securities constituting the S&P BSE Sensex in same proportion as in the Index.
Date of Allotment
September 28, 2010
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
S&P BSE Sensex
Fund Size
Monthly Average: ` 4.81 Cr
Month End: ` 4.74 Cr
NAV as on June 30, 2017Growth Plan ` 15.1681 Quarterly Dividend Plan ` 15.1681 Half Yearly Dividend Plan ` 15.1681 Annual Dividend Plan ` 15.1681 Bonus Option ` 15.1681 Direct - Growth Plan ` 15.4493 Direct - Quarterly Dividend Plan ` 15.4493 Direct - Half Yearly Dividend Plan ` 15.4493 Direct - Annual Dividend Plan ` 15.4493 Direct - Bonus Option ` 15.4493
Volatility MeasuresStandard Deviation 3.60Beta 0.95
Sharpe Ratio 0.02Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.56
Tracking Error@ 0.72
Expense Ratio^
Regular/Other than Direct 0.85
Direct 0.25
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or before completion of 7 days from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of the sensex, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Special Feature: Reliance Any Time Money Card
Reliance Index Fund - Sensex Plan RIF-SP
Company/Issuer % of Assets
Auto
Tata Motors Limited* 3.27
Maruti Suzuki India Limited 3.24
Mahindra & Mahindra Limited 2.12
Hero MotoCorp Limited 1.59
Bajaj Auto Limited 1.28
Banks
HDFC Bank Limited* 11.31
ICICI Bank Limited* 6.27
Kotak Mahindra Bank Limited* 3.50
State Bank of India 3.19
Axis Bank Limited 2.92
Construction Project
Larsen & Toubro Limited* 4.57
Consumer Non Durables
ITC Limited* 9.29
Hindustan Unilever Limited 2.61
Asian Paints Limited 1.68
Ferrous Metals
Tata Steel Limited 1.23
Finance
Housing Development Finance Corporation Limited* 8.67
Company/Issuer % of Assets
Minerals/Mining
Coal India Limited 1.02
Oil
Oil & Natural Gas Corporation Limited 1.43
Petroleum Products
Reliance Industries Limited* 7.72
Pharmaceuticals
Sun Pharmaceutical Industries Limited 2.02
Dr. Reddy's Laboratories Limited 1.11
Power
Power Grid Corporation of India Limited 1.56
NTPC Limited 1.32
Software
Infosys Limited* 6.31
Tata Consultancy Services Limited* 4.25
Wipro Limited 1.10
Telecom - Services
Bharti Airtel Limited 1.69
Transportation
Adani Ports and Special Economic Zone Limited 1.09
Equity Less Than 1% of Corpus 1.81
Cash and Other Receivables 0.83
Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RIF-SP
Since Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 810,000 600,000 360,000 120,000
Market Value (`) 1,151,278 783,183 410,977 131,104
Scheme Return (%) 10.33 10.71 8.95 18.55
B: S&P BSE Sensex Return(%) 10.27 10.75 8.92 18.46
AB: Nifty 50 Return(%) 10.82 11.44 9.66 17.64
Inception Date: September 28, 2010
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 201710 Fundamentals
Equity - Diversified Mid & Small Cap
Details as on June 30, 2017
Type of Scheme
An open ended Equity Growth Scheme
Current Investment Philosophy
Reliance Growth Fund attempts to achieve superior alpha by investing in a combination of Market Leaders and Emerging leaders. The fund attempts to identify growth stocks that are available at reasonable valuation, thus adopting a Growth at Reasonable Price (GARP) style for investing. It endeavors to invest in companies that have the potential to substantially increase their profitability and companies with consistent track record. The fund attempts to identify potential market leaders at an early stage with a view to create long term alpha.
Date of Allotment
October 8, 1995
Fund Manager
Sunil Singhania
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 6,382.74 Cr
Month End: ` 6,352.99 Cr
NAV as on June 30, 2017Growth Plan ` 1,019.4463
Dividend Plan ` 67.5384 Bonus Option ` 169.5907 Institutional - Dividend Plan ` 610.1805 Direct - Growth Plan ` 1,051.7182 Direct - Dividend Plan ` 82.1820 Direct - Bonus Option ` 174.7222
Volatility MeasuresStandard Deviation 4.52Beta 1.05Sharpe Ratio 0.18Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 1.07
Expense Ratio^
Regular/Other than Direct 1.99
Direct 1.36
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related instruments through a research based approach
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
9-Mar-17 7.00 67.9187 60.9187
15-Mar-16 5.50 58.0985 52.5985
5-Mar-15 6.50 73.3219 66.8219
Direct - Dividend Plan
09-Mar-17 7.00 80.9647 73.9647
15-Mar-16 5.50 67.7176 62.2176
5-Mar-15 6.50 83.8473 77.3473
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Growth Fund RGF
Company/Issuer % of AssetsAutoMahindra & Mahindra Limited 2.25BanksState Bank of India* 4.64ICICI Bank Limited* 4.00HDFC Bank Limited* 3.16The Federal Bank Limited 2.25Karur Vysya Bank Limited 2.02Yes Bank Limited 1.84CementBirla Corporation Limited* 3.05Grasim Industries Limited* 2.98The India Cements Limited 1.94Construction ProjectLarsen & Toubro Limited 2.01NCC Limited 1.24Consumer DurablesHSIL Limited* 2.36Orient Paper & Industries Limited 1.87Crompton Greaves Consumer Electricals Limited 1.20Consumer Non DurablesUnited Spirits Limited 2.27Radico Khaitan Limited 1.53Ferrous MetalsTata Steel Limited* 2.53Jindal Saw Limited 2.05Maharashtra Seamless Limited 1.03FertilisersGujarat State Fertilizers & Chemicals Limited 2.06FinanceMuthoot Finance Limited* 4.40Max Financial Services Limited 1.83Indiabulls Housing Finance Limited 1.69Multi Commodity Exchange of India Limited 1.54
Company/Issuer % of AssetsGas
Petronet LNG Limited 2.13Healthcare Services
Apollo Hospitals Enterprise Limited 1.35Max India Limited 1.05Industrial Capital Goods
CG Power and Industrial Solutions Limited 2.05BEML Limited 1.15Industrial Products
Greaves Cotton Limited 2.07Pesticides
UPL Limited* 6.45Petroleum Products
Castrol India Limited 1.40Pharmaceuticals
Divi's Laboratories Limited 1.78Hikal Limited 1.55Power
Nava Bharat Ventures Limited 1.35Software
HCL Technologies Limited* 4.52Infosys Limited 1.33Transportation
Spicejet Ltd 1.28Certificate of Deposit 2.43HDFC Bank Limited 2.43Commercial Paper 0.78SBI Cards & Payment Services Pvt Ltd 0.78Equity Less Than 1% of Corpus 7.46Derivatives, Cash and Other Receivables 2.12Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RGFSince Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 2,610,000 2,400,000 1,800,000 1,200,000 600,000 360,000 120,000
Market Value (`) 64,785,997 44,352,779 11,147,322 2,686,241 980,806 456,833 134,218
Scheme Return (%) 24.58 24.65 21.79 15.46 19.95 16.38 23.92
B: S&P BSE 100 Return (%) 13.32 13.72 13.79 10.59 12.41 10.72 18.57
AB: S&P BSE Sensex Return (%) 12.39 12.81 13.12 9.71 10.75 8.92 18.46
Inception Date: October 8, 1995
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 11
Equity - Diversified Mid & Small Cap
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
Reliance Mid & Small Cap is primarily focused on mid cap space with a flexibility to invest upto 30% in smaller companies. The fund adopts a bottom up investment approach investing across sectors. The portfolio is well diversified across stocks & themes. The fund strategy revolves around – Bottom up stock selection, niche ideas, focus on good quality companies and an optimal mix of Growth & Value plays.
Date of Allotment
December 26, 2006
Fund Manager
Samir Rachh, Sunil Singhania
Benchmark
S&P BSE MidSmallCap
Fund Size
Monthly Average: ` 2,996.21 Cr
Month End: ` 2,976.13 Cr
NAV as on June 30, 2017Growth Plan ` 43.6768 Dividend Plan ` 22.5823 Direct - Growth Plan ` 45.2802 Direct - Dividend Plan ` 26.3557
Volatility MeasuresStandard Deviation 4.79Beta 1.00Sharpe Ratio 0.22Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.90
Expense Ratio^
Regular/Other than Direct 2.04
Direct 1.29
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Industry Allocation
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities including derivatives
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
15-Mar-17 2.25 22.8984 20.6484
28-Mar-16 1.20 18.3030 17.1030
18-Mar-15 3.00 23.4333 20.4333
Direct - Dividend Plan
15-Mar-17 2.25 26.2741 24.0241
28-Mar-16 1.20 20.6443 19.4443
18-Mar-15 3.00 25.8658 22.8658
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Mid & Small Cap Fund RMSCF
Company/Issuer % of AssetsAuto
Mahindra & Mahindra Limited 1.97
Auto Ancillaries
Tube Investments of India Limited* 3.41
Banks
HDFC Bank Limited* 3.14
The Federal Bank Limited 2.20
State Bank of India 1.78
ICICI Bank Limited 1.78
Cement
Birla Corporation Limited* 3.49
The India Cements Limited* 2.66
Chemicals
Atul Limited* 2.92
Gujarat Narmada Valley Fertilizers and Chemicals Limited*
2.83
Construction Project
NCC Limited 1.50
Consumer Durables
Sheela Foam Limited 1.69
Consumer Non Durables
United Spirits Limited 2.26
Tata Coffee Limited 1.68
Finance
Muthoot Finance Limited* 3.10
Credit Analysis and Research Limited 2.40
ICICI Prudential Life Insurance Company Limited 2.17
Multi Commodity Exchange of India Limited 1.99
Cholamandalam Investment and Finance Company Limited
1.13
Healthcare Services
Apollo Hospitals Enterprise Limited 1.28
Company/Issuer % of AssetsHotels, Resorts And Other Recreational Activities
Mahindra Holidays & Resorts India Limited 2.08The Indian Hotels Company Limited 1.83Oriental Hotels Limited 1.56Industrial Capital Goods
GE Power India Limited* 2.83Honeywell Automation India Limited 1.90Titagarh Wagons Limited 1.22Industrial Products
SKF India Limited 2.01Ador Welding Limited 1.48Media & Entertainment
INOX Leisure Limited 2.05Dish TV India Limited 1.53Navneet Education Limited 1.43Pesticides
UPL Limited* 3.32Petroleum Products
Gulf Oil Lubricants India Limited* 3.16Indian Oil Corporation Limited 1.04Pharmaceuticals
Abbott India Limited 2.40Cipla Limited 1.63Unichem Laboratories Limited 1.39Sun Pharmaceutical Industries Limited 1.38Textile Products
Page Industries Limited 1.68Transportation
Navkar Corporation Limited 1.92Redington (India) Limited 1.25Equity Less Than 1% of Corpus 11.99Cash and Other Receivables 3.53Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RMSCFSince Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,270,000 1,200,000 600,000 360,000 120,000Market Value (`) 3,566,251 3,265,747 1,108,608 467,564 134,513Scheme Return (%) 18.51 19.10 25.07 18.05 24.43B: S&P BSE MidSmallCap Return(%) 14.51 15.02 21.58 19.50 27.57AB: S&P BSE Sensex Return(%) 9.52 9.71 10.75 8.92 18.46Inception Date: December 26, 2006
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 201712 Fundamentals
Equity - Diversified Mid & Small Cap
Details as on June 30, 2017
Type of Scheme
An open ended Equity Scheme
Current Investment Philosophy
The fund attempts to generate superior risk adjusted returns by focusing on the smaller capitalization companies. Small cap stocks, for the purpose of the fund are defined as stocks whose market capitalization is in between the highest & lowest market capitalization of companies on S&P BSE Small Cap at the time of investment. Small cap companies are potential mid caps of tomorrow and offer twin advantage of high growth prospects & relatively lower valuation. The fund focuses on identifying good growth businesses with reasonable size, quality management and rational valuation. The investment approach adopts prudent risk management measures like margin of safety and diversification across sectors & stocks with a view to generate superior risk adjusted performance over a period of time.
Date of Allotment
September 16, 2010
Fund Manager
Samir Rachh, Sunil Singhania
Benchmark
S&P BSE SmallCap
Fund Size
Monthly Average: ` 3,923.36 Cr
Month End: ` 3,933.78 Cr
NAV as on June 30, 2017Growth Plan ` 37.0185 Dividend Plan ` 28.8206 Bonus Option ` 37.0185 Direct - Growth Plan ` 38.5027 Direct - Dividend Plan ` 30.1380 Direct - Bonus Option ` 38.5027
Volatility MeasuresStandard Deviation 5.32Beta 0.99Sharpe Ratio 0.27Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.64
Expense Ratio^
Regular/Other than Direct 2.03
Direct 1.23
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities of small cap companies
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
28-Mar-16 1.20 19.8299 18.6299
24-Mar-15 2.00 21.3040 19.3040
31-Jan-14 1.00 11.6954 10.6954
Direct - Dividend Plan
28-Mar-16 1.20 20.4064 19.2064
24-Mar-15 2.00 21.6887 19.6887
31-Jan-14 1.00 11.7716 10.7716
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Small Cap Fund RSCF
Company/Issuer % of AssetsAuto AncillariesLG Balakrishnan & Bros Limited* 1.86BanksKarur Vysya Bank Limited* 2.08RBL Bank Limited 1.76HDFC Bank Limited 1.55The Federal Bank Limited 1.34CementOrient Cement Limited 1.58JK Cement Limited 1.40The India Cements Limited 1.26ChemicalsNavin Fluorine International Limited* 3.50Deepak Nitrite Limited* 2.33Atul Limited* 1.85Construction ProjectAshoka Buildcon Limited 1.55Consumer DurablesVIP Industries Limited* 1.99HSIL Limited 1.44Bajaj Electricals Limited 1.01Consumer Non DurablesUnited Breweries Limited 1.23Zydus Wellness Limited 1.20Radico Khaitan Limited 1.16Advanced Enzyme Technologies Limited 1.12Agro Tech Foods Limited 1.09FertilisersChambal Fertilizers & Chemicals Limited 1.12FinanceGIC Housing Finance Limited* 2.92Industrial Capital GoodsBharat Electronics Limited 1.73Honda Siel Power Products Limited 1.70Voltamp Transformers Limited 1.56
Company/Issuer % of AssetsGenus Power Infrastructures Limited 1.21Apar Industries Limited 1.17Industrial Products
Polyplex Corporation Limited 1.53Kirloskar Brothers Limited 1.45INEOS Styrolution India Limited 1.10Miscellaneous
Seya Industries Limited* 2.60Tejas Networks Limited 1.75Paper
West Coast Paper Mills Limited* 2.14Pharmaceuticals
FDC Limited 1.67Power
Kalpataru Power Transmission Limited* 1.77Software
NIIT Limited 1.30Cyient Limited 1.09Telecom - Equipment & Accessories
Vindhya Telelinks Limited 1.63Sterlite Technologies Limited 1.20Textile Products
Raymond Limited 1.43Arvind Limited 1.37Siyaram Silk Mills Limited 1.28Lux Industries Limited 1.14Certificate of Deposit 2.96HDFC Bank Limited 2.28Axis Bank Limited 0.68Commercial Paper 1.27HDFC Credila Financial Services Pvt Ltd 1.27Equity Less Than 1% of Corpus 24.53Derivatives, Cash and Other Receivables 3.09Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RSCFSince Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 820,000 600,000 360,000 120,000Market Value (`) 2,227,051 1,350,775 511,115 140,526Scheme Return (%) 29.07 33.48 24.56 35.03B: S&P BSE SmallCap Return (%) 17.30 22.57 19.25 32.62AB: S&P BSE Sensex Return (%) 10.17 10.75 8.92 18.46Inception Date: September 16, 2010
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 13
Equity - Diversified Multi Cap
Details as on June 30, 2017
Type of Scheme
An open ended Scheme
Current Investment Philosophy
Multi-cap strategy with an aim to participate in investment opportunities across all sectors and market capitalization. Depending on the market valuations and conditions, fund manager changes the mix between large cap and mid caps from time to time. Fund endeavors to invest in a combination of long term and short term calls to generate alpha. Fund focuses on investment in macro trends and niche companies having potential for sustainable growth i.e. a blended investment approach combining Top Down & Bottom up strategies.
Date of Allotment
June 8, 2005
Fund Manager
Samir Rachh
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 3,060.81 Cr
Month End: ` 3,023.07 Cr
NAV as on June 30, 2017Growth Plan ` 64.4022 Dividend Plan ` 23.6164 Direct - Growth Plan ` 66.6653 Direct - Dividend Plan ` 29.8809
Volatility MeasuresStandard Deviation 4.82Beta 1.10Sharpe Ratio 0.14Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.38
Expense Ratio^
Regular/Other than Direct 2.05
Direct 1.39
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
15-Mar-17 2.25 24.2904 22.0404
23-Mar-16 3.50 22.7094 19.2094
6-Feb-15 3.00 27.4957 24.4957
Direct - Dividend Plan
15-Mar-17 2.25 30.0766 27.8266
23-Mar-16 3.50 27.1014 23.6014
06-Feb-15 3.00 31.9818 28.9818
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Reliance Regular Savings Fund - Equity Option RRSF-E
Special Feature: Reliance Any Time Money Card
Company/Issuer % of AssetsAuto
Bajaj Auto Limited 2.54Tata Motors Limited 1.52Auto Ancillaries
Tube Investments of India Limited* 3.31Motherson Sumi Systems Limited 2.29Banks
HDFC Bank Limited* 5.30Kotak Mahindra Bank Limited* 3.79State Bank of India* 3.62The Federal Bank Limited 1.87Canara Bank 1.79Oriental Bank of Commerce 1.54Cement
The India Cements Limited 2.61Grasim Industries Limited 2.11UltraTech Cement Limited 1.26Chemicals
Linde India Limited 1.42Construction
The Phoenix Mills Limited 2.98Construction Project
Larsen & Toubro Limited* 3.91KEC International Limited 1.96Consumer Non Durables
Bombay Burmah Trading Corporation Limited* 5.68Finance
Muthoot Finance Limited* 3.11Max Financial Services Limited 2.30Healthcare Services
Max India Limited 1.02
Company/Issuer % of AssetsHotels, Resorts And Other Recreational Activities
EIH Limited 1.58
The Indian Hotels Company Limited 1.55
Industrial Capital Goods
Honeywell Automation India Limited* 6.20
BEML Limited 2.46
GE Power India Limited 2.05
CG Power and Industrial Solutions Limited 1.92
Siemens Limited 1.32
Industrial Products
Cummins India Limited 1.22
Media & Entertainment
Dish TV India Limited 1.32
Pesticides
UPL Limited 2.35
Petroleum Products
Indian Oil Corporation Limited* 3.13
Pharmaceuticals
Torrent Pharmaceuticals Limited 2.02
Divi's Laboratories Limited 1.84
Syngene International Limited 1.71
Software
HCL Technologies Limited* 3.38
Infosys Limited 2.47
Intellect Design Arena Limited 1.02
Equity Less Than 1% of Corpus 4.47Cash and Other Receivables 2.08Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RRSF-ESince Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,450,000 1,200,000 600,000 360,000 120,000
Market Value (`) 3,961,453 2,624,608 931,318 440,428 132,336
Scheme Return (%) 15.63 15.03 17.80 13.78 20.66
B: S&P BSE 100 Return (%) 10.69 10.59 12.41 10.72 18.57
AB: S&P BSE Sensex Return (%) 9.95 9.71 10.75 8.92 18.46
Inception Date: June 8, 2005
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 201714 Fundamentals
Equity - Diversified Multi Cap
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
It is a multi-cap, trend based fund with the flexibility to be overweight in a particular sector or market caps depending on the potential & opportunities as they arise. Investment in large caps may help to capture market movements & ensures liquidity in volatile times while exposure to niche themes (primarily mid/small cap companies) having scalable business models offers alpha creation possibilities. At any point of time between 40%-60% of the fund is invested in companies in the large Cap space, which provides significant stability & market participation. The balance is invested in the emerging businesses which can be further categorized as:
• Quality Mid cap plays with a track record andscalable business models
• Emerging or niche themes with sustainablecompetitive advantages
• DeepValue Component – > DeepValue Stocks -Currently mispriced by markets due to non-fundamental reasons
Date of Allotment
March 28, 2005
Fund Manager
Sailesh Raj Bhan
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 9,869.70 Cr
Month End: ` 9,762.70 Cr
NAV as on June 30, 2017Growth Plan ` 83.5184 Dividend Plan ` 30.7869 Bonus Option ` 83.5184 Direct - Growth Plan ` 86.4183 Direct - Dividend Plan ` 37.3947 Direct - Bonus Option ` 86.4183
Volatility MeasuresStandard Deviation 4.39Beta 1.01Sharpe Ratio 0.10Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.56
Expense Ratio^
Regular/Other than Direct 1.98
Direct 1.34
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
17-Mar-17 3.00 31.6909 28.6909
23-Mar-16 2.75 29.1413 26.3913
20-Mar-15 4.00 37.7197 33.7197
Direct - Dividend Plan
17-Mar-17 3.00 37.7756 34.7756
23-Mar-16 2.75 33.9657 31.2157
20-Mar-15 4.00 42.9939 38.9939
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Equity Opportunities Fund REOF
Portfolio as on June 30, 2017
Company/Issuer % of AssetsAuto
Mahindra & Mahindra Limited 3.18
TVS Motor Company Limited 1.14
Banks
State Bank of India* 7.14
ICICI Bank Limited* 5.64
HDFC Bank Limited* 3.89
Axis Bank Limited 1.75
The Federal Bank Limited 1.32
Chemicals
Linde India Limited 1.28Construction
Prestige Estates Projects Limited 2.25
Simplex Infrastructures Limited 1.09Construction Project
Larsen & Toubro Limited* 4.84Consumer Non Durables
ITC Limited 2.65
Jubilant Foodworks Limited 1.47Finance
Max Financial Services Limited* 3.23
ICICI Prudential Life Insurance Company Limited 1.62Hotels, Resorts And Other Recreational Activities
The Indian Hotels Company Limited* 5.43
EIH Limited 1.92
Industrial Capital Goods
GE T&D India Limited* 3.45
Company/Issuer % of AssetsHoneywell Automation India Limited 1.80
CG Power and Industrial Solutions Limited 1.59
Gujarat Fluorochemicals Limited 1.49
Bharat Electronics Limited 1.32
Kennametal India Ltd 1.04
Industrial Products
Cummins India Limited 3.07
Bharat Forge Limited 2.91
Media & Entertainment
Hathway Cable & Datacom Limited 1.05
Petroleum Products
Castrol India Limited 1.08
Pharmaceuticals
Divi's Laboratories Limited* 3.33
Aurobindo Pharma Limited 1.75
Dr. Reddy's Laboratories Limited 1.10
Retailing
Shoppers Stop Limited 2.12
Trent Limited 1.96
Aditya Birla Fashion and Retail Limited 1.77
Software
HCL Technologies Limited* 3.92
Infosys Limited* 3.45
Equity Less Than 1% of Corpus 9.87
Cash and Other Receivables 2.11Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in REOF
Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,470,000 1,200,000 600,000 360,000 120,000
Market Value (`) 4,348,356 2,887,648 886,901 417,748 132,193
Scheme Return (%) 16.57 16.81 15.79 10.08 20.42
B: S&P BSE 100 Return(%) 10.84 10.59 12.41 10.72 18.57
AB: S&P BSE Sensex Return(%) 10.12 9.71 10.75 8.92 18.46
Inception Date: March 28, 2005
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66
July 2017Fundamentals 15
Equity - Balanced
Details as on June 30, 2017
Type of SchemeAn open ended Scheme
Current Investment Philosophy
Reliance RSF Balanced Fund endeavors to generate superior risk adjusted returns by investing in a combination of Equities and Fixed Income instruments. The fund attempts to optimize the benefit of Equity Growth potential with relative stability of fixed income investments. On the equity space the fund invests primarily in the large cap with a tactical exposure to emerging leaders to generate alpha. The fixed income strategy is focused on generating higher accrual through investments in high quality instruments with a moderate duration.
Date of Allotment
June 08, 2005
Fund ManagerSanjay Parekh, Amit Tripathi
BenchmarkCrisil Balanced Fund - Aggressive Index
Fund Size
Monthly Average: ` 6,589.53 Cr
Month End: ` 6,863.29 Cr
NAV as on June 30, 2017Growth Plan ` 50.3497 Dividend Plan ` 17.6860 Monthly Dividend Plan ` 11.1435 Quarterly Dividend Plan ` 15.2152 Direct - Growth Plan ` 52.7782 Direct - Dividend Plan ` 21.7168 Direct - Monthly Dividend Plan ` 11.3006 Direct - Quarterly Dividend Plan ` 15.3911
Volatility MeasuresStandard Deviation 3.27Beta 1.17Sharpe Ratio 0.20Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 2.92
Average Maturity 5.18 years
Modified Duration 3.68 years
Yield to Maturity* 7.41%
Expense Ratio^Regular/Other than Direct 1.99Direct 0.74
Load structureEntry Load: Nil
Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):• 1%ifredeemedorswitchedoutonorbeforecompletionof12
months from the date of allotment of units.•Nil,thereafter.
*excluding other receivablesYTM including other receivables: 7.12%Average Maturity, Modified Duration & YTM details provided for Debt portion of Portfolio only.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related instruments and fixed income instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan23-Jun-17 0.15 17.7426 17.592624-May-17 0.15 17.5048 17.354801-Mar-17 1.65 18.2178 16.5678Direct - Dividend Plan23-Jun-17 0.15 21.7494 21.599424-May-17 0.15 21.3944 21.244401-Mar-17 1.65 21.8271 20.1771Monthly Dividend Plan15-Jun-17 0.09 11.1829 11.092915-May-17 0.09 11.1169 11.0269Direct - Monthly Dividend Plan15-Jun-17 0.09 11.3325 11.242515-May-17 0.09 11.2492 11.1592Quarterly Dividend Plan15-Jun-17 0.40 15.5459 15.145915-Mar-17 0.35 15.0262 14.676216-Dec-16 0.30 13.9081 13.6081Direct - Quarterly Dividend Plan15-Jun-17 0.40 15.7120 15.312015-Mar-17 0.35 15.1231 14.773116-Dec-16 0.30 13.9430 13.6430
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Regular Savings Fund - Balanced Option RRSF-B
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66
Company/Issuer % of AssetsEquityAutoMaruti Suzuki India Limited* 2.75Auto AncillariesMotherson Sumi Systems Limited 2.29BanksHDFC Bank Limited* 7.90ICICI Bank Limited* 3.06IndusInd Bank Limited* 3.00State Bank of India* 2.55Kotak Mahindra Bank Limited 2.05Axis Bank Limited 1.08CementGrasim Industries Limited* 5.46Construction ProjectLarsen & Toubro Limited* 2.77Consumer Non DurablesITC Limited 2.07Ferrous MetalsTata Steel Limited* 2.32JSW Steel Limited 1.43FinanceHousing Development Finance Corporation Limited 1.57IIFL Holdings Limited 1.08Non - Ferrous MetalsVedanta Limited 2.28Petroleum ProductsReliance Industries Limited* 3.77Indian Oil Corporation Limited 1.04PharmaceuticalsAurobindo Pharma Limited 1.95SoftwareInfosys Limited* 3.30DebtCommercial Paper 0.14JM Financial Products Ltd 0.14
Company/Issuer % of AssetsCorporate Bond 25.69U.P. Power Corporation Limited 5.57Bajaj Finance Limited 3.57HDFC Bank Limited 3.46Tata Capital Financial Services Ltd 3.31State Bank of India 1.50ICICI Bank Limited 1.25Reliance Power Limited 1.10Aditya Birla Finance Ltd 1.02Reliance Utilities & Power Pvt Ltd 0.80Rural Electrification Corporation Limited 0.53Axis Bank Limited 0.51Avantha Realty Limited 0.45National Highways Auth Of Ind 0.37Bank of Baroda 0.37Aditya Birla Housing Finance Ltd. 0.37Reliance General Insuarance Company Ltd 0.37SBI Cards & Payment Services Pvt Ltd 0.31Vedanta Limited 0.26Power Grid Corporation of India Limited 0.24Indiabulls Housing Finance Limited 0.15Power Finance Corporation Limited 0.10Housing Development Finance Corporation Limited 0.09Government Bond 1.77Government of India 1.77State Government Bond 0.02State Government Securities 0.02Zero Coupon Bond 1.22Aditya Birla Finance Ltd 1.18HDB Financial Services Ltd 0.04InvITs/REITsIRB InvIT Fund 2.46Equity Less Than 1% of Corpus 13.08Derivatives, Cash and Other Receivables 1.91Grand Total 100.00
*Top 10 Holdings
Industry Allocation
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 15.26%
AA+, 7.38% AA, 6.57% A+/A/A-/A1, 1.10%
Unrated, 0.45% InvITs/REITs, 2.46% Equity, 66.79%
Asset Allocation
Equity, 66.79% Corporate Bond, 25.69% InvIT, 2.46% Government Bond, 1.77% Zero Coupon Bond, 1.22% Commercial Paper, 0.14% State Government Bond, 0.02% Cash & Other Receivables, 1.91%
July 201716 Fundamentals
Equity - Balanced
Details as on June 30, 2017
Type of Scheme
An open ended Equity Scheme
Current Investment Philosophy
Reliance Equity Savings Fund seeks to invest in combination of Active Equities, Arbitrage Opportunities and Fixed Income securities. The fund endeavors to capture the Equity growth potential along with moderate volatility & regular income through investment in arbitrage opportunities and fixed income securities. The fund attempts to provide higher growth potential than debt funds due to moderate equity exposure and relatively lower volatility than equity funds through allocation to fixed income instruments & arbitrage opportunities.
Date of Allotment
May 30, 2015
Fund Manager
Sanjay Parekh, Anju Chhajer
Benchmark
40% of Crisil Liquid Fund Index, 30% of Crisil Short Term Bond Fund Index & 30% in Nifty 50
Fund Size
Monthly Average: ` 682.93 Cr
Month End: ` 749.12 Cr
NAV as on June 30, 2017Growth Plan ` 11.8802 Dividend Plan ` 11.8802 Monthly Dividend Plan ` 11.3279 Quarterly Dividend Plan ` 11.2926 Bonus Option ` 11.8802 Direct - Growth Plan ` 12.1573 Direct - Dividend Plan ` 12.1573 Direct - Monthly Dividend Plan ` 11.6083 Direct - Quarterly Dividend Plan ` 11.5666 Direct - Bonus Option ` 12.1573
Average Maturity 1.90 years
Modified Duration 1.34 years
Yield to Maturity 7.89%
Expense Ratio^
Regular/Other than Direct 2.00
Direct 1.00
Load structure
Entry Load: Nil
Exit Load: (w.e.f. June 13, 2017) 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):• 1% if redeemed or switched out on or before
completion of 12 months from the date of allotment of units.
• Nilthereafter.
Average Maturity, Modified Duration & YTM details provided for Debt portion of Portfolio only.
Special Feature: Reliance Any Time Money Card
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Income and capital appreciation over long term
� Investment predominantly in arbitrage opportunities between cash & derivative market and in unhedged equity
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVMonthly Dividend Plan27-Jun-17 0.08 11.3645 11.284522-May-17 0.08 11.2851 11.205120-Feb-17 0.05 10.9367 10.8867Direct - Monthly Dividend Plan27-Jun-17 0.08 11.6430 11.563022-May-17 0.08 11.5449 11.464920-Feb-17 0.05 11.1526 11.1026Quarterly Dividend Plan19-Jun-17 0.25 11.5573 11.307319-Dec-16 0.15 10.4948 10.344820-Jun-16 0.15 10.4334 10.2834Direct - Quarterly Dividend Plan19-Jun-17 0.25 11.8274 11.577419-Dec-16 0.15 10.6744 10.524420-Jun-16 0.15 10.5538 10.4038
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Reliance Equity Savings Fund RESF
Company/Issuer Sector/Rating % of AssetsEquityNon HedgeMaruti Suzuki India Limited Auto 1.34Motherson Sumi Systems Limited* Auto Ancillaries 2.02Federal-Mogul Goetze (India) Limited.* Auto Ancillaries 1.62HDFC Bank Limited* Banks 4.70ICICI Bank Limited* Banks 2.72IndusInd Bank Limited* Banks 1.96State Bank of India* Banks 1.47Kotak Mahindra Bank Limited Banks 1.34Axis Bank Limited Banks 1.01DCB BANK LIMITED Banks 0.38Grasim Industries Limited* Cement 2.37Larsen & Toubro Limited* Construction Project 1.83ITC Limited* Consumer Non Durables 1.55Tata Steel Limited Ferrous Metals 0.92JSW Steel Limited Ferrous Metals 0.76AU Small Finance Bank Limited Finance 1.30Cholamandalam Investment and Finance Company Limited Finance 0.18CG Power and Industrial Solutions Limited Industrial Capital Goods 0.85UFO Moviez India Limited Media & Entertainment 1.05Zee Entertainment Enterprises Limited Media & Entertainment 0.66TV18 Broadcast Limited Media & Entertainment 0.04Vedanta Limited Non - Ferrous Metals 1.09Hindalco Industries Limited Non - Ferrous Metals 0.26Reliance Industries Limited Petroleum Products 1.42Indian Oil Corporation Limited Petroleum Products 0.75
Company/Issuer Sector/Rating % of AssetsStrides Shasun Limited Pharmaceuticals 0.67Aurobindo Pharma Limited Pharmaceuticals 0.46Cipla Limited Pharmaceuticals 0.26Infosys Limited* Software 2.20HCL Technologies Limited Software 0.72Intellect Design Arena Limited Software 0.27Indian Terrain Fashions Limited Textile Products 0.66Non-Hedge Total 38.84Hedge Total 27.04DebtCorporate BondL&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 4.08Bank of Baroda CARE AA 4.00Bajaj Finance Limited CARE AAA 3.49HDFC Bank Limited CRISIL AA+ 3.41Reliance Power Limited ICRA A1 3.37Renew Power Venture Pvt Ltd CARE A+ 2.71Rural Electrification Corporation Limited CRISIL AAA 1.08IDBI Bank Limited CRISIL BBB+ 0.59Commercial PaperSmall Industries Dev Bank of India CARE A1+ 0.67Piramal Finance Private Limited ICRA A1+ 0.67Manappuram Finance Limited CRISIL A1+ 0.67Steel Authority of India Limited FITCH A1+ 0.13Net Current Assets and Liabilities 9.23Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RESFSince Inception 1 Year
Total Amount Invested (`) 260,000 120,000
Market Value (`) 293,129 128,755
Scheme Return (%) 11.36 14.54
B: Custom Benchmark* Return(%) 10.97 13.19
AB: S&P BSE Sensex Return(%) 12.81 18.46
Inception Date: May 30, 2015
*40% Crisil Liquid Fund Index + 30% Crisil Short Term Bond Fund Index + 30% Nifty 50Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 20.03%
AA+, 3.41% AA, 4.00% A+/A/A-/A1, 6.08%
BBB+, 0.59% Equity, 65.88%
Asset Allocation
Equity, 65.88% Corporate Bond, 22.75%
Commercial Paper, 2.14% Cash & Other Receivables, 9.23%
July 2017Fundamentals 17
Sector FundDetails as on June 30, 2017Type of SchemeAn open ended Banking Sector SchemeCurrent Investment PhilosophyReliance Banking fund is a focused banking and financial services sector oriented fund investing across market caps within the sector. The fund is well diversified across sub segments like Private Banks, PSUs, NBFCs, Housing Fin Co’s, Broking houses, etc. The fund endeavors to generate superior alpha through active fund management. The alpha generation is attempted through tactical allocation across various sub segments and differentiated investment ideas. The fund thus attempts to lower risk through diversification while retaining the alpha creation potential.
