in partnership with Express News Helpline Trust, ICMC, Rotary International, Behbud Association and Islamic Charity UK
June, 2012
Monitoring, Evaluation & Research SectionNational Rural Support Programme
© Copyright - June 2012
Established in 1991, NRSP is the largest Rural Support Programme in the country in terms of outreach, staff and development activities. It is a not for profit organization registered under Section 42 of Companies Ordinance 1984. NRSP’s mandate is to alleviate poverty by harnessing people’s potential and undertaking development activities in Pakistan. It has a presence in 59 Districts in four Provinces and Azad Jammu and Kashmir through Regional and Field Offices. NRSP is currently working with about two million poor households organized into a network of over 129,000 Community Organizations. With sustained incremental growth, it is emerging as Pakistan’s leading engine for poverty reduction and rural development.
NRSP Owner Driven Low Cost Housing
Author: Rachel AbbeyData collection by: Qadir Bakhesh Leghari, Mazhar Khan, Ghaffar Paras, Michael Khilji and Ahmed Hasan
Designed by: Mansoor Abid
National Rural Support Programme46, Aga Khan Road, F-6/4, Islamabad, Pakistan.Tel: +92 (51) 2822319, 2822324, Fax: +92 (51) 2822779Email: [email protected], Website: www.nrsp.org.pk
Printed at PanGraphics (Pvt) Ltd., Islamabad
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page i
Table of Contents
Acronyms iiExecutive Summary 1Background 2 Damage to infrastructure/ housing within the project areas 2Introduction 4 Report Objectives 4 Report Methodology 4Pilot to develop NRSP’s low cost housing model 5 Unit design and costing 5Selection of project areas- rapid assessment 9Selection process within each district 10Community driven approach - selection 11 Participant selection criteria 11 Procedures 11 Inclusion: women and the poor 12Design against cost 17 Cost 18 Design 19Data Management 20Construction and management 22 Roles and responsibilities 23Summary: the community driven approach vs. the donor driven approach 28Participant feedback and key findings 30The way forward 32Success Stories 34 Kima and Suke Bash, Rajanpur (ICMC) 34 Umair Zeb Jahanzeb, Charsadda, KPK (Express Housing) 35 Feroz Shah (Rotary International) 36 Khadim Hussain, Thatta, Sindh (Express Housing) 37 Abid Hussain, DG Khan (Express Housing Project) 38 Gul Wali, Charsadda (Behbud Association) 39 Hazrat Bilal, Charsadda, Islamic Charity 40Annexes Annex 1: Agreement with Beneficiary 43 Annex 2: List of beneficiaries - Behbud Association of Pakistan (KPK) 44 Annex 3: List of beneficiaries - Islamic Charity (KPK) 46 Annex 4: List of beneficiaries - Express Housing (KPK) 48 Annex 5: List of beneficiaries - Express Housing (Sindh) 49 Annex 6: List of beneficiaries - Express Housing (Southern Punjab) 52 Annex 7: List of beneficiaries - Rotary International (KPK) 58 Annex 8: List of beneficiaries - ICMC (Southern Punjab) 61
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page ii
Acronyms
CNIC Computerized National Identity CardCO Community OrganisationFGDs Focus Group DiscussionsGM General ManagerGPS Global Positioning SystemICMC International Catholic Migration CommissionKPK Khyber PakhtunkhwaLSO Local Support OrganisationMER Monitoring, Evaluation & ResearchMIS Management Information SystemMOUs Memorandum of understandingNDMA National Disaster Management AuthorityNRSP National Rural Support ProgrammePDMA Provincial Disaster Management AuthorityPSC Poverty ScorecardToP Terms of PartnershipUC Union CouncilVO Village Organisation
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 1
Executive Summary
Executive Summary
The flash floods caused by the heavy rains that hit Pakistan over July and August 2010 are estimated to have affected over 20 million people1. This disaster destroyed or partially damaged nearly 1.9 million housing units nationwide2 with the mass displacement of people into relief camps, unsafe buildings, makeshift shelters and along the roadside. 27 out of NRSP’s 59 districts were affected. The worst affected districts were: Charsadda in KPK, Rajanpur and DG Khan in Southern Punjab, and the coastal district of Thatta in southern Sindh. The National rural Support programme responded by developing a low cost housing model comprising one room, a latrine and an optional veranda/ kitchen. This was to be implemented through the community driven approach. The costshare required for each housing unit is 30:70, with Rs. 100,000 to be contributed towards each unit by donors and Rs. 45,000 by participants in the form of cash, materials and labour. Five donors came forward funding the construction of 653 houses using NRSP’s housing model and approach. These are the Behbud Association, Islamic Charity UK and Rotary International, the Express News Helpline Trust, and the ICMC.
This report is intended to guide all stakeholders on the lessons learned during the eleven projects funded by these donors. These lessons relate to the design, the approach, selection criteria, cost, project management, data management and technical support. All data was collected for this report through 11 focus group discussions alongside individual interviews conducted with communities and project staff across all project areas. The findings are very much in favour of the community led approach for house construction with 100% of participants interviewed in support of this model. 100% of participants were also in favour of the higher cost unit used in the programme using cement mortar rather than mud mortar stating increased security against future floods to be their first priority. One of the drawbacks of this meant that the costshare was relatively high and it was therefore difficult to include the poorest in the programme. It was also challenging to use housing as a means for women empowerment given that land in Pakistan is in the main owned by men to ensure this asset is retained within the family. In these aspects the report advises to investigate the options of land transfers and higher grants for the poorest.
Despite these issues, the community led housing model was preferred by all focus group participants including those that had been involved in donor driven (top down) housing projects within the same communities. Reasons for this, were that the community led approach builds capacity, places control over the construction process in the hands of the owners/ beneficiaries, and most importantly of all, ensures that the house is not viewed as a unit or project target but as a home. This was observed by the fact that almost all beneficiaries not only immediately moved into their houses but further invested in them adding shelving, designs, and paintwork. It is advised that this approach be adopted in future post-disaster programmes.
1 National Disaster Management Authority (NDMA), Pakistan, (April, 2011)2 Ibid
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 2
Background
The flash floods in Pakistan over July and August 2010 and the later floods in Sindh in 2011 had a severe and long term impact on livelihoods and standards of living. The floods destroyed community level and large scale infrastructure, communications networks, transport networks, and destroyed nearly 1.9 million houses nationwide3. In order to limit the spread of disease and enable people to re-start their daily lives, the reconstruction of housing was an urgent priority. Following initial emergency response activities, the National Rural Support Programme (NRSP) conducted a rapid assessment of housing damages within its operational area. This assessment was conducted through its regional offices, LSOs, VOs and COs. The findings indicated that within the 27 affected districts that fell within NRSP’s operational area, a significant portion of housing within these had been damaged or destroyed.
Damage to infrastructure/ housing within the project areas
Charsadda, KPK: All of Charsadda’s 31 union councils holding a total population of 1.4 million were affected by the 2010 floods. Situated next to the Kabul River, Charsadda experienced 52 hours of torrential rains which amounted to an average of 29cm of water, all rivers
3 Ibid
Flood affected districts, 2010
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 3
and streams in Charsadda experienced flooding. 44,200 houses were severely damaged/ destroyed by the flooding and 1.2 million people were temporarily/ permanently displaced.
Rajanpur and DG Khan, Southern Punjab: 945,644 people from Rajanpur’s population of 1,490,665, and 360,647 people from DG Khan’s population of 1,514,0734 were directly affected by the floods. In Rajanpur, the flooding covered 32 of the 44 union councils and in DG Khan, 44 out of 59. During periods of high rainfall, these two districts are frequently affected by flooding from river overflow and intersecting hill torrents from the Sul-e-man mountain range. In 2010, water levels were even higher with overflow water from the West Bank of the Indus filling narrow valleys. This allowed water to enter the main city and kutcha areas of Jampur. Three protective bunds were breached in this process5. Transport was cut off from Multan, Muzaffargarh and the rest of Punjab. Tribal areas in both districts received little assistance having a low accessibility due to security.
Thatta, Sindh: All of Thatta’s 55 UCs were hit by the 2010 floods6 with 874,030 people from Thatta’s population of 1,778,043 people experiencing flooding in their communities. 70% of the population were reported to have fled their homes after the break of the levee in Taluka Sajawal allowing water to rapidly spread through canals with extensive overflow7. Thatta on the coast of Southern Sindh was the last district reached by the flood waters and from where they flowed into the sea. The water reached a height of 10-12 feet in some areas and 107,981 houses (primarily made from kutcha – mud/ straw) were destroyed.
4http://floods2010.pakresponse.info/Portals/0/Pakistan/District_Profiles/District_Profile_Rajanpur_Feb%2018,%202011.pdf5http://www.sappk.org/publications/Flood_reports_districtwise/District_Rajanpur_Flood_Report.pdf6http://www.pdma.gos.pk/DistrictProfile/Thatta_District_Profile_March_2011_final.pdf7http://www.guardian.co.uk/world/2010/aug/27/pakistan-floods-levee-thatta
Background
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 4
Introduction
NRSP collaborated closely with the donor community in its flood relief and rehabilitation activities, attending cluster meetings and sharing information, resources and contacts. Following the emergency response phase, the NRSP regional teams developed a set of low cost housing models to assist in the long term rehabilitation of flood affected families. Five donors came forward to work with NRSP to provide the low cost housing model in Charsadda, Thatta, Rajanpur and DG Khan. These were Express News Helpline Trust (250 units), the International Catholic Migration Mission (250 units), Rotary International (70 units), Islamic Charity UK (43), and the Behbud Association (40 units). All projects used the same transparent community approach for beneficiary selection. Each donor provided Rs.100,000 towards the cost of each unit, Rs.30,000-60,000 was to be contributed by beneficiaries in the way of labour and materials. All housing projects took place from November 2010 to March 2012.
Background research for this report was undertaken in two parts. The first part consisted of the evaluation of three of the initial housing projects conducted in Charsadda and Thatta (Express News, Islamic Charity and Rotary International) with field visits and five focus groups carried out during the process of beneficiary selection and house construction. These evaluation visits took place between January 2011 and March 2011. The results of these evaluations were used for lessons learning, implemented in the latter projects in this area. Further data was collected in March 2012 in the form of six focus groups discussions with communities (beneficiaries and non beneficiaries) and interviews with project staff on the ICMC project in Rajanpur. This was to evaluate how the lessons learned from earlier projects had been put into practice and to decipher whether any further areas needed improvement. The findings from these are summarised in the following report.
Report Objectives• To evaluate the community led approach for the construction of housing• To evaluate the cost and model of the proposed unit• To evaluate support provided to programme participants• To decipher areas whether the NRSP housing programme can be further improved
Report Methodology• All documentation related to the NRSP housing programme was reviewed at the
start of the evaluation. This included unit design, beneficiary lists taken from the MIS, selection criteria, contract documents, MOUs and PSC results.
• Primary data for this report was collected through eleven focus group discussions with beneficiaries and non beneficiaries in the project areas. Five of these were conducted in Thatta and Charsadda (FGDs carried out between January 2011 and March 2011) and a further six focus group discussions completed in Rajanpur in March 2012. Further data was collected from Social Organisers, Field Engineers, Project Managers, District Managers, the GM and MER staff.
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 5
Pilot to develop NRSP’s low cost housing model
Following the emergency relief and early recovery phases of the response, the NRSP focused on the need to reconstruct much of the housing in severely flood affected areas. Regional teams in Mianwali, DG Khan, Rajanpur and Bhakkar were provided with a budget of Rs. 500,000 to develop and test a set of low-cost housing models. The resultant models differed by region in terms of size, cost and materials. They also tested both semi-permanent using mud mortar and permanent structures using cement mortar. The selection process followed a community driven approach with residents identifying those most in need in their area, later verified by NRSP regional staff. Residents were also heavily involved in the construction of the houses. Following this pilot, feedback was taken from project beneficiaries in the form of FGDs, potential donors were also involved in this process. Following this feedback, the NRSP opted to build permanent housing structures (smaller than the semi permanent structures due to cost) being preferred by communities. The cost of each housing unit was approximately Rs. 145,000. The new design was shared with potential donors with the understanding that housing would be provided on a costshare basis.
Unit design and costing
The plans show the initial design used in the Rotary International, Express Housing, Islamic Charity and Behbud projects. This low cost design comprised one room, a latrine, and an optional veranda/ kitchen (14’ x 16’). In the latter ICMC project, the veranda was removed from the design due to the significant rise in the cost of materials and labour during this period. The design was enlarged to 14’ x 20’ in the first phase of the ICMC housing construction and later constructed according to the earlier design of 14’ x 16’ on the recommendation of PDMA, Punjab.
Pilot to develop NRSP’s low cost housing model
Pilot of low cost housing model, Mianwali
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 6
Front view of housing unit
Side view of housing unit
Plan view of housing unit (optional veranda included)
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 7
Front view of latrine Plan view of latrine
FeaturesRoofing: Roof tiles laid in C/S mortar supported with structural steel T-Iron and iron girderFloor: Brick ballast and P.C.C (1:4:8) and (1:2:4) Drainage: Open drains and PVC pipe 4” diameterWalls: Burnt bricks in C/S mortar (1:4)Joinery: M/S Steel Gate, steel window ventilator and doorsSeptic Tank: Brick masonry in C/S (1:4), Plaster in C/S (1:3), and P.C.C in C/S (1:2:4)External wall: Brick masonry in C/S (1:4), Plaster and flush pointing
Table 1: Breakdown of costing per unit (estimates as of June, 2011)
S.# Labour/ materials Estimated Cost (Rs.)1 Skilled Labour 7,6002 Unskilled Labour 7,200SUB TOTAL LABOUR 14,8001 Bricks 54,9182 Cement 30,6163 Sand 7,8724 Crush 5,885 5 Brick Ballast 3666 RCC/PVC Pipes 6’’dia Bathroom drain 350
Pilot to develop NRSP’s low cost housing model
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 8
S.# Labour/ materials Estimated Cost (Rs.)7 W/C for bath 7508 P-Trap for drains, 1509 elbows for drains 9011 Whitewash material + labour charges 1,41412 Door (1.5”, 20 swg of pipe and 20 swg sheet) 4,00013 Window (1.5”, 20 swg of pipe and 20 swg sheet) 3,80014 Bath Door Same Above Specification 2,00015 Ventilators 45016 Steel 2,10017 T-Iron (0.9 kg/ft) 16,33518 Girder (2.8kg/ft) 12,96019 Roofing brick tiles 8,64520 Plastic sheet 47421 Electrical fitting and charges 1,000SUB TOTAL MATERIALS 154,175Total A + B 168,975
This cost is based on estimates as of June, 2011 (so higher than the previous figure provided of Rs. 145,000). In future programmes the 70:30 ratio should be maintained with flexibility for the poorest.
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 9
Selection of project areas- rapid assessment
Districts were selected on the basis of set indicators. These were: • the severityofimpact: assessed through damage assessment surveys conducted
prior to each project, • need i.e. the potential number of beneficiaries (see background section for figures), • whether other donors were working on similar projects in the area, and • how quickly NRSP would be able to implement the community driven approach e.g.
whether COs werealreadyoperationalinthearea. • In some areas the communities approached NRSP to initiate housing projects in
their area; this was followed by the due processes.
