CaixaBank - Covered Bond Investor presentation
Data as of 31st Dec 2015
2
Covered Bond Label Compliant since 1st January 2013
Moody’s Investors Service
Aa2
A+
High quality collateral & strong overcollateralization
Low risk profile: mortgage portfolio prudently managed
Always aiming to the best market standards Transparency: complete quarterly information available in our
web page: http://www.caixabank.com/inversoresinstitucionales/inversoresrentafija_en.html
Solid OC levels
Total OC: 251% -> and flexibility to optimize our collateral:
Legal OC: 132%
21,6 bn of retained Covered Bonds
….Despite following strict eligibility criteria
78% of residential loans, out of which:
93% with LTV < 80%
More than 90% First home
Comfortably above the legally required ratio (125%)….
Remaining Issuing Capacity: 4 € Bn (mortgage & public sector CB)
CaixaBank Covered Bonds Programme - Highlights
Covered Bonds
Ratings:
AA (low)
Best treatment as regards LCR and risk weighting
purposes
Mortgage Covered Bond Programme
CaixaBank Covered Bonds Programmes - Main figures Dec '15
3
Spanish Public Sector Covered Bond Programme
Issuing capacity & Collateral type
Remaining Issuing Capacity 4.006 Mn € Collateral by Type
Covered Bonds
RATINGS
Moody's Aa2
Mortgages CB; 2.799
Public Sector CB; 1.206
69%
21%
10%
Residential Commercial Public Sector
MORTGAGE COVER POOL MORTGAGE COVERED BONDS 31/12/2015
Cover Pool Size (mill €) 121.872 Outstanding nominal (mill €) 48.648
Residential Assets 94.524 77,6% OC (total) 251%
Comercial Assets 27.348 22,4% OC (legal - eligible portfolio) 132%
Elegible Pool (mill €) 64.310 Issuing Capacity (mill €) 2.799
Number of loans 1.431.020 Average Maturity (years) 5,8
Average loan Balance (€) 85.165
WA Seasoning (years) 8 yrs RATINGS
WA Remaining Term (years) 18,4 yrs Moody's Aa2
WA LTV 53% DBRS AA (low)
WA LTV Elegible Pool 44% S&P A+
31/12/2015
PUBLIC SECTOR COVERED BONDS 31/12/2015
Outstanding nominal (mill €) 7.300
OC 166%
Issuing Capacity 1.206
Average Maturity (years) 3,6
PUBLIC SECTOR COVER POOL
Cover Pool Size (mill €) 12.152
Number of loans 6.083
Average loan Balance (€) 1.997.619
WA Seasoning (years) 3,1 yrs
WA Remaining Term (years) 6 yrs
31/12/2015
5.795
3.907 3.982
2.103
1.378
2.701
1.332
300981
3.239
0
550450 53 20
1.288
2.165
265
1.551
176
649
2.475
1.000
2.919
1.389
3.0001.900
2.800
0
1.000
2.000
3.000
4.000
5.000
6.000
7.000
8.000
20
16
20
17
20
18
20
19
20
20
20
21
20
22
20
23
20
24
20
25
20
26
20
27
20
28
20
31
20
37
20
38
20
48
Public Issues Retained Issues
Total Collateral Eligible vs non-eligible
Max. CB Issuance Outstanding CBs vs Remaining Issuing
Capacity
121,9
64,3
51,4 48,6
57,6
2,8
4
CaixaBank Mortgage Covered Bond Programme Dec '15
Remaining Issuing Capacity
x 80%
ELIGIBLE
REMAINING ISSUING CAPACITY: 2.8 Bn €
Maturity Profile
Total Covered Bonds -> 48.649 € Mn Public -> 27.025 € Mn Retained -> 21.624 € Mn
Issued
In Billion €
Mortgages Public Sector
Total Collateral for Covered Bonds 145,758 11,659 Elligible Portfolio 101,130 11,659