Date of AllotmentMay 26, 2003Fund ManagerShrey LoonkerBenchmarkNifty500 Banks IndexFund sizeMonthly Average: ` 2,811.33 CrMonth End: ` 2817.25 Cr
NAV as on June 30, 2017Growth Plan ` 247.0130 Direct - Growth Plan ` 253.6463 Dividend Plan ` 54.7096 Direct - Dividend Plan ` 66.0584 Bonus Option ` 247.0130 Direct - Bonus Option ` 253.6463
Portfolio Turnover (Times) 1.10
Expense Ratio^Regular/Other than Direct 2.05 Direct 1.30Load structureEntry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Portfolio as on June 30, 2017
Company/Issuer % of AssetsAuto AncillariesExide Industries Limited 2.93Construction ProjectKEC International Limited* 7.31Larsen & Toubro Limited* 4.78BGR Energy Systems Limited 1.60NCC Limited 1.56OM Metals Infraprojects Limited 1.06Ferrous MetalsJindal Stainless (Hisar) Limited* 4.91Jindal Saw Limited 3.25Jindal Stainless Limited 1.50Industrial Capital GoodsApar Industries Limited* 5.41GE Power India Limited* 3.99Thermax Limited 3.67CG Power and Industrial Solutions Limited 3.41GE T&D India Limited 2.62Voltamp Transformers Limited 2.27Texmaco Rail & Engineering Limited 1.32
Portfolio as on June 30, 2017
Company/Issuer % of AssetsIndustrial ProductsKSB Pumps Limited* 5.04Kirloskar Pneumatic Co. Ltd.* 4.96Cummins India Limited* 4.33Finolex Cables Limited 1.73Kirloskar Brothers Limited 1.12PowerPTC India Limited* 6.13NTPC Limited* 3.84Torrent Power Limited 3.17CESC Limited 2.95Kalpataru Power Transmission Limited 2.17Power Grid Corporation of India Limited 2.09Tata Power Company Limited 1.79Reliance Power Limited 1.38Telecom - Equipment & AccessoriesSterlite Technologies Limited 1.83Equity Less Than 1% of Corpus 2.46Cash and Other Receivables 3.42Grand Total 100.00
*Top 10 Holdings
Company/Issuer % of AssetsBanksHDFC Bank Limited* 21.06ICICI Bank Limited* 14.03State Bank of India* 9.30IndusInd Bank Limited* 5.35Yes Bank Limited* 4.13The Federal Bank Limited* 3.80Karur Vysya Bank Limited 1.85Kotak Mahindra Bank Limited 1.20Bank of Baroda 1.15City Union Bank Limited 1.11DCB Bank Limited 1.01FinanceReliance Capital Limited* 5.66
Volatility MeasuresStandard Deviation 5.17 Beta 0.91 Sharpe Ratio 0.20
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Company/Issuer % of AssetsICICI Prudential Life Insurance Company Limited* 3.87Muthoot Finance Limited* 2.85GIC Housing Finance Limited* 2.40Max Financial Services Limited 2.33L&T Finance Holdings Limited 1.92Edelweiss Financial Services Limited 1.88Cholamandalam Investment and Finance Company Limited 1.79Bajaj Finance Limited 1.66Credit Analysis and Research Limited 1.30Shriram Transport Finance Company Limited 1.26Indiabulls Housing Finance Limited 1.16Equity Less Than 1% of Corpus 2.88Derivatives, Cash and Other Receivables 5.06Grand Total 100.00
*Top 10 Holdings
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan10-Feb-17 5.00 51.0340 46.034012-Feb-16 4.00 39.4222 35.422227-Feb-15 5.00 57.6107 52.6107
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDirect - Dividend Plan10-Feb-17 5.00 60.4012 55.401212-Feb-16 4.00 45.5932 41.593227-Feb-15 5.00 65.4517 60.4517
Dividend History
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of companies in banking sector and companies engaged in allied activities related to banking sector
*Investors should consult their financial advisors if in doubt about whether the prod-uct is suitable for them.
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of companies in power sector
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Sector FundDetails as on June 30, 2017Type of SchemeAn open ended Power Sector SchemeCurrent Investment PhilosophyIt is an investment opportunity to participate in India’s key driver of sustainable growth by investing in securities of companies in power sector. The portfolio has an adequate diversification within the sector by spreading investment over a large range of companies. The fund provides opportunity within the sector, with focused approach and flexibility to invest in power distribution, transmission, and generation related companies and primary financer to power projects. The portfolio is focused on creating long term risk adjusted return. This is one of the few sectors where demand is vast.
Date of AllotmentMay 8, 2004
Fund ManagerSunil Singhania, Sanjay Doshi
BenchmarkS&P BSE Power
Fund sizeMonthly Average: ` 1,794.85 CrMonth End: ` 1764.04 Cr
NAV as on June 30, 2017Growth Plan ` 97.5451 Dividend Plan ` 33.5652 Bonus Option ` 97.5451 Direct - Growth Plan ` 100.1743 Direct - Dividend Plan ` 34.8480 Direct - Bonus Option ` 100.1743
Portfolio Turnover (Times) 0.41
Expense Ratio^Regular/Other than Direct 2.12Direct 1.52 Load structureEntry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan17-Feb-17 3.25 33.6162 30.366219-Feb-16 2.75 27.0783 24.328320-Feb-15 3.25 35.9895 32.7395
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDirect - Dividend Plan17-Feb-17 3.25 34.6994 31.449419-Feb-16 2.75 27.6853 24.935320-Feb-15 3.25 36.5229 33.2729
Dividend History
Special Feature: Reliance Any Time Money Card
Special Feature: Reliance Any Time Money Card
Reliance Banking Fund RBF
Reliance Diversified Power Sector Fund RDPSF
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Volatility MeasuresStandard Deviation 5.16 Beta 0.78 Sharpe Ratio 0.06
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
July 201718 Fundamentals
Sector Fund
Details as on June 30, 2017
Type of SchemeAn open ended Media & Entertainment Sector Scheme
Current Investment PhilosophyThe fund has a focussed approach to invest in leaders or potential leaders across the media and entertainment. It is well diversified across key segments like Broadcasting, Distribution, Internet, Print, Exhibition, etc., driven by relative attractiveness of Opportunities and Valuations. The fund has a flexi cap structure, allowing it to participate across market caps. Strong business model that allows for good ROE generation will be the primary basis for investment. Businesses with focus on sustainable profitable growth will be the core components of the investment universe.
Date of AllotmentSeptember 30, 2004
Fund ManagerSailesh Raj Bhan
BenchmarkNifty500 Media & Entertainment Index
Fund sizeMonthly Average: ` 89.11 CrMonth End: ` 86.22 Cr
NAV as on June 30, 2017Growth Plan ` 63.3114 Direct - Growth Plan ` 7.0000 Dividend Plan ` 21.8225 Direct - Dividend Plan ` 26.8284 Bonus Option ` 63.3114 Direct - Bonus Option ` 65.4816
Portfolio Turnover (Times) 0.37
Expense Ratio^Regular/Other than Direct 2.65Direct 1.99Load structureEntry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Portfolio as on June 30, 2017
Company/Issuer % of AssetsHealthcare ServicesThyrocare Technologies Limited* 5.28
Healthcare Global Enterprises Limited 3.70
Max India Limited 3.22
Narayana Hrudayalaya Ltd. 1.38
PharmaceuticalsSun Pharmaceutical Industries Limited* 10.41
Aurobindo Pharma Limited* 10.31
Dr. Reddy's Laboratories Limited* 9.80
Divi's Laboratories Limited* 9.51
Portfolio as on June 30, 2017
Company/Issuer % of AssetsAbbott India Limited* 9.02
Sanofi India Limited* 8.18
Cipla Limited* 7.76
Lupin Limited* 6.85
Cadila Healthcare Limited* 4.63
Glenmark Pharmaceuticals Limited 2.96
Torrent Pharmaceuticals Limited 2.82
IPCA Laboratories Limited 1.45
Cash and Other Receivables 2.73Grand Total 100.00
*Top 10 Holdings
Company/Issuer % of AssetsHotels, Resorts And Other Recreational ActivitiesAdlabs Entertainment Limited 2.11Media & EntertainmentINOX Leisure Limited* 12.15Hathway Cable & Datacom Limited* 10.47D.B.Corp Limited* 9.96PVR Limited* 9.80Zee Entertainment Enterprises Limited* 9.74Dish TV India Limited* 8.36
Volatility MeasuresStandard Deviation 5.01 Beta 0.75 Sharpe Ratio 0.07
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Company/Issuer % of AssetsSun TV Network Limited* 8.05Music Broadcast Limited* 6.42TV18 Broadcast Limited* 5.03Jagran Prakashan Limited 4.60Network18 Media & Investments Limited 3.02SoftwareInfo Edge (India) Limited* 8.25Cash and Other Receivables 2.05Grand Total 100.00
*Top 10 Holdings
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
20-Jan-17 2.25 22.5000 20.2500
29-Jan-16 2.25 23.3003 21.0503
30-Jan-15 2.50 25.9260 23.4260
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Dividend Plan
20-Jan-17 2.25 27.0657 24.8157
29-Jan-16 2.25 27.3778 25.1278
30-Jan-15 2.50 29.7014 27.2014
Dividend History
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of media and entertainment and other associated companies
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of pharma & other associated companies
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Sector Fund
Details as on June 30, 2017
Type of SchemeAn open ended Pharma Sector Scheme
Current Investment PhilosophyThis fund is a combination of large cap and mid cap companies with an aim to provide consistent returns. Investments are spread across all the important segments of the industry - Domestic Business, International and CRAMS and include deep value as well as high growth pharma businesses. Low capital intensive sector that is less impacted by market volatility with good growth visibility and decent cash flows. High allocation of over 95% to stocks as the outlook for the sector is good over the medium term. The recommended investment horizon is around 2-3 yrs. Given relative certainty of growth in earnings, the sector is likely to benefit from change in investor sentiment in its favor.
Date of AllotmentJune 5, 2004
Fund ManagerSailesh Raj Bhan
BenchmarkS&P BSE Healthcare
Fund sizeMonthly Average: ` 1,325.02 CrMonth End: ` 1362.45 Cr
NAV as on June 30, 2017Growth Plan ` 128.5538 Direct - Growth Plan ` 133.2483 Dividend Plan ` 54.0225 Direct - Dividend Plan ` 63.4327 Bonus Option ` 128.5538 Direct - Bonus Option ` 133.2483
Portfolio Turnover (Times) 0.56
Expense Ratio^Regular/Other than Direct 2.17 Direct 1.51 Load structureEntry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan3-Mar-17 6.50 63.6381 57.13814-Mar-16 7.00 71.2321 64.232130-Jan-15 7.00 74.3562 67.3562
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDirect - Dividend Plan03-Mar-17 6.50 73.3984 66.898404-Mar-16 7.00 80.4340 73.434030-Jan-15 7.00 82.3064 75.3064
Dividend History
Special Feature: Reliance Any Time Money Card
Special Feature: Reliance Any Time Money Card
Reliance Media & Entertainment Fund RMEF
Reliance Pharma Fund RPF
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Volatility MeasuresStandard Deviation 4.60 Beta 0.84 Sharpe Ratio 0.08
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
July 2017Fundamentals 19
Equity - Tax Saver
Details as on June 30, 2017
Type of Scheme
An open ended Equity Linked Savings Scheme
Current Investment Philosophy
Seeks to maintain balance between large cap companies and mid cap companies. Endeavors to invest in potential leaders. Invest in companies with potential of high growth prospects over medium term (2-3 years). Generally, the fund has two or three sector calls at a time. They are mostly in-line of emerging market trends. Small percentage of portfolio is invested in contrarian calls. Significant percent of outstanding equity of the scheme is invested in high conviction mid-cap companies. Significant allocation/exposure is taken in Multinational Companies (MNC’s). Attempt to have a balanced portfolio on a macro basis, allocating to themes like Domestic, Consumption & Defensive.
Date of Allotment
September 21, 2005
Fund Manager
Ashwani Kumar
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 8,402.19 Cr
Month End: ` 8,494.10 Cr
NAV as on June 30, 2017Growth Plan ` 57.8317 Dividend Plan ` 22.9108 Annual Dividend Plan ` 12.2234 Direct - Growth Plan ` 59.7718 Direct - Dividend Plan ` 27.1122 Direct - Annual Dividend Plan ` 12.3495
Volatility MeasuresStandard Deviation 4.78Beta 1.10Sharpe Ratio 0.15Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.95
Expense Ratio^
Regular/Other than Direct 1.99
Direct 1.29
Load structure
Entry Load: Nil
Exit Load: Nil
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend
NAVEx-Dividend NAV
Dividend Plan
30-Jun-17 0.60 23.1274 22.5274
23-Mar-17 0.60 21.9299 21.3299
23-Dec-16 0.45 19.0755 18.6255
Direct - Dividend Plan
30-Jun-17 0.60 27.3707 26.7707
23-Mar-17 0.60 25.7747 25.1747
23-Dec-16 0.45 22.2889 21.8389
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Reliance Tax Saver (ELSS) Fund RTSF
Company/Issuer % of AssetsAutoTVS Motor Company Limited* 8.39Auto AncillariesFederal-Mogul Goetze (India) Limited. 2.04Sundaram Clayton Limited 1.86Wheels India Limited 1.20BanksState Bank of India* 6.38ICICI Bank Limited* 4.33Canara Bank 1.87Axis Bank Limited 1.81Bank of Baroda 1.54Yes Bank Limited 1.10CementAmbuja Cements Limited 1.93The Ramco Cements Limited 1.69Birla Corporation Limited 1.19ConstructionSimplex Infrastructures Limited 1.12Consumer Non DurablesITC Limited* 2.06Jubilant Foodworks Limited 1.09Ferrous MetalsTata Steel Limited* 4.63FinanceReliance Capital Limited 1.41Hotels, Resorts And Other Recreational ActivitiesThe Indian Hotels Company Limited 1.70Industrial Capital GoodsHoneywell Automation India Limited* 2.75ABB India Limited* 2.41Siemens Limited 1.40BEML Limited 1.14
Company/Issuer % of AssetsGE T&D India Limited 1.02Industrial ProductsVesuvius India Limited 1.61Bharat Forge Limited 1.39KSB Pumps Limited 1.23Non - Ferrous MetalsVedanta Limited 1.85PesticidesUPL Limited 1.74Petroleum ProductsBharat Petroleum Corporation Limited 1.15PharmaceuticalsDivi's Laboratories Limited 1.39Aurobindo Pharma Limited 1.23Cipla Limited 1.06SoftwareInfosys Limited* 5.95HCL Technologies Limited* 2.25TransportationJet Airways (India) Limited* 2.15Certificate of Deposit 1.52HDFC Bank Limited 0.82IDFC Bank Limited 0.70Commercial Paper 4.51SBI Cards & Payment Services Pvt Ltd 2.05Tata Capital Financial Services Ltd 1.17Axis Finance Limited 1.17LIC Housing Finance Limited 0.06Housing Development Finance Corporation Limited 0.06Equity Less Than 1% of Corpus 14.81Cash and Other Receivables 0.09Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RTSFSince Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,420,000 1,200,000 600,000 360,000 120,000
Market Value (`) 4,229,377 3,190,350 1,039,345 449,957 135,253
Scheme Return (%) 17.31 18.67 22.36 15.30 25.72
B: S&P BSE 100 Return(%) 10.53 10.59 12.41 10.72 18.57
AB: S&P BSE Sensex Return(%) 9.74 9.71 10.75 8.92 18.46
Inception Date: September 21, 2005
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 201720 Fundamentals
Equity - Arbitrage
Details as on June 30, 2017
Type of Scheme
An open ended Arbitrage Scheme
Current Investment Philosophy
A conservative arbitrage fund that aims to generate income through arbitrage opportunities arising out of pricing mismatch in a security between cash and derivative segment and with derivatives segment along with investments in debt securities and money market instruments.
The fund portfolio is completely hedged and takes offsetting positions on various markets simultaneously. The arbitrage fund follows a market neutral strategy and carries no specific equity risk. In the absence of adequate arbitrage opportunities, the scheme may invest in short term debt or money market securities.
Date of Allotment
October 14, 2010
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 5,315.81 Cr
Month End: ` 4,697.42 Cr
NAV as on June 30, 2017Growth Plan ` 17.0118 Dividend Plan ` 11.9936 Monthly Dividend Plan ` 10.5888 Direct - Growth Plan ` 17.3882 Direct - Dividend Plan ` 12.4856 Direct - Monthly Dividend Plan ` 10.8065
Volatility MeasuresStandard Deviation 0.17Beta 1.04Sharpe Ratio 0.30Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 15.54
Expense Ratio^
Regular/Other than Direct 1.00
Direct 0.40
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or before completion of 1 month from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short term
� Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan27-Jun-17 0.15 12.1267 11.976724-Apr-17 0.15 12.1609 12.010926-Dec-16 0.15 12.0911 11.9411Direct - Dividend Plan27-Jun-17 0.15 12.6177 12.467724-Apr-17 0.15 12.6340 12.484026-Dec-16 0.15 12.5315 12.3815Monthly Dividend Plan27-Jun-17 0.05 10.6239 10.573922-May-17 0.05 10.6183 10.568324-Apr-17 0.05 10.6223 10.5723Direct - Monthly Dividend Plan27-Jun-17 0.05 10.8409 10.790922-May-17 0.05 10.8278 10.777824-Apr-17 0.05 10.8259 10.7759
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Special Feature: Reliance Any Time Money Card
Reliance Arbitrage Advantage Fund RAAF
Company/Issuer % of Assets
Cement
Century Textiles & Industries Limited 1.30
Consumer Non Durables
ITC Limited* 1.97
United Spirits Limited* 1.73
Tata Global Beverages Limited 1.04
Ferrous Metals
Tata Steel Limited* 3.36
JSW Steel Limited 1.72
Finance
Dewan Housing Finance Corporation Limited 1.41
IDFC Limited 1.05
Industrial Capital Goods
Bharat Electronics Limited 1.24
Non - Ferrous Metals
Vedanta Limited* 2.84
Hindalco Industries Limited* 2.27
Oil
Oil & Natural Gas Corporation Limited* 2.76
Petroleum Products
Bharat Petroleum Corporation Limited* 2.04
Castrol India Limited* 1.83
Services
Aditya Birla Nuvo Limited* 4.22
Software
Infosys Limited* 6.61
Company/Issuer % of Assets
Certificate of Deposit 0.63
IndusInd Bank Limited 0.52
The South Indian Bank Limited 0.11
Commercial Paper 2.43
Piramal Finance Private Limited 0.74
India Infoline Finance Ltd 0.42
Vedanta Limited 0.32
IIFL Wealth Finance Limited 0.21
Housing Development Finance Corporation Limited 0.11
L&T Finance Ltd 0.11
Indiabulls Housing Finance Limited 0.11
Talwandi Sabo Power Ltd 0.11
Reliance Industries Limited 0.11
Dewan Housing Finance Corporation Limited 0.11
Manappuram Finance Limited 0.11
Corporate Bond 7.00
Aditya Birla Finance Ltd 2.72
Yes Bank Limited 2.15
Axis Bank Limited 2.13
Zero Coupon Bond 0.71
Mahindra & Mahindra Financial Services Limited 0.71
Equity Less Than 1% of Corpus 34.92
Derivatives, Cash and Other Receivables 16.89
Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RAAFSince Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 810,000 600,000 360,000 120,000
Market Value (`) 1,052,131 718,500 397,064 123,688
Scheme Return (%) 7.69 7.22 6.58 6.05
B: Crisil Liquid Fund Index Return(%) 8.13 7.95 7.42 6.77
AB: S&P BSE Sensex Return(%) 10.28 10.75 8.92 18.46
Inception Date: October 14, 2010Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 21
Equity - International
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
The Fund endeavors to create a portfolio of companies which are leaders or potential leaders in the growth oriented sectors of Japan and are listed on recognized stock exchanges of Japan, using a blend of top down and bottom up approach without any extreme sector bias.
Date of Allotment
August 26, 2014
Fund Manager
Jahnvee Shah, Anju Chhajer
Benchmark
TOPIX (Tokyo Stock Price Index)
Fund Size
Monthly Average: ` 28.05 Cr
Month End: ` 27.73 Cr
NAV as on June 30, 2017Growth Plan ` 11.0885 Dividend Payout Option ` 11.0885 Bonus Option ` 11.0885 Direct - Growth Plan ` 11.3004 Direct - Dividend Payout Option ` 11.3004 Direct - Bonus Option ` 11.3004
Expense Ratio^
Regular/Other than Direct 2.28
Direct 1.66
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of companies listed on recognized stock exchange of Japan
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation
Reliance Japan Equity Fund RJEF
Company/Issuer % of AssetsApparel RetailFast Retailing Co Ltd 3.12Auto Parts & EquipmentSumitomo Elec Indust* 3.21Automobile ManufacturersToyota Motor Corp 3.19Building ProductsDaikin Industries Ltd* 3.35Toto Ltd* 3.22ChemicalsToray Industries Inc* 3.21Construction & Farm Machinery & Heavy TrucksKomatsu Ltd* 3.27Diversified BanksMitsubishi UFJ Financial Group Inc* 3.35Diversified Real Estate ActivitiesMitsui Fudosan Co* 3.24Daiwa House Industry 3.20Electrical EquipmentNidec Corporation 3.12Electronic Equipment & InstrumentsHitachi Ltd* 3.30Gas UtilitiesTokyo Gas Co Ltd 3.16IT Consulting & Other ServicesNTT Data Corporation 3.12Industrial MachineryNSK Limited 3.19Integrated Telecommunication ServicesNTT Corp 3.10
Company/Issuer % of AssetsInvestment Banking & BrokerageNomura Holdings Inc 3.18
Leisure Equipment & ProductsShimano Inc* 3.33
Namco Bandai Holdings Inc 3.11
Other Diversified Financial ServicesOrix Corporation 3.12
Packaged FoodsNisshin Seifun Group Inc 3.07
Personal ProductsKao Corporation 3.06
Professional ServicesTemp Holdings Co Ltd 2.98
Property & Casualty InsuranceMsand Ad Insurance Group Holdings Inc 3.07
RailroadsEast Japan Railway 3.13
Security & Alarm ServicesSecom Co Ltd 3.20
Soft DrinksSuntory Beverage And Food Ltd 3.04
Specialty ChemicalsShin Etsu Chemical Co 3.18
Tires & RubberBridgestone Corp* 3.23
TobaccoJapan Tobacco Inc 3.12
Cash and Other Receivables 4.82Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RJEFSince Inception 1 Year
Total Amount Invested (`) 350,000 120,000
Market Value (`) 375,061 125,933
Scheme Return (%) 4.76 9.80
B: Topix Index Return(%) 8.12 23.05
AB: S&P BSE Sensex Return(%) 9.02 18.79
Inception Date: August 26, 2014
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 201722 Fundamentals
Equity - International
Details as on June 30, 2017
Type of Scheme
An open ended Diversified Equity Scheme
Current Investment Philosophy
The fund endeavours to invest in a portfolio of high quality stocks listed on recognized stock exchanges of US. The investment strategy of the fund would be powered by the research support of Morningstar Investment Adviser India Private Limited (MIA), a group company of Morningstar, Inc. Morningstar employs their proprietary research methodology, focused on Economic Moats, to identify investment opportunity. The fund proposes to follow the Hare Strategy for its investments. The Hare portfolio invests in stocks of firms that are experiencing rapid growth, emphasizing those that possess sustainable competitive advantages. Companies in this strategy tend to faster-growing with both higher risk and higher return potential. The investment philosophy would be a blend of top down and bottom up approach without any sector or market capitalization bias.
Date of Allotment
July 23, 2015
Fund Manager
Jahnvee Shah, Anju Chhajer
Benchmark
S&P 500
Fund Size
Monthly Average: ` 11.45 Cr
Month End: ` 11.38 Cr
NAV as on June 30, 2017Growth Plan ` 11.3419 Dividend Plan ` 11.3419 Direct - Growth Plan ` 11.5456 Direct - Dividend Plan ` 11.5456
Expense Ratio^
Regular/Other than Direct 2.39
Direct 1.74
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities of companies listed on recognized stock exchanges in the US.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation
Special Feature: Reliance Any Time Money Card
Reliance US Equity Opportunities Fund RUSEOF
Company/Issuer % of Assets
Asset Management & Custody Banks
Blackrock Inc 2.19
Automotive Retail
Carmax Inc 2.73
Data Processing & Outsourced Services
Mastercard Incorporated* 9.33
Paypal Holdings Inc 4.97
Visa Inc 4.45
Diversified Metals & Mining
Compass Minerals International Inc 3.02
Health Care Distributors
Amerisource Bergen Corp* 6.28
Health Care Services
Express Scripts Holding Co* 5.84
Health Care Supplies
Cooper Companies Inc 3.64
Health Care Technology
Cerner Corp 3.27
Company/Issuer % of Assets
Home Improvement Retail
Lowes Companies Inc* 5.10
Internet Retail
The Priceline Group Inc* 8.32
Internet Software & Services
Alphabet Inc A* 6.94
Facebook Inc* 6.09
Alphabet Inc 3.37
Ebay Inc 3.27
Baidu Inc Spon Adr 2.11
Life Sciences Tools & Services
Quintiles IMS Holdings Inc* 5.92
Miscellaneous
Ventas Inc* 5.41
Movies & Entertainment
Time Warner Inc* 5.09
Cash and Other Receivables 2.66Grand Total 100.00
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RUSEOFSince Inception 1 Year
Total Amount Invested (`) 240,000 120,000
Market Value (`) 270,046 128,069
Scheme Return (%) 12.15 13.38
B: S&P 500 Return(%) 13.06 14.36
AB: S&P BSE Sensex Return(%) 14.08 18.46
Inception Date: July 23, 2015
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized a nd cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional BenchmarkFor scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
July 2017Fundamentals 23
Special Feature: Reliance Any Time Money Card
Fixed Income - Liquid
Details as on June 30, 2017
Type of Scheme
An open ended Liquid Scheme
Current Investment Philosophy
The portfolio would invest in money market instruments like Certificate of Deposits (CD), Commercial Papers (CP) and other short term instruments issued by banks, financial institutions and corporates. The fund manager would ideally seek to maintain an exposure of less than 15% in instruments issued by Non-Banking Financial Companies (NBFC) under normal circumstances. The average maturity of the portfolio would be in the range of 25 - 50 days.
Date of Allotment
June 16, 2005
Fund Manager
Amit Tripathi, Vivek Sharma
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 6,013.70 Cr
Month End: ` 4,574.92 Cr
NAV as on June 30, 2017Growth Plan ` 2,481.3849 Daily Dividend Plan ` 1,000.5100 Weekly Dividend Plan ` 1,000.5879 Monthly Dividend Plan ` 1,002.4118 Quarterly Dividend Plan ` 1,005.1745 Bonus Option ` 1,459.2139 Direct - Growth Plan ` 2,491.1426 Direct - Daily Dividend Plan ` 1,000.5100 Direct - Weekly Dividend Plan ` 1,000.5981 Direct - Monthly Dividend Plan ` 1,002.4330 Direct - Quarterly Dividend Plan ` 1,004.9609 Direct - Bonus Option ` 1,464.8474
Average Maturity 61 days
Modified Duration 57 days
Yield to Maturity* 6.40%
Expense Ratio^
Regular/Other than Direct: 0.19
Direct: 0.09
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 6.99% Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Low risk
� Income over short term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan
27-Jun-17 4.1527 1,007.6173 1,001.8677
25-May-17 3.8021 1,007.1099 1,001.8458
25-Apr-17 3.8227 1,007.1364 1,001.8438
Direct - Monthly Dividend Plan
27-Jun-17 4.2177 1,007.7201 1,001.8806
25-May-17 3.8585 1,007.2005 1,001.8583
25-Apr-17 3.8803 1,007.2283 1,001.8559
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVQuarterly Dividend Plan
19-Jun-17 11.8369 1,019.6088 1,003.2202
20-Mar-17 11.8237 1,019.4183 1,003.0480
19-Dec-16 12.2050 1,019.8846 1,002.9864
Direct - Quarterly Dividend Plan
19-Jun-17 11.9676 1,019.5451 1,002.9756
20-Mar-17 11.8728 1,019.4480 1,003.0097
19-Dec-16 12.3920 1,020.0787 1,002.9216
Dividend History
Reliance Liquidity Fund RLQF
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`1000.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer Rating % of Assets
Certificate of Deposit 26.59
IDFC Bank Limited ICRA A1+ 9.52
Yes Bank Limited ICRA A1+ 5.31
ICICI Bank Limited ICRA A1+ 4.72
HDFC Bank Limited CARE A1+ 4.31
Axis Bank Limited CRISIL A1+ 2.19
National Bank For Agriculture and Rural Development CRISIL A1+ 0.54
Commercial Paper 50.61
Piramal Finance Private Limited ICRA A1+ 6.41
Reliance Industries Limited ICRA A1+ 5.41
Aditya Birla Finance Ltd ICRA A1+ 5.38
Sundaram Finance Limited ICRA A1+ 4.32
Hindustan Zinc Limited CRISIL A1+ 4.32
Vedanta Limited CRISIL A1+ 4.31
PNB Housing Finance Limited CARE A1+ 3.79
Housing Development Finance Corporation Limited ICRA A1+ 3.48
Adani Ports and Special Economic Zone Limited ICRA A1+ 3.23
Company/Issuer Rating % of Assets
ONGC Mangalore Petrochemicals Ltd ICRA A1+ 2.17
Sun Pharma Laboratories Ltd ICRA A1+ 2.16
Indiabulls Housing Finance Limited CRISIL A1+ 2.15
Hero Cycles Ltd. CRISIL A1+ 1.19
TGS Investment & Trade Pvt Ltd ICRA A1+ 1.09
Trapti Trading & Invest Pvt Ltd ICRA A1+ 1.09
National Bank For Agriculture and Rural Development CRISIL A1+ 0.11
Corporate Bond 12.36
Rural Electrification Corporation Limited CRISIL AAA 7.33
Power Finance Corporation Limited CRISIL AAA 3.62
Power Grid Corporation of India Limited CRISIL AAA 1.41
Treasury Bill 12.46
Government of India SOV 12.46
Zero Coupon Bond 1.48
National Bank For Agriculture and Rural Development CRISIL AAA 1.48
Cash & Other Receivables (3.50)
Grand Total 100.00
Asset Allocation
Commercial Paper, 50.61% Certificate of Deposit, 26.59%
Treasury Bill, 12.46% Corporate Bond, 12.36%
Zero Coupon Bond, 1.48% Cash & Other Receivables, -3.50%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
July 201724 Fundamentals
Fixed Income - Liquid
Details as on June 30, 2017
Type of Scheme
An open ended Liquid Scheme
Current Investment Philosophy
It will be a mix portfolio with a varying allocation to the Debt and Money Market Instruments with a view to maximize returns while ensuring adequate liquidity. The average maturity of the portfolio will be in the range of 25-50 days under normal market conditions.
Date of Allotment
December 9, 2003
Fund Manager
Anju Chhajer
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 27,250.63 Cr
Month End: ` 21,780.65 Cr
NAV as on June 30, 2017Growth Plan ` 4,018.2863 Daily Dividend Plan ` 1,528.7400 Weekly Dividend Plan ` 1,530.3000 Monthly Dividend Plan ` 1,587.0376 Quarterly Dividend Plan ` 1,005.4690 Direct - Growth Plan ` 4,032.6916 Direct - Daily Dividend Plan ` 1,528.7400 Direct - Weekly Dividend Plan ` 1,530.3000 Direct - Monthly Dividend Plan ` 1,590.3555 Direct - Quarterly Dividend Plan ` 1,007.7575 Retail - Growth Plan ` 3,755.4311 Retail - Daily Dividend Plan ` 1,524.2800 Retail - Weekly Dividend Plan ` 1,034.1700 Retail - Monthly Dividend Plan ` 1,329.1075 Retail - Quarterly Dividend Plan ` 1,217.9565
Average Maturity 69 days
Modified Duration 65 days
Yield to Maturity* 6.45%
Expense Ratio^
Regular/Other than Direct: 0.20
Direct: 0.12
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 7.61%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Low risk
� Income over short term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Liquid Fund - Treasury Plan RLF-TP
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value - `1000.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVMonthly Dividend Plan27-Jun-17 6.6732 1,595.3860 1,586.146725-May-17 6.0423 1,594.4932 1,586.127425-Apr-17 6.1511 1,594.6300 1,586.1136Retail Monthly Dividend Plan27-Jun-17 4.8259 1,335.1355 1,328.453925-May-17 4.3921 1,334.4911 1,328.410125-Apr-17 4.4740 1,334.5962 1,328.4018Direct - Monthly Dividend Plan27-Jun-17 6.7700 1,598.8256 1,589.452325-May-17 6.1298 1,597.9196 1,589.432725-Apr-17 6.2387 1,598.0564 1,589.4187
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVQuarterly Dividend Plan19-Jun-17 11.9099 1,019.9726 1,003.482920-Mar-17 11.7406 1,019.7629 1,003.507719-Dec-16 12.2524 1,020.2665 1,003.3026Direct - Quarterly Dividend Plan19-Jun-17 12.0978 1,022.4949 1,005.745120-Mar-17 12.0144 1,022.4059 1,005.771619-Dec-16 12.4265 1,022.9075 1,005.7026Retail - Quarterly Dividend19-Jun-17 12.5135 1,233.1692 1,215.843820-Mar-17 12.4043 1,233.0489 1,215.8747
Company/Issuer Rating % of AssetsCertificate of Deposit 11.35ICICI Bank Limited ICRA A1+ 4.47IDFC Bank Limited ICRA A1+ 3.53RBL Bank Limited CARE A1+/ICRA A1+ 1.90HDFC Bank Limited CARE A1+ 1.44Commercial Paper 79.50Reliance Industries Limited ICRA A1+ 9.42Aditya Birla Finance Ltd ICRA A1+ 6.71Vedanta Limited CRISIL A1+ 6.55Hindustan Zinc Limited CRISIL A1+ 5.61Steel Authority of India Limited CARE A1+ 3.57Export Import Bank of India CRISIL A1+ 3.12Housing Development Finance Corporation Limited ICRA A1+ 3.00IIFL Wealth Finance Limited ICRA A1+ 2.63National Bank For Agriculture and Rural Development CRISIL A1+ 2.25Indiabulls Housing Finance Limited CRISIL A1+ 2.22Mahindra & Mahindra Financial Services Limited FITCH A1+/CRISIL A1+ 2.22JSW Steel Limited CARE A1+ 1.90Godrej Industries Limited ICRA A1+ 1.73L&T Finance Ltd CARE A1+ 1.57Muthoot Finance Limited CRISIL A1+ 1.55Manappuram Finance Limited CRISIL A1+ 1.39ICICI Home Finance Company Ltd ICRA A1+ 1.35Bharat Aluminium Co Ltd. CRISIL A1+(SO) 1.21Talwandi Sabo Power Ltd CRISIL A1+(SO) 1.12Piramal Finance Private Limited ICRA A1+ 1.08Vodafone Mobile Services Ltd CRISIL A1+ 1.01Aditya Birla Financial Services Ltd ICRA A1+ 0.90Indian Railway Finance Corp Ltd CRISIL A1+ 0.89ICICI Sec Primary Dealership Ltd. CRISIL A1+ 0.89Indiabulls Commercial Credit Ltd CRISIL A1+ 0.89Adani Ports and Special Economic Zone Limited ICRA A1+ 0.88JM Financial Credit Solution Limited ICRA A1+ 0.88Turquoise Invest & Finance Pvt Ltd CRISIL A1+ 0.79Tata Cummins Private Limited ICRA A1+ 0.78Birla TMT Holdings Pvt Ltd CRISIL A1+ 0.67Reliance Jio Infocomm Limited CARE A1+ 0.67ICICI Securities Ltd CRISIL A1+ 0.67
Company/Issuer Rating % of AssetsGodrej Properties Limited ICRA A1+ 0.63IndoStar Capital Finance Ltd CRISIL A1+/ICRA A1+ 0.56Deutsche Investments India Pvt Ltd CRISIL A1+ 0.56India Infoline Ltd ICRA A1+ 0.56LIC Housing Finance Limited CRISIL A1+ 0.45Jamshedpur Continuous Annealing & Processing Private Limited ICRA A1+ 0.45Aditya Birla Fashion and Retail Limited CRISIL A1+ 0.45Dalmia Cement (Bharat) Ltd ICRA A1+ 0.45Tata Housing Development Co Ltd CARE A1+ 0.45L&T Finance Holdings Limited CARE A1+ 0.45L & T Infrastructure Finance Co Ltd ICRA A1+ 0.45MAHINDRA RURAL HOUSING FINANCE FITCH A1+ 0.45Kotak Securities Ltd ICRA A1+ 0.45Daimler Financial Services India Pvt Ltd FITCH A1+ 0.43ONGC Mangalore Petrochemicals Ltd ICRA A1+/CRISIL A1+ 0.36Trapti Trading & Invest Pvt Ltd ICRA A1+ 0.23JM Financial Services Ltd ICRA A1+ 0.23JM Financial Limited ICRA A1+ 0.22Cholamandalam Investment and Finance Company Limited ICRA A1+ 0.22Axis Finance Limited ICRA A1+ 0.22Volkswagen Finance Pvt Ltd ICRA A1+ 0.22Sterlite Technologies Limited ICRA A1+ 0.22Samvardhana Motherson International Ltd CRISIL A1+ 0.22Tata Capital Housing Finance Ltd CRISIL A1+ 0.22Standard Chartered Invest & Loans Ltd. CRISIL A1+ 0.16Chennai Petroleum Corporation Limited ICRA A1+ 0.02JM Financial Products Ltd ICRA A1+ 0.02Piramal Enterprises Limited ICRA A1+ 0.02Small Industries Dev Bank of India CARE A1+ 0.01Corporate Bond 4.10Rural Electrification Corporation Limited CRISIL AAA 1.82Power Finance Corporation Limited CRISIL AAA 1.08JSW Steel Limited CARE AA- 0.80L&T Finance Ltd CARE AA+ 0.41Treasury Bill 18.43Government of India SOV 18.43Cash & Other Receivables (13.38)Grand Total 100.00
Asset Allocation
Commercial Paper, 79.50% Treasury Bill, 18.43%
Certificate of Deposit, 11.35% Corporate Bond, 4.10%
Cash & Other Receivables, -13.38%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 98.79%
AA+, 0.41%
AA-, 0.80%
July 2017Fundamentals 25
Fixed Income - Liquid
Details as on June 30, 2017
Type of Scheme
An open ended Liquid Scheme
Current Investment Philosophy
It will be a mix portfolio with a varying allocation to the Debt and Money Market Instruments with a view to maximize returns while ensuring adequate liquidity. The average maturity of the portfolio will be in the range of 40 - 65 days under normal market conditions.
