PPinnacle innacle SSolutionsolutions

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Executive SummaryExecutive Summary

Pinnacle Solutions Incorporated (PSI) is a privately owned corporation, founded in 1992, located in Springfield, New Jersey, USA. PSI’s staff has an average banking and financial institutions experience exceeding sixteen years, enabling PSI to support you in successfully implementing complex software solutions for the wholesale and commercial banking sector. PSI has an uncompromising commitment to customer satisfaction, and PSI takes great pride in the professional quality of its work.

PSI is proud to offer Synergy, a state of the art web-based suite of integrated banking applications, to a select group of international financial institutions. PSI works with you to incorporate Synergy with your current infrastructure, integrating with your extensive investment in computer platforms and networks, so that you benefit from the next generation of IT architecture seamlessly. PSI provides functional and technical training and support, along with project management consulting. PSI focuses on understanding your environment, working with you to execute projects through technical, business process and work flow analyses. PSI has extensive experience integrating with standard banking applications including SWIFT, General Ledger, Data Warehouse, and electronic banking.

PSI Mission and DirectionPSI Mission and Direction

Mission Statement Provide software solutions and consultancy to

international financial institutions

Strategic Direction Provide the highest level of customer satisfaction

Provide integrated support for real-time customer risk management, treasury mid- and back-office, lending, trade finance, customer accounts and payments

Develop, market and enhance products servicing a select group of international financial institutions

PSI Consultancy ServicesPSI Consultancy Services Project management

Requirements analysis and definition

Custom software development

Training – users, management, operations

Test and live systems set up

Application Integration

Hotline (“help desk”) – first or second level

Support – emergency error correction

Maintenance – non-critical error correction and SWIFT updates

Development – customization, business driven enhancements, technical driven enhancements

Acceptance test and implementation support

Implement or convert new and acquired locations

ApplicationsApplications

Synergy is a web-based suite of integrated banking applications, currently

operational in international banks in over twenty countries:

Central Tables (Customer, Currency, SSI’s, etc.)

Loans and Deposits

Funds Transfer (Payments and messages via SWIFT, bookings)

Accounts (DDA and Nostro)

Trade Services (Letters of Credit Issue, Import/Export/Standby, Financing, Collections)

DesignDesign

Synergy is an “n-tier” design Web server, Application server and Database server Developed using Microsoft.net tools

Synergy design enables Scalability Transmission and receipt of data via standard XML

protocol to/from front, back, or mid-office systems Reuse of processing Provision of data via views for head office reporting or

data warehousing Oracle and Microsoft SQL supported Integration with other products – Word, HTML, Excel,

Acrobat Internet or Intranet access to bank or customer

information from anywhere

General FeaturesGeneral Features Dynamic accounting definition On-line GL booking creation with inquiry via multiple

filters and exportable Inter-branch processing Restricted access for Region/Location/Branch Cross edits to minimize user mistakes and auto save

features SWIFT output that can be viewed and printed Customizable, multiple language output to customer Robust inquiries and reports, with option to export to

Excel Monitor for Operations and targeted transaction

workflows Customizable local data capture Highlighting of modified information Audit trail, history, and automatic archiving View and print end of day reports and customer output Customer output via e-mail, mail or fax

Drop down finds for all table look ups

Drill down from filtered inquiry to deal data

Combined Inquiry and Reports

Attachment of electronic files

Cross edit for correctness of content

Save work in progress

Label names use common business terminology but may be customized to your preference and your language

Profile customization

Open any function in a new window, keeping current window active

User InterfaceUser Interface

NavigationNavigation

Synergy employs multi level navigation with a fixed size

entry page

Left window structure – selection of functions

Tab strips within the entry page segregates information

Detail tabs for further data capture

Optional mouse-less input and shortcut keys

Switch between branches seamlessly based on user profile

User AdministrationUser Administration

One individual username and password is assigned to each User

Each page is assigned a unique function number in the Function Table, enabling secure granting of function access to users

Assignment of these functions into “Roles” and “Role Groups” is fully integrated with the other Synergy applications and will be performed by your User Administration Group

“Roles” and “Role groups” are finally assigned to the existing Synergy Users

No additional username or password is necessary across applications and across locations and branches

Encrypted password control with strict rules on password content, history, and expiration

Central TablesCentral Tables

Enhanced customer data capture with dedicated fields (facilitates reporting, data warehouse)

Multiple output definitions (fax, e-mail, paper, SWIFT) in multiple languages

Customer address layout by country

On-demand reports for every table, with on-line display

Reports can be produced in Excel, Word or PDF

Every change is tracked by user, date and time and can be queried on-demand

Standard Settlement Instructions at Customer, Application and Product levels

Centralized account limit override

Loans and DepositsLoans and Deposits

Overnight, Term and Call loans and deposits Prolongation Rollover Consolidated amendment Future value processing Cancel or reverse matured transactions Amend matured transactions Broker commission Departmental profit and cost allocation Principal and interest scheduling with business

conventions Prepay interest or settle separately at issue Blocked deposits Instruments maturing today and automatic prolongation Transaction audit trail

AccountsAccounts

Fast account creation with defaults or using templates Global fee and interest conditions Unlimited back-value with interest conditions Off-cycle, on-demand fee/interest settlement Immediate account closing with interest and fees Interest pooling Stop payment checking, holds (pledged amounts) Blocked functionality at account or customer level SWIFT statements and advices, intra-day and overnight Paper statements and advices Interest profit or cost center allocation Standing orders Account holders Archive inquiry

Funds TransferFunds Transfer

Customer and inter-bank transfer (MT103, MT202) with integrated fees and charges

Batch input – DDA, Nostro and GL bookings

Templates for batches, payments and SWIFT messages

Batch listing at any point (entry, verify, inquiry)

Transaction audit trail

SWIFT message creation (MT1xx through MT9xx) with validation and output; can view SWIFT message at any stage

Proprietary message creation

Inbound/outbound message tracking with sent and acknowledged date and time

Interface for processing bookings, payments and messages from external sources on any platform

Standby and Documentary Letters of Credit Issuance, Advise, Confirmation and Amendment capability

Export, direct and import collections issue, amendment

Fully integrated pre and post shipment finance

Acceptance, deferred payment and payment processing for all business types

Syndicated risk for any Import, Standby or confirmed Letter of Credit

Customer internet web application for issuance, amendment, advice, presentation and inquiries

Outbound and inbound SWIFT processing

Templates, and copy options for repetitive transactions

Diary for event tracking

Manage LC activity dates, payment dates, fees deducted, and amounts distributed

Flat, accrual and rate based fees

Trade ServicesTrade Services

673 Morris AvenueSpringfield, New Jersey 07081

USA

Tel: +1 (973) 258 0909Fax: +1 (973) 258 1771Email: info@psi-nj.com

www.psi-nj.com

PPinnacleinnacle SSolutionsolutions IIncorporatedncorporated