Table 2: Summary of housing construction by area
District Union Councils Villages Units DonorCharsadda, KPK
Hisara Yaseen Zai, Hasan Zai, Kato Zai, Mohammad Nari
Akbar Abad Kot Tarnaw, Sadar Ghari, Bela, Hisar Dheri
40+43+ 70+25 = 178
Behbud Association, Islamic Charity UK, Rotary International, Express News
Thatta, Sindh Bijora and Belo Belo, Vicholo 75 Express News DG Khan, Southern Punjab
Ghousabad, Jhok Utra
Dhadhar Wala Rasheed Abad, Memar Wala, Rugh Ranjhy Wala, Kory Wala, Ahmed Khan
50 Express News
Rajanpur, Southern Punjab
Murghai, Sabzani, Kot Tahir, Basti Rindan
Rakh Mud Molvi, Mud Molvi, Kotla Said Khan, Kotla Murtaza Shah, Bhagsar, Rakh Qadra, Rakh Sabzani, Rakh Prawar, Kot Tahir, Thakra, Basti Rindan, Kotla Daha
250 + 100 = 350 International Catholic Migration Commission, Express News
The Express Housing, Behbud Association, Rotary International and Islamic Charity projects in Charsadda, KPK (164 units) were located in seven villages close to Hisara Model Camp holding more than 600 persons. This camp had been set up by NRSP with funding from Rotary and Oxfam. 15 COs (men only) were also already operational in this area meaning that trust had already been built up with the project communities and that staff were familiar with the area.
Selectionofprojectareas-rapidassessment
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 10
Similarly the Express Housing project in Thatta, Sindh (75 units), implemented in two villages, was located close to NRSP relief camps in Thatta. Again NRSP had conducted previous work in the selected areas facilitating the community driven model. This strategy of placing projects in villages close to camps also meant that it was easy to find participants being located in one area rather than scattered enabling a continuous line of communication at all stages in project planning and implementation.
This strategy was continued in phase two of the Express Housing project in DG Khan. Here, six villages were selected for the construction of 50 units close to NRSP and Rotary funded camps. In the latter ICMC project in Rajanpur, many of the flood affectees stayed in government buildings rather than camps and most had already returned to their communities where they had erected tents/ makeshift shelters. For this reason, the NRSP selected the project areas primarily according to levels of damage to housing and on whether there were existing donor projects running in the area. Prior to the start of these projects, six COs (two men only and four mixed) were already established in DG Khan and eight in Rajanpur (four men only and four mixed).
Selection process within each district
Relief Camp, Makli, Thatta
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 11
Community driven approach - selection
Although the methodology for selection varied slightly across projects, the same broad criteria was followed.
Participant selection criteria
• The affected household should be poor and have a completely damaged kutcha or pukka house
• The head of the household or tenant should have valid house ownership documents in his/her name.
• The head of the household should have a CNIC.• The affected should be in the same geographical proximity of the village or
settlement.• The household should have good and honest social recognition and bearing.• The household should be ready to contribute in cash, available materials and by
way of skilled/ unskilled labour.• The Grantee should be married, a widow or a widower.
Prioritised
• Widows• The poorest i.e. those without means to reconstruct safe housing
Procedures
Communities were fully engaged in all aspects of the projects from participant selection to construction. Communities were asked to verify that potential beneficiaries:
1. had the capacity to construct their own house (financial and human capital) and 2. were deserving (would not be able to construct their houses without significant
financial support).
Processes for selection varied across different projects with informal committees and COs being set up in the Express Housing, Behbud, Islamic charity and Rotary Project in Charsadda and DG Khan, in some cases beneficiaries were selected by donors also who completed a door-to-door verification process, a two-way open discussion was undertaken between NRSP and communities for the Express Project in Thatta, and the PSC and Village Development Committees were used on the ICMC project in Rajanpur and in DG Khan. Due to the fact that the earlier projects were completed in the immediate post-flood period, need was much higher in terms of demand and projects were undertaken on a much quicker timescale. For this reason, in earlier projects less formal procedures were followed or procedures tended to change from one project to the next depending on donor requirements.
Communitydrivenapproach-selection
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 12
In earlier projects such as the Express Housing Project in Charsadda, informal committees/ newly formed COs had the task of both selecting and verifying potential participants for the projects. This process was later amended due to transparency issues with committee members found to be largely selecting themselves. In the revised process, it is staff members that draw up this initial list either using the PSC survey as used on the ICMC project or through a two way open discussion between NRSP and the community as used in the second part of the Express Housing project in Thatta. This latter approach has proved much more successful in terms of inclusion and transparency.
Inclusion: women and the poor
The poor
Due to the relatively high contribution expected from beneficiaries, in many of the projects, the very poorest were excluded or in two cases identified in Sindh – unable to complete their houses within the project period. This factor was noted following an assessment of the Express Housing and Rotary International Projects in Charsadda. In the Express Housing Project in Charsadda, the community elders realised that the amount of Rs.100,000 was insufficient to construct a one room unit according to the required specifications. The elders therefore requested that only those who had savings to step forward. “Wedidnotwantafamilyto struggle to build a house ..andlaternotbeabletofinishthisorlaternotbeeligibleforotherfinancialassistance due to already being involved in the Express project.”(SalmanKhan,AkhbarAbad,Charsadda).
Being one of the first areas affected by the floods, Charsadda was one of the worst damaged
Housing committee/ CO meeting in Akbar Abad, Charsadda, KPK
Community in Rajanpur being informed of selection criteria
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 13
areas since people did not have any warning and therefore time to move assets such as farming equipment or livestock. The community here stated that regardless of whether people were considered to be well-to-do or poor prior to the floods, the disaster affected everyone equally. During the focus groups conducted in Charsadda, Jalander Juma Gul, a beneficiary of the Express Housing Project, stated that prior to the floods he was a farmer that tended 20 acres of sugarcane crop for a landowner, when the floods came the entire crop was damaged. Jalander and his family not only lost their house but their main source of income. It is suggested that in future projects where assets are significantly destroyed that regular income and savings and hence a family’s capacity to raise funds for construction are taken into account during selection. This should be both from the perspective of whether they are able to construct a housing unit without project support and whether they are able to complete construction even with project funds.
It is advised that when committee members are selected that it be completed in an open process in conjunction with NRSP. This is particularly important in areas where tribal politics are strong such as in Charsadda. It is also advised that a separate neutral party be used for the verification of participants rather than relying on project staff at the field level or the community themselves. This aspect was also requested by participants for future projects in the ICMC housing areas where they requested that the District Manager confirm participant lists.
In the Express Housing Project in Thatta where selection was undertaken through an open two-way discussion between NRSP and project participants, it was decided that the contribution from the participant should not impede the selection process, as this was felt to prioritise savings over need. Further to this, very few people in Thatta would have been able to meet this condition, also due to the greater number of houses to be reconstructed in Thatta, there was greater leniency in selection and savings were not made a mandatory criterion. Allah Dino living in Rahim Dino Charan stated that “Householdsavingsisanunfaircriteriainsuchasituationwheremostpeoplehavelostalloftheirassets.BynatureofworkingasasmallscalefarmerIhadinvestedeverythingintomyland,however,duetothefloodsIhadlosteverything.TherewasnowayIcouldhavebeenselectedifsavingswasacriteria.” Mir Muhammad, a daily wage earner with a family of 12 stated “mostpeopleinourvillagehavelargefamiliesandconsideringtheaverageincome,notmuchisleftforsavingsthatcouldbeusedforreconstruction.Itshouldbelefttotheparticipanttodecidehowmuchtheyareabletocontribute.”
It was again noted in later projects conducted with ICMC, that 22 potential participants in the lowest PSC category of 0-11 did not receive any support in the way of housing due to their inability to pay the costshare, three of these people were widows. This factor has also increased the gap between rich and poor in some villages with those able to contribute coming from the higher categories of the PSC. Despite this, the selection criterion that those already in possession of pukka housing should be excluded from the project was
Communitydrivenapproach-selection
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 14
maintained. Although some of the project participants fell into the next category of the PSC (12-24), they were still noted to be needy and all were previously living in kutcha or in a few cases semi-kutcha housing prior to the floods. It was noted that due to the high levels of coverage in the ICMC project villages (due to other housing projects being run in tandem to this), that conflict over selection was lower than in earlier projects.
In the main, project participants were hesitant to come forward to speak out for the poorest that were missed in fear that their houses would be placed at risk in some way. This aspect also shows the vulnerable nature of communities in these areas and the importance placed on such projects. Unfortunately this also meant that those identified as needy by the project but unable to contribute were at times viewed by others in somewhat negative terms. It is suggested that grant provisions/ alternative housing, perhaps at a lower cost, be made available to the poorest families who continue to live in very unhygienic conditions post-flood. It also needs to be made clear to communities in future projects that the inability by some to contribute should not be seen as a threat or hindrance to other project activities.
The continued need for housing amongst the poorest, Kondon Bhai, Rajanpur, Southern Punjab
Kondon Bhai, 37 years old is an inhabitant of village Danusha. She has no education. Kondon states that her life has been a continuous struggle since her husband died six years ago from hepititis C. Kondon was pregnant when he died and the couple already had two young children. She makes money now through cotton picking, labouring, harvesting and charity (zakat).
During the floods, her neighbour, also a CO member, supported her and she moved in with his family. She lived with her neighbour’s relatives for two months in Dingle, during this period three families were staying in the two-room house. Kondon and her children returned to the village when the waters receded staying in an NRSP tent which she shared with four other families. They stayed in the tent for six months sleeping on a rotational basis or at times in the open. After the winter season, the same family assisted Kondon to construct a straw house, she had no money for materials or labour. This type of construction is unhygienic due to the rain coming through the roof and the abundance of flies. It is also extremely hot.
Mamtaz Mai, 50 year old cotton worker, explaining the difficulty in being able to meet the costshare
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 15
“OfcourseIwouldlovetohave a house like the others nowhave.Idon’thavethemoneyforthecontribution,at the most I could pay Rs.10,000,andeventhiswouldbeastruggleforme,Ihave nothing now, how can Igive.”As a widow without support, Kondon and her family were given first priority for housing in the village following the PSC survey but she had no capacity for the contribution and was therefore removed from the list.
Apprehension: the case of Muhammad Siddique, Thatta
Muhammad Siddique, an inhabitant of revenue village Bello participated in the Express Housing Project in Thatta. By profession he is a carpenter and has four sons. Two of his sons work as carpenters whilst the others obtain employment on a casual basis as labourers at local hotels. Even before the floods Muhammad suffered from a respiratory disease. When the floods came his sons had to move him on a stretcher to an army camp located 35 kms from their village in Makli. After staying there for two months, he returned with his family, however, since this time he has been hospitalised two or three times.
Having provided funds for the construction of his house, the work continuously gets placed on hold due to the need to prioritise his medical expenses. The local committee in the area continuously requests the family to complete the construction work, however, due to state of his health and now with the weak condition of his granddaughter who is suffering with kidney problems, progress is slow.
Due to Muhammad’s condition, the family has not prioritised the completion of this construction work. Muhammad Siddique says “IamreallythankfultoNRSPandExpressforselectingmeasaparticipantforthisproject,howevermystateofhealthhasreallymademeredundantandasaresultIhaven’tbeenabletocompletetheconstructionwork.
Communitydrivenapproach-selection
Kondon Bhai outside her home, Rajanpur
Muhammad Siddique sitting in his home, Thatta
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 16
However,IamadamantthatasmyhealthgetsbetterIwillbeabletocompletethework”.Please note that, since the time of this case study, Muhammad Siddique has managed to complete his house construction.
Women
In the early housing projects initiated, very few terms of partnership (TOPs) were signed with women. This is because these projects were primarily in the conservative area of Charsadda in KPK. It is also very unusual in Pakistan for women to own land and property, this is in the main in the names of men to ensure that these assets stay within the family. For this reason, with the exception of widows, all TOPs for construction work were signed with men. In the later ICMC project in Rajanpur, the donor made the advocacy of women’s rights a strong component of the project and it was therefore made a condition that affidavits were made transferring land into the names of women. Plaques were also placed outside the houses to show women’s ownership of these, CNICs were obtained for documentation and awareness sessions provided on women’s rights. For this reason, although the majority of TOPs on the ICMC project are signed with men (88%), women are essentially now the owners of these houses. This strategy of empowering women through asset ownership was found to significantly increase women’s sense of security stating that this would increase their rights within the household and reduce cases of polygamy. They also stated that their husbands now confer with them more on household decisions such as the education or marriage of their children.
Focus group discussion with women ICMC project Rajanpur
Figure 1: % breakdown of housing contracts by gender
Figure 2: Signing of TOP
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 17
Design against cost
One of the primary concerns from the outset of the NRSP housing programme was to ensure that costs were kept as low as possible to enable as many participants as possible to benefit from the scheme. This was balanced against the need to ensure that houses were safe and as much as possible secure against future flooding. For this reason, despite the cost of materials having doubled since the 2010 floods in Pakistan due to the high number of construction projects, foundations in the unit design were kept deep and made from cement mortar and walls were kept thick. A structural steel t-iron and iron girder were also used to ensure safety and durability. During six focus group discussions conducted in Rajanpur, beneficiaries were asked if they would have preferred the housing to be provided at a lower cost with compromises in the design such as the use of mud mortar rather than cement. 100% of participants stated that they would have been unhappy with any compromises in the design with their primary concern being the safety of their families against future flooding.
For this same reason, in earlier projects such as Express, Behbud an Islamic Charity, where the price of materials and labour was lower, the design was larger incorporating the option of having an added kitchen or veranda. In the ICMC project also, many participants asked for a second stage to the project enabling a kitchen to be added or a storage room, many requested a second smaller area for privacy purposes with large families often residing in the one room structure. In many areas, beneficiaries requested a boundary wall also, this was a major aspect missing in the earlier projects in Charsadda and one that can be easily rectified with the use of bamboo or mud mortar. It is suggested that a programme be designed for additions/ modifications to housing through microfinance.
Table 3: Breakdown of design and cost by project
Donor Units
SizeDuration for unit
construction
Average cost per unit (donor and beneficiary)
Room LatrineVeranda/ kitchen
(optional/ compulsory)
Behbud 40 14’ x 16’ 6’ x 5’ 8’ (optional veranda/ kitchen) 3 months 152,015
ICMC focus group discussion 4, Rajanpur
Design against cost
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 18
Focus Group Discussion 5, Rajanpur
Donor Units
SizeDuration for unit
construction
Average cost per unit (donor and beneficiary)
Room LatrineVeranda/ kitchen
(optional/ compulsory)
Islamic Charity (phase I)
8 14’ x 16’ 6’ x 5’ 8’ (compulsory veranda) 1 month 250,000
10 10’ x 12’ 6’ x 5’ No veranda 1 month 200,000Islamic Charity (phase II) 25 14’ x 16’ 6’ x 5’ 8’ (optional
veranda/ kitchen) 3 months 126,200
Express Housing (KPK) 25 14’ x 16’ 6’ x 5’ 8’ (compulsory
veranda) 1 month 155,200
Express Housing (Thatta)
75 14’ x 16’ 6’ x 5’ 12’ (compulsory veranda) 2.5 months 139,936
Express Housing (DG Khan)
50 14’ x 16’ 6’ x 5’ 8’ (compulsory veranda) 2 months 172,820
Express Housing (Rajanpur)
100 14’ x 16’ 6’ x 5’ 8’ (compulsory veranda) 2 months 166,658
Rotary International 70 14’ x 16’ 6’ x 5’ 8’ (optional
veranda) 3 months 155,643
ICMC (Rajanpur) 250
14’ x 18’6’ x 5’ No veranda 2 months
165,50014’ x 16’
TOTAL 653
Cost
As seen from figure 3, the costshare ranged from Rs.8,455 to Rs.127,734 depending on beneficiary need e.g. family size and capacity. The average costshare has as planned, remained within the bracket of 30-40% with a small number of people exceeding this (shown in the maximum category). The widest variation in costshare range, was found in the project showing the lowest average contribution (29%), the Express Housing Project in Thatta. This is illustrative of inequalities within wealth ranking and asset ownership in Sindh. The highest average costshare was found on the Express Housing Project in DG Khan (41% or Rs. 68,712). It has been noted that the cost of construction has increased through the life of the housing programme. This is due to significant rises in the cost of materials and skilled labour.