Date of Allotment
December 7, 2001
Fund Manager
Anju Chhajer, Vivek Sharma
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 4,027.32 Cr
Month End: ` 2,902.78 Cr
NAV as on June 30, 2017Growth Plan ` 2,579.3506
Daily Dividend Plan ` 1,114.1500
Weekly Dividend Plan ` 1,091.6900
Monthly Dividend Plan ` 1,001.8000
Quarterly Dividend Plan ` 1,005.1474
Direct - Growth Plan ` 2,668.0561
Direct - Daily Dividend Plan ` 1,114.1500
Direct - Weekly Dividend Plan ` 1,091.6900
Direct - Monthly Dividend Plan ` 1,003.6839
Direct - Quarterly Dividend Plan ` 1,011.3583
Average Maturity 63 days
Modified Duration 59 days
Yield to Maturity* 6.88%
Expense Ratio^
Regular/Other than Direct: 1.04
Direct: 0.10
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 7.28%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Low risk
� Income over short term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Liquid Fund - Cash Plan RLF-CP
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`1000.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan
27-Jun-17 3.6594 1,006.4271 1,001.3606
25-May-17 3.2828 1,005.9216 1,001.3764
25-Apr-17 3.3717 1,006.0329 1,001.3647
Direct - Monthly Dividend Plan
27-Jun-17 4.2856 1,009.0995 1,003.1660
25-May-17 3.8513 1,008.5145 1,003.1822
25-Apr-17 3.9195 1,008.5967 1,003.1700
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVQuarterly Dividend Plan
19-Jun-17 10.3146 1,017.7768 1,003.4959
20-Mar-17 10.1319 1,017.5425 1,003.5145
19-Dec-16 10.5561 1,018.1421 1,003.5268
Direct - Quarterly Dividend Plan
19-Jun-17 12.1056 1,026.1719 1,009.4113
20-Mar-17 11.9223 1,025.9323 1,009.4255
19-Dec-16 12.3467 1,026.5276 1,009.4332
Company/Issuer Rating % of Assets
Certificate of Deposit 1.70
IDFC Bank Limited ICRA A1+ 0.85
IndusInd Bank Limited CRISIL A1+ 0.85
Commercial Paper 69.17
Steel Authority of India Limited FITCH A1+/CARE A1+ 7.05
Vedanta Limited CRISIL A1+ 6.81
Indiabulls Real Estate Limited CARE A1+ 6.79
JSW Steel Limited CARE A1+ 5.27
Indiabulls Ventures Limited BWR A1+ 4.25
HT Media Limited CRISIL A1+ 3.75
Trapti Trading & Invest Pvt Ltd ICRA A1+ 3.42
Muthoot Finance Limited CRISIL A1+ 3.41
Shriram City Union Finance Limited CARE A1+ 3.41
Emami Limited CRISIL A1+ 3.40
Reliance Jio Infocomm Limited CARE A1+ 3.40
Adani Ports and Special Economic Zone Limited ICRA A1+ 3.39
JM Financial Limited ICRA A1+ 1.71
Godrej Consumer Products Limited ICRA A1+ 1.71
Barclays Invest & Loans India Ltd ICRA A1+ 1.70
Company/Issuer Rating % of Assets
Bharat Aluminium Co Ltd. CRISIL A1+(SO) 1.70
JM Financial Capital Limited CRISIL A1+ 1.70
LIC Housing Finance Limited CRISIL A1+ 1.54
Samvardhana Motherson International Ltd CRISIL A1+ 1.51
IndoStar Capital Finance Ltd CRISIL A1+ 1.03
Hero Cycles Ltd. CRISIL A1+ 0.85
Bajaj Finance Limited CRISIL A1+ 0.85
Godrej Properties Limited ICRA A1+ 0.34
Sheba Properties Limited ICRA A1+ 0.17
Corporate Bond 12.50
Hinduja Leyland Finance Ltd CARE A+ 5.19
Bharat Aluminium Co Ltd. CRISIL AA- 4.06
Kalpataru Power Transmission Limited CRISIL AA 2.50
Dalmia Cement (Bharat) Ltd ICRA AA 0.74
Treasury Bill 21.59
Government of India SOV 21.59
Cash & Other Receivables (4.96)
Grand Total 100.00
Asset Allocation
Commercial Paper, 69.17% Treasury Bill, 21.59%
Corporate Bond, 12.50% Certificate of Deposit, 1.70%
Cash & Other Receivables, -4.96%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 87.50%
AA, 3.24%
AA-, 4.06% A+/A/A-/A1, 5.19%
July 201726 Fundamentals
Fixed Income - Ultra Short Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
A major part of the portfolio gets allocated to instruments whose average maturity exceeds 12 months. ~15% - 30% allocation made in relatively higher carry assets of 9-18 months would give the portfolio, carry advantage and roll down benefit over a 3-6 months period.
Date of Allotment
March 20, 2007
Fund Manager
Amit Tripathi, Anju Chhajer
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 17,460.39 Cr
Month End: ` 16,598.20 Cr
NAV as on June 30, 2017
Growth Plan ` 2,281.8546 Dividend Plan ` 1,251.5540 Daily Dividend Plan ` 1,007.5000 Weekly Dividend Plan ` 1,007.6912 Monthly Dividend Plan ` 1,009.6640 Quarterly Dividend Plan ` 1,009.5249 Bonus Option ` 1,324.8582 Direct - Growth Plan ` 2,318.2737 Direct - Dividend Plan ` 1,263.6976 Direct - Daily Dividend Plan ` 1,007.5000 Direct - Weekly Dividend Plan ` 1,007.7186 Direct - Monthly Dividend Plan ` 1,012.9159 Direct - Quarterly Dividend Plan ` 1,009.6897 Direct - Bonus Option ` 1,346.6811 Retail - Growth Plan ` 2,205.9033 Retail - Daily Dividend Plan ` 1,007.5000 Retail - Weekly Dividend Plan ` 1,007.6557 Retail - Monthly Dividend Plan ` 1,011.5310 Retail - Quarterly Dividend Plan ` 1,026.0449 Retail - Bonus Option ` 1,643.7453
Average Maturity 339 days
Modified Duration 305 days
Yield to Maturity* 7.14%
Expense Ratio^
Regular/Other than Direct: 0.55
Direct: 0.23
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 7.04%
Product LabelThis product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan19-Sep-14 57.8673 1,078.3435 1,004.0853Direct - Dividend Plan19-Sep-14 61.1289 1,082.6239 1,004.1802Monthly Dividend Plan19-Jun-17 5.3174 1,015.7319 1,008.369819-May-17 3.7053 1,013.8293 1,008.699219-Apr-17 5.1890 1,015.7276 1,008.5433Retail Monthly Dividend Plan19-Jun-17 5.0721 1,017.3780 1,010.355519-May-17 3.4446 1,015.4553 1,010.686219-Apr-17 4.9314 1,017.3619 1,010.5342Direct - Monthly Dividend Plan19-Jun-17 5.5223 1,019.1740 1,011.528219-May-17 3.9375 1,017.3104 1,011.858819-Apr-17 5.3983 1,019.1801 1,011.7060
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVQuarterly Dividend Plan19-Jun-17 13.8045 1,027.3431 1,008.230320-Mar-17 12.2348 1,024.7381 1,007.798619-Dec-16 14.8104 1,029.3016 1,008.7961Direct - Quarterly Dividend Plan19-Jun-17 14.4067 1,028.2534 1,008.306920-Mar-17 12.8260 1,025.6324 1,007.874419-Dec-16 15.4058 1,030.2003 1,008.8704Retail - Quarterly Dividend Plan19-Jun-17 13.2109 1,043.1436 1,024.852620-Mar-17 11.6133 1,040.4967 1,024.4177Bonus Option Bonus Ratio26-Feb-14 17:229-Oct-12 3:1
Dividend History
Reliance Money Manager Fund RMMF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`1000.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer Rating % of AssetsCertificate of Deposit 6.70Axis Bank Limited ICRA A1+ 2.94ICICI Bank Limited CRISIL A1+/ICRA A1+ 1.36Small Industries Dev Bank of India CARE A1+ 1.22Credit Suisse AG Indian Bank Branch CRISIL A1+ 0.57Kotak Mahindra Bank Limited CRISIL A1+ 0.44IndusInd Bank Limited CRISIL A1+ 0.15The South Indian Bank Limited CARE A1+ 0.03Commercial Paper 12.57Export Import Bank of India CRISIL A1+ 4.87Indus Towers Ltd CRISIL A1+ 1.73Larsen & Toubro Limited CRISIL A1+ 1.21Bahadur Chand Investments Pvt Ltd ICRA A1+ 1.01TATA Realty & Infrastructure Ltd ICRA A1+ 0.90TGS Investment & Trade Pvt Ltd ICRA A1+ 0.87AU Small Finance Bank Limited FITCH A1+ 0.60United Spirits Limited ICRA A1+ 0.60Trapti Trading & Invest Pvt Ltd ICRA A1+ 0.29Power Finance Corporation Limited CRISIL A1+ 0.14Small Industries Dev Bank of India CARE A1+ 0.11Dewan Housing Finance Corporation Limited CRISIL A1+ 0.06India Infoline Finance Ltd CRISIL A1+ 0.03Indiabulls Housing Finance Limited CRISIL A1+ 0.03Piramal Enterprises Limited CRISIL A1+ 0.03Tata Capital Financial Services Ltd ICRA A1+ 0.03Piramal Finance Private Limited ICRA A1+ 0.03Vedanta Limited CRISIL A1+ 0.03Kotak Mahindra Investments Ltd CRISIL A1+ 0.01Corporate Bond 72.87National Bank For Agriculture and Rural Development FITCH AAA/CRISIL AAA 9.35Housing Development Finance Corporation Limited CRISIL AAA 8.92Power Finance Corporation Limited CRISIL AAA 7.25Rural Electrification Corporation Limited CRISIL AAA 6.17Indiabulls Housing Finance Limited ICRA AAA/CARE AAA 5.09LIC Housing Finance Limited CARE AAA/CRISIL AAA 3.83Mahindra & Mahindra Financial Services Limited FITCH AAA 3.10ONGC Petro Additions Ltd CARE AAA(SO) 2.18Vodafone Mobile Services Ltd CRISIL AA 2.16Reliance Capital Limited CARE AA+ 2.01Indian Railway Finance Corp Ltd CRISIL AAA 1.81Shriram Transport Finance Company Limited FITCH AA+ 1.53
Company/Issuer Rating % of AssetsPower Grid Corporation of India Limited CRISIL AAA 1.47Reliance Jio Infocomm Limited CRISIL AAA 1.37Petronet LNG Limited CRISIL AA+ 1.29Nuvoco Vistas Corporation Limited CRISIL AA 1.24Gruh Finance Limited CRISIL AAA 1.23Shriram City Union Finance Limited CARE AA+ 1.08Kotak Mahindra Prime Ltd CRISIL AAA 1.08Cholamandalam Investment and Finance Company Limited ICRA AA 1.02India Infoline Finance Ltd ICRA AA 0.96Tata Capital Housing Finance Ltd CRISIL AA+ 0.96Aditya Birla Finance Ltd ICRA AA+ 0.77Sun Pharma Laboratories Ltd ICRA AAA 0.71Vedanta Limited CRISIL AA 0.68Tata Capital Ltd CRISIL AA+ 0.62Sundaram BNP Paribas Home Finance Ltd ICRA AA+ 0.62IndoStar Capital Finance Ltd CARE AA- 0.55Nabha Power Ltd ICRA AAA(SO) 0.53Ashok Leyland Limited ICRA AA 0.47Tata Capital Financial Services Ltd ICRA AA+ 0.46L & T Infrastructure Finance Co Ltd CARE AA+ 0.37Small Industries Dev Bank of India CARE AAA 0.34Aditya Birla Nuvo Limited ICRA AA+ 0.31HDB Financial Services Ltd CRISIL AAA 0.31Export Import Bank of India CRISIL AAA 0.29Bajaj Finance Limited CRISIL AA+ 0.19IDFC Bank Limited ICRA AAA 0.16Sundaram Finance Limited ICRA AA+ 0.15UltraTech Cement Limited CRISIL AAA 0.09Dewan Housing Finance Corporation Limited CARE AAA 0.07L&T Finance Ltd CARE AA+ 0.06Floating Rate Note 1.55Cholamandalam Investment and Finance Company Limited ICRA AA 1.55State Government Bond 3.58State Government Securities SOV 3.58Zero Coupon Bond 1.28JM Financial Products Ltd CRISIL AA 0.63National Bank For Agriculture and Rural Development CRISIL AAA 0.30HDB Financial Services Ltd CRISIL AAA 0.20IDFC Bank Limited ICRA AAA 0.15Cash & Other Receivables 1.44Grand Total 100.00
Asset Allocation
Corporate Bond, 72.87% Commercial Paper, 12.57%
Certificate of Deposit, 6.70% State Government Bond, 3.58%
Floating Rate Note, 1.55% Zero Coupon Bond, 1.28%
Cash & Other Receivables, 1.44%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 80.31%
AA+, 10.42%
AA, 8.71%
AA-, 0.55%
July 2017Fundamentals 27
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short term
� Investment in debt and money market instruments with tenure not exceeding 3 years
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Fixed Income - Ultra Short Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme with no assured returns
Current Investment Philosophy
A longer maturity variant UST fund, which invests in Money Market and debt instruments, with higher allocation to CDs, PSU bonds and AAA HFI (housing finance) assets. The fund endeavors to give relatively better returns to liquid funds with moderate volatility over an investment horizon of 3- 9 months. The fund focuses on roll down/ steepening benefits at the shorter end of the curve. Hence predominantly invests in 6 to 24 months high grade liquid assets.
Date of Allotment
September 14, 2000
Fund Manager
Amit Tripathi, Anju Chhajer
Benchmark
Crisil Short Term Bond Fund Index
Fund Size
Monthly Average: ` 11,123.22 Cr
Month End: ` 10,400.57 Cr
NAV as on June 30, 2017
Growth Plan ` 34.7244 Dividend Plan ` 11.1247 Daily Dividend Plan ` 17.0958 Weekly Dividend Plan ` 17.0968 Monthly Dividend Plan ` 11.1130 Quarterly Dividend Plan ` 11.4311 Bonus Option ` 24.7999 Direct - Growth Plan ` 35.3568 Direct - Dividend Plan ` 11.2036 Direct - Daily Dividend Plan ` 17.0959 Direct - Weekly Dividend Plan ` 17.0977 Direct - Monthly Dividend Plan ` 11.1896 Direct - Quarterly Dividend Plan ` 11.5191 Direct - Bonus Option ` 25.2430
Average Maturity 1.30 years
Modified Duration 0.97 years
Yield to Maturity* 7.36%
Expense Ratio^
Regular/Other than Direct: 0.90
Direct: 0.25
Load structure
Entry Load: Nil
Exit Load: Nil (w.e.f. April 10, 2017)
*excluding other receivablesYTM including other receivables: 7.20%
Portfolio as on June 30, 2017
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
29-Dec-15 0.1464 10.3121 10.1094
29-Dec-14 0.1645 10.2902 10.0636
22-Sep-14 0.4097 10.5668 10.0410
Direct - Dividend Plan
29-Dec-15 0.1530 10.3268 10.1149
29-Dec-14 0.1720 10.3036 10.0667
22-Sep-14 0.5244 10.7161 10.0432
Monthly Dividend Plan
20-Jun-17 0.0491 11.1716 11.1036
22-May-17 0.0322 11.1326 11.0880
20-Apr-17 0.0599 11.1571 11.0741
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Monthly Dividend Plan
20-Jun-17 0.0527 11.2513 11.1784
22-May-17 0.0360 11.2112 11.1613
20-Apr-17 0.0642 11.2349 11.1460
Quarterly Dividend Plan
20-Jun-17 0.1420 11.6181 11.4215
20-Mar-17 0.1118 11.5345 11.3797
20-Dec-16 0.1597 11.5911 11.3700
Direct - Quarterly Dividend Plan
20-Jun-17 0.1547 11.7218 11.5076
20-Mar-17 0.1239 11.6341 11.4625
20-Dec-16 0.1703 11.6856 11.4498
Reliance Medium Term Fund RMTF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer Rating % of AssetsCertificate of Deposit 0.94Axis Bank Limited ICRA A1+ 0.94Commercial Paper 8.60Shriram Transport Finance Company Limited CRISIL A1+ 1.91Export Import Bank of India CRISIL A1+ 1.64Housing Development Finance Corporation Limited ICRA A1+ 1.17Sun Pharma Laboratories Ltd ICRA A1+ 0.97Adani Transmission Limited FITCH A1+ 0.93Kotak Mahindra Prime Ltd CRISIL A1+ 0.72Can Fin Homes Limited CRISIL A1+ 0.48JM Financial Products Ltd ICRA A1+ 0.48Steel Authority of India Limited FITCH A1+ 0.05Bahadur Chand Investments Pvt Ltd CRISIL A1+ 0.05Hindustan Zinc Limited CRISIL A1+ 0.05United Spirits Limited ICRA A1+ 0.05Piramal Finance Private Limited ICRA A1+ 0.05Indiabulls Housing Finance Limited ICRA A1+ 0.05Corporate Bond 77.44National Bank For Agriculture and Rural Development CRISIL AAA 11.07Housing Development Finance Corporation Limited CRISIL AAA 6.33Power Finance Corporation Limited CRISIL AAA 5.82Rural Electrification Corporation Limited CRISIL AAA 5.33Vodafone Mobile Services Ltd CRISIL AA 4.38Indian Railway Finance Corp Ltd CRISIL AAA 4.14Vedanta Limited CRISIL AA 3.90Piramal Enterprises Limited ICRA AA 3.44Aditya Birla Finance Ltd CARE AA+/ICRA AA+ 3.25Small Industries Dev Bank of India CARE AAA 3.19Nabha Power Ltd ICRA AAA(SO) 2.49PNB Housing Finance Limited CRISIL AA+/CARE AAA 2.47L & T Infrastructure Finance Co Ltd CARE AA+/ICRA AA+ 2.21Manappuram Finance Limited CRISIL AA- 1.99
Company/Issuer Rating % of AssetsONGC Petro Additions Ltd CARE AAA(SO) 1.98India Infoline Housing Finance Ltd ICRA AA 1.98Kotak Mahindra Prime Ltd CRISIL AAA 1.97Power Grid Corporation of India Limited CRISIL AAA 1.82LIC Housing Finance Limited CARE AAA/CRISIL AAA 1.49IDFC Bank Limited ICRA AAA 1.28Nirma Ltd CRISIL AA 1.18Indiabulls Housing Finance Limited CARE AAA 0.99Muthoot Finance Limited CRISIL AA 0.98Nuvoco Vistas Corporation Limited CRISIL AA 0.75ARM Infra & Utilities Pvt Ltd BWR A+(SO) 0.73L&T Finance Ltd CARE AA+ 0.60Cholamandalam Investment and Finance Company Limited ICRA AA 0.49Steel Authority of India Limited CARE AA 0.35Mahindra & Mahindra Financial Services Limited FITCH AAA 0.34Sundaram BNP Paribas Home Finance Ltd ICRA AA+ 0.30Inox Air Products Pvt Ltd CRISIL AA 0.20Sheba Properties Limited CRISIL AA 0.02State Government Bond 2.64State Government Securities SOV 2.64Treasury Bill 0.01Government of India SOV 0.01Zero Coupon Bond 6.72Sheba Properties Limited CARE AA+/CRISIL AA 4.56JM Financial Products Ltd CRISIL AA 1.03Aditya Birla Fashion and Retail Limited CRISIL AA 1.00Aditya Birla Finance Ltd ICRA AA+ 0.13PTC 1.29Sansar Trust CRISIL AAA(SO) 1.29Cash & Other Receivables 2.36Grand Total 100.00
Asset Allocation
Corporate Bond, 77.44% Commercial Paper, 8.60%
Zero Coupon Bond, 6.72% State Government Bond, 2.64%
PTC, 1.29% Certificate of Deposit, 0.94%
Treasury Bill, 0.01% Cash & Other Receivables, 2.36%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 66.52%
AA+, 8.98% AA, 21.77%
AA-, 1.99% A+/A/A-/A1, 0.73%
July 201728 Fundamentals
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short to medium term
� Investment in debt and money market instruments of various maturities, consisting predominantly of securities issued by banks, public sector undertaking and public financial institutions
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Dividend History
Fixed Income - Ultra Short Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
Aims to capture short to medium end of the yield curve with a focus on giving returns with moderate volatility. Focus on potential capital gains in the portfolio by maintaining a duration of 2–4 yrs. Credit profile skewed towards high quality to enable a healthy risk return ratio. The right blend of asset class, credit profile & duration, makes a strong case for investment, given moderate volatility expectation and eventual benefit from a downward correction in the high grade corporate bond yield curve.
Date of Allotment
May 15, 2015
Fund Manager
Anju Chhajer, Vivek Sharma
Benchmark
Crisil Short Term Bond Fund Index
Fund Size
Monthly Average: ` 5,104.97 Cr
Month End: ` 5,121.27 Cr
NAV as on June 30, 2017Growth Plan ` 12.0531 Dividend Plan ` 12.0531 Weekly Dividend Plan ` 10.1494 Monthly Dividend Plan ` 10.2341 Quarterly Dividend Plan ` 10.3470 Bonus Option ` 12.0531 Direct - Growth Plan ` 12.1046 Direct - Dividend Plan ` 12.1046 Direct - Weekly Dividend Plan ` 10.1486 Direct - Monthly Dividend Plan ` 10.2453 Direct - Quarterly Dividend Plan ` 10.3600 Direct - Bonus Option ` 12.1046
Average Maturity 3.86 years
Modified Duration 2.91 years
Yield to Maturity* 7.16%
Expense Ratio^
Regular/Other than Direct: 0.43
Direct: 0.23
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 6.93%
Portfolio as on June 30, 2017
Special Feature: Reliance Any Time Money Card
Reliance Banking & PSU Debt Fund RBPSUDF
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan
19-Jun-17 0.0947 10.3645 10.2334
19-May-17 0.0280 10.2627 10.2239
19-Apr-17 0.0723 10.3094 10.2093
Direct - Monthly Dividend Plan
19-Jun-17 0.0957 10.3765 10.2440
19-May-17 0.0291 10.2744 10.2341
19-Apr-17 0.0735 10.3208 10.2191
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Quarterly Dividend Plan
19-Jun-17 0.1765 10.5906 10.3462
20-Mar-17 0.0435 10.3420 10.2818
19-Dec-16 0.1705 10.5067 10.2707
Direct - Quarterly Dividend Plan
19-Jun-17 0.1800 10.6078 10.3586
20-Mar-17 0.0467 10.3580 10.2933
19-Dec-16 0.1705 10.5175 10.2815
Company/Issuer Rating % of Assets
Certificate of Deposit 1.64
Axis Bank Limited CRISIL A1+ 1.16
IndusInd Bank Limited CRISIL A1+ 0.49
Corporate Bond 80.90
Export Import Bank of India CRISIL AAA 13.01
Power Finance Corporation Limited CRISIL AAA 11.52
Rural Electrification Corporation Limited CRISIL AAA 9.22
Axis Bank Limited CRISIL AAA 8.87
HDFC Bank Limited CARE AAA/CRISIL AAA 7.25
ONGC Petro Additions Ltd CARE AAA(SO) 5.97
Small Industries Dev Bank of India CARE AAA 5.47
Indian Railway Finance Corp Ltd CRISIL AAA 5.16
Company/Issuer Rating % of Assets
ICICI Bank Limited ICRA AAA 5.03
IDFC Bank Limited ICRA AAA 3.76
Power Grid Corporation of India Limited CRISIL AAA 2.08
State Bank of Travancore CRISIL AAA 1.53
National Bank For Agriculture and Rural Development
CRISIL AAA 1.03
LIC Housing Finance Limited CRISIL AAA 0.60
Housing Development Finance Corporation Limited CRISIL AAA 0.40
Government Bond 14.16
Government of India SOV 14.16
Cash & Other Receivables 3.30
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Asset Allocation
Corporate Bond, 80.90% Government Bond, 14.16%
Certificate of Deposit, 1.64% Cash & Other Receivables, 3.30%
July 2017Fundamentals 29
Fixed Income - Short Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
The portfolio would predominantly invest in HFC/NBFC/Financial Institutions/Private Sector Corporate & Government Securities. The fund would invest in high quality assets with 100% investments into AAA rated papers. The fund would aim to capture the prevailing higher yields available in 2-5 year asset space. In the short run, the portfolio will run duration of 3-3.5 years. Eventually, the Fund Manager will allow the duration to come down, and maximize the accrual yields already locked in, without adding duration at lower yield levels. Portfolio would eventually roll down in terms of maturity over a period of time, thus reducing volatility in returns.
Date of Allotment
August 27, 2004
Fund Manager
Amit Tripathi, Vivek Sharma
Benchmark
Crisil Liquid Fund Index
Fund Size
Monthly Average: ` 7,669.80 Cr
Month End: ` 8,078.04 Cr
NAV as on June 30, 2017Growth Plan ` 26.2963 Dividend Plan ` 11.8730 Daily Dividend Plan ` 10.1174 Weekly Dividend Plan ` 10.1174 Monthly Dividend Plan ` 10.6907 Quarterly Dividend Plan ` 10.5160 Direct - Growth Plan ` 26.8790 Direct - Dividend Plan ` 11.9846 Direct - Daily Dividend Plan ` 10.1178 Direct - Weekly Dividend Plan ` 10.1178 Direct - Monthly Dividend Plan ` 10.8319 Direct - Quarterly Dividend Plan ` 10.3576
Average Maturity 2.92 years
Modified Duration 2.43 years
Yield to Maturity* 7.39%
Expense Ratio^Regular/Other than Direct: 0.58
Direct: 0.13
Load structure
Entry Load: Nil
Exit Load: 0.50% if units redeemed or switched out on or before completion of 1 Month from the date of allotment of units. Nil, thereafter
*excluding other receivablesYTM including other receivables: 7.17%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short term
� Investment predominantly in floating rate and money market instruments with tenure exceeding 3 months but upto a maturity of 3 years and fixed rate debt securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Floating Rate Fund - Short Term Plan RFRF-STP
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
29-Dec-14 0.1553 10.3351 10.1212
19-Sep-14 0.6972 10.9355 10.0408
Direct - Dividend Plan
29-Dec-14 0.1628 10.3512 10.1269
19-Sep-14 0.7433 10.9971 10.0433
Monthly Dividend Plan
19-Jun-17 0.0798 10.7940 10.6835
19-May-17 0.0262 10.7111 10.6748
19-Apr-17 0.0686 10.7571 10.6621
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDirect - Monthly Dividend Plan19-Jun-17 0.0831 10.9383 10.823319-May-17 0.0292 10.8540 10.813619-Apr-17 0.0721 10.8998 10.8000Quarterly Dividend Plan19-Jun-17 0.1572 10.7266 10.509020-Mar-17 0.0595 10.5371 10.454719-Dec-16 0.1488 10.6545 10.4485Direct - Quarterly Dividend Plan19-Jun-17 0.1621 10.5738 10.349420-Mar-17 0.0657 10.3851 10.294219-Dec-16 0.1538 10.4992 10.2863
Company/Issuer Rating % of Assets
Certificate of Deposit 0.49
IDFC Bank Limited ICRA A1+ 0.49
Corporate Bond 75.60
Rural Electrification Corporation Limited CRISIL AAA 11.53
Power Finance Corporation Limited CRISIL AAA 10.20
Reliance Jio Infocomm Limited CRISIL AAA 5.75
Mahindra & Mahindra Financial Services Limited FITCH AAA 5.70
LIC Housing Finance Limited CRISIL AAA 5.66
Tata Sons Ltd CRISIL AAA 5.61
Housing Development Finance Corporation Limited CRISIL AAA 5.49
Reliance Ports and Terminals Ltd CRISIL AAA 4.68
Indiabulls Housing Finance Limited CARE AAA 2.99
HDB Financial Services Ltd CRISIL AAA 2.58
National Bank For Agriculture and Rural Development CRISIL AAA 2.21
Volkswagen Finance Pvt Ltd FITCH AAA 2.19
Nabha Power Ltd ICRA AAA(SO) 1.87
Company/Issuer Rating % of Assets
Small Industries Dev Bank of India CARE AAA 1.80
Gruh Finance Limited CRISIL AAA 1.75
PNB Housing Finance Limited CARE AAA 1.67
India Infradebt Ltd CRISIL AAA 1.56
Power Grid Corporation of India Limited CRISIL AAA 1.24
Bajaj Finance Limited CRISIL AAA 0.62
Indian Railway Finance Corp Ltd CRISIL AAA 0.31
Kotak Mahindra Prime Ltd CRISIL AAA 0.19
State Government Bond 17.34
State Government Securities SOV 17.34
Zero Coupon Bond 3.45
Bajaj Finance Limited CRISIL AAA 1.27
Kotak Mahindra Prime Ltd CRISIL AAA 1.12
HDB Financial Services Ltd CRISIL AAA 1.05
Cash & Other Receivables 3.11
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Asset Allocation
Corporate Bond, 75.60% State Government Bond, 17.34%
Zero Coupon Bond, 3.45% Certificate of Deposit, 0.49%
Cash & Other Receivables, 3.11%
July 201730 Fundamentals
Fixed Income - Short Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
The fund Investments would predominantly be into corporate bonds, G-Secs and money market instruments. These investments would be restricted to 5 years duration to contain return volatility over a one year period. The fund manager while investing would place emphasis on good credit quality assets. Around 70-100% invests would be made in upto 3 years assets and 0-30% between 3-5 years assets, 15-20% tactical allocation may be made to G-Secs/ SDLs based on absolute yield and spread views. The fund will allocate predominantly in the AAA PSU/ Banking space thus allowing the portfolio manager higher flexibility in terms of changing average maturities and asset allocation. The fund would run moderate duration strategy, which would be maintained in the range of 0.75 years to 2.75 years.
