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In the minds of the tourist arriving in record numbers at the beach, the oil spill from last summer is over, but the sluggish economy is driving people to look for greater value in the dollars they spend. Now more than ever, people recognize the benefits of saving money with local merchants through the Enjoying Aging (EA) Member Savings Club. With this issue of the Enjoying Aging magazine, we have increased our business sponsors and the value our EA members enjoy.

Studies have shown that for every dollar spent at a national savings club or chain store only 48 percent remains in the local community. Shopping with locally owned, independent businesses, however, keeps 63 percent of your dollar in the local economy. We tend to shop at the big box stores because their purchasing power allows them to undercut local merchants. But with membership in the EA Savings Club, you can save money on the items you want and support our main street merchants, not Wall Street's power brokers.

Through our Member Savings Club, we have made it possible for EA Members to save money on goods and services they purchase all over town. Services like auto repair, estate and financial planning, dance and fitness, hair and nail care, healthcare, and best of all, some of your favorite local restaurants provide discounts to our members. Turn to page 45 of this issue for more details on how you can become an EA Member and join others who are saving money and helping the local community.

If traveling is your thing, we have wonderful news for you! Through Enjoying Aging's preferred travel agency, Arrow Discovery Travel, the Enjoying Aging Travel Club will feature group discounts and other benefits on cruises and tours for EA members. As an EA sponsoring business, we are confident, Arrow Discovery Travel will work to provide the value for your dollar that you have come to expect as an EA member. Whether you are booking a group tour, or are in search of a hidden getaway destination to restore balance to your life and relationships, you can be assured that Janet Scraper, the owner of Arrow Discovery Travel, will help you plan a trip that makes your dreams come true. You can help us design travel opportunities geared to our members' interests by completing the survey at www.enjoyingaging.com/travel. We at Enjoying Aging and Arrow Discovery Travel are looking forward to hearing from you.

As you can see with our latest issue we have given you more merchants to shop with, greater money savings and travel plans, and oh yes, some of the best articles you’ll find to help you with, Enjoying Aging.

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FEATURED ARTICLES8. Arrow Discovery Travel - Discover Italy! A wine and culinary visit to Tuscany, Versilia and Liguria.You can read about this incredible trip in these pages, but why not book your own Culinary Classes, Wine Tast-ing and trip along the coast through an agent that’s been there. What are you waiting for?

15. How to create a family heirloom cookbookLegacy’s or keepsakes don’t have to come in the form of antique furniture or aunt Jenny’s favorite crystal vase, why not share some of your heritage that everyone will enjoy? Good Food!

18. Active Adult Retirement Communities: Ten Things to KnowThe kids are gone and now you want to make new friends, play games and enjoy the activities you always wanted to but didn’t have the time. Here are ten things to get you started on your research.

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25. Foods Toxic to DogsOur pets are a part of the family but that doesn’t mean they can share all of our meals. Like us they need to avoid certain, but different, foods.

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31. Can a Micro-business Help You Enjoy a Better Retirement?You made it! You’re finally retired, now what? This will not only give you something to do, it might also give you a little more money to enjoy it with.

32. National Marrow Donor Program the Gift of LifeThis is such a heartwarming story that we just wanted to share it with you, but whether you are a good candidate or not, we are thankful for these new technologies.

48. Bone FracturesThey aren’t good when we’re young, but they can be deadly the older we get. Follow these tips to help you keep them strong.

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58. Golf Fitness Helps Generate More Speed In Your Swing!Ever wondered why you can’t hit the ball as far as you used to? Here is a tip you don’t hear about every day.

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DISCOVER ITALY

Tuscany

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A wine and culinary visit to Tuscany, Versilia and LiguriaBy Janet Beazley Scraper

Fall is a glorious time to visit Italy, and in October 2010, I accompa-nied some of my clients on a 10 day, small group, Culinary and Wine Tour of Tuscany (and more), that I created exclusively for Arrow Discovery Travel. After the tour, I extended my stay another week, to indulge in more of the pleasures of Italy. Much has been written about the iconic cities and sites of Tuscany, so I will focus more on the experience itself and some of the lesser known areas we visited.FlorenceWe began our tour in Florence, where the Renaissance began. We stayed at a beautifully restored Palazzo, turned hotel, in the Ol-trano, the south side of the River Arno, just a couple blocks from the Ponte Vecchio and the Pitti Palace. The hotel was on the Piazza Santo Spirito, pedestrians only, which gave us the experience of living among the neighborhood resi-dents. The Piazza is built around the San-to Spirito church, outwardly plain, but inside the space is filled with light and grandeur. The church is one of the architect Brunelleschi’s masterpieces, and is worth a visit. Each morning, merchants set up a market, where locals come in droves to buy fresh produce, flow-ers, clothing, household items and everything in between. There are half a dozen restaurants and cafes in the square, where the neigh-bors meet to share a coffee or grab a quick lunch. Our favorite for din-ner was the Osteria Santo Spirito. We were the first ones seated at 7 pm, but soon the place was packed with a lively local crowd. We started with a bottle of wine recommended by our waiter (al-ways trust the waiter) and a big

pot of succulent and savory mus-sels, followed by more wine and an assortment of starters (pasta) and main dishes. We intended to share, but once a plate was in front of us, we selfishly kept most of it for ourselves, sharing only a taste. This would be the start of our glut-tonous wine and food exploration of Italy.We only spent 2 days in Florence (not enough) visiting as many of the iconic sites as we could. We walked across the Ponte Vecchio to the Piazza della Signoria, the most famous square in Italy. It is an open-air museum of statuary dominated by a copy of Michelan-gelo’s David and the Palazzo Vec-chio. Of course we had to see the original David so we did a tour of the Accademia and of the Uffizi Gallery, one of the world’s greatest museums. The symbols of Flor-ence are the Duomo and Baptis-tery; the exteriors are absolutely majestic with stripes of white, green and pink marble. Walking along the river Arno, we noticed thousands of small locks hooked to every imaginable surface, and wondered what the purpose of them was. We would see them again in another place and learn the story, which I will share with you later. Along the way we ate many gelatos, enjoyed more of the local wine and food and discov-ered that you MUST have dessert with every meal in Italy. PisaToo quickly, our time in Florence was over, on the 3rd morning our driver, Lauretta, picked us up at the hotel, and we headed off to Pisa. The first sight of the Campo del Miracoli does take your breath away, it is truly stunning. The three exquisite buildings, the Cathedral,

the Baptistery and the Bell Tower (the leaning tower of Pisa), are set on a spacious green park (Campo), creating a stark contrast to the white marble buildings and allow for a 360 degree view, so uncom-mon in the cramped city spac-es. After a pizza lunch, we took a guided tour of the Cathedral and the Baptistery and learned the marble used to construct the buildings (1063-1350) was stolen mostly from the ruins in Rome and repurposed. If you look closely you will notice that the exterior marble pillars of the cathedral are a mix of styles and colors. You learn the work force was illiterate as some of the marble blocks reused on the sides of the buildings have words that are upside down. The adven-turous of us climbed to the top of the Leaning Tower of Pisa where you can see the six huge bells and enjoy a panoramic view of the city of Pisa and the surrounding coun-try side. Home Sweet Country HomeWe headed NW from Pisa towards the beach resort town of Viareg-gio, in the Versilia area of Italy. Our home base for the next five nights was a coun-try house in the hills above town. We were greeted by the owner Massimo, who had lovingly renovated a ruin into a 6 bedrooms, 5 bath, bed and break-fast. It is officially named an Agri-turistica, because it sits on a work-ing farm, with olive groves and vineyards. There is a nice pool and lounge area a few steps from the house that overlook the rolling

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hills that go down to the coast. Af-ter Massimo gave us the tour and we settled in, we were treated to a five course Tuscan meal, prepared by a local chef. It was WONDER-FUL! Typical Tuscan fare is simple food made from what is fresh from the farm and varies by season. My favorite dish was the Bread Soup, which we would learn to prepare later in the week during one of our two cooking lessons with a world renowned master chef. We had had a full day and full tummies, so we went to bed early, to re-ener-gize for the week ahead.Cinque TerreThe next morning at breakfast, we met Irmi, who would be our driver/guide for the week. Soon we were off to spend the day in Cinque Terre in Liguria, the coastal region. We were lucky enough to have a beautiful blue sky and calm waters, so we were able to take the boat both to and from Cinque

Terre. We left from Lerici which al-lows for an incredible view of the entire peninsula with the pictur-esque town of Portovenere across the bay. I recommend taking a boat to Cinque Terre if at all pos-sible because the only way to get the characteristic photos of the towns nestled into the hillside is from the sea.Collectively, the five villages that are Cinque Terre, is a Unesco World Heritage Site and a National Park. This status has allowed the preser-vation of the villages in near origi-nal condition. Cars and motor bikes are not allowed in the villages; you can take the train between them or walk. Riomaggiore, Corniglia, Manarola, Vernazza, Monterosso are the five villages that form the Cinque Terre, suspended between sea and land on sheer cliffs upon the beautiful sea. The vineyards, typical of this area, have contrib-uted to create a unique landscape

with dry-laid stone walls, winding paths and enchanting beaches be-tween cliffs and clear waters. The streets of the towns are very steep and the houses, built wall to wall, are painted in lively colors with the day’s laundry hung to dry off the balconies.Our first stop was in the village of Riomaggiore and from there we took the Via del ‘Amore to the next village of Manarola. Again we saw thousands of locks, and here we learned the story. In the 1920’s the path was built between the villag-es, connecting them for the first time. It became a meeting place for lovers living in the towns on each end and the inspiration for a couple of romantic novels. One of these stories introduced a lover’s rite in which a man trying to win the heart of a girl put a lock on an old bridge and threw the key into a river to show his love would last forever. The novels inspired a

Manarola, Cinque Terre, Italy

Home Sweet Country Home Cooking lessons with a world renowned master chef.

In ancient times, wealthy fami-lies in many towns built high tower houses to indicate their importance. Most of the towers of Florence and Bologna have either fallen or been razed, but San Gimignano still has 15 of the 72 original towers.

The walled medieval hill town of San Gimignano, shown in the distance is famous for its towers.


movie and now, all over the world, lovers put a lock on a railing and throw the key into the water as a promise of everlasting love.After a tour and lunch in Manarola, we took a boat to Monterosso, the largest village, with many lemon trees and the only “extensive” sand beach in the Cinque Terre. We ended our tour in a winery above the village, for a wine tast-ing in the most scenic setting. The owners had prepared many deli-cious appetizers to go with the wine, and the whole family came out to contribute to the story of the vineyard. We ended the tast-ing with the winery’s Limoncino, made from the local lemons. Li-moncino is from northern Italy and Limoncello is from southern Italy, the subtle difference is in the taste of the lemons. As we headed back to Lerici we were rewarded with a beautiful sunset to end our day. Irmi dropped us off at a local seafood restaurant in Viareggio, where Massimo introduced us to the owner and ordered our wine and dinner for us. No English spo-ken here. We are not sure what everything was, but it was all fresh from the sea and skillfully pre-pared. This was truly an authentic Italian experience.Northern TuscanyOver the next few days we visited Lucca and Montecarlo, had a wine tasting at a vineyard with another fabulous view and superb appe-tizers. Then we went to the resort town of Viagreggio, the hill towns of Camaiore and Casoli and Pi-etrasanta, an artist town where they carve the famous white Car-erra marble found only in a nearby quarry. We had a cheese tasting and an olive oil tasting hosted by the owners of the farms where they were produced, a chocolate

tasting and two cooking classes at our country house where we learned to prepare authen-tic Tuscan dishes, in-cluding handmade pasta. We ate ev-erything we made, pairing each meal with a local wine. After our last day of touring this region, we met Massimo’s parents on our re-turn to the house. Massimo’s dad came over to make the fire for the forno, a stone, wood fired outside oven. This is a special skill, per-fected after years of practice. To-night we had a “Pizza Man” Diego, to teach us how to make pizza al forno. He brought about 30 balls of dough and every fresh ingre-dient you could imagine. Getting the pizza dough just right was a lot harder than it looked! We each took turns making our own pizza creations and we learned that the men were much better handling the wooden pizza “paddle” and the women were better at making an even, roundish pizza crust.Finally it was time to leave our now dear friends Massimo and Irmi. Lauretta picked us up and we headed south into the heart of Tuscany. Lauretta is from the area around Siena and would be our guide for this por-tion of the trip.Our home base was another agri-turismo, this one with the most spectacular view yet. There was a big flower laden trellis and patio overlooking the pool area, with the towers of the medieval town of San Gimignano perched on a

hill, not too far in the distance. Surrounding the town were rolling hills filled with crops intersperse with trees. It was breathtaking! We wanted to stay and relax a while, but we had a full day planned and headed off to Siena.Siena –The Gothic DreamSiena is an ancient city, dating back to the Etruscans (900-499 BC). By 900 AD a trade route connecting Rome to France was established and Siena became a major stop over point. A number of settle-ments sprung up along the route that was eventually incorporated into the city. Florence and Siena fought many battles for superiori-ty. By 1300 Siena was very wealthy and the social structure and most of the city’s important monuments were being built, including the Pi-azza del Campo and the Cathedral. The final result we can see today. The city is like a living, breathing piece of history. You can imagine the spirits from residents over the centuries, still wandering around in another dimension.One of the most fascinating things about Siena is the continuing so-cial importance of the Contrade. A contrada (plural: contrade) is a dis-trict within an Italian city. The most well-known contrade are the 17 of

Siena

Bruco Contrada Symbol


compete in the Palio, the famous horse race that takes place in Si-ena’s Palazzo del Campo in July and August. The Palio today can be traced back to the 1200’s and is associated with the celebration of the Assumption of the Madonna, the patron saint of Siena. The so-cial and religious history is totally

intertwined, which brings me to the Cathedral. The Cathedral of Siena is one of the most magnificent in the world. Like the Campo, it is a cherished and famous place for the people of Siena. The Cathedral was con-secrated in 1179 and work on the interior began in the mid 1200’s. From then on the greatest artists of every period began the centu-ries-long task of enriching the Ca-thedral of Siena, finally transform-ing it into an enormous treasure chest, full of the finest and most

Cathedral of Siena

Siena that race in the Palio di Si-ena. Each is named after an animal or symbol and each with its own long history and complicated set of heraldic and semi-mythological associations. They have evolved to become areas of localized pa-triotism, held together by the emotions and sense of civic pride of the residents. Every important event – bap-tisms, deaths, marriages, church holidays, victo-ries at the Palio, even wine or food festivals – is celebrated only within one's own contrada. Siena stole my heart. I left a little piece of me there, so I plan to go back and visit it again. It is hard to describe the magic of Siena. The neighborhoods with the mascots of the contra-das, the ancient public space of the Piazza del Campo with the Palazzo Pubblico, the bakeries which sell freshly made traditional sweets and the magnificent Cathe-dral. Together they set the historical stage be-hind the everyday lives of the people who live there today. The passionate history of Siena is an important part of the magic that still exists today.When you are taking a guided tour of Siena, your guide should point out the coat of arms on the cor-ners of streets that define the bor-ders of the contrade. Every contra-da has its own museum, fountain, baptismal font and motto. If you look closely as you walk through one, you will see statues and other symbols of their mascot and coat of arms. It is these Contrade that

prized masterpieces. The best time to visit the Cathedral of Siena is in September and Octo-ber when the floor,” the most beau-tiful, great and magnificent paving ever made,” is totally uncovered. There are 56 scenes embodying an actual doctrinal text which reveals a complex account made through

allegoric, civil, mytho-logical, philosophical and theological religious mo-tifs from the old and new testaments. A description of all the treasures inside the Cathedral would take volumes. Be sure to look up at the ceiling and go into the Piccolimini Li-brary. You could spend days inside the cathedral trying to assimilate all the art and history pres-ent there. Also, make sure you see the Baptistery and the Museo dell’Opera, which houses many origi-nal works of art that have been replaced with repli-cas for preservation.More to see and doOur next stop was a wine tasting at a posh resort tucked in among the vine-yards. The setting was a

lovely old village with stone build-ings covered in flowering vines and the accommodations were in restored villas. The walkways were gravel paths lined with huge pots of flowers and benches under shade trees. It was like being in a fairy tale. Here we had a most ex-tensive and exclusive collection of wines to try, cleansing our palate on locally made cheeses and sau-sages. Our host was the vineyard’s business manager and the execu-tive chef of the resort stopped by to meet us.


