DIVIDENDSWhen you choose TexasMutual and keep yourworkers safe, you can earn dividends to put back toward your bottom line.

$330 millionin dividends paid out to policyholders in 2020

$3.1B paid since 1999

75%of policyholders earndividends each year

FREE SAFETYSERVICES

Get the resources youneed to train yourworkers at no extra cost.Plus utilize our safetyconsultants and experts.

free safety resources,including e-Learning and

monthly webinars

8,100annual safety visits

30 safetyprofessionals

across the state

FRAUD FIGHTINGOur internal fraud department works hard to protect you and your injured workers from those who take advantage of the system. Weinvestigate around 2,000 cases each year.

MEDICAL NETWORK SAVINGSControl your workers’ compensation costs andmake sure your workers get the care they need with our WorkWell, TX health care network.

2020$330 M

$

30

$17.4 million+identif ied in fraud casesin 2018

COMMUNITY GIVINGFrom safety grants for policyholders to ourscholarship program for families ofcatastrophically injured workers, we are committed to improving the safety, wellness and education of all Texans.

network discountlower claim

costs

12%

Policyholders and our communities have access to

college safetyprogram grants

scholarshipprograms

MAKING WORKERS’ COMPENSATION

WORK FOR YOUChoosing Texas Mutual helps you make your business the best i t can be. See how we make workers ’ compensat ion work for you.

Texas Mutua l Insurance Company is the s tate ’s lead ing workers ’ compensat ion prov ider. Seventy thousand bus iness owners re ly on us to meet the needs of the i r 1 .5 mi l l ion Texas workers every day.

safety grants

©2020 Texas MutualInsurance Company

JA-1588-2003

(800) 859-5995texasmutual.com

worksafetexas.com

2,000

quicker return towork on average

75%

9%

FINANCIAL RESULTS

INCOME & EXPENSES

Income & Expenses

Premiums written

Net premiums earned

Underwrit ing losses and expenses

Net underwrit ing gain

Net investment income

Net other income (expense)

Dividends to policyholders

Net income (loss)

Assets, Liabilities & Surplus

Total assets

Total l iabil it ies

Total policyholders’ surplus

Audited for theyears ended December 31,

2016 2017 2018

$1,150.3

1,108.2

894.5

213.7

278.7

(4.9)

302.1

$185.4

$988.4

1,033.8

689.3

344.6

240.7

(1.8)

264.6

$318.8

$1,039.7

1,053.6

786.7

266.9

254.5

(3.2)

286.0

$232.2

Audited for theyears ended December 31,

2016 2017 2018

$7,177.5

3,611.8

$3,565.7

$6,633.8

3,469.4

$3,165.5

$7,061.6

3,528.2

$3,533.4

The data below is presented on a statutory basis (in mil l ions).

AWARDS & RECOGNITION

A.M. Best FinancialStrength Rating of “A”

A.M. Best Financial

©2020 Texas Mutual Insurance Company JA-1588-2003 | (800) 859-5995 | texasmutual.com

TDI High PerformingCarrier

2019 Best Companyto Work for in Texas