Many participants were noted to have sold off livestock and other assets such as jewellery in order to pay the costshare. One problem with this was that
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 19
these assets were sold off very quickly to enable people to construct housing within the project timeframe, for this reason many lost money on these assets, in some cases this was noted to be by as much as Rs. 15,000 per animal. For this reason, participants requested that they be informed of being selected under housing projects up to one month in advance so that they be given time to collect funds for this and liquefy assets. Despite the difficulties some faced in the costshare component, this was noted to enhance the sense of achievement and ownership people had over their homes.
Figure 3: Donor share and costshare range
Design
Design preferences tended to change according to area and hence climate and culture. In the Express Housing and Rotary Projects in Charsadda people were unhappy with the need to add a veranda and in Behbud and Islamic Charity Projects many chose to construct a kitchen instead of this. In contrast, all participants in Thatta chose to extend the veranda from 8’ to 12’. This is due to the more conservative culture in Charsadda with a boundary wall being requested in many cases before participants moved into these houses. In the case of Rajanpur in Southern Punjab, preferences tended to change by UC although many requested a kitchen in all areas. In more conservative villages a boundary wall was also requested. Some families formally living under the joint family system in one house were also found to have separated in Rajanpur choosing instead to build two houses in close proximity or sharing a structural wall.
Design against cost
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 20
In the Express Project in Charsadda people also added rooms, boundary walls, and sanitised toilets, using their own funds, in some cases, the capacity in the way of both funds and labour shown by participants places into question whether some of these can be considered to be the most needy. Other additions included the adding of concrete shelving, ventilator shafts, wooden doors on the windows and extending the roof for more shade. In a few cases, windows were moved to the back of the house depending on the position of the house to the sun. Other additions were primarily in the area of design with these being added to ceilings, walls and on the outside of the house. These were in the main viewed as very positive additions demonstrating that people had a strong sense of ownership over the properties and had personalised them into homes. This aspect contrasted sharply with the top-down approach used for housing in other projects viewed with beneficiaries in some cases choosing not to move into these houses due to problems with design or location. 100% of participants interviewed preferred the owner driven approach to the construction of housing, these included participants from programmes using both top down and owner driven approaches.
Data Management
An MIS database was designed for the project which maintained information on beneficiary CNIC numbers, village names, family name, poverty score, number of family members, number of women beneficiaries in the household, covered area in square feet, cost per square foot, donor share, household share, construction start and end date, features of the construction, account number and GPS coordinates. All programme information on participants and constructed houses is accessible. The comprehensive MIS developed for this programme needs to be used from the field level.
The MIS is managed at the regional level where a full time MIS assistant is responsible for data entry on NRSP infrastructural projects. Field Engineers provide information about the estimated costs which is entered into the MIS. Information about the release of instalments is verified from the Finance section and then entered into the same system. However, the MIS has no option to incorporate the actual costs. During the implementation of these housing projects, regional teams adopted different strategies for data entry. In KPK and Sindh, the actual beneficiary share amount was entered into the MIS while in the DG Khan region, the estimated beneficiary share was entered into the MIS. To obtain the analysis
ICMC Project house, Rajanpur
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 21
of beneficiary costshare, the DG Khan region compiled the information about actual beneficiary shares through a separate survey which is used for analysis in this report. NRSP plans to improve the MIS by adding the field for actual beneficiary costshare, and depending on the size of projects, also deploy this at Field Unit level so that field engineers have direct access to this information.
Design against cost
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 22
Construction and management
As seen from figure 4 many of the housing projects were undertaken in phases meaning that the management of HR had to be very flexible according to project timelines.
Figure 4: Project timelines
Despite the majority of these projects being undertaken in KPK, construction targets remained relatively low with the maximum for houses under construction at any one time reaching 86 houses in May and 96 in June 2011. Much larger projects were undertaken in Southern Punjab with 350 houses constructed in Rajanpur as part of the Express Housing and ICMC projects. Due to these projects being undertaken in the post-flood period, meaning that a large number of schemes were being undertaken in tandem, engineers were overstretched. It is however suggested that it be kept to be maximum of 50 schemes per engineer so that construction can be checked on a daily basis or every other day.
In the ICMC project it was found that up to 331 schemes were allocated to each field engineer (with schemes being defined as any small scale infrastructural initiative such as hand pumps, latrines or housing), meaning that it was not possible to check/ monitor all work on a daily basis. This was primarily due to problems in project management and the distribution of schemes per engineer. This component needs to be planned in advance and taken into account by donors from the project budget stage, particularly for projects where there are multiple schemes/ components significantly increasing the workload. For this
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 23
reason, larger projects had a higher risk of potential errors. The scope for error should ideally be limited as much as possible due to participants having to pay for rectifications during a period when they are already overstretching their household budget. On the other hand, donors are encouraged to be as flexible as possible in house design to limit additional costs for beneficiaries.
Roles and responsibilities
During all the housing projects conducted, clear guidelines were to be provided to engineers and project beneficiaries on unit design, material type and specifications.
Table 4: Agreed roles between NRSP and project participants
Role of NRSP Role of beneficiariesProvide the design and specifications Procure materialsTechnical assistance Organise skilled and unskilled labourFacilitating financing Participate in project meetingsOrientation training for participants and masons
Manage the construction work
Quality control and monitoring Adhere to safety guidelines
It was found that in Express Housing, Islamic Charity, Behbud and ICMC, these guidelines were in the main followed. In the case of the Rotary Projects conducted in Charsadda, there appears to have been some confusion among field engineers resulting in houses of different sizes/ specifications being constructed. However, despite these variations, all safety guidelines were adhered to.
Procurement
Due to the high number of construction projects post-flood in rural areas, the cost of materials raised considerably during the programme period. This is reflected in the rising costs of construction in the latter projects undertaken. To facilitate procurement, village level procurement committees were set up consisting of four to six beneficiaries. The scope of work these committees undertook tended to change from project to project being decided by the participants themselves.
Construction and Management
Engineer taking and comparing levels, Thatta, Sindh
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 24
The committee system was used most successfully in the Express Housing Project in Thatta, here, these committees were used to purchase all construction materials in bulk lowering costs. It was very challenging to transport materials in this area due to road blockages, stagnant water and the fact that the project villages were quite remote, these factors made transaction costs very high. Due to the shortage of materials in the area immediately post-disaster, these committees also setup and managed a system whereby any extra materials could be given to another family. This system of exchange was also used if a family had materials but did not yet need them; these would be provided to another family and replenished when further materials arrived through the committee. In this way, many problems were resolved and delays avoided. Although the system of exchange was not practiced in the ICMC Rajanpur Project, materials were again purchased in bulk and transport arranged through the procurement committees. In this case, the committee was also used to keep a record of transactions to facilitate project management and monitoring. This was noted to have greatly assisted more vulnerable people such as widows. In other projects such as the Rotary Housing Project in Charsadda, these had a more advisory role informing people of where they could find the necessary materials.
Labour
Again due to the high number of construction projects post-flood, there was a shortage of skilled labour in many areas. This particularly affected Thatta where the supply of skilled labour is already low. In Thatta, it was also difficult for participants to prioritise construction work due to it being the season for sowing crops. These factors both slowed progress at the initial stages and raised the price of masonry work with participants in Thatta paying as much as Rs. 600-700 per day. In contrast, many men from the project areas of Charsadda work as day labourers. This was a major advantage for this housing project speeding up construction. In the Express Housing and ICMC projects in Charsadda, Thatta, DG Khan and Rajanpur, it was ensured that houses had the same specification and size
The construction process in ICMC, Rajanpur
Committee review meeting, Rajanpur
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 25
across the board. However, for other projects in Charsadda noticeable variations were seen in this. In some cases this was due to the unavailability of field engineers meaning that work was not checked at frequent intervals, in other cases this condition was unclear or not a priority for donors meaning greater flexibility was allowed on these projects.
Instalments
Set milestones were provided for the release of instalments. The first instalment was provided after the construction of the plinth, the second following the completion of masonry work upto the roof, the third was released after the plaster work, and the final instalment was given on completion of the work. Each instalment was approved following an inspection of each of the key stages by NRSP engineers. In Charsadda, these instalments were transferred to the participants’ bank accounts, bearer cheques were issued to those in Thatta as many did not have access to a bank account. In many cases where cheques were distributed, this was the first time that participants, both men and women, had entered a bank broadening their understanding of how the banking system functions. In the ICMC project, beneficiaries from each village chose to go together to collect their instalments. Many participants stated that this was the first time they had been to such a building or even joined a formal queue for something. The milestones used for the release of instalments were also used to report progress on the projects.
Support
The burden on field engineers was excessive in some projects and as a result of this, in some cases, people did not receive the support they needed. This was noted in the Rotary projects where participants carried out all work individually in procurement, the selection of masons and in the transportation of materials. On none of the projects did participants or engineers receive a project orientation or training. This was requested to be added into the project design by all participants stating that it would have reduced costs and stress had they been more aware of the procedures. Participants requested training in negotiation, price awareness, on which materials to purchase and from where and on basic construction and the monitoring of this work. Due to the high workload of field engineers on the project, it was found that some of the more vulnerable beneficiaries such as widows were not provided with adequate support in the construction process.
Cheque distribution, DG Khan, Southern Punjab
Construction and Management
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 26
More support needed for widows: Nara Mai, Rajanpur
Nara Mai is 65 years old and resident of village Danusha where she has lived all her life. Her husband died sixteen years previously due to a problem with his liver. She has six children, all girls, four are now married and two reside with her. She earns an income cotton picking and harvesting crops occasionally travelling to Rahim Yar Khan for work. She states that there have always been floods in the village but nothing like that seen in 2010.
When the floods came, Nara moved with her family to a school in Umerkot. She found this period stressful as she was continuously worried about expenses. “We were not earning moneyandjustspending,wehadtobuyeverythingandbringitfromthecity…tea,food…It was very expensive, normally we make or grow these things at home or buy them in the market, even getting water wasaproblem.” After the water receded the family moved back to their village to find their house had been completely destroyed. They built a temporary straw/ mud hut which Nora had learnt to do from her parents. “Therewasnoplacetocookin the hut and rain water continuously came inside destroyingthefewbelongingswehadleft.”
Nora was relieved and happy when the ICMC project came. Prior to the project the whole family lived in a one room house together, during the project they took the opportunity to separate the family into two houses sharing a structural wall; this was to enable more privacy and space. Nora is happy to have her own home now with her two daughters but states that the process of construction was very difficult for her. “I was dependent on others foreverything:thedoor,windows,masons,walls,cement…Ihadtoaskagainandagain.Icouldn’tgotothemarketoftenmyself,IgettravelsickandIwassostressed,afewtimeswe went to get the cheque on the motorbike and we had to stop at the hospital on the way as Iwassosickwithstress.Iwastensealsoduetotherushinthebank,thereweresomanypeople,despitethis,theywereveryrespectfulandtheytookmetothefrontoftheline.” Nora’s daughter states that the engineer guided her on how to correctly construct the house and to some extent she understood a lot of what she had to do although some type of daily support in getting materials and labour would have helped her further. “My mother (Nora) would go to each and every house being constructed in the village on a weekly basis, she would check each and everything and compare it to her own house, she would then tell the mason that her house should be the same; she has a design on her wall also, no one
Nara Mai discussing the construction process
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 27
elsehasthis,nowIthinkshehasthebesthouseinthevillage.Sheisverydisciplined,shelikes neatness and things to be clean, that’s another reason the construction process was so stressfulforher”. Nora says that no one can ask anything from her now, “I have achieved everythinginthishouse.”
Construction and Management
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 28
Summary: the community driven approach vs. the donor driven approach
The rationale behind the community driven approach is that it is cost effective, quick, builds capacity at the community level, and creates a sense of ownership or homes rather than units. A comparison of the donor driven (top-down) versus community approach (driven from the grassroots levels) is provided in table 5:
Table 5: Comparison of donor driven versus community driven approach
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 29
Summary:thecommunitydrivenapproachvs.thedonordrivenapproach
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 30
Participant feedback and key findings
653 houses have been constructed to date using the NRSP low cost housing model in Thatta (Sindh), Charsadda (KPK), Rajanpur and DG Khan (Southern Punjab).
Design: The central areas where changes were requested were:
• in the provision of shade (in later projects where the veranda was excluded from the design),
• shelving • the addition of a second room for privacy i.e. in the case of larger/ joint families or to
be used for storage• the addition of a boundary wall
Cost: The average cost per unit including beneficiary share was Rs.151,887. The lowest cost per unit was found on the Express Project in Thatta at Rs.139,936 and Phase III of the Islammic Charity project (Rs.126,200) with Rs.80,000 being contributed by the donor rather than Rs.100,000 as provided on most owner driven projects. The highest cost was found on the Islamic Charity (Phase I) project in Charsadda at Rs.250,000 where the amount was fixed with no costshare.
• Costshare: The average costshare (excluding the two phases under the Islamic Charity Project where this was not a requirement) was Rs.54,744. The highest average for this was found in the later project funded by Express in Rajanpur and DG Khan (Rs.68,712) following significant rises in the price of construction materials and labour. The lowest costshare was provided on the earlier project funded by Express in Thatta.
• Costshare vs. the inclusion of the poor: Due to the costshare requirement, the poorest were found to be in the main excluded from the scheme widening the gap in communities between the poorest and the “rest”, with housing found to lead to a significant rise in social status. Where the poor were included (in the Thatta project) there were a few cases where they were unable to complete their houses with household budgets already stretched to the limit due to health/ medical or other expenses.
Completed house in Thatta, Sindh under the Express Housing Project
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 31
Inclusion of women: • Few TOPs were signed with women for the construction of housing. This is due to
the fact that few women own land titles in Pakistan. • A significant impact in the area of women empowerment was found under the later
ICMC project in Rajanpur where affidavits were made to transfer land into the names of women as a condition for housing. This was found to increase women’s sense of security and status within the household.
Timelines: The average timeline for project completion was two months. • Project timelines were heavily dependent upon the supply of skilled labour and
construction materials. This is shown in the case of the Express Housing project in Thatta where severe shortages in skilled labour extended the project by a month and a half.
Technical support: • More support was found to be needed for widows and other vulnerable groups who
found the construction process difficult and stressful having little exposure, life skills or awareness of pricing, labour and procurement.
• In connection to this, it was found that ideally each field engineer should not be responsible for more than 50-60 schemes at a time. Where schemes were found to be unevenly distributed resulting in a higher than average number of schemes per engineer, the margin for error/ mistakes in construction was found to be higher resulting in an increased cost for beneficiaries where corrections were needed to ensure that safety guidelines were followed.
• Training:Participants requested a 1-2 day training to be provided on safety guidelines, the unit model, pricing and market awareness and on how to monitor construction work. Field engineers also requested that a comprehensive orientation workshop take place at the start of each project outlining donor requirements, unit specifications and timelines.
Participantfeedbackandkeyfindings
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 32
The way forward
100% of beneficiaries were found to be in support of this housing model and approach. This report therefore concludes with recommendations on how programmes of this type can be upscaled whilst maintaining or even improving impact.
• Design: the one room, latrine with the optional veranda/ kitchen was found to be the preferred model. Although in cases where a veranda is chosen some provision should be made for a temporary boundary wall either made from bamboo or straw like material.
• Flexibility: The core reason participants prefer this approach is that they obtain a home rather than a unit. If this approach is to be maintained, control over the process and to some extent the design of the unit must remain with the participants.
• Selection: this should be completed in a transparent process using the Poverty Scorecard or through a two-way open discussion between the project staff and community members. Individual interviews should also be conducted by at least two members of staff to verify selected participants. This should be conducted by neutral actors who will not be directly involved in implementation such as MER.
• Cost: Due to the rising cost of material and skilled labour, the donor share needs to be increased by an average of 20% per year with inflation. This may need to be increased further depending on market demand and pricing. However the percentage should remain at 70-80% donor share and 20-30% as the participant share with this varying slightly depending on average incomes in the project area and transaction costs in the market.