Next we headed to San Gimigna-no, the walled medieval hill town, famous for its towers. In ancient times, wealthy families in many towns built high tower houses to indicate their importance. Most of the towers of Florence and Bo-logna have either fallen or been razed, but San Gimignano still has 15 of the 72 original towers. The town is still fairly intact with many churches, monu-ments and muse-ums, including the museum San Gimi-gnano1300, which offers a massive reconstruction of the city as it existed 700 years ago. Ar-chitects, historians, and a team of art-ists worked nearly 3 years to create this spectacular and un-precedented exhi-bition. The exhibit includes 800 me-ticulously handcrafted structures, 72 towers, street scenes, and figu-rines. There are also a lot of cute shops with local crafts, some of it quite expensive. When we returned to our agri-turismo, it was getting dark, and we could see San Gimignano on the hill, beautifully lit up for night. Dinner was served family style at a big long table with the other guests. Our final meal of typical Tuscan cuisine was prepared dur-ing a cooking class by some of the guests and we toasted to the won-derful food and new friends with many bottles of wine made on the premises.

The next morning the tour was over, but some of us stayed in Italy a while longer. As we were on a

culinary quest, we spent 3 nights in the enchanting towns of Bo-logna and Parma. While this area is known for its sauces, cheeses and hams, there are many artistic treasures to be seen. Surprisingly few tourists, Bologna is primarily a bustling university and business center and Parma is a lovely small Italian town, also with a university.

After a day strolling around Parma, we decided we had to live there one day. Now our group was down to two. We took the train to Ven-ice for a couple days and then the train to Rome. Since both of us had been to Rome before, we de-cided to take the opportunity to venture out of town and see Tivoli Gardens and Hadrian’s Villa, to ex-plore the Crypts and Catacombs and make a day trip to visit the Palace of Caserta near Naples. Of course we had to re-visit all the fa-mous sites of Rome, and from our centrally located hotel everything was within walking distance. Obvi-ously there is much to see and do in Venice and Rome, but that story will have to wait for another day.

After almost three weeks in Italy,

we had covered a lot of ground. We tasted wine and cuisine from many different regions, saw some of the most treasured art and archi-tecture in the world and learned a lot about the history of Italy. We visited many different geographic areas, showing us the diverse and always breathtaking, landscape within Italy. We spent quality time

with the “real” Ital-ians, sharing their homes, their food and their family sto-ries. And we learned that you can nev-er spend enough time in Italy, there is always more just around the bend.

If you are interested in visiting Italy with a custom tour for your own small group of friends and family (6-8 persons) Con-tact Janet Scraper at: [email protected] and I

will be honored to work with you. Arrow Discovery Travel and Enjoy-ing Aging are in the process of cre-ating the “Enjoying Aging Travel Club” which will feature special travel offers for Enjoying Aging Members. Please take the time to fill out our online survey on enjoy-ingaging.com and arrowdiscovery-travel.com and let us know what destinations you want to visit in the near future and your preferred travel style, so I can create itinerar-ies and offers that are of particu-lar interest to members. After we get your feedback, we will post information about these special offers on both websites and will feature some in the next issue of Enjoying Aging Magazine.

Marble Floor Cathedral of Siena

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Almost every family has a treasured recipe, handed down through generations, that is not only be-loved because it is delicious, but because it evokes memories of fa-vorite family get-togethers.

A family heirloom recipe book is a wonderful way to combine fa-vorite dishes and family folklore. According to Cheryl Wolf, a perfor-mance artist and graphic design instructor at The New England In-stitute of Art, "Family recipes are a valuable resource for a family his-tory. I have built an entire perfor-mance around my family's recipes and the stories they evoke! "Break-ing bread" together is life-affirm-ing. What better way to reach back and bring personal history to the present?"

Wolf adds, “A family recipe is also a family history, and can be a won-derful work of folk art.” For exam-ple, she says, take the opportunity to not only write down family reci-pes for generations to come, but

How to create a family heirloom cookbookBy Sunita Kaushal

include famous family stories (ev-ery family has them), photos and memorabilia as well.

But how to turn family culinary gems into actual recipes? Try these few tips: “Start with a family letter, asking everyone to send back one or more of their ‘specialties’ by a particular date. Ask those who can to reply by email so you can cut and paste recipes right into your final document.”

If you have a relative who never writes down recipes (it seems like all the best recipes are never writ-ten down), but rather cooks by "a dash of this, a little bit of that,” con-sider having someone in your fam-ily be the “helper,” and prepare the dish along with them. The “helper” should measure, guesstimate, and generally keep track of how the dish is prepared, including cook-ing times and temperatures. The “helper” should also be sure to ask about consistency, color, tex-ture and doneness. “This last bit

of information is always the most important part of passing along a recipe.” Once you have a written recipe, prepare it again according to the directions, and adjust the recipe as necessary to get as close as possible to the original.

When you are asking for recipes, provide everyone with a similar format. For example, ask family members to list the ingredients to be used in order, together with the quantities. Lay out the steps that are needed in order to make the item, and always add little com-ments about what to look for as the dish is prepared, and when it is done. It can be a lot of work, espe-cially with recipes that were never written down. But ultimately it’s

(continued on Page 16)

(continued from Page 15)

worth it because you will be saving an important -- and delicious bit of your family’s history.

Once you have the recipes, you will want to create a look for your cookbook that reflects your family. A simple way to do this is to include family memen-tos or old photos, along with the recipes. A simple way to share one-of-a-kind memora-bilia is to take them to a local copy center and make color copies.

“You can use the color copies you make as background, and print a recipe over the photo, or have the recipe on one page, and a photo on the facing page. You can also cre-ate a collage using items such as blue rib-bons (won for a cooking), tickets stubs or airplane tickets from a favorite trip that pro-duced a great recipe,”

For text, use simple fonts like Times Roman or Arial so that they are easy to read for all ages. Save decorative fonts for recipe titles or chapter headings. Consider creating a box -- with shading and borders -- for the recipe itself so that there is enough contrast between the recipe and any background artwork you use.

Write an introduction about the cookbook, its organization and how family respond-ed to the project. Be sure to date the book and have a table of contents so family and friends can easily find a favorite recipe. Here are a few of these suggestions for organizing

recipes:

* By category, for example, appetizers, soups, salads, entrees and desserts.

* By family, for example, grandmother, aunt and uncle, or cousin recipes.

* By holiday, for example, favorite dishes for the 4th of July, Thanksgiving or Labor Day.

To keep recipes easy to read and clean, con-sider putting them in plastic sleeves (avail-able in craft and office supply stores) and then in 3-ring binders. “This way, you can add a new recipe every year.”

Did you find this article useful? For more useful tips and hints, points to ponder and keep in mind, tech-niques, and insights pertaining to guides on cui-sines, culinary styles, recipes and more do please browse for more information at our websites.www.infozabout.com, www.cookery.infozabout.com, Article Source.

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Most articles about active adult retirement communities state this important fact: Baby boomers have turned 60. Some will choose to sell their homes for a variety of reasons: financial, to downsize, to be closer to children. As home-builders are building more retire-ment communities and discover-ing what features boomers want making them more appealing, more boomers are considering re-tirement at active adult retirement communities.Here are ten things you should know when you begin your re-search into active adult retirement communities:1) Choose an Area: First thing, de-cide where you would like to live by region, state and then city. Va-rieties of websites now cover this subject thoroughly and are very helpful. For instance, you might be wondering what it would be like to live in California. Find the com-munities listed under that area or city. The type of community we are talking about here will be cate-gorized as Active Adult and some-times Independent Living. Make a list of the active adult communi-ties you want to consider further. There are many types of active-adult communities so notice what kind it is. For example, some com-munities only have rental apart-ments, while some offer only RV’s or manufactured homes. Others have assisted living available but the most common is the outright purchase plus HOA (homeowner’s association) fees.2) Make a list of your wants and needs: Is a golf course necessary? What are your hobbies and can you pursue them there. What oth-er activities are there that you may wish to try in the future. Do you

Active Adult Retirement Communities: Ten Things to Know By Carol Fena

want a resort-type active adult community? Is having a college nearby important or your favorite medical facilities. How about scen-ery, is a view important to you? Make a list putting your highest priorities first.

3) Decide on your budget: Do you wish to purchase or rent. What is the homeowner's fee and what does it cover. Are there any other fees? Make a list of your total ex-penses. What is the policy regard-ing raising fees. Are there other active adult community plans that you find more desirable than out-right purchase. There are many types of financial plans; however, the most typical is purchase plus a fee. Some fees cover property tax and insurance, utilities, basic cable TV, security services, Clubhouse, and amenities such as fitness center and tennis. Usu-ally there is an extra fee for things like tai chi or yoga classes, golf, out-door pool, etc. For the greatest security, make sure you can cover your monthly expenses for the rest of your life.4) Make appointments to Visit: A good plan is to contact the com-munity or homebuilder and let them know you are interested. I find the retirement community will then send a gener-ous packet of informa-tion. Sometimes they may have a visitor's pro-gram offering a tour of the property and some-times an overnight stay at reasonable rates. Vis-iting gives you more de-tailed information.

5) During your visit, be obser-vant: Notice if the seniors greet you, appear happy and active and ask them if they like living there. Notice if the landscaping is well kept and beautiful. Is the building cleaned every week and do the fees include landscaping and cleaning your unit also or are you expected to do the yard work? What amenities are offered? Where do you put out your trash, is it a community laundry or in-side the unit you purchased. Are there assistants available to help with other concerns like in home cleaning or handyman projects? It may not seem like much but these little things make life a lot easier. Make sure the floor plan is easy to navigate and accommodates wheel chairs or walkers incase you sprang your ankle on the ten-


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nis courts. Are there any unique health programs for seniors such as restaurants serving a menu that is lower in fat, salt and sugar? Get the newspaper or activities calen-dar and ask if there are re-sales, check out the local real estate of-fice. They can also give you an ob-jective opinion on the community.6) Transportation for residents: Is there a shuttle bus? This is won-derful if you take the one car to work and your spouse stays home all day. You may not want the ex-pense of two cars anymore or any car at all. You don't want to be stuck in your home and no way to get around. How far is the shop-ping center? Can you walk?7) Grocery stores and major shopping: Is there a shopping center located nearby and where is the major shopping mall? Are groceries available within the

community and what about fuel for the car?8) Emergency Services and Hos-pitals: Fortunately, most active adult communities are located near these facilities since adult community homebuilders know it is important. However, some that are in more remote areas may not be near enough and you may have to weigh this in your decision.9) Security Services: What does this consist of? Is it an electronic gate only, a 24-hour manned gate, or manned gate and patrol? The manned gate plus 24-hour patrol is best.10) Choosing the community you like best: Narrow your list down to only one or two. Get the names of persons you came in contact with during your visit for any questions you may have later. You may wish to do a follow-up visit. Once you

are in a community, you will only then know how important hav-ing all these conveniences will be to you. Get more details on the community and maybe try to rent there first to try it out. Retirement communities usually have short-term rentals available. Choosing which adult community you will reside in will be easier than you think. The people you come in contact with at retirement com-munities are very gracious and helpful. Soon you will enjoy the new sense of freedom and plea-sure that only a great active adult retirement community can offer.

About The Author: Carol Fena, after many years of real estate employ-ment, resides in an active adult retirement community and enjoys writing articles about them for her website. http://www.bestguide-retirementcommunities.com

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Save Time, Money and Avoid a Fire Hazard, Clean Your Dryer Vent!By Rick Pocock

Have you noticed that it is starting to take longer and longer for your clothes to dry? Does a load of towels now take 2 or 3 drying cycles, and maybe still feel a little damp? If so, you’re probably also paying higher gas and electric bills than you used to.

The solution may be simpler than you think, and less expensive.Most people automatically think that the dryer itself is the problem, but it usually turns out that the vent-ing pipe that exhausts the dryer to the outside of the house has become clogged with lint. If your dryer cannot vent the heat and moisture in the clothes, then your laundry can’t dry. Over time, running the dryer this way will eventually create enough extra wear and tear on the dryer parts that it will ultimately lead to expensive dryer repairs. Worst of all, it also turns your dryer into a potential fire hazard.

Most dryers now have a safety feature that will either turn the dryer off or turn the dryer’s heat off if it senses that it is overheat-ing. This happens when there is a buildup of lint clogging the venting system. That is why it takes forever for your clothes to dry--the clothes will keep spinning but there is no heat. This is not a feature you should depend on, and the older dryers are

not as likely to have adequate safety systems which will shut it off or stop the heat.