Date of Allotment
December 18, 2002
Fund Manager
Prashant Pimple
Benchmark
Crisil Short Term Bond Fund Index
Fund Size
Monthly Average: ` 15,314.18 Cr
Month End: ` 14,497.13 Cr
NAV as on June 30, 2017Growth Plan ` 31.4487 Dividend Plan ` 12.7910 Monthly Dividend Plan ` 11.1137 Quarterly Dividend Plan ` 14.2769 Direct - Growth Plan ` 32.2971 Direct - Dividend Plan ` 13.1256 Direct - Monthly Dividend Plan ` 11.2409 Direct - Weekly Dividend Plan ` 14.4560
Average Maturity 2.90 years
Modified Duration 2.39 years
Yield to Maturity* 7.47%
Expense Ratio^
Regular/Other than Direct: 1.05
Direct: 0.45
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 7.24%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Income over short term
� Investment in debt and money market instruments, with the scheme would have maximum weighted average duration between 0.75-2.75 years
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Short Term Fund RSTF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDividend Plan19-Sep-14 0.5747 10.7899 10.0524Direct - Dividend Plan19-Sep-14 0.6228 10.9448 10.1456Monthly Dividend Plan27-Jun-17 0.0761 11.2164 11.111125-May-17 0.0441 11.1716 11.110525-Apr-17 0.0384 11.1407 11.0876Direct - Monthly Dividend Plan27-Jun-17 0.0804 11.3491 11.2378
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV25-May-17 0.0482 11.3026 11.235925-Apr-17 0.0418 11.2699 11.2120Quarterly Dividend Plan19-Jun-17 0.2105 14.5562 14.264720-Mar-17 0.0826 14.3155 14.201219-Dec-16 0.2472 14.5223 14.1801Direct - Quarterly Dividend Plan19-Jun-17 0.2266 14.7551 14.441320-Mar-17 0.0968 14.5077 14.373719-Dec-16 0.2636 14.7140 14.3490
Company/Issuer Rating % of Assets
Certificate of Deposit 0.77
National Bank For Agriculture and Rural Development
CRISIL A1+ 0.60
ICICI Bank Limited ICRA A1+ 0.17
Commercial Paper 0.17
Housing Development Finance Corporation Limited ICRA A1+ 0.17
Corporate Bond 76.52
Power Finance Corporation Limited CRISIL AAA 11.84
State Bank of India CRISIL AA+ 10.23
Housing Development Finance Corporation Limited CRISIL AAA 8.65
National Bank For Agriculture and Rural Development
CRISIL AAA 4.82
Rural Electrification Corporation Limited CRISIL AAA 4.65
ONGC Petro Additions Ltd CARE AAA(SO) 4.20
Reliance Jio Infocomm Limited CRISIL AAA 4.17
HDB Financial Services Ltd CRISIL AAA 3.12
Indian Railway Finance Corp Ltd CRISIL AAA 2.62
Mahindra & Mahindra Financial Services Limited FITCH AAA 2.50
LIC Housing Finance Limited CRISIL AAA 2.29
Indiabulls Housing Finance Limited CARE AAA 2.17
Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 2.06
Bajaj Finance Limited ICRA AAA/CRISIL AAA/FITCH AAA
2.02
ICICI Bank Limited ICRA AA+ 1.40
HDFC Bank Limited CRISIL AA+ 1.40
Daimler Financial Services India Pvt Ltd FITCH AAA 1.39
Small Industries Dev Bank of India CARE AAA 1.25
Company/Issuer Rating % of Assets
Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.18
Reliance Ports and Terminals Ltd CRISIL AAA 1.11
Axis Bank Limited CRISIL AA+ 1.04
Tata Sons Ltd CRISIL AAA 0.69
National Highways Auth Of Ind CRISIL AAA 0.42
IDFC Bank Limited ICRA AAA 0.35
Hero Cycles Ltd. CRISIL AA+ 0.33
IOT Utkal Energy Services Limited CRISIL AAA(SO) 0.20
Bank of Baroda CARE AA 0.17
Power Grid Corporation of India Limited CRISIL AAA 0.13
Shriram Transport Finance Company Limited CRISIL AA+ 0.07
NHPC Limited CARE AAA 0.04
Union Bank of India FITCH AA+ 0.00
Government Bond 2.26
Government of India SOV 2.26
State Government Bond 14.28
State Government Securities SOV 14.28
Zero Coupon Bond 2.59
Mahindra & Mahindra Financial Services Limited FITCH AAA 1.78
LIC Housing Finance Limited CRISIL AAA 0.46
Indiabulls Housing Finance Limited CARE AAA 0.23
North Karnataka Expressway Limited CRISIL AAA(SO) 0.11
Aditya Birla Finance Ltd ICRA AA+ 0.01
Cash & Other Receivables 3.41
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 85.34%
AA+, 14.48%
AA, 0.17%
Asset Allocation
Corporate Bond, 76.52% State Government Bond, 14.28%
Zero Coupon Bond, 2.59% Government Bond, 2.26%
Certificate of Deposit, 0.77% Commercial Paper, 0.17%
Cash & Other Receivables, 3.41%
July 2017Fundamentals 31
Fixed Income - Long Term
Details as on June 30, 2017
Type of Scheme
An open ended Scheme
Current Investment Philosophy
The fund strategy is to benefit from accrual based returns by running a moderate duration portfolio which maintains a prudent balance in exposure towards short to medium tenor corporate bonds and PTCs. It endeavors to generate alpha by investing in acceptable credit quality private sector exposures in the plain vanilla and structured space. The endeavor is to limit duration risk by limiting individual asset duration to 4 years and overall duration range of 1 to 2 years and thereby trying to reduce volatility and emphasize more on accruals over a period of time. To ensure reasonable liquidity in the portfolio at all points of time, the strategy is to ladder the portfolio in terms of maturity while striving to maintain modified duration in the range of 1 to 2 years.
Date of Allotment
June 08, 2005
Fund Manager
Prashant Pimple
Benchmark
Crisil Composite Bond Fund Index
Fund Size
Monthly Average: ` 9,555.11 Cr
Month End: ` 9,365.17 Cr
NAV as on June 30, 2017Growth Plan ` 23.1136 Dividend Plan ` 12.6796 Quarterly Dividend Plan ` 13.1489 Institutional - Growth Plan ` 23.8080 Direct - Growth Plan ` 24.0194 Direct - Dividend Plan ` 13.0036 Direct - Quarterly Dividend Plan ` 13.3949
Average Maturity 2.55 years
Modified Duration 2.01 years
Yield to Maturity* 8.85%
Expense Ratio^
Regular/Other than Direct: 1.70
Direct: 1.00
Load structure
Entry Load: Nil
Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):• 1% if redeemed or switched out on or before
completion of 12 months from the date of allotment of units.
• Nil, thereafter.
*excluding other receivablesYTM including other receivables: 8.60%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over medium term
� Investment predominantly in debt instruments having maturity of more than 1 year and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Reliance Regular Savings Fund - Debt Option RRSF-D
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Quarterly Dividend Plan
21-Jun-17 0.2022 13.4217 13.1417
21-Mar-17 0.1589 13.3490 13.1290
21-Dec-16 0.2022 13.3838 13.1038
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVDirect - Quarterly Dividend Plan
21-Jun-17 0.2160 13.6839 13.3849
21-Mar-17 0.1719 13.5934 13.3554
21-Dec-16 0.2160 13.6131 13.3141
Company/Issuer Rating % of AssetsCorporate Bond 87.04Renew Power Venture Pvt Ltd CARE A+ 5.18Aasan Corporate Solutions Private Limited ICRA A+(SO) 4.19Tril IT4 Private Limited ICRA A+(SO) 3.97TATA Realty & Infrastructure Ltd CRISIL AA 3.43Classic Mall Development Company Private Ltd CARE AA+(SO) 2.82Syndicate Bank CARE AA- 2.74Talwandi Sabo Power Ltd CRISIL AA(SO) 2.67Adani Transmission Limited FITCH AA+ 2.54Piramal Enterprises Limited ICRA AA 2.47Indiabulls Housing Finance Limited CARE AAA 2.46Hansdeep Industries & Trading Co. Ltd. CARE AA(SO) 2.31State Bank of India CRISIL AA+ 2.27U.P. Power Corporation Limited FITCH AA(SO) 2.20Reliance Home Finance Ltd CARE AA+ 2.15Panchshil Corporate Park Private Limited FITCH AAA(SO) 2.15Inox Wind Infrastructure Services Limited CARE AA-(SO) 2.08Tata Housing Development Co Ltd ICRA AA 2.02Vodafone Mobile Services Ltd CRISIL AA 1.92Vizag General Cargo Berth Pvt Ltd CRISIL AA(SO) 1.87Axis Bank Limited CRISIL AA+ 1.87Tata Motors Limited CARE AA+ 1.75AU Small Finance Bank Limited FITCH A+ 1.74Nuvoco Vistas Corporation Limited CRISIL AA 1.67Tata Power Renewable Energy Ltd CARE AA(SO) 1.61Ujjivan Small Finance Bank Ltd ICRA A+ 1.60Quality Care India Limited CRISIL A+ 1.50Vedanta Limited CRISIL AA 1.48Kudgi Transmission Ltd ICRA AA(SO) 1.39Andhra Bank CRISIL AA- 1.38Bank of Baroda CARE AA 1.32JSW Steel Limited CARE AA- 1.29HDFC Bank Limited CRISIL AA+ 1.25Coffee Day Global Limited BWR A1+(SO) 1.23Bank of India CRISIL A+ 1.10Idea Cellular Limited CARE AA+ 1.06Equitas Small Finance Bank Limited CARE A+ 1.03Mahindra Rural Housing Finance FITCH AA+ 0.93Varroc Engineering Pvt Ltd ICRA AA- 0.85
Company/Issuer Rating % of AssetsIDBI Bank Limited FITCH A- 0.85Avantha Realty Limited UNRATED 0.82Vistaar Financial Services Private Limited ICRA A- 0.81PVR Limited CRISIL AA- 0.70Hinduja Leyland Finance Ltd CARE A+ 0.65PNB Housing Finance Limited CARE AAA 0.58Yes Bank Limited CARE AA 0.54Aditya Birla Housing Finance Ltd. ICRA AA+ 0.54ICICI Bank Limited ICRA AA+ 0.53IKF Finance Limited CARE A- 0.44Dewan Housing Finance Corporation Limited CARE AAA 0.41Jindal ITF LTD CARE A+(SO) 0.38Muthoot Finance Limited CRISIL AA 0.37IFMR Capital Finance Pvt Ltd ICRA A+ 0.37Tata Value Homes Ltd CARE AA 0.37JM Financial Credit Solution Limited FITCH AA 0.31Small Industries Dev Bank of India CARE AAA 0.18Dalmia Cement (Bharat) Ltd ICRA AA 0.16Inox Air Products Pvt Ltd CRISIL AA 0.15AU Housing Finance Limited LTD FITCH A+ 0.14Tata Power Company Limited CRISIL AA- 0.12Janalakshmi Financial Services Ltd. ICRA A 0.10Shriram Transport Finance Company Limited CRISIL AA+ 0.02Floating Rate Note 1.11Jhajjar Power Ltd FITCH A+ 1.11Zero Coupon Bond 7.56KKR India Financial Services Private Limited CRISIL AA 2.04Continental Drug Company Pvt Ltd UNRATED 1.25Tata Sky Ltd CRISIL A+ 1.22Aditya Birla Fashion and Retail Limited CRISIL AA 1.09Liquid Investment And Trading Co. Pvt. Ltd. BWR A(SO) 0.94TATA Realty & Infrastructure Ltd CRISIL AA 0.67ARM Infra & Utilities Pvt Ltd BWR A+(SO) 0.25Mahindra & Mahindra Financial Services Limited FITCH AAA 0.07ICICI Home Finance Company Ltd ICRA AAA 0.03PTC 0.99MFL Securitisation Trust ICRA AAA(SO) 0.99Cash & Other Receivables 3.30Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 11.41%
AA+, 17.72% AA, 32.08%
AA-, 9.16% A+/A/A-/A1, 27.57%
Unrated, 2.06%
Asset Allocation
Corporate Bond, 87.04% Zero Coupon Bond, 7.56%
Floating Rate Note, 1.11% PTC, 0.99%
Cash & Other Receivables, 3.30%
July 201732 Fundamentals
Fixed Income - Long Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
The Fund focuses on accrual income by endeavoring to invest in medium to long term corporate papers with optimal liquidity and credit risk. It follows an active investment strategy on the credit structures depending on opportunities (credit spreads) available at various points in time. Investment will be restricted to papers rated AA- and above. The fund would run a moderate duration of around 2 - 3.5 years with the flexibility to move between this band, basis the interest rate scenario and the shape of the yield curve. The desired duration to be achieved by using a bullet or barbell strategy depending on the yield curve shape prevailing. In the current scenario the investment would be typically concentrated in assets with individual duration range of 3 - 6 years.
Date of Allotment
June 26, 2014
Fund Manager
Prashant Pimple
Benchmark
Crisil Composite Bond Fund Index
Fund Size
Monthly Average: ` 6,402.62 Cr
Month End: ` 6,595.03 Cr
NAV as on June 30, 2017Growth Plan ` 13.4618 Dividend Plan ` 11.5192 Quarterly Dividend Plan ` 10.6032 Bonus Option ` 13.4618 Direct - Growth Plan ` 13.8027 Direct - Dividend Plan ` 11.6406 Direct - Quarterly Dividend Plan ` 10.6321 Direct - Bonus Option ` 13.8027
Average Maturity 3.93 years
Modified Duration 3.02 years
Yield to Maturity* 8.18%
Expense Ratio^
Regular/Other than Direct: 1.70
Direct: 0.82
Load structure
Entry Load: Nil
Exit Load: 1%, if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, thereafter
*excluding other receivablesYTM including other receivables: 8.03%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over medium term
� Investment predominantly in corporate bonds of various maturities and across ratings that would include all Debt Securities issued by entities such as banks, public sector undertakings, municipal corporations, bodies corporate, companies etc.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Corporate Bond Fund RCBF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
06-May-16 1.1128 11.7941 10.2534
19-Sep-14 0.1253 10.2171 10.0563
Direct - Dividend Plan
06-May-16 1.2247 11.9533 10.2577
19-Sep-14 0.1375 10.2358 10.0593
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVQuarterly Dividend Plan19-Jun-17 0.1644 10.8244 10.596820-Mar-17 0.0798 10.6130 10.502519-Dec-16 0.1733 10.7089 10.4690Direct - Quarterly Dividend Plan19-Jun-17 0.1819 10.8750 10.623120-Mar-17 0.0941 10.6588 10.5285
19-Dec-16 0.1878 10.7512 10.4912
Company/Issuer Rating % of AssetsCorporate Bond 90.39U.P. Power Corporation Limited FITCH AA(SO) 6.35Reliance Ports and Terminals Ltd CRISIL AAA 5.82Vodafone Mobile Services Ltd CRISIL AA 5.02Piramal Enterprises Limited ICRA AA 4.59Idea Cellular Limited CARE AA+ 4.52LIC Housing Finance Limited CRISIL AAA 4.22Nirma Ltd CRISIL AA 3.75Reliance Home Finance Ltd CARE AA+ 3.47Power Finance Corporation Limited CRISIL AAA 3.36Bank of Baroda CARE AA 3.19Indian Railway Finance Corp Ltd CRISIL AAA 2.67Panchshil Corporate Park Private Limited FITCH AAA(SO) 2.67Kudgi Transmission Ltd CRISIL AAA(SO) 2.49HDFC Bank Limited CRISIL AA+ 2.47Reliance Jio Infocomm Limited CRISIL AAA 2.47L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 2.27Reliance Utilities & Power Pvt Ltd CRISIL AAA 2.25Syndicate Bank CARE AA- 2.05PVR Limited CRISIL AA- 2.00Muthoot Finance Limited CRISIL AA 1.65Cholamandalam Investment and Finance Company Limited ICRA AA 1.56ICICI Bank Limited ICRA AA+ 1.55Manappuram Finance Limited CRISIL AA- 1.55Yes Bank Limited CARE AA 1.54Punjab National Bank FITCH AA+ 1.52Adani Transmission Limited FITCH AA+ 1.45Nuvoco Vistas Corporation Limited CRISIL AA 1.41Axis Bank Limited CRISIL AA+ 1.37Indiabulls Housing Finance Limited CARE AAA 1.16Sterlite Technologies Limited ICRA AA- 1.15
Company/Issuer Rating % of AssetsVijaya Bank ICRA AA- 1.01PNB Housing Finance Limited CARE AAA 1.00Gruh Finance Limited CRISIL AAA 0.92Andhra Bank CRISIL AA- 0.76Dewan Housing Finance Corporation Limited CARE AAA 0.73Tata Steel Limited CARE AA 0.68Small Industries Dev Bank of India CARE AAA 0.62Dalmia Cement (Bharat) Ltd ICRA AA 0.56State Bank of India CRISIL AA+ 0.55IndoStar Capital Finance Ltd CARE AA- 0.51TATA Realty & Infrastructure Ltd CRISIL AA 0.39Hansdeep Industries & Trading Co. Ltd. CARE AA(SO) 0.31Raymond Limited CARE AA 0.23JSW Steel Limited CARE AA- 0.23Tata Value Homes Ltd CARE AA 0.15Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 0.15Mahindra Lifespace Developers Limited CRISIL AA- 0.04IndusInd Bank Limited CRISIL AA 0.03Government Bond 1.18Government of India SOV 1.18Zero Coupon Bond 6.29Andhra Pradesh Expressway Ltd ICRA AAA(SO) 1.27KKR India Financial Services Private Limited CRISIL AA 1.19ICICI Home Finance Company Ltd ICRA AAA 0.91TMT Viniyogan Limited BWR AA-(SO) 0.79Bhanu Vyapaar Pvt Ltd BWR AA-(SO) 0.65LIC Housing Finance Limited CRISIL AAA 0.51Prabhakar VIniyog Private Limited BWR AA-(SO) 0.49Raviraj Viniyog Private Limited BWR AA-(SO) 0.49Cash & Other Receivables 2.14Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 38.81%
AA+, 16.90% AA, 32.59%
AA-, 11.70%
Asset Allocation
Corporate Bond, 90.39% Zero Coupon Bond, 6.29%
Government Bond, 1.18% Cash & Other Receivables, 2.14%
July 2017Fundamentals 33
Fixed Income - Long Term
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
Money market assets and G-Secs are used interchangeably to implement duration views across short term interest rate cycles. Corporate bonds and some core positions in G-Secs are mainly to support the core duration. 25-30 % of the portfolio typically G-Sec allocation is tactical in nature which is interchangeably used with CDs, so as to manage duration effectively and take benefit of short term opportunities available in the market.
Date of Allotment
January 1, 1998
Fund Manager
Prashant Pimple
Benchmark
Crisil Composite Bond Fund Index
Fund Size
Monthly Average: ` 1,058.48 Cr
Month End: ` 1,056.97 Cr
NAV as on June 30, 2017Growth Plan ` 54.8945 Monthly Dividend Plan ` 10.4244 Quarterly Dividend Plan ` 12.9676 Half Yearly Dividend Plan ` 13.1302 Annual Dividend Plan ` 13.0690 Bonus Option ` 15.7817 Direct - Growth Plan ` 57.0812 Direct - Monthly Dividend Plan ` 10.9270 Direct - Quarterly Dividend Plan ` 13.3574 Direct - Half Yearly Dividend Plan ` 13.9451 Direct - Annual Dividend Plan ` 14.3096 Direct - Bonus Option ` 16.3112
Average Maturity 12.55 years
Modified Duration 7.23 years
Yield to Maturity* 7.20%
Expense Ratio^
Regular/Other than Direct: 1.98
Direct: 1.15
Load structure
Entry Load: Nil
Exit Load: Nil
*excluding other receivablesYTM including other receivables: 7.12%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over long term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Income Fund RIF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVMonthly Dividend Plan19-Jun-17 0.0895 10.5787 10.4548
19-May-17 0.0421 10.3676 10.3093
19-Apr-17 0.0669 10.3731 10.2805
Direct - Monthly Dividend Plan19-Jun-17 0.0992 11.0936 10.9563
19-Apr-17 0.0836 10.8881 10.7723
19-Jan-17 0.0712 11.0632 10.9646
Quarterly Dividend Plan19-Jun-17 0.3583 13.5014 13.0053
19-Dec-16 0.4317 13.6794 13.0817
19-Sep-16 0.5194 13.9600 13.2409
Direct - Quarterly Dividend Plan19-Jun-17 0.3865 13.9284 13.3933
19-Dec-16 0.4631 14.0779 13.4367
19-Sep-16 0.5512 14.3574 13.5943
Half Yearly Dividend Plan20-Mar-17 0.1144 12.7074 12.5490
19-Sep-16 0.7042 13.4810 12.5060
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV21-Mar-16 0.1031 12.6113 12.4685
Direct - Half Yearly Dividend Plan20-Mar-17 0.1634 13.5235 13.2972
19-Sep-16 0.7900 14.3346 13.2472
21-Mar-16 0.1481 13.4079 13.2028
Annual Dividend Plan20-Mar-17 0.8530 13.6715 12.4905
21-Mar-16 0.2917 12.8481 12.4443
19-Mar-15 1.3896 14.1348 12.2204
Direct - Annual Dividend Plan20-Mar-17 1.0234 15.0617 13.6448
21-Mar-16 0.4057 14.1508 13.5891
19-Mar-15 1.5836 15.5198 13.3381
Bonus Option Bonus Ratio19-Mar-15 40:1
26-Feb-13 5:3
Direct - Bonus Option19-Mar-15 40:1
26-Feb-13 5:3
Company/Issuer Rating % of Assets
Corporate Bond 29.45
Reliance Jio Infocomm Limited CRISIL AAA 7.61
Power Finance Corporation Limited CRISIL AAA 7.30
Indian Railway Finance Corp Ltd CRISIL AAA 4.87
ICICI Bank Limited ICRA AAA 4.72
Reliance Ports and Terminals Ltd CRISIL AAA 2.85
Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.04
Axis Bank Limited CRISIL AAA 1.00
State Bank of Hyderabad CRISIL AAA 0.06
Government Bond 54.22
Government of India SOV 54.22
State Government Bond 12.83
State Government Securities SOV 12.83
Cash & Other Receivables 3.50
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Asset Allocation
Government Bond, 54.22% Corporate Bond, 29.45%
State Government Bond, 12.83% Cash & Other Receivables, 3.50%
July 201734 Fundamentals
Special Feature: Reliance Any Time Money Card
Fixed Income - Dynamic
Details as on June 30, 2017
Type of Scheme
An open ended Income Scheme
Current Investment Philosophy
The fund intends to maintain a dynamic approach towards portfolio management by actively managing duration in order to position the fund uniquely in different interest rate scenarios and benefit from any ensuing opportunity available in the debt market space. The flexible asset allocation of the fund enables the fund manager to take opportunistic bets on G-Secs to increase duration as well as take exposure to money market instruments to provide liquidity. The duration management depicts the investment philosophy of this fund which involves taking medium to long term calls on the interest rates which gets reflected on majority of the portfolio (60% - 80%) and tactical fund management on 10% - 20% of the portfolio to take benefit of the short term opportunities in the market. The fund endeavors to generate competitive returns through proactive duration management over a medium term horizon.
Date of Allotment
November 15, 2004
Fund Manager
Prashant Pimple
Benchmark
Crisil Composite Bond Fund Index
Fund Size
Monthly Average: ` 4,110.84 Cr
Month End: ` 4,073.36 Cr
NAV as on June 30, 2017Growth Plan ` 23.0894 Dividend Plan ` 15.5304 Quarterly Dividend Plan ` 10.4393 Direct - Growth Plan ` 23.7868 Direct - Dividend Plan ` 17.1844 Direct - Quarterly Dividend Plan ` 10.4147
Average Maturity 12.02 years
Modified Duration 6.97 years
Yield to Maturity* 7.24%
Expense Ratio^
Regular/Other than Direct: 1.67
Direct: 1.02
Load structure
Entry Load: Nil
Exit Load: 1%, if units redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, thereafter.
*excluding other receivablesYTM including other receivables: 7.20%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over long term
� Investment in debt and money market instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Dynamic Bond Fund RDBF
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
25-Mar-15 0.9070 14.6923 13.4428
22-Sep-14 0.4881 14.0757 13.4493
25-Mar-14 0.4295 13.9030 13.3518
Direct - Dividend Plan
25-Mar-15 1.0459 16.1921 14.7512
22-Sep-14 0.5706 15.4877 14.7555
25-Mar-14 0.5499 15.3500 14.6444
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Quarterly Dividend Plan
20-Jun-17 0.2787 10.8574 10.4715
20-Dec-16 0.3265 10.9280 10.4759
20-Sep-16 0.4031 11.1304 10.5723
Direct - Quarterly Dividend Plan
20-Jun-17 0.2887 10.8449 10.4452
20-Dec-16 0.3359 10.8950 10.4299
20-Sep-16 0.4121 11.0940 10.5234
Company/Issuer Rating % of Assets
Corporate Bond 34.77
Reliance Utilities & Power Pvt Ltd CRISIL AAA 8.89
Reliance Ports and Terminals Ltd CRISIL AAA 6.57
Bajaj Finance Limited CARE AAA 5.35
ICICI Bank Limited ICRA AAA 3.68
NHPC Limited CARE AAA 2.48
Power Finance Corporation Limited CRISIL AAA 2.40
Axis Bank Limited CRISIL AAA 1.69
Reliance Jio Infocomm Limited CRISIL AAA 1.31
Axis Finance Limited FITCH AAA 1.25
HDFC Bank Limited CRISIL AAA 0.63
IDFC Bank Limited ICRA AAA 0.53
Government Bond 59.05
Government of India SOV 59.05
State Government Bond 3.85
State Government Securities SOV 3.85
Cash & Other Receivables 2.34
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Asset Allocation
Government Bond, 59.05% Corporate Bond, 34.77%
State Government Bond, 3.85%
Cash & Other Receivables, 2.34%
July 2017Fundamentals 35
Fixed Income - Gilt
Details as on June 30, 2017
Type of Scheme
An open ended Government Securities Scheme
Current Investment Philosophy
“In Reliance Gilt Securities Fund, the strategy is similar to other longer duration funds as the fund has increased exposure to liquid Gsecs & longer maturity GSecs by reducing the tactical exposure to spreads assets like Normal SDLs and UDAY SDLs and will run higher duration between 6.5 – 7.0 years. The fund is currently overweight on 10yr – 20yr maturity GSecs & SDLs and intends to run such positions till the upcoming monetary policy. Post the policy, once further clarity emerges on RBIs future monetary policy stance we might look to change the duration accordingly.”
Date of Allotment
August 22, 2008
Fund Manager
Prashant Pimple
Benchmark
I-Sec Li-BEX
Fund Size
Monthly Average: ` 1,250.61 Cr
Month End: ` 1,250.71 Cr
NAV as on June 30, 2017
Growth Plan ` 22.7401 Monthly Dividend Plan ` 10.4093 Automatic Annual Reinvestment Plan ` 19.0622 Automatic Capital Appreciation Plan ` 22.7401 Defined Maturity Plan ` 22.7401 Bonus Plan ` 13.0477 Direct - Growth Plan ` 23.8300 Direct - Monthly Dividend Plan ` 11.3025 Direct - Automatic Annual Reinvestment Plan
` 12.8956
Direct - Automatic Capital Appreciation Plan
` 23.7690
Direct - Defined Maturity Plan ` 23.8935 Direct - Bonus Plan ` 13.3187 Institutional - Growth Plan ` 22.9244 Institutional - Automatic Capital Appreciation Plan
` 22.9244
Average Maturity 13.18 years
Modified Duration 7.41 years
Yield to Maturity* 7.03%
Expense Ratio^
Regular/Other than Direct: 1.71Direct: 0.58
Load structure
Entry Load: NilExit Load: Nil
*excluding other receivablesYTM including other receivables: 7.08%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over long term
� Investment in government securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Dividend History
Reliance Gilt Securities Fund RGSF
Special Feature: Reliance Any Time Money Card
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan
27-Jun-17 0.1416 10.6033 10.4072
25-May-17 0.0873 10.4874 10.3665
25-Apr-17 0.0044 10.3276 10.3215
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Monthly Dividend Plan
27-Jun-17 0.1631 11.5253 11.2995
25-May-17 0.1015 11.3969 11.2564
25-Apr-17 0.0105 11.2207 11.2062
Company/Issuer Rating % of Assets
Government Bond 76.38
Government of India SOV 76.38
State Government Bond 22.00
State Government Securities SOV 22.00
Cash & Other Receivables 1.62
Grand Total 100.00
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Asset Allocation
Government Bond, 76.38% State Government Bond, 22.00%
Cash & Other Receivables, 1.62%
July 201736 Fundamentals
Fixed Income - MIP
Details as on June 30, 2017
Type of Scheme
An open ended Fund. Monthly income is not assured & is subject to the availability of distributable surplus
Current Investment PhilosophyDebt Portfolio: The portfolio has been positioned with medium to long term view of softening of interest rates and improved macros of Indian Economy. The fund manages the duration through G-Sec exposure & higher accrual through right blend of short to medium tenor corporate bonds. In line with our view on interest rate, the fund has G-Sec exposure of 25% - 35% so as to maintain modified duration of 4.5 – 6.5 years. The remaining debt exposure is currently in non psu corporate bonds which helps to give higher carry to the portfolio.
Equity Portfolio: Investment style is Growth at reasonable price (GARP). Flexi cap portfolio with minimum 50% of equity exposure in large cap stocks and rest in mid and small cap stocks. If divergence between midcap and large cap stocks is not too large then would even increase allocation to large cap stocks. Key strategy is to take aggressive sector deviation calls, yet being quite conservative by having higher margin of safety in stock selection. Bottom up stock selection of stocks (early identification) with a long term view have been a key strength of the Portfolio. Capital Preservation & Quality bias is kept in mind for stock selection. It endeavors to remain fully invested in equities (i.e. upto 20%) with minimum allocation to cash & cash equivalents.
Date of Allotment
December 29, 2003
Fund Manager
Amit Tripathi, Sanjay Parekh
Benchmark
Crisil MIP Blended Fund Index
Fund Size
Monthly Average: ` 2,444.03 Cr
Month End: ` 2,436.86 Cr
NAV as on June 30, 2017Growth Plan ` 39.8548 Monthly Dividend Plan ` 12.5667 Quarterly Dividend Plan ` 13.1246 Direct - Growth Plan ` 41.4163 Direct - Monthly Dividend Plan ` 13.3514 Direct - Quarterly Dividend Plan ` 13.3975
Average Maturity 10.29 years
Modified Duration 5.66 years
Yield to Maturity* 8.11%
Expense Ratio^Regular/Other than Direct: 1.82
Direct: 1.02
Load structureEntry Load: Nil
Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):• 1% if redeemed or switched out on or before completion
of 12 months from the date of allotment of units.• Nil, thereafter.
*excluding other receivablesYTM including other receivables: 7.91%
Average Maturity, Modified Duration & YTM details provided for Debt portion of Portfolio only.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Regular income and capital growth over long term
� Investment in debt & money market instruments and equities & equity related securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Industry Allocation (Equity Portion)
Portfolio as on June 30, 2017
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAVMonthly Dividend Plan20-Jun-17 0.0592 12.6737 12.591722-May-17 0.0592 12.4870 12.405020-Apr-17 0.0592 12.4514 12.3694Direct - Monthly Dividend Plan20-Jun-17 0.0646 13.4644 13.374922-May-17 0.0646 13.2597 13.170220-Apr-17 0.0646 13.2144 13.1249Quarterly Dividend Plan20-Jun-17 0.1878 13.4107 13.150720-Mar-17 0.1661 13.0265 12.796520-Dec-16 0.1661 13.0241 12.7941Direct - Quarterly Dividend Plan20-Jun-17 0.2008 13.6991 13.421120-Mar-17 0.1791 13.2915 13.043520-Dec-16 0.1791 13.2750 13.0270
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Reliance Monthly Income Plan RMIP
Special Feature: Reliance Any Time Money Card
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer Rating % of Assets
Debt
Corporate Bond 40.92
Reliance Ports and Terminals Ltd CRISIL AAA 8.65
Reliance Power Limited ICRA A1 8.62
Reliance Jio Infocomm Limited CRISIL AAA 5.24
Yes Bank Limited CARE AA 3.94
Tata Power Company Limited CRISIL AA- 2.36
DLF Promenad Ltd CRISIL AA(SO) 2.08
Tata Capital Financial Services Ltd ICRA AA+ 2.06
IDBI Bank Limited CRISIL BBB+ 1.74
IOT Utkal Energy Services Limited CRISIL AAA(SO) 1.49
L&T METRO RAIL (HYDERABAD) LTD. ICRA AAA(SO) 1.22
Axis Bank Limited CRISIL AAA 1.09
Avantha Realty Limited UNRATED 0.83
Reliance Utilities & Power Pvt Ltd CRISIL AAA 0.45
Sundaram Finance Limited CRISIL AA+ 0.45
Vijaya Bank ICRA AA- 0.41
State Bank of India CRISIL AA+ 0.21
Mahindra & Mahindra Financial Services Limited CRISIL AA+ 0.07
Shriram City Union Finance Limited CARE AA+ 0.02
India Infradebt Ltd ICRA AAA 0.01
Company/Issuer Rating % of Assets
Government Bond 34.48
Government of India SOV 34.48
Zero Coupon Bond 1.69
North Karnataka Expressway Limited CRISIL AAA(SO) 1.69
Equity
Auto Ancillaries
Federal-Mogul Goetze (India) Limited.* 1.08
Banks
HDFC Bank Limited* 2.34
ICICI Bank Limited* 1.24
IndusInd Bank Limited* 1.05
Cement
Grasim Industries Limited* 1.36
Construction Project
Larsen & Toubro Limited* 1.33
Software 0.19
Infosys Limited* 1.40
InvITs/REITs
IRB InvIT Fund 0.19
Equity Less Than 1% of Corpus 9.88
Cash & Other Receivables 3.03
Grand Total 100.00
*Top 10 Holdings
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 57.16%
AA+, 2.80% AA, 6.02%
AA-, 2.76% A+/A/A-/A1, 8.62%
Unrated, 2.76% InvITs/REITs, 0.19%
Equity, 19.68%
Asset Allocation
Corporate Bond, 40.92% Government Bond, 34.48%
Equity, 19.68% Zero Coupon Bond, 1.69%
InvIT, 0.19% Cash & Other Receivables, 3.03%
July 2017Fundamentals 37
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Current Investment PhilosophyThe Scheme employs a passive investment approach designed to track the performance of Nifty 50 Index. The Scheme seeks to achieve this goal by investing in securities constituting Nifty 50 Index in same proportion as in the Index.
Date of AllotmentDecember 28, 2001
Fund ManagerPayal Wadhwa Kaipunjal
BenchmarkNifty 50
Fund size
Monthly Average: ` 882.32 CrMonth End: ` 873.64 Cr
NAV as on June 30, 2017 ` 977.0450
Volatility MeasuresStandard Deviation 3.80Beta 0.98Sharpe Ratio 0.07
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.63
Tracking Error@ 0.06
Creation Unit Size 5000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol NIFTYBEES
BSE Code 590103
ISIN INF732E01011
Bloomberg Code NBEES IN Equity
Reuters Code NBES.NS & NBES.BO
Expense Ratio^ 0.10
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them. Product Label
This product is suitable for investors who are seeking*:
• Long-term capital appreciation
• Investment in Securities covered by Nifty 50 Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principalwill be at Moderately High risk
Portfolio as on June 30, 2017
Reliance ETF Nifty BeES (formerly known as R*Shares Nifty BeES) NIFTYBEES
Industry Allocation Dividend HistoryRecord Date Rate (`/
Unit)Cum
Dividend NAV
Ex-Dividend
NAV
20-Feb-15 8.0000 893.3096 885.3096
11-Mar-14 7.0000 660.0726 653.0726
14-Mar-13 7.5000 599.2203 591.7203
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Nifty 50 - Valuation Measures
Full market capitalisation (` Cr) 6,670,387.61
P/E 24.23
P/B 3.52
Dividend Yield 1.12
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of AssetsAutoMaruti Suzuki India Limited 2.66
Tata Motors Limited 2.25
Mahindra & Mahindra Limited 1.74
Hero MotoCorp Limited 1.33
Bajaj Auto Limited 1.05
Eicher Motors Limited 1.00
Banks
HDFC Bank Limited* 9.27
ICICI Bank Limited* 5.15
Kotak Mahindra Bank Limited* 3.22
State Bank of India* 2.81
Axis Bank Limited 2.44
IndusInd Bank Limited 2.06
Yes Bank Limited 1.48
Cement
UltraTech Cement Limited 1.14
Construction Project
Larsen & Toubro Limited* 3.84
Consumer Non Durables
ITC Limited* 7.62
Hindustan Unilever Limited 2.14
Asian Paints Limited 1.38
Ferrous MetalsTata Steel Limited 1.01
Company/Issuer % of AssetsFinance
Housing Development Finance Corporation Limited*
7.11
Non - Ferrous Metals
Vedanta Limited 1.28
Oil
Oil & Natural Gas Corporation Limited 1.23
Petroleum Products
Reliance Industries Limited* 6.34
Indian Oil Corporation Limited 1.09
Pharmaceuticals
Sun Pharmaceutical Industries Limited 1.70
Power
Power Grid Corporation of India Limited 1.28
NTPC Limited 1.09
Software
Infosys Limited* 5.18
Tata Consultancy Services Limited* 3.48
HCL Technologies Limited 1.35
Telecom - Services
Bharti Airtel Limited 1.39
Equity Less Than 1% of Corpus 13.61Cash and Other Receivables 0.30
Cash and Other Receivables 0.30
Grand Total 100.00
*Top 10 Holdings
July 201738 Fundamentals
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended Index Exchange Traded Fund (Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme)
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of S&P BSE Sensex Index. The Scheme seeks to achieve this goal by investing in securities constituting the S&P BSE Sensex index in same proportion as in the Index.
