Investment Proposal
Client Report
Investment Charter
o Suitable Investment Charter
o Investment Guidelines
Investment Charter – Purpose & Objective
• Investment Charter is a key component of your investment strategy
• Sets out objectives and goals to be attained through investments
• Defining portfolio’s asset allocation, deviations and investment guidelines
Investment Objective
• Degree of risk you are willing to undertake to achieve investment objectives
• Ability to take risk dependent on factors such as age, wealth, income level, financial goals , family dependence etc.
• Understanding that portfolio returns and portfolio risk are positively correlated
Risk Tolerance
• Defining investment horizon, consistent with risk tolerance and return expectations
• The longer the investment tenure, the greater likelihood of achieving investment objectives
Time Horizon
• Return expectations has to be viewed in conjunction with risk undertaken, and the investment horizon
• Ensuring return maximization, for a given level of risk
• Optimizing returns through tax efficiency & legal mechanisms
Return Expectations
Investment Guidelines to Define Desired Outcome
Investment Objective
Portfolio RiskPortfolio Return
ExpectationsInvestment Time
Horizon
Cash Flows Generated from
Portfolio
Capital Appreciation
High High Long (>5 Years) Minimal
Moderate Growth
Moderate Moderate Medium (>3 Years) Minimal
Capital Preservation
Low LowShort (Upto 3
Years)High
Moderate Growth with Cash Flows
ModerateModerate to
HighLong High
• Any mismatch in the above parameters will not result in desired outcome and could lead to suboptimal performance
Your Requirement
o Investment Proposal
o Investment Proposal Rationale
Investment Proposal
Investment Proposal
Asset Class INR (Cr.) %ge of Portfolio
Equity Strategy 2.50 63%
Debt Strategy 1.50 38%
Grand Total 4.00 100%
Product Allocation INR (Cr.) %ge of Portfolio
Equity-PMS 1.00 25%
Mutual Fund 1.50 38%
Structured Product 1.00 25%
Corporate Fixed Deposit 0.50 13%
Grand Total 4.00 100%
Product Allocation Product Name INR (Cr.)
Equity Strategy 2.50
Multi-Cap PMS MOAMC BOP 0.50
Multi-Cap PMS MOAMC NTDOP 0.50
Large Cap Fund SBI Bluechip Fund 0.50
Multi Cap Fund Kotak Standard Multi Cap Fund 0.50
Multi Cap Fund Axis Focused 25 Fund 0.25
Mid Cap Fund HDFC Mid-Cap Opportunities Fund 0.25
Debt Strategy 1.50
Structured Product Motilal Oswal Home Finance Ltd - 35 Month 1.00
Corporate Fixed Deposit Bajaj Finance Ltd. 0.50
Grand Total 4.00
Insurance Product
Term Plan ICICI Pru Iprotect Smart
Equity Strategy
63%
Debt Strategy
38%
Equity-PMS, 25%
Mutual Fund, 38%
Structured Product,
25%
Corporate Fixed
Deposit, …
Investment Proposal Rationale
Product Name INR (Cr.) Product Allocation
Equity Strategy 2.50
MOAMC BOP 0.50 Multi-Cap PMS =>
The Portfolio will be constructed based on in-depth research leading to bottom-up stock picking with a view of
equities from 3-4 years perspective. It aims to predominantly invest in Small and Midcap stocks with a focus
on identifying potential winners.
MOAMC NTDOP 0.50 Multi-Cap PMS =>
The strategy aims to deliver superior returns by investing in focused themes which are part of the next trillion
dollar GDP growth opportunity. Themes: CONSUMPTION | BANKING & FINANCIAL SERVICES |
INFRASTRUCTURE & RELATED SERVICES.
SBI Bluechip Fund 0.50 Large Cap Fund =>
The scheme seeks to provide investors with opportunities for long-term growth in capital through an active
management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from
time to time).
Kotak Standard Multi Cap Fund 0.50 Multi Cap Fund =>The scheme seeks to generate longterm capital appreciation from a portfolio of equity and equity related
securities, generally focused on a few selected sectors.
Axis Focused 25 Fund 0.25 Multi Cap Fund =>
The scheme seeks to generate long term capital appreciation by investing in concentrated portfolio of equity &
equity related instruments of upto 25 companies, primarily in companies among the top 200 in terms of market
capitalisation.