Who do you contact to get the venting system brushed out and inspected? Believe it or not, most appliance technicians will only deal with the dryer itself and want nothing to do with what it vents through. Generally the people to contact are chim-ney sweeps, and it is highly recommended to use one trained as a C-DET (Certi-fied Dryer Exhaust Techni-cian) if you can find one in your area.

In addition to cleaning out the accumulation in the venting system, there are other ways to help keep you safe when using your

dryer. One of the main causes for buildup in the dry-er venting system is from forgetting to pull the piec-es of paper, wrappers or Kleenex from shirt and pants pockets before doing the laundry. Add to that the hair (human and pet), sand, jewelry, money, and just about anything else you can think of that will cause a blockage. The more of this kind of stuff that can be caught ahead of time and not allowed to get into the dryer, the better. It’s crazy what winds up in there!

The U.S. Consumer Product Safety Commission esti-mated that in the year 1998 alone there were 15,600 fires, resulting in 20 deaths and 370 injuries from dryer fires. The fire hazard, in many cases, is caused by the lint and paper that gets past the lint screen landing inside the dryer below the drum on the dryer floor. Have a qualified appliance repair person out to clean the interior of the dryer several times a year to minimize the chance of fire. Watch how the repair person does this. In some dryers, there is an access panel in the front of the dryer that can be easily re-moved so that the homeowner can do this. Clean the lint debris behind the dryer and keep combus-tible materials away from the dryer as much as pos-sible.

Lint should be removed from the lint screen before each load of laundry. In addition, the fabric softener pads or sheets are fine to use but they leave a chemi-


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cal film on the lint screen which will make your dryer harder to exhaust. Every few months, take the lint screen out, bring it to your kitchen sink and wash it with water, liquid dishwashing soap and a tooth brush.The flexible connector hose between the dryer and the wall should be made from aluminum and not

from flammable plastic. It should not be kinked or crushed, since this will also restrict the dryer’s ability to vent properly and will cause the dryer to overheat. It’s preferable that the connector hose only be long enough to go between the dryer and the wall with just a little bit of slack so that if the dryer is pulled out, the hose still stays connected.

If your dryer is located in a laundry closet or small room, the door to that room must be open while the dryer is running. A dryer needs the same amount of “in-take” air coming in as it exhausts out without having to work for it. If the dryer cannot get that in-take air, it may overheat. A dryer needs at least 100 square inches of oxygen, the equivalent of a 10" x 10" window. Also, if there is an exhaust fan in the laundry room, the fan should be off when the

(continued on page 22)

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Overheated Clothes Dryers Can Cause FiresThe U.S. Consumer Product Safety Commission estimates that in 1998, clothes dryers were associated with 15,600 fires, which resulted in 20 deaths and 370 injuries. Fires can occur when lint builds up in the dryer or in the exhaust duct. Lint can block the flow of air, cause excessive heat build-up, and result in a fire in some dryers.

•Clean the lint screen/filter before or after drying each load of clothes. If clothing is still damp at the end of a typical drying cycle or drying requires longer times than normal, this may be a sign that the lint screen or the exhaust duct is blocked.

•Clean the dryer vent and exhaust duct periodically. Check the outside dryer vent while the dryer is operating to make sure exhaust air is escaping. If it is not, the vent or the exhaust duct may be blocked. To remove a blockage in the exhaust path, it may be

dryer is running. Because of the high incidence of dryer fires, you should never leave the house or go to bed with the dryer running. We are a nation that multi-taskers and what better way to multitask than to put wet clothes into the dryer, run some errands and come home to a load of dry laundry. This is really taking chances and just not safe to do.

When looking for a company to clean the dryer vent system, make sure that the technician will use a brushing method to clean out the dryer venting system. Many companies simply use a vacuum or blower, which will not remove the lint accumulation in the venting

system. This becomes that much more essential if the lint is moist, since it takes on a consistency close

to Papier-mâché and will otherwise stick like paste to the inside of the pipe.

So if you are in need of this being done, just think about how much money you will be saving and how much joy it will put back into doing the laundry! Well, maybe that’s a slight exaggeration, but at least it will be a little less of a chore.About The Author: Rick Pocock and his wife Terri have been in the chimney sweep and dryer vent business in San Diego, California for over 14 complaint-free years! Please visit http://www.swedesweep.com and http://www.dryerventsbyswede.com for more information about the importance of having these services performed.

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necessary to disconnect the exhaust duct from the dryer. Remember to reconnect the ducting to the dryer and outside vent before using the dryer again.

•Clean behind the dryer, where lint can build up. Have a qualified service person clean the interior of the dryer chassis periodically to minimize the amount of lint accumulation. Keep the area around the dryer clean and free of clutter.

•Replace plastic or foil, accordion-type ducting material with rigid or corrugated semi-rigid metal duct. Most manufacturers specify the use of a rigid or corrugated semi-rigid metal duct, which provides maximum airflow. The flexible plastic or foil type duct can more easily trap lint and is more susceptible to kinks or crushing, which can greatly reduce the airflow.

•Take special care when drying clothes that have been soiled with volatile chemicals such as gasoline, cooking oils, cleaning agents, or finishing oils and stains. If possible, wash the clothing more than once to minimize the amount of volatile chemicals on the clothes and, preferably, hang the clothes to dry. If using a dryer, use the lowest heat setting and a drying cycle that has a cool-down period at the end of the cycle. To prevent clothes from igniting after drying, do not leave the dried clothes in the dryer or piled in a laundry basket.

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time to develop a plan,” Harrell said. “This program can help.”

At the core of the 50-50 Rule public education program is a family relationship and communication guide of real-life situations that features practical advice from

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“Any family that has cared for a senior loved one knows that problems working with siblings can lead to family strife,” said Todd Harrell owner of the local Home Instead Senior Care® office in Panama City. “Making decisions together, dividing the workload and teamwork are the keys to overcoming family conflict.”

The 50-50 Rule refers to the average age (50) when siblings are caring for their parents as well as the need for brothers and sisters to share in the plans for care 50-50. Research conducted for the Home Instead Senior Care® network reveals that an inability to work together often leads to one sibling becoming responsible for the bulk of care giving in 43 percent of families. And that can result in the deterioration of relationships with brothers and sisters.

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Since the earliest recorded history man has had a connection with canines. We love our furry friends and in most cases consider them part of the family. So the last thing we want is to see them suffer, or worse, lose them to something as innocent as leaving food laying around the house or giving them common table scraps.

The following are some human foods that should not be consumed by dogs:

Intoxicating Beverages, Such as Beer, Wine, and Spirits: Consumption of these beverages may lead to coma or possibly death. Symptoms of alcoholic beverage overdose may include excitement, depression, sadness, stumbling, cardiac arrest, and death.

Chocolate, Tea, Coffee, Coffee Beans: Their content of caffeine, theophylline, or Theo bromine affects the nervous system and the heart. Chocolate overdose symptoms may include excessive panting, hyperactivity, vomiting, diarrhea, irregular heartbeat, and death.

Grapes, Raisins: Kidney failure may be caused by an unknown toxin which is present in grapes and raisins. Symptoms of poisoning from grapes or raisins may include abdominal pain, vomiting, anorexia, diarrhea, and a halt in the production of urine and death.

Macadamia Nuts: An unknown toxin present in macadamia nuts may cause undesired affects of the nervous and digestive systems. They may also have negative affects on muscles. Symptoms may include muscle tremors, stiffness, weakness, sadness, gastrointestinal upset, vomiting, and lethargy.

Garlic, Onions: Onions and Garlic contain substances which damage red blood cells. Symptoms include anemia, lethargy, weakness, discolored urine, diarrhea, and vomiting. Processed, fresh, cooked, and powdered forms should be avoided.

Mushrooms: Different mushrooms contain different toxins which affect several body systems. Symptoms may include abdominal pain, shock, kidney failure, liver failure, hallucinations, diarrhea, vomiting, coma, and even death.

Prevention is the key, keep these foods away from your pet to avoid possible toxic poisoning and overdose. If your dog is suspected of eating any of these foods get them to a veterinarian immediately.

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As a hearing care professional who has been licensed to dispense hearing aids for nearly thirty (30) years, I have seen a tremendous change in products and technol-ogy. Body-worn instruments are a thing of the past. Custom molded hearing aids have gone from fill-ing the entire bowl of the ear to the ultra miniature “completely-in-canal” aid that is nearly invisible. Circuitry has gone from analog to digital or, in other words, simple to highly advanced. Today’s mod-ern devices offer features such as feedback cancellation, directional microphones, noise management, spatial sound, multiple programs and many more. As a result of these modern features, the style of these devices has changed back to an ultra-small over-the-ear size that can be fitted, in most cases, without the need for a custom mold that occludes the ear canal causing the familiar and often dreaded “barrel effect”. As a result,

WIRELESS CONNECTIVITYBy James Dame, BC-HIS

the level of user satisfaction with these new devices is unprecedent-ed and at an all-time high.

As digital electronics have ad-vanced in recent years, many nice features have found their way into direct application for the hear-ing impaired population. Prob-ably, one of the biggest successes involves wireless connectivity. Through wireless connectivity, the two hearing aids are able to communicate with each other. A simple benefit is that volume and program change is done jointly through the use of one control. Wireless connectivity also allows the more advanced products to analyze the environment and de-cide together how to best utilize the noise management algorithms and enhance speech understand-ing in the more complex listening situations. Another direct applica-tion of the wireless connectivity is in watching TV and using the telephone. Through the use of

a “streaming device” such as the Oticon Streamer or Phonak iCom and Bluetooth adapters that are connected to the TV or telephone, the hearing impaired individual receives the audio signal directly into both hearing aids for better volume and ease of understand-ing. The phone use includes cell phones which has been in the past a bit of a challenge. Music can also be streamed directly by using an ipod or other such devices.

Because of the success of these smaller, more advanced devices, we are seeing a younger hearing impaired population venture in to solve their hearing deficiency. Providing these younger patients with a device that is not only cos-metically appealing, but also able to provide features that meet the demands of an active lifestyle is important. Good news travels fast, so when you have found some-thing that works well, it’s easy to spread the word. As a result, the

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number of patients being referred to us is on the increase. The new more advanced devices with wire-less connectivity have been at the heart of this increased demand

In an article published on February 28, 2011 in the Journal of Gerontol-ogy: Medical Sciences, a new study reveals that nearly two-thirds of Americans age 70 and older have hearing loss. In addition, Dr. Frank Lin, M.D., Ph.D, a professor in the Division of Otology at Johns Hop-kins University School of Medi-

cine and a core faculty member in the Johns Hopkins Center for Aging and Health, who lead this study, also found hearing loss to be strongly linked to other health problems, such as cognitive de-cline, dementia, and poorer physi-cal functioning.

It is vitally important that hearing loss be detected and corrected as early as possible, so that greater success and satisfaction can be achieved. At Gulf Coast Hear-ing Centers, Inc., we offer a free

hearing evaluation. This provides a great opportunity to find out if hearing loss exists and if so, what are the available solutions. There is never any pressure or obligation to purchase. Advice and informa-tion is always totally free.

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ing before your stomach begs for mercy. And when you’re hungry again, truly hungry and not just needy for emotional comfort or relief from boredom, eat!

Who would have thunk it? You get to eat when you’re hungry!

Cravings, triggered by hunger, can be crushed, if you stop waging war with your hunger drive and start satisfying it by filling up on the best-for-you foods.

2. Fill Up on Good-Guy Carbs

For all the carb confusion, there is one glaring fact. All carbs are not created equally. The good-guy carbohydrates, sourced by whole, fresh fruits, vegetables, unrefined grains (brown rice,

Whether at home, work, or on the go, think ahead and keep healthy snacks with you at all times

7 Simple Strategies to Kill Cravings and Lose Weightby: Dr. Leslie Van Romer

Americans are well-aware of common addictions: smoking, caffeine, alcohol, amphetamines, prescrip-tion pain meds, and sleeping pills. However, most of us are blind to this country’s big-gest addiction of all: Food. The shocking truth is that too much weight now kills more people than cigarette smoking.

Yes, food is addictive – as we all can attest. Whether it’s a physical, mental, emotional, conditional, cultural, or all-of-the-above ad-diction makes no difference, we’re hooked. That’s why it’s so tough to beat those cravings that loudly lure us in, no mat-ter how much we try to think or talk ourselves out of them.

For some of us, it’s sweets that woo; for others, it’s salt. It can be greasy chips we choose, or diet pop we gulp. Bread soothes, meat rules, cheese pleads. Countless combos connive to command and control. And let’s not forget the dark devil himself, a seductive master who leaves us weak in the knees and vacant of sense…chocolate.

Whichever cravings hold you hostage, these sev-en strategies can help you escape – freeing you to lose weight, sidestep diseases, and build health.

1. Satisfy Your Hunger Drive

You must control your hunger drive to lose and maintain ideal weight – a mythical cultural man-tra you may believe. When you fail to control your hunger and give in once more to your cravings, you feel inherently weak, lacking will power and self-control. Delete that myth from your brain. Your hunger drive cannot be controlled. It is a natural instinct, and, like all human instincts, it keeps you alive.

When you’re thirsty, you drink. When you’re sleepy, you sleep. When you’re hungry, guess what? You should eat. Simply fill up on the right foods that satisfy your hunger drive (see Strategy #2). Yippee! You are now free to eat until you’re full.

Remember to listen to your brain and stop eat-

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not breads) and legumes, satisfy your hunger drive, thereby calming cravings. When one of your goodies, but baddie screams at you, whether mid-afternoon or during evening T.V. viewing, eat and fill up on na-ture’s best-for-you foods first, and be amazed by the fading of the craving.

Hint: For cravings to disappear, you must eat enough of the best-for-you foods to really and truly fill you up.

3. Ditch Bad-Boy Carbs

On the other hand, the bad boys incite cravings. Steer clear of them. Scout them out and ban them from your house, workplace, and car. As experience teaches, the more refined sugar, desserts, baked goods, breads, salty snacks, and chocolate you eat, the more hooked you get. If they are out of sight, they are much easier to avoid.

The natural sugars and sodium (nature’s salt), wrapped up in nature’s perfect, nutrient-dense pack-age of fruits, vegetables, unrefined grains, and le-gumes, are your biggest allies to successfully fight and conquer cravings. When cravings call, be sure to first load up on these foods, especially whole fruits and vegetables, to render those sabotaging urges powerless.