Cédulas
Hipotecarias
Cédulas
Territoriales
Used Collateral 99,199 9,571 Covered Bond Issued Amount 79,359 6,700
Over Collaterization (**) 184% 174%
Available Collateral 1,932 2,087
REMAINING ISSUING CAPACITY (*) 1,545 1,461 Mn €
(*) Issuing Capacity= 80% of Collateral Available for C. Hipotecarias and 70% for C. Territoriales
(**) Due to the early amortisation of € 3 Bn of retained cedulas on April 15th, OC ratio is currently higher
Data in Million €
3,006 Available Issuing Capacity
86,1€ bn
89,1 € bn
113 bn
157 € bn
≈ 3 € bn Remaining
Issuing Capacity
44 € bn
Outstanding CBs
Max. CB Issuance
Elegible vs non-elegible
Total Collateral (Mortgages+Public
Sector)
Covered Bonds
Data in million €
Mortgages
Total Collateral for Covered Bonds 121.872 Eligible Portfolio 64.310
Cédulas
Hipotecarias
Used Collateral 60.811 Covered Bond Issued Amount 48.648
Over Collaterization 251%
Available Collateral 3.499
REMAINING ISSUING CAPACITY (*) 2.799
5
CaixaBank Mortgage Covered Bond Programme Dec '15
OC Evolution
OC Legal
132%
Decision of generating additional collateral for the ECB credit facility to anticipate any potential deterioration in markets
Banca Cívica integration
Retained Covered Bonds Amortizations
Active and prudent collateral management, focus on adding value to investors
TOTAL OC: 251%
LEGAL OC: 132%
Covered Bonds
OC comfortably above the legally required ratio
BBSAU integration
23,7%
15,8%
20,1%21,4%
12,1%
2,8%1,8%
0,9% 0,5% 0,2% 0,5%0,0%
5,0%
10,0%
15,0%
20,0%
25,0%
4,4%
3,0%
2,3%
9,3%
81,0%
< 12
≥12-<24
≥24-<36
≥36-<60
≥606
CaixaBank Mortgage Covered Bond Programme Dec '15
RESIDENTIAL ASSETS
Portfolio Breakdown
Seasoning
Cover Pool Description – Main figures
Covered Bonds
93% of the pool with LTV <80%
Total Mortgage Loans (ex securitization) (€ k) 94.524.232 WA LTV (%) 53,9%
Number of loans 1.275.044 First Rank 94,1%
Average Loan balance (€) 74.134 Floating Rate loan Interest Rate type: 99,3%
Number of Borrowers 1.095.254 WA Interest Rate (Floating Rate loans) 1,6%
Number of properties 1.354.096 WA Interest Rate (Fixed Rate loans) 4,4%
WA Seasoning in months 99,0 8,2 yrs
WA Remaining term in months 242,1 20,2 yrs
Unindexed LTV Ranges
Distributions
Total Loan
Balance
(ex sec) €k
%
0-≤40% 22.398.094 23,7%
>40%-≤50% 14.921.366 15,8%
>50%-≤60% 19.007.263 20,1%
>60%-≤70% 20.234.209 21,4%
>70%-≤80% 11.470.724 12,1%
>80%-≤85% 2.673.439 2,8%
>85%-≤90% 1.745.974 1,8%
>90%-≤95% 894.290 0,9%
>95%-≤100% 468.244 0,5%
>100%-≤105% 201.131 0,2%
>105% 509.498 0,5%
94.524.232
Seasoning (months) € k %
< 12 4.133.955 4,4%
≥12-<24 2.863.840 3,0%
≥24-<36 2.187.550 2,3%
≥36-<60 8.754.820 9,3%
≥60 76.584.067 81,0%
Total: 94.524.232
93% of the loans with LTV < 80%
91%
7%1% 1%
First Home Second Home Not Owner occupied Other
7
CaixaBank Mortgage Covered Bond Programme Dec '15
RESIDENTIAL ASSETS
First home loans represent more than 90% of the residential pool
Acquisitions led to a more diversified regional distribution of the assets
