Prepared By
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Manu Melwin JoyAssistant Professor
Ilahia School of Management Studies
Kerala, India.Phone – 9744551114
Mail – [email protected]
Health Insurance• It is a well known fact that
an employee values a health insurance cover and its benefits. It is viewed by the employee as the second best thing next to monetary compensation, and gives the employer the added advantage of being able to employ and retain the best in the business.
Health Insurance
• Health insurance is
insurance against the risk
of incurring medical
expenses among
individuals.
Health Insurance• By estimating the overall risk
of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.
Health Insurance• Group health insurance is a
medical insurance that covers a group of people, who are usually the members of societies, employees of a common company, or professionals in a common group. Group health insurance helps companies identify and mitigate the risks faced by their employees.
Health Insurance
• Rising costs of healthcare
have made it necessary for
every employer to cover
their employees and their
families from financial
instability that may arise in
case of hospitalization.
Health Insurance
• Also, group health insurance
helps companies in attracting
talented staff. Whether you are
a small group or a company,
you can easily retain best
talent in the industry by
offering comprehensive health
insurance coverage.
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