• Materials: 100% of beneficiaries preferred the permanent but more expensive option of using cement mortar rather than mud mortar. This is because security against future disasters (flooding or earthquakes) was placed as peoples’ first priority in construction.
• Database Management: The MIS should be used to obtain regular information on the status of individual beneficiaries. This should be updated from the field level to reduce time for data entry and ensure that the Project Manager, donor and finance receive as up-to-date information as possible.
• Larger grants are to be provided to the destitute defined as those in the
Beneficiary family, Rajanpur, under the ICMC project
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 33
category of 0-9 of the poverty scorecard or those who otherwise do not have the capacity to participate in the programme. In the past, these have been largely excluded from these projects further increasing the poverty gap.
• Support: Greater support is to be provided in future programmes to widows and the vulnerable during the process of construction in the way of technical support/ monitoring.
Mainstream programme for housing (excluding post-disaster period)• Scope for microfinance initiatives: A microfinance programme could be initiated
for those who require the construction of a second room or additional improvement to the property.
• Empowering the vulnerable: There is scope for this programme to be initiated alongside a land redistribution scheme to enhance opportunities for women empowerment, one such project being the Small-House-cum-Garden project currently underway in Southern Punjab.
Thewayforward
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 34
Success Stories
Kima and Suke Bash, Rajanpur (ICMC)
Kima and Suke, aged 43 and 46, have ten children, four of which are attending school. Kima has no education and Suke has studied until metric level. The family work as labourers cotton picking, harvesting wheat, livestock rearing and cleaning houses. The family learnt about the coming floods from newspapers, mobile phone alerts, the police and radio messages.
When the floods arrived in their village, the family travelled on a police boat to a school in Umerkot. Buffalos were moved using swimmers and the goats and sheep taken on the boat. During this period approximately 1,000 people were residing in the fourteen-room school building with three to four families allocated to each room. They resided in the school for two months. For the first 2-3 days they received food from different organisations and then after that they bought this themselves. Access to clean drinking water was a major problem but Kima states that after some time a “water machine” was provided. They washed their clothes in a nearby canal. “It was very difficultasthefirstdaytherewasnowheretosit.Wehadnofodderforourlivestock.Luckily we had no issues with security as we knew the other familiessharingtheroomwithus.”
When the family returned to the village there was nothing left, the village appeared flat. “Itwasahorribleplace,ourhousesweregone,therewerejustsomedamagedthingsontheground.Webecameverytensewhenwesawthis.” The family constructed a straw hut but they state that living in these is extremely difficult due to the heat and abundance of flies every afternoon. “Thehutswerenotsecure,therainfrequentlycameinandourchildrenfellsickwithdiarrhoea,itfeltverycongestedinsideandhotandtherewasnoelectricity.WelivedinthehutforsevenmonthsbeforetheICMCprojectcametoourvillage.” The family state that it was difficult constructing the house. “We carried materials on our heads during therainsandsometimeswefell,wesoldourjewelleryandlivestockcheaply,weworked6-8hoursonthehouseandthencompletedourworkinthefields,wefacedproblemsobtainingbricksandgettingagoodmason–NRSPnevercompromisedonthequalityofmaterialtobeusedbutwearenotangryaboutthesethings.Weknewdoingallthiswouldhelpusinthelongtermtoconstructabetterhouseforourfamily.Nomatterwhatwefaced,wealwaysbelievedwewouldfinish.”
Kima and Suke Bash with their children outside their home
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 35
The family now has an increased sense of security and in their new house they are not affected by the rain. “Whenourhousewascomplete,wehadthesamefeelingsasifasonhadbeenborn,weweresohappy.”
Umair Zeb Jahanzeb, Charsadda, KPK (Express Housing)
Umair Zeb Jahanzeb, his wife Basirat and their two children were living in a one bedroom mud house prior to the floods. Umair’s profession as a labourer often required him to travel as far as Kashmir to work on livestock farms, in the fields and on construction sites. Since the floods occurred he has remained in Akbar Abad attempting to find some means of ensuring the safety and health of his wife and two young children. Basirat often spent her days taking care of her two-year old son and three-year old daughter stitching clothing, bed sheets, and other linens for her family.
When the rains came, their house was swept away along with their personal belongings, and their security. Basirat’s sewing machine, her main activity in the home, was also damaged by the flood waters. After the floods, Umair and Basirat lived in a tent with their two children in Hisara Camp for five months. “ItwasatoneoftheCOmeetingsthatIlearned about the Express NewsHousingProject.” Umair consulted with his neighbors who had been selected as participants for other similar housing ventures, such as the Diakonie project. From these, he learned about the type of challenges he would face and how the project would support him to overcome these.
“ThecommunityeldersinformedpotentialbeneficiariesthattheExpressNewsProjectwouldprovide100,000rupeestoconstructaoneroomhousingunit.Asacommunityweallagreedthatthisamountwouldnotbeenoughtocoverthecompletecosts” said Umair “I had 40,000 rupeesofsavingsthatIwaswillingtocontributetotheconstruction”.“WhenIputmyownmoneytowardsbuyingthematerialsandpayingforconstructionIfeltlikethishousewasmyown.Express,NRSPandtheCOwereflexiblewithmeabouthowIcouldconstructmyhouse.” It was this sense of ownership and the flexibility of the design that sped up the construction process for many to less than a month.
For Umair the completion of his house and settling in was one of the happiest days of his life. Unfortunately the family faced a further shock on February 10th when his brother
Success Stories
Basirat picks out clothes for her 4 year old daughter to wear. Life has become a little easier for her since moving from Hisara Camp.
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 36
Muhammad aged 18 was killed by a suicide bomb attack in Charsadda. Muhammad had gone to the market to sell his donkey cart, someone placed a bomb device underneath the cart. Many of the community members identify Umair as one of the most deserving people in the village. “It’sonethingtobepoor,andthentobefurtherimpoverishedbycircumstancessuchastheflood.ButthentofacethisformofterrorismisveryunfairandnotthetypeoflifeIwouldwishforanyone.”
Basirat is hopeful that once she is fully settled into her new house, she will start her own informal tailoring business. She discussed her plans to obtain a second-hand sewing machine or potentially repairing her old one. Basirat realised that her husband does not have to be the sole earner of the family. “I am not embarrassed to work, as I know I am doingitforthewellbeingofmychildren.”“Asmuchaswehavebeenthrough,insteadoffallingintoself-pityIamgratefultoAllah,myfamily,NRSPandExpressNews.Myfamilyhashaditsshareofproblems,butatleastweareoutofthetentsandIhaveahousewheremydaughterandsonhaveachancetoliveabetterlife.” –Umair.
Feroz Shah (Rotary International)
Feroz Shah, aged 65, is a resident of village Hisara, Charsadda. The family includes three daughters and two sons. Feroz brought up the children by himself after his wife passed away due to illness. Feroz earns income to support his family working as a shoemaker from which he earns Rs.300-350 for 8-9 hours on daily basis.
Prior to the floods, the family were living in a two-roomed mud house. This made them highly vulnerable to flooding and other hazards. When the floods came in early August 2010, the family along with other households had to leave the village. All their assets were destroyed as the water reached a height of 10-12 feet reducing to rubble the family house where they had resided for the past twelve years. Feroz Shah states that “theadventofthefloodswasacalamityforus,therewassomuchchaosanddestructioneverywhere,thedifficultieswefacedatthattimecanneverbeerasedfromourmemories.”
After fleeing from their home, Feroz and his family shifted to a village called Pernga in Charsadda where they moved in with relatives for five months. Feroz says that it was difficult living with their relatives as they had a small house. “When we returned to our village,ourhomehadbeendestroyed,nothingwasleftofit,waterwaseverywhere.”
Feroz Shah, enjoying an afternoon with his two sons and three daughters in his veranda
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 37
The community as a whole identified the reconstruction of housing as one their most important priorities. The community members contacted NRSP for assistance and the housing project was implemented with funding from Rotary International.
Feroz constructed his house within two months using the Rs. 100,000 grant provided by Rotary International and also contributed Rs. 100,000 in funds himself by borrowing from different relatives. “Iworkedreallyhardfortheconstructionofmyhouse.Iamthankfulalsotothesupportofmyrelativesinthis.IwasverytenseafterthefloodsbelievingthatIwouldnotbeabletoconstructanotherhouseformychildrenwhohavealreadygonethroughsomuchintheirlives,butwhatwebelievedtobeimpossiblehashappened.Wefeelthatwearenowmoresecure,wealsohavepropersanitaryfacilities.Wefeelthatintheadventoffloodsinthefuture,wewillbemoreprotected.” Feroz also states that his perception of the home has altered because of the project, “Wealsonowunderstandtheimportanceofinvestinginourhometomakeitcomfortableandsecure.”
Khadim Hussain, Thatta, Sindh (Express Housing)
Khadim Hussain a resident of village Rahim Dino Charan lives in his newly constructed house with his five brothers, wife, mother and four children. Following his parents, he works as a mason and earns Rs. 300-350 for 6-7 hours work. Before the floods came he used to live in a one room mud house, where his family were highly vulnerable to natural disasters. When the floods came in early August, he along with about 135 other households had to leave the village. All his assets were destroyed as the water reached a height of 10-12 feet reducing his house to rubble. Khadim Hussain states that “theadventoffloodprovedtobeacalamityforus,atthattime,chaoswaseverywhereandwejustleftourhouseswithnoplanningorthoughtastowherewewouldgo.Thesufferingwefacedatthattimecanneverbeerasedfromourmemories”.
After leaving their house, Khadim and his family sought refuge first on the roadside and then on the empty grounds near Makli. They were provided with tents and food by an INGO from Iran; however aid was delivered at irregular intervals, so often they had to seek support from their relatives and caste members. After two to three months, Khadim and his family returned to their village. His wife, Zarina states that “when we returned, our house was barely recognisable, nothing wasleftofit,waterwaseverywhere and only debris and mud remained where our househadoncestood.” Khadim Hussain enjoying a quiet afternoon with his two sons
in his veranda.
Success Stories
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 38
Kadim along with other community members identified the reconstruction of housing as on essential priority for inhabitants after which assistance was sought from NRSP and funding later obtained from Express News. Khadim viewed the process of the selection of participants as fair and transparent. He states “theselectionofparticipantswasundertakenthroughmutualdialogueandconsensusreachedbetweenNRSPstaffandcommunitymembers,innowaywascontributiondemandedfromparticipantsandtheabilitytocontributewasnotaconditionforjoiningtheproject”.
Khadim constructed his house within one month using the grant of Rs. 100,000 given through Express News and has contributed some of his own resources with money collected through his other five brothers who are also labourers. In regards to the instalment process, Khadim agreed that linking these to progress construction at each level allowed them to understand the importance of construction milestones. Kadim states that “we now understandtheimportanceofaddingvaluetoourhouse.ThroughsomeresourcesonourownpartwehaveaddedplastertotheinsidepartofthehouseandintimewewillmakeitRCCfitted,westillhaveelectricityproblemsintheareasointhefuturewewilltrytofitafanontheveranda”.
Myentirefamilyworkedhardfortheconstructionofthehouse,thewomeninthefamilywerealsoinvolved.Throughtheassistanceoftheprocurementcommitteewereceivedconstructionmaterialwheneverwefacedshortages,henceourworkwasn’tstalled.Todaywefeelthatwearemoresecure,wealsohavepropersanitaryfacilities.Intheadventoffloodsinthefuture,weareconfidentthatourpreparationwillminimiseanydamage-KhadimHussain
Abid Hussain, DG Khan (Express Housing Project)
Abid Hussain is resident of Basti Dhadhar Wala. He has seven children including two sons, Khalid Hussain and Tariq Hussain, with physical disabilities. Khalid aged 20, was healthy until the he was eight years old. The condition of his legs gradually deteriorated with time and the family were unable to maintain treatment for him due to the expense of this. Khalid is now unable to move unaided even within the house; he is dependent on his family for his every need. His younger brother Tariq, 18 years old was also healthy until the age of 12 when he was affected by polio. The family were again unable to fund proper treatment for Tariq, now unable to move or stand by himself. Their father states that the whole family is distressed by their situation. Khalid and Tariq Hussain outside newly constructed house
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 39
Prior to the floods, the family were living in Arain Wala, located close to the Indus River; this area was completely flooded destroying most of the houses in the village. Abid’s house was also destroyed and the family’s belongings swept away. Abid states that due to the rapidity at which the flood waters rose, it was very difficult to take his two sons from the house, both having physical impairments in their legs. They were very frightened by the waters panicking at the prospect of being unable to escape.
After the floods they lived in tents, they had no income to start constructing a new house. Abid states that he was very relieved and happy when he learnt that his family had been selected to participate in the NRSP-Express Housing Project. NRSP also gave him assistance and facilitated him in all aspects of the construction process. With this assistance, Abid managed to complete the room with the latrine in two months, “I am very happythatwereceivedthisassistance,Godwillrewardthosewhogaveusthismoney”.
Gul Wali, Charsadda (Behbud Association)
Gul Wali, aged 43, lives with his wife and six children in village Kamar Kali, Charsadda. Neither husband nor wife have ever attended school. Gul works as a daily wager earning an average of Rs. 200 per day. Gul states that it is very difficult for him to support his family on this income.
The family’s home was washed away in the 2010 floods. After the floods they moved to rented accommodation in Sadar Garhi. The rent came to Rs. 800 per month which enabled them to have a small room but with no open space. The family lived together in this room for eight months. Although the rent was relatively low, it amounted to more than a week’s earnings for Gul who only obtains work on a casual basis and the family struggled to pay this. The owner of the house was also putting pressure on Gul to work on his land, and in his home at no cost. Gul owned a small plot of land, but he was unable to start constructing a home on this, due to having no permanent source of income.
NRSP with the help of Behbud provided one hundred thousand rupees for the construction of the family’s home. Gul borrowed a further Rs.40,000 rupees from family members bringing the total cost of his home to Rs.140,000. With the assistance of NRSP engineers, Gul managed to complete the construction in three months. Now Gul is living happily with his family without stress. “Thisismyownhouse,andthereisnoonecannowwho
Gul Wali standing outside his newly constructed house with his family
Success Stories
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 40
cancompelmetoworkforfreebecauseoflivinghere.” Gul was unable to pay for the cost of the veranda, but he has constructed the boundary wall and the family feel more secure with this. Gul shifted to the new house with his family soon after the construction was completed. He is now working to return the money he borrowed from his family through the money he earns from daily wage work. “IwillneverforgetthesupportofNRSPandBehbud,theassistanceoftheseorganisationsgaveusthecouragetoliveindependently.”
Hazrat Bilal, Charsadda, Islamic Charity
Hazrat Bilal, son of Fazli Malik, is resident of village Bela in district Charsadda. Hazrat who is educated to degree level, has only one child, his daughter. Prior to the 2010 floods, the two lived with his two brothers and parents in a five roomed house. The family obtained their income through growing sugarcane on eight jareeb of land which they owned. When the floods came, Hazrat and his family moved to a camp for flood affected families based in the Government Primary School Dera Kai. The family spent two and a half months in the camp later moving in with another family member in Union Council Katozai. During the floods, three rooms within the family house were destroyed along with all their belongings.
After conducting a damage assessment of housing in the area, the NRSP registered Hazrat’s name in the house construction project. Under this project Hazrat managed to construct a new room for his family who contributed Rs. 44,000/- to the cost of the construction. The family purchased all material under the supervision of the NRSP field engineer. Funding for the construction was transferred in four tranches into Hazrat’s account. Each tranche was released following the inspection and approval of the Project Field Engineer on progress made and safety checks. It took almost three months to complete the construction of Hazrat’s one room unit, his family also added another room from their own funds due to the size of their family meaning that more space was needed. Technical guidance was provided to them throughout by NRSP engineers.
