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From early adopters of new technology in field of Government Job competitive exams like that of IBPS . Plutus Academy has helped large number of students during their career. May it be for UPSC and Banking exams or Online coaching for IBPSVideo courses for IBPS constitutes Syllabus wise topics with about 300-500 Video lectures for each Level Pre , Mains, Sample Papers , Quiz , Sample Papers with solutions , Previous year question papers of IBPSTeaching of subjects according to Marking scheme and Blue print of IBPS examsWe offer these courses in two variants 1. Online2. Pen drive
Online module is accessible through INTERNET where as Pen-drive module is accessible without Internet. In both these modules you also get to access doubt clearing classes conducted Online on every week end. Students also get a panel to ask question and eminent faculties reply them through that.
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Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated?
(a) Rajasthan
(b) Kerala
(c) West Bengal
(d) Chhattisgarh
(e) Odisha
Q2. A ___________ is a bank certificate issued in more than one country for shares in a foreign
company.
(a) Gross national product (GNP)
(b) Global Depositary Receipt (GDR)
(c) Gross domestic product (GDP)
(d) Society for Worldwide Interbank Financial Telecommunication (SWIFT)
(e) Eurobond
Q3. __________ is a secure messaging standard developed to serve as a platform for intra-bank and
inter-bank applications.
(a) Structured Financial Messaging System (SFMS)
(b) Centralized Funds Management Systems (CFMS)
(c) Society for Worldwide Interbank Financial Telecommunication (SWIFT)
(d) Institute for Development & Research in Banking Technology (IDRBT)
(e) Electronic Funds Transfer (EFT)
Q4. Please refer to the Guidelines for Licensing of Payments Banks (‘Licensing Guidelines’) dated
27th November 2014, under which in-principle approvals/licences were issued to the applicants for
setting up of the payments banks. Which of the following is not true about payment Bank?
(a) The minimum paid-up equity capital for payments banks shall be Rs. 100 crore.
(b) Acceptance of demand deposits. Payments bank will initially be restricted to holding a maximum
balance of Rs. 100,000 per individual customer.
(c) Issuance of ATM/debit cards. Payments bank can issue the credit cards.
(d) The promoter's minimum initial contribution to the paid-up equity capital of such payments bank
shall at least be 40 per cent for the first five years from the commencement of its business.
(e) The payments bank should have a leverage ratio of not less than 3 percent, that is its outside
liabilities should not exceed 33.33 times its net worth (paid-up
capital and reserves).
Q5. A ____________ is the risk of default on a debt that may arise
from a borrower failing to make required payments.
(a) current risk
(b) export risk
(c) operational risk
(d) market risk
(e) credit risk
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Q6. The ______________ risk is the risk that an investment's value will change due to a change in the absolute level of interest rates, in the spread between two rates, in the shape of the yield curve.
(a) current risk(b) interest risk(c) operational risk(d) market risk(e) credit risk
Q7. BD Mishra is present governor of which state?
(a) Assam(b) Tamil Nadu
(c) Meghalaya(d) Arunachal Pradesh(e) Bihar
Q8. Balphakram National Park is home to wide species of plants and animals and is located in the midst of the Garo Hills in-
(a) Meghalaya(b) Mizoram(c) Arunachal Pradesh(d) Manipur(e) Tripura
Q9. Vienna is the capital and largest city of- (a) Canada(b) Australia(c) Yemen(d) Russia
(e) Austria
Q10. UCO Bank has launched UCO Skill Loan Scheme for providing loan facility to individuals who intend to take up skill development courses. Where is the Headquarters of UCO Bank?
(a) Bengaluru(b) Mumbai(c) Kolkata(d) New Delhi(e) Chennai
Q11. LAF is a monetary policy tool which allows banks to borrow money through repurchase agreements or repos. What is the meaning of "L" in LAF? (a) Lose(b) Lesson(c) Lease(d) Labour(e) Liquidity
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Q12. FATF is an inter-governmental body established in 1989 by
the Ministers of its Member jurisdictions. What is the meaning
of "A" in FATF?
(a) Agriculture
(b) Assets
(c) Association
(d) Action
(e) Assembly
Q13. The Ukai Dam is the largest reservoir in which state?
(a) Rajasthan
(b) Maharashtra
(c) Gujarat
(d) Punjab
(e) Kerala
Q14. Who is a leading Indian economist and Vice Chairman of NITI Aayog?