Covered Bonds
> 20%
Between 10% - 20%
Between 5% - 10%
Between 3% - 5%
Between 1% - 3%
< 1%
Property type € k %
First Home 85.558.291 90,5%
Second Home 7.005.352 7,4%
Not Owner occupied 1.100.820 1,2%
Other 859.769 0,9%
Total: 94.524.232
65%
18%
4% 6% 4% 2%
0%
10%
20%
30%
40%
50%
60%
70%
Adquisition Re-mortgage Equity release Rehabilitation New construction
Other
Loan Purpose € k %
Adquisition 61.745.851 65%
Re-mortgage 16.995.211 18%
Equity release 4.091.382 4%
Rehabilitation 5.407.202 6%
New construction 4.058.100 4%
Other 2.226.485 2%
Total: 94.524.232
Regional Distribution € k %
Catalonia 26.243.092 28%
Andalusia 16.248.025 17%
Madrid 13.264.370 14%
Valencia 7.414.162 8%
Canary Islands 5.927.400 6%
Balearic Islands 3.841.586 4%
Castile León 3.446.583 4%
Castile La Mancha 3.004.270 3%
Navarra 2.847.311 3%
Basque Country 2.691.224 3%
Murcia 2.422.856 3%
Galicia 1.999.725 2%
Aragon 1.636.537 2%
Cantabria 856.283 1%
Extremadura 809.122 1%
Asturias 734.377 1%
Others/ No info 585.890 1%
La Rioja 459.029 0%
Ceuta 72.725 0%
Melilla 19.663 0%
Total: 94.524.232
6%
18%
10%
6%
20%
10%
21%
10%
0%
5%
10%
15%
20%
25%
Offices Commercial storesIndustrial Hotel Flats & Houses Land Mixed Use Others
8
CaixaBank Mortgage Covered Bond Programme Dec '15
COMMERCIAL ASSETS
Portfolio Breakdown
Cover Pool Description – Main figures
Covered Bonds
RE (Flat & Houses) assets steadily declining
Total Mortgage Loans (ex securitization) (€ k) 27.347.895 WA LTV (%) 51,6%
Number of loans 155.976 Floating Rate loan Interest Rate type: 96,5%
Average Loan balance (€) 175.334 WA Interest Rate (Floating Rate loans) 2,4%
Number of Borrowers 86.206 WA Interest Rate (Fixed Rate loans) 5,1%
Number of properties 199.181
WA Seasoning in months 83,4 7 yrs
WA Remaining term in months 148,4 12,4 yrs
Unindexed LTV
Ranges Distribution
Total Loan
Balance
(ex sec) €k
%
0-≤40% 9.199.129 33,6%
>40%-≤50% 4.497.098 16,4%
>50%-≤60% 4.891.541 17,9%
>60%-≤70% 3.778.327 13,8%
>70%-≤80% 2.015.464 7,4%
>80%-≤85% 713.696 2,6%
>85%-≤90% 475.108 1,7%
>90%-≤95% 405.883 1,5%
>95%-≤100% 382.688 1,4%
>100%-≤105% 271.348 1,0%
>105% 717.613 2,6%
Total: 27.347.895
Property Type € k %
Offices 1.526.337 5,6%
Commercial stores 4.890.606 17,9%
Industrial 2.761.313 10,1%
Hotel 1.636.808 6,0%
Flats & Houses 5.414.357 19,8%
Land 2.719.405 9,9%
Mixed Use 5.612.447 20,5%
Others 2.786.620 10,2%
Total: 27.347.895
33,6%
16,4%17,9%
13,8%
7,4%
2,6% 1,7% 1,5% 1,4% 1,0%2,6%
0%
5%
10%
15%
20%
25%
30%
35%
40%
9
CaixaBank Mortgage Covered Bond Programme Dec '15
COMMERCIAL ASSETS
Portfolio Breakdown
Covered Bonds
> 20%
Between 10% - 20%
Between 5% - 10%
Between 3% - 5%
Between 1% - 3%
< 1%
17%
26%
22%
29%
6%
≤ 5
>5 - ≤10
>10 - ≤15
>15 - ≤25
>25 - ≤50
Loan Maturity (yrs) € k %
≤ 5 4.610.473 16,9%
>5 - ≤10 7.201.878 26,3%
>10 - ≤15 6.250.017 22,9%
>15 - ≤25 7.770.510 28,4%
>25 - ≤50 1.515.018 5,5%
Total: 27.347.895
Regional Distribution € k %
Catalonia 6.044.317 22,1%
