Taken from the literature of “Islamic global organization”
Capitalism: An exploitative System
Let us observe some important stats of the beacon of Capitalist State
The United States of America
In America:
In America:
37 million people live below the official poverty line—12.6 percent of the total population
At least 2.3 million people experience homelessness at some point each year, including nearly 1 million children
The richest among them has more wealth than the bottom 45 percent of the households combined
Capitalist system:
Polarization of Wealth is the Hallmark of Capitalist system
Net worth and financial wealth distribution in the U.S. in 2007
Rich getting richer and poor getting poorer
Microsoft CEO Bill Gates has more wealth than the bottom 45 percent of American households combined.
Business Week reports that in 1999 top executives earned 419 times the average wage of a blue-collar worker, up from 326:1 in 1998. In 1980, the ratio was 42:1.
Percentage of wealth held by the Top 10% of the adult population in various Western countries
Concentration of Wealth in the West
Country wealth ownedby top 10%
Switzerland 71.3%
United States 69.8%
Denmark 65.0%
France 61.0%
Sweden 58.6%
UK 56.0%
Canada 53.0%
Norway 50.5%
Germany 44.4%
Finland 42.3%
Year Poor: Rich ratio
1820 3:1
1913 11:1
1950 35:1
1973 44:11992 72:1
Where is the world headed!!!!!
An analysis of the trend of the widening gap between the rich and the poor countries
System not Resources
Pakistan's misery due to the rotten Capitalist system not because of lack of resources!
Islamic Economic Systemvs
Capitalist System
Comparison
Economic ProblemKhilafah Democracy
Human needs are of two typesBasic Needs (limited)Luxurious Needs
World resources are enough to fulfil basic needs of all the people of world 1
Human needs are unlimited while there are limited resources to fulfil them
Solution:Distribution of wealth and resources to
guarantee all basic needs to each individual
Create opportunities so that maximum number of people can work to fulfil there luxurious needs
Solution:Needs of all the people won’t be
fulfilled
Increase Production to fulfil needs of as many people as possible
Rules related to collection of funds and its distribution constitute “Economic System” and cannot be taken from other than Islam
Methods to increase production is “Economic Science” and can be taken from other civilizations including the West
The United Nations Development Program (UNDP) reported in 1998 that the world's 225 richest people now have a combined wealth of $1 trillion. That's equal to the combined annual income of the world's 2.5 billion poorest people.
As of 1995 (the latest figures available), Federal Reserve research found that the wealth of the top one percent of Americans is greater than that of the bottom 95 percent
According to the US Census Bureau, 35.9 million people live below the poverty line in America including 12.9 million children. (http://www.census.gov)
The wealth of the three most well-to-do individuals now exceeds the combined GDP of the 48 least developed countries
UNDP calculates that an annual 4 percent levy on the world's 225 most well-to-do people (average 1998 wealth: $4.5 billion) would suffice to provide the following essentials for all those in developing countries: adequate food, safe water and sanitation, basic education, basic health care and reproductive health care.
Resources are limited- Non sense
Ownership
Economic System:
Ownership & Types of PropertiesKhilafah Capitalism
Three types of ownershipIndividualPublicState
Oil, Gas1, non-delectable minerals2 etc and anything on which society depends and people will disperse in pursuit for it, remains in public ownership
If these were owned individually this will deny the public from benefiting from these huge resources, creating misery for the common man
Freedom of ownershipIndividuals or companies
can own anything and everything
Multinational companies are ‘free’ to own public properties such as oil, gas, parks etc
They are ‘free’ to spend or hoard the wealth as they please
Huge resources for people’s welfare Cost of utilities much lower The foundation of economic colonisation
Economic System:
Pakistan’s Privatization DrivePrivatized To Be privatized
ABL, HBL, UBL, MCBBankers Equity LtdHub Power Co, Kot Addu Power CoPTCL (Ufone, Paknet, TIP, CTI)Steel Mill (Decision Reversed)Ghee Corporation of PakistanKESCUCH Power Ltd, Saba Power LtdDharki Power LtdOil and Gas exploration Licenses are
innumerable
OGDCL, PSO, PPL, SNGPL, SSGPLNIT, ICPSindh Engineering, Bolan TextileLyallpur Chemical and Fertilizer Co.Javedan Cement, Karachi ShipyardRepublic Motors, Lasbella TextilesHeavy Mechanical ComplexHPFL (Hazara Phosphate Fertilizer
Limited)Jamshoro Power Co, Pak Arab
Fertilizer, Mustahekam Cement
In first ten month of 2004-2005 assets worth $3.6 billion has been sold: Survey 2005:2006
Current year privatization target is 75 billion rupees.
