ZURICH CAPITAL FUNDS

CORPORATE PROFILE

ZURICH CAPITAL FUNDS HOLDING is a private corporate financier with substantial capital resources and through associated Companies, has relationships with the top 100 World Banks and access to the majority of the top

25 World Banks.

Currently, all funding is undertaken in the currency of the United States of America (USD) & in the currency of the European Union (EURO) outside of the USA, there is no currency risk for the borrower/project owner or operator,

the risk being absorbed by Zurich Capital Funds

ZURICH CAPITAL FUNDS HOLDING concludes lending and investment commitments in several regions around the world covering major resource, property and industrial and mining projects. Zurich Capital Funds has the ability

and access resources to fund a wide range of worldwide Projects.

It will be seen that the Directors of ZURICH CAPITAL FUNDS HOLDING have the training, experience, resources, and ability to properly operate this financial group formed in November 2006, especially for the purpose of

funding larger financial projects, both in Europe and internationally.

The Group will, of , continue to expand its financial business to take advantage of the many potential major industrial, mining and development projects currently being considered in Europe, North and South America and MEA.

ZURICH CAPITAL FUNDS HOLDING has unique advantages in having funds available at a very low cost, augmented by funds derived from its own profitable trading activities. This allows it to be very competitive in funding

a wide range of projects.

It can consider joint ventures and fund within 15 to 30 banking days of receipt and verification of the relevant collateral security.

ZURICH CAPITAL FUNDS HOLDING with strict compliance of the European and International Law, and due to utilizing US Dollars and Euro, also complies with all relevant USA and European acts, including the Patriot Act (US).

CORPORATE PROFILE

BRIEF OF SERVICES:

The policy of our Group, and his International Bank Level, makes us to have

a very Personal Attention to our clients.

HELP GROUPS

Our Institution was created to help to those groups, that need to be pushed in

order to start business operation.

PERSONAL ATTENTION

Our Service is a Personal Service with each client, and is done with a high and

Professional level, counting with the required team for this job.

LEGAL ADVISING

We have the legal adviser, and also the financial and accounting adviser, for the development of all the activities that makes the Institution.-

We have taken this job, in order to have a high professional level in all the Sections of the Private Banks & Financial Institution Services.

ZURICH CAPITAL FUNDS HOLDING acting under its group also as a Fund Management Company, has the ability to work with financial instruments under the terms and conditions that would be acceptable to the

Fund Management Company.

We are working as a Fund Management Company to manage funds of our clients to get a better income than the regular returns of ordinary banking. The funds need to have a clear history and will be only accepted by us

after our financial team concluded a positive due diligence.

We have the possibility to work with Bank Guarantees (BG), Medium Term Notes (MTN), Bonds and Standby Letter of Credits (SBLC) to use them as a security and or purchase guarantee for funding the investments as

needed and requested by the client.

The client should approach us only with a full set of documents for their transaction with all the legal documentations and proof of their assets for the transaction. The financial instrument will be evaluated on a case by case situation and there will be no standard procedure, as we are treating our clients on a case by case

basis.

Our financial team will evaluate the offer from each client and do its own due diligence and based on a positive report, then our team will get in contact with the client and go to the next step .

ZURICH CAPITAL FUNDS HOLDING is working with

strategic partners in the sector of the Oil industry and we have

partners with the capability to built and operate an Oil Refinery

within the terms and conditions of our company.

We are open minded to look into any cooperation with any future

partners who have and operates Oil refineries and wishes to have a

Joint venture with our group.

Any offers for oil products, refined or crude, should come to us

with a full file with the proof of the product showing the client its

capacity of selling such a product.

At the present time ZURICH CAPITAL FUNDS HOLDING

is in process with strategic partners for new Oil Fields and

proceeding its way to further expansion in this sector.

ZURICH CAPITAL FUNDS HOLDING is projecting in the energy

sector in the fields of renewable energy such as Solar farms and Wind

farms.

We are open minded to any safe region to invest as long as we are secured

with our investments and are open to any offer to consider at any time

threw our experienced team.

Would your offer be acceptable to us then our team will come back to you

with a proposal on how we can work together.