4. Graze on Fruit for Breakfast

Fresh fruit expedites your freedom from cravings. The challenge is – eating enough fruit in a day when tra-ditional food faves demand front and center stage. Rather than breakfasting on the typical bad-boy carbs which trig-ger cravings (dried-up cereal from a box, quick oats, brown-colored white toast, pancakes, pop tarts, pastries), fat-laden bacon and eggs, or just a cup of pick-me-up-then-crash-me-down, why not jump out of the breakfast box and fill your stomach with nature’s best craving crushers – fresh fruits?

Pay attention to your hunger drive and eat enough whole fruits, (approximately four to ten)

to fill you up and satisfy you. Grazing on whole fresh fruits until noon helps shut the gate before the crav-ings get out of the barn, gain momentum, and sneak an attack on you later in the day. Try it and see how many whole fresh fruits fill you up and behold your incredible shrinking cravings.

5. Keep Healthy Snacks Handy

Whether at home, work, or on the go, think ahead and keep healthy snacks with you at all times – cut-up veggies, fruit, and raw, unsalted nuts and seeds. That way, when cravings start crooning, your fortifi-cations will stop them dead in their tracks.

6. Stop the Diet-go-Round – Forever

Sure diets work, for a while – until they don’t. But they are excellent at one thing – adding red-hot fuel to your cravings.

First, diets deprive you of your food faves - until you can’t stand it, give in, and sneak them back into your life. Second, diets restrict calories and portions, leav-ing you hungry, making you crave more, and build-ing that food frenzy to a height that consumes your thoughts and your life until…you give in. Third, diets often limit the major nutrient, carbohydrates. With a shortage of good-guy carbs, cravings take control, and you grab the first bad-guy carb in sight. The re-sult: you feel like a hopeless failure one more time.

So the next time you’re tempted to diet, just remem-ber one thing: Diets Don’t Work!

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7. Add and Wiggle!

Okay. Let’s face it right now. You’re not perfect. You will never be perfect. Nor do you have to be perfect to finally be free from food cravings. So give yourself some wiggle room. Instead of proclaiming that you’re never ever going to be seduced by one of your food friends again (that’s not going to happen so why go there?), try a new strategy.

Think addition, not subtraction. In other words, in-stead of trapping yourself in a restrictive food-box of “can’t haves,” depriving yourself from the get-go, think about which foods you “get to” add to your day that will give you the most nutrition for your calorie buck. These are the very same foods – fruits, vegeta-bles, whole grains, and legumes – that will short-stop those cravings that have enslaved you for decades.

Then follow the 80/20 Rule. Eighty percent of the time when meals and snacks are routine without holidays, birthdays, or get-togethers, add and fill up

first on those best-for-you foods. The other twenty percent of the time, don’t worry about it and wiggle! Just beware you don’t wiggle too much.

No matter how diligent you are at incorporating these 7 Strategies into specific action steps in your daily life, if you are a mere mortal, there will be times when a goodie but baddie food will hop into your open-like-a-baby-bird mouth when you least expect it. No worries, with persistent mindfulness, time, and patience, you can unlock that trap door, free yourself from cravings, and build your body-dream-come-true.

About The Author: Dr. Leslie Van Romer, author of the weight-loss book, “Getting Into Your Pants,” is a chiro-practor, speaker and expert in weight loss, diet and nutrition. She empowers individuals with direction and hope to lose weight, boost health and feel good about themselves. For information, visit http://www.gettingintoyourpa

(continued from page 29)


Not having enough money for a comfortable retire-ment tops the list of financial concerns among ag-ing Americans, according to a recent Gallup Poll. It even outweighs peoples’ worries about having a se-rious illness or accident. With statistics showing that Americans can expect to live 20 or more years after reaching retirement age and our longevity continu-ing to inch upward, these fears could be well found-ed. Three out of 10 American workers haven’t saved at all for retirement, and among those who do, many have not saved enough, according to another study. The study showed that three out of 10 workers age 55 or older have saved less than $25,000.

Many of us plan to work past the normal retirement age. But at this rate, we may not have a choice. Some of us in the Baby Boom generation can expect to work beyond age 65, whether we want to or not. There is an alternative to having to work full-time until we’re in a wheelchair. It’s also a smart choice as we get past age 50 and want to slow down a bit, but still stay active and stimulated. And that’s to gradu-ally make the transition from working full-time as an employee to being in business for ourselves on a contract or per-project basis. By planning ahead, you can gradually turn your job skills into a “micro-business” while you are still employed. If you have worked in a specific industry for 10, 15 or more years, you are ideally suited for this type of transition. You can set up a home office in a spare bedroom of your home, get the equipment you need and gradually establish your business. When the time comes and you want to make the change, you can do it on your own terms – often by negotiating a contract with your existing employers for 50 percent of your time.

Can A Micro-business Help You Enjoy A Better Retirement?By Barnaby Kalan

There are other ways to make the change, such as negotiating with your employer for a reduced work week, or working from home as a “Tele-worker” for a few days a week. Still others have begun their pri-vate practice by moonlighting – doing a few projects for other clients on the side at night or on weekends in the year leading up to their departure, and build-ing up a clientele that way.

Provided such work isn’t prohibited by your full-time employment contract, it’s another smart way to get started. Enjoy The freedom Being your own boss means you get to choose how hard you work and how much you are compensated. If you want to earn extra cash for an upcoming trip or purchase, you can work a few extra hours per week or take an extra project. If you want to take four weeks off and visit friends in Florida, simply plan ahead, keep your clients informed, and off you go.

Perhaps that’s why, according to an independent study, 16 percent of people over 50 were self-em-ployed, compared with 10 percent of the general workforce. Plus one-third of self-employed seniors were first-time entrepreneurs who began their busi-ness after turning 50 and spending many years work-ing for other people.

Being in business for yourself… especially after a lifetime of being an employee for a larger organiza-tion… is the next best thing to being financially in-dependent while still earning a living.

You can scale back your hours worked per week to ease into retirement. Or work in bursts of activity to earn extra money for special purchases or travel. And the best part is… it often doesn’t even feel like “work”

anymore.

About The Author: Barnaby Kalan is an award-winning copywriter and direct marketing consultant who also helps people launch and build their businesses. His book Out-sourcing Yourself reveals the safest, smartest ways to turn your current job skills into a six-figure income as a self-employed freelancer or consultant. For details, visit www.outsourcing-yourself.com

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National Marrow Donor Program the Gift of LifeBy Raye Lynn Apple

Every year, more than 10,000 patients in the U.S. are diagnosed with life-threat-ening diseases such as leukemia or lymphoma, and their best or only hope of a cure is a transplant from an unrelated adult donor or umbilical cord blood unit.

Most patients (about 70 percent) in need of transplant do not have a match-ing donor in their family. They depend on the Be The Match Registry, op-erated by the National Marrow Donor Program (NMDP), to find a match.

In 2010, nearly 4 out of 10 patients in the U.S. received the unrelated trans-plant they needed. Barriers to transplant include lack of access to health care, no or limited insurance coverage, lack of timely referral for transplant, decline in health status, and inability to find a matched donor or cord blood unit.

The NMDP facilitated more than 5,200 marrow and cord blood transplants in 2010. Since it began operations in 1987, the NMDP has facilitated more than

43,000 marrow and cord blood transplants for patients who do not have matching donors in their families.

The Be The Match Registry provides access to 9 million potential donors and more than 185,000 cord blood units. Through partnerships with international registries, the NMDP provides additional access to more than 7.5 million donors and 365,000 blood units.A patient’s likelihood of having a donor on the Be The Match Registry who is willing and able to help save a life is estimated to range from 66 percent to 93 percent depending on race or ethnicity.

On average, 60,000 new potential donors join the Be The Match new Registry each month. Nearly 723,000 new potential donors joined in 2010; of those, 40 percent were from diverse racial and ethnic communities.

In the summer of 2009, during a local hospital spon-sored blood drive I attended, I updated my current vital statistics with the National Marrow Donor Pro-gram (NMDP). As part of the processing, a swab of my cheek was required to identify any cells for a po-tential match. A donor must be between the age of 18 and 60 and be willing to donate to anyone in need, and meet all the health guidelines. When you join the NMDP registry you agree to consider donat-ing cells from your marrow or blood to help a pa-tient anywhere in the world. The cells taken from my cheek were tested to find my tissue type and the results were listed on a computerized registry. In December, 2009, a doctor searching the registry chose me as a best match for a patient who needed a transplant. A transplant requires careful match-ing and when a family member match is unavail-able the search starts to find an unrelated donor.

In agreeing to become a donor it required a commit-ment of time in order to complete the “work-up”. This time may last from 3 weeks to several months. In my case, my work-up lasted about two months. Several

steps were required including a lengthy information-al session with a donor representative who is affili-ated with the blood center where I would eventually make my donation. The session included detailed information regarding the donation experience and the risks and side effects associated with the proce-dure. I received information about the recipient’s disease and chance of successful transplant. After the information session was completed I was given ample time to ask questions and voice any concerns. In a few weeks I was scheduled for a physical exam, to include a health history, electrocardiogram (EKG), chest x-ray, and various blood tests. Two to four trips for blood samples was required to test for various disease markers in order to make sure that I or my re-cipient would not be harmed by me giving my blood cells. After being cleared to donate it was decided that it would be most beneficial for my recipient to receive peripheral blood stem cells (PBSC). These are blood forming cells that circulate in the blood and can be separated from the blood and donated to a recipient similar to a blood transfusion. This type of donation is requested by physicians 76% of the time.

“My Story”

Facts from "Be the Match Registry/Be the Match.org 1-800-MARROW-2"


My schedule for donating was March 23, 2010. At the time, I was 57 ½ years old. The nearest facility for this type of collection was in Gainesville. All expenses associated with the collection, including travel, meals, and incidentals were covered by the NMDP.

In order to stimulate these blood forming cells to move out of the marrow into the circulating blood to be collected, I needed injections of a drug called FILGRASTIM daily for five days. Fortunately, I have been a registered nurse for over 35 years, so after the initial injection given at a physician’s office, I was able to self inject the medication required. The injections are required for four days prior to the donation and one on the day of donation.

Upon arriving in Gainesville on March 22, I was met by a corporate marrow coordinator affiliated with the community blood center coordinating the procedure. She maintained very close contact for the duration of the donation. I received further counseling and toured the facility where I would donate my stem cells. The nurses and other medical professionals were very helpful and made me feel very comfortable with my decision. The nurses inspected my veins to be sure that they would accommodate the needles for the donation the next day. On March 23, 2010 I was taken to the area where I was to undergo a procedure called APHERESIS. This is the procedure where a needle was placed into both arms. My blood was removed from a vein in one arm through tubing into a blood cell separator m a c h i n e . The blood was spun at a high speed and the cells s e p a r a t e d into layers. The machine collected blood-forming cells, platelets, and some white blood cells. The plasma and red blood cells were all returned to my body through the other arm while the blood forming cells were put into a bag. All the tubing used in the machine was sterile and used only once for my donation. Sterility was maintained throughout the procedure. In my case, one Apheresis donation was required and took approximately six hours. The nurses made sure I was comfortable in a large reclining chair and medications were available to treat any adverse effects including

anxiety or pain. The procedure was essentially pain free. The only discomfort I experienced was due to muscle pain as a result of the injections of FILGRASTIM. Any pain was completely dissipated within 24 hours. I experienced only minimal bruising from the needles.

The NMDP and donor center staff care very much about your safety and want to know about the details of your recovery. My donor center coordinator contacts me on a regular basis and asks about my physical condition. The NMDP is committed to protecting the privacy of both patients and donors. I was told only that my recipient was 46 years old, male, and had a form of leukemia. We have been able to communicate through my corporate marrow coordinator sharing only very general information. To date, I have received two correspondences and two gifts of appreciation from my recipient. The last letter I received was on Christmas Eve, 2010. He shared with me that he was cancer free and was anxiously waiting to celebrate New Year’s with his wife. What a wonderful Christmas gift! With the one year anniversary upon us we hope to be able to share more information. If both parties agree, direct contact between patient and donor can occur at one or more years after the transplant. I have been in contact with my coordinator to see if this is possible. This experience was so gratifying to know that a seemingly painless procedure can save the life of another. Even at my age I could make a difference.

On a very personal note, as a wife of 33 years, the mother of a wonderful 26 year old son, the eldest of six siblings, cancer has invaded my life. My father was diagnosed in November 2009 of an inoperable lung tumor just a month before I was contacted by the registry. He has struggled with the chemo and radiation and is now living with the realization that this evil disease will eventually take his life. I know that there was no magic pill to help him, thus the belief that the call from the registry came at an opportune time to save the life of another. I have encouraged others to get involved and be tested; you never know when you too may be touched by a disease that can be cured with just a swab of the cheek.

Contact any local blood bank to get information about the NMDP. You can also contact the BeTheMatch.org or call 1-800-MARROW2.



In recent years we have seen property values soar dramatically then drastically decline. Investment returns have been modest, gas, food and healthcare prices have risen and Medicare benefits are slowly being taken away. This has created a situation where a lot of seniors are finding themselves in the position of being house rich and cash poor. These cash strapped seniors are looking for ways to increase their retirement income while continuing to live in their homes. These retirees find that their options are limited, and in most cases require them to risk their home. Enter the reverse mortgage with many advantages over other, less desirable, options.

No Payments with Reverse Mortgages! The biggest advantage of a reverse mortgages is not having to make payments as long as you continue living in your home. In fact, this is the number one reason that seniors choose reverse mortgages. Almost 80% of reverse mortgage borrowers use a reverse mortgage to pay off their current loans in order to eliminate their house payments. Let's say your property appraises at $120,000 and you only owe $50,000 on your mortgage and you borrow $80,000 with a reverse mortgage. This would pay off and eliminate the payment on the mortgage and provide you with $30,000 to use as you please.

Remain in your home with a Reverse Mortgage! The second advantage of reverse mortgages is the ability to live in your house as long as you like. The great thing about this is the amount you owe on the reverse mortgage can never be more than the house is worth. Let's say you live to 115 and have selected to receive a $300 a month payment for life from the reverse mortgage. The amount received from the reverse mortgage payments could be substantially higher than the value of your home, yet the amount owed will still only be the value of the home. In this situation, FHA insurance will cover the difference.

