STUDY ON CBS WITH TCS - SBI

CONTENTS

State Bank of India Background Importance of core banking solution Why migration decision has been taken Challenges for the bank Critical Success Factors Benefits of CBS

Tata Consultancy Services Background CBS Product – BaNCS, TCS BaNCS

STATE BANK OF INDIA

State Bank of India

Imperial Bank

Presidency Banks

Bank of Bengal

Bank of Bombay

Bank of Madras

LOGO, SLOGAN AND ACHIEVEMENTS

The logo came from National Institute of Design (NID), Ahmedabad and it was inspired by Kankaria Lake, Ahmedabad.

"PURE BANKING, NOTHING ELSE", "WITH YOU ALL THE WAY", "A BANK OF THE COMMON MAN", "THE BANKER TO EVERY INDIAN", "THE NATION BANKS ON US“.

Recognitions

DECISION TO MIGRATE CBS

Core Banking solutions & advantages Branch System – Competitive disadvantage Technology disadvantage Resource drain – SOD and EOD

CHALLENGES FOR THE BANK

Finding a new core system Lack of experience in implementation of

centralized systems Effective usage of new system

SELECTION OF IT ENVIRONMENT

Architecture of IT – Hired KPMG Assistance of Dr. D.B. Phatak Criteria Possibilities

S No Integrator Software Package

Hardware Platform

1 TCS FNS BANCS IBM Mainframe

2 TCS FNS BANCS HP Superdome

3 IBM Alltel Systematics IBM Mainframe

IMPLEMENTATION & DATA SETUP

Data Centre – Mumbai Disaster Recovery – Chennai Recovery Point Objective – Zero Recovery Time Objective – 4 Hours Challenges

CRITICAL SUCCESS FACTORS

Senior Management Commitment Staffing and empowerment of project team Ownership by business heads Focus on training

SCALABILITY TEST

Conducted at HP Labs in Cupertino, California Scenario: 100 million accounts, 12000

connections Operating Environment:

Operating System server: HP Unix Application server: 2*32 HP 9000 Superdome RDBMS database server: Oracle Database server: 2*32 HP Itanium core integrity

server

PROCESSING RESULTS

Real time postings: 1577 transactions per second

Month end batch processing: Loans: 1 hour 5 minutes Deposits: 2 hours 27 minutes

COMPARISON OF TECHNICAL COMPONENTS

S No Particulars Old New

1 Software Kindle Bankmaster

FNS BANCS (TCS B∞NCS)

2 Programming Language

Assembly, Cobol COBOL, .NET

3 Operating System Novell Netware HP UX

4 Database Btrieve Oracle 9i

5 Processor Pentium 3 HP Superdome, 2AS,2DB,PA RISC

6 Storage 2GB HP XP24K SAN, 320TB

BENEFITS

It enhance efficiency, consistency and turn-around time

It also enables maximise the value of largest network in India

Monitor advances and non-performing assets (NPA) via a single view in TCS BaNCS

Multicurrency deposits are supported with TCS BaNCS (Dollar, Euro, Pound, Yen)

Updating the information

TATA CONSULTANCY SERVICES

Indian multinational information technology service, consulting and business solutions company.

Established: 1968 Services Recognitions

BANCS

Original Author: Financial Network Services Initial release: 1983 Developer: Tata Consultancy Services Written in : JAVA Type: Banking and Financial Suite Operating System: Cross- platform Platform: zOS, MVS, UNIX, Windows Satellite function was integrated with base

software

TCSBANCS

Mission: “To provide best–of-breed solutions that drive growth, reduce costs, mitigate risk and offer a faster speed-to-market for our clients”

Core Banking Software suite developed by TCS for use by retail banks

Functions: Universal Banking, Wealth Management, Compliance, Islamic Banking, Forex and money markets and etc….

Simply it provides multi-entity, multi-currency and multi-language operation based on international messaging standards.

TCSBANCS OFFERS

Complete coverage of lines-of-business Multi-channel integration Single view of the customer and the bank Ease of Integration Compliances

SOURCE OF INFORMATION

www.tcs.com www.sbi.com www.en.m.wikipedia.org

Presented ByRajesh Kumar N