ZURICH CAPITAL FUNDS HOLDING is working and is

interested in any real offer related to AU and Silver. It is

important that the product gets delivered to the refinery that we

would agree on.

Would you be able to offer such a product under the terms and

conditions of delivering the products to the refinery that we

would appoint to you, then sent us your offer and our team

specialized in the trade of the AU and Silver will evaluate your

offer and contact you upon an acceptance or with a counter

offer.

Strategy & Organization

‹Corporate Development

Globalization

Operations Management

‹Corporate Finance

‹IT Management

Sustainability

What We Do Transactions

We do all kinds of financial transactions all over the world.

We offer our clients, a backup of every transaction we do.

We have a Management Service to be used for our clients, in order to get the

best for the Services our Institution offers.

All is done with a highly professional and experience level.

Our Services

Following are the Services our Institution offer to the clients

Commercial Letters of Credit

Bank Guarantees

Safekeeping of Bonds, Notes, and documents

Safekeeping Receipt

Investment Portfolio

International Transfers

International Banking Confirmations

Personal & Corporate Accounts

Assets & Cash Management

Finance, Global Projects

JV Funding

OUR SERVICES

PROJECTS ADVISORY

SERVICES

We offer a full range of professional advisory services from project

conception to project completion.

Also, through our International business network partners, we are able

to assist our clients in their Business Plan's preparing and providing

them with professional assistance regarding various aspects that can

affect the outcome of a project.

By contacting ZURICH CAPITAL FUNDS HOLDING you can

expect that our team will analyze and address carefully all of the issues

discussed and offer an optimal solution. Our team will be happy to

answer any questions that you may have and look forward to

developing a mutually profitable business relationship.

ZURICH CAPITAL FUNDS HOLDING is also acting as a consulting firm

and funding facilitator.

We collaborate with Worldwide based financial services companies (having

relationships with Lenders and Lender/Investor underwriting sources)

that can provide funds for Commercial Projects upwards of US$ 10

Million to unlimited amounts.

Global Project Financing

Funding Facilitator

BUSINESS PLANS

We can help you design a business plan incorporating financial forecasts for presentation

to lending authorities or just as an aide memoire to assist the development of your

business.

ZURICH CAPITAL FUNDS HOLDING is a leading company in sophisticated fund

raising through its own network. Our objective is to deliver the best customer experience

at every level in every market in which we do business.

We want that our customers Will have the peace of mind that would come from a

financial success by working with us.

INTEGRITY

We are committed to the highest standards of business ethics and good governance.

ENGAGEMENT

We value our diverse, talented workforce and encourage, support and reward them in

contributing to the full extent of their potential.

CUSTOMER FOCUS

We provide sound financial solutions for our customers and always work with

their interests in mind.

VALUE

We deliver value to the customers and shareholders, we serve and to the communities in

which we operate.

OBJECTIVE

The primary objective is to assist clients in obtaining financial assistance to enhance their

competitiveness in the global market milieu. This is obtained via our international network ,

which includes international financial institutions , banks and specialized advisors.

MISSION

Our Mission is to help customers to achieve financial success.

KEYS TO SUCCESS

Due to our ability to bring our clients in contact with the best available financial options, we

can tailor a plan to suit their specific needs. This ability, coupled with our worldwide

expertise in financial planning and access to the best financial sources, puts us in the unique

position to achieve our mission.

SERVICES

Our services basically focus on established businesses with relations with recognized banks. The first step is to establish the requirements and the

existing possibilities to solve the problems. For this reason a good understanding of the underlying business principles and the feasibility of the

Company is essential. Once this has been obtained, our planning is then focussed on the creation of the necessary financial means to assist the

company.

MARKET ANALYSIS

The nature of our business is of such a stature that the analysis of the market where the company is functioning is of paramount importance. Therefore,

our financial partners are describing very strict rules when a decision has to be made whether the assistance can be granted.

STRATEGY

Our strategy is to focus on developing economies. The reason for this is that

Government involvement ensures that projects are being executed.

Our company collaborates with an International Private Bank that does not operate from the United Kingdom

and does not offer its products and services to residents or nationals of the United Kingdom.