Taxation
Taxation in a Capitalist System
Tax the poor and average man
Give tax-breaks to the Rich Multinational companies Landlords
Taxes in America
Who Benefits from Bush's Tax Cuts?
George Bush's 2001 $1.3 Trillion tax cut was the largest in US history
The Top 1% supper-rich got 37 % of Bush's tax cut as saving ($481 billion)
Whilst the bottom 80% of Americans only got 29 % of the total tax cut ($377 bn)
The tax cut savings clearly shows that Bush works for the Super-Rich, and that he is willing to promote their interests above those of all other Americans
Taxes in Pakistan
Agriculture sector in Pakistan contributes 40% to the GDP whilst astonishingly its contribution to the tax revenue is a meager 1%
GST, which is an indirect tax extracted from common man, constitutes 37% of the total tax-revenue of Pakistan
No Zakat taken from the land mafia which owns billions of rupees of land for the last decade or so. Islam requires a Muslim to give two and half percent of the value of the tradable goods in alms as Zakat
Currently No Ushr and Kharaj being levied on Agriculture produce
No wonder in democracy the elite legislate laws to tax the poor and give tax breaks to themselves
Taxes Comparison
2009-10 2008-9
Evidences
Economic System:
TaxesKhilafah Capitalism
No Taxes on common man1
GST, Income Tax, Withholding tax, toll taxes etc are all haram and will be abolished
There will be following permanent sources of revenues Al-Kharaj 2
Al-Jizya 3
Al-Ushr 4
The fifth of Al-Rikaz 5 (hidden treasures minerals)
Import and export duty on foreign traders 6
Zakat on import and export of the Muslim Trader 7
Hima (Protecting from public properties)
63.93% (Rs 840 billion) of revenue of Pakistan comes from taxes on the people as per the budget 2006-07 figures.
Out of these taxes 67.66% (Rs 569 billion) are indirect taxation that are to be paid by even a beggar, unemployed, handicapped, widow, elderly people and children without any differentiation.
Laws related to Agricultural land
Economic System:
Agriculture and Land lawsKhilafah Capitalism
Lease of agricultural lands (Muzariyat) is haram1
Leasing of agricultural lands is permitted
Agricultural land if not used for 3 years will be confiscated2 and allotted to someone who would cultivate it
No such restriction applies to an owner. He is “free” to do whatever he pleases
Anybody who occupies a dead land (outside the planned city area) and revives it by building a house or a factory etc becomes the owner of the land as well
No such incentive in the current Pakistani system
Prohibition of Muzarat coupled with obligation to cultivate land will give rise to land distribution of optimum productivity
Eradicates injustice to Muzarays. Delivers a fatal blow to the colonialist Feudal system (“jageer darana nizam”)
Evidences1. It was narrated by al-Bukhari that the Messenger of Allah said: “Whoever has land let him plant upon it or grant it to his
brother. If he declined let him hold his land.” 2. Muslim also narrated, “The Messenger of Allah forbade a rent or a share be taken for the land.” 3. The Sunan of An-Nisai states: “The Messenger of Allah forbade leasing the land.We said, ‘O Prophet of Allah, can we
then lease it for some of the grain.” He said, ‘No.’ We said, ‘We used to lease it for the straw.’ He said, ‘No.’We said, ‘We used to lease it in return of that on the irrigating Rabee’a.’ He said, ‘No, plant it or grant it to your brother.’”
4. Abu Dawud has narrated from Rafi’a ibn Khadeej that the Prophet also said, “Whoever has land, he has to plant upon it or let his brother plant upon it, and he cannot lease it for its third or fourth or a specified food.”
Evidences1. Bukhari related from ‘Aisha (ra) that the Messenger of Allah said: “Whosoever cultivated a land that is not owned by
anybody, then he deserved it more.” 2. Abu Dawud narrated that the Messenger of Allah said: “Whosoever fenced a (dead) land it becomes his”3. Bukhari narrated from Umar (ra) that he said: “Anyone who cultivated a dead land it becomes his.” Muslims and the
Dhimmi are equal in this matter, because the Hadith is general in its words.
