Mortgage Loan!

A Complete Checklist

Did you find your dream home? Do you find any difficulty in arranging the cash to buy your property? All you have to do is get a pre-approval for the mortgage.

Benefits of Mortgage Pre-approval

Informs what you can afford to spend.

Allow you to move fast, if you find your dream property.

Improves the customer relationship with the seller, who may get multiple offers.

Unveils the hidden credit issues that you might be not aware of.

Checklist - Mortgage Pre-approval

Choose the pay stub.

In most cases you already have the company website, there you can see the types of paystubs.

Tax Return and W2S/W3S.

You might need 2 years of W2S and 2 years of personal tax returns.

Collect and check the bank statements.

You need the bank statement including the checking, saving, and investment account details.

Property Details and Documents.

Needs a recent mortgage statement, tax details, rental agreements, and insurance statements.

1099 Income

Collect an income tax statement if you have additional income. You need to show the 2 years of 1099.

If you are not able to coordinate the mentioned things, you can opt the help from a Mortgage Auditor. Darrell Rigley, one of the most famous person in Mortgage auditing, can help you in this situation. Follow the link for more details: darrellrigley.com