HDFC Mid-Cap Opportunities Fund 0.25 Mid Cap Fund =>The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Mid-Cap
companies.
Debt Strategy 1.50
Motilal Oswal Home Finance Ltd - 35 Month 1.00 Structured Product =>A product with capital protection at maturity with Crisil : AA- r/stable rated to lock-in at attractive yield of
9.30% CAGR for a period of 35 months.
Bajaj Finance Ltd. 0.50Corporate Fixed
Deposit => Corporate Fixed Deposit CRISIL/AAA rated with 8.10% Interest paid M/Q/H/Y
Grand Total 4.00
Rationale for Allocation
Cash flows (in Lacs.) Total 21-Jan-19 31-Jan-20 31-Jan-21 31-Jan-22 31-Jan-23 31-Jan-24 31-Jan-25 31-Jan-26 ####### #######
Franklin India Equity Hybrid Fund (40.00) - (5.00) - (15.00) (20.00) - - - - -
ICICI Pru Balanced Advantage Fund (40.00) - - (5.00) (15.00) (20.00) - - - - -
India Realty Excellence Fund -IV (300.00) (30.00) (225.00) (45.00) - - - - - - -
MOAMC NTDOP (130.00) - - (50.00) (50.00) (30.00) - - - - -
ASK IEP (130.00) - - (50.00) (50.00) (30.00) - - - - -
SBI Bluechip Fund (40.00) - - - (20.00) (20.00) - - - - -
Kotak Standard Multicap Fund (40.00) - - - (20.00) (20.00) - - - - -
HDFC Ltd. - Regular Deposits (20.00) - - (20.00) - - - - - - -
Corporate FD (20.00) - - - (20.00) - - - - - -
Bajaj Finance (20.00) - - (20.00) - - - - - - -
Corporate FD (25.00) - - - - (25.00) - - - - -
Shriram Unnati Deposit (20.00) - - (20.00) - - - - - - -
Corporate FD (20.00) - - - - (20.00) - - - - -
DHFL - Aashray Deposit (15.00) - - (15.00) - - - - - - -
ASPIRE NIFTY 50 30042021 (40.00) - (40.00) - - - - - - - -
Perpetual Bond (25.00) - - (25.00) - - - - - - -
Perpetual Bond (25.00) - - (25.00) - - - - - - -
Perpetual Bond (25.00) - - - (25.00) - - - - - -
Perpetual Bond (25.00) - - - - (25.00) - - - - -
NCD (20.00) - - (20.00) - - - - - - -
NCD (20.00) - - - (20.00) - - - - - -
NCD (20.00) - - - - (20.00) - - - - -
IDFC Corp Bond Fund (35.00) - - (5.00) (10.00) (20.00) - - - - -
ICICI Pru Credit Risk Fund (20.00) - - - - (20.00) - - - - -
Franklin India Savings Fund (35.00) - - - (20.00) (15.00) - - - - -
Kotak Equity Arbitrage Scheme (30.00) - - (15.00) (15.00) - - - - -
Redemption
MOAMC NTDOP 9.24 - - - 0.38 0.81 1.17 1.36 1.58 1.83 2.12
Redemption
Franklin India Equity Hybrid Fund 85.70 - - - - - - - - - 85.70
ICICI Pru Balanced Advantage Fund 83.94 - - - - - - - - - 83.94
India Realty Excellence Fund -IV 480.62 - - 5.69 32.54 167.65 195.63 74.66 4.45 - -
MOAMC NTDOP 326.14 - - - - - - - - - 326.14
ASK IEP 326.14 - - - - - - - - - 326.14
SBI Bluechip Fund 90.73 - - - - - - - - - 90.73
Kotak Standard Multicap Fund 90.73 - - - - - - - - - 90.73
HDFC Ltd. - Regular Deposits 28.24 - - - 1.65 1.65 1.65 1.65 21.65 - -
Corporate FD 28.24 - - - - 1.65 1.65 1.65 1.65 21.65 -
Bajaj Finance 28.75 - - - 1.75 1.75 1.75 1.75 21.75 - -
Corporate FD 35.94 - - - - - 2.19 2.19 2.19 2.19 27.19
Shriram Unnati Deposit 29.25 - - - 1.85 1.85 1.85 1.85 21.85 - -
Corporate FD 29.25 - - - - - 1.85 1.85 1.85 1.85 21.85
