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SUMMER TRAINING PROJECT REPORT ON
A STUDY ON A CORE BANKING SOLUTIONS
“CENTRAL BANK OF INDIA”
SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR
THE AWARD OF DEGREE OF
BACHELOR OF COMMERCE (HONS.)
2013-2016
SUBMITTED TO SUBMITTED BY
PROF. ARVIND SINHA MOHIT RANA
ADMISSION NO:- 13GSFC10103
B.COM !H"
SCHOOL OF FINANCE AND COMMERCE
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DECLARATION
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Th% '#,,#4 !%& *+%$" &%*#&" "",% A S" # C#&% /5 !#,"#!7 '#& C%"&,
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ACKNO4LEDGEMENT
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SCHEDULE OF PROJECT 4ORK
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C&2%$?S%$)&
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INTRODUCTION
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CONCLUSION
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INTRODUCTION
E>ECUTIVE SUMMARY
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CORE BANKING
SOLUTIONS
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M)+%5#'%
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• 16 P,"
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• 1 Q$5 Ch%% C#,,%$"# S%&8$% (QCC) E:*&%!! S%&8$% 4! !%" * "#
%/,% !*%% $#,,%$"# #' #"!""# $h%%!.
Th% /5 "&% #' 100 %&! 20109 !"&"% # 21!" D%$%/%& 111/ S& S#&/+
P#$h5h4,.2010 C%"&, B5 #' I h! ,$h% %4 '$," % C%"F!"2I
2011 C%"&, /5 #' I ,$h% C%" D#/,% !$h%% "h" ! %!% "# #''%& #/,% "h%
#% %*#!"% / "h% %*#!"#&9 !%8%h,' %&.
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*,%%""# #' #''$, ,% #, #''$%.
I
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CHAPTER-3
RESEARCH
METHODOLOGY
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RESEARCH METHODOLOGY
3.1 OBJECTIVE OF THE STUDY
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T# %&!" "h% %''%$"8%%!! #' C#&% B5 S#,"# CBI9 D%h&
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SCOPE OF THE STUDY
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/59 E-/5 %"$.
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HYPOTHESIS OF THE STUDY
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3.; METHODOLOGY OF THE STUDY
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,%5)#''&)$% P+&': I h8% !% !"&$"&% %!"#&% '#& "h%& "h% &%&%
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3.3 DATA COLLECTION METHOD
DATA COLLECTION
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ANALYSIS OF DATA
Th% $#,,%$"% " "h% !" h! /%% *&%!%"% ,;% ! "h% 8&#! "/,%!
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• Th% !" 4! &%!"&$"% "# /59 !# "h% $#*%""8% !$%&# $#, #" /% !"%.
• I%"% "% 4! "h% +#& $#!"&" & "h% 4h#,% *+%$".
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• C#'%", " 4%&% #" ,,#4% "# $$%!!.
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CHAPTER
DATA
ANALYSIS
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.1 S&)5)&+ T##+5 &' T%'),%5
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,!! h! /%% %. Th% " ,!! ! "%&*&%"% "h% '#& #' "/,% "h%& '"%& '%&%$%! %"#% /%,#4 "h% "/,%.
.3 TABLES
T&@+% 1. S#)# - E#'#9) R%52#'%' P$#/)+%
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TOTAL =0 100
B!%!! 10 20
0. E*,#%% */,$ !%$"#& 0= 10
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O,2&)#'
E*,#%% *&8"% !%$"#& 10 20
P'%!!#, 10 20
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TOTAL =0 100
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TOTAL =0 100
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S&,5 D8#&$% 00 00W#4 00 00
TOTAL =0 100
S#,$%: S&8% D"
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%! =0 100
N# 00 00
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SL. N#
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0. F&9)+7 T72%
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S#,$%: S&8% D"
100%
Yes No
F2.1
I'/%$%'%
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S", A&%% 06 12
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D!&%% 0= 10
S", D!&%% 00 00
TOTAL =0 100
S#,$%: S&8% D"
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12%
58%
20%
10%
Strongly Agree Agree
Neither Agree Nor Disagree Disagree
F3.1
I'/%$%'%
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TOTAL =0 100
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A 4h%&% "% /5 1= 30T% S8 0C 1G
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L#4 C#!" !%&8$%! 03 06
E! "&!$"# 06 12
M#&% C#8%%" 10 20
H%,* "# $*/,% #' !**#&"0= 10
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S#,$%: S&8% D"
30%
18%6%
12%
20%
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Any where any time baning !ime Sa"ing
#ow $ost ser"ies &asy transation
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#*%&"# "h% &%!" #' "h% 0V #' &%!*#%"! &% #' h8 #"h%&! /%%'"! ' C#&%
B5 S#,"#.