Andalusia 5.060.073 18,5%
Madrid 4.950.121 18,1%
Canary Islands 2.537.914 9,3%
Valencia 2.319.931 8,5%
Balearic Islands 1.185.688 4,3%
Castile León 900.903 3,3%
Castile La Mancha 723.342 2,6%
Navarra 691.329 2,5%
Basque Country 557.213 2,0%
Murcia 504.395 1,8%
Others/ No info 495.850 1,8%
Aragon 432.025 1,6%
Galicia 402.036 1,5%
Extremadura 196.165 0,7%
Cantabria 146.346 0,5%
Asturias 113.551 0,4%
La Rioja 70.934 0,3%
Ceuta 11.127 0,0%
Melilla 4.634 0,0%
Total: 27.347.895 100%
Total Collateral Max. CB Issuance Outstanding CBs vs Remaining Issuing Capacity
12,2
8,5
7,3
1,2
0
500
1.000
1.500
2.000
2.500
20
16
20
17
20
18
20
19
20
20
20
21
Public Issues Retained Issues 10
CaixaBank Public Sector Covered Bond Programme Dec '15
Remaining Issuing Capacity
x 70%
REMAINING ISSUING CAPACITY: 1.2 Bn €
Maturity Profile
Total Covered Bonds -> 7.300 € Mn Public -> 88 € Mn Retained -> 7.212 € Mn
Issued
In Billion €
Mortgages Public Sector
Total Collateral for Covered Bonds 145,758 11,659 Elligible Portfolio 101,130 11,659
Cédulas
Hipotecarias
Cédulas
Territoriales
Used Collateral 99,199 9,571 Covered Bond Issued Amount 79,359 6,700
Over Collaterization (**) 184% 174%
Available Collateral 1,932 2,087
REMAINING ISSUING CAPACITY (*) 1,545 1,461 Mn €
(*) Issuing Capacity= 80% of Collateral Available for C. Hipotecarias and 70% for C. Territoriales
(**) Due to the early amortisation of € 3 Bn of retained cedulas on April 15th, OC ratio is currently higher
Data in Million €
3,006 Available Issuing Capacity
86,1€ bn
89,1 € bn
113 bn
157 € bn
≈ 3 € bn Remaining
Issuing Capacity
44 € bn
Outstanding CBs
Max. CB Issuance
Elegible vs non-elegible
Total Collateral (Mortgages+Public
Sector)
Covered Bonds
Data in million €
Public Sector
Total Collateral for Covered Bonds 12.152 Eligible Portfolio 12.152
Cédulas
Territoriales
Used Collateral 10.429 Covered Bond Issued Amount 7.300
Over Collaterization 166%
Available Collateral 1.723
REMAINING ISSUING CAPACITY (*) 1.206
11
CaixaBank Public Sector Covered Bond Programme Dec '15
Portfolio Breakdown
Loans Maturity
Cover Pool Description – Main figures
Covered Bonds
Total Loans (ex securitization) (€ k) 12.151.515 Floating Rate loan Interest Rate type: 85,3%
Number of loans 6.083 WA Interest Rate (Floating Rate loans) 1,15%
Average Loan balance (€) 1.997.619 WA Interest Rate (Fixed Rate loans) 1,93%
Number of Borrowers 1.633
Average exposure to borrowers (€ ) 7.441.222
WA Remaining term in months 72,5 6 yrs
WA Seasoning in months 37 3,1 yrs
< 12 4.379.839 36%
≥12-<24 304.844 3%
≥24-<36 804.025 7%
≥36-<60 1.158.819 10%
≥60 5.503.988 45%
Total: 12.151.515
Loan Maturity € k %
<2m 0,04%
≥ 2m - <6m 0,06%
≥ 6m - <12m 0,18%
≥12m 0,97%
Loans in Arrears %
36%
3%
7%
10%
45%
< 12
≥12-<24
≥24-<36
≥36-<60
≥60
12
Appendix 1: CaixaBank Covered Bond Issuances
Covered Bonds
Spanish Mortgages - Pubic Deals Covered Bonds
ISIN Currency Issue Date Outstanding (€) Maturity Date Coupon Investor Type