(a) Narendra Modi(b) Rajiv Kumar
(c) Bibek Debroy
(d) Ramesh Chand
(e) VK Saraswat
Q15. Name the person, who demolished Nick Kyrgios to win his sixth title of the season at the
China Open?
(a) Rafael Nadal
(b) Stan Wawrinka
(c) Roger Federer
(d) Andy Murray
(e) Novak Djokovic
Q16. Dhirubhai Ambani Solar Park is a 40-megawatt (MW AC) photovoltaic power station in-
(a) Rajasthan
(b) Gujarat
(c) Maharashtra
(d) Kerala
(e) West Bengal
Q17. "Hand-in-Hand" is the annual exercise between-
(a) Japan and Russia
(b) India and China
(c) USA and Sri Lanka
(d) France and India
(e) India and Japan
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Q18. The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2017 was
awarded to-
(a) Michael Rosbash
(b) Aaron Klug
(c) Richard H Thaler
(d) Kazuo Ishiguro
(e) Richard Henderson
Q19. Sanjeev Stalin is related to which game?
(a) Cricket
(b) Football
(c) Tennis
(d) Archery
(e) Wrestling
Q20. NACH is a centralised system, launched with an aim to consolidate multiple ECS systems
running across the country and provides a framework for the harmonization of standard &
practices and removes local barriers/inhibitors. What is the meaning of "H" in NACH?
(a) House
(b) Home
(c) Handle
(d) Host
(e) Honest
Q21. Which among the following Indian States has became first Indian state to call online
attention adjournment motions and proposals?
(a) Kerala
(b) Maharashtra
(c) Gujarat
(d) Rajasthan
(e) Haryana
Q22. Bharatiya Reserve bank Note Mudran press located in
Salboni, West Bengal and another one in-
(a) Hoshangabad
(b) Mysore
(c) Nashik
(d) Mumbai
(e) Noida
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Q23. ___________ of a bank is the ratio of deposits in current and saving accounts to total deposits.
(a) RASA ratio
(b) FARA ratio
(c) SADA ratio
(d) NASA ratio
(e) CASA ratio
Q24. The Shanghai Cooperation Organisation summit, 2017 was held in-
(a) Beijing, China
(b) Tashkent, Uzbekistan
(c) Astana, Kazakhstan
(d) Tokyo, Japan
(e) New Delhi, India
Q25. Who was Lekh Tandon?
(a) Indian filmmaker and actor
(b) Indian Writer and Dancer
(c) Indian Composer and Doctor
(d) Indian Producer and Musician
(e) None of the given options is true
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Q26. A parliamentary committee has decided to examine the whole gamut of Sino (China)-Indian relations, including the border situation. This committee is headed by-
(a) Murli Manohar Joshi(b) Veerappa Moily(c) Shashi Tharoor(d) LK Advani(e) Mallikarjun Kharge
Q27. Where does JRD Tata Sports Complex Stadium?
(a) Lucknow(b) Ranchi
(c) Kolkata(d) Patna(e) Jamshedpur
Q28. Which city was hosted the 48th Conference of Governors?
(a) New Delhi
(b) Kolkata(c) Patna(d) Chennai(e) Jaipur
Q29. The third International Conference on Yoga was inaugurated in __________ on 10th October 2017 by Indian Vice President, M Venkaiah Naidu. (a) Pune(b) Jaipur(c) Ahmedabad(d) New Delhi
(e) Dehradun
Q30. An ________________ is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks.
(a) Ending Coin Offering(b) Initial Coin Offering(c) Banking Coin Offering(d) External Coin Offering(e) Economy Coin Offering
Q31. The ___________ is where overnight (one day) loans can be availed by banks to meet liquidity. (a) Call Money(b) Notice Money(c) Short Money(d) Half Money(e) Soft Money
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Q32. Name the organisation, which regulates microfinance given by NBFC?
(a) RBI
(b) SEBI
(c) NABARD
(d) SIDBI
(e) IRDAI
Q33. Commercial operations at Benghazi port ended in 2014 when armed groups took control of
the city. Benghazi port situated in which country-?