Evidences1. By completing the revival, ownership is completed and the land is officially transferred to the peasant. All this must happen
before the end of three years after the allocation. This came in the narration narrated by Tawus from ‘Umar ibn Al-Khattab who said: “The muhtajir (who shield a land) has no right after three.” ‘Umar implemented this ruling while Sahabah were present and they all approved of this. Hence it becomes Ijma as-Sahabah for us and a Shari daleel.
Residential LandKhilafah Capitalism
The State guarantees housing for the one who is in capable to build a house for himself and his relatives are also poor cannot support him
The Prophet (SAW) said: “The Son of Adam has rights to food, clothing and shelter.”
The system doesn’t allow the people to use the resources which Allah has bestowed to man
Common man’s biggest problem in building a house is the inflated prices of residential land that can easily be solved through the Khilafah state.
Currency
Currency
Khilafah CapitalismMetallic Currency
Gold SilverAny other precious metalCurrency notes can be used in lieu
of gold and silver
Fiat currency backed by confidenceDollarEuro
Protects the currency from foreign controlPuts a check on devaluation and fake inflationReturn of the Gold standard will strike a fatal blow to the colonialist
economy
Riba
RibaKhilafah Capitalism
Interest transactions not allowed1
No interest based debt servicingEncourages the wealthy to under
take local investment rather than depositing their money in high interest deposit accounts
Freedom of ownership allows people to hoard money
Riba is the bate for the people to take money out of circulation/ investment and to put into deposit account
In 2006:07 Pakistan will pay 295 billion rupees in interest payment. This is 55 billion more than all foreign loan and grants for the year.
Relief to common man/ investorNo interest servicing to IMF and WB.
Evidences1. “That is because they say: Selling is just like usury. Whereas Allah permitted selling and prohibited usury .” [Al-
Baqarah: 275]
Investment before the advent of Banks
Investor Skilled labour
Inventor
Investor
Investor
Investor
Investor
Investor
Businessman
Entrepreneur
Trader
In a society devoid of Banks investors are in need of entrepreneurs and businessmen to help increase their wealth
On the other hand the skilled labour, inventors and businessmen are in need of investment in order to generate more wealth
Hence it is a marriage of convenience for both parties
They join together in a partnership to benefit from each other such that the investor bears the risk and the other partner does the work
Bank monopolizes the wealth of the society
Investor Skilled labour
Inventor
Investor
Investor
Investor
Investor
Investor
Businessman
Entrepreneur
Trader Bank
Bank’s Profit = (20-12)%
12%
20%
ProfitInterest
The Bank drains the society off of its wealth by guarantying the investor of sure profit (interest)
As a result an entrepreneur and skilled labourer is forced to borrow money from the bank on exploitative terms.
According to the contract not only the borrower has to pay hefty interest but he also has to return the principle amount in full even though if his business was in loss.
This produces a win-win situation for the investor and the bank. Hence the rich becomes richer and the poor poorer
In Muslim societies Banks were not very successful
Investor Skilled labour
Inventor
Investor
Investor
Investor
Investor
Investor
Businessman
Entrepreneur
Trader
Bank
Bank’s Profit = (20-12)%
12% 20%
Profit Interest
In Muslim societies since people considered Interest as haram therefore Banks was not in total control of the money flow in the society. Billions of dollars of money remained outside Banks control. And skilled labour didn’t need to go to the bank to borrow money as investors were there to help them.
As a result banks who thrive on monopolising the money and then forcing people into exploitative contracts couldn’t function properly.
Islamic Banking is helping Capitalist Banks
Investor Skilled labour
Inventor
Investor
Investor
Investor
Investor
Investor
Businessman
Entrepreneur
Trader
Bank
Bank’s Profit = (20-12)%
12% 20%
Profit Interest
IslamicBanking
$$$
The Banks opened up a Window for Islamic Banking through which Muslims were encouraged to give their money to the banks instead of investing it themselves following Islamic laws
This achieved the objective of draining the society off of wealth and hence the skilled labour has become more dependent on the Banks
Hence Islamic Banking has actually helped Capitalist system by having stronger grip on the money flow and hence exploit the masses
Islamic Banking in the Capitalist system
Islamic banking is also tool via which the Imperialist forces engage sincere Muslim in the current Kufr system and deceive them in believing that they can have an Islamic system within the frame work of the existing Kufr Capitalist system. As a result enormous time and effort is wasted in trying to “reform” this kufr system instead of uprooting it and implementing Islamic system in a comprehensive and radical manner
Banking SystemKhilafah Capitalism
Bank do not serve as financial intermediaries. Hence in capitalist sense there are no banks.