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T&@+% =. E//%)%'%55 #/ CBS )' CBI
P&$),+&$5 N,9@%$ #/ R%52#'%'5 P%$%'&*% !"
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S#,$%: S&8% D"
20%
50%
14%
10%6%
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Neither e.eti"e Nor ine.eti"e /ne.eti"e
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%''%$"8% "h% &%!" #' "h% 06V #' &%!*#%"! &% #' h8 S", #" %''%$"8% /#"
"h% CBI C#&% B5 S#,"#.
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T&@+% . 4%%$ CBS )5 %//%)% #92&$% # #%$ @&'()'* 5%$)%5
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ES 33 66
NO 1F 3DTOTAL =0 100
S#,$%: S&8% D"
66%
34%
Y&S N-
F6.1I'/%$%'%
F "h% /#8% "/,% " ! 5#4 "h" # =0 &%!*#%"!9 ! "#4&! CBI C#&%
B5 S#,"# ! 66V #' &%!*#%"! &% CBS ! #&% %''%$"8% $#*&% "# "&"#,
/5 &%!" #' "h% 3V #' &%!*#%"! &% CBS ! ,%!! %''%$"8% $#*&% "# "&"#,
/5.
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!%&8$%!. H&;: C#&% B5 S#,"# h! !'$$% ''%&%$% /%"4%% #"h%&
/5 !%&8$%!.
T&@+% . Wh%"h%& CBS ! %''%$"8% $#*&% "# #"h%& /5 !%&8$%!
P&$),+&$5 N,9@%$ #/ R%52#'%'5 P%$%'&*% !"
ES 33 66
NO 1F 3D
TOTAL =0 100
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S#,$%: S&8% D".
T&@+% ; Z !O/-E/" ;?E/
D%*$%% #/ /$%%#9 !/" !'-1"
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#' "h% %:*%&%" #%! #" !**#&" h*#"h%!! (H 0). Th! 4% $ $#$,% "h" "h% ,,
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H&1: C#&% B5 S#,"# h! !", %''%$"8% # "h% CBI $!"#%&!.
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T&@+% . E''%$"8%%!! #' CBS CBI
P&$),+&$5 N,9@%$ #/ R%52#'%'5 P%$%'&*% !"
S", %''%$"8% 10 20
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I%''%$"8% 0= 10
S", #" %''%$"8% 03 06
TOTAL =0 100
S#,$%: S&8% D"
20%
50%
14%
10%6%
Strongly e.eti"e &.eti"e
Neither e.eti"e Nor ine.eti"e /ne.eti"e
Strongly not e.eti"e
F.1
T&@+% 10. !h#4 "h% 2 8,% #' "h% CBI C!"#%&!
S&+% O/ E/ !O/-E/"; !O/-E/"; ?E/
S", %''%$"8% 10 10 00 00.0
E''%$"8% 2= 10 1= 22.=
N%"h%& %''%$"8% N#& %''%$"8% 0 10 -03 00.C
I%''%$"8% 0= 10 -0= 02.=S", #" %''%$"8% 03 10 -0 0D.C
Z!O/ - E/"; 30.<
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?E/
D%*$%% #/ /$%%#9 [ N-1 .%. =-1[
I'/%$%'%
Th% "/,% 8,% #' 2 '#& "h% %&%% #' '&%%# " =V ,%8%, #' !'$$% ! .. Th%
$,$,"% 8,% #' 2! 30.2 4h$h ! $h hh%& "h "h% "/,% 8,% h%$% "h% &%!," #'
"h% %:*%&%" #%! #" !**#&" h*#"h%!! (H0). Th! 4% $ $#$,% "h" "h% ,,
h*#"h%!! ! &%+%$"%.