DHFL - Aashray Deposit 21.75 - - - 1.35 1.35 1.35 1.35 16.35 - -
ASPIRE NIFTY 50 30042021 49.82 - - - 49.82 - - - - - -
Perpetual Bond 36.71 - - - 2.34 2.34 2.34 2.34 27.34 - -
Perpetual Bond 37.38 - - - 2.48 2.48 2.48 2.48 27.48 - -
Perpetual Bond 36.71 - - - - 2.34 2.34 2.34 2.34 27.34 -
Perpetual Bond 36.71 - - - - - 2.34 2.34 2.34 2.34 27.34
NCD 29.15 - - - 1.83 1.83 1.83 1.83 21.83 - -
NCD 29.00 - - - - 1.80 1.80 1.80 1.80 21.80 -
NCD 29.15 - - - - - 1.83 1.83 1.83 1.83 21.83
IDFC Corp Bond Fund 55.35 - - - - - - - - - 55.35
ICICI Pru Credit Risk Fund 30.77 - - - - - - - - - 30.77
Franklin India Savings Fund 53.42 - - - - - - - - - 53.42
Kotak Equity Arbitrage Scheme 44.68 - - - - - - - - - 44.68
Investor level Cashflow 983.53 (30.00) (270.00) (294.31) (184.02) (112.50) 224.05 103.26 178.27 80.83 #######
Product XIRR 13.27%
Multiple of Capital (MoC) 1.83
Investment life (Years) 4.83
Cash flow analysis*
* Note:
• All the returns or inflow from investments are purely indicative, it doesn’t give any assurance of future cash flow.
• Above cashflow explains the inflow & outflow of investment in given period as an example.
Assumption : 15% ROI (YoY) – PMS, EQ MF ROI – assumption as per category.
Cash flows (in Crores.) Total 28-Feb-20 28-Feb-21 28-Feb-22 28-Feb-23 29-Feb-24 28-Feb-25 28-Feb-26 28-Feb-27 29-Feb-28 28-Feb-29 28-Feb-30
Outflow
MOAMC BOP (0.50) (0.50) - - - - - - - - - -
MOAMC NTDOP (0.50) (0.50) - - - - - - - - - -
SBI Bluechip Fund (0.50) (0.50) - - - - - - - - - -
Kotak Standard Multi Cap Fund (0.50) (0.50) - - - - - - - - - -
Axis Focused 25 Fund (0.25) (0.25) - - - - - - - - - -
HDFC Mid-Cap Opportunities Fund (0.25) (0.25) - - - - - - - - - -
Moti la l Oswal Home Finance Ltd - 35 Month (1.00) (1.00) - - - - - - - - - -
Ba ja j Finance Ltd. (0.50) (0.50) - - - - - - - - - -
Inflow
Redemption
MOAMC BOP 2.02 - - - - - - - - - - 2.02
MOAMC NTDOP 2.02 - - - - - - - - - - 2.02
SBI Bluechip Fund 1.27 - - - - - - 0.50 - - - 0.77
Kotak Standard Multi Cap Fund 1.38 - - - - - - 0.50 - - - 0.88
Axis Focused 25 Fund 0.69 - - - - - - 0.25 - - - 0.44
HDFC Mid-Cap Opportunities Fund 0.69 - - - - - - 0.25 - - - 0.44
Moti la l Oswal Home Finance Ltd - 35 Month 1.30 - - 1.30 - - - - - - - -
Ba ja j Finance Ltd. 0.66 - 0.04 0.04 0.04 0.54 - - - - - -
Investor level Cashflow 6.04 (4.00) 0.04 1.34 0.04 0.54 - 1.50 - - - 6.58
Product XIRR 13.42%
Multiple of Capital (MoC) 2.51
Investment life (Years) 7.31
Cash flows (in Lacs.) Total 21-Jan-19 31-Jan-20 31-Jan-21 31-Jan-22 31-Jan-23 31-Jan-24 31-Jan-25 31-Jan-26 ####### #######
Franklin India Equity Hybrid Fund (40.00) - (5.00) - (15.00) (20.00) - - - - -
ICICI Pru Balanced Advantage Fund (40.00) - - (5.00) (15.00) (20.00) - - - - -
India Realty Excellence Fund -IV (300.00) (30.00) (225.00) (45.00) - - - - - - -
MOAMC NTDOP (130.00) - - (50.00) (50.00) (30.00) - - - - -
ASK IEP (130.00) - - (50.00) (50.00) (30.00) - - - - -
SBI Bluechip Fund (40.00) - - - (20.00) (20.00) - - - - -
Kotak Standard Multicap Fund (40.00) - - - (20.00) (20.00) - - - - -