ES0414970659 EUR 22/02/2011 2.200.000.000 22/02/2016 5,00% Institutional
ES0414970535 EUR 31/03/2010 1.000.000.000 31/03/2016 3,50% Institutional
ES0414970683 EUR 27/04/2011 1.250.000.000 27/04/2016 5,13% Institutional
ES0414970261 EUR 16/06/2006 150.000.000 16/06/2016 Eur 3m+0.06% Institutional
ES0414970253 EUR 20/04/2006 10.646.000 30/06/2016 Eur 3m+0.1% Retail
ES0414970337 EUR 18/09/2006 7.982.000 30/09/2016 Eur 3m+0.1% Retail
ES0414970345 EUR 28/11/2006 250.000.000 28/11/2016 Eur 3m+0.06% Institutional
ES0414970295 EUR 28/06/2006 2.000.000.000 26/01/2017 4,25% Institutional
ES0440609024 EUR 14/11/2011 250.000.000 26/01/2017 4,25% Institutional
ES0440609040 EUR 16/02/2012 1.000.000.000 16/02/2017 4,00% Institutional
ES0414970378 EUR 30/03/2007 227.500.000 20/03/2017 Eur 3m+0.045% Institutional
ES0414970410 EUR 13/07/2007 25.000.000 20/03/2017 Eur 3m+0.045% Institutional
ES0414970352 EUR 22/01/2007 6.380.000 30/03/2017 Eur 3m +0.00% Retail
ES0440609263 EUR 30/07/2014 300.000.000 30/07/2017 Eur 3m+0.50% Institutional
ES0414965105 EUR 22/09/2009 150.000.000 22/09/2017 Eur 3m + 1,50% Institutional
ES0414970394 EUR 09/05/2007 13.462.000 30/09/2017 Eur 3m+0.1% Retail
ES0414970220 EUR 09/01/2006 1.000.000.000 09/01/2018 Eur 3m+0.075% Institutional
ES0440609206 EUR 22/03/2013 1.000.000.000 22/03/2018 3,00% Institutional
ES0414970568 EUR 02/07/2010 300.000.000 02/07/2018 Eur 3m+0.439% Institutional
ES0414970196 EUR 31/10/2003 1.000.000.000 31/10/2018 4,75% Institutional
ES0414970543 EUR 07/05/2010 100.000.000 07/05/2019 Eur 3m+0.439% Institutional
ES0414970402 EUR 04/06/2007 2.500.000.000 04/06/2019 4,625% Institutional
ES0440609305 EUR 12/11/2015 1.000.000.000 12/11/2020 0,625% Institutional
ES0414970246 EUR 18/01/2006 2.500.000.000 18/01/2021 3,625% Institutional
ES0414970501 EUR 14/05/2009 175.000.000 14/05/2021 Eur 3m+1% Institutional
ES0414970303 EUR 28/06/2006 1.000.000.000 26/01/2022 4,500% Institutional
ES0440609248 EUR 21/03/2014 1.000.000.000 21/03/2024 2,625% Institutional
ES0414970204 EUR 17/02/2005 2.500.000.000 17/02/2025 3,880% Institutional
ES0440609271 EUR 27/03/2015 1.000.000.000 27/03/2025 0,625% Institutional
ES0414970451 EUR 13/06/2008 100.000.000 13/06/2038 5,432% Institutional
13
Appendix 1: CaixaBank Covered Bond Issuances
Spanish Mortgages - Retained Deals Covered Bonds
ISIN Currency Issue Date Outstanding (€) Maturity Date Coupon Investor Type
ES0413985013 EUR 27/04/2009 1.000.000.000 27/03/2016 Eur 12m+0.15% Institutional
ES0413985021 EUR 27/04/2009 1.000.000.000 27/06/2019 Eur 12m+0.20% Institutional
ES0440609198 EUR 26/07/2012 175.000.000 26/07/2020 Eur 6m+4.70% Institutional
ES0440609115 EUR 07/06/2012 2.000.000.000 07/06/2022 Eur 6m +3.85% Institutional
ES0413985039 EUR 27/04/2009 390.000.000 27/09/2022 Eur 12m+0.25% Institutional
ES0440609123 EUR 07/06/2012 1.000.000.000 07/06/2023 Eur 6m +3.80% Institutional
ES0440609131 EUR 07/06/2012 2.900.000.000 07/06/2024 Eur 6m +3.80% Institutional
