COMMERCIAL LINES A PPETITE GUIDE Retail/Service BOP

Athletic Equipment & Sporting Goods (up to 15% sale of guns)

Appliance Stores & Appliance Repair

Art Supply & Hobby Shops

Auto Parts Stores

Building Materials Stores

Bakeries & Candy Stores

Beauty Salons & Barber Shops

Clothing Stores (New Only)

Coffee Shops

Copying & Duplicating Shop/Stores

Home Goods Stores

Delicatessens

Dental Laboratories

Engraving Shops

Furniture Stores (New Only)

Florist Shops (No Greenhouses)

Floor Covering Stores

Gift Shops

Game Stores

Garden & Lawn Retail Stores

Hardware Stores (limitations on leased equipment)

Health Food Stores

Hearing Aid Stores

Ice Cream Shops

Locksmiths

Laundromats & Dry Cleaning (No 24 Hour Operations)

Lessor Risk Operations, including office buildings, strip malls, & other commercial buildings subject to UW review

Musical Instruments Stores

Movie Rental Stores

Office Supplies & Furniture Stores

Paint & Wallpaper Stores

BUSINESS OWNER POLICIES

Apartment BOP

Apartments (1 family – 12 units)

Contractors BOP

Carpenters

Dry Wallers

Electricians

Flooring Installation (No WC)

Gutter Installation

HVAC

Janitorial

Landscaping & Lawn Care

Masonry & Concrete

Painters

Plumbing

Private Sidewalk, Driveway, & Parking Area Paving & Repair

Tile, Stone, Marble

Roofers (No WC)

Water Softener Installation

Office BOP

Accountants Office

Doctors Office

Insurance Agents Office

Lawyers Office

Restaurant/Tavern BOP

Bowling Alleys

Caterers

Food Trucks

Fast Food

Family Style Restaurants

Pizzerias (no delivery)

Sports Bar & Grills

Taverns

Updated 1.13.2020

Retail/Service BOP cont’d

Photographic Equipment Stores

Photographers & Photography Studios

Printers

Retail Stores NOC (subject to UW Rev.)

Shoe Stores

Tuxedo Rental Stores

Tailors

Taxidermists

Vending Machine Operations

COMMERCIAL PACKAGE POLICIES

Auto Repair Shops

Auto Body Shops

Bed & Breakfast

Car Washes

Gas Stations

Hotel/Motels

Quick Lube Oil Change Shops

Resorts

Tire Dealers

FARM POLICIES

Family farms consisting of -

Beef

Cash Crop

Dairy

Hog (No Hog Confinement Farms)

Suburban Estate

SUPPORTING LINES OF COVERAGE

Workers Compensation

Commercial Auto

Commercial Umbrella

Please refer to your Commercial Lines Underwriter regarding eligibility for specific classes of business.

G E R M A N T O W N M U T U A L I N S U R A N C E C O M P A N Y

P O B o x 1 0 2 0 ▪ G e r m a n t o w n , W i s c o n s i n 5 3 0 2 2 - 8 2 2 0

P h o n e : ( 2 6 2 ) 2 5 1 - 6 6 8 0 ▪ w w w . g m i c . c o m