Relevance of Structured finance review for banking systems
The apparent complexity that has crept in every sphere
of financial domain has mandated institution of robust
review mechanism to keep track of the discrepancies.
Such discrepancies, if gone unnoticed, can throw the
operational framework off the track bringing about
unprecedented loss. Loan Portfolio Due Diligence
is one such audit instrument to validate the health and
efficiency of asset quality and associated spectrum.
Overview of structured review
The review program is tailored for clients who wish to
assess the asset quality of targeted entities involving
business development companies, specialty finance
companies, commercial institutions, and leasing
agencies.
Areas covered
The specialized fields that fall within the ambit of structured
finance review includes middle market non investment grade
leveraged finance, commercial real estate finance classified in
the domains of conventional and non conventional, asset
dependent lending, and cash flow enterprise value lending. The
classification of assets is broadly done at the senior and
subordinate debt level across industry wide categories.
Implementation
Experienced senior bankers are at the helm of structured
review program. Such bankers possess significant amount of
exposure at senior or executive level management and have
commendable expertise in designing and implementing
structured finance. The review carries out assessment of the
adequacy and reliability of the credit and investment risk rating
system, loan approving mechanism, loan monitoring
framework, underwriting, efficiency of loan and credit
administration, and legal documentation.
Report mechanism
The structured finance review program is tailored to suit the client’s
requirements optimally. The agency executing the review will prioritize
the actions accordingly for rapid turnaround time. The ambit of activities
to fall under the review will be decided upon in consultation with the
client. The structuring of review is done in a manner that will facilitate
fast delivery of written report soon after completion of the onsite review
process. The report will comprehensively cover the findings of the
review. It will include the observations and conclusions in summarized
version. A written report for each type of loan and investment reviewed
will underpin the findings.
CEIS Structured Finance Review programs are customized to the
client's needs and each assignment is prioritized for a quick
turnaround time. Find more information to
http://www.ceisreview.com/pages/Services/2/125/Structured_Financ
e_Review
NEW YORK20 West 33rd Street,Suite# P3New York, NY 10001TEL Toll Free 888-967-7380
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