Reverse Mortgage Withdrawal Options! Another advantage of a

Advantages of Reverse MortgagesBy Charles Kirkendall

reverse mortgage is the different withdrawal options that you are able to choose. These options include lump sum distributions, line of credit, or monthly payments. So if you were eligible to borrow $80,000 on a reverse mortgage, you could select to receive $30,000 up front to cover current expenses, hold it as a line of credit that you can use whenever you need it, or receive a regular monthly payment. This flexibility of reverse mortgages can significantly improve you financial independence during retirement.

Tax-Free Nature of Reverse Mortgages! Another advantage of a reverse mortgage is the tax-free nature of the loans proceeds. The American Bar Association guide to reverse mortgages advises that generally the IRS does not consider loan advances to be income. This means that all the money from the proceeds of the reverse mortgage end up in your pocket. With these features, reverse mortgages are definitely an option to consider if you are looking for ways to supplement your current income.

As with any financial decision, you should always seek the advice of a trained professional, such as a reverse mortgage counselor, to evaluate and determine if a reverse mortgage is right for your situation.

About The Author: Charles Kirkendall writes articles on reverse mortgages and other senior financial issues. Visit reverse mortgages http://reverse.settle-today.com for more information and resources.

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Mortgage expert Cary Coker of Pensacola, Florida, is a familiar face on local television and the voice of “The Legacy Lending Radio Show.” Coker recently commented, “I believe a home is meant to house people, not money.”A reverse mortgage allows qualified senior-homeowners to access the equity in their home and to live mortgage-payment free for as long as they reside in that home!

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Please help our national economy by supporting your local Entrepreneurs. We know how dishearten-ing it can be to have to deal with, shall we say, less then reputable businesses. Just like you we appreciate timely returned phone calls and the appropriate use of language from kind and courteous merchants. We have screened each of our sponsoring merchants to make sure they know how to treat you right.

Enjoying Aging DirectoryA Directory You Can Trust

If you have had a good experience with an Enjoying Aging Preferred Merchant and would like to share it with others. Send your comments to: EA Comments, P.O. Box 1765, Lynn Haven, FL 32444, E-mail to [email protected] or call 850-960-8880.

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Dry Cleaning





Health & WellnessHerbalife Independent Distributor..850-277-22231812 S Hwy 77, Suite 102, Lynn Haven, FL, North end of Lynn Haven Winn Dixie Shopping Center. E-mail................................................BHNutrition@att.net www.bluehousenutrition.com


GiftsChristian Bread Basket...........................850-271-00361812 S Hwy 77, Suite 113, Lynn Haven, FL, North end of Lynn Haven Winn Dixie Shopping Center. [email protected] www.christianbasket.com See Ad on page 20


Arias Artifacts, Inc.


Beachwalk Center 7131 West Highway 98, Panama City Beach, FL 32407 850-230-8100, www.ariasartifacts.com

Guns and AmmunitionFitness Centers

Body Works Fitness Center..................850-913-8799742 West 23rd Street See Ad on page 65 Panama City, Florida 32405 www.bodyworks247.com


Funeral Homes

Brocks Home Town Funeral Home...............874-08185907 Hwy. 22 East, Callaway, FL 32404

850-874-0818

Hair ReplacementHair Replacement Center......................850-763-11832639-A Lisenby Avenue See Ad on page 34 Panama City, FL 32405 www.hairreplacementpc.com


FloristMimi’s Florist...............................................850-249-60097906 Front Beach Road Panama City Beach, FL 32407www.mimisflorist.com [email protected]


Kennedy Enterprises..............................850-832-4102P.O. Box 19396 See Ad on page 27 Panama City Bch., FL 32417 E-mail.......................................thejoekennedy@aol.com

MetLife (David Smith)..............850-785-6156 ext. 2411 West 23rd Street, Suite B-3 See Ad on page 50 Panama City, FL 32405 E-mail......................................jdavidsmith@metlife.com

Financial Services



Hospitals/Rehabilitation CentersHealthSouth Rehabilitation Hospital...850-914-86001847 Florida Avenue See Ad on page 66 Panama City, FL 32405 www.healthsouthpanamacity.com

AccessibilityFixturesInstalled

HandrailsDoorways

Kitchens/Baths

Home Improvements

Earnest Watkins Construction............850-527-7733E-mail................................watkinsdesign@comcast.net www.earnestwatkinsconstruction.net


Home and Hearth

C a l l J e n n i f e r a t 8 5 0 - 5 2 7 - 6 6 7 9

E-mail: [email protected]

~ Great Value ~Excellent Scents!

Mistletoe Kisses • Pecan Pie • Pumpkin Pie

Special RequestAvailable All your Christmas Favorites


CareMinders Home Care.......................850-248-22732518 Highway 77 Suite B Lynn Haven, Florida 32444 See Ad on page 51 www.careminders.com

10% Off For All EA Members with Contract.

Home Health Care Services (Non-Medical)

Home Instead Senior Care...................850-522-1919284 Forest Park Circle Panama City, FL 32405 See Ad on page 24 www.homeinstead.com

15% Off First Ten Hours For All EA Members.

Home Helpers Health Care Services....850-866-032910% Off for All EA Members With Contract.

Home Health Care ServicesAmedisys Home Health Care..............850-763-73373009 Hwy. 77, Suite K Panama City, FL 32405 See Ad on page 17www.amedisys.com

Audiology Consultants........................850-784-4327201 Forest Park Circle See Ad on page 21Panama City, FL 32405 www.pcaudiology.com

Hearing Aids

Gulf Coast Hearing Aid Centers........850-784-43272232 St. Andrews Blvd. (Hwy 390) Panama City, FL 32405 See Ad on page 26 www.gulfcoasthearing.com


Panhandle Helicopter.......................850-230-208015726 Front Beach Road Panama City Beach, FL 32405 See Ad on page 18 www.panhandlehelicopter.com


Helicopter Tours

Emerald Coast Baths, Re-Bath............850-588-846619201 Panama City Beach Parkway Panama City Beach, FL 32413 See Ad on page 55 www.emeraldcoastbaths.com

10% Off For All EA Members.

922 Ohio AvenueLynn Haven, FL 32444Store 850-265-2442Fax 850-271-8675

JULIAN RAY ADAMS, JR.DAVID ADAMSRegistered PharmacistsConsultant Pharmacists

MARY SUE ADAMS, RNRAY ADAMS IIIBusiness Mgr, CtF

• C o m p o u n d i n g • O s t o m y• U r o l o g i c a l • W o u n d C a r e

• Q u a l i t y V i t a m i n s & H e r b s• C o m p r e s s i o n H o s e

ADAMSPHARMACY

Hospital Equipment & Supply, Pharmacies

Buy Rite - Cooper’s Drugs.....................850-785-0251700 East Bus. Hwy. 98, Panama City, FL 32401

$5.00 off new or transferred prescriptions EA Members discount coming soon.





Medical Services of Northwest FL.....850-233-3384123 W 23rd St. Panama City, FL 32405 [email protected]

Nursing Care

Passport, Visa & Shipping ServicesThe UPS Store.............................................850-249-2597 1016 Thomas Drive, Panama City Beach, FL 32408See Ad on page 15

10% Off for All EA Members.The UPS Store.............................................850-236-877913800 Panama City Beach Pkwy., PCB, FL 32407 [email protected]


Medical TransportationEmerald Coast Medical Transport.....850-769-9611Panama City, FL, 32404 See Ad on page 23E-mail........................................ecmt@mediacombb.net


Su Lin’s Health & Harmony...................850-914-91775614 Lilly Street See Ad on page 65Callaway, FL 32404


Massage Therapist

Sandra Kay Waller.....................................850-276-1932Lic. Massage Therapist/Facial Specialist 2143 West 29th Street See Ad on page 48 Panama City, FL 32405 [email protected]

Panhandle Key & Safe............................850-769-30301451 Jenks Avenue See Ad on page 54 Panama City, FL 32401

Key & Safe

InsuranceGreat Florida Insurance.........................850-784-16881714 West 23rd Street (Across from Sam’s Club) Panama City, FL 32405 See Ad on page 61E-mail..........................................greatfla6@hotmail.com www.panamacity.greatflorida.com/myagency.aspx

Surf Jewelers..........................................850-236-64847121 Hwy. 98 (Beachwalk Center)Corner of Hwy. 98 & Thomas Drive Panama City Beach, FL 32407


Jewelers

The Sterling Sun....................................850-588-70658730 Thomas Drive #1104cPanama City Beach, FL 32408 www.thesterlingsunpcb.com


Hershey’s Ice Cream Parlor

7012 Thomas DrivePanama City Beach

Open Daily“A cone’s throw from the Gulf of Mexico”

New Owner

Ice Cream

Legacy Lending.......................................850-470-9898430-A Bayfront Parkway See Ad on page 35 Pensacola, FL 32502 www.legacyloans.net

Mortgages (Reverse)

Marine ServicesGary’s Marine Service of NW FL.........850-348-11161320 N. Tyndall Parkway Panama City, FL, 32404 www.outboardmotorspanamacity.com



Pressure Washing/LandscapingClean Cut Services....................................850-766-4778Panama City, FL 32405 [email protected]


PotterySouth of the Border Imports...............850-230-131619991 Panama City Beach Parkway Panama City Beach, FL 32413 See Ad on page 25www.southoftheborderpcb.com


The Vegetable Bin....................................850-265-17127307 Hwy 77 See Ad on page 53 Southport, FL 32409


Produce Market

Pet GroomingSandi’s Dog House - Pawsitively Paradise Pet Salon - by Natasha................................................850-769-17342413 Hwy. 231 Panama City, FL 32405


PhysiciansDermatology Associates..........850-769-SKIN (7546)1900 Harrison Ave See Ad on page 16 Panama City, FL 32405 www.769skin.com

10% Off Botox & Fillers for All EA Members.Medical Cosmetic Center.....................850-872-17772100 Northside Drive, Suite 403 Panama City, FL 32405www.vincentiversmd.comMullis Eye Institute.................................850-763-66661600 Jenks Avenue See Ad on page 22 Panama City, FL 32405 www.mulliseye.com

Contact Robert Reheiser at your local Panama City Office for an appointment today

872-8118The Nationwide Pest Control Experts

www.terminix.com10% Off for All EA Members.

Pest Control

Dwight Hicks Realty................................850-215-1616500 Harrison Avenue Panama City, FL 32401 E-mail..............................................dwight@dch500.com www.dch500.com

Real EstateCounts Real Estate Group, Inc............850-248-36153009 Hwy. 77, Suite H See Ad on page 65 Panama City, FL 32405 [email protected] www.CountsRealEstate.com

Jalal K. Sidani, DPM...............................850-769-1055Active Foot Care See Ad on page 58 2563 Huntcliff Lane Panama City, FL 32405The Eye Center of NW FL......................850-784-39372500 Martin Luther King Jr. Blvd. Panama City, FL 32405 www.eyecarenow.com

See Ad on Back cover

Restaurants

Four Locations to Serve You41 west 4th st., 32404,.....................................850-215-7501 328 S Tyndall pkwy., callaway 32404,.........850-215-7566 Tyndall AFB food court,..................................850-286-1400

533 Richard Jackson blvd., PCBeach 32407, ph on fri15% Off for All EA Members + Free Smoothie Upgrades

Bagels Cream Cheese Fresh Bread

Salads Bagel Chips

Smoothies

6-3 Mon. - Sat.TheBagelMaker.com

Beef ‘O’ Brady’s.........................................850-249-15511# 13800 Panama City Beach Pkwy. Suite 110-111 Panama City Beach, FL 324072# 2310 S. Hwy 77, Suite #350.............850-271-0064 Lynn Haven, FL 32444 3# 842 N. Tyndall Pkwy...........................850-215-3905 Callaway, FL 32404 http://hosted.where2getit.com/beefobradys/?form=locator_search&addressline=32444






House of Chan...........................................850-522-88281518 West 15th Street See Ad on page 46 Panama City, FL 32401


J Michael’s...................................................850-233-20553210 Thomas Drive See Ad on page 5 Panama City Beach, FL 32408 www.jmichaelsrestaurant.com


5614 Li l ly StreetCallaway, FL 32404 850-747-0052

Traditional Japanese Foods, Sashimi, Sushi, Teriyaki, and Tempura. Also a Hibachi Special, House Special Rolls and daily lunch specials, (Bento Box, Lunch Roll Combo). Tea, Beer, Sake and Plum Wine.


JAPANESE CUISINESUSHI BAR & GRILLwww.okinawasushionline.com

Pier 77.....................................................850-235-30803016 Thomas Drive See Ad on page 30 Panama City Bch., FL 32408http://pier77pcb.com/index.html


Shrimp City.............................................850-235-40993016 Thomas Drive See Ad on page 49 Panama City, FL 32408http://pier77pcb.com/shrimpcity.html


My Thai Asian Bistro................................850-784-0120301 Cherry St. See Ad on page 29Panama City, FL 32401 [email protected]


Paparazzi Pizza.......................................850-277-07832310 Hwy 77 (Publix Shopping Ctr.) Lynn Haven, FL 32444 See Ad on page 63www.cafepaparazzi.com


Lin’s Asian Cuisine II................................850-233-656611160 Panama City Beach Pkwy. Suite 407Panama City Beach, FL 32407 See Ad on page 56 www.linsasiancuisine.com


Jin Jin 88......................................................850-235-883511560 Panama City Beach Pkwy. Panama City Beach, FL 32407 www.jinjin88us.com See Ad on page 57


Gyro Cafe.....................................................850-747-8999665 W. 23rd Street Panama City, FL 32405www.gyrocafepc.com


Restaurants (Continued)

Spicy Noodle Beachside........................850-234-330013312 Front Beach Road See Ad on page 36 Panama City Beach, FL 32407 www.spicynoodleitalianbistro.com


Local's Beach Front Dining,one bite and you’re

16201 C Front Beach Rd. - Panama City Bch., FL 32413www.pierpark-hookd.com [email protected]


850-233-8232





RV Connections........................................850-763-69103926 E. 15th Street See Ad on back inside cover. Panama City, FL 32404 www.rvconnections.com

10% Off Accesories+ Free Roof Inspection For All EA Members.

WinesThe Purple Grape......................................850-249-3232928 Thomas Drive See Ad on page 52 Panama City Beach, FL 32408

Buy 1 Get 2nd 10% Off for All EA Members.

Travel PlannersArrow Discovery Travel..........................954-525-7753E-mail.......................janet@arrowdiscoverytravel.com www.arrowdiscoverytravel.com See Article on pages 8-14

Free Custom Itinerary for All EA Members.