Date of Allotment
September 24, 2014
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
S&P BSE Sensex
Fund size
Monthly Average: ` 35.34 CrMonth End: ` 34.07 Cr
NAV as on June 30, 2017 ` 320.9739
Creation Unit Size 10,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed BSE
BSE Code 538683
ISIN INF204KA1UN7
Bloomberg Code RSENSEX IN Equity
Reuters Code RLSE.BO
Expense Ratio^ 0.06
Load structure
Entry Load: NilExit Load: Nil
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of S&P BSE Sensex Index, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Reliance ETF Sensex (formerly known as R*Shares Sensex ETF) RELSENSEX
Industry Allocation S&P BSE Sensex - Valuation Measures
Full market capitalisation ( ` Cr) 5,293,685.49
P/E 22.64
P/B 2.96
Dividend Yield 1.27
Source: www.asiaindex.co.in
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Tata Motors Limited* 3.28
Maruti Suzuki India Limited 3.24
Mahindra & Mahindra Limited 2.12
Hero MotoCorp Limited 1.60
Bajaj Auto Limited 1.28
Banks
HDFC Bank Limited* 11.34
ICICI Bank Limited* 6.29
Kotak Mahindra Bank Limited* 3.50
State Bank of India 3.19
Axis Bank Limited 2.93
Construction Project
Larsen & Toubro Limited* 4.58
Consumer Non Durables
ITC Limited* 9.31
Hindustan Unilever Limited 2.61
Asian Paints Limited 1.68
Ferrous Metals
Tata Steel Limited 1.23
Finance
Housing Development Finance Corporation Limited* 8.69
Company/Issuer % of Assets
Minerals/Mining
Coal India Limited 1.03
Oil
Oil & Natural Gas Corporation Limited 1.43
Petroleum Products
Reliance Industries Limited* 7.74
Pharmaceuticals
Sun Pharmaceutical Industries Limited 2.02
Dr. Reddy's Laboratories Limited 1.11
Power
Power Grid Corporation of India Limited 1.56
NTPC Limited 1.33
Software
Infosys Limited* 6.32
Tata Consultancy Services Limited* 4.25
Wipro Limited 1.11
Telecom - Services
Bharti Airtel Limited 1.69
Transportation
Adani Ports and Special Economic Zone Limited 1.09
Equity Less Than 1% of Corpus 1.81
Cash and Other Receivables 0.62
Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 39
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� investment in equity and equity related securities and portfolios replicating the composition of Nifty 50 Value 20 Index, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF NV20 (formerly known as R*Shares NV20 ETF) RELNV20
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended Index Exchange Traded Fund (Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme)
Current Investment Philosophy
Reliance ETF NV20 is a passively managed exchange traded fund which will employ an investment approach designed to track the performance of Nifty 50 Value 20 Index.
The Scheme seeks to achieve this goal by investing in securities constituting the Nifty 50 Value 20 Index in same proportion as in the Index.
Date of Allotment
June 18, 2015
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty 50 Value 20
Fund size
Monthly Average: ` 15.71 CrMonth End: ` 15.55 Cr
NAV as on June 30, 2017 ` 415.3257
Creation Unit Size 6,000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol RELNV20
ISIN INF204KA17D8
Bloomberg Code RELNV20 IN Equity
Reuters Code RENV.NS
Expense Ratio^ 0.34
Load structure
Entry Load: NilExit Load: Nil
Industry Allocation Nifty 50 Value 20 - Valuation Measures
Full market capitalisation (` Cr) 3,257,743.14
P/E 18.85
P/B 2.42
Dividend Yield 1.46
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Hero MotoCorp Limited 3.23
Bajaj Auto Limited 2.55
Banks
ICICI Bank Limited* 12.51
State Bank of India* 6.83
Axis Bank Limited* 5.92
Yes Bank Limited* 3.60
Bank of Baroda 1.03
Consumer Non Durables
Hindustan Unilever Limited* 5.18
Ferrous Metals
Tata Steel Limited 2.46
Gas
GAIL (India) Limited 1.56
Minerals/Mining
Coal India Limited 2.14
Company/Issuer % of Assets
Oil
Oil & Natural Gas Corporation Limited 2.99
Petroleum Products
Reliance Industries Limited* 14.96
Bharat Petroleum Corporation Limited 2.24
Power
NTPC Limited 2.64
Software
Infosys Limited* 12.57
Tata Consultancy Services Limited* 8.45
HCL Technologies Limited* 3.27
Wipro Limited 2.20
Telecom - Services
Bharti Airtel Limited* 3.37
Cash and Other Receivables 0.31
Grand Total 100.00
*Top 10 Holdings
July 201740 Fundamentals
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
• Long-term capital appreciation
• Investment in Securities covered by Nifty Next 50 Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Junior BeES (formerly known as R*Shares Junior BeES) JUNIORBEES
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty Next 50 Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty Next 50 Index in same proportion as in the Index.
Date of Allotment
February 21, 2003
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty Next 50
Fund size
Monthly Average: ` 128.15 CrMonth End: ` 125.76 Cr
NAV as on June 30, 2017 ` 266.2555
Volatility MeasuresStandard Deviation 4.09Beta 0.97Sharpe Ratio 0.22
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.65
Tracking Error@ 0.11
Creation Unit Size 16,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE
NSE Symbol JUNIORBEES
BSE Code 590104
ISIN INF732E01045
Bloomberg Code JBEES IN Equity
Reuters Code JBES.NS & JBES.BO
Expense Ratio^ 1.00
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Industry Allocation Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
11-Mar-14 1.0000 127.5231 126.5231
09-Jul-09 1.2500 75.3772 74.1272
19-Feb-04$ 4.0000 352.0260 348.0260
Bonus
19-Feb-04$ 1:4 units
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`1.25$ Face Value of - `10
Nifty Next 50 - Valuation Measures
Full market capitalisation (` Cr) 1,937,748.84
P/E 27.48
P/B 3.74
Dividend Yield 1.27
Source: www.nseindia.com
Company/Issuer % of AssetsAutoAshok Leyland Limited 2.01Auto AncillariesMotherson Sumi Systems Limited* 3.61BanksPunjab National Bank 1.54CementShree Cements Limited 2.22ChemicalsPidilite Industries Limited 1.87ConstructionDLF Limited 1.28Consumer DurablesTitan Company Limited* 3.30Havells India Limited 1.65Consumer Non DurablesGodrej Consumer Products Limited* 3.68Britannia Industries Limited* 3.27Dabur India Limited 2.48Marico Limited 2.44Colgate Palmolive (India) Limited 2.23United Spirits Limited 1.84Procter & Gamble Hygiene and Health Care Limited 1.14Ferrous MetalsJSW Steel Limited 3.19FinanceBajaj Finance Limited* 4.44Bajaj Finserv Limited* 3.75LIC Housing Finance Limited* 3.39Shriram Transport Finance Company Limited 2.19Rural Electrification Corporation Limited 2.10Power Finance Corporation Limited 1.66ICICI Prudential Life Insurance Company Limited 1.33GasPetronet LNG Limited 1.95
Company/Issuer % of AssetsIndustrial Capital GoodsBharat Heavy Electricals Limited 1.85
Siemens Limited 1.79
Bharat Electronics Limited 1.74
ABB India Limited 1.16
Industrial ProductsCummins India Limited 1.88
Media & EntertainmentSun TV Network Limited 1.21
Minerals/MiningNMDC Limited 1.29
Non - Ferrous MetalsHindustan Zinc Limited 1.01
PesticidesUPL Limited* 4.63
Petroleum ProductsHindustan Petroleum Corporation Limited* 3.83
PharmaceuticalsPiramal Enterprises Limited* 3.42
Cadila Healthcare Limited 2.02
Glenmark Pharmaceuticals Limited 1.43
Divi's Laboratories Limited 1.24
PowerNHPC Limited 1.02
SoftwareOracle Financial Services Software Limited 1.21
Telecom - Services
Idea Cellular Limited 1.76
Transportation
Container Corporation of India Limited 1.89
Equity Less Than 1% of Corpus 6.90
Cash and Other Receivables 0.18
Grand Total 100.00*Top 10 Holdings
July 2017Fundamentals 41
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of Nifty 100 Index, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Nifty 100 (formerly known as R*Shares CNX 100 ETF) RELCNX100
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended Index Exchange Traded Fund (Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme)
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty 100 Index. The Scheme seeks to achieve this goal by investing in securities constituting Nifty 100 Index in same proportion as in the Index.
Date of Allotment
March 22, 2013
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty 100
Fund size
Monthly Average: ` 7.97 CrMonth End: ` 7.91 Cr
NAV as on June 30, 2017 ` 100.4847
Volatility Measures
Standard Deviation 3.70
Beta 0.97
Sharpe Ratio 0.09
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.05
Tracking Error@ 0.19
Creation Unit Size 100,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE, BSE
NSE Symbol RELCNX100
BSE Code 537483
ISIN INF204K014N5
Bloomberg Code RCNX100 IN Equity
Reuters Code RELF.NS & RELF.BO
Expense Ratio^ 0.89
Load structure
Entry Load: NilExit Load: Nil
Industry Allocation Nifty 100 - Valuation Measures
Full market capitalisation (` Cr) 8,608,136.45
P/E 24.68
P/B 3.56
Dividend Yield 1.14
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited 2.25
Tata Motors Limited 2.21
Mahindra & Mahindra Limited 1.47
Hero MotoCorp Limited 1.12
Banks
HDFC Bank Limited* 7.82
ICICI Bank Limited* 4.35
Kotak Mahindra Bank Limited* 2.71
State Bank of India* 2.37
Axis Bank Limited 2.06
IndusInd Bank Limited 1.74
Yes Bank Limited 1.25
Construction Project
Larsen & Toubro Limited* 3.24
Consumer Non Durables
ITC Limited* 6.43
Hindustan Unilever Limited 1.80
Asian Paints Limited 1.16
Finance
Housing Development Finance Corporation Limited* 6.00
Company/Issuer % of Assets
Non - Ferrous Metals
Vedanta Limited 1.08
Oil
Oil & Natural Gas Corporation Limited 1.04
Petroleum Products
Reliance Industries Limited* 5.35
Pharmaceuticals
Sun Pharmaceutical Industries Limited 1.43
Power
Power Grid Corporation of India Limited 1.08
Software
Infosys Limited* 4.37
Tata Consultancy Services Limited* 2.94
HCL Technologies Limited 1.14
Telecom - Services
Bharti Airtel Limited 1.17
Equity Less Than 1% of Corpus 32.07
Cash and Other Receivables 0.35
Grand Total 100.00
*Top 10 Holdings
July 201742 Fundamentals
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of Nifty India Consumption Index, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Consumption (formerly known as R*Shares Consumption ETF) RELCONS
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended Index Exchange Traded Fund
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty India Consumption Index. The Scheme seeks to achieve this goal by investing in securities constituting Nifty India Consumption Index in same proportion as in the Index.
Date of Allotment
April 3, 2014
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty India Consumption
Fund size
Monthly Average: ` 18.29 CrMonth End: ` 18.31 Cr
NAV as on June 30, 2017 ` 45.1608
Volatility Measures
Standard Deviation 3.84
Beta 0.97
Sharpe Ratio 0.19
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.07
Tracking Error@ 0.19
Creation Unit Size 150,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE
NSE Symbol RELCONS
ISIN INF204KA1LD7
Bloomberg Code RCONSUM IN Equity
Reuters Code RELC.NS
Expense Ratio^ 0.09
Load structure
Entry Load: NilExit Load: Nil
Industry Allocation Nifty India Consumption - Valuation Measures
Full market capitalisation (` Cr) 1,979,884.04
P/E 50.43
P/B 5.49
Dividend Yield 1.00
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited* 10.24
Mahindra & Mahindra Limited* 8.27
Hero MotoCorp Limited* 6.32
Bajaj Auto Limited* 5.00
TVS Motor Company Limited 1.48
Consumer Durables
Titan Company Limited 2.88
Havells India Limited 1.44
Consumer Non Durables
ITC Limited* 10.89
Hindustan Unilever Limited* 10.15
Asian Paints Limited* 6.55
Godrej Consumer Products Limited* 3.21
Britannia Industries Limited 2.86
Dabur India Limited 2.17
Marico Limited 2.14
Colgate Palmolive (India) Limited 1.95
United Spirits Limited 1.61
Company/Issuer % of Assets
Healthcare Services
Apollo Hospitals Enterprise Limited 1.42
Hotels, Resorts And Other Recreational Activities
The Indian Hotels Company Limited 1.06
Media & Entertainment
Zee Entertainment Enterprises Limited* 3.54
Sun TV Network Limited 1.06
Power
Tata Power Company Limited 1.92
Telecom - Services
Bharti Airtel Limited* 6.59
Idea Cellular Limited 1.54
Textile Products
Page Industries Limited 1.25
Equity Less Than 1% of Corpus 4.04
Cash and Other Receivables 0.42
Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 43
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
� Long term capital growth
� Investment in equity and equity related securities and portfolios replicating the composition of Nifty Dividend Opportunities 50 Index, subject to tracking errors.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Dividend Opportunities (formerly known as R*Shares Dividend Opportunities ETF) RELDIVOPP
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended Index Exchange Traded Fund
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty Dividend Opportunities 50 Index. The Scheme seeks to achieve this goal by investing in securities constituting Nifty Dividend Opportunities 50 Index in same proportion as in the Index.
Date of Allotment
April 15, 2014
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty Dividend Opportunities 50
Fund size
Monthly Average: ` 16.34 CrMonth End: ` 16.13 Cr
NAV as on June 30, 2017 ` 25.6547
Volatility Measures
Standard Deviation 3.83
Beta 0.95
Sharpe Ratio 0.03
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.33
Tracking Error@ 0.35
Creation Unit Size 150,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE
NSE Symbol RELDIVOPP
ISIN INF204KA1MS3
Bloomberg Code RDIVOPP IN Equity
Reuters Code RDOF.NS
Expense Ratio^ 0.10
Load structure
Entry Load: NilExit Load: Nil
Industry Allocation Nifty Dividend Opportunities 50 - Valuation Measures
Full market capitalisation (` Cr) 3,139,096.89
P/E 16.82
P/B 3.09
Dividend Yield 2.58
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Hero MotoCorp Limited* 4.68
Bajaj Auto Limited* 3.70
Cement
ACC Limited 1.29
Chemicals
Tata Chemicals Limited 1.04
Consumer Durables
Havells India Limited 1.06
Consumer Non Durables
ITC Limited* 10.33
Hindustan Unilever Limited* 7.52
Colgate Palmolive (India) Limited 1.44
Ferrous Metals
Tata Steel Limited* 3.56
Finance
Indiabulls Housing Finance Limited 3.38
Rural Electrification Corporation Limited 1.36
Power Finance Corporation Limited 1.07
Industrial Products
Cummins India Limited 1.22
Company/Issuer % of Assets
Minerals/Mining
Coal India Limited 3.10
Oil
Oil & Natural Gas Corporation Limited* 4.33
Petroleum Products
Indian Oil Corporation Limited* 3.83
Bharat Petroleum Corporation Limited 3.24
Hindustan Petroleum Corporation Limited 2.48
Pharmaceuticals
Piramal Enterprises Limited 2.21
Power
NTPC Limited* 3.83
Software
Tata Consultancy Services Limited* 9.93
Infosys Limited* 9.84
Tech Mahindra Limited 2.32
Equity Less Than 1% of Corpus 12.82
Cash and Other Receivables 0.40
Grand Total 100.00
*Top 10 Holdings
July 201744 Fundamentals
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
• Long-term capital appreciation
• Investment in Securities covered by Nifty Infrastructure Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Infra BeES (formerly known as R*Shares Infra BeES) INFRABEES
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended index scheme listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Nifty Infrastructure Index
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty Infrastructure Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty Infrastructure Index in same proportion as in the Index.
Date of Allotment
September 29, 2010
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty Infrastructure Index
Fund size
Monthly Average: ` 17.32 CrMonth End: ` 17.20 Cr
NAV as on June 30, 2017 ` 324.6447
Volatility Measures
Standard Deviation 5.22
Beta 0.96
Sharpe Ratio -0.10
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.06
Tracking Error@ 0.13
Creation Unit Size 5000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol INFRABEES
ISIN INF732E01268
Bloomberg Code IBEES IN Equity
Reuters Code IFRB.NS
Expense Ratio^ 1.00
Load structure
Entry Load: NilExit Load: Nilw.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Industry Allocation Nifty Infrastructure Index - Valuation Measures
Full market capitalisation (` Cr) 1,027,397.55
P/E 43.75
P/B 2.13
Dividend Yield 1.10
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Construction Project
Larsen & Toubro Limited* 30.21
Voltas Limited 2.31
Industrial Capital Goods
Bharat Heavy Electricals Limited* 2.67
Siemens Limited* 2.59
Power
Power Grid Corporation of India Limited* 10.09
NTPC Limited* 8.57
Tata Power Company Limited* 3.18
Reliance Infrastructure Limited 1.48
NHPC Limited 1.47
CESC Limited 1.26
Company/Issuer % of Assets
Telecom - Equipment & Accessories
Bharti Infratel Limited* 5.74
Telecom - Services
Bharti Airtel Limited* 10.92
Idea Cellular Limited 2.55
Tata Communications Limited 1.12
Transportation
Adani Ports and Special Economic Zone Limited*
6.39
Container Corporation of India Limited* 2.74
Equity Less Than 1% of Corpus 6.48
Cash and Other Receivables 0.22
Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 45
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
� Long-term capital appreciation
• Investment in Securities covered by Nifty Bank Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Bank BeES (formerly known as R*Shares Bank BeES) BANKBEES
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty Bank Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty Bank Index in same proportion as in the Index.
Date of Allotment
May 27, 2004
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty Bank
Fund size
Monthly Average: ` 2172.14 CrMonth End: ` 2236.04 Cr
NAV as on June 30, 2017 ` 2355.2299
Volatility MeasuresStandard Deviation 5.41Beta 0.97Sharpe Ratio 0.15
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.51
Tracking Error@ 0.08
Creation Unit Size 1000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol BANKBEES
BSE Code 590106
ISIN INF732E01078
Bloomberg Code BBEES IN Equity
Reuters Code BBES.NS & BBES.BO
Expense Ratio^ 0.20
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Investors understand that their principalwill be at High risk
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
20-Feb-15 13.0000 1,923.0249 1,910.0249
11-Mar-14 11.0000 1,220.3525 1,209.3525
14-Mar-13 18.0000 1,220.1859 1,202.1859
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Nifty Bank - Valuation Measures
Full market capitalisation (` Cr) 1,425,386.84
P/E 26.10
P/B 2.80
Dividend Yield 0.32
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Banks
HDFC Bank Limited* 32.89
ICICI Bank Limited* 18.27
Kotak Mahindra Bank Limited* 11.41
State Bank of India* 9.98
Axis Bank Limited* 8.65
IndusInd Bank Limited* 7.30
Company/Issuer % of Assets
Yes Bank Limited* 5.26
The Federal Bank Limited* 1.91
Bank of Baroda* 1.50
Punjab National Bank* 1.00
Equity Less Than 1% of Corpus 1.37
Cash and Other Receivables 0.44
Grand Total 100.00
*Top 10 Holdings
July 201746 Fundamentals
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
• Long-term capital appreciation
• Investment in Securities covered by Nifty PSU Bank Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF PSU Bank BeES (formerly known as R*Shares PSU Bank BeES) PSUBNKBEES
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended index scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Nifty PSU Bank Index
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty PSU Bank Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty PSU Bank Index in same proportion as in the Index.
Date of Allotment
October 25, 2007
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty PSU Bank
Fund size
Monthly Average: ` 88.52 CrMonth End: ` 83.34 Cr
NAV as on June 30, 2017 ` 368.3317
Volatility Measures
Standard Deviation 8.06
Beta 0.97
Sharpe Ratio -0.07
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 1.34
Tracking Error@ 0.15
Creation Unit Size 5000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol PSUBNKBEES
BSE Code 590108
ISIN INF732E01110
Bloomberg Code PSUBBE IN Equity
Reuters Code PSUB.NS & PSUB.BO
Expense Ratio^ 0.49
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Investors understand that their principalwill be at High risk
Dividend HistoryRecord Date Rate (`/ Unit) Cum Dividend
NAVEx-Dividend
NAV
10-Nov-09 6.0000 350.6454 344.6454
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Nifty PSU Bank - Valuation Measures
Full market capitalisation (` Cr) 378,489.41
P/E 33.24
P/B 1.09
Dividend Yield 0.71
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Banks
State Bank of India* 68.08
Bank of Baroda* 10.23
Punjab National Bank* 6.85
Canara Bank* 4.47
Union Bank of India* 2.51
Bank of India* 2.37
Company/Issuer % of Assets
IDBI Bank Limited* 1.33
Oriental Bank of Commerce* 1.15
Syndicate Bank* 1.02
Allahabad Bank* 1.01
Equity Less Than 1% of Corpus 0.85
Cash and Other Receivables 0.12
Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 47
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
• Long-term capital appreciation
• Investment in Securities covered by Nifty50 Shariah Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Shariah BeES (formerly known as R*Shares Shariah BeES) SHARIABEES
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty50 Shariah Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty50 Shariah Index in same proportion as in the Index.
Date of Allotment
March 18, 2009
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty50 Shariah Index
Fund size
Monthly Average: ` 2.11 CrMonth End: ` 2.26 Cr
NAV as on June 30, 2017 ` 220.5109
Volatility MeasuresStandard Deviation 3.57
Beta 0.98
Sharpe Ratio 0.08
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.88
Tracking Error@ 0.12
Creation Unit Size 10,000 Units
Pricing (per unit) 1/10th of Index
Exchange Listed NSE
NSE Symbol SHARIABEES
BSE Code 590109
ISIN INF732E01128
Bloomberg Code SBEES IN Equity
Reuters Code SBET.NS & SBET.BO
Expense Ratio^ 1.00
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Industry Allocation
Investors understand that their principalwill be at Moderately High risk
Dividend HistoryRecord Date Rate
(`/ Unit)Cum Dividend
NAVEx-Dividend
NAV
11-Mar-14 2.0000 148.8451 146.8451
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Nifty50 Shariah Index - Valuation Measures
Full market capitalisation (` Cr) 2,374,272.48
P/E 20.18
P/B 3.29
Dividend Yield 1.13
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Auto
Maruti Suzuki India Limited* 9.77
Hero MotoCorp Limited* 4.88
Eicher Motors Limited* 3.71
Cement
UltraTech Cement Limited* 4.17
Ambuja Cements Limited 1.84
ACC Limited 1.35
Consumer Non Durables
Hindustan Unilever Limited* 7.82
Asian Paints Limited* 5.05
Ferrous Metals
Tata Steel Limited* 3.71
Gas
GAIL (India) Limited 2.36
Company/Issuer % of Assets
Petroleum Products
Reliance Industries Limited* 23.22
Indian Oil Corporation Limited* 3.98
Bharat Petroleum Corporation Limited 3.38
Pharmaceuticals
Dr. Reddy's Laboratories Limited 3.29
Cipla Limited 2.85
Lupin Limited 2.58
Software
Tata Consultancy Services Limited* 12.75
Tech Mahindra Limited 2.41
Equity Less Than 1% of Corpus 0.00
Cash and Other Receivables 0.88
Grand Total 100.00
*Top 10 Holdings
July 201748 Fundamentals
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
• Long-term capital appreciation
• Investment in Securities covered by Hang Seng Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Hang Seng BeES (formerly known as R*Shares Hang Seng BeES) HNGSNGBEES
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An open ended index Scheme, investing in overseas Securities listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Hang Seng Index
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Hang Seng Index. The Scheme seeks to achieve this goal by investing in securities constituting the Hang Seng Index in same proportion as in the Index.
Date of Allotment
March 9, 2010
Fund Manager
Jahnvee Shah1, Siddhardh Deb2
Benchmark
Hang Seng Index
Fund size
Monthly Average: ` 5.99 CrMonth End: ` 6.01 Cr
NAV as on June 30, 2017 ` 2538.9468
Volatility MeasuresStandard Deviation 4.62Beta 0.84Sharpe Ratio 0.05Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 0.09
Tracking Error@ 0.35
Creation Unit Size 2500 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE
NSE Symbol HNGSNGBEES
BSE Code 590113
ISIN INF732E01227
Bloomberg Code HSBEES IN Equity
Reuters Code HNGS.NS & HNGS.BO
Expense Ratio^ 1.00
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
1 For foreign securities 2 For debt securities
Industry Allocation Hang Seng Index - Valuation Measures
Full market capitalisation (` Cr) 13,500,361.96
P/E 14.46
Dividend Yield 3.38
Source: Hang Seng Indexes Company Ltd.
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Conglomerates
CK Hutchison Holdings Limited* 3.17
Consumer Goods
Geely Auto Holdings Limited 1.08
Consumer Services
Galaxy Entertainment Group Limited 1.33
Sands China Limited 1.04
Energy
China Petroleum & Chemical Corporation (“Sinopec Corp.")
1.86
Cnooc Limited 1.83
Petrochina Co. Limited 1.21
Financials
HSBC Holdings PLC* 10.46
AIA Group Limited * 8.23
China Construction Bank Corporation* 7.83
Industrial And Commercial Bank of China Limited* 4.65
Bank of China Limited* 3.64
Ping An Insurance (Group) Co. of China Limited* 3.21
Hong Kong Exchanges And Clearing Limited * 2.81
Company/Issuer % of Assets
China Life Insurance Co. Limited 2.12
BOC Hong Kong (Holdings) Limited 1.65
Hang Seng Bank Limited 1.50
Information Technology
Tencent Holdings Limited * 10.11
Properties & Construction
Cheung Kong Property Holding 1.95
Sun Hung Kai Properties Limited 1.79
The Link REIT 1.57
China Overseas Land & Investment Limited 1.05
Telecommunications
China Mobile Limited * 6.09
Utilities
CLP Holdings Limited 1.87
Hong Kong And China Gas Co. Limited 1.47
Power Assets Holdings Limited 1.14
Equity Less Than 1% of Corpus 13.44
Cash and Other Receivables 1.89
Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 49
Portfolio as on June 30, 2017
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at High risk
• Long term capital appreciation
• Investment in Securities covered by the Nifty CPSE Index
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
CPSE ETF CPSEETF
Equity - ETF
Details as on June 30, 2017
Type of Scheme
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Current Investment Philosophy
The Scheme employs a passive investment approach designed to track the performance of Nifty CPSE Index. The Scheme seeks to achieve this goal by investing in securities constituting the Nifty CPSE Index in same proportion as in the Index.
Date of Allotment
March 28, 2014
Fund Manager
Payal Wadhwa Kaipunjal
Benchmark
Nifty CPSE Index
Fund size
Monthly Average: ` 6024.14 CrMonth End: ` 5708.94 Cr
NAV as on June 30, 2017 ` 25.9945
Volatility MeasuresStandard Deviation 5.24Beta 0.97Sharpe Ratio -0.08
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Portfolio Turnover (Times) 1.47
Tracking Error@ 0.29
Creation Unit Size 100,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSE, BSE
NSE Symbol CPSEETF
BSE Code 538057
ISIN INF457M01133
Bloomberg Code CPSEBE IN Equity
Reuters Code GOMS.NS & GOMS.BO
Expense Ratio^ 0.065
Load structure
Entry Load: NilExit Load: Nil
w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Industry Allocation Nifty CPSE Index - Valuation Measures
Full market capitalisation (` Cr) 763,197.17
P/E 10.87
P/B 1.96
Dividend Yield 4.09
Source: www.nseindia.com
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
Construction Project
Engineers India Limited* 2.26
Finance
Rural Electrification Corporation Limited* 7.06
Power Finance Corporation Limited* 5.59
Gas
GAIL (India) Limited* 11.78
Industrial Capital Goods
Bharat Electronics Limited* 5.86
Minerals/Mining
Coal India Limited* 16.15
Company/Issuer % of Assets
Oil
Oil & Natural Gas Corporation Limited* 22.52
Oil India Limited* 2.39
Petroleum Products
Indian Oil Corporation Limited* 19.92
Transportation
Container Corporation of India Limited* 6.37
Equity Less Than 1% of Corpus 0.00
Cash and Other Receivables 0.10
Grand Total 100.00
*Top 10 Holdings
July 201750 Fundamentals
Portfolio as on June 30, 2017
Reliance ETF Long Term Gilt (formerly known as R*Shares Long Term Gilt ETF) RRSLGETF
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Fixed Income - ETFDetails as on June 30, 2017Type of SchemeAn open ended Index Exchange Traded FundCurrent Investment PhilosophyThe Scheme employs a passive investment approach designed to track the performance of Nifty 8-13 yr G-Sec Index. The Scheme seeks to achieve this goal by investing in securities constituting Nifty 8-13 yr G Sec Index in same proportion as in the Index.
Date of AllotmentJuly 5, 2016
Fund ManagerPrashant Pimple
Benchmark Nifty 8-13 yr G-Sec Index
Fund sizeMonthly Average: ` 21.08 CrMonth End: ` 21.09 Cr
NAV as on June 30, 2017 ` 17.1917
Creation Unit Size 250,000 Units
Pricing (per unit) 1/100th of Index
Exchange Listed NSENSE Symbol RRSLGETF
ISIN INF204KB1882Bloomberg Code RELGILT IN EquityReuters Code RELO.NS
Average Maturity 10.50 years
Modified Duration 7.16 years
Yield to Maturity* 6.76%
Expense Ratio^ 0.04
Load structureEntry Load: NilExit Load: Nil*excluding other receivablesYTM including other receivables: 6.66%w.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Asset Allocation
Government Bond, 97.45%
Cash & Other Receivables, 2.55%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderate risk
� Income over long term
� Investments in Gilt Securities replicating the composition of Nifty 8-13 yr G-Sec Index, subject to tracking errors
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Reliance ETF Liquid BeES (formerly known as R*Shares Liquid BeES) LIQUIDBEES
Fixed Income - ETF
Details as on June 30, 2017
Type of SchemeAn open ended liquid scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) with daily Dividend and compulsory reinvestment of Dividend Current Investment PhilosophyAll investments of the Scheme would be in Government Securities, Treasury Bills (T-Bills), Call Money, CBLO/ similar instruments, Repos and Reverse Repos and other Money Market Instruments.
Date of AllotmentJuly 8, 2003
Fund ManagerSiddharth Deb
Benchmark Crisil Liquid Fund Index
Fund sizeMonthly Average: ` 1527.96 CrMonth End: ` 1601.65 Cr
NAV as on June 30, 2017 ` 1,000.0000
Creation Unit Size 2500 Units
Exchange Listed NSENSE Symbol LIQUIDBEESBSE Code 590096ISIN INF732E01037Bloomberg Code LBEES IN EquityReuters Code LBES.NS & LBES.BO
Average Maturity 3.57 Days
Modified Duration 3.57 Days
Expense Ratio^ 0.60
Load structureEntry Load: NilExit Load: Nilw.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Product Label
This product is suitable for investors who are seeking*:
• Current income with high degree of liquidity
• Investment in Money Market Instruments and debt Instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principalwill be at Low risk
Asset Allocation
CBLO, Cash and Other Receivables, 98.75%
Deposits Placed With NSCCL, 1.25%
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 100.00%
Portfolio as on June 30, 2017
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of Assets
CBLO, Cash and Other Receivables 98.75
Deposits Placed With National Securities Clearing Corporation Ltd 1.25
Grand Total 100.00
Company/Issuer Rating % of Assets
Government Bond 97.456.79% GOI (MD 26/12/2029) SOV 29.83
6.97% GOI (MD 06/09/2026) SOV 25.78
7.59% GOI(MD 11/01/2026) SOV 17.56
Company/Issuer Rating % of Assets
7.61% GOI(MD 09/05/2030) SOV 16.87
6.79% GOI (MD 15/05/2027) SOV 7.41
Cash and Other Receivables 1.93Grand Total 100.00
July 2017Fundamentals 51
Portfolio as on June 30, 2017
Reliance Gold Savings Fund RGOLDSF
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Gold - FOFDetails as on June 30, 2017Type of SchemeAn open ended Fund of Fund Scheme
Current Investment PhilosophyThe Scheme employs an investment approach designed to track the performance of Reliance ETF Gold BeES. The Scheme seeks to achieve this goal by investing in Reliance ETF Gold BeES.
Date of AllotmentMarch 7, 2011
Fund ManagerPayal Wadhwa Kaipunjal
Benchmark Domestic Prices of Gold
Fund sizeMonthly Average: ` 775.18 CrMonth End: ` 754.74 Cr
NAV as on June 30, 2017Growth Plan ` 12.2981 Dividend Plan ` 12.2981 Direct - Growth Plan ` 12.5306 Direct - Dividend Plan ` 12.5306 Expense Ratio^
Regular/Other than Direct: 0.70Direct: 0.15
Load structureEntry Load: NilExit Load: 2% If redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil, thereafter.Fundamental attributes of Reliance Gold Savings Fund have been changed w.e.f. November 5, 2016. For more details investors are advised to refer Notice cum Addendum no. 87 dated August 29, 2016.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term capital growth
� Returns that are commensurate with the performance of Reliance ETF Gold BeES through investment in securities of Reliance ETF Gold BeES
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
• Portfolio diversification through asset allocation
• Investment in physical gold
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Reliance ETF Gold BeES (formerly known as R*Shares Gold BeES) GOLDBEES
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Gold - ETF
Details as on June 30, 2017
Type of SchemeAn open ended scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) investing in physical gold
Current Investment PhilosophyThe Scheme employs an investment approach designed to track the performance of physical gold. The Scheme seeks to achieve this goal by investing in physical gold and gold related securities.
Date of AllotmentMarch 8, 2007Fund ManagerPayal Wadhwa Kaipunjal
Benchmark Domestic Prices of Gold
Fund sizeMonthly Average: ` 2632.59 CrMonth End: ` 2604.55 Cr
NAV as on June 30, 2017 ` 2633.3956
Portfolio Turnover (Times) 0.13
Tracking Error@ 0.19
Creation Unit Size 1000 Units
Pricing (per unit) Approx 1 Gram of Gold
Exchange Listed NSENSE Symbol GOLDBEESBSE Code 590095ISIN INF732E01102Bloomberg Code GBEES IN EquityReuters Code GBES.NS,GBES.BO
Expense Ratio^ 1.00
Load structureEntry Load: NilExit Load: Nilw.e.f. November 5, 2016 Goldman Sachs Mutual Fund Schemes has been acquired by Reliance mutual fund the above scheme is being one of them.
Volatility MeasuresStandard Deviation 4.26 Beta 0.97 Sharpe Ratio -0.10
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Volatility MeasuresStandard Deviation 3.74 Beta 0.81 Sharpe Ratio -0.14
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 6.25% risk free return (FBIL Overnight MIBOR as on 30/06/2017).
Company/Issuer % of Assets
Gold* 99.77
Cash and Other Receivables 0.23
Grand Total 100.00
* Out of this 950 KG of gold is invested under Gold Monetization Scheme(GMS) of Banks.