Since the completion of the construction, the family state that they have had no problems with the building work with good quality materials being used. The NRSP team further helped the family by clearing the debris from his land and in the provision of hygiene kits, kitchen sets, and a tarpaulin sheet. Hazrat has now obtained employment in the police
Hazrat Bilal standing outside his newly constructed house, Charsadda
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 41
department earning a monthly income of Rs. 18,000/-. Hazrat states that he and his family are extremely grateful for the support and guidance of NRSP and Islamic Charity in the construction of their home. “Thiswasbuiltatatimewhenwehadalmostnothingandwhenweneededitthemost.”
Success Stories
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 43
Annex 1: Agreement with Beneficiary
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 44
Anne
x 2:
Lis
t of b
enefi
ciar
ies
- Beh
bud
Ass
ocia
tion
of P
akis
tan
(Cha
rsad
da, K
PK)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iFa
rhad
Ali
Kot T
arna
w1
9Lo
w C
ost H
ousi
ng U
nit
9/12
/201
110
0,00
010
0,00
055
,000
155,
000
100
25/11
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Anw
arKo
t Tar
naw
111
Low
Cos
t Hou
sing
Uni
t9/
12/2
011
100,
000
100,
000
50,0
0015
0,00
010
025
/11/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
unee
b G
ulKo
t Tar
naw
18
Low
Cos
t Hou
sing
Uni
t9/
12/2
011
100,
000
100,
000
60,0
0016
0,00
010
025
/11/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iYo
usaf
Reh
man
Kot T
arna
w1
10Lo
w C
ost H
ousi
ng U
nit
9/12
/201
110
0,00
010
0,00
050
,000
150,
000
100
25/11
/201
1
Shab
qada
rSh
abqa
dar
Has
an Z
aiAn
war
Din
Sada
r gha
ri1
5Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
060
,580
160,
580
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiAt
ta U
llah
Khan
Sada
r Gha
ri1
3Lo
w C
ost H
ousi
ng U
nit
2/24
/201
110
0,00
010
0,00
045
,160
145,
160
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiBh
adar
She
rSa
dar G
hari
17
Low
Cos
t Hou
sing
Uni
t2/
26/2
011
100,
000
100,
000
52,3
5015
2,35
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiBi
smill
ah J
anSa
dar G
hari
13
Low
Cos
t Hou
sing
Uni
t2/
27/2
011
100,
000
100,
000
62,5
0016
2,50
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiFa
zal R
ahim
Sada
r Gha
ri1
10Lo
w C
ost H
ousi
ng U
nit
2/26
/201
110
0,00
010
0,00
044
,000
144,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiG
ul D
ad K
han
Sada
r Gha
ri1
7Lo
w C
ost H
ousi
ng U
nit
2/26
/201
110
0,00
010
0,00
045
,600
145,
600
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiG
ul W
ale
Khan
Sada
r Gha
ri1
9Lo
w C
ost H
ousi
ng U
nit
2/27
/201
110
0,00
010
0,00
058
,300
158,
300
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiH
ikm
at s
hah
Sada
r Gha
ri1
10Lo
w C
ost H
ousi
ng U
nit
2/28
/201
110
0,00
010
0,00
052
,000
152,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Kato
Zai
Ibra
r Gul
Sada
r gha
ri1
8Lo
w C
ost H
ousi
ng U
nit
5/15
/201
110
0,00
010
0,00
060
,500
160,
500
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiIs
lam
Din
Sada
r Gha
ri1
8Lo
w C
ost H
ousi
ng U
nit
2/28
/201
110
0,00
010
0,00
046
,500
146,
500
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiJa
mila
Bib
iSa
dar G
hari
17
Low
Cos
t Hou
sing
Uni
t2/
23/2
011
100,
000
100,
000
62,0
0016
2,00
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiKa
mil
Khan
Sada
r Gha
ri1
11Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
043
,000
143,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiKh
air U
nnis
aSa
dar G
hari
18
Low
Cos
t Hou
sing
Uni
t2/
25/2
011
100,
000
100,
000
48,5
0014
8,50
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiKh
yest
a D
inSa
dar G
hari
14
Low
Cos
t Hou
sing
Uni
t2/
25/2
011
100,
000
100,
000
48,5
0014
8,50
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiKh
yest
a Re
hman
Sada
r Gha
ri1
9Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
045
,200
145,
200
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiLa
l Rah
eem
Sada
r Gha
ri1
8Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
041
,000
141,0
0010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Kato
Zai
Mas
eeb
Gul
Sada
r Gha
ri1
9Lo
w C
ost H
ousi
ng U
nit
5/15
/201
110
0,00
010
0,00
047
,000
147,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiM
imta
zira
Sada
r Gha
ri1
3Lo
w C
ost H
ousi
ng U
nit
2/26
/201
110
0,00
010
0,00
072
,500
172,
500
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiM
ousa
war
Kha
nSa
dar G
hari
18
Low
Cos
t Hou
sing
Uni
t2/
24/2
011
100,
000
100,
000
55,6
0015
5,60
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiM
uham
mad
Am
een
Sada
r Gha
ri1
5Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
075
,000
175,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiM
uham
mad
iqba
lSa
dar G
hari
14
Low
Cos
t Hou
sing
Uni
t2/
23/2
011
100,
000
100,
000
76,0
0017
6,00
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Kato
Zai
Muj
eeb
jan
Sada
r Gha
ri1
9Lo
w C
ost H
ousi
ng U
nit
5/15
/201
110
0,00
010
0,00
042
,000
142,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiN
asir
Khan
Sada
r Gha
ri1
9Lo
w C
ost H
ousi
ng U
nit
2/27
/201
110
0,00
010
0,00
048
,000
148,
000
100
30/0
6/20
11
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 45
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Shab
qada
rSh
abqa
dar
Has
an Z
aiN
asru
llah
Khan
Sada
r Gha
ri1
10Lo
w C
ost H
ousi
ng U
nit
2/24
/201
110
0,00
010
0,00
056
,000
156,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiN
azar
Din
Sada
r Gha
ri1
5Lo
w C
ost H
ousi
ng U
nit
2/27
/201
110
0,00
010
0,00
057
,000
157,
000
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiN
oor B
acha
Sada
r gha
ri1
6Lo
w C
ost H
ousi
ng U
nit
2/23
/201
110
0,00
010
0,00
041
,000
141,0
0010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiPa
ri M
uhta
jaSa
dar G
hari
15
Low
Cos
t Hou
sing
Uni
t2/
25/2
011
100,
000
100,
000
48,0
0014
8,00
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiSa
bzal
i Kha
nSa
dar G
hari
18
Low
Cos
t Hou
sing
Uni
t2/
24/2
011
100,
000
100,
000
55,4
0015
5,40
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Kato
Zai
Saha
wat
Sha
hSa
dar G
hari
18
Low
Cos
t Hou
sing
Uni
t5/
15/2
011
100,
000
100,
000
53,2
0015
3,20
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiSa
if U
r Reh
man
Sada
r Gha
ri1
8Lo
w C
ost H
ousi
ng U
nit
2/25
/201
110
0,00
010
0,00
058
,400
158,
400
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiSy
ed B
hada
rSa
dar G
hari
110
Low
Cos
t Hou
sing
Uni
t2/
25/2
011
100,
000
100,
000
38,5
0013
8,50
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Kato
Zai
Syed
Ibra
r Sha
hSa
dar G
hari
111
Low
Cos
t Hou
sing
Uni
t5/
15/2
011
100,
000
100,
000
45,6
0014
5,60
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiW
ajid
Kha
nSa
dar g
hari
16
Low
Cos
t Hou
sing
Uni
t2/
23/2
011
100,
000
100,
000
46,8
0014
6,80
010
030
/06/
2011
Shab
qada
rSh
abqa
dar
Has
an Z
aiYa
r Hus
sain
Sada
r Gha
ri1
7Lo
w C
ost H
ousi
ng U
nit
2/26
/201
110
0,00
010
0,00
049
,500
149,
500
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiZa
it ur
Reh
man
Sada
r Gha
ri1
8Lo
w C
ost H
ousi
ng U
nit
2/27
/201
110
0,00
010
0,00
046
,900
146,
900
100
30/0
6/20
11
Shab
qada
rSh
abqa
dar
Has
an Z
aiZa
rnos
h Kh
anSa
dar g
hari
18
Low
Cos
t Hou
sing
Uni
t2/
25/2
011
100,
000
100,
000
37,5
0013
7,50
010
030
/06/
2011
Tota
l Sc
hem
es:
40G
rand
Tot
al40
302
4,00
0,00
04,
000,
000
2,08
0,59
06,
080,
590
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 46
Anne
x 3:
Lis
t of b
enefi
ciar
ies
- Isl
amic
Cha
rity
(Cha
rsad
da, K
PK)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Afsa
r Ali
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Arsa
la K
han
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
10/1/
2010
250,
000
250,
000
025
0,00
010
010
/30/
2010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Asif
Khan
Akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
10/1/
2010
250,
000
250,
000
025
0,00
010
010
/30/
2010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Fate
h M
uham
mad
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Ham
ad U
llah
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jaha
nzeb
Akba
r Aba
d1
11Lo
w C
ost H
ousi
ng U
nit
10/1/
2010
250,
000
250,
000
025
0,00
010
010
/30/
2010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jana
t Gul
Akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Khay
al b
ibi
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Mah
asal
Kha
nAk
bar A
bad
16
Low
Cos
t Hou
sing
Uni
t10
/1/20
1025
0,00
025
0,00
00
250,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Muh
amm
ad Ik
ram
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Muh
amm
ad N
abi
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Muh
ib G
ulAk
bar A
bad
14
Low
Cos
t Hou
sing
Uni
t9/
16/2
010
200,
000
200,
000
020
0,00
010
010
/30/
2010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Mun
asib
Kha
nAk
bar A
bad
17
Low
Cos
t Hou
sing
Uni
t10
/1/20
1025
0,00
025
0,00
00
250,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Nia
z Al
iAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t10
/1/20
1025
0,00
025
0,00
00
250,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Saba
z Al
iAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t10
/1/20
1025
0,00
025
0,00
00
250,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Sabi
r Udd
inAk
bar A
bad
17
Low
Cos
t Hou
sing
Uni
t9/
16/2
010
200,
000
200,
000
020
0,00
010
010
/30/
2010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Shar
if Kh
anAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t10
/1/20
1025
0,00
025
0,00
00
250,
000
100
10/3
0/20
10
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Zahi
d U
llah
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
9/16
/201
020
0,00
020
0,00
00
200,
000
100
10/3
0/20
10
Shab
qada
rSh
abqa
dar
Kato
Zai
Afza
l kha
nBe
la1
5Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Atta
ulla
h Kh
anbe
la1
8Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Atta
Ur r
ahm
anbe
la1
9Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Ayub
Jan
Bela
16
Low
Cos
t Hou
sing
Uni
t4/
26/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Baht
awra
bib
iBe
la1
8Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Fatim
a Be
gum
FBe
la1
11Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Faza
l Sub
han
Bela
18
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Gha
wer
Zam
anBe
la1
7Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Haz
rat B
ilal
bela
111
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 47
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Shab
qada
rSh
abqa
dar
Kato
Zai
Imra
n Kh
anBe
la1
6Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Isla
m G
ulbe
la1
6Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Jeha
nzeb
bela
16
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Mab
bali
Khan
Bela
19
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Meh
naz
Begu
m F
bela
110
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Muk
amil
Khan
Bela
15
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Nau
shad
Gul
Bela
19
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Rahm
an K
han
Bela
19
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Raza
Kha
nbe
la1
11Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Sahi
b na
zeer
abe
la1
12Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Sana
Ulla
h ja
nbe
la1
7Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Sare
er A
hmad
Bela
16
Low
Cos
t Hou
sing
Uni
t4/
25/2
011
80,0
0080
,000
080
,000
100
6/30
/201
1
Shab
qada
rSh
abqa
dar
Kato
Zai
Shah
jeha
n Ba
dsha
hBe
la1
9Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Taj M
aloo
kBe
la1
10Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Tila
Muh
amm
adBe
la1
8Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0036
06/
30/2
011
Shab
qada
rSh
abqa
dar
Kato
Zai
Waz
ir za
daBe
la1
10Lo
w C
ost H
ousi
ng U
nit
4/25
/201
180
,000
80,0
000
80,0
0010
06/
30/2
011
Tota
l Sc
hem
es:
43G
rand
Tot
al43
343
6,00
0,00
06,
000,
000
06,
000,
000
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 48
Anne
x 4:
Lis
t of b
enefi
ciar
ies
- Exp
ress
Hou
sing
(Cha
rsad
da, K
PK)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Aura
ngze
bAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
70,0
0017
0,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Bash
eer K
han
Akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
060
,000
160,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Bism
illah
Jan
Akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
065
,000
165,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Faza
l Muh
amm
adAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
67,0
0016
7,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Ghu
lam
Far
ooq
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
042
,000
142,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Gul
Sai
d Ak
bar
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
040
,000
140,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Hab
ib U
r Reh
man
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
064
,000
164,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Haz
rat Y
ousa
fAk
bar A
bad
17
Low
Cos
t Hou
sing
Uni
t12
/8/2
010
100,
000
100,
000
65,0
0016
5,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Inam
ulla
hAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
60,0
0016
0,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jala
nder
Akba
r Aba
d1
12Lo
w C
ost H
ousi
ng U
nit
12/5
/201
010
0,00
010
0,00
065
,000
165,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jam
haru
din
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
12/6
/201
010
0,00
010
0,00
040
,000
140,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jan
Ali
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
12/8
/201
010
0,00
010
0,00
042
,000
142,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Jan
Perv
ezAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t12
/6/2
010
100,
000
100,
000
65,0
0016
5,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Lal B
adsh
ahAk
bar A
bad
16
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
38,0
0013
8,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Muh
amm
ad A
min
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
050
,000
150,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Muh
amm
ad A
yub
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
12/8
/201
010
0,00
010
0,00
051
,000
151,0
0010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Qai
ser
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
030
,000
130,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Sala
hudi
nAk
bar A
bad
118
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
70,0
0017
0,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Salm
an K
han
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
062
,000
162,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Sard
araz
Kha
nAk
bar A
bad
15
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
70,0
0017
0,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Sira
j ul H
aqAk
bar a
bad
110
Low
Cos
t Hou
sing
Uni
t12
/7/2
010
100,
000
100,
000
38,0
0013
8,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Sulta
n ud
din
Akba
r aba
d1
13Lo
w C
ost H
ousi
ng U
nit
12/7
/201
010
0,00
010
0,00
052
,000
152,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Um
air Z
ebAk
bar A
bad
14
Low
Cos
t Hou
sing
Uni
t12
/6/2
010
100,
000
100,
000
42,0
0014
2,00
010
012
/31/2
010
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Um
ar U
ddin
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
12/8
/201
010
0,00
010
0,00
050
,000
150,
000
100
12/3
1/201
0
Char
sadd
aCh
arsa
dda
Moh
amm
ad N
ari
Yar U
llah
Khan
Akba
r Aba
d1
12Lo
w C
ost H
ousi
ng U
nit
12/8
/201
010
0,00
010
0,00
082
,000
182,
000
100
12/3
1/201
0
Tota
l Sc
hem
es:
25G
rand
Tot
al25
216
2,50
0,00
02,
500,
000
1,380
,000
3,88
0,00
0
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 49
Anne
x 5:
Lis
t of b
enefi
ciar
ies
- Exp
ress
Hou
sing
(Tha
tta,
Sin
dh)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge
Nam
eBe
nefic
iarie
sPo
pula
tion
Proj
ect T
ype
Dat
e of
In
itiat
ion
Dis
burs
emen
tD
onor
Sh
are
HH
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Suja
wal
Suja
wal
Bello
Aach
arBe
llo1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
054
,400
154,
400
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Abdu
l Wal
iBe
llo1
10Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
012
7,73
422
7,73
410
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raAb
ooVi
chol
o1
12Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
021
,400
121,4
0010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raAh
med
Vich
olo
12
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
24,4
3012
4,43
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raAh
med
Vich
olo
112
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
34,8
5013
4,85
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raAl
i Muh
amm
adVi
chol
o1
10Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
027
,400
127,
400
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Ali M
uham
mad
.Be
llo1
3Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
049
,000
149,
000
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Alla
h D
ino
Bello
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
51,8
7515
1,875
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raAl
lah
Din
oVi
chol
o1
8Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
016
,420
116,
420
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raAm
eer B
uxVi
chol
o1
14Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
045
,300
145,
300
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raAs
hraf
Vich
olo
19
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
29,8
0012
9,80
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raAz
ima
Vich
olo
16
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
44,4
5014
4,45
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Babo
oBe
llo1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
022
,500
122,
500
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raBa
chi
Vich
olo
13
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
42,3
0014
2,30
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raBa
shu
Vich
olo
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
66,5
9016
6,59
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raD
odo
Vich
olo
16
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
30,0
0013
0,00
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Fida
Hus
sain
Bello
110
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
95,4
7019
5,47
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Ghu
lam
Hus
sain
Bello
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
24,5
0012
4,50
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raG
hula
m M
usta
faVi
chol
o1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
020
,300
120,
300
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Ghu
lam
Nab
iBe
llo1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
071
,300
171,3
0010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raG
hula
m R
asoo
lVi
chol
o1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
018
,115
118,
115
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Ghu
lam
Ras
ool.