(a) Yemen
(b) Libya
(c) Canada
(d) Pakistan
(e) Syria
Q34. CAGR is the mean annual growth rate of an investment over a specified period of time
longer than one year. CAGR stands for-
(a) Compound Annual General Rate
(b) Compound Annual Growth Rate
(c) Compound Annual Growth Ratio
(d) Cancel Annual Growth Rate
(e) Compound Assembly Growth Rate
Q35. Dr Virendra Kumar is the member of Lok Sabha. His Constituency is-
(a) Darbhanga, Bihar
(b) Allahabad, Uttar Pradesh
(c) Tikamgarh, Madhya Pradesh
(d) Haridwar, Uttarakhand
(e) Jaipur, Rajasthan
Q36. Rashtriya Chemicals and Fertilizers Limited (RCF) is one of the most revered public sector
undertakings in India. Where is the headoffice of Rashtriya Chemicals and Fertilizers Limited?
(a) Pune
(b) New Delhi
(c) Mumbai
(d) Chennai
(e) Kolkata
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Q37. An ELSS is a diversified equity mutual fund which has a
majority of the corpus invested in equities. What is the meaning
of "L" in ELSS?
(a) Least
(b) Limited
(c) Lose
(d) Level
(e) Linked
Q38. Credit card facility has not given by which institution?
(a) Payment Banks
(b) Nationalised Banks
(c) Public Sector Banks
(d) Regional Rural Banks
(e) Foreign Banks
Q39. The government has notified raising the threshold limit of PF withdrawal for deduction of
tax (TDS) from existing Rs 30,000 to-
(a) Rs 90,000
(b) Rs 70,000
(c) Rs 40,000
(d) Rs 50,000
(e) Rs 60,000
Q40. National Institute of Securities Markets (NISM) is a public trust, established by-
(a) NABARD
(b) SEBI
(c) RBI
(d) SIDBI
(e) IRDAI
Q41. ______________ is an accounting term that refers to the process of allocating the cost of an
intangible asset or reduction in amount of loan over a period of time.
(a) Liability
(b) Inflation
(c) Depreciation
(d) NPA
(e) Amortization
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Q42. The government stated that post the abolition of the FIPB, ministries will have to decide on
FDI proposals within _______ of the application and any rejection will need concurrence of the
DIPP.
(a) 30 days
(b) 70 days
(c) 40 days
(d) 60 days
(e) 50 days
Q43. CRISIL pioneered the first corporate sector rating in 1988. It is what type of a company?
(a) Lendar
(b) Geographical
(c) Analytical
(d) Insurance
(e) None of the given options is true
Q44. Multilateral Investment Guarantee Agency (MIGA) is an international financial institution
which offers political risk insurance and credit enhancement guarantees. Where is the head office
of MIGA?
(a) Vienna
(b) Washington DC
(c) Paris
(d) London
(e) New York
Q45. Private sector lender HDFC Bank Ltd has been declared a domestic-systemically important
bank (D-SIB), the Reserve Bank of India (RBI). On what basis D-SIB tag is given to banks?
(a) Banks with assets that exceed 2% of GDP will be considered part of this class of lenders
(b) Banks with assets that exceed 5% of GDP will be considered part of this class of lenders
(c) Banks with assets that exceed 15% of GDP will be considered part of this class of lenders
(d) Banks with assets that exceed 7% of GDP will be considered part of this class of lenders
(e) Banks with assets that exceed 10% of GDP will be considered part of this class of lenders
Q46. The MPC of India is a committee of the Reserve Bank of India that is responsible for fixing
the benchmark interest rate in India. What is the meaning of "P" in MPC?
(a) Policy
(b) Production
(c) Purchase
(d) Product
(e) Primary
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Q47. Paris Agreement (PACC) which entered into-force on 04th November 2016. It is related to-
(a) Global Warming
(b) Climate Change
(c) Pollution
(d) Fuel Consumption
(e) Carbon Copy
Q48. Loan disbursed under MUDRA yojna is insured by-
(a) SEBI
(b) Banking Lokpal
(c) CGTMSE
(d) RBI
(e) DICGC
Q49. The Varishtha Pension Bima Yojana 2017, a pension scheme for senior citizens, was approved
by the Union Cabinet. It provide an assured pension based on a guaranteed rate of return of 8 per
cent for-?
(a) 25
(b) 20
(c) 15
(d) 10
(e) 5
Q50. _____________ is a specific division of banking related to the creation of capital for other
companies, governments and other entities.
(a) Narrow Banking
(b) Current Banking
(c) Universal Banking
(d) Retail Banking
(e) Investment banking
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