HDFC Ltd. - Regular Deposits (20.00) - - (20.00) - - - - - - -
Corporate FD (20.00) - - - (20.00) - - - - - -
Bajaj Finance (20.00) - - (20.00) - - - - - - -
Corporate FD (25.00) - - - - (25.00) - - - - -
Shriram Unnati Deposit (20.00) - - (20.00) - - - - - - -
Corporate FD (20.00) - - - - (20.00) - - - - -
DHFL - Aashray Deposit (15.00) - - (15.00) - - - - - - -
ASPIRE NIFTY 50 30042021 (40.00) - (40.00) - - - - - - - -
Perpetual Bond (25.00) - - (25.00) - - - - - - -
Perpetual Bond (25.00) - - (25.00) - - - - - - -
Perpetual Bond (25.00) - - - (25.00) - - - - - -
Perpetual Bond (25.00) - - - - (25.00) - - - - -
NCD (20.00) - - (20.00) - - - - - - -
NCD (20.00) - - - (20.00) - - - - - -
NCD (20.00) - - - - (20.00) - - - - -
IDFC Corp Bond Fund (35.00) - - (5.00) (10.00) (20.00) - - - - -
ICICI Pru Credit Risk Fund (20.00) - - - - (20.00) - - - - -
Franklin India Savings Fund (35.00) - - - (20.00) (15.00) - - - - -
Kotak Equity Arbitrage Scheme (30.00) - - (15.00) (15.00) - - - - -
Redemption
MOAMC NTDOP 9.24 - - - 0.38 0.81 1.17 1.36 1.58 1.83 2.12
Redemption
Franklin India Equity Hybrid Fund 85.70 - - - - - - - - - 85.70
ICICI Pru Balanced Advantage Fund 83.94 - - - - - - - - - 83.94
India Realty Excellence Fund -IV 480.62 - - 5.69 32.54 167.65 195.63 74.66 4.45 - -
MOAMC NTDOP 326.14 - - - - - - - - - 326.14
ASK IEP 326.14 - - - - - - - - - 326.14
SBI Bluechip Fund 90.73 - - - - - - - - - 90.73
Kotak Standard Multicap Fund 90.73 - - - - - - - - - 90.73
HDFC Ltd. - Regular Deposits 28.24 - - - 1.65 1.65 1.65 1.65 21.65 - -
Corporate FD 28.24 - - - - 1.65 1.65 1.65 1.65 21.65 -
Bajaj Finance 28.75 - - - 1.75 1.75 1.75 1.75 21.75 - -
Corporate FD 35.94 - - - - - 2.19 2.19 2.19 2.19 27.19
Shriram Unnati Deposit 29.25 - - - 1.85 1.85 1.85 1.85 21.85 - -
Corporate FD 29.25 - - - - - 1.85 1.85 1.85 1.85 21.85
DHFL - Aashray Deposit 21.75 - - - 1.35 1.35 1.35 1.35 16.35 - -
ASPIRE NIFTY 50 30042021 49.82 - - - 49.82 - - - - - -
Perpetual Bond 36.71 - - - 2.34 2.34 2.34 2.34 27.34 - -
Perpetual Bond 37.38 - - - 2.48 2.48 2.48 2.48 27.48 - -
Perpetual Bond 36.71 - - - - 2.34 2.34 2.34 2.34 27.34 -
Perpetual Bond 36.71 - - - - - 2.34 2.34 2.34 2.34 27.34
NCD 29.15 - - - 1.83 1.83 1.83 1.83 21.83 - -
NCD 29.00 - - - - 1.80 1.80 1.80 1.80 21.80 -
NCD 29.15 - - - - - 1.83 1.83 1.83 1.83 21.83
IDFC Corp Bond Fund 55.35 - - - - - - - - - 55.35
ICICI Pru Credit Risk Fund 30.77 - - - - - - - - - 30.77
Franklin India Savings Fund 53.42 - - - - - - - - - 53.42
Kotak Equity Arbitrage Scheme 44.68 - - - - - - - - - 44.68
Investor level Cashflow 983.53 (30.00) (270.00) (294.31) (184.02) (112.50) 224.05 103.26 178.27 80.83 #######
Product XIRR 13.27%
Multiple of Capital (MoC) 1.83
Investment life (Years) 4.83
Cash Flow Explanation (Goals)
Daughter’s Education-1 (Required 1.15 Cr) (2022) - We Recommend to invest 1 Cr in Motilal Oswal Home Finance MLD (35 Month) which will mature in Dec 2022. the maturity amount on investment is expected to be 1.30 Cr.