The International Private Bank offers to its shareholders products and services only in the field of trade

finance:

- Any type of guarantees and warranties - BG Bank Guarantee

- - Standby letters of credit - SBLC Standby Letter of Credit - Documentary letters of credit - LC

- The sister company of the International Private Bank provides further products and services not only in

the private banking sector such as:

- - Cash management;

- - Capital markets;

- - Account management;

- - Credit cards;

- - E-Banking

- But also in the corporate banking sector such as:

- - International payments;

- - Leasing;

- - Trust services.

BANK

INSTRUMENTS

AND SERVICES

Business & Funding Platform

ZURICH CAPITAL FUNDS HOLDING. Works and deals directly and exclusively with the Investment

Banking-Financial funding platform. Funding platform is registered and licensed with the Securities Exchange

Commission ("SEC") under the Investment Advisors Act of 1940.

The funding platform is also a Works several stock exchange and "NASD" registered funding.

The Investment Banking-Financial funding platform receives "ALL" of their business from the Partner Banks

they work with. These Banks refer clients into this Funding platform because of the

Unique and creative "Funding Structures" utilized to raise and generate capital for companies

And/or projects. Zurich Capital Funds . is the only outside source of business this

Funding platform accepts business from.

The Funding platform partners directly with both "A" and "AA" rated banks in both the United States and

Europe to offer "Funding Structures" for various projects.

The Investment Banking-Financial funding platform is able to provide both; "Debt" and/or "Equity"

Financing for projects or companies.

ZURICH CAPITAL FUNDS HOLDING has unique advantages in having funds available at a very low cost,

augmented by funds derived from its own profitable trading activities. This allows it to be very

Competitive in funding a wide range of worthy projects. It can consider joint ventures and funds

Within 10 to 30 Banking days of receipt and verification of the relevant collateral security .

Funding Currencies

Currently, all funding is undertaken in the currencies of the United States of America (USD) and in the

currency of the European Union (EURO).

The Transactions

The minimum transaction that will be considered is USD/EURO 25 Million. ZURICH CAPITAL FUNDS

HOLDING has lending and investment commitments in excess of USD 50 Billion covering major resource,

property, industrial and mining projects spread throughout the world.

ZURICH CAPITAL FUNDS HOLDING has the ability and access resources to fund a wide range of

worthwhile Projects.

The lending/funding entity of ZURICH CAPITAL FUNDS HOLDING is potential Creditor and Investor

(ACN 109 250 731) as trustee for the Syndicated Financing Trust.

ZURICH CAPITAL FUNDS HOLDING has completed the financing of several projects in different

Countries. To name a few:

# Transaction on full amount of 100 million Euro with Ukrobladpostachannya Ltd (Ukraine)

Via Raiffeisen Bank -November 2007;

# Transaction on full amount of 100 million Euro via Tac Kommerzbank (Ukraine)-

November 2007;

# Transaction with CI Global Financial S.A via ABN AMRO on full amount of 500 million

Euro - 2007;

# Transaction with Pegasus Insurance Services Inc. on full amount of 500 million Euro via

UBS Bank- 2008;

# Transaction with I.Z. Mar Foundation on full amount of 1.0 billion Euro via ABN AMRO

Bank - 2008;

# Transaction with Company J.P Airs, on full amount of 450 million Euro via Banco de Brazil

& Deutsche Bank- 2008;

# Transaction Switech (Switzerland) within the financing Kongo & Sudan projects, on full

Amount 1.25 Billion Euro via Swiss Credit- 2007;

# In Kemerevo Area, ZURICH CAPITAL FUNDS HOLDING, is realizing the project

For "Deep Processing of Coal" with LLC "Atrium" for the amount of 442 million Euro.

# ZURICH CAPITAL FUNDS HOLDING is with a project of 680 million Euro involved

With the company TRT FOREST VENICE for a new housing complex for the upper class

Of Russia between Moscow and St Petersburg

Transaction - Russian Federal Program

ZURICH CAPITAL FUNDS HOLDING Jointly Candy Group International Ltd is a Beneficiary of the Federal projects and programmes of Russian Federation Government.