ES0440609149 EUR 07/06/2012 1.000.000.000 07/06/2025 Eur 6m +3.75% Institutional
ES0440609156 EUR 19/06/2012 3.000.000.000 19/06/2026 Eur 6m +3.75% Institutional
ES0440609164 EUR 03/07/2012 1.000.000.000 03/07/2027 Eur 6m+4% Institutional
ES0440609172 EUR 17/07/2012 750.000.000 17/07/2027 Eur 6m+4.25% Institutional
ES0413980022 EUR 02/08/2011 150.000.000 02/08/2027 Eur 3m+3.85% Institutional
ES0440609180 EUR 17/07/2012 2.800.000.000 17/07/2028 Eur 6m+4.25% Institutional
ES0413985047 EUR 10/07/2014 1.000.000.000 10/07/2024 Eur 12m+0.82% Institutional
Registered - Covered Bonds
ISIN Currency Issue Date Outstanding (€) Maturity Date Coupon Investor Type
---------------------- EUR 12/12/2008 200.000.000 12/12/2016 Eur 3m +0.00% Institutional
---------------------- EUR 01/10/2008 20.000.000 01/10/2048 5,32% Institutional
Spanish Mortgages - Covered Bonds (non €)
ISIN Currency Issue Date Outstanding Maturity Date Coupon Investor Type
XS0231003129 GBP 30/09/2005 300.000.000 30/09/2015 Libor 1A+0.02% Institutional
XS0273475094 USD 01/11/2006 255.000.000 02/02/2037 Libor 3m +0.00% Institutional
Covered Bonds
Spanish Mortgages - Covered Bonds (non €)
ISIN Currency Issue Date Outstanding Maturity Date Coupon Investor Type
XS0273475094 USD 01/11/2006 255.000.000 02/02/2037 Libor 3m +0.00% Institutional
14
Appendix 1: CaixaBank Covered Bond Issuances
Spanish Public Sector - Covered Bonds
ISIN Currency Issue Date Outstanding (€) Maturity Date Coupon Investor Type
ES0448873044 EUR 27/01/2012 250.000.000 27/01/2016 6,00% Institutional
ES0448873051 EUR 01/02/2012 250.000.000 01/02/2017 6,50% Institutional
ES0440609230 EUR 07/06/2013 1.300.000.000 07/06/2018 3,00% Institutional
ES0440609057 EUR 24/05/2012 500.000.000 24/05/2018 4,90% Institutional
ES0440609065 EUR 24/05/2012 500.000.000 24/05/2019 5,20% Institutional
ES0440609289 EUR 19/06/2015 1.500.000.000 19/06/2019 Eur 6m+0.20% Institutional
ES0440609255 EUR 26/03/2014 1.500.000.000 26/03/2020 Eur 6m+0.95% Institutional
ES0440609297 EUR 19/06/2015 1.500.000.000 19/06/2021 Eur 6m+0.25% Institutional
Covered Bonds
Spanish Multi-Issuers - Public Covered Bonds
Código ISIN Divisa Fecha emisiónCaixaBank
Contribution (€)
Total Issue
Outstanding (€)Maturity Date Coupon Investor Type
ES0317043000 EUR 25/02/2004 225.000.000 2.000.000.000 01/03/2016 4,39% Institutional
ES0312298013 EUR 12/12/2005 238.888.888 3.600.000.000 12/03/2016 3,50% Institutional
ES0312298013 EUR 22/03/2006 200.000.000 3.600.000.000 12/03/2016 3,50% Institutional
ES0371622004 EUR 29/05/2006 150.000.000 1.585.000.000 08/04/2016 Eur 3m +0.06% Institutional
ES0312298229 EUR 13/06/2009 50.000.000 2.295.000.000 13/06/2016 4,76% Institutional
ES0312298104 EUR 18/12/2006 150.000.000 2.575.000.000 16/12/2016 4,01% Institutional
ES0312298112 EUR 19/03/2007 250.000.000 2.000.000.000 17/03/2017 4,00% Institutional
ES0312298062 EUR 26/05/2006 50.000.000 1.000.000.000 24/05/2017 Eur 3m+0.086% Institutional