Company/Issuer % of Assets
Others 99.91
Reliance ETF Gold BeES 99.91
Cash and Other Receivables 0.09
Grand Total 100.00
July 201752 Fundamentals
Equity - Retirement
Details as on June 30, 2017
Type of Scheme
An open ended notified tax savings cum pension scheme with no assured returns
Current Investment Philosophy
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in an equity oriented portfolio. The fund attempts to invest primarily in the large cap space with some allocations to good quality mid-cap companies. The fund endeavors to provide a superior wealth creation alternative for investors who are in the accumulation phase i.e seeking to create a retirement corpus during their pre-retirement phase.
Date of AllotmentFebruary 11, 2015
Fund Manager
Sanjay Parekh, Anju Chhajer
Benchmark
S&P BSE 100
Fund Size
Monthly Average: ` 784.84 Cr
Month End: ` 802.94 Cr
NAV as on June 30, 2017
Growth Plan ` 12.1013
Dividend Plan ` 12.1013
Bonus Option ` 12.1013
Direct - Growth Plan ` 12.5911
Direct - Dividend Plan ` 12.5911
Direct - Bonus Option ` 12.5911
Expense Ratio^
Regular/Other than Direct: 2.33
Direct: 0.88
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed/switched out from Reliance Retirement Fund before attainment of 60 years of age.
• Nil in case of Auto SWP/Redemption/Switch out from Reliance Retirement Fund on or after attainment of 60 years of age or after completion of 5 year lock in period, whichever is later.
• Nil in case of switch made from Wealth Creation Scheme to Income Generation Scheme or vice versa.
• Nil in case of Auto Transfer from Wealth Creation Scheme to Income Generation Scheme.
(Note: Age will be computed with reference to years completed on the date of transaction)
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Long term growth and capital appreciation
� Investing primarily in Equity and equity related instruments and balance in fixed income securities so as to help the investor in achieving the retirement goals
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Portfolio as on June 30, 2017
Industry Allocation
SIP - If you invested ` 10000 every month in RRF-WC
Since Inception 1 Year
Total Amount Invested (`) 290,000 120,000
Market Value (`) 343,399 133,733
Scheme Return (%) 14.44 23.08
B: S&P BSE 100 Return(%) 12.58 18.57
AB: S&P BSE Sensex Return(%) 10.85 18.46
Inception Date: February 11, 2015
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.B: Benchmark, AB: Additional Benchmark
Reliance Retirement Fund - Wealth Creation Scheme RRF-WC
For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer % of AssetsEquityAutoMaruti Suzuki India Limited* 4.10Mahindra & Mahindra Limited 1.34Auto AncillariesMotherson Sumi Systems Limited 2.67Sundaram Clayton Limited 2.33Federal-Mogul Goetze (India) Limited. 1.12BanksHDFC Bank Limited* 9.75ICICI Bank Limited* 4.30IndusInd Bank Limited* 3.24State Bank of India 2.69Kotak Mahindra Bank Limited 2.53CementGrasim Industries Limited* 7.45Construction ProjectLarsen & Toubro Limited* 4.00Consumer Non DurablesITC Limited* 3.16Ferrous MetalsTata Steel Limited* 3.26JSW Steel Limited 1.89FinanceHousing Development Finance Corporation Limited 3.04IIFL Holdings Limited 1.52IDFC Limited 1.49
Company/Issuer % of AssetsIndustrial Capital GoodsGE Power India Limited 2.09
Media & EntertainmentTV18 Broadcast Limited 1.56
UFO Moviez India Limited 1.14
Non - Ferrous MetalsVedanta Limited* 3.18
Petroleum ProductsReliance Industries Limited 2.57
Indian Oil Corporation Limited 1.79
PharmaceuticalsAurobindo Pharma Limited 2.57
Cipla Limited 1.40
SoftwareInfosys Limited* 5.18
Textile ProductsIndian Terrain Fashions Limited 1.86
DebtCertificate of Deposit 3.09ICICI Bank Limited 3.09
Equity Less Than 1% of Corpus 9.53Cash & Other Receivables 4.18Cash and Other Receivables 4.18Grand Total 100.00
*Top 10 Holdings
July 2017Fundamentals 53
Fixed Income - Retirement
Details as on June 30, 2017
Type of Scheme
An open ended notified tax savings cum pension scheme with no assured returns
Current Investment PhilosophyThe investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in fixed income oriented portfolio with a low to moderate exposure (upto 30%) in equities. Thus the fund attempts to generate potentially higher returns by combining stability of fixed income along with growth possibilities of equities. On the fixed income allocation the fund will attempt to have an optimal blend of duration and accruals with investments in high quality instruments. The equity portfolio will be invested pre-dominantly in large cap companies with tactical allocation to mid cap stocks. The fund is well suited for investors in the post-retirement phase seeking regular income with lower volatility.
Date of Allotment
February 11, 2015
Fund Manager
Anju Chhajer, Sanjay Parekh
Benchmark
Crisil MIP Blended Fund Index
Fund Size
Monthly Average: ` 179.84 Cr
Month End: ` 182.42 Cr
NAV as on June 30, 2017
Growth Plan ` 12.0631 Dividend Payout Option ` 12.0631 Bonus Option ` 12.0631 Direct - Growth Plan ` 12.5028 Direct - Dividend Payout Option ` 12.5028 Direct - Bonus Option ` 12.5028
Average Maturity 25.07 years
Modified Duration 10.77 years
Yield to Maturity* 7.20%
Expense Ratio^
Regular/Other than Direct: 2.31
Direct: 1.06
Load structure
Entry Load: Nil
Exit Load: 1% if redeemed/switched out from Reliance Retirement Fund before attainment of 60 years of age.
• Nil in case of Auto SWP/Redemption/Switch out from Reliance Retirement Fund on or after attainment of 60 years of age or after completion of 5 year lock in period, whichever is later.
• Nil in case of switch made from Wealth Creation Scheme to Income Generation Scheme or vice versa.
• Nil in case of Auto Transfer from Wealth Creation Scheme to Income Generation Scheme.
(Note: Age will be computed with reference to years completed on the date of transaction)
*excluding other receivablesYTM including other receivables: 7.12%
Average Maturity, Modified Duration & YTM details provided for Debt portion of Portfolio only.
Product Label
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately High risk
� Income over long term along with capital growth
� Investing primarily in fixed income securities and balance in equity and equity related instruments so as to help the investor in achieving the retirement goals
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Industry Allocation (Equity Portion)
Portfolio as on June 30, 2017
Reliance Retirement Fund - Income Generation Scheme RRF-IG
For SIP performance refer page 54. For scheme performance refer page 56-63. For Fund manager wise scheme performance refer page 64-66.
Company/Issuer Rating % of Assets
Debt
Corporate Bond 2.88
IDFC Bank Limited ICRA AAA 2.88
Government Bond 74.86
Government of India SOV 74.86
Equity
Banks
HDFC Bank Limited* 2.21
Cement
Grasim Industries Limited* 1.33
Finance
IIFL Holdings Limited* 1.20
Software
Infosys Limited* 1.11
Equity Less Than 1% of Corpus 13.88
Cash & Other Receivables 2.53
Grand Total 100.00
*Top 10 Holdings
Rating Profile
AAA/SOV/A1+/Cash & Other Receivables, 80.27%
Equity, 19.73%
Asset Allocation
Government Bond, 74.86% Equity, 19.73%
Corporate Bond, 2.88%
Cash & Other Receivables, 2.53%
July 201754 Fundamentals
SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS
Brief on New Securities included in the Portfolio of Debt Funds
Quality Care India Limited (QCIL) (Rated A+/A1 by CRISIL)
Quality Care India Limited (QCIL) is a multi-specialty healthcare provider set up in 1997 in Hyderabad by cardiologists Dr. B Soma Raju and Dr. N Krishna Reddy and their associates. Reputed investor Abraaj Group holds majority stake in the company. The company is operating with Care Hospital brand. Over the years QCIL along with its subsidiaries has expanded operations across India with combined bed capacity of over ~2050 beds spread across 13 hospitals. It provides tertiary healthcare services in multi speciality areas with a focus on cardiac care. We derive comfort from company’s strong parentage, established market position, comfortable operating efficiency and healthy financial parameters.
Panchsil Corporate Park Private Limited (PCPPL) (Rated AAA(SO) By India Rating)
PCPPL is constructing and developing a mixed-use project - Business Bay, spanning more than 14 acres and located across Poona Club Golf Course on Airport Road (Yerwada), Pune. PCPPL is a part of Panchshil Group, the group has a considerable presence in the real estate market of Pune and has a proven track record of completing several large residential and commercial projects in Maharashtra. Established in 2002, Panchshil's portfolio spans across high-end residential developments, IT parks, built-to-suit office spaces, special economic zones (SEZ), hotels, convention centres and luxury retail malls. We take comfort from, established promoter group, attractive location of the property, high occupancy rate with strong tenancy profile, healthy asset cover and robust transaction structure.
Source: Company Website
Reliance Banking Fund (RBF)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,700,000 1,200,000 600,000 360,000 120,000Market Value (`) 9,083,049 3,313,862 1,056,236 501,198 144,041Scheme Return (%) 21.42 19.38 23.04 23.11 41.35B: Nifty 500 Banks Index Return(%) 17.03 15.43 17.88 17.48 32.52AB: S&P BSE Sensex Return(%) 12.02 9.71 10.75 8.92 18.46Inception Date: May 26, 2003
Reliance Diversified Power Sector Fund (RDPSF)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,580,000 1,200,000 600,000 360,000 120,000Market Value (`) 3,913,944 1,886,303 919,021 458,966 137,934Scheme Return (%) 12.93 8.80 17.25 16.71 30.43B: S&P BSE Power Return (%) 2.32 0.35 6.21 6.37 10.34AB: S&P BSE Sensex Return (%) 11.04 9.71 10.75 8.92 18.46Inception Date: May 8, 2004
Reliance Media & Entertainment Fund (RMEF)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,530,000 1,200,000 600,000 360,000 120,000Market Value (`) 3,764,928 2,409,087 840,782 417,707 123,891Scheme Return (%) 13.28 13.42 13.60 10.07 6.38B: Nifty 500 Media & Entertainment Index Return(%)
12.43 13.67 15.42 13.94 4.39
AB: S&P BSE Sensex Return(%) 10.57 9.71 10.75 8.92 18.46Inception Date: September 30, 2004
Reliance Pharma Fund (RPF)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,570,000 1,200,000 600,000 360,000 120,000Market Value (`) 6,260,411 3,127,167 774,472 350,022 112,849Scheme Return (%) 19.47 18.30 10.25 -1.85 -11.39B: S&P BSE Healthcare Return(%) 14.50 14.92 7.24 -5.34 -14.96AB: S&P BSE Sensex Return(%) 10.97 9.71 10.75 8.92 18.46Inception Date: June 5, 2004
Reliance Regular Savings Fund - Balanced Option (RRSF-B)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,450,000 1,200,000 600,000 360,000 120,000Market Value (`) 3,920,586 2,746,949 927,230 445,933 132,978Scheme Return (%) 15.48 15.88 17.62 14.66 21.77B: CRISIL Balanced Fund - Aggressive Index Return(%)
10.10 10.04 11.23 10.12 14.81
AB: S&P BSE Sensex Return(%) 9.95 9.71 10.75 8.92 18.46Inception Date: June 8, 2005
Reliance Regular Savings Fund - Debt Option (RRSF-D)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,450,000 1,200,000 600,000 360,000 120,000Market Value (`) 2,443,733 1,884,247 757,355 412,431 125,093Scheme Return (%) 8.31 8.78 9.35 9.19 8.39B: Crisil Composite Bond Fund Index Return (%)
8.46 8.90 10.21 10.50 9.42
AB: Crisil 10 Yr Gilt Index Return(%) 7.56 7.81 9.49 10.47 8.62Inception Date: June 8, 2005
Reliance Dynamic Bond Fund (RDBF)Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,520,000 1,200,000 600,000 360,000 120,000Market Value (`) 2,593,757 1,898,745 770,533 419,476 125,816Scheme Return (%) 8.09 8.92 10.05 10.37 9.60B: Crisil Composite Bond Fund Index Return (%)
8.34 8.90 10.21 10.50 9.42
AB: Crisil 10 Yr Gilt Index Return(%) 7.47 7.81 9.49 10.47 8.62Inception Date: November 15, 2004
Reliance Gold Savings Fund (RGOLDSF)Since Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 760,000 600,000 360,000 120,000Market Value (`) 737,211 576,041 359,789 114,595Scheme Return (%) -0.96 -1.62 -0.04 -8.65B: Domestic Prices of Gold Return (%) 1.25 0.72 2.17 -4.98AB: Return(%) N.A N.A N.A N.AInception Date: March 7, 2011
Reliance Retirement Fund - Income Generation Scheme (RRF-IG)Since Inception 1 Year
Total Amount Invested (`) 290,000 120,000Market Value (`) 328,934 127,030Scheme Return (%) 10.65 11.64B: Crisil MIP Blended Fund Index Return (%) 10.63 10.66AB: Crisil 10 Yr Gilt Index Return(%) 10.27 8.62Inception Date: February 11, 2015
Details as on June 30, 2017Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment.B: Benchmark, AB: Additional BenchmarkIt is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment.Load has not been taken into consideration.Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.
July 2017Fundamentals 55
FUND MANAGERS/ EXPERIENCE
Fund Manger (Industry Experience) Managing the Fund since
Fund Manger (Industry Experience) Managing the Fund since
Fund Manger (Industry Experience) Managing the Fund since
Equity Fund Management Team
Mr. Sunil Singhania (23 years)
Reliance Growth Fund Dec 2003
Reliance Diversified Power Sector Fund May 2004
Reliance Mid & Small Cap Fund Dec 2006
Reliance Small Cap Fund Sep 2012
Reliance Capital Builder Fund - Series A Aug 2014
Mr. Sailesh Raj Bhan (22 Years)
Reliance Pharma Fund Jun 2004
Reliance Media & Entertainment Fund Sep 2004
Reliance Equity Opportunities Fund Mar 2005
Reliance Top 200 Fund Aug 2007
Reliance Equity Linked Savings Fund - Series 1 Mar 2008
Reliance Close Ended Equity Fund - Series A Dec 2013
Reliance Close Ended Equity Fund - Series B Jan 2014
Reliance Close Ended Equity Fund II - Series A May 2014
Reliance Capital Builder Fund - Series B Sep 2014
Reliance Capital Builder Fund - Series C Oct 2014
Various Series of Reliance Dual Advantage Fixed Tenure Fund
Mr. Ashwani Kumar (25 Years)
Reliance Vision Fund Jun 2003
Reliance Tax Saver (ELSS) Fund Sep 2005
Reliance Top 200 Fund Aug 2007
Mr. Sanjay Parekh (22 Years)
Reliance Monthly Income Plan Apr 2012
Reliance Regular Savings Fund - Balanced Option
Apr 2012
Reliance Retirement Fund - Wealth Creation Scheme
Feb 2015
Reliance Retirement Fund - Income Generation Scheme
Feb 2015
Reliance Equity Savings Fund May 2015
Various Series of Reliance Dual Advantage Fixed Tenure Fund
Mr. Samir Rachh (18 Years)
Reliance Mid & Small Cap Fund Sep 2010
Reliance Small Cap Fund Jan 2017
Reliance Capital Builder Fund - Series A Aug 2014
Reliance Capital Builder Fund II - Series A Dec 2014
Reliance Capital Builder Fund II - Series B Jan 2015
Reliance Capital Builder Fund II - Series C Mar 2015
Reliance Capital Builder Fund III - Series A Jan 2017
Reliance Regular Savings Fund - Equity Option Apr 2017
Ms. Payal Wadhwa Kaipunjal (12 Years)
Reliance ETF Junior BeES May 2008
Reliance ETF PSU Bank BeES May 2008
CPSE ETF Mar 2014
Reliance ETF Gold BeES May 2014
Reliance ETF Bank BeES May 2014
Reliance ETF Nifty BeES May 2014
Reliance ETF Infra BeES Nov 2016
Reliance ETF Shariah BeES Nov 2016
Reliance Index Fund - Nifty Plan Jan 2017
Reliance Index Fund - Sensex Plan Jan 2017
Reliance ETF Dividend Opportunities Jan 2017
Reliance ETF Consumption Jan 2017
Reliance ETF Nifty 100 Jan 2017
Reliance ETF Sensex Jan 2017
Reliance Arbitrage Advantage Fund Jan 2017
Reliance ETF NV20 Jan 2017
Reliance Gold Savings Fund Jan 2017
Mr. Shrey Loonker (12 Years)
Reliance Banking Fund Sep 2010
Ms. Meenakshi Dawar (9 Years)
Reliance Focused Large Cap Fund Mar 2017
Reliance NRI Equity Fund Apr 2017
Reliance Quant Plus Fund Apr 2017
Mr. Sanjay Doshi (11 Years)
Reliance Diversified Power Sector Fund Jan 2017
Ms. Jahnvee Shah (15 Years)
Dedicated Fund Manager for Overseas Investments
Reliance Japan Equity Fund Aug 2014
Reliance US Equity Opportunities Fund July 2015
Reliance ETF Hang Seng BeES Apr 2017
Fixed Income Fund Management Team
Mr. Amit Tripathi (20 Years)
Reliance Liquidity Fund Jun 2005
Reliance Money Manager Fund Mar 2007
Reliance Floating Rate Fund - Short Term Plan Oct 2007
Reliance Monthly Income Plan Oct 2008
Reliance Medium Term Fund Oct 2008
Reliance Regular Savings Fund - Balanced Option Aug 2010
Reliance Interval Fund III - Series I Sep 2014
Reliance Interval Fund IV - All Series
Reliance Yearly Interval Fund - All Series
Reliance Interval Fund - All Series
All Series of Reliance Fixed Horizon Fund
Mr. Prashant Pimple (17 Years)
Reliance Dynamic Bond Fund Oct 2008
Reliance Income Fund Oct 2008
Reliance Gilt Securities Fund Oct 2008
Reliance Short Term Fund Oct 2008
Reliance Regular Savings Fund - Debt Option Aug 2010
Reliance Corporate Bond Fund Jun 2014
Reliance ETF Long Term Gilt Jul 2016
Ms. Anju Chhajer (20 Years)
Reliance Money Manager Fund Oct 2009
Reliance Medium Term Fund Oct 2009
Reliance Liquid Fund - Cash Plan Oct 2013
Reliance Liquid Fund - Treasury Plan Oct 2013
Reliance Japan Equity Fund Aug 2014
Reliance Retirement Fund - Wealth Creation Scheme
Feb 2015
Reliance Retirement Fund - Income Generation Scheme
Feb 2015
Reliance Banking & PSU Debt Fund May 2015
Reliance Equity Savings Fund May 2015
Reliance US Equity Opportunities Fund Jul 2015
Reliance Interval Fund II - Series 4 Oct 2013
Various Series of Reliance Dual Advantage Fixed Tenure Fund
Mr. Vivek Sharma (10 Years)
Reliance Liquidity Fund Oct 2013
Reliance Floating Rate Fund - Short Term Plan Oct 2013
Reliance Liquid Fund - Cash Plan Oct 2013
Reliance Banking & PSU Debt Fund May 2015
Mr. Siddharth Deb (10 Years)
Reliance ETF Liquid BeES Nov 2012
Reliance ETF Hang Seng BeES Nov 2016
July 201756 Fundamentals
SCHEME PERFORMANCE
Reliance Vision Fund (RVF)NAV as on June 30, 2017: ` 526.8960
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Vision Fund 21.03 12.31 16.15 20.00B: S&P BSE 100 16.88 8.36 13.28 11.35AB: S&P BSE Sensex 14.53 6.75 12.13 10.40Value of `10000 Invested
Reliance Vision Fund 12,103 14,171 21,157 526,739B: S&P BSE 100 11,688 12,726 18,667 103,552AB: S&P BSE Sensex 11,453 12,167 17,737 85,952Inception Date: Oct 8, 1995Fund Manager: Ashwani Kumar (Since Jun 2003)
Reliance Top 200 Fund (RT200F)NAV as on June 30, 2017: ` 29.3505
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Top 200 Fund 24.41 13.79 18.63 11.49B: S&P BSE 200 18.08 9.91 14.16 8.38AB: S&P BSE Sensex 14.53 6.75 12.13 7.36Value of `10000 Invested
Reliance Top 200 Fund 12,441 14,739 23,517 29,356B: S&P BSE 200 11,808 13,281 19,404 22,184AB: S&P BSE Sensex 11,453 12,167 17,737 20,201Inception Date: Aug 8, 2007Fund Manager: Sailesh Raj Bhan (Since Aug 2007) & Ashwani Kumar (Since Aug 20007)
Reliance Quant Plus Fund (RQPF)NAV as on June 30, 2017: ` 22.9543
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Quant Plus Fund 19.67 7.75 12.29 9.45B: Nifty 50 14.88 7.74 12.50 7.34AB: S&P BSE Sensex 14.53 6.75 12.13 7.07Value of `10000 Invested
Reliance Quant Plus Fund 11,967 12,512 17,864 22,961B: Nifty 50 11,488 12,509 18,032 19,194AB: S&P BSE Sensex 11,453 12,167 17,737 18,755Inception Date: Apr 18, 2008Fund Manager: Meenakshi Dawar (Since Apr 2017)
Reliance NRI Equity Fund (RNRIEF)NAV as on June 30, 2017: ` 80.6301
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance NRI Equity Fund 21.83 11.89 16.64 17.97B: S&P BSE 200 18.08 9.91 14.16 14.11AB: S&P BSE Sensex 14.53 6.75 12.13 13.91Value of `10000 Invested
Reliance NRI Equity Fund 12,183 14,012 21,607 80,628B: S&P BSE 200 11,808 13,281 19,404 52,967AB: S&P BSE Sensex 11,453 12,167 17,737 51,806Inception Date: Nov 15, 2004Fund Manager: Meenakshi Dawar (Since Apr 2017)
Reliance Focused Large Cap Fund (RFLCF)NAV as on June 30, 2017: ` 28.2058
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Focused Large Cap Fund 21.98 11.24 17.25 9.64B: Nifty 50 14.88 7.74 12.50 9.79AB: S&P BSE Sensex 14.53 6.75 12.13 9.53Value of `10000 Invested
Reliance Focused Large Cap Fund 12,198 13,769 22,179 28,202B: Nifty 50 11,488 12,509 18,032 28,640AB: S&P BSE Sensex 11,453 12,167 17,737 27,885Inception Date: Mar 28, 2006Fund Manager: Meenakshi Dawar (Since Mar 2017)
Reliance Index Fund - Nifty Plan (RIF-NP)NAV as on June 30, 2017: ` 15.8559
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Index Fund - Nifty Plan 14.33 7.80 12.70 7.06B: Nifty 50 14.88 7.74 12.50 6.99AB: S&P BSE Sensex 14.53 6.75 12.13 6.58Value of `10000 Invested
Reliance Index Fund - Nifty Plan 11,433 12,530 18,193 15,858B: Nifty 50 11,488 12,509 18,032 15,788AB: S&P BSE Sensex 11,453 12,167 17,737 15,384Inception Date: Sep 28, 2010Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
Reliance Index Fund - Sensex Plan (RIF-SP)NAV as on June 30, 2017: ` 15.1681
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Index Fund - Sensex Plan 14.53 6.58 12.22 6.36B: S&P BSE Sensex 14.53 6.75 12.13 6.58AB: Nifty 50 14.88 7.74 12.50 6.99Value of `10000 Invested
Reliance Index Fund - Sensex Plan 11,453 12,109 17,808 15,170B: S&P BSE Sensex 11,453 12,167 17,737 15,384AB: Nifty 50 11,488 12,509 18,032 15,788Inception Date: Sep 28, 2010Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
Reliance Growth Fund (RGF)NAV as on June 30, 2017: ` 1019.4463
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Growth Fund 24.16 15.60 19.28 23.70B: S&P BSE 100 16.88 8.36 13.28 11.35AB: S&P BSE Sensex 14.53 6.75 12.13 10.40Value of `10000 Invested
Reliance Growth Fund 12,416 15,454 24,169 1,019,401B: S&P BSE 100 11,688 12,726 18,667 103,552AB: S&P BSE Sensex 11,453 12,167 17,737 85,952Inception Date: Oct 8, 1995Fund Manager: Sunil Singhania (Since Dec 2003)
Reliance Mid & Small Cap Fund (RMSCF)NAV as on June 30, 2017: ` 43.6768
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Mid & Small Cap Fund 22.93 19.08 24.56 15.05B: S&P BSE MidSmallCap 28.23 17.25 19.58 11.16AB: S&P BSE Sensex 14.53 6.75 12.13 8.04Value of `10000 Invested
Reliance Mid & Small Cap Fund 12,293 16,889 30,020 43,691B: S&P BSE MidSmallCap 12,823 16,126 24,475 30,428AB: S&P BSE Sensex 11,453 12,167 17,737 22,555Inception Date: Dec 26, 2006Fund Manager: Samir Rachh (Since Sep 2010) & Sunil Singhania (Since Dec 2006)
Reliance Small Cap Fund (RSCF)NAV as on June 30, 2017: ` 37.0185
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Small Cap Fund 34.79 24.45 31.93 21.25B: S&P BSE SmallCap 30.58 14.72 18.66 6.35AB: S&P BSE Sensex 14.53 6.75 12.13 7.09Value of `10000 Invested
Reliance Small Cap Fund 13,479 19,286 40,029 37,012B: S&P BSE SmallCap 13,058 15,104 23,547 15,191AB: S&P BSE Sensex 11,453 12,167 17,737 15,924Inception Date: Sep 16, 2010Fund Manager: Samir Rachh (Since Jan 2017) & Sunil Singhania (Since Sep 2012)
July 2017Fundamentals 57
SCHEME PERFORMANCE
Reliance Regular Savings Fund - Equity (RRSF-E)NAV as on June 30, 2017: ` Rs 64.4022
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Regular Savings Fund - Equity Option 20.33 13.98 18.47 16.69B: S&P BSE 100 16.88 8.36 13.28 13.50AB: S&P BSE Sensex 14.53 6.75 12.13 13.29Value of `10000 Invested
Reliance Regular Savings Fund - Equity Option 12,033 14,813 23,359 64,416B: S&P BSE 100 11,688 12,726 18,667 46,102AB: S&P BSE Sensex 11,453 12,167 17,737 45,083Inception Date: Jun 8, 2005Fund Manager: Samir Rachh (Since Apr 2017)
Reliance Equity Opportunities Fund (REOF)NAV as on June 30, 2017: ` 83.5184
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Equity Opportunities Fund 16.90 10.86 17.50 18.89B: S&P BSE 100 16.88 8.36 13.28 13.79AB: S&P BSE Sensex 14.53 6.75 12.13 13.54Value of `10000 Invested
Reliance Equity Opportunities Fund 11,690 13,628 22,417 83,505B: S&P BSE 100 11,688 12,726 18,667 48,771AB: S&P BSE Sensex 11,453 12,167 17,737 47,473Inception Date: Mar 28, 2005Fund Manager: Sailesh Raj Bhan (Since Mar 2005)
Reliance Regular Savings Fund - Balanced Option (RRSF-B)NAV as on June 30, 2017: ` 50.3497
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Regular Savings Fund - Balanced Option 20.05 14.38 17.46 14.33B: CRISIL Balanced Fund - Aggressive Index 13.85 9.08 11.73 11.65AB: S&P BSE Sensex 14.53 6.75 12.13 13.29Value of `10000 InvestedReliance Regular Savings Fund - Balanced Option 12,005 14,970 22,379 50,339B: CRISIL Balanced Fund - Aggressive Index 11,385 12,982 17,423 37,808AB: S&P BSE Sensex 11,453 12,167 17,737 45,083Inception Date: Jun 8, 2005Fund Manager: Sanjay Parekh (Since Apr 2012) & Amit Tripathi (Since Aug 2010)
Reliance Equity Savings Fund (RESF)NAV as on June 30, 2017: ` 11.8802
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Equity Savings Fund 13.17 N.A. N.A. 8.60B: Custom Benchmark** 9.87 N.A. N.A. 7.38AB: S&P BSE Sensex 14.53 N.A. N.A. 5.17Value of `10000 Invested
Reliance Equity Savings Fund 11,317 N.A. N.A. 11,880B: Custom Benchmark** 10,987 N.A. N.A. 11,603AB: S&P BSE Sensex 11,453 N.A. N.A. 11,110Inception Date: May 30, 2015Fund Manager: Sanjay Parekh (Since May 2015) & Anju Chhajer (Since May 2015)** 40%Crisil Liquid Fund+30%Crisil Short Term Bond Fund+30%Nifty 50As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance Banking Fund (RBF)NAV as on June 30, 2017: ` 247.0130
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Banking Fund 38.04 18.27 20.77 25.52B: Nifty 500 Banks Index 29.18 13.67 16.36 21.04AB: S&P BSE Sensex 14.53 6.75 12.13 17.72Value of `10000 Invested
Reliance Banking Fund 13,804 16,551 25,718 246,904B: Nifty 500 Banks Index 12,918 14,691 21,347 147,892AB: S&P BSE Sensex 11,453 12,167 17,737 99,879Inception Date: May 26, 2003
Fund Manager: Shrey Loonker (Since Sep 2010)
Reliance Diversified Power Sector Fund (RDPSF)NAV as on June 30, 2017: ` 97.5451
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Diversified Power Sector Fund 29.79 8.40 12.46 18.91B: S&P BSE Power Index 11.50 -1.36 2.29 NAAB: S&P BSE Sensex 14.53 6.75 12.13 13.76Value of `10000 Invested
Reliance Diversified Power Sector Fund 12,979 12,740 18,000 97,584B: S&P BSE Power Index 11,150 9,597 11,200 NAAB: S&P BSE Sensex 11,453 12,167 17,737 54,507Inception Date: May 8, 2004Fund Manager: Sunil Singhania (Since May 2004) & Sanjay Doshi (Since Jan 2017)
Reliance Media & Entertainment Fund (RMEF)NAV as on June 30, 2017: ` 63.3114
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Media & Entertainment Fund 9.31 9.11 17.83 15.57B: Nifty 500 Media & Entertainment Index 14.10 12.36 19.71 13.25AB: S&P BSE Sensex 14.53 6.75 12.13 14.36Value of `10000 InvestedReliance Media & Entertainment Fund 10,931 12,993 22,734 63,338B: Nifty 500 Media & Entertainment Index 11,410 14,190 24,607 48,902 AB: S&P BSE Sensex 11,453 12,167 17,737 55,380Inception Date: Sep 30, 2004
Fund Manager: Sailesh Raj Bhan (Since Oct 2004)
Reliance Pharma Fund (RPF)NAV as on June 30, 2017: ` 128.5538
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Pharma Fund -4.13 9.81 17.04 21.57B: S&P BSE Healthcare -8.41 7.37 15.55 15.18AB: S&P BSE Sensex 14.53 6.75 12.13 15.14Value of `10000 Invested
Reliance Pharma Fund 9,587 13,245 21,981 128,603B: S&P BSE Healthcare 9,159 12,380 20,615 63,476AB: S&P BSE Sensex 11,453 12,167 17,737 63,188Inception Date: Jun 5, 2004Fund Manager: Sailesh Raj Bhan (Since Oct 2004)
Reliance Tax Saver (ELSS) Fund (RTSF)NAV as on June 30, 2017: ` 57.8317
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Tax Saver (ELSS) Fund 25.01 14.50 22.27 16.06B: S&P BSE 100 16.88 8.36 13.28 11.92AB: S&P BSE Sensex 14.53 6.75 12.13 11.60Value of `10000 Invested
Reliance Tax Saver (ELSS) Fund 12,501 15,017 27,358 57,811B: S&P BSE 100 11,688 12,726 18,667 37,685AB: S&P BSE Sensex 11,453 12,167 17,737 36,435Inception Date: Sep 21, 2005Fund Manager: Ashwani Kumar (Since Sep 2005)
Reliance Arbitrage Advantage Fund (RAAF)NAV as on June 30, 2017: ` 17.0118
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Arbitrage Advantage Fund 6.25 7.07 7.89 8.23B: Crisil Liquid Fund Index 6.86 7.83 8.25 8.27AB: S&P BSE Sensex 14.53 6.75 12.13 6.31Value of `10000 Invested
Reliance Arbitrage Advantage Fund 10,625 12,277 14,625 17,008B: Crisil Liquid Fund Index 10,686 12,540 14,871 17,050AB: S&P BSE Sensex 11,453 12,167 17,737 15,082Inception Date: Oct 14, 2010Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
July 201758 Fundamentals
SCHEME PERFORMANCE
Reliance Japan Equity Fund (RJEF)NAV as on June 30, 2017: ` 11.0885
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Japan Equity Fund 11.92 N.A. N.A. 3.70B: TOPIX Index 29.38 N.A. N.A. 8.29AB: S&P BSE Sensex 14.53 N.A. N.A. 5.65Value of `10000 InvestedReliance Japan Equity Fund 11,192 N.A. N.A. 11,090B: TOPIX Index 12,938 N.A. N.A. 12,544AB: S&P BSE Sensex 11,453 N.A. N.A. 11,694Inception Date: Aug 26, 2014Fund Manager: Jahnvee Shah (Since Aug 2014) & Anju Chhajer (Since Aug 2014)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance US Equity Opportunities Fund (RUSEOF)NAV as on June 30, 2017: ` 11.3419
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance US Equity Opportunities Fund 14.66 N.A. N.A. 6.71B: S&P 500 15.46 N.A. N.A. 7.61AB: S&P BSE Sensex 14.53 N.A. N.A. 4.54Value of `10000 InvestedReliance US Equity Opportunities Fund 11,465 N.A. N.A. 11,343B: S&P 500 11,546 N.A. N.A. 11,529AB: S&P BSE Sensex 11,453 N.A. N.A. 10,899Inception Date: Jul 23, 2015
Fund Manager: Jahnvee Shah (Since Jul 2015) & Anju Chhajer (Since Jul 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance Retirement Fund - Wealth Creation Scheme (RRF-WC)NAV as on June 30, 2017: ` 12.1013
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Retirement Fund - Wealth Creation Scheme 19.94 N.A. N.A. 8.33B: S&P BSE 100 16.88 N.A. N.A. 5.22AB: S&P BSE Sensex 14.53 N.A. N.A. 3.43Value of `10000 InvestedReliance Retirement Fund - Wealth Creation Scheme 11,994 N.A. N.A. 12,101B: S&P BSE 100 11,688 N.A. N.A. 11,289AB: S&P BSE Sensex 11,453 N.A. N.A. 10,837Inception Date: Feb 11, 2015Fund Manager: Sanjay Parekh (Since Feb 2015) & Anju Chhajer (Since Feb 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance Liquidity Fund (RLQF)NAV as on June 30, 2017: ` 2481.3849
ParticularsSimple Annualised % CAGR %
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since InceptionReliance Liquidity Fund 6.61 6.41 6.39 6.85 7.90 8.42 7.84B: Crisil Liquid Fund Index 6.40 6.47 6.59 6.86 7.83 8.25 7.33AB: Crisil 1 Yr T-Bill Index 6.55 5.75 5.80 6.53 7.57 7.36 6.18Value of `10000 Invested
Reliance Liquidity Fund 10,011 10,024 10,049 10,685 12,565 14,988 24,825B: Crisil Liquid Fund Index 10,010 10,024 10,051 10,686 12,540 14,871 23,447AB: Crisil 1 Yr T-Bill Index 10,010 10,021 10,045 10,653 12,450 14,269 20,593Inception Date: Jun 16, 2005Fund Manager: Amit Tripathi (Since Jun 2005) & Vivek Sharma (Since Oct 2013)
Reliance Liquid Fund - Treasury Plan (RLF-TP)NAV as on June 30, 2017: ` 4018.2863
ParticularsSimple Annualised % CAGR %
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since InceptionReliance Liquid Fund - Treasury Plan 6.68 6.56 6.49 6.92 7.94 8.45 7.43B: Crisil Liquid Fund Index 6.40 6.47 6.59 6.86 7.83 8.25 6.97AB: Crisil 1 Yr T-Bill Index 6.55 5.75 5.80 6.53 7.57 7.36 5.94Value of `10000 Invested