They will provide services of the like debit card, LC for import export, Online fund transfer, internet payments, etc.
They will facilitate/establish communication between the investor (Muwakkil) and worker (Mudharib)
Banks acts as financial intermediaries
They provide services like debit card, LC for import export, Online fund transfer, internet payments, credit cards. Financing for various heads on interest etc
A source of hoarding of wealth
Khilafah takes advantage of financial institutions providing financial services and networking whilst protecting the masses from the current banks system which spread their evil through hoarding of wealth, marginal reserve system and interest etc.
Banks in the Khilafah
Inventor
Investor
Investor
Investor
Investor
Businessman
Trader
Bank
• Bank is not a part of the financial contract
• Bank is only a financial adviser and facilitator similar to that of a property dealer
• Only introduces the two parties and takes service charges for its effort
The banks can continue to undertake all non-interests based services and take service charges on them such as: Current accounts for its
customers Money Transfer Cash Station Cards Lockers for valuable items LC (Bank as a Guarantor)
The banks can also act as financial advisors and facilitate the marriage of investors and entrepreneurs /businessmen etc.
Government bank will also provide grants and interest free loans to its citizens to enhance economic activity
Company Structure
Company StructureKhilafah Capitalism
All contracts should conform to contracts laid down by shari’ah. Hence exploitation of the needy is not possible
Man made laws aimed at benefiting corporates are to be complied. Rules have been written to benefit those who wrote them. Golden rule! “he who has the gold rules”
Public limited companies Illegal. i.e. no stock exchanges, futures trading etc. in Khilafah
Stock-exchange an integral part of western corporate business.
Speculative contracts lead to fiat (Alternative) economy and indexes which is used by the corporations to loot common man’s money while keeping them in dark as happened in the latest saga of energy giant Enron and second largest telecom company WorldCom.
Khilafah’s economy will be protected from economic crisis as were witnessed in South East Asia during the late ’90s when “Asian Tigers” were wiped by the powerful foreign investors
Stock exchangesKhilafah Capitalism
No stock exchanges are there in Khilafah.
No speculative transactions are allowed as per Islam. Investment is done only in real trade strengthening economy.
No chance of drowning of money in stocks as recently happen when 4 billion dollars of small investors were lost in a matter of a week when KSE index dropped from 10,000 to 7000 points.
A major portion of investment is done in stocks whose more than 90 % portion has nothing to do with real trade.
Real trade has gradually been reduced to less than 10 % of international trade and 90% is only financial transaction.
Last year stock market crashed several times drowning trillions of rupees of investors.
Stock exchanges are a source of diversion of investment from real trade to speculative business.
If all the money that is invested in stocks is directed to real trade it will give rise to a robust economy
Valid Companies in Islam
Khilafah CapitalismThe Company of Equal (Al-’Inan)The Company of Bodies (Al-Abdan)The Company of Body and Capital
(Mudharaba)The Company of Reputation Faces
(Wujooh)Company of Negotiation (Mufawadha)
Public Limited Company
Private Limited Companies
Guarantee Limited
Unlimited Company
A Man is not separate from his company
He is responsible for the debt of the company. He the stake holder money is safeguarded
A man can not hide behind the corporate rules at the time of bankruptcy
The Company and the owner are two separate distinct bodies
Owner is not responsible for the debt of company beyond his investment
Owners always hide behind the corporate rules at the time of bankruptcy.
Zakat
Zakat
Zakat is only taken from Muslim citizen after the passage of one year if his wealth exeeds Nisab which is different for different catagories
Liquid Currency Stocks (Raw material or Finish Goods)Receivable – DebtsLive StockLand (Ushr)Any tradable commodity including property
Hence as a whole more than 2.5% of the total wealth of the economy is collected from the society and injected back into the poorest echelons of the society.
This is a tremendous mechanism of producing a balance in the distribution of wealth within the economy apart from other Ahkam of Islam which allow the down trodden people to improve their economic situation
Foreign Loans
Foreign Loans- no way
Khilafah CapitalismTaking Foreign loans would not be
allowed 1
Membership in colonial organisation is also not allowed like Paris club, ADP, Islamic Development Bank, World bank and of course IMF.