Skin CareLinda’s Skin Care.......................................850-872-79072404 A. Ruth Hentz Avenue Panama City, FL 32405 E-mail.....................................lgrindeland@comcast.netwww.lindaskincarepro.com


RV Dealers

HOLIDAY onWHEELS

850-785-15664100 West 23rd Street

Panama City, FL [email protected]

of Panama City

RVSuperstorE

New & UsedParts & Service


www.HolidayonWheelsrvs.com

Taco Casa.....................................................850-769-2511Panama City Mall


The Cheese Barn.....................................850-785-3030416 Harrison Avenue Panama City, FL [email protected]


If you have had a good experience with an Enjoy-ing Aging Preferred Merchant and would like to share it with others. Send your comments to: EA Comments, P.O. Box 1765, Lynn Haven, FL 32444, E-mail to [email protected] or call 850-960-8880. Thank You.

RV of Panama City...................................850-872-79072135 Hwy. 231 See Ad on page 47 Panama City, FL 32405 E-mail.....................................rvofpanamacity@live.comwww.rvofpanamacity.com

Taco Casa....................................................850-784-7776663 W. 23rd St. Across from Big Ten Tireswww.tacocasapc.com


Tent Rentals & AccessoriesWoodham Rentals....................................850-722-62862820 N. East Avenue See Ad on page 63 Panama City, FL 32405 [email protected] www.woodhamrentals.com

10% Off Rentals for Planned Events and all Flags & Poles for All EA Members.

Restaurants (Continued)Spicy Noodle Italian Bistro...................850-231-095513667 E. Emerald Coast Pkwy. See Ad on page 37 Panama City Beach, FL 32413 www.spicynoodleitalianbistro.com



and much more. With all these benefits and the money saved as an EA member, we help them celebrate the joys of their retirement or pre-retirement years.

Enjoying Aging Website: Stay up to date on the latest news, information and current local events on the www.enjoyingaging.com Website. Sponsored by our preferred merchants, our free monthly E-mail newsletter will keep you informed and entertained between quarterly releases of the Enjoy-ing Aging Magazines. You will find special offers from our preferred merchants, calculate mortgage payments, play games, check weather and learn everything necessary for Enjoying Aging through the Senior Resources links. Games and puzzles are updated daily so be sure to visit often to view the latest updates and additions to the site.

Membership EnrollmentWelcome to Enjoying Aging Membership Enrollment

Membership in Enjoying Aging provides many features and benefits, including:

“SAVING MONEY IN PANAMA CITY HAS NEVER BEEN SO EASY”

Discounts from local merchants. As a way to say thank you and give something back to a generation that has given and continues to give so much to our community, many Panama City and surrounding area businesses have joined the preferred merchant list of Enjoying Aging to offer special discounts or incentives to our members.

Information, Education, Entertainment, these are just a few of the reasons why, with the help of the Enjoying Aging Magazine and Website, our readers live longer, healthier, more meaningful and productive lives. We are dedicated advocates for the betterment of senior lifestyles and help them to successfully navigate the challenges of aging through topics such as:

• Medical Benefits • Medicare and Long Term Care Ins.• Health & Diet • Self Help• Finance • Mortgage• Entertainment • Pet Care

Arrow Discovery Travel and Enjoying Aging are working together to bring you the new Enjoying Aging Travel Club. Check the Website often for the latest updates and the anticipated launch date.

Save money at these and other fine merchants:

• Gulf Coast Hearing • Lumley Plumbing• J Michael Restaurant • RS King Refinishing• RV Connections • Terminix

Agingwww.

.com

..Enjoying Aging Is Essential


##

Enrollment is easy just fill in the form below or go online and go to www.EnjoyingAging.com and click on the Membership Enrollment tab. When you consider the savings you’ll receive from local merchants on the products and services you use and enjoy each day, the $14.95 per year, or just $1.25 per month, mem-bership and magazine subscription fee is without doubt the best value you’ll receive all year. Please visit www.EnjoyingAging.com regularly to see who has been added to the most current list of Enjoying Aging Preferred Merchants. Please keep in touch with me through the E-mail newsletters with the latest Enjoying Aging activities, events, information and member benefits.

* First Name:

Middle Name:

* Last Name:

* Address 1:

Address 2:

* City: * State/Province: * Zip/Postal Code:

* Phone: * E-mail:

* Date of Birth: Example 05/26/1959

Free Spouse/Partner

Membership fee includes spouse/partner.

* First Name:

Middle Name:

* Last Name:

* Date of Birth: Example 05/26/1959Membership FeeYes, please enroll me as a member of Enjoying Aging for:

Membership Enrollment

Visit www.enjoyingaging.com Website or complete the appli-cation above, enter your credit card information in the box to the right, or, send your check or money order along with this form to:Enjoying Aging MembershipP.O. Box 1765 Lynn Haven, FL 32444

5 Years for $60.95 (12.19/yr) 3 Years for $40.95 ($13.65/yr) 1 Year for $14.95 ($14.95/yr)

Credit Card # Exp.Name On Card Security Code on Billing Address back of cardCity/St/ZipSignature Date

Check # VISA MC AE DISCOVER

Sea Oats

Tropical Paradise

Green

Cruise Ship

CHOOSE FROM FOURDIFFERENT CARD

STYLES* Indicates Required Fields.

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From your friends at the HOUSE OF CHANwww.houseofchanpc.com

LUNCH $6.95

HOUSEOF CHAN

850-522-8828 1518 West 15th StreetPanama City, FL 32401

See Front for SpecialCoupon Offer

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DINNER $11.95

LUNCH COMBO PLATTERSStarting at $6.95

15 Combos to Choose From!

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2011

Cryptic Crossword Puzzle 1Across1. Discover star, zany jungle character (6)4. Vehicle decay creates vegetable (6)8. Fruit available in suitable month (5)9. Brass instrument device located in carnival venue (5)11. Crane rearranged for part of a shell (5)12. Brave but sounds like a hollow insect (7)13. Lowest risk in salsa festival (6)15. Items thrown overboard produced a flow of water and weapon, initially (6)19. Show variety, bet a car (7)21. Secure youth leader, cheap (5)23. Found neat vehicle answer (5)24. Decorative illusion? (5)25. Confused crude with hearty (6)26. Take for granted confusion amuses (6)Down1. Despots in publicity rant session (7)2. Survived the past in barrel ice (5)3. Drifting target lower (7)5. Block found in Roman village (5)6. Attend to something special? (5)7. Young prince is part of the deal (5)

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Across1. Phone a restaurant, closest essential (7)5. Surrounded by water in this lea (4)10. Food in macabre advert (5)11. Scam elements, involves desertmammal (5)12. Sounds like individual borrowings (5)13. Dog rescued, discovered monsters (5)14. Finally, endless map collection (5)16. Husks in mulch affected (5)21. Instrument used in suburban jobs (5)23. Notions or self direction last removed (5)25. Weight of gem in replica ratified (5)26. Mysterious guru inspects ancientbuildings (5)27. Expensive sounding ruminant (4)28. Make a gift of writhing serpent (7)Down2. Graceful, a gentle refinement (7)3. Extra diode contained communicationmedium (5)4. Dismissed, it's in the bag (6)6. Essentially also largely sun related (5)7. Firstborn in yield estimate (6)

8. A ray of light across a ship? (5) 19. Found Darwin terrific for the time of year (6)9. Oh most silky, when unwrinkled (6) 20. Uncovered extra shed rubbish (5)15. Sounds like a plank on a boat (6) 22. Recess revealed mini chest (5) 17. Change if has no style (7) 24. Brings in money from large vases, reportedly (5)18. Discovered drab roads overseas (6)

Cryptic Crossword Puzzle 2

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The Emerald Coasts Largest Consignment Dealer


A fracture can occur in any bone in the body, including the ver-tebrae or the ribs, although it is most common in the extremities. Broken bones are called simple fractures when the skin is intact and compound fractures when the skin is broken. Compound fractures cause complications be-cause open wounds are more sus-ceptible to infection and substan-tial blood loss.

A fracture is obvious if a cracking sound occurs with injury, or when the affected part is deformed and immobile. If swelling, bruis-ing and pain are marked after an injury, or if the injured part is dif-ficult to move, a fracture should be considered. Fractured bones near joints are often mistaken for a bad sprain. Fractured ribs are par-ticularly painful on breathing and coughing, but are no more painful than bruised ribs. If you are uncer-tain, an X-ray is often the only sure method of confirming a break. Im-mediate medical attention is rec-ommended before the bone sets improperly. It usually takes be-tween two weeks and six months to heal a fracture, depending on the age and health of the person afflicted and the severity of the in-jury.

A bone fracture is a break that re-sults from an injury - often a fall or a traffic accident. Any bone dis-ease will increase a predisposition for fractures, so much so that a mild injury causes multiple breaks. The older the individual, the more common this is, and it is often re-lated to osteoporosis. Minerals are essential for bone strength, while protein added to the diet will pro-vide tissues with flexibility. If ei-

Bone FracturesBy Siegfried Gursche

ther element is lacking, bones will become too soft or too brittle to withstand injury. A poor diet will not provide the essential nutri-ents for bone structure. Nutrient absorption is often hindered by digestive problems. Contributing to osteoporosis are hormonal im-balances and inadequate physical activity.

Nutrition

A diet rich in silica, particularly from raw oats, is essential for bone maintenance. Eat rolled oats as soup or soak them over-night to make Swiss muesli.

Include adequate quantities of calcium and phosphorus, which the body deposits among protein fibers to form new bone. Figs are an excellent healing food for bro-ken bones. They contain phos-phorus and calcium, and are also a good source of magnesium, which keeps calcium soluble and builds bones.

Fresh, raw, organic, green vegeta-bles and whole grains should form the mainstay of the diet. They pro-vide calcium, phosphorus, mag-nesium and silica, as well as en-

zymes for boosting metabolism. Eat some fresh fruit daily. Mangos, apricots, papayas and cantaloupe are excellent sources of vitamins A and C and potassium, all impor-tant for bone development and maintenance.

Fatty fish such as salmon and mackerel are good food for bones. Their oil is the best dietary source of vitamin D, needed for calcium absorption. They also contain magnesium, calcium and phos-phorus. Eat nuts and seeds for bo-ron, an important trace mineral for building strong bones.

Avoid red meats and sugar, which cause phosphorus-calcium imbal-ance. Vegetarians have denser, better-formed bones because their calcium comes from vege-tables. Contrary to popular belief, milk alone does not build strong bones. It does not contain the magnesium needed to keep cal-cium soluble, so that its calcium tends to remain unused in the body, forming unwanted deposits.

Others who enjoyed this article also found “How you can get a fracture to heal faster, naturally” interesting.

‘Sandy’ Sandra Kay WallerLicensed Massage therapist

Facial SpecialistMA36353

FB9730430

850-276-1932

Shrimp SteamedFree!

Where the Locals Shop for Seafood!


The short answer is no. While some bodybuilders or athletes use ephedrine, caffeine, and green tea to accelerate fat lost, they don't work for everyone and may even hurt you. The use of all these products can play a role in:-Reducing your body's fat stores-Increase hormones production-Make you feel more energized-Increase awarenessThe bad news is, ephedrine can cause from most to least likely‚ hypertension, cardiac palpitations, stroke, and seizures. These can leave you permanently dis-abled or dead. The only "fat burner" we recommend is green tea. It contains caf-feine but not as much of the traditional cup of coffee and has a mild and extend-ed stimulating effect. We suggest you avoid ephed-rine and caffeine caps.If you're trying to lose fat, we recommend drinking 2 cups of green tea per day. Besides potentially help-ing with fat lost, you'll benefit from its strong anti-oxidant power. Bottom line, it's healthy and risk-free.ACTION STEP 23 Add "green tea" to your shopping list. If you don't like it hot, try this iced tea recipe:-Fill a container with 4 cups (1 quart) of tap, filtered or bottled water.-Add 6 bags 6 teaspoons‚ of tea.-Cover.-Refrigerate for 8 hours. Remove bags or strain.-Serve over ice with lemon, lime or mint for taste.Adding sugar or extra calories‚ will cancel out the tea's fat-burning effect: avoid it. If you can't live with-out the sugary taste, Stevia the artificial sweetener‚ is probably the way to go.Discover the best six pack abs exercises and a unique combination of carefully sequenced secret exercises and scientifically proven superior cardio that gets you a clearly defined set of jaw-dropping six pack abs easily in less than 15 minutes per day. Visit www.sixpackabsexercises.com now to discover how to get a six pack.

Are Fat Burners Necessary for Fat Loss?


13312 Front Beach RoadPanama City Beach, FL 32407

850-234-330010% Off for All EA Members.

Pizza Pizza Pizza Pizza Pizza Pizza Pizza Pizza

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Salads

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Beverages

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The Top 10 Ways to Take the Fear Out of RetirementBy: Catherine L. Farrar

1. “What do you mean, you hate to travel?” Have you and your spouse actually sat down and discussed how each of you envisions retirement? If your dreams are completely opposite of your spouse’s, both of you are going to be disappointed. Honestly talk about them before you get the gold watch. Be creative and open to compromise, so both of your dreams can come true.2. “You mean, you’re here ALL the time, now?”Spending all this quality time together may seem like a wonderful idea, but remember, you both have daily routines, some of which may have been 30 years in the making. Also, you’re not used to spending 24 hours a day, 7 days a week in each other’s company. Experienced retirees say this is such a big adjustment, they’d recommend pre-retirement counseling along the lines of marriage counseling! Recognize and respect the needs both of you have for space, as well as each other’s routines.3. Money matters, and so does peace of mind.People are living longer and longer, if you haven’t already; consult with a financial advisor to discuss how to best manage your assets for the long haul. Revisit your health and life insurance policies. Update or write your will, and consider a Living Will or Advanced Health Care Directive to help guide your loved ones through a difficult time.4. Use it or lose it.It’s not just a cliché. Maintaining some level of regular

physical exercise, whether it’s walking, gardening, or golf, can help improve balance, and retain flexibility. If you feel like you need an ejector seat in your Lazy-Boy, start small, but start, before you solidify!

5. Where did I put my keys?What’s good for the body is good for the mind. Studies have shown that working your mind is the key to staying mentally sharp. Experts recommend a daily crossword puzzle, or a game of Scrabble® along with your vitamins and apple a day.

6. Set limits.“Oh, Mom can do that; she’s retired.” Your time doesn’t become less valuable once you retire – although others may seem to think so. There’s nothing wrong with helping out, so long as you’re not ignoring yourself. Remember to respect your own time and plans; and soon others will, too.