Bello
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
40,9
5014
0,95
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Ghu
lsha
nBe
llo1
4Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
048
,318
148,
318
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raG
ul H
assa
nVi
chol
o1
13Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
072
,595
172,
595
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raG
ul M
uham
mad
Vich
olo
19
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
20,5
4012
0,54
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raG
ul S
her
Vich
olo
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
49,4
9014
9,49
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Imam
Bux
Bello
14
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
58,3
9015
8,39
010
01/3
0/20
11
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 50
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge
Nam
eBe
nefic
iarie
sPo
pula
tion
Proj
ect T
ype
Dat
e of
In
itiat
ion
Dis
burs
emen
tD
onor
Sh
are
HH
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Suja
wal
Suja
wal
Bijo
raIm
am D
ino
Vich
olo
19
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
46,3
9014
6,39
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Irsh
ad A
liBe
llo1
3Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
048
,770
148,
770
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raIs
mai
lVi
chol
o1
6Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
044
,630
144,
630
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raIs
mai
lVi
chol
o1
8Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
029
,330
129,
330
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Jave
d Ah
med
Bello
18
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
8,45
510
8,45
510
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raJu
mm
uVi
chol
o1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
065
,190
165,
190
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raJu
moo
nVi
chol
o1
6Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
020
,300
120,
300
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raKh
adim
Hus
sain
Vich
olo
113
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
34,7
8513
4,78
510
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Khad
im H
ussa
in.
Bello
16
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
96,0
0019
6,00
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raKh
amoo
Vich
olo
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
14,2
2011
4,22
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raKh
amoo
.Vi
chol
o1
4Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
024
,600
124,
600
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raKh
uda
Bux
Vich
olo
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
40,9
3014
0,93
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raLa
ung
Vich
olo
14
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
44,6
0014
4,60
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raLa
ung.
Vich
olo
13
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
50,5
0015
0,50
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raM
ajno
oVi
chol
o1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
012
,350
112,
350
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raM
amoo
nVi
chol
o1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
050
,500
150,
500
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raM
aqbo
olVi
chol
o1
8Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
032
,680
132,
680
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raM
ehaa
rVi
chol
o1
2Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
026
,200
126,
200
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Mir
Muh
amm
adBe
llo1
4Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
015
,700
115,
700
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Mis
riBe
llo1
3Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
010
,910
110,
910
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raM
ohsi
nVi
chol
o1
9Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
045
,000
145,
000
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Muh
amm
adBe
llo1
11Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
051
,218
151,2
1810
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raM
uham
mad
Vich
olo
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
16,4
2011
6,42
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raM
uham
mad
Ali
Vich
olo
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
12,15
611
2,15
610
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raM
uham
mad
Ess
aVi
chol
o1
6Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
034
,650
134,
650
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Muh
amm
ad Ib
rahi
mBe
llo1
3Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
058
,390
158,
390
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raM
uham
mad
Jum
anVi
chol
o1
6Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
061
,380
161,3
8010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Muh
amm
ad M
oosa
Bello
118
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
62,5
8016
2,58
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Muh
amm
ad R
afiqu
eBe
llo1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
012
,510
112,
510
100
1/30/
2011
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 51
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge
Nam
eBe
nefic
iarie
sPo
pula
tion
Proj
ect T
ype
Dat
e of
In
itiat
ion
Dis
burs
emen
tD
onor
Sh
are
HH
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Suja
wal
Suja
wal
Bijo
raM
uham
mad
Soo
mar
Vich
olo
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
21,3
5012
1,350
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Muh
amm
ad U
risBe
llo1
6Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
054
,000
154,
000
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raN
asee
rVi
chol
o1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
034
,695
134,
695
100
1/30/
2011
Suja
wal
Suja
wal
Bello
Nat
han
Ali
Bello
113
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
43,10
014
3,10
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raN
atho
Vich
olo
127
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
23,3
8012
3,38
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raN
aza
Vich
olo
16
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
37,6
0013
7,60
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raN
azir
Ahm
edVi
chol
o1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
020
,300
120,
300
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raPe
roo
Vich
olo
16
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
8,67
010
8,67
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raPh
apoo
Vich
olo
18
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
32,8
8013
2,88
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raRa
niVi
chol
o1
5Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
054
,260
154,
260
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raSa
kina
Vich
olo
18
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
26,9
2012
6,92
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raSa
ttar
Vich
olo
114
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
40,4
8014
0,48
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raSh
er M
uham
mad
Vich
olo
18
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
20,4
5012
0,45
010
01/3
0/20
11
Suja
wal
Suja
wal
Bello
Sidd
ique
Bello
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
45,3
0014
5,30
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raSu
lem
anVi
chol
o1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
062
,980
162,
980
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raSu
lem
an.
Vich
olo
17
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
34,18
013
4,18
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raU
mer
Vich
olo
15
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
50,5
0015
0,50
010
01/3
0/20
11
Suja
wal
Suja
wal
Bijo
raU
mer
.Vi
chol
o1
7Lo
w C
ost H
ousi
ng U
nit
11/8
/201
010
0,00
010
0,00
050
,190
150,
190
100
1/30/
2011
Suja
wal
Suja
wal
Bijo
raU
sman
Vich
olo
118
Low
Cos
t Hou
sing
Uni
t11
/8/2
010
100,
000
100,
000
54,18
015
4,18
010
01/3
0/20
11
Tota
l Sc
hem
es:
75
Gra
nd T
otal
7555
47,
500,
000
7,50
0,00
02,
995,
176
10,4
95,17
6
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 52
Anne
x 6:
Lis
t of b
enefi
ciar
ies
- Exp
ress
Hou
sing
(DG
Kha
n, R
ajan
pur,
Sou
ther
n Pu
njab
)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Abdu
ll M
ajee
dPu
narr
110
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 4
5,40
5 14
5,40
510
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Abdu
ll Ra
zaq
Puna
rr1
11Sh
elte
r15
/09/
2011
100,
000
100,
000
54,
300
154,
300
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Abid
Hus
sain
Shed
ani
19
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 10
6,06
8 20
6,06
810
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ahm
ad B
uxSh
edan
i1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
74,
367
174,
367
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ashi
q H
ussa
inSh
edan
i1
8Sh
elte
r15
/09/
2011
100,
000
100,
000
74,
766
174,
766
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Atta
Muh
amm
ad
Punn
arr
113
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 8
0,81
0 18
0,81
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Atta
Muh
amm
adPu
narr
110
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 5
2,40
0 15
2,40
010
024
/11/2
011
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Aziz
Punn
arr
111
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 4
1,030
14
1,030
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Bash
ir Ah
mad
Shed
ani
17
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 8
6,41
2 18
6,41
210
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Abb
asSh
edan
i1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
92,
771
192,
771
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Abb
asG
hons
Aba
d1
7Sh
elte
r15
/09/
2011
100,
000
100,
000
68,
310
168,
310
100
28/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Far
idSh
edan
i1
12Sh
elte
r15
/09/
2011
100,
000
100,
000
54,
431
154,
431
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Ghu
lam
Muh
amm
ad
Punn
arr
19
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 6
6,41
0 16
6,41
010
024
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Mus
tifa
Shed
ani
18
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
1,482
17
1,482
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Sar
war
Shed
ani
19
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 9
1,229
19
1,229
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ghu
lam
Sha
bir
Shed
ani
17
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 6
2,28
0 16
2,28
010
024
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Has
eena
Mai
Shed
ani
110
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
1,690
17
1,690
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Hat
hoo
Bibi
Bast
i Ahm
ad K
han
111
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 5
0,53
5 15
0,53
510
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Ijaz
Ahm
adSh
edan
i1
14Sh
elte
r15
/09/
2011
100,
000
100,
000
70,
901
170,
901
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Mai
Iqba
lG
hons
Aba
d1
9Sh
elte
r24
/09/
2011
100,
000
100,
000
99,
925
199,
925
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Mith
a Kh
anPu
narr
18
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 5
4,12
9 15
4,12
910
028
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad A
khta
rSh
edan
i1
11Sh
elte
r15
/09/
2011
100,
000
100,
000
92,
771
192,
771
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad A
kram
Ba
sti A
hmad
Kha
n1
10Sh
elte
r25
/09/
2011
100,
000
100,
000
65,
503
165,
503
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Muh
amm
ad A
slam
Punn
arr
17
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 5
9,95
5 15
9,95
510
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad A
slam
Shed
ani
110
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 3
9,52
0 13
9,52
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad A
zam
Gho
ns A
bad
17
Shel
ter
24/0
9/20
1110
0,00
010
0,00
0 9
7,84
5 19
7,84
510
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad B
illal
Sh
edan
i1
12Sh
elte
r15
/09/
2011
100,
000
100,
000
89,
392
189,
392
100
30/11
/201
1
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 53
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad H
anif
Shed
ani
111
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 10
2,97
5 20
2,97
510
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad Iq
bal
Shed
ani
17
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 10
5,15
3 20
5,15
310
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad Iq
bal
Shed
ani
113
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 8
1,464
18
1,464
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad R
afee
qG
hons
Aba
d1
9Sh
elte
r24
/09/
2011
100,
000
100,
000
69,
523
169,
523
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad R
afee
q Li
shar
iSh
edan
i1
13Sh
elte
r15
/09/
2011
100,
000
100,
000
59,
605
159,
605
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad R
amza
nSh
edan
i1
7Sh
elte
r15
/09/
2011
100,
000
100,
000
92,
955
192,
955
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
ad S
hafe
eqSh
edan
i1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
53,
367
153,
367
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
amm
d N
awaz
Gho
ns A
bad
111
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 9
3,20
0 19
3,20
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Muh
ran
Mai
Gho
ns A
bad
17
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 8
2,32
5 18
2,32
510
028
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Mur
id H
ussa
inSh
edan
i1
7Sh
elte
r15
/09/
2011
100,
000
100,
000
97,
955
197,
955
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Mus
htaq
Ahm
adBa
sti A
hmad
Kha
n1
8Sh
elte
r25
/09/
2011
100,
000
100,
000
49,
003
149,
003
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Nas
eem
Mai
Punn
arr
17
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 6
4,52
0 16
4,52
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Naz
eer H
ussa
inG
hons
Aba
d1
8Sh
elte
r24
/09/
2011
100,
000
100,
000
94,
535
194,
535
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Nor
Muh
amm
adSh
edan
i1
11Sh
elte
r15
/09/
2011
100,
000
100,
000
105,
115
205,
115
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Riaz
Hus
sain
Gho
ns A
bad
17
Shel
ter
24/0
9/20
1110
0,00
010
0,00
0 10
2,12
0 20
2,12
010
028
/11/2
011
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Sabi
r Hus
sain
Punn
arr
18
Shel
ter
25/0
9/20
1110
0,00
010
0,00
0 3
9,08
0 13
9,08
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Sadi
q H
ussa
inSh
edan
i1
8Sh
elte
r15
/09/
2011
100,
000
100,
000
14,8
90
114,
890
100
30/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Saif
Ulla
hPu
narr
110
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 6
5,48
0 16
5,48
010
024
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Shar
oo K
han
Gho
ns A
bad
19
Shel
ter
24/0
9/20
1110
0,00
010
0,00
0 9
5,97
5 19
5,97
510
028
/11/2
011
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Shen
az B
ibi
Puna
rr1
13Sh
elte
r15
/09/
2011
100,
000
100,
000
53,
205
153,
205
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Jhok
e U
tra
Sukh
an M
aiPu
narr
19
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 4
7,89
0 14
7,89
010
030
/11/2
011
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Tahi
r Abb
asSh
edan
i1
10Sh
elte
r15
/09/
2011
100,
000
100,
000
65,
805
165,
805
100
24/11
/201
1
D. G
. Kha
nD
.G.K
han
Gho
us A
bad
Zafa
r Iqb
alRa
shid
Aba
d1
7Sh
elte
r15
/09/
2011
100,
000
100,
000
90,
200
190,
200
100
30/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Abba
s Le
ghar
i Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
74,
615
174,
615
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Abdu
ll G
hafa
rLe
ghar
i Wal
a1
6Sh
elte
r17
/09/
2011
100,
000
100,
000
61,6
90
161,6
9010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Abdu
ll H
akim
N
ai W
ala
16
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 6
0,94
0 16
0,94
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Abdu
ll Ra
shid
Nai
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
75,
560
175,
560
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Abdu
ll Ra
zaq
Kot T
ahir
16
Shel
ter
17/0
9/20
1110
0,00
010
0,00
0 4
5,52
5 14
5,52
510
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Abdu
ll Re
hman
Dho
rri W
ala
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
5,08
0 15
5,08
010
011
/11/2
011
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 54
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Jam
pur
Jam
Pur
Kot T
ahir
Abdu
ll Re
hman
Paka
Mal
lana
111
Shel
ter
17/0
9/20
1110
0,00
010
0,00
0 5
5,08
0 15
5,08
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Abid
Hus
sain
Legh
ari W
ala
18
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
5,41
0 16
5,41
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Abid
Hus
sain
Thak
ri W
ala
19
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
1,660
17
1,660
100
11/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Ajm
alJe
wan
Wal
a1
6Sh
elte
r17
/09/
2011
100,
000
100,
000
59,
922
159,
922
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Alla
h Bu
xCh
ah L
egha
ri W
ala
19
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 2
6,72
0 12
6,72
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Alla
h Bu
xPa
kay
Wal
a1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
63,
198
163,
198
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Alla
h Bu
x D
odda
y W
ala
110
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
7,92
0 16
7,92
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Alla
h ya
rrD
odda
y W
ala
18
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
8,44
8 17
8,44
810
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Aziz
Mai
Nai
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
74,
880
174,
880
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Billa
l Ahm
adKo
tla D
ahha
16
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 6
9,56
0 16
9,56
010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Billa
l Ahm
adN
ai W
ala
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
3,78
8 17
3,78
810
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Billa
l Ahm
adLe
ghar
i Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
85,
754
185,
754
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Ehsa
n U
llah
Kot T
ahir
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
9,24
5 15
9,24
510
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Faiz
Muh
amm
adKo
tla D
ahha
113
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 4
4,19
0 14
4,19
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Fakh
ar U
l Din
Bast
i Rin
dan
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 9
6,59
0 19
6,59
010
011
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Fiaz
Hus
sain
Legh
ari W
ala
111
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
6,36
0 16
6,36
010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Ghu
lam
Abb
asSa
hoo
Wal
a1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
51,3
24
151,3
2410
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Ghu
lam
Abb
asKo
tla D
ahha
18
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 6
3,72
0 16
3,72
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Ghu
lam
Akb
arKo
t Tah
ir1
8Sh
elte
r20
/09/
2011
100,
000
100,
000
68,
942
168,
942
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Ghu
lam
Nab
iSa
hoo
Wal
a1
6Sh
elte
r16
/09/
2011
100,
000
100,
000
72,
410
172,
410
100
11/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Ghu
lam
Ras
ool
Dol
lat W
ala
111
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
6,13
0 17
6,13
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Ghu
lam
Sha
bir
Chah
Leg
hari
Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
38,
720
138,
720
100
24/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Ghu
lam
Yas
een
Nai
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
95,
688
195,
688
100
11/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Haj
ji M
uham
mad
Dod
day
Wal
a1
6Sh
elte
r16
/09/
2011
100,
000
100,
000
78,
910
178,
910
100
11/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Has
eena
Bib
iBa
sti R
inda
n1
13Sh
elte
r20
/09/
2011
100,
000
100,
000
66,
540
166,
540
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Ijaz
Chah
Leg
hari
Wal
a1
11Sh
elte
r16
/09/
2011
100,
000
100,
000
61,0
05
161,0
0510