Foreign loans are the integral part of Pakistan’s capitalist economy
This year 239 billion rupees will be received as different type of foreign loans.
In 1980 Nigeria took a loan of $3.5 billion from the Paris club. By 1985 this debt had risen $5.8 billion. By 1998 it had risen to 20.9 billion, and is today estimated at 27 billion.
Sovereignty of Pakistan was mainly eroded due to foreign loansIMF and WB dictate all our internal policies under the guise of ‘reforms’
and ‘good governance’
Khilafah would liberate us from IMF & WB Structural Adjustment programmes (SAP’s), Poverty reduction strategy Papers (PRSP) conditionalities and improve our economy
Evidence
Economic System:
Foreign Traders − not MNC’sKhilafah
Foreign trade is assessed on the basis of the citizenship of the trader and not the origin of the goods except goods from countries we are in actual war with like Israel.
Merchants from countries that have treaties with the State are treated according to the terms of the treaties
Merchants from countries in a state of war with the State are prevented from trading in the State, unless given a special permission
Any country with whom we have actual war with, its citizens (such as Israel) is excluded from these rules. The rules applicable to the actual land of war (Dar al-Harb Fa’lan) apply to such country in all the relations
Trade
Economic System:
Local TradersKhilafah Capitalism
Merchants who are subjects of the State are prevented from exporting any goods that the enemies could benefit of militarily, industrially or economically
No such provision, hence Pakistan is helping India fulfil her energy needs by building two gas pipelines. Which would further strengthen Indian industry and Military to be used against Muslims of Pakistan
This Trade Policy protects the state from potential enemies in the future
They are not prevented from importing any property they own under the pretext of protecting the local industry
The government hurts the local trader under the pretext of “Smuggling” while reduces import duty to give monitory benefit to the foreign trader under the guise of “foreign investment”
There is nothing known as “Smuggling” in Islam as long as the citizen of the state imports Halal items
Import export dutiesKhilafah Capitalism
A Muslim trader only has to pay Zakat (2.5%) of the property during import and export once a year1
No import or export duty other than zakat
Import and export duties may be as high as 15 to 20%.
Import duties on luxury cars reduced to suit the rich
A Zimmi (non-Muslim citizen) will pay according to the contract he had with state at the time of conquest 1
No such distinction
A Harbi (foreigner non-Muslim) will pay the same percentage of duty as his country applies on the traders of the Khilafah 2
No such distinction
Low import and export duties will enhance trade and improve not only the conditions of the trader rather it will also help our exports
In a Capitalist state people in the legislative assemblies reduce and increase duties to suit their interests and make money.
MiscellaneousAhkam
Evidences1. The hoarding of gold and silver was prohibited explicitly in the Qur’an. Allah (SWT) says: “And let those who hoard
gold and silver and do not spend them in the way of Allah know that a severe and painful punishment is awaiting them.” [At-Tauba: 34] This warning of severe punishment for those who hoard gold and silver serves as a clear evidence that the Law Giver has decisively ordered us to refrain from doing so; it is therefore forbidden to hoard gold and silver.
2. Islam prohibited pricing absolutely, due to what Imam Ahmad narrated from Anas who said: “Prices increased at the time of the Messenger of Allah , so they said, O Messenger of Allah, we wish would you price (fix the prices). He said: “Indeed Allah is the Creator, the holder (Qabidh), the Open-handed (Basit), the Provider (Raziq), the Pricer (who fixes prices); and I wish I will meet Allah and nobody demands (complains) of me for unjust act I did against him, neither in blood or property.” Also Abu Dawud narrated from Abu Huraira, he said, “A man came and said, O Messenger of Allah, fix prices. He said: “Rather Allah reduces and increases.”
3. S’aid ibn Al-Musayyab narrated from Mu’ammar ibn Abdullah Al-‘Adawi in Bukhari that the Prophet (saw) said: “No one monopolises except the wrongdoer.” Al-Athram narrated from Abu Umamah, he said: “The Messenger of Allah (saw) forbade that a foodstuff be monopolised”. And Muslim narrated through his chain of narrators from S’aid ibn Al- Musayyab that Mu’ammar said: “The Messenger of Allah (saw) said: “Whoever monopolised is a wrongdoer.”’ Monopoly is prohibited (Haram) in all things without a difference between the human foodstuff or animals foodstuff, a foodstuff or not, and of the people’s necessities or luxuries. This is because the linguistic meaning of the word monopolised (Ihtakara) is to compile a thing in its absolute sense (without specification). The word monopolised did not come in the meaning of compiling the foodstuff or the people’s necessities, rather compiling the thing, so it should not be confined to other than its linguistic meaning.