Within the given Investment Agreements with local governments, ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd, is State Creditor of Russian Federation, which can be confirmed by "The Investment Commission" of the Advisory Council of Committee of Council of Federation of Defense & Safety of Federal Assembly of Russian Federation. All regional projects are to be realized with the support of the President Administration of Russian Federation, with the control by Mr. Rughichkiy Alexander Yuryevich as a curator of CGI Ltd in the Russian Federation.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd are releasing a development project with the Government of Dagestan, Republic of Russian Federation within the Investment Agreement, for the full amount of €1.500.000.000.00 (Euro One Billion Five Hundred Million) Euro.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd. have an Investment Agreement with Tomsk, Novosibirsk, Krosnoyarsk local Government for to develop regional projects on a social basis. The Full amount of the investment in the local regions is €9.000.000.000.00 (Euro Nine Billion) Euro.

Furthermore, ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd has a Memorandum of Collaboration in the world financial market with Prominvest Bank (Russian Federation).

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd collaborates with the Insurance Company "Allianz Group" (Germany) in the Russian Federation within the Collaboration Agreement as strategic Partners.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd collaborates with "Gorbachev Foundation Luxemburg" within the Collaboration Agreement dated from 27/09/2007 as strategic Partners.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd collaborates with the International Association Against Drug Trafficking & Drug Abuse with Charitable Financing of the given International Organization.

The given Association has Observer Status with the Drugs Sub Directorate of Interpol Lyon and registered with the UN.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd collaborates with the organization would Political Forum as strategic Partners.

Furthermore ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd has agreements with entities in the countries of North and South America.

DEVELOPMENT AND RE-STRUCTURING THE VILLAGE OF PALM PLAZA, ARAB REPUBLIC OF EGYPT EL-ARISH SINAI

ECONOMIC FEASIBILITY STUDY FOR THE ESTABLISHMENT OF A TEXTILE FACTORY GULF

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY POURED CHMAGH (HEADSCARF GULF) RESTRUCTURING AND ORGANIZATION OF WORK STATUS OF GENES FOR MEDICAL ANALYSIS

ESTABLISHMENT AND OPERATION OF THE CITY'S STOCK EXCHANGE (DUBAI - ABU DHABI)

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY TO USE THE REMNANTS OF DATES AND PALM TREES IN VITAL INDUSTRIES

ECONOMIC FEASIBILITY STUDY FOR THE ESTABLISHMENT OF THE FACTORY SAUDI NATIONAL CHMAGH AND WOMEN'S HEAD SCARVES AND PONCHOS AND CLOTHES

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY GULF PHARMACEUTICAL AND COSMETICS AUDIT AND REVIEW OF THE COUNTRY

STUDYING THE ESTABLISHMENT OF THE ISLAMIC BANK FOR INVESTMENT "OF THE KINGDOM OF BAHRAIN," WITH ERNST & YOUNG"

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY FOR THE GULF AND PACKAGING VEGETABLES AND FRUITS

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY FOR THE GULF OF VETERINARY MEDICINES AND COSMETICS

ECONOMIC FEASIBILITY STUDY FOR THE ESTABLISHMENT OF SAUDI FACTORY FOR THE PRODUCTION OF GLASS TUBES LABORATORY

STUDY OF THE ARAB FUND FOR TOURISM (ARAB LEAGUE) SUBMITTED TO THE COUNTRY'S INTERNATIONAL

STUDY OF THE SAUDI FUND FOR TOURISM DEVELOPMENT COMPANY PROVIDED TO THE COUNTRY'S INTERNATIONAL

ECONOMIC FEASIBILITY STUDY TO ESTABLISH NUMBER OF (41) TOWER IN RIYADH UNDER BOT AND DBOT SYSTEM

ECONOMIC FEASIBILITY STUDY FOR THE ESTABLISHMENT OF THE FACTORY TO ASSEMBLE THE NATIONAL SAUDI TELEVISION SETS AND ELECTRONICS STUDY OF THE COMPANY'S