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Ijaz
Hus
sain
Bast
i Rin
dan
19
Shel
ter
16/0
9/20
1160
,000
100,
000
63,
407
163,
407
5028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Irsh
ad H
ussa
inLe
ghar
i Wal
a1
7Sh
elte
r15
/09/
2011
100,
000
100,
000
66,
910
166,
910
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Irsh
ad H
ussa
inBa
sti R
inda
n1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
9,6
10
109,
610
100
28/11
/201
1
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 55
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Jam
pur
Jam
Pur
Bast
i Rin
dan
Karim
Bux
Gha
zi W
ala
110
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 5
5,53
0 15
5,53
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Karim
Bux
Paka
Mal
lana
19
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 6
5,67
0 16
5,67
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Karim
Kha
toon
Gha
zi W
ala
18
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 3
7,67
0 13
7,67
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Khad
im H
ussa
inG
hazi
Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
64,
900
164,
900
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Khal
il Ah
mad
Kot T
ahir
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
2,03
0 16
2,03
010
011
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Khal
lil A
hmad
Legh
ari W
ala
17
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
7,90
0 17
7,90
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Khur
said
Ahm
adKo
tla D
ahha
15
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 9
4,20
0 19
4,20
010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Mal
ik R
iaz
Ahm
adBa
sti R
inda
n1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
61,5
55
161,5
5510
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Man
zoor
Hus
sain
Legh
ari W
ala
14
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
8,91
2 15
8,91
210
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Meh
moo
d Pa
ka M
alla
na1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
72,
410
172,
410
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Mith
an M
aiAd
am W
ala
110
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 8
2,30
0 18
2,30
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
fzal
D
olla
t Wal
a1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
71,4
30
171,4
3010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
jmal
Chah
Leg
hari
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
45,
870
145,
870
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad A
jmal
Ko
tla D
ahha
15
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 8
0,34
7 18
0,34
710
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
kbar
Paka
y W
ala
110
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
3,44
0 17
3,44
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
kram
Sam
andr
i Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
60,
840
160,
840
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad A
liN
ai W
ala
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
1,020
17
1,020
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
sgha
rPa
kay
Wal
a1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
62,
390
162,
390
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad A
slam
Kot T
ahir
19
Shel
ter
20/0
9/20
1110
0,00
010
0,00
0 7
2,27
5 17
2,27
510
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad B
uxD
olat
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
69,
261
169,
261
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad Iq
bal
Chah
Leg
hari
Wal
a1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
74,
916
174,
916
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad Iq
bal
Nai
Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
65,
792
165,
792
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad Is
haq
Kot T
ahir
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
8,95
0 15
8,95
010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad J
amee
lBa
sti R
inda
n1
7Sh
elte
r20
/09/
2011
100,
000
100,
000
98,
100
198,
100
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad J
avai
dD
odda
y W
ala
13
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
6,62
0 16
6,62
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad J
unai
dN
ai W
ala
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 8
4,10
2 18
4,10
210
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad N
awaz
Paka
y W
ala
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
5,06
0 17
5,06
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad Q
asim
Kot T
ahir
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
1,090
16
1,090
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad R
amza
nN
ai W
ala
16
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
8,80
0 17
8,80
010
028
/11/2
011
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 56
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad R
amza
nPa
kay
Wal
a1
7Sh
elte
r13
/09/
2011
100,
000
100,
000
41,4
30
141,4
3010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad S
adiq
Ko
t Tah
ir1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
50,
662
150,
662
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Muh
amm
ad S
alim
Ko
t Tah
ir1
7Sh
elte
r14
/09/
2011
100,
000
100,
000
60,
530
160,
530
100
11/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad S
harif
Dho
rri W
ala
18
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 7
3,82
5 17
3,82
510
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muh
amm
ad S
ulm
anTh
akri
Wal
a1
8Sh
elte
r17
/09/
2011
100,
000
100,
000
83,
065
183,
065
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muj
ahid
Hus
sain
Kotla
Dah
ha1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
84,
770
184,
770
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Muk
htia
r Ahm
adKo
tla D
ahha
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 8
4,34
5 18
4,34
510
011
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Mun
eer A
hmad
Legh
ari W
ala
110
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 8
9,17
0 18
9,17
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Naa
f Ahm
adKo
tla D
ahha
18
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
4,23
0 16
4,23
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Naz
ar H
ussa
inD
odda
y W
ala
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
2,53
0 15
2,53
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Raso
ol B
uxAd
am W
ala
16
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 8
3,37
0 18
3,37
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Riaz
Ahm
adSa
man
dri W
ala
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 5
5,39
0 15
5,39
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Riaz
Hus
sain
Bast
i Rin
dan
111
Shel
ter
20/0
9/20
1110
0,00
010
0,00
0 5
0,78
0 15
0,78
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Sabi
r Hus
sain
Thak
ri W
ala
18
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
6,68
9 16
6,68
910
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Sadi
q H
ussa
inLe
ghar
i Wal
a1
7Sh
elte
r16
/09/
2011
100,
000
100,
000
54,
340
154,
340
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Saee
d Iq
bal
Nai
Wal
a1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
71,6
30
171,6
3010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Safia
Mai
Paka
Mal
lana
17
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
3,59
0 16
3,59
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Sajid
Hus
sain
Ko
t Tah
ir1
6Sh
elte
r16
/09/
2011
100,
000
100,
000
64,
355
164,
355
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Sajja
d H
ussa
inLe
ghar
i Wal
a1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
62,
110
162,
110
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Sajja
d H
ussa
inPa
kay
Wal
a1
10Sh
elte
r16
/09/
2011
100,
000
100,
000
69,
230
169,
230
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Sake
ena
Mai
Bast
i Rin
dan
19
Shel
ter
20/0
9/20
1110
0,00
010
0,00
0 4
6,02
0 14
6,02
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Sard
ar K
han
Chah
Sam
andr
i 1
10Sh
elte
r16
/09/
2011
100,
000
100,
000
78,
220
178,
220
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Sarf
raz
Ahm
adLe
ghar
i Wal
a1
4Sh
elte
r16
/09/
2011
100,
000
100,
000
70,
790
170,
790
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Shah
Naw
azTh
akri
Wal
a1
9Sh
elte
r15
/09/
2011
100,
000
100,
000
76,
240
176,
240
100
11/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Shah
Naw
azKo
tla D
ahha
15
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
9,88
0 17
9,88
010
011
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Shah
id H
ussa
inBa
sti R
inda
n1
8Sh
elte
r16
/09/
2011
100,
000
100,
000
53,
700
153,
700
100
28/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Shah
id H
ussa
inKo
t Tah
ir1
8Sh
elte
r15
/09/
2011
100,
000
100,
000
87,
083
187,
083
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Sham
eem
Mai
Bast
i Rin
dan
113
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
2,83
0 16
2,83
010
028
/11/2
011
Jam
pur
Jam
Pur
Bast
i Rin
dan
Shba
nam
Bib
iG
hazi
Wal
a1
13Sh
elte
r16
/09/
2011
100,
000
100,
000
76,
360
176,
360
100
28/11
/201
1
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 57
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
rTo
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Jam
pur
Jam
Pur
Bast
i Rin
dan
Shez
ad A
hmad
Bast
i Rin
dan
111
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 7
6,66
0 17
6,66
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Talib
Hus
sain
Legh
ari W
ala
16
Shel
ter
14/0
9/20
1110
0,00
010
0,00
0 4
2,31
4 14
2,31
410
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Talib
Hus
sain
Jew
an W
ala
14
Shel
ter
17/0
9/20
1110
0,00
010
0,00
0 5
2,74
0 15
2,74
010
028
/11/2
011
Jam
pur
Jam
Pur
Kot T
ahir
Waz
ir Ah
mad
Adam
Wal
a1
9Sh
elte
r16
/09/
2011
100,
000
100,
000
68,
470
168,
470
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Zafa
r Ulla
hKo
tla D
ahha
14
Shel
ter
15/0
9/20
1110
0,00
010
0,00
0 9
1,390
19
1,390
100
11/11
/201
1
Jam
pur
Jam
Pur
Kot T
ahir
Zahi
d H
ussa
inKo
t Tah
ir1
6Sh
elte
r13
/09/
2011
100,
000
100,
000
58,
550
158,
550
100
28/11
/201
1
Jam
pur
Jam
Pur
Bast
i Rin
dan
Zare
ena
Mai
Saho
o W
ala
16
Shel
ter
16/0
9/20
1110
0,00
010
0,00
0 6
9,67
0 16
9,67
010
011
/11/2
011
Tota
l Sc
hem
es:
150
Gra
nd T
otal
150
1,245
14,9
60,0
0015
,000
,000
10,3
06,7
66
25,3
06,7
66
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 58
Anne
x 7:
Lis
t of b
enefi
ciar
ies
- Rot
ary
Inte
rnat
iona
l (Ch
arsa
dda,
KPK
)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
r To
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAb
dar G
ulH
isar
Dhe
ri1
7Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
60,0
0016
0,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAb
dul Q
adar
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
060
,000
160,
000
100
1/30/
2012
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAk
bar A
liH
isar
Gha
ri1
6Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
55,0
0015
5,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAl
am K
han
His
ar D
heri
15
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
065
,000
165,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAm
eer Q
adar
His
ar D
heri
19
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
075
,000
175,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAm
eer S
awab
His
ar D
heri
14
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
060
,000
160,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iAr
abis
tan
His
ar D
heri
16
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
050
,000
150,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iBa
kht Z
ada
His
ar D
heri
16
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
055
,000
155,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iBa
tin S
hah
Akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
065
,000
165,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iBu
rkha
n U
d D
inH
isar
Dhe
ri1
2Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
60,0
0016
0,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iFa
qeer
Muh
amm
adAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t11
/15/2
011
100,
000
100,
000
55,0
0015
5,00
010
01/3
0/20
12
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
ifa
rhan
Ulla
hAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t11
/15/2
011
100,
000
100,
000
45,0
0014
5,00
010
01/3
0/20
12
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iFe
roz
Shah
His
ar D
heri
16
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
060
,000
160,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iFe
roz
Shah
His
ar D
heri
15
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
055
,000
155,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
hani
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
065
,000
165,
000
100
1/30/
2012
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ohar
Ali
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
045
,000
145,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ohar
Ali
His
ar G
hari
14
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
050
,000
150,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ulAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
45,0
0014
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ul F
araz
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
055
,000
155,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ul M
uham
mad
His
ar D
heri
16
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
070
,000
170,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iG
ul S
anga
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
060
,000
160,
000
100
1/30/
2012
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iH
ayat
kha
nAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
50,0
0015
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iH
azra
t Ali
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
060
,000
160,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iH
ukam
Jan
aAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t11
/15/2
011
100,
000
100,
000
45,0
0014
5,00
010
01/3
0/20
12
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iIb
rahi
m J
anAk
bar A
bad
111
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
50,0
0015
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iIh
san
Udi
nAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iIs
lam
Gul
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
055
,000
155,
000
100
8/15
/201
1
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 59
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
r To
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iJa
mila
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
050
,000
150,
000
100
1/30/
2012
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iJa
veed
Kha
nH
isar
dhe
ri1
7Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
70,0
0017
0,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iJe
han
Zaib
His
ar D
heri
114
Low
Cos
t Hou
sing
Uni
t3/
1/201
110
0,00
010
0,00
065
,000
165,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iKh
an F
araz
Akba
r Aba
d1
11Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
060
,000
160,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iKh
ursh
ida
hisa
r dhe
ri1
4Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
55,0
0015
5,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iLa
shka
r Kha
nAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
aira
j Udi
nAk
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
asha
llaAk
bar A
bad
111
Low
Cos
t Hou
sing
Uni
t11
/15/2
011
100,
000
100,
000
55,0
0015
5,00
010
01/3
0/20
12
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
asoo
d Ja
nAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
45,0
0014
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
asta
n Kh
anH
isar
Dhe
ri1
7Lo
w C
ost H
ousi
ng U
nit
3/1/2
011
100,
000
100,
000
60,0
0016
0,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
ir As
lam
His
ar D
heri
14
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
045
,000
145,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Hal
eem
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
045
,000
145,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Asi
fAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
50,0
0015
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Sad
iqAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
60,0
0016
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Sha
hAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Sha
keel
His
ar D
heri
11
Low
Cos
t Hou
sing
Uni
t2/
3/20
1110
0,00
010
0,00
040
,000
140,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
She
rAk
bar A
bad
111
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Ulla
hH
isar
Dhe
ri1
8Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
45,0
0014
5,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
uham
mad
Zub
air
Akba
r aba
d1
6Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
055
,000
155,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
unfji
raH
isar
Dhe
ri1
1Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
50,0
0015
0,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iM
usar
at F
arid
(F)
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
065
,000
165,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iN
adir
Khan
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
070
,000
170,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iN
asee
b Kh
anH
isar
Dhe
ri1
8Lo
w C
ost H
ousi
ng U
nit
3/1/2
011
100,
000
100,
000
45,0
0014
5,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iN
asru
llah
Jan
His
ar D
heri
110
Low
Cos
t Hou
sing
Uni
t3/
1/201
110
0,00
010
0,00
050
,000
150,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iRa
fi U
ddin
Akba
r Aba
d1
8Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
055
,000
155,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iRa
ham
Din
Akba
r Aba
d1
10Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
065
,000
165,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iRa
him
Sha
hAk
bar A
bad
111
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
70,0
0017
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSa
bar G
ulla
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
050
,000
150,
000
100
1/30/
2012
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSa
baz
Ali
Akba
r Aba
d1
9Lo
w C
ost H
ousi
ng U
nit
11/15
/201
110
0,00
010
0,00
050
,000
150,
000
100
1/30/
2012
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 60
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Typ
eD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H O
wne
r To
tal C
ost
Phy
Prog
%D
ate
of
Com
p:
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSa
id K
han
akba
r Aba
d1
6Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
045
,000
145,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSa
jidH
isar
Dhe
ri1
3Lo
w C
ost H
ousi
ng U
nit
3/2/
2011
100,
000
100,
000
55,0
0015
5,00
010
05/
16/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSa
rtaj
Ali
His
ar D
heri
18
Low
Cos
t Hou
sing
Uni
t3/
2/20
1110
0,00
010
0,00
050
,000
150,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSh
auka
t Ali
Akba
r Aba
d1
7Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
070
,000
170,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSh
er A
li Kh
anAk
bar A
bad
112
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSu
liman
akba
r aba
d1
5Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
060
,000
160,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iSy
ed R
ehm
anhi
sar D
heri
16
Low
Cos
t Hou
sing
Uni
t3/
4/20
1110
0,00
010
0,00
045
,000
145,
000
100
5/16
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iTa
riq J
anAk
bar A
bad
17
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
55,0
0015
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
ita
uhee
d U
llah
Akba
r aba
d1
7Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
060
,000
160,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
ium
ar k
han
Akba
r aba
d1
10Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
060
,000
160,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iU
mar
Zeb
Akba
r Aba
r1
11Lo
w C
ost H
ousi
ng U
nit
6/10
/201
110
0,00
010
0,00
055
,000
155,
000
100
8/15
/201
1
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iU
mar
a Ja
nAk
bar A
bad
18
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
65,0
0016
5,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iZa
mee
n kh
anAk
bar A
bad
19
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
60,0
0016
0,00
010
08/
15/2
011
Char
sadd
aCh
arsa
dda
His
ara
Yasi
n Za
iZu
baid
a (F
)Ak
bar A
bad
110
Low
Cos
t Hou
sing
Uni
t6/
10/2
011