CHAPTER =
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=.1 MAJOR FINDINGS OF STUDY
1) F "h% !&8% C#&% B5 S#,"# ! %''%$"8% # "h% CBI $!"#%&! ! =0V #'
&%!*#%"! '&%%, &%!*#% "# CBI "h" C#&% B5 S#,"# h! !'$$% !%&8$%
/% *% ! $#*&% "# #"h%& /5 !%&8$%!.
2) M#!" #' "h% *%#*,% "&!$" 4"h#" 8!" "h% B5. G&"%! *#!" &"%! h8%
$$#" "h! /&$h. M+#&" #' &%!*#%" &% "5 !8! $$#" +#&" #'
$!"#%&! %,! #$$!#,,9 ,, &%!*#%"! 5#4 "h% CBI *$"!%&8$%!.
3) A$$#& "# "h% &%!%&$h 100V #' "h% $#"$"/,% *#*,"# ! 4&% #' C#&% B5
S#,"#.
) =V #' "h% &%!*#%"! &% !"!'% 4"h "h% 4#&5 C#&% B5 S#,"# ! #*"#
*% / C%"&, B5 #' I.
=) I CBI9 CBS $#$%*" &%!*#%"! &% ',, /%%'$,9 ! 30V #' "h% &%!*#%"! "h5 "h"
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" ! 4h%&% "% /59 "% !8 #&% $#8%%" "# "h% $!"#%&!.
6) 66V #' "h% &%!*#%"! /%,%8% "h" C#&% B5 S#,"# ! #&% %''%$"8% "h #"h%&
/5 !%&8$%! *% / "h% /5!.
) 100V #' "h% &%!*#%"! &% h** 4"h "h% /%%'"! *% "hh CBS /%$!% #' "!
*,%%""# ,, /&$h%! #' CBI.
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=.; SUGGESTIONS
1. R&, C!"#%&! #' "h% /5 &% ,%!! 4&% #' "h% $#$%*" #' $#&% /5 !# %*,#%%! #'
"h% /5 &% !%!"% "# $#$" !#% 4&%%!! *& 4"h &%!*%$"% "# $#&% /5.
2. C!"#%&! !h#, /% %$"% 4"h &%!*%$" "# ,, "h% /%%'"! 8,/,% 4"h "h% $#&%
/5.
3. S#% !%!"#! 4%&% 8% "# "h% %*,#%%! #' "h% /5 "# %$"% $&%!% "h%
4&%%!! # $!"#%&!. Th% '#,,#4 &% "h% %",! -
A,, "h% %",! 4"h &%!*%$" "# $#&% /5 !h#, /% !*,% " "h% C#"%& h,, !# "h"
"h% $!"#%&! $#% "# 5#4 "h% *$%&% !"% O' 4!" "h%& "%.
C!"#%& %%" !h#, /% h%, "h% /&$h "# "$% "h% *$" "! ",;"# '#&
$!"#%&! ! !! *&$"$, $*.
D%",% !$h%% /$h%&! !h#, /% h%, " /&$h $#"%&! 4h$h h%,*! "h% $!"#%&! "#
&% ,%!&%,.
. Th% "h *%&$%"% 4#, '&"h%& /% $&%!% ' "h% /5%&! &% 8% %''%$"8%
$#*,%"% "& # $#&% /5 ,!# / %$" $&%! "h% 4&%%!! ,%8%,
#' $#&% /5 !#,"# "# "h% $!"#%&! #' "h% /5.
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CHAPTER
CONCLUSION
.1 C#'+,5)#'
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Th% *,%%""# #' "h% T" C#!,"$ S%&8$%! (TCS) BNC! !!"% " "h% C%"&,
B5 #' I (CBI) &%*&%!%"! "h% ,&%!" $#&% !!"%! *+%$" %8%& %&"5%. Th% !$$%!!