ESTABLISHMENT OF THE SAUDI-KUWAITI INVESTMENT COMPANY PROVIDED TO THE COUNTRY'S INTERNATIONAL

MODELS OF WORK AND THE

TASKS CARRIED OUT BY THE

GROUP AND STUDIES

ECONOMIC FEASIBILITY STUDY FOR ESTABLISHING A FACTORY FOR THE SAUDI-CHINESE PETROCHEMICAL, CHINA (UNDER STUDY) AND OTHER MISCELLANEOUS STUDIES

FINANCE PROJECT DREAM LAND (IRAQ – BYBLON ) FOR AN AMOUNT OF 150M EURO ON 2009

FINANCE PROJECT SPAIN FOR AMOUNT OF 130M EURO

FINANCE PROJECT OF OMAY TIYER RECYCLEING 110M EURO

FINANCE PROJECT ( REVOLVING TOWER AND DEVELOP CITY TAMANSARI( MALASYIA ) FACE VALUE OF 1.5 B EURO

FINANCE PROJECT AL SABAH WATER TANK VALUE 6.300.000. KUWAITI DINAR

FINANCE PROJECT AL JABER AL AHMAD CITY FOR 600 VILA AMOUNT OF 46.900.000 KUWAIT DINAR DURATION OF THE PROJECT 3 YEAR

Construction, Completion and Maintenance of Roads and Interchanges on the Main Roads Access to Jaber Al Ahmed City Client Ministry of Public Works

Project ValueKD 25,850,000 Project Description:

Upgrading works mainly involved the main access roads towards the Jaber Al Ahmed City, Saad Abdullah Housing and Northwest Sulaibikhat Housing Projects along Jahra Road and Doha Spur Motorway. These roads are designated as Special Road Network, that is

intended for fast and free-flowing through traffic and access control using grade-separated interchange. There are six (6) interchanges to be upgraded.

ALJAHRAA HIGHWAY

Contract Value 235,000,000 KD Description,

Construction of the key road, the 10-kilometer-long AlJahraa highway, is projected to finish by the year 2016, announced a ranking official of the Ministry of Public Works on Saturday.

He indicated that pieces for foundations of the bridges and causeways would be imported next month. Number of cranes were inc reased from two to three with the intention of speeding up the work.

The project, being executed along a distance of 10 kilometers, will end by 2015, in five phases, he said, indicating that the section between the second ring road and the “United Nations roundabout,” would be linked by a causeway, underneath of which there would be several road s and intersections

FINANCE PROJECT IN ABU DHABI GERMAN GENERAL HOSPITAL VALUE 100M USD

PROJECTS COMPLETIONS

FINANCE

FINANCE PROJECT IN DEMOCRATIC REBUPLIC OF CONGO SATALITE CITY VALUE 800M EURO

FINANCE MEDICAL CITY ON ASIER SAUDI ARABIA VALUE 600M USD

FINANCE TWO TOWER 5 STARS HOTEL & RESIDENTIONAL IN BUSINESS

BAY DUBAI VALUE 80M USD

FINANCE ALMOST 100,000SqMCONSTRUCTION POTENTIAL IN NORTH OF BUCHAREST VALUE 90M EURO

FINANCE PRJECTS IN SAUDI ARBIA LABON FARM VALUE 250M RIYA SAUDI

REFINANCE AL NAHDI SONS SAUDI ARBIA VALUE 50M USD

REFINANCE AL KHOREJI SULTAN IN SAUDI ARBIA VALE 160M RIYA SAUDI

FINANCE 400 VILA IN TURKEY VALUE 76M EURO

PROJECTS COMPLETIONS

FINANCE

Compliance

As a one of the serious financial company, ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd has

sufficient financial resources to finance industrial, social and humanitarian project; under local and international

laws, especially within the ICC rules. In financing government and private sector projects,

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd , observe and complies with international acts and

especially:

Attorney Acts, 1979; Trust Property Control Acts, 1988; Estate Agents Acts, 1976; Financial Market Control Acts,

1989; Unit Trusts Control Acts, 1981; Banks Act 1990; Mutual Banks Act 1993; Long Term Insurance Act 1998;

Public Accountants & Auditors Act 1991; Postal Services Act 1998; Stock Exchange Control Act 1985 as well as

other international rules.