Evidences
Economic System:
Hoarding of Wealth & Price Fixing
Khilafah CapitalismHoarding of wealth (money) is
haram and state will take practical steps to prevent it 1
People are “free” to hoard wealth for no reason
Islamic system ensures circulation of wealth In Capitalist system banks offer “interest” to encourage people to inject
money into economy
Islam prohibits price fixing 2
Islam prohibits monopoly 3 Capitalist are still in dilemma as to how
to get rid of monopolies; e.g. Microsoft break up litigation
Evidences1. The Islamic economic system came to secure basic needs, irrespective of market conditions for such products.
Muhammad (SAW) said, “The son of Adam has no better right than that he would have a house wherein he may live and a piece of cloth whereby he may cover his nakedness and a piece of bread and some water.” According to this principle the Islamic State must ensure for all its citizens (Muslims or Non-Muslim) of the Islamic State a security which western people will never achieve in the heartless obduracy of the application of its free market.
Economic System:
Basic needs of the massesKhilafah Capitalism
Basic needs of all citizens are guaranteed such as food, clothing, shelter, education, health etc.
The land laws discussed earlier allow people to attain self-sufficient in food and housing as explained above
In the purest form of capitalism there is no concept of public welfare.
Khilafah alleviates the suffering of the massesDecreases crime and insecurity in the societyProduces a secure economic atmosphere which increases economic
activity and investment as the investor doesn’t run the risk of being homeless and struck by hunger in case of a loss
Economic System:
State RevenuesKhilafah Capitalism
Sources of Bait -ul-Mal The booties and the spoil of war1, Al-Fai2 and the fifth3
Al-Kharaj Al-Jizya Protecting some Public property (Hima) 4
State property of land, building utilities and their revenues)
Al-Ushur Money attained illegally by the rulers, the employees of
the State, illicit money and money from penalties The fifth of Al-Rikaz (hidden treasures) minerals 5
The inheritance property of the one who has no inheritors 6
The property of apostates 7
Charity Funds – Zakat Taxes (only from the rich Muslims and in specific situations)
Predominant source of income is Taxes from the common people. People in the west are taxed upto 35% of their income
State Expenditure PrioritiesKhilafah
The expenditures of the State are based around seven areas:The Zakat funds – on fix 8 categories mentioned in the Qur’an.Spending money on the destitute and the poor to ensure their basic needs is a must
on the State.Spending on defence, heavy industry and security of the State as well as carrying the
Islamic Message to other lands.Allowances of State employees such as salaries of soldiers, civil servants, judges,
teachers and the like.Provide utilities to the people such as roads, water services, power services,
mosques, schools and hospitals and any other utility considered as necessity for the people.
Emergency expenditures such as during famine, flood, earthquake or attack by enemy.
Spending on development projects – Only if funds available
Implementation of Economic System
Khilafah
oTo implement Islam’s economic system we require its corresponding ruling system i.e. the Khilafah. In the Khilafah no one has the authority to change Allah’s laws or abrogated them
oDictatorship and Democracy cannot implement Islam’s economic system as man is the legislator in both these systems and the powerful can easily change the just laws of Islam in their personal interests to subjugate the rights of the weak and the poor
Decision making in Autocracy (dictatorship of an individual)
Decision making
Legislative Mubah(General issues)
Mubah(needing expertise)
Economic Ruling Social JudicialEducation
PolicyForeignPolicy
The ruler
The ruler
The ruler
Decision making in Democracy (dictatorship of an elite group)
Decision making
Legislative Mubah(General issues)
Mubah(needing expertise)
Economic Ruling Social JudicialEducation
PolicyForeignPolicy
Elite Group
Elite Group
Elite Group
Decision making in Khilafah
Decision making
Legislative Mubah(General issues)
Mubah(needing expertise)
Economic Ruling Social JudicialEducation
PolicyForeignPolicy
Khaleefah is final authority after discussing with experts
People Through their representatives decide based on Majority (if Khaleefah asks them)
Allah’s Ahkam Are implementedderived from thesources, Qur’an,Sunnah, Ijma us SahabaQiyas
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