Daughter’s Education-2 (Required 50 Lakhs) (2024) - We Recommend to invest 50 Lakhs in Bajaj Finance Ltd Fixed Deposit (48 Month) ( Interest rate 8.10%) which will mature in 2024.
Daughter’s Marriage-1 (Required 1.5 Cr) (2026) - We Recommend to invest 1.50 Cr in Equity Mutual Funds, hold it till 2026 and redeem 1.5 cr in total in 2026 as shown in cash flow from mutual funds.
Daughter’s Marriage-2 & Retirement (Required 1.5 Cr + 5 Cr) (2031) - We Recommend to invest 1 Cr in 2 PMS as shown, hold it till 2030 and you can redeem the entire corpus in 2031.
Portfolio Management Services
o MOAMC BOP
o MOAMC NTDOP
MOAMC Business Opportunities Portfolio (BOP)
Inception Date Benchmark Fund Manager
16-Jan-18 Nifty 500 Mr. Manish Sonthalia
Portfolio (Top 5 Stocks)
Scrip Name (%) of Market value
HDFC Bank Ltd. 10.54
Hindustan Unilever Ltd. 8.70
Bata India Ltd. 8.56
Kotak Mahindra Bank Ltd. 5.48
Blue Star Ltd. 4.99
Market Cap
Sector Allocation (%) of Assets
Large Cap 62.00
Mid Cap 27.10
Small Cap 10.30
Top 3 sectors
Sector Name (%) of Market value
FMCG 22.51
Banks 20.94
Retail 15.26
Source: MOAMC | Data as on 31st January 2020
• The Portfolio will be constructed based on in-depth research leading
to bottom-up stock picking with a view of equities from 3-4 years
perspective. It aims to predominantly invest in Small and Midcap
stocks with a focus on identifying potential winners.
• Investment Approach: “Buy & Hold” strategy. The Strategy at present
has a concentration in 23 stocks.
• Five basic themes- AFFORDABLE HOUSING | MARKET SHARE GAIN
BY NBFCS & PRIVATE SECTOR BANKS FROM PSU BANKS | RISE IN
CONSUMER DISCRETIONARY | AGRICULTURE & GST BENEFICIARIES.
• Exited Bajaj Finance Ltd and Increased Allocation in HDFC Bank Ltd.
Performance (%) Value of 1 cr. Invested
Period BOP Nifty 500 BOP Nifty 500
1 Month 1.85 -0.11 1.02 1.00
3 Months 0.79 1.77 1.01 1.02
6 Months 19.86 9.03 1.20 1.09
1 Year 22.25 9.52 1.22 1.10
2 Year 8.64 0.84 1.18 1.02
Since Inception 7.10 1.26 1.15 1.03
MOAMC Next Trillion Dollar Opportunity Strategy (NTDOP)
• The strategy aims to deliver superior returns by investing infocused themes which are part of the next trillion dollar GDPgrowth opportunity. Themes: CONSUMPTION | BANKING &FINANCIAL SERVICES | INFRASTRUCTURE & RELATED SERVICES.
• The portfolio consist of 25 stocks.
• In last 8 years, NTDOP PMS has delivered positive return of 23.47%versus 11.65% of Nifty 500.