ZURICH CAPITAL FUNDS HOLDING Jointly CGI Ltd works with strict compliance with European and

International Law, and due to utilizing US Dollars, also complies with all relevant USA acts, including the Patriot Act

(US).

The above confidential information is supplied in the strictest of confidence.

Further, the above confidential information is not to be interpreted as

solicitation of business; but rather to supply

Background information to assist international borrowers and/or project

owners/operators, who cannot easily access our offices in Manchester, UK or

in Moscow, Russia, Cyprus limasol, Saudi Arabia Riyadh, Kuwait Kuwait City,

Hongkong, New Zealand, Auckland, Bradenton USA, in obtaining a better

understanding of the combined experience and ability of the Board Members

and the

Company.

CONFIDENTIALITY

WORD OF CEO

Although it wasn’t that long ago, since ZURICH CAPITAL FUNDS HOLDING

was founded in 2006, but our journey was exciting and of a great success. This was

mainly attributed to our employees, clients and shareholders. Our experience record

of delivering successful, innovative, large scale and above all, valuable solutions to

our clients in GCC and worldwide, stand as a testimony to our successful journey.

We aim to be the company that customers come to it when their businesses face

turbulence believing that they will find a mind to innovate, a hand to build and a

strong company to rely on.

We treasure our world-class team of people and invest in their abilities, with our

mission to deliver a positive experience in innovating, implementing, managing and

operating complex enterprise solutions for governments and financial institutions,

translating advanced technologies and the latest methodologies into value for our

customers and welfare of the community, through our professional services and

consulting capabilities.

Our experience in the GCC ( GULF market – AND worldwide in finance sector

specially with commercial and Government businesses encourages us to expand

our services in the Middle East and African countries making a change, a

transformation and even more growth opportunities.

CEO DR. FAHED AL MERAABI

PARTNERS AND SISTER

COMPANIES

Partner & Sister Companies:

1. ZURICH FINANCE & INVESTEMENT GROUP

2. OJEH AL ARAB GROUP

3. Candy Group International Ltd

4. HP WALSH & ASSOCIATED

5. BLACK DIAMOND FUND LLC

6. EURO ARAB INTERNATIONAL INVEST GROUP

7. BANQUE SYSO

8. KBC INVESTMENT BANK

9. BLUFLOW INVESTMENT & TRADING GROUP

10. KYLLA GROUP, LLP

11. HERNANDEZ AL MEREHBI FOUNDATIONS

12. KINGDOM WEALTH DEVELOPMENT & FUNDING FOUNDATION

13. CARTHAGO INTERNATIONAL INC

14. CAM FINANCE&TRADE

15. AL DOLIKAN COUNSULTANCY & FINANCE

16. AL FAJER TRADING FZCO

17. KIM GEN INTERNATIONAL INVESTMENT GROUP

18. GENEVA FOUNDATIONS GROUP

19. GENEVA INTERNATIONAL INVESTMENT & TRADING

20. WORLD ONE TRADE GROUP

21. YANK YANK GROUP

22. GOLD WATER INVESTMEN GROUP

23.CHINESE FIFTY DRAGON

24. ING BANK SWITHERLAN

25. MIAMI INTERNAITONAL FINANCE BANK

26. SUISSE CREDIT CAPITAL

27. GENERAL EQUITY BUILDING SOCIETY BANK

28. TSL FIANCE SERVICES

29. XHING HANG GROUP

30. RED DRAGON INVESTMENT GROUP

31. PLATINUME FUTURE PETROLEUM (HONG KONG – DUBAI – AUSTRALIA – UK)

32. HOLLAND BIZZ GROUP

33. ELLA FINANCE GROUP

34. BAYAN AL FAJER GROUP (IRAQ)

35. BLACK DIAMOND (USA – DUBAI -)

36. TRIPLE - E - FUND

37. Aspen Capital Group, LLC

38. INTERNATIONAL DEVELOPMENT INVEST GROUP

39. WORLD HOUSING INNOVATIONS

40. INTERNATIONAL BIOSCIENCE CORPORATION

PARTNER AND SISTERS

COMPANIES

THANK YOU