100,
000
100,
000
45,0
0014
5,00
010
08/
15/2
011
Tota
l Sc
hem
es:
70G
rand
Tot
al70
546
7,00
0,00
07,
000,
000
3,89
5,00
010
,895
,000
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 61
Anne
x 8:
Lis
t of b
enefi
ciar
ies
- ICM
C (R
ajan
pur,
Sou
ther
n Pu
njab
)
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Rojh
anRo
jhan
Subz
ani
Abdu
ll Ka
rimBh
agsa
r1
9Sh
elte
r9/
29/2
011
55,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Abdu
ll M
ajee
dRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Abdu
ll Ra
zaq
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Abid
Hus
sain
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Ahm
ad B
uxRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ahm
ad B
ux
Rakh
Qaa
drah
111
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Akht
ar H
ussa
inBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ali B
uxRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Alla
h W
adha
yaRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Alla
h w
asay
aBh
agsa
r1
10Sh
elte
r9/
22/2
011
55,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Alta
f Ahm
adBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Amee
r bux
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Amee
r Mai
Bhag
sar
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Anw
ar M
aiRa
kh Q
adra
h1
9Sh
elte
r11
/13/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Anw
ar M
aiBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ashi
q H
ussa
inRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Asho
o M
aiBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ayaz
Ahm
adBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Azha
r Hus
sain
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Aziz
ul d
inRa
kh Q
adra
h1
8Sh
elte
r10
/22/
2011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Bago
o Ko
tla H
asss
an J
amrr
ah1
7Sh
elte
r10
/11/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
30/2
012
Rojh
anRo
jhan
Subz
ani
Baig
Ali
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Bakh
san
Bhag
sar
111
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Bakh
shin
daBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Bash
eran
Bib
iRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Bash
ir Ah
mad
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Bash
ir Ah
med
Rakh
Qaa
drah
18
Shel
ter
12/12
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 62
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Rojh
anRo
jhan
Subz
ani
Batt
a Ra
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Billa
l Ahm
adRa
kh Q
aadr
ah1
9Sh
elte
r12
/12/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Faqe
er B
ux A
njum
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Farid
Bux
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Farid
Bux
Rakh
Qaa
drah
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Fiaz
Ahm
adBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Abb
as
Bhag
sar
111
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Akb
arBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Hus
sain
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
2/23
/201
2
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Mus
tifa
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Naz
ukBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Naz
ukBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Sar
war
Ra
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Sar
war
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Sar
war
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Sha
bir
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Ghu
lam
Yas
een
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/5/
2012
Rojh
anRo
jhan
Subz
ani
Gul
l Muh
amm
adBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Gul
l Muh
amm
adRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Hab
ib A
hmad
Bhag
sar
17
Shel
ter
10/2
0/20
1195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Hab
ib K
han
Bhag
sar
110
Shel
ter
11/15
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Hab
ib U
llah
Rakh
Qaa
drah
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Hafi
z Sh
amas
Ul D
inBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Haj
i Ahm
adRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Haj
jiRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Haj
ran
Mai
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/16
/201
2
Rojh
anRo
jhan
Subz
ani
Hal
eem
a M
aiRa
kh M
eer P
ur1
8Sh
elte
r10
/22/
2011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Ham
eeda
Bib
iBh
agsa
r1
8Sh
elte
r11
/4/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Hay
atan
Bib
iRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 63
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Rojh
anRo
jhan
Subz
ani
Haz
oor B
uxRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Imam
bux
Rakh
Mee
r Pur
110
Shel
ter
10/16
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Iqba
l Mai
Bhag
sar
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Irsh
ad A
hmad
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Irsh
ad B
ibi
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Kara
m H
ussa
inRa
kh M
eer P
ur1
7Sh
elte
r10
/16/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Khad
im H
ussa
inBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Khan
dal M
aiBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Khan
zadi
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Liaq
at H
ussa
inBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Mah
er H
ussa
inRa
kh Q
aadr
ah1
11Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Mai
Nor
anRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Mee
r Haj
i Kha
nRa
kh Q
adra
h1
8Sh
elte
r11
/13/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Mew
aRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Mom
na B
ibi
Rakh
Qad
rah
18
Shel
ter
10/10
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad A
kbar
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad A
kram
Rakh
Qaa
drah
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad A
liRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad A
mee
nBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad a
shra
fRa
kh Q
adra
h1
11Sh
elte
r10
/11/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
15/2
012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad A
slam
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad b
uxRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad B
ux
Bhag
sar
19
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad H
ussa
inRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad Ib
rahi
mBh
agsa
r1
10Sh
elte
r9/
22/2
011
70,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad Ib
rahi
mRa
kh Q
aadr
ah1
8Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad Iq
bal
Rakh
Qad
rah
19
Shel
ter
9/27
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad M
asoo
d Kh
an B
uzda
rRa
kh Q
aadr
ah1
13Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad N
awaz
Rakh
Qaa
drah
18
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/15
/201
2
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 64
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad N
awaz
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad R
amza
nBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad S
adee
qBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad S
adiq
Bh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muh
amm
ad S
hafe
eBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muk
htia
r Ahm
adRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Muk
htia
r Ahm
adRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Mur
ad B
uxRa
kh Q
adra
h1
9Sh
elte
r10
/16/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Mur
id H
ussa
inBh
agsa
r1
8Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Mur
id H
ussa
inBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Nab
i bux
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Nab
i Bux
Rakh
Qaa
drah
17
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Nai
mat
Mai
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Naz
eer A
hmad
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Naz
uk H
ussa
inBh
agsa
r1
9Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Nus
rat M
aiRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Parv
een
Bibi
Rakh
Qaa
drah
18
Shel
ter
11/15
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Peer
an
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Pera
in d
itaRa
kh M
eer P
ur1
6Sh
elte
r10
/25/
2011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Raee
s G
ulab
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Rahi
m B
uxRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Rahi
m B
uxBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Rash
id A
hmad
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Raso
ol B
uxRa
kh M
eer P
ur1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Sada
m H
ussa
inRa
kh Q
adra
h1
11Sh
elte
r11
/13/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Sadi
q H
ussa
inRa
kh Q
adra
h1
7Sh
elte
r10
/11/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
16/2
012
Rojh
anRo
jhan
Subz
ani
Safd
ar A
bbas
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Saif
Ulla
hBh
agsa
r1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Sakh
i Bux
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 65
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Rojh
anRo
jhan
Subz
ani
Sarw
ar
Rakh
Mee
r Pur
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Shah
Naw
azRa
kh Q
aadr
ah1
9Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Rojh
anRo
jhan
Subz
ani
Shai
r Kha
nRa
kh Q
aadr
ah1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Shak
hal
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Sham
shad
Bib
iBh
agsa
r1
10Sh
elte
r9/
22/2
011
70,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Shar
am M
aiBh
agsa
r1
7Sh
elte
r10
/22/
2011
95,3
3895
,338
23,9
9011
9,32
810
03/
15/2
012
Rojh
anRo
jhan
Subz
ani
Shar
am M
aiBh
agsa
r1
12Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Rojh
anRo
jhan
Subz
ani
Shar
oo B
ibi
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Sugh
ran
Bibi
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Tajj
Mai
Bhag
sar
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Rojh
anRo
jhan
Subz
ani
Talib
Hus
sain
Rakh
Qad
rah
19
Shel
ter
10/16
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Rojh
anRo
jhan
Subz
ani
Zara
kh
Rakh
Qaa
drah
110
Shel
ter
9/22
/201
195
,338
95,3
3823
,990
119,
328
100
3/1/2
012
Raja
npur
Raja
n Pu
rM
urgh
aiAb
dull
Gha
foor
Mud
Mol
vi1
10Sh
elte
r9/
21/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAb
dull
Kare
emKo
tla M
urta
za1
8Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAb
dull
Kare
emRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAb
dull
Karim
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAb
dull
Late
efM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAb
id H
ussa
inM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAb
id H
ussa
in
Mud
Mol
vi1
10Sh
elte
r12
/15/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Raja
npur
Raja
n Pu
rM
urgh
aiAf
zal K
han
Kotla
Say
ed K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAl
i Asg
har
Mud
Mol
vi1
7Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAl
lah
Bach
aya
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAl
lah
bach
aya
Kotla
Mur
taza
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAl
lah
Ditt
aRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAl
lah
Diw
aya
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAl
lah
Diw
aya
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAm
an U
llah
Mud
Mol
vi1
11Sh
elte
r10
/26/
2011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAm
an U
llah
Kotla
Say
ed K
han
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAm
eer B
uxKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 66
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Raja
npur
Raja
n Pu
rM
urgh
aiAs
ghar
Hus
ain
Kotla
Mur
taza
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAs
hiq
Hus
sain
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiAt
taha
nRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAz
har H
ussa
inKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiAz
ra M
aiM
ud M
olvi
110
Shel
ter
9/21
/201
195
,338
95,3
3823
,990
119,
328
100
3/27
/201
2
Raja
npur
Raja
n Pu
rM
urgh
aiBa
dil H
ussa
inKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiBa
kht A
liKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiBa
nay
Khan
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiD
een
Muh
amm
adM
ud M
olvi
113
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFa
iz M
uham
adKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFa
iz M
uham
adKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFa
zal H
ussa
inRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFa
zal K
han
Kotla
Sae
ed K
han
17
Shel
ter
11/18
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFi
az H
ussa
inM
ud M
olvi
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFi
da H
ussa
inM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiFo
wj A
liRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
aji
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hann
a Kh
anM
ud M
olvi
16
Shel
ter
9/23
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hons
Bux
Rakh
Mud
Mol
vi1
8Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m A
kbar
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m H
ussa
inRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m J
anat
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m N
azik
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m R
asoo
lKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m R
asoo
lM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m S
arw
arRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m S
arw
arM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m S
arw
arRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m S
habe
erKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 67
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m S
habi
rRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m Y
asee
nKo
tla M
urta
za1
7Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m Y
asee
nRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
hula
m Y
asee
nKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
ona
Khan
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiG
ulza
r Kha
nRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiG
umli
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiH
abib
Ulla
hKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiH
amee
d M
aiKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiH
ussa
in B
uxKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
21/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiIz
at M
aiKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiJi
nd W
adi
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKa
leem
Ulla
hM
ud M
olvi
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiKa
ram
Hus
sain
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKh
adim
Hus
sain
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKh
adim
Hus
sain
Kotla
Say
ed K
han
110
Shel
ter
11/19
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiKh
alil
Ahm
adM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiKh
uda
Bux
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKh
uda
bux
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKh
uda
Bux
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiKh
waj
a Bu
xM
ud M
olvi
112
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiKu
ndan
Mai
Kotla
Mur
taza
1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiLa
l Bux
Urf
Lal
oRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/16
/201
2
Raja
npur
Raja
n Pu
rM
urgh
aiLa
ll Bu
xM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
aher
Hus
sain
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
anzo
or A
hmad
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
anzo
or H
ussa
inKo
tla S
ayed
Kha
n1
9Sh
elte
r9/
21/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
1/201
2
Raja
npur
Raja
n Pu
rM
urgh
aiM
atlo
ob H
ussa
inKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
atlo
ob H
ussa
inRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
NRS
P O
wne
r Driv
en L
ow C
ost H
ousi
ngin
par
tner
ship
with
Exp
ress
New
s H
elpl
ine
Trus
t, IC
MC,
Rota
ry In
tern
atio
nal,
Behb
ud A
ssoc
iatio
n an
d Is
lam
ic C
harit
y U
K
Page 68
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Raja
npur
Raja
n Pu
rM
urgh
aiM
ehm
ood
Khan
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
ehra
n Bi
biRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
omal
Mai
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Ahm
edRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Am
een
Mud
Mol
vi1
7Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Ayu
beKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Jah
ange
erM
ud M
olvi
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Naw
azRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Naw
azKo
tla S
ayed
Kha
n1
8Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Naw
azKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Qas
imKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Ram
zan
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Sad
ique
Mud
Mol
vi1
6Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Yaq
oob
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
Yos
if G
opan
gKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
22/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
You
nas
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiM
uham
mad
You
saf
Kotla
Mur
taza
19
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiM
ukht
iar A
hmad
Kotla
Say
ed K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiN
abi B
uxM
ud M
olvi
18
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiN
asre
n Ko
usar
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiN
azee
r Ahm
adKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiN
azee
r Ahm
adKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiN
okha
bKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiPe
erai
n D
itaRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiQ
aim
a M
aiM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiQ
alan
dar B
uxRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiRa
bnaw
azKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiRa
hoo
Kotla
Say
ed K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiRa
sool
Bux
Kotla
Say
ed K
han
111
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
NRSP O
wner D
riven Low Cost H
ousingin partnership w
ith Express New
s Helpline Trust, ICM
C,Rotary International, Behbud A
ssociation and Islamic Charity U
K
Page 69
Tehs
ilFi
eld
Uni
tU
C N
ame
HH
Ow
ner N
ame
Villa
ge N
ame
Bene
ficia
ries
Popu
latio
nPr
ojec
t Ty
peD
ate
of
Initi
atio
nD
isbu
rsem
ent
Don
or
Shar
eH
H
Ow
ner
Tota
l Cos
tPh
y Pr
og %
Dat
e of
Co
mp:
Raja
npur
Raja
n Pu
rM
urgh
aiRa
zia
Bibi
Mud
Mol
vi1
11Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiRo
bina
Mai
Mud
Mol
vi1
8Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSa
bir K
han
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSa
diq
Muh
amm
adRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiSa
keen
a Bi
biRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiSa
yad
Ahm
adKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSh
abir
Ahm
adRa
kh M
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiSh
ahid
Hus
sain
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSh
air B
aig
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSh
amla
Kha
nKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiSh
amsh
ad
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSh
ir M
uham
mad
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSi
raj A
hmad
Mud
Mol
vi1
7Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiSo
hara
kha
nKo
tla M
urta
za K
han
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiSo
hrab
Kotla
Mur
taza
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiW
ahid
Bux
Rakh
Mud
Mol
vi1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiYa
qoob
Ahm
edKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiZa
far H
ussa
inKo
tla S
ayed
Kha
n1
10Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Raja
npur
Raja
n Pu
rM
urgh
aiZa
far H
ussa
inM
ud M
olvi
110
Shel
ter
9/29
/201
195
,338
95,3
3823
,990
119,
328
100
3/2/
2012
Raja
npur
Raja
n Pu
rM
urgh
aiZu
ilfqa
r Ko
tla M
urta
za1
8Sh
elte
r9/
29/2
011
95,3
3895
,338
23,9
9011
9,32
810
03/
2/20
12
Tota
l Sc
hem
es:
250
Gra
nd
Tota
l25
02,
406
23,7
04,5
0023
,834
,500
5,99
7,50
029
,832
,000
Top Related