7. Clean out your closets.As many retirees and empty-nesters downsize into apartments or smaller homes, they realize that they just don’t have the room for everything anymore. Rather than waiting until the last minute and feeling overwhelmed with the size of the job, start now and take it in smaller steps. Clean out your closets and put together a bag for the Salvation Army or Goodwill. Give that old table to a college kid, just starting out. Who knows, you might find something worth taking to “Antiques Roadshow!” Plus, your kids will thank you for it.


Spicy Noodle Italian Bistro 13667 E Emerald Coast ParkwayPanama City Beach, FL 32413850-231-0955


Pastas • Pizzas • Seafood

Enjoy Authentic Italian Pastas, Pizzas, and Seafoodat Our Full-Service Pizza Restaurant

8. “So, what do you do?”Ever get the feeling that people stop listening once you tell them you’re retired? One of the hardest parts of retirement life is realizing how your job made you feel appreciated, competent and maybe even powerful. Your talents, skills and gifts didn’t evaporate when you walked out the door on your last day. The first step is recognizing what you got out of the job – it was more than just having a place to go every day. Step 2 is finding new outlets for all you have to offer.9. Try something new.

Now’s the perfect time to live out that long hidden dream, learn a new skill, take a class or pick up that hobby you dropped because you just didn’t have the time. If anything seems the least bit interesting, learn more about it. Become an expert in something. Learn to cook Indian food. Try Tai Chi, if you don’t like it, try something else!10. It’s not just about you.As mentioned above, your talents, skills and gifts don’t have a limited shelf life. Consider using them to give back to the world. Your most valuable asset is your time – and your church, your local volunteer agencies

and a whole host of others are waiting in line. Check out www.volunteermatch.org or check your local paper for something that intrigues you – even if it’s completely different than anything else you’ve ever done. It’s never too late to start on your personal legacy.

About The Author:Catherine L. Farrar; life coach specialities for people transitioning from a career to retirement. She can be reached at catherine@s e c o n d s p r i n g c o a c h i n g .com, or her website at www.secondspringcoaching.com

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Women earn an average of 76 percent of men’s salaries. Does that shock you? Yes, even today, women are still way behind the earning curve in corporate America. But rather than get into a discussion of the fairness or unfairness of it all, let’s concentrate on just what women can do to ensure that they aren’t left out to dry in their retirement age! After all, because women typically live seven years longer than men, combined with the skyrocketing divorce rate, many women will find themselves alone in their older years. (Statistics show that most women are alone by age 56!) And the figures show us that if a woman took out any time from her career to have children (about seven years) she will pay for it later with only 50% of what her male counterparts will receive in retirement benefits.

Sigh.

So, what can a woman do to ensure that she can

Why Women Should Worry About Retirement More Than MenBy Steve Wilcott

retire in style? Start by taking a look at some of our suggestions below.

Save More

Most experts advise us to save about 10 percent of our income in order to have a sufficient amount to retire on, but if you are a woman, you should be saving closer to 12 percent. Because of the reasons listed above, you simply won’t receive the same amount in retirement pensions. What’s more, the way that social security figures your monthly payment is based on the top 35 years of your work history. But guess what? If you were out for seven or so of those years having children, they will be counted as “O,” and the overall amount will be reduced.

Invest Wiser

Since you will need to save more by retirement age, you will have to be more careful with your

investments. Know your risk level, and then don’t exceed it under any circumstances!

Join the Team

Many employers offer investment and savings strategies such as 401K plans and savings matching programs, and if you are a woman, you should plan to participate in all of them that you can.

Use Cash, Not Credit

An alarming number of Americans today are in serious financial trouble. This was made evident recently with the passing of the new bankruptcy bill that will make it more difficult to file. A record number of people filed for bankruptcy in anticipation of it. It’s easy to get into debt when people today spend an average of $1.21 for every dollar they earn, but don’t be tempted to fall into that trap. Instead, plan to put as much money away for the future as you can.

Don’t Go It Alone

While it is important for all women to step up to the plate and get serious about their finances, it’s equally important for them to get advice from professionals. Talk to tax planners, investment specialists and budget planners to get all the advice that you can.

About The Author: Steve Wilcott, courtesy of http://www.penny-stock-guide.com

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RETIREMENT. No more waiting for Fridays. Jumping when the boss calls you. Or fighting with a six o’clock alarm. Sound Nice? Then take a step to make it happen. Call your MetLife representative and ask about retirement plans. We’ll get you started on the road to meeting all your aspirations.


You have just received notice that a loved one has been released from the hospital or rehabilitation facility and their physician has recommended in home medical care. This may be for continued therapy, or sadly, for hospice care to assist the family and patient with nursing services due to a terminal illness. Physically they may be able to walk and do basic things on their own but are starting to show signs of cognitive problems requiring daily supervision. Other services often necessary include: medication reminders, help with physical limitations, transferring assistance, bathing, meal preparation, feeding, running errands, transportation, light housekeeping, etc. Medicare and supplemental insurance however, will only pay for limited services such as therapy, skilled nursing or an aide to assist with daily activities.

While researching their supplemental medical insurance policy, you find that it does not include most of the non-medical related services covered by Long Term Care Insurance (LTC). Unfortunately, if the patient does not have this insurance already in force it becomes very expensive and difficult, if not im possible, to obtain. This is when the non-medical home care that CareMinders provides is needed.

OPTIONS FOR PAYING FOR NON-MEDICAL HOME CARE

SECRETS ABOUT THE VETERAN’S ADMINISTRATIONS BENEFITSIf you are a veteran or the widowed spouse of a vet-eran, there are some other options that are not well publicized by the Veteran’s Administration. A veteran is defined as anyone who has served honorably for a minimum of 90 days.

1. The Veteran’s and Widowed Spouses Pension Program (Aid and Attendance): The Veteran’s Ad-ministration offers a pension for veteran’s and wid-owed spouses that can be used for in-home care non-medical services. The pension ranges from $1,000 per month for widowed spouses, up to $2,000 per month for veterans. The veteran only needed to serve a minimum of 90 days and one of those days must have been during a military conflict like World War II, the Korean War, Vietnam, etc. The program is based both on income and need, so if the person’s income is high, they would still qualify if a higher level of care is needed. Many of our veteran’s and their spouses are unaware of this program because it is not managed under the medical benefits program. The pension is paid directly to the veteran or veterans spouse to re-

imburse for care in a facility, in-home care, medicines, premiums for supplemental insurance, and any other non-reimbursed medical benefit.

2. The Veteran’s Administration Contract Care: A Veteran may also request in-home care from a doctor at the local VA clinic and still keep a “civilian” physician. If examined at the VA clinic, the physician can then au-thorize both personal care and homemaker care ser-vices in the home. Normally, the VA approves 1 to 4 days per week for a total of 10 to 12 hours per week and pays an agency such as CareMinders Home Care to provide those services.

CareMinders Home Care accepts LTC Insurance, both VA programs, private pay, Workman’s Compensation and other payment sources including 3rd party for in-home care services. And, they personally assists with any paperwork required to file a claim or application.

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The

Wine

Cellar

What A Wine's Appearance Saysby: Kate Riding

Like it or not, the first quality of a wine that lends itself to the taster is the visual clue given by the appearance of the wine in the glass. To appreciate the true colors in the wine you must tilt the wine at an angle of about forty degrees and hold it against a white background, this environment lends itself to viewing the wine in the best of circumstances. This initial stimulus sometimes hints at a clue as to what the wine will taste like or perhaps more probably what it will not taste like. A deep red color in the glass may well borrow it’s likeness to a quality grape, even to circuit professionals and the most ardent of tasters. Caution is advised though be-cause while, hints may be given as to the quality of the wine, do not pay too much credence to the color (even the best have been fooled by this).

Look at the clarity of the wine, it should be brilliantly clear without “debt” or cloudiness. Debt is a technical term in tasting which describes the balance between the clarity and haziness of the wine. Bottled wine must be carefully poured in order to separate the wine from the sedi-ment in the bottle which could in turn lead to the wine turning to debt.

The depth of the color of the wine refers to the brightness of the color in the glass and the hue concentrates more on the actual shade or tint of the overall color. These two aspects give clue to the maturity of the grape and perhaps the age of the wine. A young immature wine will have little color compared to an over matured wine which will give a dense and yellow colored wine. Mature red wines will often have an incredible lush red color with a fantastic hue and tint. Wines which borrow natural processes with oak casks gain significance in color from the tannins in the cask. This gain may be only temporary but will credit itself to an en-hancement of the color depth.

There are many factors affecting the color of the wine and it is impracticable to be dogmatic about the significance of any particular hue or overall color. If you have some background knowledge of the grapes in a particular wine then it will be possible to make a judgment on the wine. For example faults in a wine give clues to imperfections in the process of the mak-ing and storage of the wine.

Taking a careful look at the rim of the glass will give you a definite indication of the age of the wine. A dense purple edge will indicate a youthful wine while a darker almost black rim will give you the first sign of aging. It is very difficult to judge a wine from color alone and there is no real standard in all of this and it is not possible to credit any particular terms as they are all observational and unique to each person.

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Chef Specials

The Salad Nicoise is more commonly called a Nicoise Salad and is pronounced "Ni-suaz". This particular salad originally comes from a region in the South of France called Nice and involves a number of different raw ingredients. Most authentic Salad Nicoise's use only raw ingredients; however some restaurants will include rice, pasta, potatoes, cheese and cooked vegetables. The real beauty of this particular salad is in the way it is presented. It is not only full of color and texture but flavor as well.

To make a great tasting, and looking, Nicoise Salad to feed up to four people you will need:

After getting all the ingredients together you can start preparing and making your salad. Follow our step by step guide to make this great tasting salad for yourself.

Step 1 - Put the eggs on to cook. It is best if you allow around 5 minutes once the water is boiling to ensure that the eggs are hard boiled. Cut the tomatoes into six pieces each, place them in a dish and sprinkle them with a little salt. Let them stand for about an hour to allow the juices to drain out of them.

Step 2 – Leaving the peel on cut the cucumber in half along the entire length. Once cut in half scoop out as many of the seeds inside as possible then slice the cucumber into medium-thick slices. Next,

cut the peppers and spring onions into very thin slices.

Step 3 - Slice the garlic clove in half and rub it around the insides of the bowl or bowls you are using to present the salad. If you can, use wooden bowls rather than metal, plastic or china as it retains the flavor of the garlic far better.

Step 4 – Lay the salad leaves inside the base of the garlic smeared bowl. Quarter the hard boiled eggs and place them on top of the salad leaves along with the drained tomatoes. Then place the peppers, spring onions, cucumber and drained anchovy fillets over the top and sprinkle with olives.

Step 5 - The final steps to making a great tasting Salad Nicoise is to prepare the dressing. In a jug or jar blend well the olive oil, red wine vinegar and lemon juice and season it with a little salt and freshly ground black pepper. Once blended, very gently drizzle the salad with dressing and scatter basil leaves over the top.

Take it to the table and enjoy. For everything to do with salads visit www.SaladFacts.com.

Steps to Making a Salad NicoiseBy Kerris Samson

1. 10 ripe and large tomatoes2. A clove of garlic3. A large cucumber4. A green and red pepper5. 6 spring (green) onions6. Anchovy Fillets (12) which have been kept in olive oil7. 1/2 Cup (4.5 ounces) of black olives8. 4 Hard-boiled eggs 9. 1/3 cup (3 fluid ounces) of extra virgin olive oil10. 1 tbspn (15ml) of red wine vinegar11. Juice from a lemon (These last three ingredients will be used to make the dressing for the salad)12. Salad Leaves (a number of different varieties such as cos, arugula or rocket are ideal) as well as a good handful of fresh basil.

First flown in 1969, Concorde entered service in 1976 and continued for 27 years. Operations ceased on 24 October 2003. The last "retire-ment" flight occurred on 26 November 2003

Flying from London to New York by Concord (now retired), due to the time zones crossed, you can arrive 2 hours before you leave.

An ice meteor? The largest piece of ice ever to fall on our little blue planet was six meters across. It fell in Scotland in 1849. No one was killed.

Although diamond is the hardest substance on Earth, when heated to 763ºC (1404ºF) it vanishes. A bit of CO2 is released, but not even ash remains.

Central air conditioners use 98% more energy than ceiling fans. A fan circulates air. An air conditioner extracts heat from the room. They do completely differ-ent jobs.

Construction workers hard hats were first invented and used in the building of the Hoover Dam in 1933.

If all the gold sitting in the oceans and seas were mined, every person on this planet would get about 20 kilograms or just over 44 pounds of gold each. At the current rate of approximately $1,524.22 per ounce that is about $1,075,245.76 for every man, woman and child alive today.

Dr. John Gorrie of Apalachicola, Florida invented mechanical refrigeration in 1851.

It took engineers 22 years to design the zipper.

The first modern dishwashing machine was invented by wealthy American socialite Josephine Cochrane in 1886. She invented it so her servants would stop chipping her china!

Sir Isaac Newton, discoverer of the principles of gravity, also invented the cat door.

If you yelled for 8 years, 7 months and 6 days, you would have pro-duced enough sound energy to heat one cup of coffee.

Your home is ten times more likely to have a fire than be burglarized!

Cyanoacrylate (Krazy Glue/Super Glue) was invented in 1942 by Dr. Harry Coover and Fred Joyner of Kodak Laboratories during experi-ments to make a special extra-clear plastic suitable for gun sights.

Patented in 1958 it was originally known as “Flash Glue” and then as “Eastman 910” adhesive. Used in fo-rensics, the fumes from Super Glue reacts with fingerprints and forms a white residue that reveals finger-prints on smooth surfaces. Mois-ture, not air, causes Krazy Glue to dry and bond things to each other. It is the naturally occurring moisture of human skin that makes your fingers stick together, making it an excel-lent tool for medical purposes like sealing open wounds.

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The golfing industry speaks about clubhead speed constantly. We see it advertised in the golf maga-zines all the time. We hear about it on the Golf Channel endlessly. Clubhead speed is more a result of what you do with the golf club than an entity of its own. A driver is not going to generate clubhead speed on its’ own! Someone has to swing it! Club-head speed is contingent upon swing speed. Swing speed is directly related to the person swinging the golf club. So the question to really ask is: How Do I Develop Huge Gains in My Swing Speed? Another term directly related to swing speed and clubhead speed is power.