ES0317047001 EUR 15/06/2005 100.000.000 2.000.000.000 20/06/2017 3,50% Institutional
15
Appendix 1: CaixaBank Covered Bond Issuances
Spanish Multi-Issuers - Public Covered Bonds
Código ISIN Divisa Fecha emisiónCaixaBank
Contribution (€)
Total Issue
Outstanding (€)Maturity Date Coupon Investor Type
ES0312298039 EUR 20/02/2006 75,000,000 1,195,000,000 20/02/2018 Eur 3m+0.11934% Institutional
ES0312298070 EUR 12/06/2006 110,000,000 2,230,000,000 12/06/2018 4.25% Institutional
ES0371622038 EUR 23/10/2006 300,000,000 1,150,000,000 19/10/2018 4.00% Institutional
ES0370148019 EUR 02/12/2003 461,322,580 2,100,000,000 02/12/2018 4.76% Institutional
ES0312362017 EUR 16/11/2004 53,658,537 1,100,000,000 16/11/2019 4.26% Institutional
ES0312358015 EUR 15/03/2005 228,958,334 1,500,000,000 15/03/2020 4.00% Institutional
ES0347849004 EUR 13/06/2005 150,000,000 1,250,000,000 13/06/2020 3.51% Institutional
ES0312298054 EUR 22/03/2006 300,000,000 1,500,000,000 22/03/2021 4.00% Institutional
ES0347784003 EUR 29/03/2006 275,000,000 1,250,000,000 29/03/2021 4.01% Institutional
ES0371622012 EUR 25/05/2006 100,000,000 2,310,000,000 10/04/2021 4.13% Institutional
ES0349045007 EUR 16/02/2007 250,000,000 1,300,000,000 21/02/2022 4.51% Institutional
ES0312298021 EUR 12/12/2005 167,222,224 1,400,000,000 12/12/2022 3.75% Institutional
ES0312298096 EUR 23/10/2006 300,000,000 1,600,000,000 23/10/2023 4.25% Institutional
ES0312342019 EUR 28/06/2005 128,205,128 2,000,000,000 28/06/2025 3.75% Institutional
ES0371622046 EUR 28/03/2007 300,000,000 1,310,000,000 28/03/2027 4.25% Institutional
ES0312298120 EUR 23/05/2007 250,000,000 1,545,000,000 23/05/2027 4.76% Institutional
ES0371622020 EUR 10/04/2006 450,000,000 1,310,000,000 08/04/2031 4.25% Institutional
Spanish Multi-Issuers - Retained Covered Bonds
Código ISIN Divisa Fecha emisiónCaixaBank
Contribution (€)
Total Issue
Outstanding (€)Maturity Date Coupon Investor Type
ES0312298195 EUR 21/11/2008 1,050,000,000 4,105,000,000 22/11/2015 Eur 3m+1.2146% Institutional
ES0312298153 EUR 19/10/2007 300,000,000 2,810,000,000 21/10/2017 Eur 3m+0.165% Institutional
ES0312298153 EUR 21/01/2008 200,000,000 2,810,000,000 21/10/2017 Eur 3m+0.16849% Institutional
ES0312298153 EUR 16/04/2008 100,000,000 2,810,000,000 21/10/2017 Eur 3m+0. 165% Institutional
ES0312298153 EUR 16/04/2008 100,000,000 2,810,000,000 21/10/2017 Eur 3m+0. 16849% Institutional
Covered Bonds
Spanish Multi-Issuers - Retained Covered Bonds
Código ISIN Divisa Fecha emisiónCaixaBank
Contribution (€)
Total Issue
Outstanding (€)Maturity Date Coupon Investor Type
ES0312298153 EUR 19/10/2007 300.000.000 2.810.000.000 21/10/2017 Eur 3m+0.165% Institutional
ES0312298153 EUR 21/01/2008 200.000.000 2.810.000.000 21/10/2017 Eur 3m+0.16849% Institutional
ES0312298153 EUR 16/04/2008 100.000.000 2.810.000.000 21/10/2017 Eur 3m+0.165% Institutional
ES0312298153 EUR 16/04/2008 100.000.000 2.810.000.000 21/10/2017 Eur 3m+0.16849% Institutional
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