Reliance Liquid Fund - Treasury Plan 10,011 10,024 10,050 10,692 12,579 15,009 26,441B: Crisil Liquid Fund Index 10,010 10,024 10,051 10,686 12,540 14,871 24,946AB: Crisil 1 Yr T-Bill Index 10,010 10,021 10,045 10,653 12,450 14,269 21,877Inception Date: Dec 9, 2003Fund Manager: Anju Chhajer (Since Oct 2013)
Reliance Liquid Fund - Cash Plan (RLF-CP)NAV as on June 30, 2017: ` 2579.3506
ParticularsSimple Annualised % CAGR %
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since InceptionReliance Liquid Fund - Cash Plan 5.44 5.47 5.56 5.97 7.14 7.71 6.27B: Crisil Liquid Fund Index 6.40 6.47 6.59 6.86 7.83 8.25 N.A.AB: Crisil 1 Yr T-Bill Index 6.55 5.75 5.80 6.53 7.57 7.36 5.99Value of `10000 Invested
Reliance Liquid Fund - Cash Plan 10,009 10,020 10,043 10,597 12,297 14,503 25,780B: Crisil Liquid Fund Index 10,010 10,024 10,051 10,686 12,540 14,871 N.A.AB: Crisil 1 Yr T-Bill Index 10,010 10,021 10,045 10,653 12,450 14,269 24,742Inception Date: Dec 7, 2001Fund Manager: Anju Chhajer (Since Oct 2013) & Vivek Sharma (Since Oct 2013)
July 2017Fundamentals 59
SCHEME PERFORMANCE
Reliance Money Manager Fund (RMMF)NAV as on June 30, 2017: ` 2281.8546
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Money Manager Fund 7.78 8.28 8.71 8.35B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.62AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.45Value of `10000 Invested
Reliance Money Manager Fund 10,778 12,698 15,190 22,820B: Crisil Liquid Fund Index 10,686 12,540 14,871 21,287AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 19,022Inception Date: Mar 20, 2007Fund Manager: Amit Tripathi (Since Mar 2007) & Anju Chhajer (Since Oct 2009)
Reliance Medium Term Fund (RMTF)NAV as on June 30, 2017: ` 34.7244
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Medium Term Fund 8.31 8.64 8.77 7.69B: Crisil Short Term Bond Fund Index 8.88 9.12 9.09 NAAB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.39Value of `10000 InvestedReliance Medium Term Fund 10,831 12,825 15,232 34,724B: Crisil Short Term Bond Fund Index 10,888 12,996 15,457 NAAB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 28,314Inception Date: Sep 14, 2000
Fund Manager: Amit Tripathi (Since Oct 2008) & Anju Chhajer (Since Oct 2009)
Reliance Banking & PSU Debt Fund (RBPSUDF)NAV as on June 30, 2017: ` 12.0531
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Banking & PSU Debt Fund 9.36 N.A. N.A. 9.17B: Crisil Short Term Bond Fund Index 8.88 N.A. N.A. 8.83AB: Crisil 1 Yr T-Bill Index 6.53 N.A. N.A. 7.21Value of `10000 InvestedReliance Banking & PSU Debt Fund 10,936 N.A. N.A. 12,054B: Crisil Short Term Bond Fund Index 10,888 N.A. N.A. 11,974AB: Crisil 1 Yr T-Bill Index 10,653 N.A. N.A. 11,597Inception Date: May 15, 2015
Fund Manager: Anju Chhajer (Since May 2015) & Vivek Sharma (Since May 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance Floating Rate Fund - Short Term Plan (RFRF-STP)NAV as on June 30, 2017: ` 26.2963
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Floating Rate Fund - Short Term Plan 8.26 8.72 8.72 7.81B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.15AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.08Value of `10000 InvestedReliance Floating Rate Fund - Short Term Plan 10,826 12,854 15,197 26,281B: Crisil Liquid Fund Index 10,686 12,540 14,871 24,287AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 21,349Inception Date: Aug 27, 2004
Fund Manager: Amit Tripathi (Since Oct 2007) & Vivek Sharma (Since Oct 2013)
Reliance Short Term Fund (RSTF)NAV as on June 30, 2017: ` 31.4487
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Short Term Fund 8.91 9.02 9.08 8.20B: Crisil Short Term Bond Fund Index 8.88 9.12 9.09 7.20AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 5.93Value of `10000 InvestedReliance Short Term Fund 10,891 12,960 15,450 31,459B: Crisil Short Term Bond Fund Index 10,888 12,996 15,457 27,486AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 23,112Inception Date: Dec 18, 2002
Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Regular Savings Fund - Debt Option (RRSF-D)NAV as on June 30, 2017: ` 23.1136
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Regular Savings Fund - Debt Option 9.45 9.41 9.40 7.19B: Crisil Composite Bond Fund Index 11.47 10.91 9.58 7.41AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 6.76Value of `10000 InvestedReliance Regular Savings Fund - Debt Option 10,945 13,100 15,678 23,116B: Crisil Composite Bond Fund Index 11,147 13,647 15,808 23,695AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 22,022Inception Date: Jun 08, 2005
Fund Manager: Prashant Pimple (Since Aug 2010)
Reliance Corporate Bond Fund (RCBF)NAV as on June 30, 2017: ` 13.4618
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Corporate Bond Fund 11.07 10.34 N.A. 10.37B: Crisil Composite Bond Fund Index 11.47 10.91 N.A. 10.89AB: Crisil 10 Yr Gilt Index 11.69 11.15 N.A. 11.12Value of `10000 InvestedReliance Corporate Bond Fund 11,107 13,437 N.A. 13,463B: Crisil Composite Bond Fund Index 11,147 13,647 N.A. 13,655AB: Crisil 10 Yr Gilt Index 11,169 13,736 N.A. 13,741Inception Date: Jun 26, 2014
Fund Manager: Prashant Pimple (Since Jun 2014)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance Income Fund (RIF)NAV as on June 30, 2017: ` 54.8945
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Income Fund 11.72 10.42 8.93 9.12B: Crisil Composite Bond Fund Index 11.47 10.91 9.58 N.A.AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 N.A.Value of `10000 InvestedReliance Income Fund 11,172 13,467 15,344 54,878B: Crisil Composite Bond Fund Index 11,147 13,647 15,808 N.A.AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 N.A.Inception Date: Jan 01, 1998
Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Dynamic Bond Fund (RDBF)NAV as on June 30, 2017: ` 23.0894
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Dynamic Bond Fund 12.24 10.77 9.76 6.85B: Crisil Composite Bond Fund Index 11.47 10.91 9.58 7.45AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 6.98Value of `10000 InvestedReliance Dynamic Bond Fund 11,224 13,595 15,938 23,090B: Crisil Composite Bond Fund Index 11,147 13,647 15,808 24,782AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 23,447Inception Date: Nov 15, 2004
Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Gilt Securities Fund (RGSF)NAV as on June 30, 2017: ` 22.7401
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Gilt Securities Fund 15.32 12.96 10.90 9.72B: I-Sec Li-BEX 13.20 12.68 10.74 10.85AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 8.13Value of `10000 InvestedReliance Gilt Securities Fund 11,532 14,418 16,784 22,748B: I-Sec Li-BEX 11,320 14,312 16,665 24,915AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 19,988Inception Date: Aug 22, 2008
Fund Manager: Prashant Pimple (Since Oct 2008)
July 201760 Fundamentals
Reliance Monthly Income Plan (RMIP)NAV as on June 30, 2017: ` 39.8548
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Monthly Income Plan 12.29 10.86 11.05 10.77B: Crisil MIP Blended Fund Index 12.07 10.56 10.15 8.06AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 5.78Value of `10000 InvestedReliance Monthly Income Plan 11,229 13,628 16,898 39,833B: Crisil MIP Blended Fund Index 11,207 13,518 16,224 28,503AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 21,367Inception Date: Dec 29, 2003Fund Manager: Amit Tripathi (Since Oct 2008) & Sanjay Parekh (Since Apr 2012)
Reliance Retirement Fund - Income Generation Scheme (RRF-IG)NAV as on June 30, 2017: ` 12.0631
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Retirement Fund - Income Generation Scheme 13.35 N.A. N.A. 8.19B: Crisil MIP Blended Fund Index 12.07 N.A. N.A. 9.09AB: Crisil 10 Yr Gilt Index 11.69 N.A. N.A. 9.50Value of `10000 InvestedReliance Retirement Fund - Income Generation Scheme 11,335 N.A. N.A. 12,064B: Crisil MIP Blended Fund Index 11,207 N.A. N.A. 12,304AB: Crisil 10 Yr Gilt Index 11,169 N.A. N.A. 12,415Inception Date: Feb 11, 2015Fund Manager: Anju Chhajer (Since Feb 2015) & Sanjay Parekh (Since Feb 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance ETF Nifty BeES (NIFTYBEES)NAV as on June 30, 2017: ` 977.0450
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Nifty BeES 15.80 8.74 13.59 16.57B: Nifty 50 Index 14.88 7.74 12.50 15.38AB: Nifty 50 Index 14.88 7.74 12.50 15.38TRI: Nifty 50 16.28 9.06 13.86 17.06Value of `10000 InvestedReliance ETF Nifty BeES 11,580 12,861 18,924 107,919B: Nifty 50 Index 11,488 12,509 18,032 92,036AB: Nifty 50 Index 11,488 12,509 18,032 92,036TRI: Nifty 50 11,628 12,976 19,144 115,174Inception Date: Dec 28, 2001Fund Manager: Payal Wadhwa Kaipunjal (Since May 2014)
Reliance ETF Sensex (RELSENSEX)NAV as on June 30, 2017: ` 320.9739
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Sensex 15.87 N.A. N.A. 6.73B: S&P BSE Sensex 14.53 N.A. N.A. 5.38AB: Nifty 50 14.88 N.A. N.A. 6.48TRI: S&P BSE Sensex 15.96 N.A. N.A. 6.82Value of `10000 InvestedReliance ETF Sensex 11,587 N.A. N.A. 11,975B: S&P BSE Sensex 11,453 N.A. N.A. 11,560AB: Nifty 50 11,488 N.A. N.A. 11,897TRI: S&P BSE Sensex 11,596 N.A. N.A. 12,004Inception Date: Sep 24, 2014Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance ETF NV20 (RELNV20)NAV as on June 30, 2017: ` 415.3257
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF NV20 12.00 N.A. N.A. 5.57B: Nifty 50 Value 20 10.51 N.A. N.A. 4.10AB: S&P BSE Sensex 14.53 N.A. N.A. 6.66TRI: Nifty 50 Value 20 12.43 N.A. N.A. 5.99Value of `10000 InvestedReliance ETF NV20 11,200 N.A. N.A. 11,167B: Nifty 50 Value 20 11,051 N.A. N.A. 10,852AB: S&P BSE Sensex 11,453 N.A. N.A. 11,403TRI: Nifty 50 Value 20 11,243 N.A. N.A. 11,257Inception Date: Jun 18, 2015Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
SCHEME PERFORMANCE
Reliance ETF Junior BeES (JUNIORBEES)NAV as on June 30, 2017: ` 266.2555
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Junior BeES 28.94 17.18 21.44 22.90B: Nifty Next 50 27.86 16.76 21.03 22.64AB: Nifty 50 Index 14.88 7.74 12.50 16.47TRI: Nifty Next 50 30.64 18.44 22.70 24.36Value of `10000 InvestedReliance ETF Junior BeES 12,894 16,097 26,441 193,356B: Nifty Next 50 12,786 15,925 25,997 187,563AB: Nifty 50 Index 11,488 12,509 18,032 89,356TRI: Nifty Next 50 13,064 16,624 27,831 229,225Inception Date: Feb 21, 2003Fund Manager: Payal Wadhwa Kaipunjal (Since May 2008)
Reliance ETF Nifty 100 (RELCNX100)NAV as on June 30, 2017: ` 100.4847
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Nifty 100 17.34 9.65 N.A. 14.92B: Nifty 100 16.86 9.11 N.A. 14.35AB: S&P BSE Sensex 14.53 6.75 N.A. 12.43TRI: Nifty 100 18.48 10.55 N.A. 15.91Value of `10000 InvestedReliance ETF Nifty 100 11,734 13,187 N.A. 18,126B: Nifty 100 11,686 12,993 N.A. 17,744AB: S&P BSE Sensex 11,453 12,167 N.A. 16,505TRI: Nifty 100 11,848 13,515 N.A. 18,804Inception Date: Mar 22, 2013Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance ETF Consumption (RELCONS)NAV as on June 30, 2017: ` 45.1608
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Consumption 17.70 15.33 N.A. 17.60B: Nifty India Consumption 16.44 14.02 N.A. 16.31AB: S&P BSE Sensex 14.53 6.75 N.A. 10.28TRI: Nifty India Consumption 17.64 15.32 N.A. 10.28Value of `10000 InvestedReliance ETF Consumption 11,770 15,346 N.A. 16,920B: Nifty India Consumption 11,644 14,829 N.A. 16,325AB: S&P BSE Sensex 11,453 12,167 N.A. 13,736TRI: Nifty India Consumption 11,764 15,342 N.A. 13,737Inception Date: Apr 3, 2014Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance ETF Dividend Opportunities (RELDIVOPP)NAV as on June 30, 2017: ` 25.6547
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Dividend Opportunities 23.73 7.04 N.A. 13.28B: Nifty Dividend Opportunities 50 20.52 4.21 N.A. 10.46AB: S&P BSE Sensex 14.53 6.75 N.A. 10.43TRI: Nifty Dividend Opportunities 50 23.95 7.03 N.A. 13.35Value of `10000 InvestedReliance ETF Dividend Opportunities 12,373 12,266 N.A. 14,924B: Nifty Dividend Opportunities 50 12,052 11,318 N.A. 13,764AB: S&P BSE Sensex 11,453 12,167 N.A. 13,752TRI: Nifty Dividend Opportunities 50 12,395 12,263 N.A. 14,954Inception Date: Apr 15, 2014Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance ETF Infra BeES (INFRABEES)NAV as on June 30, 2017: ` 324.6447
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Infra BeES 12.95 -1.34 6.17 -2.04B: Nifty Infrastructure Index 12.50 -1.72 5.79 -2.19AB: Nifty 50 Index 14.88 7.74 12.50 7.10TRI: Nifty Infrastructure Index 14.16 -0.43 7.19 -1.05Value of `10000 InvestedReliance ETF Infra BeES 11,295 9,603 13,494 8,700B: Nifty Infrastructure Index 11,250 9,492 13,248 8,610AB: Nifty 50 Index 11,488 12,509 18,032 15,895TRI: Nifty Infrastructure Index 11,416 9,871 14,155 9,312Inception Date: Sep 29, 2010Fund Manager: Payal Wadhwa Kaipunjal (Since Nov 2016)
July 2017Fundamentals 61
SCHEME PERFORMANCE
Reliance ETF Bank BeES (BANKBEES)NAV as on June 30, 2017: ` 2355.2299
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Bank BeES 29.62 15.42 18.28 19.48B: Nifty Bank Index 29.42 15.04 17.53 18.43AB: Nifty 50 Index 14.88 7.74 12.50 14.66TRI: Nifty Bank Index 30.24 15.93 18.57 20.04Value of `10000 InvestedReliance ETF Bank BeES 12,962 15,382 23,172 102,961B: Nifty Bank Index 12,942 15,230 22,445 91,717AB: Nifty 50 Index 11,488 12,509 18,032 60,031TRI: Nifty Bank Index 13,024 15,586 23,451 109,456Inception Date: May 27, 2004
Fund Manager: Payal Wadhwa Kaipunjal (Since May 2014)
Reliance ETF PSU Bank BeES (PSUBNKBEES)NAV as on June 30, 2017: ` 368.3317
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF PSU Bank BeES 21.31 -4.64 1.61 3.69B: Nifty PSU Bank 21.19 -5.19 0.26 2.38AB: Nifty 50 Index 14.88 7.74 12.50 5.69TRI: Nifty PSU Bank 21.98 -4.26 1.70 4.19Value of `10000 InvestedReliance ETF PSU Bank BeES 12,131 8,670 10,832 14,205B: Nifty PSU Bank 12,119 8,521 10,131 12,559AB: Nifty 50 Index 11,488 12,509 18,032 17,094TRI: Nifty PSU Bank 12,198 8,775 10,878 14,878Inception Date: Oct 25, 2007
Fund Manager: Payal Wadhwa Kaipunjal (Since May 2008)
Reliance ETF Shariah BeES (SHARIABEES)NAV as on June 30, 2017: ` 220.5109
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Shariah BeES 17.08 9.13 13.75 15.87B: Nifty 50 Shariah Index 16.99 8.88 13.45 15.40AB: Nifty 50 Index 14.88 7.74 12.50 15.93TRI: Nifty 50 Shariah Index 18.42 10.25 14.94 16.92Value of `10000 InvestedReliance ETF Shariah BeES 11,708 13,000 19,057 33,911B: Nifty 50 Shariah Index 11,699 12,911 18,807 32,788AB: Nifty 50 Index 11,488 12,509 18,032 34,057TRI: Nifty 50 Shariah Index 11,842 13,405 20,071 36,540Inception Date: Mar 18, 2009
Fund Manager: Payal Wadhwa Kaipunjal (Since Nov 2016)
Reliance ETF Hang Seng BeES (HNGSNGBEES)NAV as on June 30, 2017: ` 2538.9468
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Hang Seng BeES 19.51 8.21 11.30 10.31B: Hang Seng Index 23.90 3.57 5.79 2.70AB: Nifty 50 Index 14.88 7.74 12.50 8.90TRI: Hang Seng Index (INR) 21.39 9.50 12.60 11.42Value of `10000 InvestedReliance ETF Hang Seng BeES 11,951 12,673 17,090 20,499B: Hang Seng Index 12,390 11,111 13,254 12,152AB: Nifty 50 Index 11,488 12,509 18,032 18,658TRI: Hang Seng Index (INR) 12,139 13,131 18,107 22,063Inception Date: Mar 09, 2010
Fund Manager: Jahnvee Shah (Since Apr 2017) & Siddharth Deb (Since Nov 2016)
CPSE ETF (CPSEETF)NAV as on June 30, 2017: ` 25.9945
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionCPSE ETF 23.85 -0.58 N.A. 13.00B: Nifty CPSE Index 18.56 -4.17 N.A. 5.08AB: Nifty 50 Index 14.88 7.74 N.A. 11.40TRI: Nifty CPSE Index 24.13 -0.60 N.A. 8.68Value of `10000 InvestedCPSE ETF 12,385 9,827 N.A. 14,895B: Nifty CPSE Index 11,856 8,799 N.A. 11,753AB: Nifty 50 Index 11,488 12,509 N.A. 14,219TRI: Nifty CPSE Index 12,413 9,822 N.A. 13,119Inception Date: Mar 28, 2014
Fund Manager: Payal Wadhwa Kaipunjal (Since Mar 2014)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance ETF Liquid BeES (LIQUIDBEES)NAV as on June 30, 2017: ` 1000.0000
Particulars
Simple Annualised % CAGR %
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since Inception
Reliance ETF Liquid BeES 6.33 5.87 5.57 5.43 5.93 5.98 4.61B: Crisil Liquid Fund Index 6.40 6.47 6.59 6.86 7.83 8.25 6.89AB: Crisil 1 Yr T-Bill Index 6.55 5.75 5.80 6.53 7.57 7.36 5.93Value of `10000 InvestedReliance ETF Liquid BeES 10,010 10,023 10,044 10,543 11,889 13,375 18,775 B: Crisil Liquid Fund Index 10,010 10,024 10,051 10,686 12,540 14,871 25,400 AB: Crisil 1 Yr T-Bill Index 10,010 10,021 10,045 10,653 12,450 14,269 22,400 Inception Date: Jul 08, 2003
Fund Manager: Siddharth Deb (Since Nov 2012)
Reliance ETF Gold BeES (GOLDBEES)NAV as on June 30, 2017: ` 2633.3956
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance ETF Gold BeES -9.69 0.26 -1.44 10.43B: Domestic Prices of Gold -9.13 1.05 -0.55 11.49AB: N.A. N.A. N.A. N.A. N.A.Value of `10000 InvestedReliance ETF Gold BeES 9,031 10,078 9,300 27,841B: Domestic Prices of Gold 9,087 10,317 9,729 30,728AB: N.A. N.A. N.A. N.A. N.A.Inception Date: Mar 8, 2007
Fund Manager: Payal Wadhwa Kaipunjal (Since Mar 2014)
Reliance Gold Savings Fund (RGOLDSF)NAV as on June 30, 2017: `12.2981
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Gold Savings Fund -7.41 -1.01 -2.34 3.33B: Domestic Prices of Gold -9.13 1.05 -0.55 5.02AB: N.A. N.A. N.A. N.A. N.A.Value of `10000 InvestedReliance Gold Savings Fund 9,259 9,700 8,882 12,300B: Domestic Prices of Gold 9,087 10,317 9,729 13,632AB: N.A. N.A. N.A. N.A. N.A.Inception Date: Mar 7, 2011
Fund Manager: Payal Wadhwa Kaipunjal (Since Jan 2017)
Reliance Interval Fund - Monthly Interval Fund - Series I (RIF-MIF-S1)NAV as on June 30, 2017: ` 21.9061
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Monthly Interval Fund - Series I 6.65 7.59 8.12 7.91B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.62AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.46Value of `10000 InvestedReliance Interval Fund - Monthly Interval Fund - Series I 10,665 12,457 14,781 21,907B: Crisil Liquid Fund Index 10,686 12,540 14,871 21,308AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 19,057Inception Date: Mar 15, 2007
Fund Manager: Amit Tripathi (Since Mar 2007)
July 201762 Fundamentals
Reliance Interval Fund - Monthly Interval Fund - Series II (RIF-MIF-S2)NAV as on June 30, 2017: ` 21.8655
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Monthly Interval Fund - Series II 6.26 7.41 8.09 7.92B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.61AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.48Value of `10000 InvestedReliance Interval Fund - Monthly Interval Fund - Series II 10,632 12,421 14,785 21,748B: Crisil Liquid Fund Index 10,696 12,564 14,888 21,120AB: Crisil 1 Yr T-Bill Index 10,668 12,470 14,279 18,968Inception Date: Mar 29, 2007
Fund Manager: Amit Tripathi (Since Mar 2007)
Reliance Interval Fund - Quarterly Interval Fund - Series I (RIF-QIF-S1)NAV as on June 30, 2017: ` 22.3460
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Quarterly Interval Fund - Series I 6.68 7.61 8.18 8.16B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.59AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.47Value of `10000 InvestedReliance Interval Fund - Quarterly Interval Fund - Series I 10,668 12,464 14,823 22,344B: Crisil Liquid Fund Index 10,686 12,540 14,871 21,166AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 19,013Inception Date: Apr 03, 2007
Fund Manager: Amit Tripathi (Since Apr 2007)
Reliance Interval Fund - Quarterly Interval Fund - Series IINAV as on June 30, 2017: ` 22.4974
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Quarterly Interval Fund - Series II 6.68 7.92 8.52 8.31B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.56AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.44Value of `10000 InvestedReliance Interval Fund - Quarterly Interval Fund - Series II 10,668 12,572 15,057 22,496B: Crisil Liquid Fund Index 10,686 12,540 14,871 20,963AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 18,849Inception Date: May 07, 2007
Fund Manager: Amit Tripathi (Since May 2007)
Reliance Interval Fund - Quarterly Interval Fund - Series IIINAV as on June 30, 2017: ` 22.3140
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Quarterly Interval Fund - Series III 6.61 7.81 8.42 8.29B: Crisil Liquid Fund Index 6.86 7.83 8.25 7.53AB: Crisil 1 Yr T-Bill Index 6.53 7.57 7.36 6.44
Value of `10000 Invested
Reliance Interval Fund - Quarterly Interval Fund - Series III 10,661 12,533 14,988 22,307B: Crisil Liquid Fund Index 10,686 12,540 14,871 20,779AB: Crisil 1 Yr T-Bill Index 10,653 12,450 14,269 18,752Inception Date: Jun 06, 2007
Fund Manager: Amit Tripathi (Since Jun 2007)
Reliance Interval Fund - Annual Interval Fund - Series INAV as on June 30, 2017: ` 16.6741
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund - Annual Interval Fund - Series I 7.51 8.11 8.38 8.74B: Crisil Short Term Bond Fund Index 8.88 9.12 9.09 9.07AB: Crisil 10 Yr Gilt Index 11.69 11.15 8.46 8.32Value of `10000 Invested
Reliance Interval Fund - Annual Interval Fund - Series I 10,751 12,638 14,960 16,673B: Crisil Short Term Bond Fund Index 10,888 12,996 15,457 16,985AB: Crisil 10 Yr Gilt Index 11,169 13,736 15,016 16,284Inception Date: May 26, 2011
Fund Manager: Amit Tripathi (Since May 2011)
SCHEME PERFORMANCE
Reliance Yearly Interval Fund - Series 1 (RYIF-S1)NAV as on June 30, 2017: ` 14.3457
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Yearly Interval Fund - Series 1 7.16 8.18 N.A. 8.48B: Crisil Short Term Bond Fund Index 8.88 9.12 N.A. 9.07AB: Crisil 1 Yr T-Bill Index 6.53 7.57 N.A. 7.22Value of `10000 InvestedReliance Yearly Interval Fund - Series 1 10,716 12,663 N.A. 14,348B: Crisil Short Term Bond Fund Index 10,888 12,996 N.A. 14,698AB: Crisil 1 Yr T-Bill Index 10,653 12,450 N.A. 13,624Inception Date: Jan 23, 2013Fund Manager: Amit Tripathi (Since Jan 2013)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance Yearly Interval Fund - Series 2 (RYIF-S2)NAV as on June 30, 2017: ` 14.4017
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Yearly Interval Fund - Series 2 7.15 8.30 N.A. 8.65B: Crisil Short Term Bond Fund Index 8.88 9.12 N.A. 9.11AB: Crisil 1 Yr T-Bill Index 6.53 7.57 N.A. 7.23Value of `10000 InvestedReliance Yearly Interval Fund - Series 2 10,715 12,705 N.A. 14,402B: Crisil Short Term Bond Fund Index 10,888 12,996 N.A. 14,672AB: Crisil 1 Yr T-Bill Index 10,653 12,450 N.A. 13,593Inception Date: Feb 6, 2013Fund Manager: Amit Tripathi (Since Feb 2013)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance Yearly Interval Fund - Series 9 (RYIF-S9)NAV as on June 30, 2017: ` 13.6943
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Yearly Interval Fund - Series 9 7.32 8.06 N.A. 8.15B: Crisil Short Term Bond Fund Index 8.88 9.12 N.A. 9.07AB: Crisil 1 Yr T-Bill Index 6.53 7.57 N.A. 7.17Value of `10000 InvestedReliance Yearly Interval Fund - Series 9 10,732 12,621 N.A. 13,695B: Crisil Short Term Bond Fund Index 10,888 12,996 N.A. 14,169AB: Crisil 1 Yr T-Bill Index 10,653 12,450 N.A. 13,204Inception Date: Jun 26, 2013Fund Manager: Amit Tripathi (Since Jun 2013)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance Interval Fund II - Series 4 (RIF-II-S4)NAV as on June 30, 2017: ` 13.2764
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund II - Series 4 6.98 7.76 N.A. 8.02B: Crisil Short Term Bond Fund Index 8.88 9.12 N.A. 9.26AB: Crisil 1 Yr T-Bill Index 6.53 7.57 N.A. 7.65Value of `10000 InvestedReliance Interval Fund II - Series 4 10,698 12,516 N.A. 13,277B: Crisil Short Term Bond Fund Index 10,888 12,996 N.A. 13,845AB: Crisil 1 Yr T-Bill Index 10,653 12,450 N.A. 13,110Inception Date: Oct 28, 2013Fund Manager: Anju Chhajer (Since Oct 2013)As the Scheme has completed more than 3 year but less than 5 years, the performance details of since inception,1 year and 3 years are provided herein.
Reliance Interval Fund III - Series 1 (RIF-III-S1)NAV as on June 30, 2017: ` 12.3103
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund III - Series 1 7.02 N.A. N.A. 7.82B: Crisil Short Term Bond Fund Index 8.88 N.A. N.A. 9.09AB: Crisil 1 Yr T-Bill Index 6.53 N.A. N.A. 7.54Value of `10000 InvestedReliance Interval Fund III - Series 1 10,702 N.A. N.A. 12,311B: Crisil Short Term Bond Fund Index 10,888 N.A. N.A. 12,716AB: Crisil 1 Yr T-Bill Index 10,653 N.A. N.A. 12,223Inception Date: Sep 26, 2014Fund Manager: Amit Tripathi (Since Sep 2014)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
July 2017Fundamentals 63
SCHEME PERFORMANCE
Reliance Interval Fund IV - Series 2 (RIF-IV-S2)NAV as on June 30, 2017: ` 11.8159
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund IV - Series 2 9.18 NA NA 8.85B: Crisil Composite Bond Fund Index 11.47 NA NA 10.79AB: Crisil 10 Yr Gilt Index 11.69 NA NA 10.92Value of `10000 InvestedReliance Interval Fund IV - Series 2 10,918 NA NA 11,815B: Crisil Composite Bond Fund Index 11,147 NA NA 12,233AB: Crisil 10 Yr Gilt Index 11,169 NA NA 12,261Inception Date: Jul 13, 2015
Fund Manager: Amit Tripathi (Since Jul 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Reliance Interval Fund IV - Series 3 (RIF-IV-S3)NAV as on June 30, 2017: ` 11.6029
ParticularsCAGR %
1 Year 3 Years 5 Years Since InceptionReliance Interval Fund IV - Series 3 8.11 NA NA 7.95B: Crisil Composite Bond Fund Index 11.47 NA NA 10.73AB: Crisil 10 Yr Gilt Index 11.69 NA NA 10.81Value of `10000 Invested
Reliance Interval Fund IV - Series 3 10,811 NA NA 11,602B: Crisil Composite Bond Fund Index 11,147 NA NA 12,189AB: Crisil 10 Yr Gilt Index 11,169 NA NA 12,207Inception Date: Jul 22, 2015Fund Manager: Amit Tripathi (Since Jul 2015)As the Scheme has completed more than 1 year but less than 3 years, the performance details of only since inception and 1 year are provided herein.
Performance as on June 30, 2017B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index$TR Index - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index stocks, thereby showing a true picture of returns.Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan), except for Reliance ETF Liquid BeES, where the performance provided are of Daily Dividend Re-in-vestment Plan. For Exchange Traded Funds of Reliance Mutual Fund, performance is provided at Scheme level using Dividend Reinvestment NAV's, since there are no separate plan/option under such Schemes.Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Performance of the schemes (wherever provided) are calculated basis CAGR for the past 1 year, 3 years, 5 years and since inception. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of LIQUIDBEES, returns are based on gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. Face value of scheme is `10/- per unit. Face Value of Reliance Money Manager Fund is `1000/- per unit. Face Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF Junior BeES is `1.25 per unit. Face value of Reliance ETF Liquid BeES is `1000 /- per unit. Face value of Reliane ETF Gold BeES is `100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.
Product Label (Reliance Interval Fund - A Debt Oriented Interval Scheme)
This product is suitable for investors who are seeking*:
Investors understand that their principalwill be at Moderately Low risk
� Regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals
• Investment infixed incomesecurities,moneymarketandG-Sec instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
July 201764 Fundamentals
Scheme Performance - Fund Manager wise as on June 30, 2017
Fund Manager: Sunil Singhania
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Growth Fund 24.16 16.88 15.60 8.36 19.28 13.28Reliance Diversified Power Sector Fund 29.79 11.50 8.40 -1.36 12.46 2.29Reliance Mid & Small Cap Fund 22.93 28.23 19.08 17.25 24.56 19.58Reliance Small Cap Fund 34.79 30.58 24.45 14.72 31.93 18.66
Note:a. Mr. Sunil Singhania manages 4 open-ended schemes of Reliance Mutual Fund.b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein.c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisementd. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Sailesh Raj Bhan
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Pharma Fund -4.13 -8.41 9.81 7.37 17.04 15.55
Reliance Media & Entertainment Fund 9.31 14.10 9.11 12.36 17.83 19.71
Reliance Equity Opportunities Fund 16.90 16.88 10.86 8.36 17.50 13.28
Reliance Top 200 Fund 24.41 18.08 13.79 9.91 18.63 14.16
Note:a. Mr. Sailesh Raj Bhan manages 4 open-ended schemes of Reliance Mutual Fund.b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein.c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisementd. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Ashwani Kumar
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Vision Fund 21.03 16.88 12.31 8.36 16.15 13.28Reliance Tax Saver (ELSS) Fund 25.01 16.88 14.50 8.36 22.27 13.28Reliance Top 200 Fund 24.41 18.08 13.79 9.91 18.63 14.16
Note: a. Mr. Ashwani Kumar manages 3 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Sanjay Parekh
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Monthly Income Plan 12.29 12.07 10.86 10.56 11.05 10.15
Reliance Regular Savings Fund - Balanced Option 20.05 13.85 14.38 9.08 17.46 11.73
Reliance Retirement Fund - Wealth Creation Scheme 19.94 16.88 N.A. N.A. N.A. N.A.
Reliance Retirement Fund - Income Generation Scheme 13.35 12.07 N.A. N.A. N.A. N.A.
Reliance Equity Savings Fund 13.17 9.87 N.A. N.A. N.A. N.A.
Note: a. Mr. Sanjay Parekh manages 5 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Samir Rachh
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Mid & Small Cap Fund 22.93 28.23 19.08 17.25 24.56 19.58
Reliance Small Cap Fund 34.79 30.58 24.45 14.72 31.93 18.66
Reliance Regular Savings Fund - Equity Option 20.33 16.88 13.98 8.36 18.47 13.28
Note: a. Mr. Samir Rachh manages 3 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
July 2017Fundamentals 65
Scheme Performance - Fund Manager wise as on June 30, 2017
Fund Manager: Payal Wadhwa Kaipunjal
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Top 3Reliance ETF Bank BeES* 29.62 29.42 15.42 15.04 18.28 17.53Reliance ETF Junior BeES* 28.94 27.86 17.18 16.76 21.44 21.03CPSE ETF* 23.85 18.56 -0.58 -4.17 N.A. N.A.Bottom 3Reliance Gold Savings Fund# -7.41 -9.13 -1.01 1.05 -2.34 -0.55Reliance ETF Gold BeES* -9.69 -9.13 0.26 1.05 -1.44 -0.55Reliance Arbitrage Advantage Fund# 6.25 6.86 7.07 7.83 7.89 8.25
Note: a. Ms. Payal Wadhwa Kaipunjal manages 17 open-ended schemes of Reliance Mutual Fund .b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns.c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisementd. Different plans shall have a different expense structure. #The performance details provided herein are of Growth Plan (Regular Plan). *The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund Manager: Shrey Loonker
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Banking Fund 38.04 29.18 18.27 13.67 20.77 16.36
Note: a. Mr. Shrey Loonker manages 1 open-ended scheme of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein is of Growth Plan (Regular Plan).