More Power = More Swing Speed = More Club-head Speed.

Bottom line is we are looking to increase the power outputs of your golf swing. This will allow for an increase in swing speed. An increase in swing speed translates to more clubhead speed. So how do we increase the power in our golf swing? Two aspects require tuning and development if you wish to improve the power in your golf swing.

Number One: Improve Your Swing Mechanics.Number Two: Improve Your Body.

Developing optimal swing mechanics is the first part of the equation to great power. The golf swing is one of the most difficult, finite, and complex athletic movements per-formed. As a result, it requires time spent on the refinement of the movements involved. Any athletic movement, the golf swing in-cluded, can be performed efficiently or inef-ficiently. An efficient golf swing allows for the highest percentage of power generated by the golfer to be translated into the club, and delivered into the golf ball. An inef-ficient golf swing decreases the amount of power delivered to the golf ball.

Efficient Golf Swing Mechanics = High Power Outputs.

Golf Fitness Helps Generate More Speed In Your Swing!

Inefficient Golf Swing Mechanics = Low Power Outputs.

A pretty simple equation if you think about it.

Now how do you develop efficient golf swing me-chanics? Through a process of proper instruction, Proper practice, and time, the body can learn either the correct or incorrect way to swing a golf club. In order to learn the correct way to swing a golf club, proper instruction is required. Secondly, the body learns through repetition. In order to learn efficient golf swing mechanics it is necessary to practice the correct way to swing. Finally, this process takes time. The body will not learn how swing a golf club cor-rectly in a day. It takes consistent time spent on the swing. Putting it in math terms, the equation for ef-ficient golf swing mechanics is:


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Proper Instruction + Proper Practice + Time = Ef-ficient Golf Swing Mechanics.

Unfortunately, efficient golf swing mechanics is only one-half of the equation to increasing clubhead speed, swing speed, and power. The second half is your body. The golf club cannot develop power on its own. It is a combination of developing efficient golf swing mechanics and a body that can generate power.

A Body that can Generate Power = Increased Clubhead Speed.

Your body swings the club through the mechanics of the golf swing. In order to perform this efficiently and powerfully requires the development of certain disciplines within your body. Generating power in

the golf swing requires your body to be:

1. Flexible2. Strong3. Powerful

The development of these three disciplines within your body allows the foundation to swing the golf club with more power. If your body is inflexible, weak, and powerless, generating clubhead speed will be very difficult, let alone performing the mechanics of the golf swing correctly. How do you develop such a body for the golf swing? Quite simply by implement-ing a golf fitness program.

A golf fitness program will develop the required flexi-bility, strength, and power required of the golf swing. It comes down to this equation:

Efficient Golf Swing Mechanics + A Flexible, Strong, & Power-ful Body = Increased Clubhead Speed. Put in place a plan to develop ef-ficient golf swing mechanics and a powerful body and the swing speed and clubhead speed you desire can be a reality. Remember; proper instruction, practice, time, and golf fitness training are the keys to more power, more swing speed, and more clubhead speed.www.onlinesportsstore.info


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Given the fact that prices are forever rising in the current economic climate, it’s important to make sure that you make the most of your money. Knowing what to buy and where to buy it can make a real difference to how much you have left in your bank account at the end of each month. The number one rule is to shop around before you buy anything. Internet shops are often cheaper than regular bricks and mortar ones, and if you search for discount codes on the Internet before you buy you can often unearth codes for free delivery or even a percentage off your entire order. Comparison shopping will often result in a cheaper purchase as well. This applies to virtually everything you can think of, from food to services to financial products, even holiday flights, so build in some time to search for what you need rather than buying something off the cuff. When shopping for food try to take advantage of bulk purchases

How to make your money go furtherBy Paul McIndoe

wherever possible. Meat and fish can be frozen in portions to make it last, while cans and packets are fine stored in a cupboard. Make sure you plan a shopping list before you go so you are not tempted to buy things that you do not need.

Unfortunately there is not a lot you can do about the rising prices of utilities like gas and electricity? You can however check what you are paying every few months for other services like phone, cable, Internet, insurance, etc. and swap to a cheaper provider if you can find a better deal.

The task of making your money go further is something that you have to do every day if it is going to work to the best effect. If you cannot get things any cheaper then look for opportunities to get something free with your initial purchase. For example look for coupons or items that offer 20% more for free or 2 for 1 products as this is a great way

to get something for nothing. You should also think about buying things at unseasonable times of the year and storing them away until you need them. The January and summer sales are the best times to buy end of line items that you can put away for Christmas presents or other occasions; just make sure you do not forget them!

Of course you can also take advantage of special deals in other ways too. Consider changing your credit cards to ones that give you cash back or other benefits when you use them. These alone can add up to a significant saving every time you take them out of your wallet or purse to pay for something.

About the Author: Paul McIndoe writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.


Dancing at any age does a body good. Ever feel that nagging tension behind the neck and shoulders or one to many snap crackle pops from the hips and knees. Then consider a tap dance class, a place where toe tapping music is played, friendships are made and exercise is fun and enjoyable. Tap dancers across the states celebrate National Tap Dance Day on May 25th, in honor of Bill ”Bojangles” Robinson, the legendary tap dancer who performed with Shirley Temple and made the stair dance look effortless with his light foot work and countless riffs.

Tap dancing is an excellent way to exercise not just the body, but also the mind. It strengthens, tones, improves posture, flexibility and coordination, and is great for memorization. Tap dancing has no age restrictions and you are never too old to learn new things or re-visit an old joy. We all know that the memory fades with age, but a weekly challenge of all the step by step shuffle-hop-step routines you learn when dancing, does the memory good. From a medical stand point some seniors report that tap dancing has helped in the recovery of hip and knee replacement surgery as well as heart bypass surgery.Who wouldn’t want legs like Chita Rivera, but tap dancing is not just for the ladies, bring a partner and “shuffle-off-to buffalo” together, or waltz clog to “Tea for Two.” If you prefer to go solo then my hat is off to you “One” good time singular sensation after another. Tap to the familiar sounds of Broadway tunes and music from the Big Band era, like the train whistle sound of Chattanooga Cho Cho by the Glen Miller Band, or No Business like Show Business. With so many other well-loved tunes, tap dancing is a favorite among seniors. Just think of the benefits you gain from having good posture and balance. So ladies and gentlemen grab your dance card and your partner and find a local dance studio that offers tap classes and before you know it you’ll be singing and dancing all night.

About the Author: Rhonda has made dance a lifetime career. She has performed and choreographed in many venues such as theme parks and professional and community theaters. She has many years of experience teaching and working with everyone from preschoolers to Baby Boomers. She currently holds a Florida teaching certificate where she teaches at a magnet performing arts elementary school. She believes that dancing is for everyone and has expanded her training to work with adult day care centers teaching specialized dance movement to people with limited mobility.

Tap Your Way To Good HealthBy: Rhonda Bowers

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Different Types of Power of Attorney By: Melissa Gordon

Although power of attorney is essentially handing control of your affairs over to another person, there are different uses of the position which vary depend-ing on the situation. These largely depend on the reason behind power of attorney being transferred from the 'principal', the individual who wishes to re-linquish control of their affairs, and the 'attorney-at-fact', the person who takes control of the principal's business and legal dealings.

Non-Durable Power of Attorney.Non-durable power of attorney is used for short-term transactions, which for whatever reasons the principal cannot handle themselves. Any such power of attorney that is non-durable has an expiration, pri-marily when the principal becomes incapacitated for some reason and is no longer able to give permission for the power of attorney to continue, nor can they revoke it. Usually, non-durable power of attorney is limited to a specific time frame, in which any par-ticular deal that is needed to be completed is given time to be dealt with. When this particular instance is complete, power returns to the principal.

Non-durable power of attorney is effective immedi-ately.

Durable Power of Attorney.This type of power of attorney is simi-lar to non-durable power of attorney, only it continues in the event that the principal becomes incapacitated or mentally ill. All powers of attorney come to an end when the principal dies, but du rable power of attorney continues right up to that point. Pow-er of at torney that is durable is often used in terminally ill cases, where the principal asks their attorney-at-fact to allow any lifesaving equip ment to be removed or authorize a Do Not Resuscitate.

Durable power of attorney is effec-tive immediately.

Springing Power of Attorney.Springing power of attorney is used in cases where the principal cannot actively give permission, either ver-bally or in writing, for someone to act

as their attorney-at-fact. To obtain springing power of attorney, a doctor must certify that the principal is incapable of thinking for themselves and an attor-ney-in-fact is required. Springing power of attorney is used predominantly in cases of sudden deteriora-tion of health, such as deterioration of a mental ill-ness or a serious accident.These are the three main types of power of attorney, governing time and how the power is assigned. How-ever, power of attorney does not have to be granted for all of the principal’s affairs – it can sometimes only apply to one aspect, such as financial. The differences are as follows:

Special or Limited Power of Attorney.Predominantly used with non-durable power of at-torney, special or limited power of attorney is used for specific cases. It often just applies to financial dealings or a specific property sale, and though an attorney-in-fact is appointed, they have no control over any aspect of the principal’s life apart from the sector they are charged with. Any other type of pow-er of attorney is called General Attorney, which ap-plies to all affairs and dealings of the principal.


Sudoku is a logic puzzle game that some people claim it was invented in the USA with the name number place. However there are reports that it was originally in a French paper in 1895 and there are also evidence showing that a similar game was played during the 10th century.Back to our topic now which is how to play Sudoku. The most common form of Sudoku puzzles is the one that we use here for our flash Sudoku game. That means that it’s a square grid with nine rows and nine columns and 81 small square boxes in total. This grid contains nine smaller grids that are usually called regions or blocks. Some of the squares inside the grid contain numbers (1-9) that are called givens (note that the numbers may be replaced by letters, symbols, pictures or anything you like). Your aim is to fill the remaining empty square boxes with the numbers (1-9) so that each column, row and region doesn’t contain the same number more than once.As you can see the rules are simple, however to get a better understanding about the game of Sudoku the best way is to start playing. Oh and don’t forget, patience and logic are your best friends.

Sudoku 2Sudoku 1

Health Care Power of Attorney. This is a specific power of attorney that is used for those who are ter-minally or mentally ill, and gives the attorney-in-fact power over medical decisions but nothing more. It is similar to special attor-ney, though is specifically used for medicinal purposes.

Disclaimer: This article is for in-formational and en tertainment purposes only, and should not be con strued as legal advice on any subject matter.

About The Author: LegalBuffet.com is a complete on-line resource that compares the legal services offered by various online companies. Find the best company for your general power of attorney needs at http://legal-buffet.com/ power-of-attorney

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Colon cancer starts with colon polyps. Polyps are growths in the inner lining of your colon walls. They are formed when the inner lining is irritated or attacked by fecal matter toxins. When you have polyps your risks of getting colon cancer increases dramatically.

To prevent getting colon cancer you need to prevent getting polyps. If you have polyps then you need to prevent them from becoming cancerous. Here are some ideas that you can use in preventing colon cancer whether you have or do not have polyps.

Polyps occur when your fecal matter is toxic and becomes stagnant. When your fecal matter stops moving in your colon, then toxic matter in the fecal matter comes in contact with your colon wall. It is this colon area that becomes irritated and over time weakens. As inflammation sets in and irritation continues, toxins are absorbed into the colon wall and a growth occurs. This growth will continue as long as you continue to have toxic fecal matter and constipation. Here are two things that can help you stop creating and irritating polyps. First eliminate any form of constipation. You have constipation if you don't have at least two bowel movements daily when you have three meals a day. Determine how long it takes for your food to pass through your body. A good rule of thumb is; it should take about 24 hours for food to travel from your mouth and out your anus.

After you eat breakfast in the morning, drink 6 - 8 oz of any juice with 2 oz of liquid chlorophyll. You can use 2 oz of red beet juice if you prefer. Then check when you start to see either green or red stools. This is your colon transit time. If it takes more than 24 hours then you need to reduce this time.

Preventing colon cancer requires that fecal matter move through your colon

Two Simple Ideas for Preventing Colon CancerBy Rudy Silva

without remaining at one spot for too long. The second thing you can do to prevent colon cancer is to change your fecal matter toxic level. Two things that make your fecal matter more toxic are undigested food and carcinogenic chemicals. Since, most processed foods such as breads, packaged foods, cooked foods, processed meats, and pasteurized liquids lack digestive enzymes, your body is unable to digest all of the food that you eat. When undigested food reaches the colon, it is decomposed by bad bacteria and becomes highly toxic. To correct this toxicity, start eating more raw foods such as fruits and vegetables, which are filled with enzymes. Try ten servings a day. It's a lot isn't it? But, that is what we need to stop colon cancer or other colon irritations. Next, read food labels and avoid those foods, as much as possible, which contain excessive preservative, coloring, dyes, fillers, and food stabilizers. There are hundreds of chemicals that are added to your food which help to keep the food from falling apart and decaying. Many of these chemicals are not digested in the small intestine and move into the colon where they then make the fecal matter more toxic.

These are two steps that you can apply to your daily routine to help prevent colon cancer. If you have


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polyps, then these steps will help to keep them in check and reduce your risk of getting colon cancer.

About the Author: Rudy Silva, Natural Nutritionist, writes on health and emotional issues. To get more free tips and information on colon cancer

go to: http://www.coloncancerawareness.info for information on toxic colon go to: http://www.stop-constipation.com and for his newsletter go to: http://www.natural-remedies-thatwork.com



Sudoku 1 Solution

Cryptic Crossword Solution 1 Cryptic Crossword Solution 2

Sudoku 2 Solution

LAST RIDDLE: It could happen in minutes and the damage is permanent so we measure it in Decibels rather than degrees. Found on page 21 "The Noise Thermometer"

EA RIDDLEEnjoy a good riddle? Try your luck with “Find the Hidden Item.” Read the riddle and find the item hidden somewhere within the pages of the magazine.

RIDDLE: We have relied on them for work, food, warmth and protection, now this four legged beast adds fashion to the list in the form of this item.

If you think you’ve found the word, go to www.enjoyingaging.com and fill in the entry form, type in what and where you think the hidden item is located in the comments box, and click submit. If you are correct you will receive a gift card good for two movie tickets at a theatre near you. Offer ends with the release of the next issue of Enjoying Aging magazine and the answer to the current riddle will be published in that issue. Only one entry per household please! Allow 4-6 weeks for delivery. GOOD LUCK!

Find the Hidden ItemGlobal Word-Fit Puzzle, Solution

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