Inception Date Benchmark Fund Manager
5-Dec-07 NIFTY 500 Mr. Manish Sonthalia
Portfolio (Top 5 Stocks)
Scrip Name (%) of Market value
Kotak Mahindra Bank Ltd. 13.61
Voltas Ltd. 10.45
Page Industries Ltd. 8.61
ICICI Bank Ltd. 6.74
City Union Bank Ltd. 4.97
Market Cap
Sector Allocation (%) of Assets
Large Cap 44.90
Mid Cap 52.30
Small Cap 2.70
Top 3 sectors
Sector Name (%) of Market value
Banks 27.60
FMCG 15.90
Consumer Discretionary 10.45
Source: MOAMC | Data as on 31st January 2020
Performance (%) Value of 1 cr. Invested
Period NTDOP NIFTY 500 NTDOP NIFTY 500
1 Month 0.95 -0.11 1.01 1.00
3 Months 2.15 1.77 1.02 1.02
6 Months 13.93 9.03 1.14 1.09
1 Year 11.68 9.52 1.12 1.10
2 Years 2.46 0.84 1.05 1.02
3 Years 9.82 10.15 1.32 1.34
4 Years 14.63 11.68 1.73 1.56
5 Years 11.80 6.59 1.75 1.38
Since Inception 15.95 5.60 6.05 1.94
Mutual Funds
o Equity Funds
Equity Mutual Funds
Scheme AUM
(Rs. In Cr.)Inception Date
Returns (%ge)
Std dev Beta Alpha
1 yr 3 yrs 5 yrs Since Inception
Large Cap Fund
Motilal Oswal Focused 25 Fund 1,205.28 13-May-13 21.08 11.95 8.31 14.17 12.22 1.31 -4.81
SBI Bluechip Fund 23,641.35 20-Jan-06 14.82 10.09 8.28 10.70 9.74 0.98 -3.47
Mirae Asset Large Cap Fund 16,873.03 04-Apr-08 11.87 13.34 10.20 15.25 11.49 1.19 -0.23
Category Avg -- -- 12.06 10.54 7.01 12.84 9.73 1.09 -4.61
NIFTY 50 TRI -- -- 11.84 13.29 7.67 13.41 8.00 1.00 --
Large & Midcap Fund
Motilal Oswal Large & Midcap Fund
349.16 17-Oct-19 4.14 (1 Month) 7.03 (3 Months) -- 15.06 -- -- --
NIFTY Large & Midcap 250 TRI -- -- 1.95 (1 Month) 3.99 (3 Months) -- 14.60 -- -- --
Source: Ace MF| Data as on 31st January 2020
Equity Mutual Funds
Scheme AUM
(Rs. In Cr.)Inception Date
Returns (%ge) Std dev Beta Alpha
1 yr 3 yrs 5 yrs Since Inception
Multi Cap Fund
Kotak Standard Multicap Fund 29,597.85 11-Sep-09 15.09 12.48 9.80 13.65 11.72 1.06 0.23
Axis Focused 25 Fund 9,109.64 29-Jun-12 24.69 17.59 11.84 16.27 13.22 1.22 1.31
Motilal Oswal Multicap 35 Fund 13,130.85 28-Apr-14 12.23 9.93 10.63 18.99 16.99 1.36 -2.69
Category Avg -- -- 12.79 9.77 7.75 13.18 12.65 1.01 -1.31
NIFTY 500 TRI -- -- 10.83 11.53 7.86 11.34 11.84 1.00 --
Mid Cap Fund
HDFC Mid-Cap Opportunities Fund 22,796.46 25-Jun-07 9.71 7.54 8.56 14.66 17.55 0.88 1.50
Motilal Oswal Midcap 30 Fund 1,811.99 24-Feb-14 22.63 8.00 8.85 19.21 13.01 0.59 -1.02
Kotak Emerging Equity Fund 5,887.95 30-Mar-07 21.13 10.93 11.02 12.07 16.68 0.82 2.86
Category Avg -- -- 12.41 8.73 8.41 14.36 16.04 0.85 2.22
NIFTY Midcap 100 TRI -- -- 7.56 6.46 7.69 20.23 19.83 1.00 --
Small Cap Fund
Invesco India Small Cap Fund 426.06 30-Oct-18 19.13 -- -- 13.87 4.76 1.06 12.67
HDFC Small Cap Fund 9,232.45 03-Apr-08 -3.22 9.98 9.21 12.48 21.91 0.75 8.79
DSP Small Cap Fund 4,918.44 14-Jun-07 11.73 3.02 8.80 14.84 21.59 0.82 -2.23
Franklin India Smaller CompaniesFund
6,928.77 13-Jan-06 1.78 3.32 6.50 12.46 18.97 0.72 0.75
Category Avg -- -- 10.39 6.92 7.65 13.87 18.46 0.75 1.10
NIFTY Smallcap 100 TRI -- -- 2.62 0.92 3.83 13.47 27.07 1.00 --
Source: Ace MF| Data as on 31st January 2020
Structured Product
o Motilal Oswal Home Finance Ltd.