Fund Manager: Sanjay Doshi
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Diversified Power Sector Fund 29.79 11.50 8.40 -1.36 12.46 2.29
Note: a. Mr. Sanjay Doshi manages 1 open-ended scheme of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein is of Growth Plan (Regular Plan).
Fund Manager: Jahnvee Shah
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Japan Equity Fund# 11.92 29.38 N.A. N.A. N.A. N.A.Reliance US Equity Opportunities Fund# 14.66 15.46 N.A. N.A. N.A. N.A.Reliance ETF Hang Seng BeES* 19.51 23.90 8.21 3.57 11.30 5.79
Note: a. Ms. Jahnvee Shah manages 3 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. #The performance details provided herein are of Growth Plan (Regular Plan) *The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund Manager: Amit Tripathi
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Liquidity Fund 6.85 6.86 7.90 7.83 8.42 8.25Reliance Money Manager Fund 7.78 6.86 8.28 7.83 8.71 8.25Reliance Floating Rate Fund - Short Term Plan 8.26 6.86 8.72 7.83 8.72 8.25Reliance Monthly Income Plan 12.29 12.07 10.86 10.56 11.05 10.15Reliance Medium Term Fund 8.31 8.88 8.64 9.12 8.77 9.09Reliance Regular Savings Fund - Balanced Option 20.05 13.85 14.38 9.08 17.46 11.73
Note: a. Mr. Amit Tripathi manages 6 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
July 201766 Fundamentals
Scheme Performance - Fund Manager wise as on June 30, 2017
Fund Manager: Prashant Pimple
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Dynamic Bond Fund 12.24 11.47 10.77 10.91 9.76 9.58Reliance Income Fund 11.72 11.47 10.42 10.91 8.93 9.58Reliance Gilt Securities Fund 15.32 13.20 12.96 12.68 10.90 10.74Reliance Short Term Fund 8.91 8.88 9.02 9.12 9.08 9.09Reliance Regular Savings Fund - Debt Option 9.45 11.47 9.41 10.91 9.40 9.58Reliance Corporate Bond Fund 11.07 11.47 10.34 10.91 N.A. N.A.
Note: a. Mr. Prashant Pimple manages 7 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan) .
Fund Manager: Anju Chhajer
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Top 3Reliance Retirement Fund - Wealth Creation Scheme 19.94 16.88 N.A. N.A. N.A. N.A.Reliance Retirement Fund - Income Generation Scheme 13.35 12.07 N.A. N.A. N.A. N.A.Reliance US Equity Opportunites Fund 14.66 15.46 N.A. N.A. N.A. N.A.Bottom 3Reliance Liquid Fund - Cash Plan 5.97 6.86 7.14 7.83 7.71 8.25Reliance Liquid Fund - Treasury Plan 6.92 6.86 7.94 7.83 8.45 8.25Reliance Money Manager Fund 7.78 6.86 8.28 7.83 8.71 8.25
Note: a. Ms. Anju Chhajer manages 10 open-ended schemes of Reliance Mutual Fund .b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns.c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).
Fund Manager: Vivek Sharma
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Liquidity Fund 6.85 6.86 7.90 7.83 8.42 8.25Reliance Floating Rate Fund - Short Term Plan 8.26 6.86 8.72 7.83 8.72 8.25Reliance Liquid Fund - Cash Plan 5.97 6.86 7.14 7.83 7.71 8.25Reliance Banking & PSU Debt Fund 9.36 8.88 N.A. N.A. N.A. N.A.
Note: a. Mr. Vivek Sharma manages 4 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Siddharth Deb
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance ETF Liquid BeES@* 5.43 6.86 5.93 7.83 5.98 8.25Reliance ETF Hang Seng BeES* 19.51 23.90 8.21 3.57 11.30 5.79
Note: a. Mr. Siddharth Deb manages 2 open-ended schemes of Reliance Mutual Fund. b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. d. Different plans shall have a different expense structure. @The performance details provided herein are of Daily Dividend Re-investment Plan.*The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund Manager: Meenakshi Dawar
Scheme Name/sCAGR %
1 Year Return 3 Years Return 5 Years ReturnScheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Focused Large Cap Fund 21.98 14.88 11.24 7.74 17.25 12.50Reliance NRI Equity Fund 21.83 18.08 11.89 9.91 16.64 14.16Reliance Quant Plus Fund 19.67 14.88 7.75 7.74 12.29 12.50
Note: a. Ms. Meenakshi Dawar manages 3 open-ended schemes of Reliance Mutual Fund.b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other Investment. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of LIQUIDBEES, returns are based on gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. Face value of scheme is `10/- per unit. Face Value of Reliance Money Manager Fund is `1000/- per unit. Face Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF Junior BeES is `1.25/- per unit. Face value of Reliance ETF Liquid BeES is `1000/- per unit. Face value of Reliance ETF Gold BeES is `100/- per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.
July 2017Fundamentals 67
FUNDS AT A GLANCE
Scheme Name Reliance Vision Fund Reliance Top 200 Fund Reliance Quant Plus Fund Reliance NRI Equity Fund
Type of Scheme An open ended Equity Growth Scheme An open ended Diversified Equity Scheme
An open ended Equity Scheme An open ended Diversified Equity Scheme
Allotment Date October 8, 1995 August 8, 2007 April 18, 2008 November 15, 2004
Investment Objective The primary investment objective of the Scheme is to achieve long term growth of capital by investing in equity and equity related securities through a research based investment approach. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.
The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.
The investment objective of the Scheme is to generate capital appreciation through investment in equity and equity related instruments. The Scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model.
The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.
Fund Manager Ashwani Kumar# Sailesh Raj Bhan, Ashwani Kumar# Meenakshi Dawar#
Benchmark S&P BSE100 S&P BSE 200 Nifty 50 S&P BSE 200
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load•1%ifredeemedorswitchedoutonorbeforecompletionof
1 year from the date of allotment of units•Nilthereafter
• 0.25% of the applicable NAV ifredeemed or switched out on or before completion of 1 Month from the date of allotment of units
•Nilthereafter
•1% if redeemedorswitchedoutonorbeforecompletionof1year from the date of allotment of units
•Nilthereafter
Investment Plans/ Options •UnderbothDirectandotherthanDirectplan•GrowthPlan-GrowthOption•DividendPlan-Payout&ReinvestmentOption
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
Scheme Name Reliance Focused Large Cap Fund Reliance Index Fund - Nifty Plan
Reliance Index Fund - Sensex Plan
Reliance Growth Fund Reliance Mid & Small Cap Fund
Type of Scheme An open ended Diversified Equity Scheme
An open ended Index Linked Scheme
An open ended Index Linked Scheme
An open ended Equity Growth Scheme
An open ended Diversified Equity Scheme
Allotment Date March 28, 2006 September 28, 2010 September 28, 2010 October 8, 1995 December 26, 2006Investment Objective The primary investment objective of
the scheme is to seek to generate long term capital growth by predominantly investing in an active and concentrated portfolio of equity and equity related instruments upto 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments. The secondary objective of the scheme is to generate consistent returns by investing in debt and money market securities debt and money market securities.
The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.
The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.
The primary investment objective of the Scheme is to achieve long-term growth of capital by investment in equity and equity related securities through a research based investment approach. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.
The primary investment objective of the scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and Derivatives predominantly in Mid cap and small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends.
Fund Manager Meenakshi Dawar# Payal Wadhwa Kaipunjal Sunil Singhania# Samir Rachh, Sunil Singhania#Benchmark Nifty 50 Nifty 50 S&P BSE Sensex S&P BSE 100 S&P BSE MidSmall CapEntry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s
assessment of various factors including service rendered by the ARN Holder.
Exit Load•1%ifredeemedorswitchedout
on or before completion of 1 year from the date of allotment of units
•Nilthereafter
• 0.25% if redeemed or switched out on or beforecompletion of 7 days from the date of allotment of units
•Nilthereafter
•1% if redeemedorswitchedoutonorbeforecompletionof1yearfrom the date of allotment of units
•Nilthereafter
Investment Plans/ Options Under both Direct and other than Direct planGrowth Plan - Growth Option Dividend Plan - Payout & Reinvestment Option
Under both Direct and other than Direct planGrowth Plan - Growth Option Dividend Plan - Payout Option (Quarterly, Half yearly, Annual) & Reinvestment Option (Quarterly, Half yearly, Annual)
Under both Direct and other than Direct planGrowth Plan - Growth Option Dividend Plan - Payout & Reinvestment Option
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafterAdditional Purchase: `1000 & in multiples of `1 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
July 201768 Fundamentals
Scheme Name Reliance Small Cap Fund Reliance Regular Savings Fund - Equity Option
Reliance Equity Opportunities Fund
Reliance Regular Savings Fund - Balanced Option
Reliance Equity Savings Fund
Type of Scheme An open ended Equity Scheme An open ended scheme An open ended Diversified Equity Scheme
An open ended scheme An open ended Equity Scheme
Allotment Date September 16, 2010 June 8, 2005 March 28, 2005 June 8, 2005 May 30, 2015
Investment Objective The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.
The primary investment objective of this option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/ equity related securities.
The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.
The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in a mix of securities comprising of equity, equity related instruments & fixed income instruments.
The primary investment objective of this fund is to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
Fund Manager Samir Rachh, Sunil Singhania# Samir Rachh# Sailesh Raj Bhan# Sanjay Parekh, Amit Tripathi# Sanjay Parekh, Anju Chhajer#
BenchmarkS&P BSE Small Cap S&P BSE 100 S&P BSE 100
Crisil Balanced Fund - Aggressive Index
40%ofCrisilLiquidFundIndex+30%ofCrisilShortTermBondFundIndex+30%inNifty50
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load •1%ifredeemedorswitchedoutonorbeforecompletionof1yearfromthedateofallotmentof units
•Nilthereafter
•10%oftheunitsallottedshallbe redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption of units would be done on First in First Out Basis (FIFO)
• 1% if redeemed or switchedout on or before 12 months from the date of allotment of units
•Nilthereafter
(w.e.f.June13,2017)10%oftheunitsallotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):
•1%ifredeemedorswitchedoutonor before completion of 12 months from the date of allotment of units.
•Nilthereafter.
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout & Reinvestment Option
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc, Monthly, Quarterly) & Reinvestment Option (Adhoc, Monthly, Quarterly)
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafterAdditional Purchase: `1000 & in multiples of `1 thereafter
Purchase: `500 & in multiples of `1 thereafter
Additional Purchase: `500 & in multiples of `1 thereafter
Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
Purchase: `500 & in multiples of `1 thereafter
Additional Purchase: `500 & in multiples of `1 thereafter
Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
FUNDS AT A GLANCE
Scheme Name Reliance Banking Fund Reliance Diversified Power Sector Fund
Reliance Media & Entertainment Fund
Reliance Pharma Fund
Type of Scheme An open ended Banking Sector Scheme An open ended Power Sector Scheme
An open ended Media & Entertainment Sector Scheme
An open ended Pharma Sector Scheme
Allotment Date May 26, 2003 May 8, 2004 September 30, 2004 June 5, 2004Investment Objective The primary investment objective of the scheme
is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.
The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.
The primary investment objective of the scheme is to generate continuous returns by investing in equity and equity related or fixed income securities of Media & Entertainment and other associated companies.
The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies.
Fund Manager Shrey Loonker# Sunil Singhania, Sanjay Doshi# Sailesh Raj Bhan# Sailesh Raj Bhan#
BenchmarkNifty 500 Banks Index S&P BSE Power
Nifty 500 Media & Entertainment Index
S&P BSE Healthcare
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load •1%ifredeemedorswitchedoutonorbeforecompletionof1yearfromthedateofallotmentofunits•Nilthereafter
Investment Plans/ Options •Under both Direct and other than Direct plan •Growth Plan - Growth Option •Dividend Plan - Payout & ReinvestmentMinimum Application Amount Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
July 2017Fundamentals 69
FUNDS AT A GLANCE
Scheme Name Reliance Tax Saver (ELSS) Fund Reliance Arbitrage Advantage Fund Reliance Japan Equity Fund Reliance US Equity Opportunities Fund
Type of Scheme An open ended Equity Linked Savings Scheme
An open ended Arbitrage Scheme An open ended Diversified Equity Scheme
An open ended Diversified Equity Scheme
Allotment Date September 21, 2005 October 14, 2010 August 26, 2014 July 23, 2015
Investment Objective The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.
The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.
The primary investment objective of Reliance Japan Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on the recognized stock exchanges of Japan and the secondary objective is to generate consistent returns by investing in debt and money market securities of India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
Fund Manager Ashwani Kumar# Payal Wadhwa Kaipunjal# Jahnvee Shah, Anju Chhajer Jahnvee Shah, Anju Chhajer
Benchmark S&P BSE 100 Crisil Liquid Fund Index TOPIX (Tokyo Stock Price Index) S&P 500
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable •0.25%ifredeemed/switchedonorbeforecompletion of 1 month from the date of allotment of units
•Nilthereafter
•1%ifredeemedorswitchedoutonorbeforecompletionof1yearfrom the date of allotment of units
•Nilthereafter
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout (Adhoc, Annual)
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc, Monthly*) & Reinvestment Option (Adhoc, Monthly*) *Monday preceding last Thursday of the month
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout & Reinvestment Option
Minimum Application Amount Purchase: `500 & in multiples of `500 thereafter Additional Purchase: `500 & in multiples of `500 thereafter
Purchase: `5000 & in multiples of `1 thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
Purchase: `5000 & in multiples of `1 thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
Scheme Name Reliance Liquidity Fund Reliance Liquid Fund - Treasury Plan
Reliance Liquid Fund - Cash Plan
Reliance Money Manager Fund
Type of Scheme An open ended Liquid Scheme An open ended Liquid Scheme An open ended Liquid Schemes An open ended Income Scheme
Allotment Date June 16, 2005 December 9, 2003 December 7, 2001 March 20, 2007
Investment Objective The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.
Fund Manager Amit Tripathi, Vivek Sharma Anju Chhajer# Anju Chhajer, Vivek Sharma# Amit Tripathi, Anju Chhajer#
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Nil Nil Nil Nil
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Monthly, Quarterly) & Reinvestment Option (Daily, Weekly, Monthly, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Monthly, Quarterly) & Reinvestment Option (Daily, Weekly, Monthly, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) & Reinvestment Option (Adhoc, Daily, Weekly, Monthly, Quarterly)
Minimum Application Amount Purchase:Daily Dividend Option - `10000 & in multiples of `1 thereafterOther Plans and Options - `5000 & in multiples of `1 thereafterAdditional Purchase:Daily Dividend Option - `10000 & in multiples of `1 thereafterOther Plans and Options - `1000 & in multiples of `1 thereafter
Purchase:Daily Dividend Option - `10000 & in multiples of `1 thereafterWeekly Dividend Option - `5000 & in multiples of `1 thereafterOther Plans and Options - `100 and in multiples of `1 thereafterAdditional Purchase: Daily Dividend Option- `10000 & in multiples of `1 thereafterWeekly Dividend Option- `1000 & in multiples of `1 thereafterOther Plans and Options- `100 & in multiples of `1 thereafter
Purchase:Daily Dividend Option - `10000 & in multiples of `1 thereafterWeekly Dividend Option - `5000 & in multiples of `1 thereafterOther Plans and Options - `500 and in multiples of `1 thereafterAdditional Purchase: Daily Dividend Option - `10000 & in multiples of `1 thereafterWeekly Dividend Option - `1000 & in multiples of `1 thereafterOther Plans and Options - `100 & in multiples of `1 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
July 201770 Fundamentals
FUNDS AT A GLANCE
Scheme Name Reliance Medium Term Fund Reliance Banking & PSU Debt Fund
Reliance Floating Rate Fund - Short Term Plan
Reliance Short Term Fund
Type of Scheme An open ended Income Scheme with no assured returns
An open ended Income Scheme An open ended Income Scheme An open ended Income Scheme
Allotment Date September 14, 2000 May 15, 2015 April 27, 2004 December 18, 2002
Investment Objective The primary investment objective of the scheme is to generate regular income in order to make regular dividend payments to unitholders and the secondary objective is growth of capital.
To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs). However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The primary investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitised debt, Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in Fixed Rate Debt Securities (including fixed rate securitised debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns).
The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.
Fund Manager Amit Tripathi, Anju Chhajer# Anju Chhajer, Vivek Sharma# Amit Tripathi, Vivek Sharma# Prashant Pimple#
Benchmark Crisil Short Term Bond Fund Index Crisil Short Term Bond Fund Index Crisil Liquid Fund Index Crisil Short Term Bond Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Nil (w.e.f. April 10, 2017) Nil •0.50%,ifunitsareredeemedorswitchedout on or before completion of 1 month from the date of allotment of units.
•Nilthereafter
Nil
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) & Reinvestment Option (Adhoc, Daily, Weekly, Monthly, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) & Reinvestment Option (Adhoc, Weekly, Monthly, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) & Reinvestment Option (Adhoc, Daily, Weekly, Monthly, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth OptionDividend Plan - Payout Option (Adhoc, Monthly, Quarterly) & Reinvestment Option (Adhoc, Monthly, Quarterly)
Minimum Application Amount Purchase:Growth Plan - `1000 & in multiples of `1 thereafterOther Plans and Options - `5000 & in multiples of `1 thereafterAdditional Purchase: `1000 & in multiples of `1 thereafter
Purchase: `5000 & in multiples of `1 thereafterAdditional Purchase: `1000 & in multiples of `1 thereafter
Scheme Name Reliance Regular Savings Fund - Debt Option Reliance Corporate Bond Fund Reliance Income Fund
Type of Scheme An open ended scheme An open ended Income Scheme An open ended Income Scheme
Allotment Date June 8, 2005 June 26, 2014 January 1, 1998
Investment Objective The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instrument.
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.
The primary investment objective of the scheme is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.
Fund Manager Prashant Pimple# Prashant Pimple# Prashant Pimple#
Benchmark Crisil Composite Bond Fund Index Crisil Composite Bond Fund Index Crisil Composite Bond Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load 10%of theunitsallottedshallberedeemedwithoutanyexit load,on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):•1% if redeemedor switchedout on or before completion of 12
months from the date of allotment of units•Nilthereafter
•1%ifredeemedwithin12monthsfromthedateof allotment of units
•Nil,thereafter
Nil
Investment Plans/ Options Under both Direct and other than Direct plan Dividend Plan - Payout Option (Adhoc, Quarterly) & Reinvestment Option (Adhoc, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option (Monthly, Quarterly, Half yearly, Annual) & Reinvestment Option (Monthly, Quarterly, Half yearly, Annual)
Minimum Application Amount Purchase: `500 & in multiples of `1 thereafterAdditional Purchase: `500 & in multiples of `1 thereafter
Purchase: `5000 & in multiples of `1 thereafterAdditional Purchase: `1000 & in multiples of `1 thereafter
Purchase:Growth Option - `5000 & in multiples of `1 thereafterMonthly Dividend option - `25000 & in multiples of `1 thereafterQuarterly Dividend option - `10000 & in multiples of `1 thereafter Half Yearly Dividend option - `5000 & in multiples of `1 thereafterAnnual Dividend option - `5000 & in multiples of `1 thereafter.Additional Purchase: `1000 & in multiples of `1 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
July 2017Fundamentals 71
FUNDS AT A GLANCE
Scheme Name Reliance Dynamic Bond Fund Reliance Gilt Securities Fund Reliance Monthly Income Plan
Type of Scheme An open ended Income Scheme An open ended Government Securities Scheme An open ended Fund. Monthly Income is not assured & is subject to the availability of distributable surplus
Allotment Date November 15, 2004 August 22, 2008 December 29, 2003
Investment Objective The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.
The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.
The primary investment objective of the scheme is to generate regular income in order to make regular dividend payments to unitholders and the secondary objective is growth of capital.
Fund Manager Prashant Pimple# Amit Tripathi, Sanjay Parekh#
Benchmark Crisil Composite Bond Fund Index I-Sec Li-BEX Crisil MIP Blended Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load •1%oftheapplicableNAVifredeemedorswitched out on or before completion of 12 months from the date of allotment of units
•Nilthereafter
Nil 10%oftheunitsallottedshallberedeemedwithoutanyexit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO):•1%ifredeemedorswitchedoutonorbefore12months
from the date of allotment of units.•Nilthereafter
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc, Quarterly) & Reinvestment Option (Adhoc, Quarterly)
Under both Direct and other than Direct plan Growth Plan - Growth option Dividend Plan - Monthly Dividend (Payout & Reinvestment option) Provident Fund (PF) Option - Automatic Capital Appreciation Payout Option (ACAPO), Defined Maturity Date Option (DMDO), Automatic Annual Reinvestment Option (AARO)
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option (Monthly, Quarterly) & Reinvestment Option (Monthly, Quarterly)
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
Scheme Name Reliance ETF Nifty BeES (formerly known as R*Shares Nifty BeES)
Reliance ETF Sensex (formerly known as R*Shares Sensex ETF)
Reliance ETF NV20 (formerly known as R*Shares NV20 ETF)
Reliance ETF Junior BeES (formerly known as R*Shares Junior BeES)
Type of Scheme An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An open-ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An open-ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
Allotment Date December 28, 2001 September 24, 2014 June 18, 2015 February 21, 2003
Investment Objective The investment objective of Reliance ETF Nifty BeES is to provide invest-ment returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty 50 Index. There can be no assur-ance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide investment returns closely corresponding to the total returns of the securities as repre-sented by the S&P BSE Sensex Index before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide investment returns closely corresponding to the total returns of the securities as repre-sented by the Nifty 50 Value 20 Index before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the Scheme is to provide returns that, before expenses, closely correspond to the returns of Securities as represented by Nifty Next 50 Index. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal
Benchmark Nifty 50 S&P BSE Sensex Nifty 50 Value 20 Nifty Next 50
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Growth Option Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 5000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 10,000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 6000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 16,000 units
July 201772 Fundamentals
FUNDS AT A GLANCE
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
@ Jahnvee Shah - For foreign securities, Siddharth Deb - For debt securities
Scheme Name Reliance ETF Nifty 100 (formerly known as R*Shares CNX 100 ETF)
Reliance ETF Consumption (formerly known as R*Shares Consumption ETF)
Reliance ETF Dividend Opportunities (formerly known as R*Shares Dividend Opportunities ETF)
Reliance ETF Infra BeES (formerly known as R*Shares Infra BeES)
Type of Scheme An open-ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An open-ended Index Exchange Traded Fund
An open-ended Index Exchange Traded Fund An open ended index scheme listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Nifty Infrastructure Index
Allotment Date March 22, 2013 April 3, 2014 April 15, 2014 September 29, 2010
Investment Objective The investment objective of the scheme is to provide investment returns that, before expenses, closely correspond to the total returns of the securities as represented by the Nifty 100 Index, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide investment returns that, before expenses, closely correspond to the total returns of the securities as represented by the Nifty India Consumption Index, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide investment returns that, before expenses, closely correspond to the total returns of the securities as represented by the Nifty Dividend Opportunities 50 Index, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of Reliance ETF Infra BeES is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty Infrastructure Index by investing in the Securities in the same proportion as in the Index. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal
Benchmark Nifty 100 Nifty India Consumption Nifty Dividend Opportunities 50 Nifty Infrastructure Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Not Applicable Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 100,000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 150,000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 150,000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 5000 units
Scheme Name Reliance ETF Bank BeES (formerly known as R*Shares Bank BeES)
Reliance ETF PSU Bank BeES (formerly known as R*Shares PSU Bank BeES)
Reliance ETF Shariah BeES (formerly known as R*Shares Shariah BeES)
Reliance ETF Hang Seng BeES (formerly known as R*Shares Hang Seng BeES)
Type of Scheme An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An open ended index scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Nifty PSU Bank Index
An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An open ended index Scheme, investing in overseas Securities listed on the Exchange in the form of an Exchange Traded Fund (ETF) tracking the Hang Seng Index
Allotment Date May 27, 2004 October 25, 2007 March 18, 2009 March 9, 2010
Investment Objective The investment objective of Reliance ETF Bank BeES is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty Bank Index. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of Reliance ETF PSU Bank BeES is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty PSU Bank Index. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of Reliance ETF Shariah BeES is to provide returns that, before expenses, closely corre-spond to the total returns of the Securities as represented by the Nifty50 Shariah Index by investing in Securities which are constituents of the Nifty50 Shariah Index in the same proportion as in the Index. Investors to note that Reliance ETF Shariah BeES is not a Shariah compliant scheme. There can be no assurance or guaran-tee that the investment objective of the Scheme will be achieved.
The investment objective of Reliance ETF Hang Seng BeES is to provide returns that, before expenses, closely correspond to the total returns of Securities as represented by Hang Seng Index of Hang Seng Data Services Limited, by investing in the Securities in the same proportion as in the index. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Siddharth Deb, Jahnvee Shah@
Benchmark Nifty Bank Nifty PSU Bank Nifty50 Shariah Index Hang Seng Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Growth Option Growth Option Growth Option Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 1000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 5000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 10,000 units
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 2500 units
July 2017Fundamentals 73
Scheme Name Reliance Gold Savings Fund Reliance Retirement Fund - Wealth Creation Scheme
Reliance Retirement Fund-Income Generation Scheme
Type of Scheme An open-ended Fund of Fund Scheme An open ended notified tax savings cum pension scheme with no assured returns
An open ended notified tax savings cum pension scheme with no assured returns
Allotment Date March 7, 2011 February 11, 2015 February 11, 2015
Investment Objective The investment objective of the scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES.
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Sanjay Parekh, Anju Chhajer# Anju Chhajer, Sanjay Parekh#
Benchmark Domestic Prices of Gold S&P BSE 100 Crisil MIP Blended Fund Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load •2%ifredeemedorswitchedoutonorbeforecompletion of 1 year from the date of allotment of units
• Nilthereafter
• 1%ifredeemed/switchedoutfromRelianceRetirementFundbeforeattainmentof60yearsofage
• NilincaseofAutoSWP/Redemption/SwitchoutfromRelianceRetirementFundonorafterattainmentof60years of age or after completion of 5 year lock in period, whichever is later
• NilincaseofswitchmadefromWealthCreationSchemetoIncomeGenerationSchemeorviceversa
• NilincaseofAutoTransferfromWealthCreationSchemetoIncomeGenerationScheme (Note: Age will be computed with reference to years completed on the date of transaction)
Investment Plans/ Options Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout & Reinvestment Option
Under both Direct and other than Direct plan Growth Plan - Growth Option Dividend Plan - Payout Option
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
Purchase: `5000 and in multiples of `500 thereafter Additional Purchase: `1000 & in the multiple of `500 thereafter
# Jahnvee Shah: Dedicated Fund Manager for Overseas Investments
FUNDS AT A GLANCE
Scheme Name CPSE ETF Reliance ETF Liquid BeES (formerly known as R*Shares Liquid BeES)
Reliance ETF Gold BeES (formerly known as R*Shares Gold BeES)
Reliance ETF Long Term Gilt (formerly known as R*Shares Long Term Gilt ETF)
Type of Scheme An Open Ended Index Exchange Traded Scheme [Rajiv Gandhi Equity Savings Scheme (RGESS) Qualified Scheme]
An Open ended liquid scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) with daily Dividend and compulsory reinvestment of Dividend.
An open ended scheme, listed on the Exchange in the form of an Exchange Traded Fund (ETF) investing in physical gold
An Open ended Index Exchange Traded Fund
Allotment Date March 28, 2014 July 8, 2003 March 8, 2007 July 5, 2016
Investment Objective The investment objective of the Scheme is to provide returns that, before expenses, closely correspond to the total returns of the Securities as represented by the Nifty CPSE Index, by investing in the Securities which are constituents of the Nifty CPSE Index in the same proportion as in the Index. However the performance of the Scheme may differ from that of underlying index due to tracking error. There can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
The investment objective of the Scheme is to seek to provide current income, commensurate with relatively low risk while providing a high level of liquidity, primarily through a portfolio of treasury bills, Government Securities, Call Money, Collateralised Lending & Borrowing Obligation (CBLO)/ similar instruments, Repos and Reverse Repos and other Money Market Instruments. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of Reliance ETF Gold BeES is to provide returns that, before expenses, closely correspond to the returns provided by Domestic Prices of Gold through physical gold. There can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The investment objective of the scheme is to provide investment returns closely corresponding to the total returns of the securities as represented by the Nifty 8-13 yr G-Sec Index before expenses, subject to tracking errors. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Fund Manager Payal Wadhwa Kaipunjal Siddharth Deb Payal Wadhwa Kaipunjal Prashant Pimple
Benchmark Nifty CPSE Index Crisil Liquid Fund Index Domestic Prices of Gold Nifty 8-13 yr G-Sec Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable
Investment Plans/ Options Growth Option Dividend Option - Daily Dividend Reinvestment
Growth Option Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 100,000 units
Through Stock Exchange - One Unit.For Redemption through MFSS & BSE Star, 0.001 unit. Directly with the Mutual fund - In creation unit size viz. 2500 units.
Through Stock Exchange - One Unit Directly with the Mutual fund - In creation unit size viz. 1000 units
Through Stock Exchange - One UnitDirectly with the Mutual fund - Increation unit size viz. 250000 units
July 201774 Fundamentals
DISCLAIMERS, STATUTORY DETAILS & RISk FACTORS
Exit Load – If charged, the same shall be credited to the scheme immediately net of service tax, if any.
^Expense Ratio – Weighted Expenses for the Month. Expense ratio excludes service tax on management fees.
@ Tracking Error – Calculated using daily value for 36 months period.
Kindly refer addendum no. 63 dated September 28, 2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated
December 31, 2012 for details about direct plan.
Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option.
Scheme Related Disclosures
Fundamental attributes of Reliance Vision Fund have been changed w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated
July 31, 2013.
Reliance Equity Advantage Fund was launched on August 8, 2007. Subsequently the key features of the Scheme have been changed w.e.f. August 26, 2011. The Scheme was
renamed as Reliance Top 200 Fund.
Reliance Index Fund - Sensex Plan and Nifty Plan were launched on February 8, 2005. Subsequently the trustees of RMF (w.e.f. April 18, 2008) changed the features of the
scheme and renamed the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus Fund please refer addendum to the offer document dated
March 17, 2008.
Reliance Equity Fund was launched on March 28, 2006. Subsequently the key features of the Scheme have been changed w.e.f January 22, 2014 and the Scheme was renamed
as Reliance Focused Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated December 13, 2013.
Reliance Long Term Equity Fund was launched on December 26, 2006. Subsequently the benchmark of the Fund has been changed from S&P BSE 200 to S&P BSE Mid Cap
w.e.f. August 21, 2012. Please refer addendum no. 48 published on August 18, 2012. Also the key features of the Scheme have been changed w.e.f. January 22, 2015, and the
Scheme has been renamed as Reliance Mid & Small Cap Fund. Benchmark of the Scheme has changed to S&P BSE MidSmall Cap w.e.f. September 1, 2015.
Reliance Regular Savings Fund - Hybrid Option was launched on June 8, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f. January 13, 2007.
Consequently the benchmark of Reliance Regular Saving Fund - Balanced Option has been changed to Crisil Balanced Fund Index from Crisil MIP Blended Fund Index with effect
from February 21, 2007.
Reliance Banking Fund was launched on May 28, 2003. Subsequently the key features of the Scheme have been changed w.e.f. September 5. 2012. Please refer addendum no.
39 released on July 31, 2012.
Reliance Diversified Power Sector Fund was launched on May 8, 2004. Subsequently the fundamental attributes of the scheme were changed w.e.f. September 7, 2013. For
more details investors advised to refer Notice cum Addendum no. 40 dated August 1, 2013.
Reliance Liquid Fund - Cash Plan was launched on December 7, 2001. Subsequently the key features of the Scheme have been changed w.e.f November 9, 2010.
Reliance Floating Rate Fund was launched on September 2, 2004. Subsequently the key features of the Scheme have been changed w.e.f. May 24, 2010, the Scheme was
renamed as Reliance Floating Rate Fund - Short Term Plan.
Reliance Short Term Fund was launched on December 18, 2002. Subsequently the key features of the Scheme (asset allocation pattern and benchmark) have been changed
w.e.f. June 1, 2013. Refer Notice cum Addendum No 4 published on April 24, 2013, for further details.
The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan have been changed w.e.f. August 22, 2008. Pursuant to the changes, the scheme
will have Retail Plan and Institutional Plan. For more details please refer to the Addendum dated July 21, 2008.
The investors of Reliance Gold Saving Fund will be bearing the recurring expenses of the scheme, in addition to the expenses of underlying scheme.
Disclaimer: The Fact sheet “Fundamentals” is meant for general reading purpose only and is not meant to serve as a professional guide for the readers. This document has
been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The Sponsor, the Investment Manager, the
Trustee or any of their respective directors, employees, affiliates or representatives (“entities & their affiliates”) do not assume any responsibility for, or warrant the authenticity,
accuracy, completeness, adequacy and reliability of such information. Whilst no action has been solicited based upon the information provided herein; due care has been taken
to ensure that the facts are accurate and opinions given are fair and reasonable. This information is not intended to be an offer or solicitation for the purchase or sale of any
financial product or instrument. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek
independent professional advice order to arrive at an informed investment decision. Entities & their affiliates shall not be liable for any direct, indirect, special, incidental,
consequential, punitive or exemplary damages, including loss of profits, arising in any way from the information contained in this material. Entities & their affiliates including
persons involved in the preparation or issuance of this material may from time to time have long or short positions in and buy or sell the securities there of, of company(ies)/
specific economic sectors mentioned herein. NAV of the plan/option of certain schemes are not provided for certain cases as the NAV was not computed because there were no
investors as on the date on which the NAV details are provided.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
How To Read Factsheet
Fund Manager: An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.
For instance, if the NAV is Rs. 100 and the entry load is 1 %, the investor will enter the fund at Rs. 101.
Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1 %, the redemption price would be Rs.99 per unit.
Modified Duration: Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
Beta Ratio (Portfolio Beta): Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Average portfolio PE (Average P/E): It is price to earnings ratio of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio price to book ratio (Average P/BV): It is price to book value of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio dividend yield (Average Dividend Yield): It is dividend yield of the stocks calculated for the entire portfolio on a weighted average basis.
Net Equity: Net equity level is the net equity exposure percentage adjusted for any derivative positions in stocks or index for hedging or rebalancing purpose.
R Squared: It is a statistical measure of how closely the portfolio returns are correlated with its benchmark.
AUM: AUM or assets under management refers to the recent/ updated cumulative market value of investments managed by a mutual fund or any investment firm.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
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Reliance Nippon Life Asset Management Limited(formerly Reliance Capital Asset Management Limited)
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
For details, call: 1800 300 11111 | Visit www.reliancemutual.com
This product is suitable for investors who are seeking*:
• Income over short term
• Investment in debt and money market instruments.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Reliance Liquid Fund - Treasury Plan (An Open Ended Liquid Scheme)
Aim to growyour idle money
Grow your hard-earned money by investing it inReliance Liquid Fund-Treasury Plan-Growth Option (Direct & Regular Plans)
Better return on the Idle money in savings account Daily returns – including Sundays & Holidays
Investor can avail Instant Access facility for a maximum of Rs. 50,000/- or the Redeemable Balance*, whichever is lower This facility shall be applicable per day per scheme per investor
Total or Partial redemption through www.reliancemutual.com or Reliance Mutual Fund App in T+1 working days* Redeemable Balance
a) For folios where Any Time Money card has not been issued. 90% of the Current Value of investments. b) For folios where Any Time Money card has been issued. 50% of the Current Value of investments.
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