Obtain the Best Credit Score

EMPIRICA

Use Legitimate/Proper Credit Scores

Don‘t Use Private or Uncommon Sources

Other Scoring

Common Credit Score Models

Use Legitimate/Proper Credit Scores

Only the Credit Score Which Lenders Use Matter

You Lender Credit Bureaus Credit Scores

Credit Score Ranges

850

300

Your Score

Ideal Score Range750

Credit Scores Simplify Evaluation

Getting the Best Credit Score

750-850700-749

600-699500-599

300-499

A B C D F

High Score = Low Interest Rates

850

300

Your Score

Your Score

High Credit Score?

Credit Report

Call Lenders and Negotiate a Better Rate

7 Tips to Achieve Credit Score of 750-850

Pay your bills on time every month Keep account balances below 30% of

your credit limit Have a healthy mix of types of credit Spread out your debt among several

cards or loans Apply for new credit only when

necessary, like once/twice a year Don’t close accounts as a strategy to

raise your score. Review your credit history periodically

High Score: Low Interest Rates

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Thanks for Watching & Good Luck!