MOHFL 35 Month
Issuer Motilal Oswal Home Finance Ltd ( MOHFL)
Type of Instrument Principal Protected-Market Linked Redeemable Non-convertible Debenture
Listing Yes
ISIN INE658R07349
Series M-7/F.Y.20/F.Y.23
Capital protection Capital is protected at maturity
Rating PP-MLD CRISIL AA-/ Stable
Month 35 Month
Tenor in Days 1065 Days, from the original deemed date of allotment(i.e 29th Jan 2020)
Residual Tenor 1050 Days
Face Value ₹ 10,00,000.00
Premium on issue ₹ 3,661.00
Issue Price ₹ 10,03,661.00
Issue Opening Date 13 February 2020
Issue Closing Date 13 February 2020
Pay in date 13 February 2020
Deemed Date of Allotment 13 February 2020
Reference Index Nifty 50 Index
Initial Fixing Date 29 January 2020
Initial Fixing Level Official Closing Levels of Nifty 50 Index as on Initial Fixing Date ie 12129.50
Final Fixing Date 29 September 2022
Final Fixing Level Official Closing Level of Nifty 50 Index as on Final Fixing Date
Final Redemption Date 29 December 2022
Pay-off conditionIf Final Fixing Level <= 25% of Initial Fixing Level than Only Principal
If Final Fixing Level > 25% of Initial Fixing Level than Coupon + Principal
Maturity 29 December 2022
Coupon on maturity 29.624%
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Motilal Oswal Financial Services Limited (MOFSL)* Member of NSE, BSE, MCX, NCDEX CIN No.: L67190MH2005PLC153397.
Registered Office Address: Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-400025; Tel No.: 022-71934263; Website www.motilaloswal.com. Correspondence Office Address: Palm Spring Centre, 2nd Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai- 400 064. Tel No: 022 7188 1000. Registration Nos.: Motilal Oswal Financial Services Limited (MOFSL)*: INZ000158836. (BSE/NSE/MCX/NCDEX); CDSL and NSDL: IN-DP-16-2015; Research Analyst: INH000000412. AMFI: ARN - 146822; Investment Adviser: INA000007100; Insurance Corporate Agent: CA0579. Motilal Oswal Asset Management Company Ltd. (MOAMC): PMS (Registration No.: INP000000670); PMS and Mutual Funds are offered through MOAMC which is group company of MOFSL. Motilal Oswal Wealth Management Ltd. (MOWML): PMS (Registration No.: INP000004409) is offered through MOWML, which is a group company of MOFSL. • Motilal Oswal Financial Services Limited is a distributor of Mutual Funds, PMS, Fixed Deposit, Bond, NCDs, Insurance Products and IPOs. • Real Estate is offered through Motilal Oswal Real Estate Investment Advisors II Pvt. Ltd. which is a group company of MOFSL. • Private Equity is offered through Motilal Oswal Private Equity Investment Advisors Pvt. Ltd which is a group company of MOFSL. • Research & Advisory services is backed by proper research. Please read the Risk Disclosure Document prescribed by the Stock Exchanges carefully before investing. There is no assurance or guarantee of the returns. PMS is not offered in Commodity Derivatives segment. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: [email protected], Contact No.:022-71881085. *MOSL has been amalgamated with Motilal Oswal Financial Services Limited (MOFSL) w.e.f August 21, 2018 pursuant to order dated July 30, 2018 issued by Hon'ble National Company Law Tribunal, Mumbai Bench. Customer having any query/feedback/ clarification may write to [email protected]. In case of grievances for Securities Broking write to [email protected], for DP to [email protected]
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