POVERTYMAP
Increasing capabilitiesand opportunities
Higher incomeImproved welfare
IncomeTransfers
Rural and Urban Productive Inclusion
Enhanced access to Public Services
BRAZIL WITHOUT EXTREME POVERTY PLAN
BOLSA FAMILIA
Source: MDS.
1. Alleviates poverty2. Increases school attendance and reduces dropout rates3. Improves access to health services for children and for pregnant and breastfeeding women
Cash transfers (RS$ billions)
Number of families (millions)
POLL WITH FAMILIES INCLUDED IN THE SINGLE REGISTRY• Around 70% of respondents say they never have monthly surplus for
saving• Among the others, 15% use spare money to buy food and clothing and
13% save• In small and medium cities in the poorest regions in Brazil, there is
limited access to financial services and products• More than 40% said the reason for not having a banking account is the
minimum deposit requirement• In terms of financial products, the most common are:
1. simplified banking account (debit card); 2. savings account; 3. credit card; 4. checkbooks;
5. funeral insurance;
6. health insurance; 7. saving bonds; 8. life insurance
BOLSA FAMILIA BENEFITS GO STRAIGHT TO FAMILIES ACCOUNTS
ACCESS %Lottery Shops 49,92Banking account 21,12ATM 20,22Banking Correspondent 7,31Withdraw without the card from the cashier
1,38
Withdraw with the cardfrom the cashier
0,05
• 3,77 million of families received by deposit in a banking account• 86,7% of the amount deposited in banking account are spend with a
debit cardSource: CEF, dez/2013
93% of cardholders' of Bolsa Família are women
8,2million
4,1million
(50%)
CRESCEROriented Productive Microcredit
(*) Operações realizadas por pessoas físicas e microempreendedores individuais. Fonte: MF e MDS em dezembro/2013.
Opportunities for structuring and expanding businesses with the support of oriented productive microcredit
Total operations*
Operations carried out by Bolsa Familia beneficiaries
Operations carried out by people from the Single Register
2,8million
(34%)
Leadership and government priority Eradicating extreme poverty and create opportunities for all is the
number 1 priority of Brazil’s federal government Large scale and simplicity for easy replication
In a country as large and diverse as Brazil, we needed a scaled program that could easily be reproduced
Money goes straight to the beneficiaries – cash transfers through debit card
Partnerships Working in articulation with the municipalities is paramount to
implement the policies and reach the target population The partnership with public banks to design specific products to this
public is also important Economic context
KEYS TO SUCCES
www.brasilsemmiseria.gov.brwww.brasilsemmiseria.gov.br/municipioswww.brasilsemmiseria.gov.br/estados
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