#' "h! *+%$" !h#, %$#&% #"h%& ,&% /5! "# /% *+%$"! "# #%&;% "h%& $#&%
!!"%!. Th% !% #' UNI-/!% *,"'#& "# *$%!! #&% "h 100 ,,# $$#"! ,
%#!"&"%! "h" "%& 1 /5! $ !% '&% ,"%&"8% '#& "h%& $#&% *$%!!.
A,"h#h T#4%& G* %:*%$"! "h" "h% +#&" #' "h%!% /5! 4,, $#"% "# &%, # "h%
IBM '&% '#& $#&% *$%!!9 "h% $ ',, $#!%& "h% /%%'"! #' ",; UNI-
/!% *,"'#&. CBI! $h%8%%" %#!"&"%! "h" ""%"# "# $&"$, '$"#&! ! $&$,
*,%%" %4 $#&% !!"%!. Th% /5! !%#& %%" $#"%"9 /!%!! ,%
8#,8%%"9 *+%$" "% !"'' %*#4%&%"9 %:"%!8% %*,#%% "& 4%&%
,, 5% $#"&/"#&! "# "h% !$$%!! #' "h% *+%$". M%%" ,!# &%$#;% "h% %% '#&
*% !!"%! "%&"#& "h" *#!!%!!% -%*"h %:*%&"!% /#"h /!%!! "%$h#,#.
C#&% !!"%! #%&;"# h! ,,#4% "h% C%"&, /5 #' I "# $%"&,;% $#*"%&
*$%!! #*%&"#! '$"#!9 #''%& %4 /5 *$"! "# ,, "h% $";%! #' I9
&%8%&!% "&% #' $!"#%& ""&"#9 $#!#,"% "! '',"% /5!. A"#,,9 "h% /5
$ #4 '&"h%& %:* "! *$" #''%&! *% $!"#%& !%&8$%.
Th% !" 4! $#$"% "# %&!" "h% *%&'#&$% %8,"# #' C#&% B5 S#,"#
CBI A %*&$, E8%$% #' && /&$h. I $#"& ,5% I9 "h%&% ! %%
'#& * /%""%& $#!" %''$%" /5 !%&8$%! "# */,$. T# "h% #/+%$"8% #' "h%
!&8%9 "h% &%!*#!% h! /%% $#,,%$"% ' B5%& =0 $!"#%&! #' "h% CBI9 &&
B&$h. A ,!! 4! /% % "$% C#&% B5 S#,"# 4h$h h%,*%
5#4 "h% "h #' CBI B5. Th! !h#4! "h" "h% "$"# #' C#&% B5 S#,"#
h! % !'$" *$" # "h% CBI && B&$h. Th% "h *%&$%"% 4#,
'&"h%& /% $&%!% "h% /5 &% 8% %''%$"8% !%&8$%! # C#&% B5 S#,"#
,!# %$" $&%!% 4&%%!! ,%8%, #' CBS "# "h% $!"#%& #' "h% CBI /5.
E8%&"h h! /%% "5% "# $$#" "# +% "h% CBS ! "h% %''%$"8%%!!. T# $#$,%
4"h "h% $#$%*" #' C#&% B5 S#,"# h! % !'$" %''%$" #' $#&% /5 "
&& /&$h. M #' "h% !&8% ! "# $&%"% "h% 4&%%!! "h% C#&% B5
S#,"# %$#&% "h% "# !% CBS CBI.
.; A22%')8:
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S*,% Q%!"#&%
Research on Study Of Core Bankn!
So"uton
N% \\\\\\\\\\\\\\\\\\\\\\\\\\ G%%& \\\\\\\\\\
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P$%&%! G%,%! /##5 C%"&, B5 #' I.
A, &%*#&"! #' C%"&, B5 #' I - A&& B&$h ( %& 20139 201)
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S&8% " #' C%"&, /5 #' I
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